You’re Losing Money by Not Following This Advice | Neeraj Arora Explains Why! | KwK

[@themoneypodcast91]

It was an absolute pleasure being a guest on your podcast. The conversation was enjoyable. Thank you for the warm welcome and for creating such a great platform for discussion!

[@shubhdestination]

Esa lagta hai jese aap bhi Varun Malhotra ke student rahe ho kabhi na kabhi

[@vinodchowdary4519]

Sir one more point to add, if we take term insurance at a younger age.. the premium will be less and the premium will be the same throughout the term whether it might be 30 years or 40 years.. It actually makes a good impact. Also, when our age is 30-35 we might be having issues with health then there is higher probability of insurance companies rejecting the term insurance application

[@mariadrukker2557]

I’ve paid to where my money is going. It's easy to get caught up in day-to-day expenses and just think, 'I'll deal with it later.' But later usually ends up being too late.

[@Patrick-x1h]

You’re not alone. I realized I was losing money just by not optimizing my investments. I’ve always heard about diversifying, but I never took it seriously until recently

[@Colbe-lx7fb]

Exactly. I used to just let my savings sit in a regular account, not realizing how inflation was eating away at it. I didn’t really start growing my wealth until I spoke with an advisor who pointed me in the right direction

[@Robby767]

Yeah, I can relate. Honestly, the biggest shift for me was when I got serious about financial planning. I started working with someone who showed me how much I was missing out on. She gave me some really straightforward advice on things like tax-efficient investing and using different strategies to grow my savings

[@Kseniaramesh]

It’s crazy how much of a difference having an expert in your corner makes. My advisor has helped me shift from just thinking about short-term savings to building long-term wealth. Things like proper asset allocation, minimizing fees on investments, and making smarter retirement decisions.

[@Andres_853]

That’s key. I didn’t realize how small things like not regularly reviewing my portfolio were costing me. I thought, 'I'm set for retirement,' but without checking in, you really don't know how you're performing

[@makingthechange0]

My portfolio of 200k is not increasing any more than 5% and we seem to be facing a massive crash now. I cant tell where the market is headed, perhaps I should just sell off and avoid the panic, or are there specific ways I can mitigate risk and benefit from a crash?

[@SandraWhite-cas]

i'd advise you redistribute assets in your portfolio with the help of a license professional so you don't get burnt in this volatile market

[@CaroLewis-j8k]

Agreed, I was doing pretty good initially not until the rona-outbreak 2020, so I started utilizing a seasoned advisor and got back to winning days. I was overwhelmed by the returns, so I increased my investments and to date, I'm just about 10% shy of my $1m goal.

[@StephenTho42]

@@CaroLewis-j8k very encouraging for folks starting out like myself, who is the advisor guiding you please? I could really use a help

[@CaroLewis-j8k]

Katherine Nance Dietz is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@Biggerstaff4]

excellent share, curiously inputted Katherine Nance Ditz on the internet, spotted her consulting page ranked top and was able to schedule a call session. Ive seen commentaries about advisors but not one looks this phenomenal

[@furqanmd7679]

the one and only neeraj sir audit king...Proud to be student of neeraj sir😃

[@pushkarpethe4374]

Neeraj is amazing. I first saw him with Parimal Ade few years back. Loved his simplicity and way of thinking then, it's been the same even today. Good going, Neeraj. Best wishes. :)

[@mohnishpatil6055]

"Ati dukhi aatma doubt no. 1 "🥰

[@jiteshsinghpanwar4231]

Edu 91 students attendance here❤

[@rajeshj9636]

Neeraj sir...mannana padega apko...you talk great....and your knowledge is way too good or greater....your a perfect "guru material "!! Luv from Bangalore ❤

[@rajeshj9636]

Tbh I have watched lots of podcast ...but not more than 30mins I cud watch the same podcast...but this podcast 2hrs long and it gets even more interesting after every minute ...😅

[@VarunKumar-ug5lv]

Neeraj sir conversation always very pleasant to hear..

[@mrinmoydas6681]

Fin 91 was your KZbin channel back in 2019. July 2019 I got my first salary and I started investing on index funds 👏

[@namratabajaj644]

Brother can you tell me the returns of index funds cause I also want to invest in it

[@mrinmoydas6681]

@@namratabajaj644 If India grows then Index fund will grow too, btw last few year index fund gave a huge return more than 18% annual due to covid . But do not expect this for next coming years

[@khushisingh7125]

How did you start investing? Give some tips

[@mdsahzadansari1668]

What is your return now

[@ansh.me11]

@@khushisingh7125 learn basics from yt then start sip with small amounts. Keep learning new things and as your knowledge will grow you will become more sound with market

[@alokranjanshukla185]

Neeraj ji, I don't know you earlier, But I will say, you are very honest.. and thanks to teach finance with honest. Mujhe aisa lga ki mai apne 10th class k teacher se kuch seekh Raha Hun... Basically I feel I was connected my teacher whom I can trust... Thanks kushal too

[@alokranjanshukla185]

English grammar pr mt jana... Book yaad hai na😂

[@sachinamin4988]

One of the best knowledge and realistic video I would say. I have 35 years of experience in market :)

[@teslamotors8083]

seekhna shuru toh jeetna shuru !!

