'It's a mess': Idaho car dealership leaves customers in debt, without wheels

[@neonnoir9692]

In this case the law should not allow the dealership owner to hide behind an LLC, he should be sued personally. Take everything he owns.

[@jjgjr1997]

That’s the main idea of registering a business corporation…

[@ChunkyMonkaayyy]

They said he probably doesn’t have any assets listed so you can’t get anything from him. And he has a warrant out for his arrest already. He’s either gambling or on drugs probably.

[@AllenHanPR]

LLC protection only applies if you aren't knowingly commiting fraud.

[@tiruvalye]

If the owner transferred any money from the LLC to himself without proper documentation, then he can be held liable in an individual capacity.

[@mikelarry2602]

Shouldn't the bank have verified everything before giving the money out ?

[@loafandjug321]

Sue the bank who approved the loan for not doing a title search. Then sue them for distress.

[@RomanticPopPunk]

This guy gets it

[@louisliu5638]

they may not have TO: IF YOUR credit rating justifies the loan, and you were loaned the money as a cash loan, you have to pay. the Cu or bank doesn't WANT title to an EIGHT YEAR OLD car.

[@loafandjug321]

@@louisliu5638 This is a clear violation of your rights as a consumer. It's an infringemnt on your constitutional rights. It's outrageous, egregious, preposterous.

[@stevemiller.]

Won't work

[@paulstandaert5709]

It depends on the type of loan it is. For all we know, it was treated as a personal loan.

[@lorihamlin3604]

At 19 when I bought my first car I didn’t have a clue what I was doing. This could have easily happened to me. I totally trusted the bank and the car dealer. Fortunately they were honest.

[@svenjorgensenn8418]

Modern business is about fleecing the young and old.

[@useyourbrain6937]

Yep. I went to a dealership recently, and yeah, car salesman are garbage

[@alexkin3265]

These times are going away--> nowdays lots and lots of legit businesses are dealing fraud "legally"!

[@thimmee.948]

Good luck 👍

[@matt7iron]

If the car dealer was named Bird dawg would you have run away.

[@nickgarcia4988]

When the banks are in trouble the government will spend hundreds of billions to bail them out, but if a citizen gets screwed by a bank the government continues to protect the banks over the customer

[@joshuasmith9350]

if the state interferes how would they collect all that sales tax? idaho is corrupt.

[@babywah3290]

I considered buying a vehicle in Idaho recently. Scratch that idea forever.

[@dennisyoung4631]

*Predation.*

[@savannahsmiles1797]

@@joshuasmith9350 ain't just Idaho

[@josephstevens4032]

Banks work for the government and not us unfortunately..

[@stefanc4520]

Why is it always up to the average Joe to "do his due diligence" but never on anyone else like the Dealership, Bank and even the Government?

[@user-fv2sj2eh2w]

The fact we live in a system to screw someone legally obtaining a vehicle is outrageous

[@mikelarry2602]

The U.S. is built on fraud that's why it's falling apart. The country is like a dragster.

[@mxerb5912]

@Toboe Key pfft blame the victim eh?

[@user-fv2sj2eh2w]

@@toboekey7621 they have business license to hold accountable. Your financial institutions want vin # for a reason to make sure the vehicle is legal to purchase. They check to make sure vehicle can have a lean put on aka your auto loan

[@crand20033]

It reminds of the family court system that legally screws men over in the benefit of women. Men end up with endless bills and women get everything he owns.

[@tannerpaisley-ve6dq]

BBB?... Hahahahaha!! Never trust them clowns

[@codycole3202]

ICCU screwed up. No title, no collateral, they need to eat this one.

[@thunderb00m]

Exactly. He should stop paying. Let them collect the collateral.

[@alexanderchenf1]

@@thunderb00m you are right! The victim should just stop paying the credit union!

[@MarkIrwin02]

Just not that but refund all money paid and remove all negative marks on credit. They can't get the title its their loss. The only people they have a problem with is the dealer owner and the other bank. They can pursue them to get their money back. They made a bad decision. Not the car buyer's responsibility to pay for their mistakes.

[@lauralangham9657]

Yes, and Hunter should try suing the credit union if they mess up his credit report.

[@douglastodd1947]

@@thunderb00m almost bet ICCU got their money back almost immediately once the Fraud was spotted Banks look after each others interests,, Raul Labrador Attorney General should look into this ICCU.

[@ericbritton8146]

This is an absolute daytime nightmare. I am so sorry this happened to Hunter.

[@righteousone1]

They voted for the laws. Reap what you sow.

