The 2024 Real Estate Crash Is About To Get Worse (Homeowners are completely FROZEN in their homes)

[@LarryCheungCFA]

Thank you to Upside for helping our friends here save money: Download the FREE Upside App with code LARRY25 at upside.app.link/U1dwlF8bXDb and get an extra 25¢ cash back on every gallon of gas on your first tank. Come join me on Social for more Resources: Substack: larrycheung.substack.com/ Twitter: twitter.com/LarryCheungCFA Instagram: instagram.com/larrycheungcfa

[@lindafukuyu5767]

You are so good in explaining in detail with Excellent English. Great Job and Thank You !

[@stan374]

If you wanna be successful, you must take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.

[@selenapearl2187]

My financial life has completely changed all thanks to Mrs Amanda awesome trading strategies!!!

[@clintonjake8025]

Mrs Amanda The Bitcoin Trader is legit and her method works like magic I keep on earning every week with her new strategy

[@BricksSmith]

Wow I'm iust shock someone mentioned expert Mrs Amanda thought I'm the only one trading with her

[@LucBlanc]

She's really amazing with her skills...she changed my 0.5btc to 2.1btc

[@LucBlanc]

She helped me recover what I lost trying to trade my self.

[@DanieleAsch]

More immediately than a collapse in the stock or real estate markets, inflation directly impacts people's standard of life. It is hardly surprising that the present market attitude is so negative. If we are to live in this economy, we are in dire need of assistance. ETF and stock markets are still unpredictably volatile, just like the housing market. My $370,000 portfolio has been reduced to rubble.

[@KirstiGerminaro]

A lot of people are still making huge returns on investment this period. You just have to be very grounded or solicit the help of a professional.

[@darnellcapriccioso]

Especially because their expertise is centred on short- and long-term holdings for profit realisation and because of their distinctive research, it is nearly impossible for them to underperform, I prefer to seek the advise of financial consultants when making my daily investment decisions. My consultant and I have been investing together for a little over two years and we have already produced sizeable net profits.

[@Brodin-id8re]

we’re only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market, could this consultant that guides you help?

[@ClemenceRoskelley]

Stacie has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I set up a call with her so I could use her services.

[@darnellcapriccioso]

I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance advisors you could check out. We have been working with Melissa Terri Swayne and she's really, really good. If she meets your discretion, then you could go ahead with her. I endorse her.

[@scottarmstrong11]

I remember in 2007 when I was working in real estate seeing people buy homes new from builders with the intention of selling before close of escrow to a new buyer for profit. The crash was so brutal and fast that I remember seeing a lot of these units foreclosed on with the builder plastic still on the carpet.

[@johnphilip1]

Most people find it difficult to handle a fall since they are used to bull markets, but if you know where to look and how to maneuver, you can make a size-able profit. Depending on how you intend to enter and exit, yes.

[@LizaPhilips]

Given that we are not used to such volatile markets, the fact that the US stock market has been on its longest bull run in history helps to explain the widespread fear and enthusiasm. There are chances if you know where to look, as you noted when I earned more than $780k in the prior ten months. I hired a portfolio advisor because I knew I would need a solid plan to get through these difficult times.

[@geofferymichelle340]

My portfolio has been in the gutter for the entire year, so I started researching new ways to profit in the market, but everything I tried just seemed to miss the mark. Please let us know the name of your financial advisor.

[@LizaPhilips]

It was run by Natalie Lynn Fisk, who I learned about and got in touch with thanks to a CNBC interview. Since then, it has served as the point of entry and departure for the games we have emphasized. A search on the internet can be done if tracking is necessary.

[@geofferymichelle340]

I just copied and pasted Natalie’s whole name into my browser, and her website appeared right away. You've saved me several hours of arduous research, therefore I appreciate it.

[@codeblue11]

We can't ignore the potential impact on portfolios. Bonds are often considered a safe haven, and if they crumble, investors like me might scramble. I’ve been investing for 11 yrs and my $1m portfolio has never been this depleted, how i do hedge this?

[@Tonyham198]

In fact, markets have incorrectly priced in such a pivot six times over the last two years, according to Deutsche Bank, which sounded cautious about this seventh time. Still showing us why pointers from market experts are essential

[@Jadechurch-ql3do]

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

[@yeslahykcim]

@@Jadechurch-ql3do impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@Jadechurch-ql3do]

I'm been guided by “Leila Simoes Pinto’’ who is widely recognized for her competence and expertise in the financial market. She has a thorough understanding of portfolio diversification and is regarded as an authority in this field.