[@jairathee002]

Most Genuine Guest on any podcast and very important questions asked. Thanks to both the gentlemans.

[@gaurikasharma1401]

Jitna Bhi income generation Sir kar rahe hain doesn't matter because Jitne reasonable rates me sir classes provide karte hain that too with top quality utna other teachers double rates mein bhi nahin kar sakte😅.... ❤❤😊😊😊

[@vishalkumar_8]

Neeraj arrora ka dallal

[@dashdash786]

At 1 : i decided to watch entire video as he seems very genuine person which i find very rare and inspiring. So will continue to watch , noted down his website. Will visit if very seems genuine till the end. Will keep on updating my thoughts as i continue to watch this video. At 2: He said know your capacities , goals and risks. At 3 : Talked about the dilemma that drains my brain and heart , Problem of Plenty ! - i need to get rid of this if i have to start. At 4 : Do not go for schemes that seem too good to be true , those who flex a lot . At 5 : Minimize the risks.

[@panchalnayan5667]

Thank You Kushal for doing podcast with neeraj sir

[@vaibhavsharma4390]

best was ati dukhi aatma the way @neerajarora sir says in class...

[@souravtoshniwal9930]

Sikhna band toh jeetna band!! 💯

[@unconquered7]

y podcast to araam s dekhni ki h save krleti hu exams k baad dekho gi :)

[@pawanmane252]

Inter September haina 😂 same here

[@unconquered7]

@@pawanmane252 yeep :)

[@JayKaroshi]

Great Video If possible please make a 30-40 minutes deep Video about every point that was discussed in this video with more examples and scenarios so that it can help us more

[@rahulkhare4778]

Its very realistic and authentic discussion. Anyone who is involved in MF do investment SIP, can relate to all points discussed here. Very humble and grounded Mr. Neeraj Sir !! Thanks for wonderful session. 👍

[@TirupatihiNooka]

Excellent discussion. Very useful. Thanks a lot Niraj ji.

[@prabhupurushotham]

Thank you for a very valuable podcast. My sincere thanks to Mr. Neeraj Arora for sharing so much knowledge. It is really kind of life coach podcast. I thoroughly enjoyed and gained quite a lot knowledge.

[@offensive-brat]

great insights into investing, neeraj is such a nice guy, im a fan already.

[@mdsahzadansari1668]

First time kisi ne you tube par pahli bar 100% truth bola,DIL SE SALAAM

[@Get_Share]

Superb podcast thanks kushal for inviting the Neeraj sir.. we all enjoyed & got too much knowledge & clarity of many topics thanks for arranging all this 🙏 we hope u will do some more podcast with neeraj sir.

[@vinodchowdary4519]

@Kushal Lodha, Sir one more point to add, if we take term insurance at a younger age.. the premium will be less and the premium will be the same throughout the term whether it might be 30 years or 40 years.. It actually makes a good impact. Also, when our age is 30-35 we might be having issues with health then there is higher probability of insurance companies rejecting the term insurance application

[@rehan8803]

The best and my favourite Neeraj Arora sir 🙌

[@badalkewlani]

Eye opening statement by Neeraj Sir, sooner or later every investor will turn to mutual funds. 🙏

[@FCAANSH]

Watching this podcast at midnight, is the best investment of my all nights !! 💙

[@chartered_youth..]

Neeraj sir k liye comment Kushal k liye like

[@srpcyberalpha6366]

Summary ::*)The podcaster have almost 1%-2% of knowledge regarding this specific topic *) Almost 80% practical , daily life & majority of middle class & poor people advice about financial freedom *) The podcaster lacks Emotional Intelligence as well as lacks at least minimum finical knowledge to correctly ask questions *) Here the guest seems to be give knowledge but the podcast couldn't grasp that wave *) Podcaster sometimes ask sometime good question but with a lagging mindset *) Overall the Guest is good & this interview is very very much practical & profound, also it will give touch with the majority of poors, middle man family & daily worksers

[@alokjha8540]

Nice review 👍

[@bhushankumar1114]

Great Respect To both for telling ground level reality in basic required language

[@ritupuri163]

Very down to earth and mature answers to personal finance.Qualitative podcast.

