Term Insurance में एजेंट/कंपनी कैसे बेवकूफ बना रहे हैं 😡 |2024

[@LabourLawAdvisor]

Compare & Buy the best term insurance: term.lla.in Compare & buy the best health insurance : health.lla.in/ Reasons for Claim Rejection : www.policybazaar.com/life-insurance/general-info/articles/resaon-forlife-insurance-claim-rejection/ PolicyBazaar Term Insurance Claim : termclaim.policybazaar.com or Call 1800-258-5881 Jagruk Journal 2024 : jj.lla.in (Use Code MANDEEP)

[@zarina.choudhury2573]

Mandeep Bhai, plz make one video on retirement plan

[@SanjayRaman]

Sirji Insured person aur nominee dono hi nikal liye to claim family wale le sakte hain.???

[@shivammaurya5092]

Question at 20:50, let's say I don't have any active income source and I'm above of age 18. Which means I have zero salary or income. Now can I apply for the term insurance. I know family is not dependent on me but still question remains the same can I get the term insurance.(question arised due to capping of 20X on cover)

[@sandipghosh209]

Aj pata chala jine se mrne ka jada faida

[@riteshchanda4520]

Sir, Income ke 25 times sum assured deta he, according to age, I have already taken 25 times of my CTC from policy bazar recently. Please confirm me can I take 25 times of my CTC ??

[@parthibanr5326]

Health insurance also put in this type of video please

[@debabrataroy9]

Agree

[@rupamdebnath4001]

I also agree, please also make such videos on health insurance important qna and guide accordingly 🙏

[@arghambiswas]

Yes

[@AnujNeogi-ih2db]

Ek vdo hey ek mahine ageh dala tha

[@arghambiswas]

@@AnujNeogi-ih2db link please

[@Gyani1Panda]

Wow this is called information, although i did research before buying term insurance and bought HDFC Life from policy bazaar but then i didn't know this much.

[@adityaagrawal5136]

LLA team is my hero.... they might not be as financially successful like other influencers but they will get the dividend of integrity in near future. LLA keep the good work going.

[@sangrammaharana5997]

Very Glad to see my KZbin comment chosen by you became one of the questions by many people. Term insurance pe itne saare videos shayad hi kisi KZbin channel pe hua hoga..Hats off Bhai 🙏

[@kaiyumkbm]

please make a video of how to plan for all kinds of investment and insurance for a newly joined employee for a safer future

[@jaykaith1985]

Love the video, but just want to ask about 16:27 … If policy lapses due to non-payment and it is revived without submitting new docs, then does the the 3 year period restart? IRDAI FAQ says Q 10: if a policy is revived/ reinstated by collecting arrears of premium with interest and without obtaining a Declaration of Good Health/Medical, can it be repudiated (rejection) within 3 years? Answer: No. Since the policy is revived without taking any document/ statement from the policyholder, there is no scope for repudiation within 3 years of such revival.

[@anmolverma14295]

Mandeep you are the best , I bought a term insurance 3 months back after watching your EPIC video over how to buy term insurance now i am looking for health insurance please a videos like that which you have made for term insurance thanks 🙏

[@balwindersingh7810]

Which one did u took bro ?

[@anmolverma14295]

Tata AIA

[@iamnoob7593]

@@anmolverma14295 is there any use of term insurance?

[@yashtatwavedi2509]

@@anmolverma14295 Is Tata AIA a good company??, and can you please tell whether you have taken the policy in online or offline mode because an offline agent told me that in online mode you will have problem is raising a claim.

[@anmolverma14295]

As per my requirements TATA AIA fulfilled all these hence I purchased TATA AIA policy and agents will not get any commission that’s why they create doubt in your mind , whenever you will die you are not there for claim. Your family will face this situation it will be easy or hectic who knows 😊

[@junnupatni]

Hello I hope Aap Sab Theek Hoge Sir mera Question ye hai ki kaise Sikhen Stock Market ko Dekhiye main Kisi Ko Galat nhi keh raha hoon Sab Apni Jagah Best Hai lekin Jo aap Samjhate hai Wo Proof ke saath Aur dono cheez batate hai Jaise Positive or negative dono Batate hai isiliye. Main Chahunga Agr aap Ke pass Kuch waqt hoto stock market kaha se sikhey aur kaise sikhey starting se wo zarur uspar Video banaiyega I hope aap mere Comment par zarur kaam karenge aur agr nhi bhi hua to koi msla nhi We always lov uh sir 😊

[@jyotiranjansahoo5503]

Policybazar is not giving help during time of need.They have blocked my number

[@shivbhosale7543]

Goto linkdin add tag policy bazar in post. Keep posting till the issue is not getting resolved.

