JULY 2024 Budget with Me...Real Life Budget as a Family of 5 in the Midwest

Рет қаралды 3,001

Күн бұрын

Hi Friends! Today we are going over our July 2024 budget. We are working on financial goals, along with paying our normal bills and living life! We paid off over $120,000 in two years and are now working towards financial freedom for our family of 5. Let me know if you've done your budget yet!
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○ Last Month's Budget: • June 2024 Budget with ...
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Пікірлер: 21

@DearDebt 3 ай бұрын

Frequently referenced links: ○ MINT MOBILE: mintmobile.com/deardebt ○ PFC COURSE: courses.personalfinanceclub.com/?ref=026c5f ○ Try Walmart+: share.walmartplus.com/amy84563 ○ UPSIDE: upside.app.link/932ZG ○ RAKUTEN: Get $30 when you spend $30! www.rakuten.com/r/YGF7T8?eeid=44749 DOWNLOAD my net worth and financial goal tracker for free here!: docs.google.com/spreadsheets/d/1IjKeXOxJ08JRhgJYtp4bG6O6THiAmv8rMR4a0LZLyp8/copy **Want to support my channel? www.buymeacoffee.com/deardebt **My Etsy Shop: go.magik.ly/ml/1qtku/ See you in my next video! XO, Amy

@williamwarren9448 3 ай бұрын

I am so with you Amy - We have three cards we use for points (one is a SW) citi for costco (we shop there a LOT even though its just the two of us) and another chase - we can usually gift family some of our SW points to have family visit besides if we need to make a last minute trip...the points add up and really do help us ...BUT ITS CAUSE we are BOTH debt free and can manage our expenses - I could NOT have done this before that - glenda

@DearDebt 3 ай бұрын

So true! Same here. Took us a long time to feel confident using credit cards but happy to be in the position of using them responsibly 😊

@Adnanhasb1 2 ай бұрын

Thanks for the share

@DearDebt 2 ай бұрын

Thanks for watching!

@DollarsMakeSense2Me 2 ай бұрын

New sub here watching and supporting🎉❤❤

@DearDebt 2 ай бұрын

Thanks for watching!

@moneywithjustliving5258 3 ай бұрын

Good Morning Amy, here watching.

@DearDebt 3 ай бұрын

Thanks for watching! 🫶🏼

@ZiggyMoney911 3 ай бұрын

Hi Amy, hope you are doing better day by day❤️. I don’t see the childcare listed?😊

@DearDebt 3 ай бұрын

Thank you! No child care right now. We are flexing our work schedules for summer and hoping my youngest will have a daycare spot by fall…we’re on a few wait lists and haven’t had luck yet 😩

@Zary2016 3 ай бұрын

I never comment but I love your videos. They are such an inspiration. I am also following a budget, and just curious - do you keep a certain amount for a buffer in your checking account? I imagine doing a $0 based budget but so curious how it would work to make sure to not go negative if a big expense comes out. Thanks!

@DearDebt 3 ай бұрын

Thank you so much for your comment!! Yes, we do. Typically only a few hundred dollars but I talk more about it usually in my budget recaps. Whatever is left at the end of the month (typically a few dollars no more than $100) we just roll into buffer