[@ericbritton8146]

@@Sobeit2024 I am so sorry this is happening to you. Gen 3 is a monster.

[@marymadeline9533]

The bank that gave out the loan should have done a title search they are at fault as much as the dealership

[@luigivincenz3843]

I did work for a used car dealership. The credit unions were the easiest and whom we preferred because they are efficient in obtaining the documents, finances and titles asap. They normally know what they're doing. We recommend joining credit unions over banks. In this case, ICCU dropped the ball and left their customer hanging.

[@hollyfink6168]

You would think the bank you went through at the dealership knew what was going on if the loans went through! But banks sell titles all the time, just sucks. Should come back on the the first bank that should have had the title!

[@davide4725]

At this point there might be a case against the bank. The bank had due diligence to acquire the title when the loan was paid to the dealer. At the very least, they should have known the dealer didn't possess the title within a month of the purchase.

[@dichquan6816]

I would go and sue the bank

[@marymadeline9533]

@@dichquan6816 I wonder if you can Lien a bank like they lien your car or house

[@wokeupsauced]

They literally went to buy at a dealership called “Bird Dog Motors” It’s a shame they didn’t know the sales game because even the name of the dealership is sketchy enough as it is

[@lo-rn1et]

ByrdDawg Motors

[@Deploracle]

Bird Dog is actually a trusted member of the family (a hunting family). It's a great name for an HONEST business.

[@junehanzawa5165]

A dealership being dishonest? What a shocker. They all need to go.

[@missbttrsctch]

They're on their way out too! Car manufacturers are sending fewer cars to them and customers now have to order the car they want and wait for it! Sucks for the little guy though!

[@Worldofourown2024]

@@missbttrsctch Yea, where I live, it's so full of car dealerships, huge RV dealerships, and gun shops, but not a single grocery store for a few miles. This is a very urban area in the Salt Lake Valley area. The cars, rents, and everything including food too are way over priced. There are so many thousands of vehicles in inventory within walking distance of where I'm sitting, but I don't have one to drive. I hope most of em' go outta business this year going into next year. It looks like this ginormous RV dealership that just went in last year buying up all the lots around my apartment building is going to be going out as he's full to the max and not moving em'.

[@theresaromeo5484]

The lawmakers that give them a pass need to go.

[@kingargon]

Absolutely. They’ve been unnecessary middlemen for decades. They need to GO.

[@missbttrsctch]

@@Worldofourown2024 wow, I believe you! Things are about to change HEAVILY for them!

[@blainelytle341]

Thanks for giving use all valuable tips to keep us out of trouble when buying a used car or even a new car. I hope this Young Man and the other 34 people get the help they need in this , and thank you to the Attorney who's helping him .

[@Ferrari360Spyder]

Sorry for the dude who purchased the car hope he really gets justice for this. Such a well put together report, great job and good you guys are bringing attention to this.

[@Ferrari360Spyder]

​@Darkfarfetch and you are a dummy for either not listening or watching the full video. Did you not understand that the buyer had absolutely no idea that the bank did NOT have the title to the vehicle.

[@jamesgordon7608]

Sadly he kind seems like a drone or someone who is too impulsive. He over paid for the car and he paid someone huge money without any title to the car. Pretty bad situation.

[@kiLLinEmSoFTly]

WHAT?! Absolutely UNACCEPTABLE! 😡😠😡 CFPB, BBB, State AG Office, and State Dept of Motor Vehicles need to get involved and provide justice to this young man.

[@eduardotirado839]

The insurance company doesn’t want to pay. How unusual…

[@mph5896]

State of Idaho needs to up their bond requirement for dealers. $20k is an absolute JOKE. A couple million bond requirement would protect consumers from something like this happening again.

[@elslick]

Right like maybe 20 grand covered them in the 60 and 70 but average care is 32 grand now days. 20 grand is ridiculous

[@eln0n01]

Also idaho can issue titles to the people who got robbed...

[@coimbralaw]

And it would make cars incredibly LESS affordable since they would pass the cost to the consumer. You never heard of the Law of Unintended Consequences, apparently.

[@BadMonkeyMike]

Agreed... 20k is a joke

[@mph5896]

@@coimbralaw bond cost is so low. Million dollar bond would be minimal, maybe $1k a year.

[@getinthespace7715]

That sucks. Find out if the guy owns a house and take a lien out against it.

[@valeriepickens2533]

What about a law that says it's illegal for dealers to sell a car without a title!? Other states have that!

[@ronhall3686]

Most states have laws against "Spot Delivery".