[@mohitkumar2703]

​@@shivbhosale7543right

[@chandansingh4770]

Kya aapke sath Aisa hua h

[@mohitkumar2703]

@@jyotiranjansahoo5503 kya hua detail me bataoge Kyuki me buy krne ki soch rha hu

[@Rajan075]

Bajaj ki policy office me jke unke claim settlement 1din me hota

[@madanmohan2686]

1. Agar helmet or seat belt nahi lagaya ho and accident se deth ho gaya to? 2. Agar accident case me postmartam nhi karaya to?

[@AdvicesAcademyNetwork]

The big problem right now is that GDrive has 15 GB of storage and that includes Gmail, Google Photos, and Spreadsheet data. Now if 2FA is ON, at the time of death, many situations happen when you can't claim anything.

[@thar4x4]

Aisa Content kisi bhi aur KZbin Channel pe nahi milega . Subscribing to LLA is one of the best decisions of my Life ❤️. Every second spent on LLA video is worth it.

[@subhamkumarpathak1102]

mandeep bhai.. plz make a video on section 45 of insurance act ..2nd question is - can i take 2 term insurance.

[@sougatapaul4532]

The 2nd one I know.. we can opt for multiple term insurance.

[@travel_and_click]

My father is not a smoker but he lives in delhi. And got severe pulmonary 🫁 disease. Now how do I prove this illness is cause of pollution not of smoking.

[@tirumalbhavathankar8740]

Thankyou sir, Aaj Maine mere liye Term insurance liya hai , Aapne bahot aache tarikese guide Kiya hai , Jo aapne link Diya tha usi link se Jake policy liya sir. Thank You Sir. But sir yek question tha. Sir mera company ka group life insurance hai to ye bhi add hoga kya in case of misshaping.

[@maheshchoudhary4878]

My question- 1- I am 28 , I have no job but i can pay premium , can I take term insurance of 1 Cr ? 2- I am 28, I have no job but I am self employed ,full time trader and I make money from stock market can I take term insurance ? Pls sir reply

[@mayurnahata]

Nice Informative video. I have a question - Recently when i purchased a term plan i have insisted for my physical medical check up but the insurance company inform me that the policy got issued on the basis of tele-medical and hence physical medical was not required due to which your physical medical was not conducted. Now in such scenario what should i do? Should i do my physical medical check up from outside or should i insist the insurance company to get it done.

[@vijaytagad643]

I am also interested in physical medical verification but they are asking me for tele verification. It's almost 1 month they have not scheduled physical test. Should I cancel the policy or not ? It's bad experience after paying money

[@mr.nurdico1394]

Bahut accha vedio banate ho bhai ....apki vedio dekhkar mujhe term plan ki sari information mil gyi .... Bhai aapne bataya ki apni salary ka 20-25 time more term insurance lena chahiye.... Mai ek query puchna chahunga ki different RIDER mai apni salary ka kitna more times hona chahiye

[@adarsh2071]

Policy bazaar wale kuch help nhi karte ditto zaada Sahi hai Balki ye false info bhi provide karte hai just to sell the policy ……. I have a very bad experience with the call recording also ………. 2 wheeler or 4 wheeler ka experience bhi Mera bahut kharab raha hai policy bazaar ka

[@dgurav6799]

This is the best format Q/A video. Actually aisehi hone hachiye Q/A. I would vary glad if I work with you.... I sent you my resume a long time ago

[@Love_above_hate]

Is it a requirement for a term insurance company to obtain the autopsy or post-mortem report in the event of the insured person's demise? Is this mandatory in all cases, or are there specific situations where it becomes obligatory? Kindly provide a list of scenarios where the submission of such reports is mandatory.

[@Sandhu.anki007]

Dear Sir, Now a days, blackmarketing of rs.10 note is on peak. Market me 10rs. k note ki ek gaddi k liye 400 se 500 rupiye jyada le rhe h. Banks ki direct deal hoti h market m. or sare 10rs. k note back gate se blackmarketing k liye supply ho jate h. aam logo ko shadi byah me 10rs. k note ki jrurt pdti h or bank wale direct mna kr dete h to logo ko mjburi m bhr market se 400-500 rs. jyada de kr 10rs. k note lene pdte h. Please sir is pr video bnao.

