The Best Philippine Digital Bank Debit Card to use abroad/internationally | Digital Banks | FOREX

[@JaxReyes_]

Guys, tama ba hula niyo?!

[@Jkhris99]

I used GoTyme recently to withdraw funds in Bali and they have low rates which gave me the best value. Planning to use it in KL next week.

[@JaxReyes_]

try gcash and cimb next :)

[@cheezaness9800]

Hello. How did you ask permission sa CIMB po na gamitin niyo siya abroad?

[@sajangnim3035]

Will gotyme work in SG po?

[@arvinbals]

​@@sajangnim3035yes. Gotyme works in SG I've been there done that

[@JosephineBundac-kz5vx]

Super helpful. ❤ I will travel to SG this year, I was thinking what card to use. Because of you, nag purchase na ako ng Gcash Card 😊

[@JaxReyes_]

yey safe trip po!

[@jaye12275]

thank you for creating this kind of content, as a Filipino trying to travel abroad as possible- this kind of content is really a lifesaver! Thank you Jacques 😊

[@JaxReyes_]

awww ty too john!!

[@jaye12275]

@@JaxReyes_ now I know what debit card to use when travelling internationally (learned from you that not all banks have the same forex rate)

[@namjooniewifeu-w1v]

Wow? This is a good one! Not a lot of videos on yt like this exist. Very helpful.

[@JCEcho13]

Thank you for sharing. Also shared this to my friends

[@sjssantiago3349]

I used gcash card (Visa na gcash card ko) in Japan May 2024, and it really has a very good exchange rate! Really worth it ung pag kuha ko. Thank you for all your effort in making this video. Really helpful for Pinoy travellers!

[@JaxReyes_]

awww thank you naman po!!

[@torturialph6944]

niiice kaisa isang nakasagot sa lahat ng comparison na gusto ko malaman HAHAHA salamats

[@mommynors1083]

This is so timely kasi my lil bro’s currently studying abroad and he just asked if he could use his maya card abroad. That high rate though 😥 at least may last resort siya for the meantime. Thanks, Jax!

[@JaxReyes_]

Oo at least meron backup. Welcome!!

[@neilandrew17]

Grabe ang effort mo, Jax! Hehe! Thank you for this! Imma get my GCash card! 💯

[@JaxReyes_]

hehehe! thank you!!

[@cheskavillanueva5772]

I don't usually make YT comments but I had to because I thoroughly enjoyed your comparison. This video is very helpful! :) Too late Maya ang gamit ko during my recent travel sa SG haha! Although I noticed lang din na they do make adjustment after the process the payment. Nonetheless, I think mataas pa din, siguro mga 3-4%. Again, thank you!

[@JaxReyes_]

Aww thank you!! Glad you enjoyed it! Yes, next time try using GCash its really one of the best out there

[@kingard06]

I am actually wondering about this right now. I stumbled on your video while looking for answers. Thanks for this informative content!

[@CS-ko6kp]

Excellent video! I was wondering about this fora while!!

[@downthispath6538]

Really useful video! Going to Canada in the later half of the year so this is really useful! Thank you!

[@JaxReyes_]

Yey!! Glad it is helpful!

[@JanethNaybe-dm1vj]

Hello po can i use my gotyme bank travel this year ti nz

[@hansky72]

Thanks Jax for the efforts and actual experience....

[@JaxReyes_]

awww thank you hansky!!!

[@louielaine2302]

Omg thank you sm! I was planning on using my Maya card as a transport card in SG pero buti nalang I discovered your video. So eto nagorder na ko agad ng GCash card haha.

[@JaxReyes_]

YEY!!

[@marieantoine]

Hello! Nareceive mo na ba ang Gcash card mo? Were you able to link it sa Gcash app? May nabasa kasi ako na may problems daw Gcash mastercard kapag ilink online.

[@misdygirl]

Thank you for this po. 😊❤️🙆🏻‍♀️ We truly appreciate your effort to do this video. It’s so helpful and very informative lalo na sa mga May plan po to travel abroad next year 😊 P.S Waiting here po for next video about BPI master card vs BPI Visa card ☺️

[@JaxReyes_]

aww thank you! Yes yun ang next natin haha

[@TheJohnrenz]

Good thing I stumbled upon your vid. Sheeeet. Kc i was looking for informative video kung what card ba pwd gamitin internationally. Thank a bunch

[@erindejesus7767]

Hi Jaxx! Thank you for inspiring us to use our debit and credit cards wisely! I super appreciate you.

