Kaiser Permanente health insurance plans in California all you need to know to get the best insuran

[@damemonster]

Thank you for this video! I'm am currently watching it now, so I had to Like & Comment! Happy holidays!

[@LetsTalkMoneyChannel]

Happy holidays! Thank you for watching and supporting! All the best!

[@nancylove7858]

About 15 years ago I had my first child delivered by Kaiser San Francisco. My sweet daughter was almost born dead because the lack of proper monitor and care in the delivery room! We switched to Blue Cross since then. This year in 2022 we decided to switch back to try for a year because the premium cost of blue cross is getting too high. I went to see a dr with my two teenage daughters. My experience was not good, we chose a family dr, when we arrived, they told me my daughter is now over 14, she should see the dr by herself, at that time I was ok. Then when it was my turn, they sent my daughter in the room with me with the dr. And when the dr needed to check my body, she had me undressed in front of her and my daughter, no partition, no any privacy. I had not problem going undressed with my daughters. Just didn’t understand why they treated the teens and the adults so differently. If the teens needed some privacy or sense of security talking to the dr, should they understand the parent also may like to get some privacy! Nope! They are just indifferent and wanted to have it done ASAP and moved on. With this experience, Blue Cross Is not too expensive!

[@elianasmith6330]

Thanks for all the detailed information you have provided in this video. I like your way of explaining every point. Keep sharing such great videos in the future also.

[@LetsTalkMoneyChannel]

It's my pleasure! I really appreciate you kindness and support!

[@Purplecolors88]

we just wanna know what is the best insurance ?

[@Tony_jade]

excellent explanation of plans, thank you for making this

[@jonalynkairan8080]

amazing detailed video! Thanks so much for all your hard work, research & time 🙌🏻 💯

[@LetsTalkMoneyChannel]

My pleasure! I really appreciate your good thoughts and comment!

[@evertcovarrubias6205]

I still don’t understand how to choose the best plan for me.

[@imagesinla8575]

Now I'm understanding about the Maximum Out Of Pocket Expense. This really helps me to decide on a particular plan. But the BIG question is: which insurance company has the highest amount of satisfied customers? That is what has me undecided on picking a plan.

[@LetsTalkMoneyChannel]

I am glad the information is helpful for you! There are a bunch of opinions on insurance company.. we can connect and go over the options, and I'll give you my insights into a particular insurance company based on your needs and goals!

[@Carl_Johnson_from_grove_street]

Does anyone know if I can switch plans? I have platinum but want to downgrade to silver.

[@briannaworthy8542]

hi just watched the video thank you for the gems ! i am still quite confused whats the best plan for my 2 kids and I. can you please help me

[@LetsTalkMoneyChannel]

Agent Diana, with expertise and grace, A guiding hand in the healthcare race, She helps with Kaiser, a plan so grand, Providing care across the land. With knowledge vast and skills refined, She helps you navigate, with peace of mind, Explaining options, and plans so clear, Ensuring your health is always near. From coverage choices to enrollment ease, Agent Diana aims to please, She answers questions, she guides the way, To make your Kaiser experience a brighter day. With personalized care, she's by your side, Helping you choose a plan with pride, Understanding needs, and finding the best, For you and your family's health, she'll invest. So trust in Agent Diana, a healthcare pro, To assist with Kaiser, wherever you go, With her help, your health is in good hands, With Kaiser health insurance, across the lands.

[@kaylahenry7126]

Do you have any info on Sharp health?

[@a127910z]

when you have Kaiser bronze60 HMO, is any E-visit count to 3 primary care office visit per year?

[@nope8490]

i got kp im creating my account what did you do on the hipaa accept or decline?

[@therefjeff2730]

Wow, informative and straightforward! Great job on this video! I hope you don't mind me asking, but if I was to pursue one of these KP plans as a single, 26-year old guy living in Socal who rarely has doctor visits (aside from physicals and maybe 1 urgent care), what would you recommend? I've read about a few benefits behind the HDHP HSA, but don't know what plan might be best for me?

[@LetsTalkMoneyChannel]

A regular bronze plan would work- it allows you to have 3 visits per year +blood test + annual check up not subject to deductible! 👍 ! The HDHP HSA has its advantages, but you loose on the benefits if you go this route. You can apply online or reach out if you have questions: insurancecenterhelpline.com/kaiser

[@baztheman]

If a divorced female has no or little income, will she qualify as low income and receive free or low-cost health insurance? Can you explain details on how she can apply? If not, any alternative? If this includes Kaiser, then that will be her preference. Thank you. B.