[@jhunjhun1]

😂😂

[@rishiraj1616]

I heard a case of a guy in which he had an accident when he was in the car back seat. He lost his 2 limbs in that accident and company denied the claim saying that he was drunk. Yes, he was drunk but he was at the back seat and not driving the vehicle. He had to fight court case to get his money which eventually he did!

[@adarshmaurya3151]

Pls make complete video on personal loan and it's advantage and disadvantage.

[@sideshbhatkar6327]

This was really helpful. I was planning to increase my cover but no one told me about the section 45. Now I will buy another policy instead to hedge against the odds. Thanks Mandeep. ❤

[@rohitkumarsaw127]

Same here bro.

[@singhg2991]

What is section 45

[@ankitchowdhury640]

lets assume the husband and wife both are in a good job that he or she can handle the needs of family by his or her sallery so in that case does they should buy term plan ?

[@arjunkushwah7754]

Par hum to pura vdo dekhengen sir 😊

[@sajjadpasha6748]

Mandeep thanks for great content 👍 1) Is Marraige certificate mandatory for spouse to prove relationship at the time of claim ? 2) Incase of natural death post mortem report mandatory?

[@amarsharma1662]

Mera bhi yhi question h

[@abhishek1830]

Death certificate

[@akshaydhoble6833]

Same question here

[@sesharamya7781]

Please make video on pf manual transfer in death cases. My husband is no more and in don't know how to proceed for PF and edli claims

[@sagarsen5626]

Apne kon sa insurance liya h wahi bata do same le lunga jyada dimag hi nhi lagana 😂

[@somadas3359]

Nehin batayega vai

[@kuldeepverma1246]

Kya jarurat hai enki insurance you tube pr to chaap hi rhe hai

[@sudamgorhe2734]

Agar wo bata dega to, tu video nhi dekhega naa Bhai

[@kuldeepverma1246]

@@sudamgorhe2734 bss tu hi to akalmand na baki sb bevkuff hai

[@BhaskarKumarYadav]

Kya pata tumhare bike 150 cc se jada ho😅

[@deeeksha_thakur]

Thanks for putting so much effort in educating us. How about a women centric health insurance policy? Should they get term insurance? I don't think so. What should they consider while buying a policy for themselves? Hope you will educate us on the same!

[@TheAjaykumawat]

Quick question- Not a smoker before, 3 year passed. Want to buy new policy, salary increased so want to cover accordingly. However, smoker now? How should I proceed with declaration w.r.t. old and new plan?

[@arbaz704]

Logical answer would be to get new plan as per current situation i.e Smoker = Yes and inform the old plan company that you started smoking now over email.

[@raghavsethi6684]

Is Tata Smart Sampoorna Rakhsha a Good Term Plan… Please reply as I one of an oldest subscriber pf your channel and learned a lot from your videos. Keep It Up Brother.❤

[@SunitaMane-eg5ol]

Sir it's very good term plan you can connect with me I am associated with tata aia

[@chaitanyabingumalla8045]

Hi thanks for sharing this detailed video on the questions. I took life insurance recently but missed mentioning appendicitis surgery that took place around 8 years back. So what step should I take now?

[@milanbahel8707]

Inform them now with all the reports.

[@nidhiverma22]

Please contact your insurer or agent and try to inform them about this episode of appendicitis.

[@deepikasachdeva9159]

Excellent and interesting way of presentation 👌👌

[@nagarajumandapelli766]

Should I provide a full body checkup before buying term insurance so that it will help me in future?

[@NareshUgaonkar]

Please please do a video on mediclaim

[@jethmalkumawat8913]

Please make a detailed video on LIC paper property....

[@lorddarshgaming]

My question Agar term insurance k time koi medical condition hai aur wo kuch time baad thik ho gaya tab policy k sath kya hoga ? isme further kya2 steps lene honge ?

[@krishi-vasant]

खूप उपयुक्त माहिती सर

[@abhilashgkundar7293]

thanks for this amazing video....can you guys make one detailed video on Vehicle Insurance....specially bikes

[@amit.kumar634]

These videos mostly are made on positive tone. Do your own research. Although he has given fair explaination to most of ques. but policy bazaar or insurance company pe apni research kar ke bharosa karo

[@odishanh5212]

Bhai retirement plan ke bare mein ek video banaye.