[@alfieroseburg8887]

i just got my gcash card today n found out from ur card review that its d best. thanks kabayan.

[@JaxReyes_]

yey!! :)

[@justordinarygur7]

Thankfully I find ur videos, this is vey helpful since Im traveling to EU this year. ❤

[@JaxReyes_]

yey!!! happy trip po!

[@onilbautista]

ayan na!! feeling excited!

[@JaxReyes_]

Tama ba hula mo? Hehe

[@chasantos2619]

@Jax & Jaz This is the kind of video that is extremely well thought of and had their audience on mind.... I have all these cards with exception of Komo and this had been absolutely helpful... thank you so much for this and you have earned 1 more subscriber here😊

[@EddyMerlyBorjaLit]

This is a great experiment. Hope you do more of these kinds of videos

[@JaxReyes_]

Aww thank you! I have some on Tiktok but will have to post an updated one here too

[@jdb6026]

Beh intro pa lang, I love it na. I really, really like how you talk. That enunciation is on point.

[@JaxReyes_]

awww thank you so much po!!

[@jelineroa]

i really love how you explain talaga

[@mamameow1512]

Hi Jak. Congrats Kreator of the year 👏👏

[@JaxReyes_]

thank you naman po!!

[@alinesarenas8901]

Very informational! Thanks for this video! Glad i registered for gotyme it seems really good for international purchases 😅

[@rimmarafosala4010]

I've been using my PayMaya Visa here in Dubai for all purchases and it's the best!!!!

[@KennethPorio]

No no for the super high crossborder charges!

[@irissebrofar4755]

Thank you for making this vlog. Very helpful and easy to understand as well :)

[@Aya-fm3pe]

Oh my god, this is so helpful! I'm so glad I was able to come across your video since I'm planning to go to KU this November and in constant search of the best way to convert my money to their currency or if I should just use mu card. THANK YOU! ❤❤

[@Aya-fm3pe]

Although I hope there are no changes happened yet since this video was posted 8 months ago na pala. Still, a great help ♥

[@katcab026]

Thanks for sharing! The best ka talaga

[@JaxReyes_]

welcome po!!

[@lexibclyn]

We love you kahit anong lighting pa po yan 🤍🥹

[@JaxReyes_]

awww sheelmet naman whahaha as always

[@darwinbackup4103]

Thank you for this, Jax!!!! ❤

[@JaxReyes_]

Welcome po!!!

[@paololim3513]

I suggest you do the tests during weekends when the Forex market is closed. That way the rate does not move.

[@chrisakol]

Thank you for the very informative video. Unfortunately, I used Maya Visa debit here in Bangkok. Peste! Hehe. Oh, well at least I know now what to do next time. Charge ko na lang ang 5.xx% difference na yun to "new experience rate" since this is my first time in Bangkok Thailang. Hehehe.

[@anne3077]

Great content, thank you so much! Silent watcher of your tiktok vids 🤭

[@JaxReyes_]

awww thank you so much anne! :)

[@khanaflores7239]

Thanks for this!!!

[@JaxReyes_]

Welcome!!

[@AmirChristopher]

yeyyy new vloggg thank youuuu for thissss 😊😍

[@JaxReyes_]

Aww welcome!! Enjoy po!!

[@hersonglennbalili7868]

Best Philippine Digital Bank Debit Card to use sa pinas naman next, new subscriber here!

[@AJ-pp8rb]

Super helpful talaga ng vlogs mo!

[@janinemortezo6396]

Salamat sa info. Nag ka idea rin ako.😅😅 Next naman sana atome.

[@whatsup8242]

ATM Withdrawal Overseas sana next. 😅 Will travel next year sa Thailand, ang sabi ng iba okay daw ang forex rate ng CIMB kasi may mga CIMB sa ASEAN Region.

[@JaxReyes_]

ayan ang maganda next whahaha pero baka ililimit ko lang to a few banks hahaha

[@giselleandoy164]

@@JaxReyes_ include CIMB please. I've tried withdrawing sa Singapore and Malaysia, wala syang fees and almost same rate lang sa forex within that time. Curious ako if ganyan din ba sa ibang countries.