[@brianwhitehawker1756]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@MarkLeonard-xn8zs]

I predict a housing crash due to people buying homes over asking price, lacking equity if prices decline further. Foreclosure becomes likely if they can't afford the house, and selling won't yield profits. With anticipated layoffs and rising living costs, many individuals may face this situation.

[@SmithJones-yx1ut]

You are right! I’ve diversified my portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above $830k in net profit across high dividend yield stocks, ETF and bonds.

[@VictoriaWood-uc6mp]

Do you mind sharing info of the adviser who assisted you?

[@SmithJones-yx1ut]

'Tenley Megan Amerson' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@EleanorShaw-od9dj]

I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

[@Sandpaint]

Housing is not going to crash. Only new buyers will face high prices and interest rate making housing unaffordable for them.

[@FrederickBlein]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

[@GeorgiaMoore.]

Stocks are pretty unstable, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks|couple months, so I think there are alot of wealth transfer if you know where to look.

[@joshhushed5890]

The best course of action is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic.

[@joshhushed5890]

*John Desmond Heppolette* is the licensed fiduciary I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment..

[@genavazquez2943]

For individual investors, it is important to exercise caution in investment decisions and fully understand the balance between risk and reward

[@SofiaAnsari-wb7gn]

this recommendation came at right time, very much appreciate it. curiously inputted his full name on my browser and found his site top search, no bs.. over 20 years of experience is certainly striking!

[@user-sl7ym1zq3n]

Yeah but in Southern California, new 500 square-foot apartments are going for 500k minimum. I'd gladly take an 'older house' but they're going for 800k. I get paid 65k, have a college degree. I can't afford anything. What's going to need to happen to be able to afford anything? The home/rent prices need to go down. They've almost doubled in the past few years. Please do a deep dive on Southern California.

[@censorshipagainstthemiddle6198]

Rather be frozen in my home than frozen in an apartment

[@kevin8360]

My sister-in-law asked me about refinancing her mortgage, to lower the payment. She only owes about $55k and 15 years, but is now on a single income. I did some quick math and told her that if she refinanced for 30 years, the payment would actually go up. Totally not the answer she wanted... And that is what is going to keep people in their current house! You would pretty much be forced to downsize unless you had massive amounts of equity now. $375k at 30 years 4% = $2300/mo. $250K at 30 years now = $2300/mo. You just lost a lot of buying power... assuming you can't afford a much higher mortgage. The sale prices don't reflect this quite yet, but they will. Everything works in a lead/lag kind of way.

[@thedetective8150]

My SoCal house estimated value went up 25% on real estate websites and appears most SoCal houses did the same. There’s a house on my street that was purchased last year for $850k, and buyer made $30k in improvements and now selling for a firm $1.3 million.

[@Grace.h-t8o]

A crash in the real estate markets has less of an immediate impact on people's standard of living than inflation or currency devaluation. That the market is so negative at the moment shouldn't be shocking. If we are to survive in this economy, we need assistance right away. The ETF and stock markets are still quite volatile, just like the property market. Now all that's left of my $370K portfolio is ruins.

[@DaveMccarthy896]

Many people are still getting fantastic returns on their investments during this time. Simply maintain a strong sense of reality or ask for professional assistance.

[@SerinaGliues]

The effects of the U.S. dollar's increase or fall on investments, in my opinion, are complex, but it has never been simpler to learn how to build your money than it is right now, when you may discover and experience a genuinely broad market passively by working with a successful Financial Consultant. Under her tutelage, I diversified my $400K portfolio across multiple markets and have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.

[@SerinaGliues]

I've shuffled through investment consultants and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit. For me, ‘’Stacie Lynn Winson” turned out to be better and smarter than all the consultant I ever worked with till date, I’ve never met anyone with as much conviction.

[@JaneBlac-]

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

[@Steven-u2u]

It was easy locating your coach's webpage by looking up her name online. Did my due diligence on her before scheduling a phone call to use her services. She seems proficient considering her resume.

[@creativeconnection4U]

I definitely disagree with "the older the home the more the appeal fades for younger generations." everyone I know in my 30s wants a home with charm and character (old home) not a sanitized sterile new build.

[@whiskerjones9662]

Great content Larry! Keep up the great work.

[@PatrickLloyd-]

The effects of the downturn are beginning to sink in. People are being impacted by the long-term decline in property prices and the housing market. I recently sold my house in the Sacramento area, and I want to invest my lump-sum profit in the stock market before prices start to rise again. Is now the right moment to buy or not?