[@jameswarren2894]

California does. I won’t ever I mean ever buy a used car from a dealership.

[@knerduno5942]

There are laws that say certain areas are "gun free zones." How is that working out?

[@samduong8889]

​@@jameswarren2894 its not a bad idea. Its just depend on which dealership. Goes for the big one and trustworthy. Like in Vegas, we ll go for Carmax. Don't go for small 2nd dealership. There always something going on with them. Cheaper but shitter😂.

[@hogi99]

The owner needs to go to jail and have all assets seized.

[@mikejohn0088]

Find him, feel his knees and allow the baseball to be at ease getting four homeruns. He needs to crawl like the snake he is.

[@jongonegone1262]

that dealer knew all along they were selling cars they did not have titles for, maybe both dealer and title company are corrupt together.

[@joshuasmith9350]

as long as idaho gets the plates paid for thats all they care about.

[@ermakers1297]

There is no title company for cars. Titles are issued by the state. Dealer was selling cars they did not legally own plain and simple.

[@davidbryant3532]

Title company?

[@douglastodd1947]

what's the Betting ICCU is the lenders in every case , Banks Or Finance Company's Don't make mistakes on Debt clear Titles, it's how they make their living.

[@douglastodd1947]

@@ermakers1297 Title is put up as guarantee Against the Loan to purchase , default on loan Car belongs to lender. As There are quite a few vehicles with No Titles what Proof is there the Lender paid anything out if any , Looks like the Money Lenders are running a massive scam and are LIEING TO THESE PEOPLE in an attempt to replenish their so called LOST MONEY at these Innocent Peoples expense. commonly known as FRAUD. these people need to get a LAWYER get ALL Monies paid returned with interest accrued on top off Fraud award, make sure lenders pay your Lawyer fees accrued as well .

[@aquicktake]

Living in a system where legal fees are more expensive than the car is outrageous.

[@mrsmith1339]

Why does Idaho only require a $20,000 bond or insurance to open a used car lot? Is this 1923?

[@johnmccallum8512]

The rules probibly origionate from that era.

[@dougsmith1721]

This happened to me about 12 years ago I bought a nice truck for cash from a long time car dealer that I thought was ethical. Turns out I wouldn't get the title for months. After finally receiving the title, I was contacted by the District Attorney and learned the owner of this car dealership had been buying vehicles out of state and not paying for them so he actually didn't own the vehicle I bought. He was prosecuted for multiple felony counts but I never got anything out of the case. You can't be too careful when car shopping.

[@calanon534]

I don't understand how it's legal to hold the car buyer responsible for a loan obtained fraudulently like this. As far as I'm concerned, if it's proven that the seller committed a crime with the sale and cheated the buyer, the bank should immediately eat the loss and go after the fraudster if they want to recoup any money. If the banks were held responsible, and had to suffer real consequences for fraudulent activities, you can bet those activities would be curtailed quickly.

[@hxhdfjifzirstc894]

Yeah, it sounds like the crooked car dealer was selling cars they didn't own the title to, which is fraudulent. Furthermore those titles had liens on them. But who has the cars? The customers? Why would they keep paying if they don't have a car?

[@knerduno5942]

It's not. The bank is equally responsible under what is called a "Holder Rule." Seems he has a terrible attorney.

[@calanon534]

@@knerduno5942 Oooo.. elaborate, please?

[@knerduno5942]

​@@calanon534 On a channel called "Steve Lehto" (an attorney) there is a video he covers titled "Dealer Sold Couple a Stolen Truck." Near the end of the video, he explains how a lender is also on the hook for any breach of Contract/Express Warranty.

[@calanon534]

@@knerduno5942 Huge fan of Steve. I watch him all the time. I don't catch every video, but I do try to hunt for Ben! Hah. I'll go have a look for that video, thank you.

[@phlaelym]

I'm pretty sure the contract Hunter signed stipulated that the title will be signed over to him upon completion of payment. Since ICCU is unable to fulfill their part of the contract (signing the title over to Hunter), would that not relieve Hunter of his duty to fulfill his part of the contract?

[@Wolfie66]

I feel bad for the young man and everyone else left hanging by this dealership. Hope they can get some satisfaction eventually.

[@righteousone1]

Don't. They voted for their laws.........

[@yobro2796]

@@righteousone1do you have proof they voted for it?

[@anarky4321]

ByrdDawg Motors ? i would have stopped right there - also a bank giving 20k for a car loan without running a title check is wild negligence

[@leeketner6488]

This was an illegal sale ! As soon as i found out about this , i would have stopped making payments and provided copies of said paperwork to credit reporting agencies and future banking and attorney general in that state.