[@ekoydakoykoy]

For Thailand, Ok sana yung CIMB pero yung banko nila dun wlang ATM (ChiangMai) gusto ko sana mag withdraw.. So nag try ako mag withdraw to any THAI local bank meron Talaga charge na 250 baht ata yun per transaction ng foreign debit, wla ako nakitang banko na hindi nag chacharge. i inform ka naman nila na may charge nga

[@davetibon]

Ako ginagamit ko go tyme dito sa qatar tap insert kapag wala na ako cash na qatar riyal o petsa dipeligro. Sa ngayun matataas ang qatar riyals kesa Philippines peso. 1QR to 15 peso kapag nag bayad ng go tyme naging 16.04 pesos ang rate katulad sunday 33 riyals binayad McDonald's tapos na convert sa peso 529 pesos .

[@jaialano6692]

Thank you so much for this!!!!!

[@JaxReyes_]

You're so welcome!

[@vherav6453]

thank you...very informative po

[@JaxReyes_]

You're welcome 😊

[@roy_velasco]

Yey! As usual, very informative vlog. Pero how about debit cards from traditional banks? I hope you make a vid about it as well. And if they’re better than digital banks ba? Thanks and more power!

[@JaxReyes_]

Thank you Roy! Nice idea pero baka very limited lang since I do not use a lot of trad banks's ATM card hehe

[@marvinvaliente]

kukuha na nga ako ng GCash Card. thanks sa video

[@JaxReyes_]

Welcome

[@makelovenotwar9941]

Just got my GCash Visa Card to use on my trip to SG. We'll see. Bibili ako ng shoes sa IMM using the card.

[@dreamtogether5985]

how was it po using gcash visa card? Planning to use it when I go to Malaysia rin po kasi eh. hehe

[@bbygurlsvlog9385]

How was it po?

[@James37479]

Very informative topic :)

[@JaxReyes_]

thank you!

[@ishdg]

Thank you, very informative!! Curious, between Gcash mastercard vs Visa? Which network would give you lower rates?

[@kingagora1939]

Ayows!! AUTO FOLLOW!

[@lakaylakay1619]

Ang galing ah, Oo nga GCash na lang cancelled na ang ibang card. 🤔Thank you 😀

[@JaxReyes_]

😍😍😍

[@dianarademann7153]

Thank you so much!!! As soon as I saw your post in Tiktok I went straight to KZbin to find you and ofcourse subscribe na rin. Very informative and helpful for people like me traveling soon. Just a quick question, how long can I use th Gcash Mastercard, is there a timeline/deadline I can use it? In context I am leaving the philippines for a year and super mahal mag money transfer from Western union or other bank, but if I can use Gcash in europe (family will deposit to my gcash while I'll use the card) this will be a great and helpful insight. Hopefully I can get answer from you.

[@JaxReyes_]

awww thank you so much! 1. No naman, as long as your card is not expired, then you're good. 2. agree on using it as a card to swipe to pay or even withdraw via ATM which i recommend withdraw a big amount vs multiple times since atm fee will be charged per transaction.

[@ibiong]

Another good choice WISE Card

[@brixzarraga2171]

HI Jax just want to ask if it is better to withdraw money from atm or bring dollar s if going abroad? also if purchasing item international using credit card is it better to use their local currency or in dollars? thank you

[@JaxReyes_]

sa credit card I always reco na use local currency. This way you can use the low forex transaction fee of credit card companies like BPI or Eastwest bank.

[@brixzarraga2171]

@@JaxReyes_ how about when having a pocket money is it better to withdraw sa atm po nila or magdala po ng us dollars then pa change po sa money changer? ☺️ thank you

[@JaxReyes_]

@@brixzarraga2171 ako kasi ma credit card talaga ako so what I do i bring us dollar tapos palit ako kontin

[@emelynlaborera3961]

@@JaxReyes_ ask ko lang I'm importing products kasi, ano po cc companies recommended mo with low forex transaction fee. Tysm, nice and very informative vid btw.

[@angelielarwa7573]

Very informative. Sakto papunta akong sokor sa sept to attend concert 🥰

[@JaxReyes_]

yey! :) ingat po

[@kookiejeon2897]

The effort for this is *chef's kiss* thanks for this. Is gcash card rates for withdrawal also good din? Im going to sokot din this weekend

[@JaxReyes_]

yes ok din rates niya together with cimb

[@JULJAMEJAKE]

very helpful!!

[@JaxReyes_]

Glad it was helpful!

[@chiemyyokogawa]

GCASH Visa iniissue ni GCASH ngayon kakaorder ko lang dahil sayo Jaxxxx. Kasi gagamitin namin sa Japan hahha. Sana may referral ka! Imagine 9 kaming umorder ng GCASH card dahil sayo 🤣

[@JaxReyes_]

yes ok yan yung gcash!! oo nga e pero ok lang hehe basta helpful sa tao oks na po ako!! Enjoy your japan trip po!!