[@MauryaShushma]

kushal ..niraj sir amazing podcast. ❤❤

[@poojaparekh159]

Great respect for neeraj sir 😊 S neeraj sir is one who brought ca studies on utube salute to sir he has changed learning in ca studies thanks fr bringing ca studies on utube

[@ansh.me11]

THIS PODCAST IS GOLD! NOTHING LESS THAN THAT!! THANK YOU NEERAJ SIR FOR DROPPING IN THESE KNOWLEDGE BOMBS 🔥🔥

[@yuviiiiiiiiiiiiiiiii]

Q at @2:48 : When did you first tasted money success and what was the amount? Ans: I cleared 12th in 2004....2017 me investments ko leke sincere hogya....2018 me online classes...2018 se 2021 me bahot bada amount mila. lol where is the actual answer!? @kushal you should not let your guests give you leading answers. Keep getting them back to the main question at hand. I understand someone who achieves success loves to talk about it on and on. But don't forget that your viewers are watching the videos for actual data and answers and not the whole philosophy of life being handed down as an answer.

[@supercrazydesi]

Making money is a long process and success, feeling rich or poor is situational too. different phases of life change how you feel about the same amount of money. It is not a set answer.

[@PravnKrPandey]

Neeraj bhai you are truly a genuine person.

[@deepanshuparwani8169]

Sir used equity for investing is he talking about mutual funds or equity shares

[@technicaltipsdev2118]

Seekhna bandh toh jeetna bandh 🔥

[@gaurikasharma1401]

Please one podcast with Praveen Jindal sir also 🙏❤

[@smithavarun4]

Wow, that was so deep yet so interesting. I love how you go deep into practical financial advice; the conversation is relatable. More importantly, it's great to see someone sharing not only valuable knowledge but sharing it in an easy-to-understand and applied manner. That is fantastic, but you can add real-life case studies or examples from viewers to make your content even more effective. It would make the points clearer, and the advice would seem even more personalized. Great work. Keep it up, and I look forward to the next video!

[@nirmalaanilkumar7659]

Absolutely mast/must podcast. All my questions on personal finances answered. It was a free high value finance podcast. Thanks to you and to Neeraj for being so kind and sharing his mind blowing, easy and honest money making techniques. I have benefited immensely, listening to him and applying his ideas. Bhai itna paisa hai, thodasa charity bhi kar lo,ya zikar toh kar lo.😊

[@ravirai498]

Great podcast kushal sir😊

[@kcpatel10]

Wonderful session with real advise by guest. I m happy because still real advise people are on KZbin 👍 Thank You Very Much 🙏

[@rohitmarudwar1788]

Neeraj Sir seems a really good Mentor. Hopefully someday I can meet him

[@sumitmittal6891]

That was too Good, Literally I'm CA too, and been into Teaching CA Students, since last 2.5yrs, could co-relate the things, Love Neeraj Sir & Kushal thanks alot for bring such a wonderful Podcast.

[@KingKhan-uz1ig]

Sir,please tell me about advantages of CA in respect to share market i am in 11th grade and option buyer (beginner) Can i will also become CA in future 😢

[@rohitmarudwar1788]

Watching this videos teach us to be humble with your money

[@ArpitSharma-ib5dg]

*Wealth is what you don't spend.

[@jinsflsg]

One feedback is providing proper english subtitles. Quite a few parts were a little hard to understand if i was just focusing on english subtitles

[@marketgeek2647]

The 17.5% return credit card is axis magnus burgandy which gives 35 points for spends more than 1.5lacs and he is assuming value of 1 point as 0.5 paisa… i was also curious to know how he earned it and learnt it later on

[@YogiWwh1]

Great content Kushal! You really bringing fantastic guests. Your financial podcasts are more interesting than other youtubers.

[@satishrgholap4732]

Very nice !!!

[@jinsflsg]

This podcast is as worth it as those financial courses if not more!!

[@QWERTY-en1rg]

amazing

[@yuvraj6763]

❤. Best podcast

[@sunithaneelam2832]

Very nice prodcast...nice questions and genuine replies by neeraj ji.

[@divyanshsharma5101]

Bhaiya please make one podcast with swapnil patni sir

[@atulchaudhury7654]

Actually yes we want with sir too because he have also a great portfolio

[@divyanshsharma5101]

@@atulchaudhury7654 Yes around 45 cr

[@PhDLaw]

What about expense ratio and exit load. On mutual fund, there will b exit load plus long term tax.

[@yogeshchaudhary621]

Good podcast!