[@autonco808]

Bird Dog? 😂 That name is all I need to know, wouldn't buy from them. 😂

[@AdamJohnson-di7co]

Glad I wasn’t the only one ! Haha !

[@Xmw92ba3oenalfk9]

It was ByrdDog

[@sneakerfreak2002]

Ikr???😅

[@crand20033]

They saw you coming.

[@autonco808]

@@crand20033 😂👀👀👀

[@shanerice8030]

I love how you go to a dealership to buy a car but yet you gotta do more homework and more research to keep yourself from getting taken advantage of. I thought this only happened in California

[@svenjorgensenn8418]

That why I only buy from toyota dealerships. New or used. Toyota has greater control over the dealerships and financing. I got a used 2007 for 5k, yes it's over priced but they had it listed for 13k!!!!

[@Thomas63r2]

Simple solution, and I believe this is the way it works in other states: 1) Customer signs purchase contract. 2) purchase contract is sent to bank. 3) bank providing new loan can see a current lien from another bank. 4) new bank sends out two checks; one to pay off current lien and secure the title, and a second check to the selling dealer for the loan proceeds in excess of paying off the current loan. Easy peasy. You’re welcome.

[@markb3129]

Smartest comment on this situation. ✌🏻

[@S14zenkiQs]

This is the way. The dealer doesn't need the money that's just going to go to the other bank anyways. The bank could just ACH the payoff to the original bank and it would be done faster.

[@mouse6210]

Seems logical enough.

[@purplemartinracingteam1750]

buying from a small lot can be a gamble in many ways. the car condition, the paperwork etc.

[@MrROTD]

How can you be forced to pay for a thing you dont legally or physically posess?

[@Steven-xf8mz]

I think that depends on your case. in this case, they could, because they sold him a car where a financial bank has lien on. I think the people should sue under different logic such as fake sale, seeking refund rather than seeking titles and car.

[@arturobelmonte6803]

Because he signed the dotted line , which basically said you are 💯 percent responsible to pay the loan received from the bank

[@crand20033]

Oh, you mean like child support where you don't get the child by you're forced to pay for it for 18 years?

[@Steven-xf8mz]

@@crand20033 child support, same as childcare, you don't own anything at the end anyway. LOL. Children are the masters, they own you, not the other way around. Rarely do I see children accommodating parents.

[@davide4725]

I agree with the thought, but the bank gave him the loan, that's what you're paying back. What's the solution here? Dissolve the loan, pay the customer back all of his payments?

[@Dioramarama_Collectibles]

Blows my mind that "nothing can be done" in this situation

[@nacoran]

That last bit, about his bank charging him more because he doesn't have insurance,... wow, I felt bad for his bank, but after that, f'em.

[@rherman9085]

IT was a credit union not a bank, big difference. That's why I don't deal with credit unions.

[@S14zenkiQs]

​@@rherman9085 banks do the same thing

[@eln0n01]

​@R Herman lol hahaha you much rather pay the outrageous amounts of loney banks charge you so that they can use YOUR money. Credit unions are way better than banks.

[@Censortubes]

​@@rherman9085 yet when the banks crash tou will think otherwise.

[@savannahsmiles1797]

@@rherman9085 credit unions are more reliable than Bank of America, Wells Fargo, Chase, and others who swindled folks over and over and got bailed out repeatedly only to do it again. Credit Unions aren't all bad, but most banks have participated in SHADY dealings for decades.

[@jasoncrandall73]

That's why I buy new. Plus I drive a lot of miles per year. I don't buy the most expensive new vechile out there (never paid more than $30k) but I know I am the first owner.

[@dev_taco]

Funny how the gov is always there to bail out the Banks but not the little guy the Banks are taking advantage of.

[@lastmanstanding2622]

The dealership sold a vehicle they did not legally own. That is fraud. So why can't the DA go after the seller and put him in jail where he belongs? Our legal system is soooo messed up. Thank you lawyers who only look out for just themselves and create this injustice for us.

[@gladegoodrich2297]

Only solution is for the state to raise the bond needed to get a dealer license to at least one million. When shopping for a used car ask to see the title, if they don't have it walk away. Dealer for 30 years and sold thousands of cars and trucks. Never floored a car and never sold a car that I didn't have the title for it.

[@joshuasmith9350]

the " state" got its taxes. they dont care anymore.

[@HicSvntDracones]

Good advice, just a bit late

[@fratercontenduntocculta8161]

I'm so glad my newish (2015) car is finally mine. I feel for the people needing a car in these times.