[@MsJosilie]

Thank youuuuuu!

[@JaxReyes_]

Aww welcome!!

[@kclaire928]

Hello po, have you tried withdrawing cash using cimb atm? Advisable po ba magwithdraw via atm or money exchange na lang po?

[@angrybors]

gcash recently changed their cards na to visa.. i wonder if it’s still the same rate

[@LOLPhysicsBoiVlogs]

Guys, ako lang ba yung madalas nakaka experience na “do not honor” kapag nag debit payment ako using CIMB.

[@JaxReyes_]

naku check mo settings paminsan ganun nga katok

[@LOLPhysicsBoiVlogs]

@@JaxReyes_ Okay naman po settings ko and may fund naman sa fast plus accnt. Pero madalas ko talaga syang hindi nagagamit pang debit.

[@charlesandrew10]

Same. I always encounter problem when using my CIMB even though my fast plus has adequate amount and correct settings.

[@DE-hk1fb]

How's Forex for gcash these days? still good ba? planning to use it for my Europe trip next week

[@sweetmonabiong9330]

Hello po meron ako cimb virtual card, pwede po ba yun pang payment internationaly?

[@amiecodinira2768]

Hello thank you sa video po god bless😊

[@JaxReyes_]

yey!! ty

[@miguelsj87]

Hi jax! Have you tried doing cash advance/ cash withdrawal using your credit card abroad to withdraw that country’s local currency? What are your thoughts?

[@JaxReyes_]

no not yet :(

[@abiseverydaylife1186]

Hello! Going to SK soon. May I ask if you need to call the Bank pa before you can use your GCash Mastercard? Thank you so much ♡

[@JaxReyes_]

No need for gcash

[@abiseverydaylife1186]

@JaxJaz oh great! Thank you so much for the response!!!!!!! Some cards kasi I need to call customer service pa hehe Thank you! thank you! ♡

[@truthalwayswins777]

Hi Jax. Pwede mo ba ireview yung Wise debit card?

[@memavids1183]

Hi Jax, mas okay po ba magpapalit ng baht sa airport or withdraw sa atm machine using gcash card?

[@celgibsongepte7516]

Used my Paymaya card in Singapore at talagang malaki ang charge nila 😂

[@JaxReyes_]

Diba malaki so best siya pang local lang

[@celgibsongepte7516]

Yes Agree ako dyan. Dahil sa video mo na to Kukuha na ako ng CIMB na card na rin heheh Isali ko na si Gcash card Si GoTyme Pag isipan ko muna Salamat sa mga videos mo. Alam ko mahirap mag edit. Pero ang laking tulong. Road to 100k subs.

[@wanderlustunlimited]

Came across this video and curious to know if the best pa din ba GCash Card kasi wale na sila Mastercard for their new cards, Visa na lang. Is it still the best rate?

[@nicoleannepulido3975]

Hello po! Thank you very much po for this video, super helpful po :) ask ko lang po, okay din po ba gamitin ang BDO debit card? thank you po!!

[@JaxReyes_]

yey!! bdo debit might have higher rates lang than gcash and cimb

[@HeartBreaker200]

Noice! Gsave lang meron ko kaya guess il use gcash instead! Walang pin kay gcash noh? 🙂

[@JaxReyes_]

wala pag tap or insert to pay hehe

[@bolt2839]

Pa review naman ni BPI AMORE CASH BACK KUNG MERON... best here walang keme keme... Iba ka!!!

[@JaxReyes_]

ay soone po! pero preparing a tiktok video on that po

[@Cat-jj4cr]

Hi, qq on CIMB, naglagay po ba kayo ng fund sa fast+ tska sya nakaltasan? Or automatic kinuha nya yung fund from Usave/Gcash?

[@JaxReyes_]

Dapat ilagay siya sa fast plus

[@Cat-jj4cr]

@@JaxReyes_ thanks, Jax.