[@arunpatel7527]

I was trying to buy term insurance for my wife but the policy bazar declined to provide a policy because she is earning 15k a month.

[@RajeshSharma-tv3ts]

Mandeep bhai Maine aapko video dekha the last week or policebazaar se liya be but tele medical done but HDFC life was not ready to physical medical finally I cancelled the policy because I want to complete transparency with company but seriously they not ready for it I don’t understand. HDFC Life 🤬🤬🤬🤬🤬🤬🤬🤬

[@ashokrajpurohit6473]

Sir aapko Ek personal accident plan Mai TTD BENEFIT Ek full detail Mai cover karo I think ye kafi use full rahega janta k liye

[@mehulmehulpethani]

Can you make a video about why doctors do not describe generic medicine? Is this leagal? My Case Recently, my father had some orthopedic related issues. We went to the doctors, and he described the medicine(without genetic name), which was available only at his medical shop with MRP. manufacturer of that medicine are local brand I request doctors to describe an alternative name, which is a standard brand(sun pharma,torrent pharma, etc) he denied, and I have to buy that local medicine. Medicine may be costly and local brand.

[@Mihir1234-q6k]

Jhut fareb kaa market hai.krupeya ek baat kaa reply karey LIC OF INDIA Kaa term premium kyun minimum 30 sey 40% jadaa hotaa kya khasiyat hai .mey search kiyaa to ya ek only corporate guarenteed company hai,aur dushraa jo hai term plan main keebal LIC ko chod key har company kaa policy main jo term and condition hai usmey bahut sarey claim exclude bataya gayaa hai, matlab claim main jadaa fydaa mujhey LIC kaa plan dikhtaa hai.

[@ankursingh4932]

Honestly, I would like to say, that the information I got from your all videos (on Term Insurance), hasn't been from any finance expert on KZbin. So detailed and in a simple form. Anyone can understand. Gives me so much confidence while talking with Policy Executives or agents. One thing that I need to add, due to the global slowdown lots of people lost their jobs in 2022-23, if you don't have a job then you won't be able to get insurance from Policy Bazaar as they don't provide insurance irrespective of whatever you were earning earlier (if career gap is less than 2 months also). Thank you once again Mandeep bhai, I wish Personal Finance would be taught in Schools/Colleges and it should be taught in the way you provide info. :) Thankyou!

[@malhotrasahil92]

Please make on health insurance also

[@s4shibam]

Hi Bhaiya, Apne bola ki annual income ki 20x hi cover ho skta hain kisika.. I am 21 and earning around 6LPA (Engineer) but I know I can scale my income 3 to 4+ times within 4-5 years. What should be my apporach for the insurance amount? Taaki bad mein ye regrets na ho.. 1. Mera income kafi badh gya par 1cr kahi insurance hain. 2. 5 sal bad mujhe firse mehenge mein dusra insurance lena padha.

[@vibhordube8240]

Take the insurance as per today’s capacity and add another later.

[@nikunikhil]

Very important video Mandeep 👍👌

[@ShivamSharma-uz3sw]

20:01 still have doubts.... company toh khud se medical test karwati h...toh kya hume ushke alawa v khud se full body checkup karke report company ko submit karna chaiye...if yes toh kya kya test karwane chaiye.... please reply

[@rajenparuikolkataff1045]

Kon sa us stock me invest karna sahi hai, sir, 100, se 500 Tak interest kar sakte hai ham, to plz 🙏 bataiye ga,sir

[@somnathkhilare3959]

मे साल मे एक ही बार दारू पिता हू 31 डिसेंबर को क्या मुझे मेडिक्लेम लेते समय यह कंपनी को बताना चाहिये या तीन साल रुकना चाहिए और अगर 3 साल बाद मे बताऊंगा तो प्रीमियम ज्यादा बडेगा या स्टार्टिंग मे बताऊंगा तब थोडा कम पडेगा प्लीज इसके उपर थोडा बताईये

[@nitish915]

31:22 Very true. There is only company that has least exclusion is LIC. Go with LIC

[@Shivadi30]

Matlab

[@Shivadi30]

Kya lic se policy Lena hectic nh h?

[@Patienc1persistent]

No it has highest settlement ratio.​@@Shivadi30

[@arjunkumar-zu4yg]

Without helmet use par accident death hota ya ISI mark helmet nhi use karne par death hoti h toh kya Insurance company Claim Reject kr sakti h kya.