[@kastellolo5212]

I feel so bad about all those victims, specially in this inflated car prices. Hopefully something can be done.

[@slowery43]

Thank you Cpt Obvious

[@peterapsey5044]

Farm Bureau should be sued for knowingly allowing a car with a lien on it to be sold. Farm Bureau needs to be held accountable for placing the car in the dealers yard with a lien still in place.

[@wisenber]

While the dealer is obviously at the root of this, the Idaho bank should have done a title search prior to approving the loan.....or paying the dealer.

[@Sochi314]

Once upon a time, I worked for a bank in the auto department and there was no loan until the title was taken care of. He wouldn't have pulled off of the lot. It is really unfortunate that Hunter was paying for a car loan while he is not in that car.

[@erict7093]

The two Banks, the state, the dealership, and dealer all can care less about the situation that is happening with these individuals within crooked dealerships. Let this happen to a high-ranking government official in Idaho! You better believe it will be rectified that same day!

[@Agt714]

High ranking gov officials don’t buy used cars they use our tax dollars to buy new ones 😂

[@eln0n01]

They buy brand spankikg new 120k suvs from the source so they wont be facing any of those issues.

[@thedisneylandkid]

Hawkes car dealership has a similar past. Took me over six months to get my title. Giving me one excuse after another of why they didn't have it. That's another company to stay away from.

[@isakwilkinson2491]

I'm just trying to figure out how ICCU gave a loan on a car without receiving its title first.? Sounds like something shady from a bank. Unless they just cut this guy check no collateral and said here's your money go get what you want.

[@mattmax11]

How would get the title first if he never paid for the car?

[@tomr3422]

Im sure the car was collateral - who did they loan money without making sure the collateral was clear - I guess its one of those eating too many potatos things

[@mattmax11]

@Creole Bunny No.The bank loaned the guy the money to get the car.

[@Censortubes]

​@@mattmax11 never bought a car eh kid?

[@brokencactus9854]

Car loans are always a bad idea. Paying interest on a depreciating asset. Still, awful that these people got (even more) screwed.

[@CJinsoo]

they probably explained and I missed it, but why isn’t this on the lending institution? I thought that they held the title until the loan is repaid? How did they lend money without checking the title status on a used vehicle? doesn’t the lending institution have procedure for checking for outstanding liens? at a bare minimum seems like the lending institution should want to protect itself and its customers by checking for liens? I would fire whoever was responsible for issuing the loan, as this is a careless way (at best) to do business.

[@savannahsmiles1797]

forget firing the screw up, get that guy who is paying OFF the hook, fix his credit.

[@tonymarino1730]

I think he got a personal loan.

[@920WASHBURN]

So is the guy selling stolen cars? I don't get it.

[@moose354]

UNDERSTAND THIS: IF THE SELLER CAN'T SHOW YOU A CLEAR TITLE DURING THE PURCHASE PROCESS, WALK AWAY. Check the title to see if it is "BRANDED" - Salvage - Insurance total loss - Flooded - Vehicle reconstructed - TMU, total miles unknown. Do NOT BUY a vehicle with a branded title. States brand cars for a reason, to protect the consumer.

[@karlschroen392]

Theres nothing wrong with a branded title if you are aware of it and what it means

[@dochvtech22]

Look up chuck missler on KZbin

[@satishkota7864]

Most people have little knowledge on how these work. Its hard to suspect when there is car and a bank is ready to give a loan.

[@moose354]

@@karlschroen392 First, a bank is not likely to finance a vehicle with a branded title. Vehicles with branded titles are highly likely to have major problems, especially with safety and electrical systems. If you want to roll this dice, then by all means, go for it.

[@moose354]

@@satishkota7864 You are right, most people don't know how these work and that's why shady dealers love these kinds of people. When making a major purchase, it is buyer beware.

[@steveludwig4200]

Better Business Bureau does NOTHING for consumers. They are funded by BUSINESSES.

[@madmatt2024]

Is title insurance a thing on car loans? It sounds like something that could have resolved all of this. It also boggles my mind that his lender wouldn't run a title check before agreeing to finance a car.

[@keithbender2061]

@Dev JB It was a car loan, his lender was trying to get the title and they were also charging him more because he did not have insurance on the vehicle.

[@Rich-yj4ub]

Never pay cash for a vehicle

[@RacerX1971]

Too many scammers...hope and pray that they get their title or money back..this is horrible.

[@crand20033]

Scams abound out there, you're not safe anywhere.