[@trane85]

If you are new to the market, I recommend seeking professional assistance. The most effective approach to creating a well-organized portfolio is to begin with a professional who is knowledgeable about the turbulent yet profitable market.

[@Nernst96]

A lot of folks downplay the role of professionals until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for a licensed FA and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. 850k so far.

[@mikeroper353]

@@Nernst96 I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is the professional that guides you?

[@Nernst96]

I'm been guided by “Vivian Carol Gioia” who is widely recognized for her competence and expertise in the financial market. She has a thorough understanding of portfolio diversification and is regarded as an authority in this field.

[@mikeroper353]

@@Nernst96 Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@kaitlyncranwick]

In the USA, individuals living in cars due to partial homelessness result from a complex interplay of factors. High housing costs relative to income, stagnant wages, and income inequality drive this issue. Job loss, weak social support, medical expenses, evictions, and lack of affordable housing also contribute, while systemic problems and inadequate policies further perpetuate the phenomenon.

[@BiancaSherly-qt6sb]

Considering the present situation, diversifying by shifting investments from real estate to financial markets or gold is recommended, despite potential future home price drops. Given prevailing mortgage rates and economic uncertainty, this move is prudent, particularly due to stricter mortgage regulations. Seeking advice from a knowledgeable independent financial advisor is advisable for those seeking guidance.

[@maryHenokNft]

I've remained in touch with a financial analyst since the start of my business. Amid today's dynamic market, the key difficulty is pinpointing the right time to buy or sell when dealing with trending stocks - a seemingly simple task but challenging in reality. My portfolio has grown by more than $600k within just a year, and I've entrusted my advisor with the task of determining entry and exit points.

[@maggysterling33254]

@@maryHenokNft Could you guide me on how to get in touch with your advisor? My funds are being eroded by inflation, and I'm seeking a more lucrative investment strategy to effectively utilize them.

[@maryHenokNft]

I'm guided by *Camille Alicia Garcia* An experienced coach with extensive financial market knowledge. While you can consider other options, her strategy has yielded positive results for me. She offers valuable insights, including entry and exit points for the securities I concentrate on.

[@StellaMaris-lv2uq]

Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.

[@Dantursi1]

In the current economic climate, a home is not the best investment. I've already sold my Boca Grande area home, but I want to invest roughly $200,000 in stocks since I've heard that even in challenging times, investors may turn a profit. Any excellent ideas for stocks?

[@Rachadrian]

The truth is that if you make the right picks, you could make killer riches very quickly, although such profit usually needs expertise, as in hedge funds or financial managers. I personally prefer the latter.

[@Derekhoffman312]

I agree. Based on personal experience working with an investment advisor, I currently have $985k in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable.

[@Pconradsmith]

@@Derekhoffman312 How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@Derekhoffman312]

There are several independent advisors you could research. However, I have been working with “Vivian Carol Gioia” for almost four years, and we get along great. If she appeals to your judgement, you could continue with her. I support her.

[@Pconradsmith]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@maidiep166]

Love your presentation ! It has echoed my thought that the interest rate will not go down soon , given such a big employment report for January, 2024 !

[@rfs55]

No one takes into account the rent that we pay while waiting for real estate prices to come down. Rent is about $30k a year. Real estate prices are not decreasing even that much per year!

[@lesleyeb]

Real estate incur unrecoverable costs too. Property tax, insurance, realtor commission, finance cost, and maintenance, summed up, will likely cost around or more than half the rent.

[@AB-fq4mr]

In my town theyre now building 4 subdivisions next to each other on the same street. Its interesting to see the spec homes get cut $50,000 (down to $499,000) and still not sell four months later. The other subdivision is now selling the same homes for $450,000 and offering 5% fixed rates for 30 years. It will be a clown show for sure.

[@jesse_-]

All that means is things were way over priced compared to other sales, therefore they had to drop the price. What they are doing at first is putting a lot of extra price on there to see if anyone bites, and there’s nothing wrong with that.

[@kito1san]

Sounds like you get a nice discount if you are planning to buy.

[@lesliejones873]

I don't know about waiting until 2025... Our current tax code expires in 2025. Depending on what party is in office it could turn into a nightmare.

[@carlosangulo9558]

The government can always intervene… subsidize even more closing costs, 40 or 50 year mortgages for lower payments, preventing a drop in home prices

[@Mike_257]

The FED has insisted that the housing market will need to be reset!!!! The housing affordability is the worst in decades!!! Either the household income is 60% up, or the house price is 50% down!!!! The choice is clear!!! " Don't fight the FED "!!!!!