[@insuranceabcd]

Helmet is must . Agr sir pr chot lagne se death Hui h to claim reject ho sakta h . kisi or body part ki vajah se death Hui h to claim mil bhi sakta h . Case court me jayega to jyada chances h ki claim mil jaye

[@originatedneworder]

Hey Mandeep can you explain for the below two case. 1. What if I buy a policy with 30x of my annual salary as today premium will be less as compared to when I get my annual salary doubled. Will it works? 2. What if I buy a policy with 15x of my current annual salary but after 2-5 year or maybe 10-15 year later my salary cut to half or even I will be jobless then will my policy still hold the value?

[@ketanahuja8939]

Companies wont allow more than 20x Yes cover is valid

[@chiranjitpal9712]

My brother is 8th pass His annual income 5lack Is he eligible for term insurance

[@MohitRanaTv]

Sir, How do we resolve this problem? किसी व्यक्ति ने पॉलिसी बाजार से हेल्थ इंश्योरेंस लिया पर उसने गलत नंबर डाल दिया और इस वजह से हर वक्त मुझे पॉलिसी बाजार हेल्थ इंश्योरेंस की ओर से फोन आते रहते हैं, और मैं डिस्टर्ब होता रहता हूं Sir, basically, I'm a student तो यह पॉलिसी बाजार से हेल्थ इंश्योरेंस जिसने लिया है, उसकी वजह से मैं परेशान हो रहा हूं तो सर, कैसे इस प्रॉब्लम को हम सॉल्व कर सकते हैं Please help me 🙏 🙏🙏🙏

[@rajeshkumar-n1m7r]

Hello @mandeep bhaiya.. Thank you so much for such great content. ❤ Also thank you to educate all of us on such topics which ultimately helps our nation build stronger. Also I have one small query.. if you have read this please answer me.😅 As we know Car is a liability for an individual , so to get best profit from it what is the best time to sell the Car? After how many years of purchase we can sell our car? As now days every year new technologies comes with that value of asset also decreases. Hope I’m able to deliver my question sensibly.😅 Thank you.

[@kulshresth8072]

Thank you bro, You are master blaster in knowledge.

[@dheerendragupta3462]

very nice , thanks a lot

[@RahulSingh-xj5ly]

This is the content worth watching 🙏🏻

[@gymnasium8670]

Term insurance lene ke liyee apki video dekhi maine bhut helpful thi thank you so muchh.❤

[@shubzjadhav]

Mera ITR below 5 lakh hai to Policy bazaar wale bol rahe hai ki jinka income 5 lakh ke upar hai wo hi 1 cr ka insurance le sakte hai.....aur 5 lakh ke under ITR hai wo sirf 50 lakh tak hi le sakte hai

[@suraj.bchauhan6948]

We can take 50 lac and 50 lac two term insurance 2 diffrent company.

[@sougatapaul4532]

Hi @LabourLawAdvisor, I was regular smoker till 2020(covid 19 period). Then I quit smoking. So, now at time time of buing term insurance what shoud need to disclose? Smoker or Non Smoker?

[@ketanahuja8939]

Ask policy bazzar

[@GauravKumar-ex4kv]

@LabourLawAdvisor I have a question regarding the Super Top Up plans. If someone admitted in a hospital which is in a cashless network of my base health insurance but in my super top up insurance. So if my bill cross the base plan does the super top up will cover the bill cashless? Or I have to pay the amount over the base plan and then have to apply for reimbursement.

[@GROWWITHRANJAN]

Thank you so much for clear the my doubt and any other doubt.

[@MAYUR531544]

One more video for health insurance plz

[@rajsinghal7207]

bahut badiyaa bhau

[@ANANTBARA]

I was smoker 2 years ago and now i want a term insurance then what i should answer to the question "Are you smoking?"?

[@gyan399uno]

Hats off to you guys for the information .

[@subhamchakraborty152]

Skip nahi hoga, hum to pura video dekhenge. Rok sako to rok lo.

[@emraldgreen8534]

Thanks Mandeep for this highly informative video... We truly appreciate your efforts, which is helping so many of us!! I have a couple of questions if you can answer them, I'd be very grateful and I'm sure it will be helpful to all of us: 1. If someone has multiple term insurances (say 3, from 3 different companies) and he/she dies in an accident - how to submit original documents to 3 separate companies? or in general how to proceed with claims for multiple term insurances? 2. There are lots of investment plans / instruments these days which give you 10 times life cover of the premium amount. If a person is holding say 2-3 of such investment plans and he/she dies, will the nominee 100% get the covered amount or there are chances of rejection in this situation too like Term Insurance?