[@revistadearmas]

Here in Utah National Autoplaza does business doing the same operation Not providing the Title. DMV officials are very aware of the situation but somebody in the state government it's getting a good deal

[@MYZTICTRAVLER]

We live in an era where people in business feel entitled to lie, cheat, steal, and rob their customers. The reason they do not fear the consequences is because there are literally no consequences. Other than getting a bad review on Yelp. I say it's time to reverse the phrase "Buyer Beware" and make it "Scoundrels in business beware." Bring back the axe, chopping block, and the hooded executioner! Let a few heads roll down the street, and you will see a complete 360 in the business community. Making these devils think three times before committing such crimes ever again!!!

[@curiousgeorge5992]

Same goes for coconut spiriters and a better's like banks that say you have to pay the loan For a product you don't have and not allowed so essentially you gotta pay the bank cause the bank paid the crook so how can the bank not be a CO conspirator either and a better crook also,,

[@jquorijones3653]

Or you can educate yourself about the car business

[@MYZTICTRAVLER]

@@jquorijones3653 I wish that were a solution powerful enough to stop the car dealers from robbing people in plain sight. But there are millions of people educated about the car buying process who still end up over a barrel.... I know you know the saying "Hurt a criminal's pride and you have bruised him for the day. Hurt his racket and you have wounded him for life!"

[@williwilliams5238]

If the dealership has neon price tags and balloons!! Run the other direction!!

[@christo2974]

Basically the court systems suck. Only good for the criminals.

[@jayg4202]

The criminals own the system, that why they call it the "criminal" justice system.

[@tylersowa3858]

Court systems now are non existent

[@ladyr3d31]

Criminals make the rules smh

[@monixx9081]

Yeah man those legal fees add up

[@savannahsmiles1797]

@@ladyr3d31 Look how long it has taken Idaho to get a trial for Lori and Chad Daybell, and those poor kids can't be buried. Why does Lori get ANY leeway, she scammed and killed spouses, took money for those kids, then got rid of them , and probably her brother.

[@tinaperry6928]

I wouldn't pay on the car either.IFthe bank report the car because you couldn't get the title

[@mattmax11]

Well he's required to.

[@thechemtrailkid]

@@mattmax11 required to or what? they'll repossess the car again?

[@AllenHanPR]

Then it goes into collections and your credit gets ruined and then they take your to court and garnish all your future wages and you are no longer employable, because employers check if you have a good credit score before they hire you now. Then when you finally decide to pay it back that $20K has ballooned to $30K from the interest, because you ignored it. Then you spend years just trying to pay off the interest, because you can't get a job with bad credit, you end up being forced to file bankruptcy. Then your landlord finds out and kicks you at of your house, bam you are homeless.

[@joshmonus]

@@AllenHanPR Sounds like you have been down this road before.

[@Dior444L]

@@joshmonus lots of people have.

[@Scott21]

It's good to see lawyers helping in these situations

[@riseabove3082]

my credit union does a title check to verify there are no liens; looks like they didn't do their due diligence and to top it off they screwed him even more by saying because he doesn't have insurance on a car he does not have they are charging him even more. Wow - that's one heck of a great credit union there. I think I would be posting some bad review on that credit union. They really should be taking the fault on this one. I would be suing the credit union. His lawyer is not that bright. Get a new one lawyer.

[@MrMan-ol4ic]

💯💯💯💯💯👍👍👍

[@twoeightythreez]

Yeah they are doin him dirty for sure. Its bad enough that he has to pay back money for a car which was taken from him with zero legal recourse, but he is also expected to INSURE the car which was repossessed and was probably already resold! Just think, someone else is probably going through the same thing with the same car!

[@johnny-becker]

The last dealership I bought a car from is a champ. I went with them because they were there when I moved to the area 15 years ago, so I figured they were doing something right. They have the titles to all their cars on-site. It's kind of an invitation to burglary to those brave enough to do it but also extremely convenient.

[@isakwilkinson2491]

Oh yeah my wife just got a whole bunch of different checks from ICCU because apparently they were in a class action lawsuit and they had to pay out money to people who were affected and my wife happened to be one of them. So do you still bank it ICCU or you just pull your money out and say you don't want to deal with them That's what I did.

[@BDN7]

Sometimes once the dealership starts going under they stop paying off banks for titles. most dealerships get short term loans for inventory called “flooring”. Partly why a dealer is given more time to do transfers and able to give temp tags, usually 45-60 days while they pay off any flooring or trade in bank liens to obtain the title. It’s hard to know but there’s a few stories out there of dealers taking all customers money without paying off banks and flooring companies on their way out of the car business with a 45-60 day head start. Best way to protect yourself is know who you’re buying from as much as possible. Be safe everyone

[@nightdipper5178]

The used car salesman from the dealership called this newscaster immediately after the broadcast and told the reporter that he wanted his jacket back.