[@vitalsigns6403]

Fed is bluffing. They have 🏳️ to inflation. Home prices will remain “higher for longer”

[@flashg5568]

This is what confuses me. If they trying to fight inflation wouldn’t resetting housing market be the easiest pig to slay to tame inflation? Yet home prices keep climbing. Crypto corrected, stock market corrected, bonds corrected. Why not housing?🤔

[@misterogers9423]

If you have the time and cash to assume a loan under 3-5%, I assume there is still risk for the asset dropping, but at least your dti will thank you. I am also not convinced rates will crash soon.

[@DarrenMalone253]

30yr mortgage broker here and he is completely correct. I don’t see rates coming down for a year a year and a half at all. Tough market for 18 months.

[@okayman2057]

So I should just keep living at home and save that money until then

[@RandomRabbit007]

What do you think will happen once rates start to come down? Do you understand how many boomers/millennial are waiting on the sidelines to enter? Prices will go up when rates come down! Get it now and just refinance when rates start to lower.

[@universalsorrow]

nah, rates are going back down to 3% by the end of 2024

[@Revamp4reel]

Zillow redfin shows my house is 380k we did appraisal its only 330k. Yeah market is a bubble once every houses gets appraised theyll see prices are inflated.

[@victorphilip875]

Bro why are you looking at zestimates and talking about Bid/Ask spreads. Prices homes are sold at are public info in the US. Just look at recent comps

[@realcrazy-mi2ih]

Supply is still low compared to pre-pandemic levels. I see a price correction, but not a crash. Foreclosures are nowhere near 2008 levels, but I do agree that unemployment rates will be the main predictor of a housing crash. To get people to sell that locked in below 4% interest rates, the unemployment rate needs to be around 9% like in 2008-2009.

[@nickvin7447]

If unemployment even ticks up 1% we will have a huge problem.

[@soquick69]

Housing will crash 50% plus. Incomes can't support prices. Even if prices returned to 2020 levels.

[@realcrazy-mi2ih]

@@soquick69more than 50% of houses are locked in at 4% and under and many are paid off. You would need high unemployment rates from 2024 to 2025 to get people that locked in at 4% to sell. Maybe blue states will crash 50% but I don’t see it in the south until unemployment increases.

[@soquick69]

@@realcrazy-mi2ih I live in Florida and work in residential new construction. I moved here in 06 and watched this happen before. The market has been largely frozen since late 22. It doesn't matter what your rate is if you paid twice what the house was worth. This run up just like the last was fueled by speculation and will see the same result.

[@realcrazy-mi2ih]

@@soquick69the only driving factor for a trash is unemployment rate increasing. 2008 was different. 2020-2023 was a supply/demand issue

[@wnmd87]

Didn’t you just say in another video to buy in 2024????

[@jmc8076]

🇨🇦 stopped stress test. Can kicked? Incr future pain? More needing new UBI? We’ll see. Seems like a trap for too many but not sure.

[@dm17nc17]

Larry maybe it will just be a slow burn over a long time down. median household income to median existing home price is way higher then '07 but no wave of foreclosures coming due to bad lending.

[@Solntcevnebe]

I’m a beginner in this financial education, dreaming to buy own apartment, but reality I’m broke and mortgage interest and prices are cosmic 😅 thank you for explaining this news

[@chisanainoris5364]

I wish… we can only wait until end of spring 2024.

[@ThePedro1233]

Holy moly. Why are there so many fake comments. This is awful.

[@universalsorrow]

dude, rates are going back down to under 2% by the end of 2024.

[@hersdera]

I'm hoping there will be a housing crisis so I can buy cheaply when I sell a few houses in 2024. As a backup plan, I've been thinking about purchasing stocks. What advice do you have for choosing the best buying time? On the one hand, I continue to read and see trading earnings of over $500k each week. On the other side, I keep hearing that the market is out of control and experiencing a dead cat bounce. Why does this happen?

[@DorathyJoy]

You're not doing anything wrong; you simply lack the expertise necessary to make money in a bad market. In these difficult circumstances, only really skilled experts who were forced to witness the 2008 financial crisis could expect to generate a large wage.

[@SandraDave.]

Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

[@DorathyJoy]

There are true professionals at the top of their game; I had the pleasure of dealing with one, and it turned out to be really helpful as they assisted me in restructuring my complete portfolio. Margaret Johnson Arndt, a well-known professional in her field who you may be familiar with, is none other than my advisor.