[@rohitkumarsaw127]

Infomative video. All doubts related to term insurance get cleared. Thanks

[@dixitpatel9090]

LIC KE TECH TERM PLAN ACROSS THE GLOBE YANI AAP INDIA KE BAHAR BHI JATE HE TO COVER DETA HE.OTHER COMPANIES SAYS SOME IF AND BUTS.

[@kuldeepsingh1121]

Hi Mandeep sir, thank for sharing such a Valuable information. Meri policy document me Mera naam Kuldeep kuldeep mentioned hai, but according to my documents I have single name as Kuldeep only. Kya ye problem create Karega

[@jhakaas_insaan]

I am going through big housing scam . Can you please help me to expose it so that other does not get into trap . And I also get relief .? Please me know how to reach you .

[@the-abhishek-yadav]

Thanks for these information & useful videos 🔥❤ (Please also make one QnA video on Health Insurance also)

[@syedumar227]

Can you pls explain different types of insurance, when,who & how to buy them.

[@MrSandeep11]

Wow best video ever ....Plz post for health insurance bro ... We need this very much now ....

[@rahuludesh3995]

sir me aapka fen ho gaya hu aapka kam karne tarikha bahut acha aese hi karte raho good job

[@ashishtamaskar5632]

If husband,wife both are working and parents are also pensioner is Life Insurance required in such case...? Any Suggestions..

[@nidhiverma22]

If you don't have any dependents, then you probably don't need term insurance. But term insurance is not for just now. It is for years to come. If you have children who might go through financial difficulty if you are not there to bring your monthly income home, you should consider buying term insurance.

[@achieverindiafirst4547]

If accident happened due to riding of non insured bike or Vehicle then claim approved or rejected ....please answer

[@souvikdas6267]

22:11 in this time you smartly avoid the Sovereign Guarantee Of LIC by GOI because it is a Public Company which shows your biasness towards private company.

[@joyramtisso5146]

Sir, I am visually disabled caused by an accident few years back and an employee of Railways. I have an existing LIC Jeevan Anand policy of 10 L sum assured which will mature in 2031, but I wish to discontinue this policy and buy a term insurance instead. I am 37 years old and shall retire in 2047. Kindly advise me on this.

[@Drac0710]

Suppose if my current income is 3 lakh.. By (20 x salary) insurance rule, I can have a insurance of 60lakhs. In future, my income hopefully will also increase. In that case, my life insurance limit of 20xsalary will also increase?

[@mukeshkumarpandey9194]

What comes under "income after section 10"? Pls suggest from below:- 1) Basic salary 2) HRA 3) Education allowance 4) Bonus 5) Other allowance 6) PF 7) Gratuity 8) Variable pay Pls suggest which items I can include in Income after section 10.

[@mukeshkumarpandey9194]

@LabourLawAdvisor

[@cia-compareitall4499]

Sir, thanks for such a video. Its really very helpful. App hur chees itne simple way may samjate ho. 🙏🙏🙏🙏

[@AnuragSingh-it7qb]

बहुत बहुत धन्यवाद 💐🙏

[@shubhamjaiswal1832]

Sir apne konse company ka plan liya hai or ky ky chize addon hai please bataye

[@raviraaz1571]

We need a video like this, on buying property and land ......

[@alishakumari4019]

You haven’t made any video of buying health insurance for parents. Which company provides a good one for parents

[@vaibhavwankhadeofficial7349]

Contract me for SBI life insurance

[@yogeshKumar-xc9bb]

Sir Policy में कहा क्या लिखा होता है। इसे कोई नहीं बताता। पॉलिसी लेने से पहले उसी लाइन का कोई और मतलब और बाद में कोई और मतलब। इस देश में पड़े लिखे होने से कुछ नहीं होता। हमको मजबूर होकर बेवकूफ बनना पड़ता है।

[@shashipal8215]

Sponsored to nahi hai par link se jarur khariden taki mujhe commission mil jaye😂😂

[@mainongjenbum]

Maine HDFC life se term plan Kia hai aur mujhe medical k liye bulaya gaya aur medical hone k baad mujhe aise koi report nhi dia, lekin medical team sirf company ko forward Kia hai...kya mujhe report Dene chahiye tha medical team?