[@akui88]

U telling me the bank didn’t check to see if the vehicle had an outstanding loan/lean?

[@AllenHanPR]

Jay-Z once said "If you can't buy it twice, you can't afford it". I've lived by those rules, because if something goes wrong with the first one, I can still salvage the situation and my Dad taught me two things "If something is too good to be true it is" and always never buy until you see all the reviews on the place first.

[@younglevese]

I agree

[@BadMonkeyMike]

If there weren't so many dishonest people in the world you wouldn't need to buy it twice

[@JbhatesliarsbecauseHeisapathol]

Nah makes no sense in some situations. So if someone wants to work hard and save up for a home they have to save up twice the amount of money that the home is worth? Dumb logic

[@SL-pg4dh]

So I'm not allowed to purchase a home for 400k unless I have 800k?

[@BadMonkeyMike]

@@SL-pg4dh how stupid is that

[@Drumbeat52]

How did Birddog Motors end up with the card in the first place?? If it was a repo then the bank should have had the car. Nuts!

[@AllenHanPR]

Somtimes a carjacker takes it to the dealership and then they make a copy of the key, then sell it off. Seen it done before on another news clip.

[@kevincoughlin4459]

Banks are in the business of lending and collecting oney they don't want to touch the car so they use a dealer to sell the repoed cars. Dealer had an obligation to forward the payment to the bank to get the lien released and the title transfered in to the buyer and new lending bank's name.

[@jet1589]

They most likely took the car in on trade and never paid the old owners loan off. Had a dealer in my local area do this to a few people.

[@Drumbeat52]

@@jet1589 I never thought of that. Thanks for the input.

[@mikejohn0088]

Can you spell or say the word: "Collusion?"

[@magnaman1963]

Not long ago, a friend of mine bought a used car from a dealer (not in this video's state and not this dealership). 3 months later she was still fighting to get the title for that car, and I feared something LIKE this might be in play... She got lucky in her case as the dealership finally produced a title.... lesson in her case as well as this video... don't let your eyes overwrite common sense. ALWAYS do your due diligence... research not just the dealer, but also the car for things like liens, common complaints, recalls etc.. all this can be done online for free through numerous websites

[@Islandboy1900]

Hard lesson to learn. Never pay in full or even partial unless you have all proper docs and title in your hands! And make sure the car history is clean…no accidents, liens, or multiple multiple owners!

[@jedi69outcast]

How is the guy with the repossessed car supposed to carry car insurance on a car no longer in his possession? That’s hellva shady then charge him more on his loan

[@uncletaylorify]

No clear title no car purchase.

[@ronsmith7262]

that's why i never go to a used dealership beside the fact they buy them at a auction for $5k and then sell them for $15k plus all the extra stealing like this and im pretty sure that the bank is totally in on it too

[@superdon1chw]

The bank will give you a loan on a house and pay someone that don't even own the house, That why you get title insurance

[@femalejaysfan]

They decided to test out the Carvana business model.

[@tvdinner325]

Exactly.

[@FLJAMESFL]

Facts

[@violetstill11]

I worked for Carvana and i 100% standby that

[@erict7093]

lol

[@justacinnamonbun8658]

"Byrd Dawg Motors?" 😆 Just let that name, and the way it's spelled, sink in when you go to buy your next car.

[@nathant7437]

What a car purchasing nightmare. This is a huge fear.

[@lindac6919]

That's a pretty flashy jacket, Mr Reporter!

[@philmarsh7723]

"know the business" Yea, so I have to be an expert in everything to buy anything. This is why we have a government. If they don't want to do this, then let's shrink or get rid of the government and at least save on taxes.

[@teembo]

I'd stop paying the bill too!

[@twyiatv]

That will ruin his credit.

[@kg888]

Stop paying it, it will still be there under your name.

[@bajadan2769]

"bird dog motors " - should be a big red flag

[@THEBESTJSHOW]

The credit union should be at fault because the should have ask the dealer to give the costomer a copy of the tittle front and back and a purchase of sales agreement that’s what the credit union is Massachusetts do

[@mph5896]

That is what I have seen as a requirement for a bank to issue a check. They want a copy of the front and back of the title before issuing $.

[@paulmea3166]

Idaho is a "business friendly" State... The voters would have to make some changes there...