[@LetsTalkMoneyChannel]

yes, if her income per year (for year 2021) is less than $17, 609 then she will qualify for Medi-Cal. If the income is between $17, 610 and $76,560 then she will qualify for subsidized private plans via CoveredCa (including Kaiser). Here is the income table for your information: insurancecenterhelpline.com/our-blog/f/what-is-the-maximum-income-for-obamacare-subsidies-in-year-2021

[@alexsosa967]

So for example, if i only go to a physical 1 time a year, and urgent care possibly 2 times. What would be best :’(

[@LetsTalkMoneyChannel]

In this case a bronze or a silver plan would work. I suggest you look at a side by side comparison of various plans before making the decision which plan to select. If you need help, I can help! kzbin.info/www/bejne/foa3ZXihicmLZq8

[@2002honda954]

Great Video thanks for posting. What plan should my sister have after having a stroke? I might have to pay for it. Thanks in advance.

[@qmousejpig]

For Covered California, on the chart of Program Eligibility by Federal Poverty Level , is expected annual household income calculated before or after standard deduction?

[@fromroots]

Hi, thanks for sharing this. My parents have Medi-Cal. Can they enroll with Kaiser? They have not used Kaiser before. Thanks

[@charlyorellana1366]

Thank you for your info, already enroll my self in Kaiser P 2023 , for lack of information I am do it trough California Covered , I am a low income citizen , can I reenroll trough California Covered again.

[@atifalbazi3647]

My wife and I are both over 65. We receive SSI from the Social Security Administration. We are both covered by Medi-cal and Medi-care plans A&B . We are not satisfied with Molina nd we want to shift to another plan . What do you think of Kaiser and how can we process the shift? Thank you.

[@LetsTalkMoneyChannel]

You can change to another plan from October 15 through December 7 every year. There are many options available and I can gladly compare it for you. Feel free to reach out directly. insurancecenterhelpline.com/medicare

[@lsinghca]

I have CalOptima, can I get Kaiser as my medical provider?

[@SidSaynamgeuim]

Is Annual out of pocket maximum including monthly premium?

[@LetsTalkMoneyChannel]

No, the annual maximum out of pocket does not include the monthly premium, but it includes everything you pay out of your pocket per year (deductible + coinsurance + copay).

[@snidjantha]

@@LetsTalkMoneyChannel Thank you.

[@omarlaureano3124]

Please I really need help to u derstand all this

[@LetsTalkMoneyChannel]

Please feel free to reach out to us directly and we will assist - insurancecenterhelpline.com/

[@youtubetroll6620]

premium x 12 months deductible

[@lifewithcarlrobyn1442]

My fiancé & I just found out we are expecting - currently 7 weeks in but she left her job & has no insurance & we’ve been going back & forth trying to understand everything. Which insurance would you recommend her getting? We were thinking bronze before we understood “no charge after deductible” so now we’re considering a plan with a higher monthly but no deductible. Would love your feedback as we are in need to get her approved for something asap. Thank you!!

[@LetsTalkMoneyChannel]

Congratulations! feel free to reach out and I can help with health insurance! I am licensed in California and if you are a resident, I can provide details on the best insurance plans available in your area that will work best for you! insurancecenterhelpline.com/

[@ninagr9140]

Which insurance did you guys end up going for? I'm in the same situation and need help. Thank you guys

[@mariabenitez2381]

If you don't mind me asking, as a 24-year old female living in SoCal with a routine gynecologist visit, physicals, with eye care what would be the most appropriate plan for me.

[@RahJohnny]

hi, I am a first time mom looking for insurance for my 10month old son who will go in for routine check ups and a few urgent care and immunizations

[@LetsTalkMoneyChannel]

Routine care is covered by a major medical insurance plan! If you are in California, feel free to reach out and I can provide detailed information. Here is my web site: insurancecenterhelpline.com/

[@koobatashin]

15+ minute long advertisements are, in my opinion, horse shit. I dislike your product due to said advertising. Is there any reason you can give that supports why your advertisements are so damn long?

[@mqueiroz1304]

This is confusing asf