Society norm is misleading, retirement is an ugly word and depressing when heard it. The way of living is also misleading, it should be an opposite direction. People should self-study and work when young age. Investment is housing RE and saving, then retire before 40-50 yr. Assets will make you rich and free of work. Then return to education and see the world to update again. Online is cheaper and better than schools. There are four seasons of life, just like nature. DIY your life and do it. Forget about being a millionaire or being a star. Thai society is so nonsense and stupid. The world is all about money dramas, do not follow others, no matter what they said.