[@excelbotigan8979]

Thank you for this video! 🙏🏼 All your other bank-related videos were also very informative. 🫡

[@JaxReyes_]

Awww Ty naman po excel!! :)

[@ChimoOfficial]

Hi nice video, i would like to ask , Since this test was in korea, is there any difference or factor if the test will do in other country

[@JaxReyes_]

depends, but i believe a mostly very similar

[@markvillanueva8626]

when swiping with GoTyme and GCASH card, do they require you to enter any pins at POS? considering both are "debit" cards and not credit

[@stephencussy2522]

Yes

[@nocako]

Oh my, i was just about to check if you have any videos explaining cc - that can be used internationally. For credit cards - if ill be buying a gadget - will the 12 months to pay, 0% applies? Any recurring charges imposed after swiping? Please and thankyou!

[@JaxReyes_]

Internationally walang 0% yan na installment

[@Rhoxieyap]

jaxx can I use gcash to withdraw money from ATM abroad? or pang swipe swipe lang sya? 😂 gusto ko mag withdraw para I can spend with cash sana. mas okay ba yon? thank you im advance!! ❤

[@dennismag-alasin8361]

Hi Jax, will these debit cards work via Tap & Pay like if used for Singapore MRT?

[@JaxReyes_]

Yes pwede

[@dennismag-alasin8361]

@@JaxReyes_ aided by Paywave right? Thanks Jax for the confirming

[@eu5952]

Pwede sya. Yung kapatid ko ang nagbabayad ng fare ko lagi kasi rewards card ang use niya from US na wala svc fee

[@louiec6159]

pwede ba to mag receive nang wire transfer from other countries bank?

[@cryptoopinion13]

Tanong lang po, okay po ba ang Gotyme card for international transactions? Pwde bang maka receive from the likes of Wells Fargo debit card?

[@mac_erwin]

Hi Jax, Ano mas ok gamtin? eastwest credit card or Gcash card? Salamat.

[@JaxReyes_]

Mas mababa si gcash sa rate pero siyempre isa is debit card isa is credit card

[@mac_erwin]

Thanks Jax!!

[@instrumentalista002]

u r doing the lord's work

[@ninky4]

Grabe MAYA pla pinaka mataas Maya pa nman ginamit ko last 2019 😅

[@theroebuck123456789]

Would be nice to add the wise card to the mix and see how it compares

[@JaxReyes_]

Any guesses guys❓❔❓

[@Sancho_xx]

MAYAAAA

[@JaxReyes_]

@@Sancho_xx ayan makikita mo soon!!!

[@bryandexterenriquez]

@@JaxReyes_ tonik din pooo plss 😃

[@JaxReyes_]

@@bryandexterenriquez hahaha yes sa next hahaha at dumating na pag uwi ko

[@Gentle_BeARR]

How about credit card po if international purchase? ano yung marereco mo na card?

[@JaxReyes_]

got a video po on that you can check yung credit card forex po

[@rscruz7393]

I have Gcash card. Can you do an indept review on how you setup you gcash card. Cause you mention that you did something before you swipe the card.

[@JaxReyes_]

I think I have a video already about that..if not I have a Tiktok one :)

[@JohnCatamora]

Kailangan pa bang tumawag sa GoTyme/Maya/Gcash before magamit sya ng international? Or automatic na pwede syang magamit?

[@JaxReyes_]

basta acitve pwede

[@rolandocauntoy4803]

Hi Po.. good eve Po. Ask lang Po pag nagbayad kapo ng bill due date mo sa BPI Credit card, realtime posted Po ba Yun kaagad?. Or may duration Po para mag revolver pabalik ang limit ko?. Thanks Po

[@mynameisGT]

Sir Jax, good eve po. My sister is working in Saudi Arabia. She is consistently sending portion of her salary to me here in the Philippines via bank to bank. We are already in the practice of receiving some portion of her salary thru bank-to-bank transactions. Currently, she is sending it to my Landbank account. I am not sure if that is the best Bank account to use, or simply the bank account with highest conversion. Here are the other options: Send to Gcash Send to BDO Which is the best among the three modes po? Salamat

[@cookieccino]

Ano masuggest nyo idol for ordering stuff overseas like in amazon?

[@JaxReyes_]

low forex pa rin like gcash

[@giancarlosanchez9675]

Magiging Same Rate parin kaya yung Gcash kapag ginamit yung ilalabas nilang Visa Card? Pano din yung rate ng Maya if I use Maya Mastercard?

[@hori7onlife]

may foreign transaction fee ba ang debit card? or straight through convert lang?

[@thegoddessgeek]

have you been also able to use those card's Apps internationally?

[@JaxReyes_]

you can access basta naka internet

[@juancho4887]

maybe because it Gcash is MASTERCARD? compared to the rest which is VISA?

[@JaxReyes_]

possible thats another possibility too