[@SavageMunde]

Video mein glitch ho raha hai yaar, acche se edit Karo.....

[@KushalLodha548]

Where?

[@SavageMunde]

@@KushalLodha548 dekho bich bich mein kala ho ja raha hain screen....

[@KushalLodha548]

@@SavageMunde can you help me with the timestamps pls?

[@SavageMunde]

​​​@@KushalLodha5484:01 Neeraj sir ke nichle wale portion kala ho geya 6:56 tumhare portion mein glitch huya hain 16:37 idhar toh adha screen hii ud geya Ese bohot sare parts hain jidhar glitch huya hai ese..... Dubara podcast dekhne ka time hota toh har ek ka timestamps de deta....

[@naitikjain8535]

Do podcast with aspirants too kushal bhaiya

[@shivanshshukla5883]

Why? It wont do well

[@nowonderwhy3051]

Benefits of credit card is a value addition for me. Thanks Neeraj Sir for opening up an avenue of learning ❤️

[@JayAccountant-ff1ju]

Nice podcast Kushal esp the taxation part. Aud ek video karo about his income and sources

[@ajaygharu7289]

Thanks both ❤

[@jaiveeru4237]

One of most interesting session with the audit king

[@MauryaShushma]

Hii kushal very good point to point discussion Niraj sir

[@Sagar43212]

Thank you kushal sir.neeraj sir's point of advantages of mutual fund is great.also Thank you sir for written chapters 🙏

[@chakriyavadal]

neeraj sir jaha jaha jate hai vaha ham pohach jate hai ❤️❤️

[@Funystylishshortsvideo]

Thank you Kushal,

[@ParasKhurana-so5ic]

Well said ! Very informative content. Please apply as well.

[@neenakaushik8463]

Nice podcast 1 question is what is best to invest stock or etf for create wealth with risk

[@prem9735]

Really one of the best podcast i saw till today ❤❤

[@castudentlibrary]

Amazing podcast. Neeraj sir as always 🔥🫡

[@skreazuddin]

What about ETF? are these good or bad?

[@Dee47]

Very nice podcast.💐💐

[@letsbefashionable7103]

Learnt a lot

[@samarthkadam712]

Waiting for CA CS Swapnil Patni sir😍

[@baljitsingh8394]

Great podcast 👍🙏❤️🙏

[@Inked_tails]

Amazing podcast ❤

[@Amitsingh-nn5yu]

This is my second watched podcast Just brcoz of neeraj sir and kushal sir

[@lovelyarora1415]

The best Mr Neeraj Arora

[@abhibaikar]

Amazing podcast bhai 😊

[@vinodsethi3799]

Neeraj arora genuine bndaa h

[@harshverma6935]

one of the best podcast ever

[@RiyaKanoujiya-vy1rc]

Proud to be neeraj sir student 😊

[@piyushborkar-k8v]

love to see you are growing.

[@premyadav3950]

Kushal u ask basic not lame questions which helps to relate the audience, otherwise as per kushals intellect the question might be one of the toughest podcast

[@220patelsiddharth6]

Thank you sir

[@surendrakushwaha9768]

Sir actually I am big fan of your ❤the podcast guest ❤

[@ANANDMADDHESHIYA-so2yx]

Greatest podcast sir

[@thomasmene6559]

Very informative

[@smallcrafts1611]

Waah yaar kya audio quality video quality hai I am here just improving English language 😊

[@soumya440]

Sir Can u please explain the merit and demerit between investment in nps tier- ii i.e hdfc pension fund and sip in normal hdfc fund.....in which fund we should invest

[@putulojhafadikar4779]

Sir apka Pura video suna.....all are is my words....I am now 56years old....govt service...high school ki HOI post por hu...savi log kahata hai apkey pas itna corpus ksisey ho gaya? 😂😂....admi rich hona cahata hai but real lesson nehi leta...Mai to avi vi accha lesson finance key bari mey time nikal kor sunti hu.....

[@prashantbhardwaj3561]

Wonderful and knowledgeable podcast except one point "No loan for stock market". I'm Chartered Accountant from Faridabad. I honestly believe similarly credit card, one should also know how to exploit bank loans. I am option seller and investor since last 4 year, started from 3lakh, now corpus stands at 51lakhs and I've taken 15L PL after one year of trading. everything going fine :)

[@KingKhan-uz1ig]

Sir,please tell me about advantages of CA in respect to share market i am in 11th grade and option buyer (beginner) Can i will also become CA in future 😢

[@abhishekdwivedi546]

Damn bro ! what a podcast it is ❤‍🔥

[@BeastMonee]

Bhai Aaj thumbnail me kuch kami lag rahi hai 😅