[@madmaximilian5783]

Wow...that dealership owner should be charged with grand theft over $20,000 plus misrepresentation and falsifying legal documents by failure to disclose legal ownership. And now I hear there are more victims of the same scam...wow!!!

[@Cornbread-gi6kt]

The BBB should be investigated. It’s an organization which has no substance in rectifying the public trust. It meticulously allows for the misrepresentation of goods and services to the general public.

[@savannahsmiles1797]

they always stepped in for me and got resolution from shady companies.

[@startingtech3900]

Bird Dawg When you convince a Buffalo wild wings waitress to go into the men's stall with you and after she drops her pants, you grab her by the ankles while she holds onto the toilet, you lift her like a wheelbarrow and you raw dawg her after she serves you your wings, and give her way more than the tip. from urban dictionary lol

[@grantswanson2120]

THATS SAD '. SO SORRY FOR THIS GUY

[@dragoonzen]

Disgusting, how could this happen? Especially in America...

[@Omglolwut]

This happens a lot, New Jersey has a few dealerships that keep swapping names and doing similar stuff

[@raymondclark1785]

There was one in Trenton that sold a lemon to an immigrant. Guy made payments on the repairs, went to pick up car and they told him he now owed storage fees. He went home, got a gun and went back to make a citizen arrest but was charged with kidnapping :( When it came to trial, some woman says: Wait, that was the lemon I turned in ! State changed the dealer for manipulating the title, yanks their dealer tags. Datsun yanks the franchise. Dealer transfer ownership to his brother. News keeps tying the dealers past name with new :)

[@PJC2023]

Tell the customer to contact the consumer financial protection bureau it is a federal run agency that will protect him and fined any financial institution for any doing.

[@charlesjames1442]

So if the Farm Bureau has the title, why does the phony dealer have the merchandise?

[@user-ks5cg5cd7m]

Exactly my question.

[@kevincoughlin4459]

The dealer was selling the car for the bank. Dealer kept the funds reather than send them to Farm Bureau who would have then released thier interest and transfered the title to the new bank.

[@mikejohn0088]

Simple: The guy with the car sold it to the dealer cheap without the title thus he screwed the bank but got some $ and ran. The dealer thus had no title but he did not care as he sold the car knowing the buyer would be Fuc...ed as he has his $ and he could run too. It's simple. Don't buy a car alone Charles.

[@tylercj307]

Someone better go to jail!

[@CHawkens]

never buy a car from any dealershiops, unless to can afford 10x that car's amount!!! PERIOD. dealership surcharges and title tax fees is where dealers hide their profits. its sickening

[@SmoothbassmanStudios]

This happened to a guy at work. They took his trade, he signed the title over for a better used car. They didn't have the title and they came and repoed the car a month later. Now he's stuck with no car and a loan on vehicle he doesn't have. This is a scam that has been going on for years that's why I never buy a car unless I can see the title in hand.

[@williamryan9195]

Idaho is quicky turning into L.A.. Good job selling your soul to real estate developers and the con men following the herd like wolves.

[@joshuasmith9350]

look at who is your mayor. your done. its a wrap

[@carrollbridges9341]

The same thing happened in Dallas and a few yrs ago and people just lost the cars and all the money. Dirt bags like this are just scammers and should be held responsible

[@myronfleming8457]

Almost got into a similar situation. So sorry for the car buyer.

[@mikecarr1484]

They go by bulldog used cars here in Reno. Bulldogs always a variation of that name. Same deal here. They left customers without titles.

[@SMDoktorPepper]

It is deplorable how so many of these scammers get away with ripping people off.

[@kentGrey]

What's up with some of these states? I had to buy a truck in Oregon when my van broke down moving to CA. They told me they would mail the title to my new address which was on the paperwork. It had a year left on the original plates. Registered with my insurance and thought we were good. Called them numerous times over the months, never received title. I paid cash so no financing. I gave up trying to deal with the dealer and contacted Oregon licensing directly only to be told there was no record of sale or title transfer. The ONLY way I got my title after TWO YEARS was by going to a DMV Title broker in CA and paying them $600 to deal with it. The manager told me that his secretary earned every cent with NUMBER of calls, threats, and STILL having to send the dealer more money to do what they originally failed to do!

[@AJourneyOfYourSoul]

I have seen this before. Usually what happens is the original lien holder sells the vehicle to the dealer, but the dealer never pays. The check bounces or gets canceled usually. Then the dealer sells the vehicle. What will eventually happen is the car is not considered stolen and the issue is between the original lean holder and dealer. The lien holder will have to hand over the title and fight it out in court with the dealer.