[@PaulKatrina.]

I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.

[@jmc8076]

Maybe one of the more honest and accurate videos on Cdn RE. Don’t buy a car either until 25/26. Tougher times maybe coming. More at play then most seeing or talking about in videos. Min or avoid debt and stock up on essentials. I’m not prepper but it maybe helpful.

[@reinvention2023]

Need a few sellers of MTN, Treasuries for my buyers

[@peaslead]

Nah. There will be price drops, but there won't be a crash. To much money on the sidelines.

[@Mountainman524]

Regarding property taxes in California, it makes zero sense that two identical homes with the identical value had different annual property taxes that obviously is not equitable to those two households one household is getting a privileged property tax rate, which is just not fair. What should happen is all Homes Our tax on their current value what this would do is level out the property taxes on all homes of Tax 2000 a year and the next-door neighbor getting Tax 10,000 both homes would get taxed 6000 per year. Additionally, obviously there should be strides by local government to lower the overall government employee expense for example, mini firefighters are making $200,000 a year with full retirement at 50 years old. This enormous pension liability is a strain on all property tax payers.

[@I-Am-Wonderful]

Property tax is pure theft, most of which goes to the Rothschild owned “Crown” as rent for their bankrupting the country in 1929.

[@grumpyschnauzer]

Government sells through corporations when they need money in war… that’s why you hardly see reductions in price. With low inventory someone will buy at high prices.

[@mg-by7uu]

Companies that profit from high real estate prices tell us our houses are worth a massive amount of money. Problem is when you test their theory it's hard to find a sucker to give you the money

[@milo23-v4s-z7y]

stock like HHH?

[@amberhu409]

Don't think prop 19 will be an issue as a lot of real estate investments are done via LLC

[@sickre]

I'm surprised Cities across the country aren't starting to charge corporate SFH owners 2x the property tax rate of owner occupied homes.

[@Whomadegod]

sorry but in this timeline corporations get the tax breaks

[@bradleystokes-bennett2688]

Thanks Larry. Love the videos

[@alexandergoldman]

I think this is especially true in Canada where there is a might higher portion of VARIABLE mortgage rates vs the US. During the pandemic and buying frenzy, mortgage rates were like what, 2%? Fast forward 4 years and I'm thinking it's closer to 6.5% or 7%. There is a MASSIVE population who are in for a nasty sticker shock and rude awakening and MANY will be forced to sell with some crazy payments due.. Should be seeing supply in late 2023 with more homes likely from Spring 2024 (and likely into 2025) is my guess... Larry knows what he's talking about..

[@ruairistenson5621]

no one else realize bro dropped his whole addy 💀💀💀💀

[@vancouverlife1040]

You can get lots of trouble if the housing market bloom before 2025. Hope your prediction is correct..

[@vitalsigns6403]

Crash in sales and refis?…yes. Crash in comp (not list) prices?…nope. I am an active buyer and in my market home prices remain “higher for longer”, and there is no inventory

[@Michael-xm4ux]

Guess which stage of the fear-greed cycle we are in

[@JoeSiegfried]

I worked as a real estate agent some years ago, the trend is toward move-in ready as opposed to anything requiring upgrades, this attitude often precludes older properties.

[@vdeblois1352]

I may not know a ton about real estate.. but i think you're right about the next younger generations .. theyll want modern homes that are easy to maintain with the latest tech.

[@azieltobias]

Real Estate provides cashflow, tax benefits, equity building, competitive risk-adjusted returns, and inflation protection on its own. Whether you invest in physical properties or REITs, real estate may help you diversify your portfolio and reduce volatility. Dividends are what got me into investing in REITs, great way to secure the accumulate wealth, I hold AMT, CCI & PSA. $290k in profits made in 2022.

[@mellon-wrigley3]

Consistently investing in high quality dividend paying REITs & companies over the long term is a relatively easy strategy to create generational wealth. My "boring" REITs portfolio paid me over $4,000 in dividends last month.

[@sloanmarriott5]

Anyone have recommendations for a reliable monthly investment? I hope to ultimately supplement my income from work with a monthly income from investments. I will still make long-term investments, but it would be wonderful to have a little additional money each month.

[@lilyhershey1]

Even if we are not accustomed to such volatile markets with a little carnage, the widespread frenzy and worry are understandable given that the US Stock Market has been on its longest bull run in history. However, there are opportunities everywhere if you know where to look; with the help of a Financial advisor whom helped diversify my portfolio I netted over $460k in profits the previous year.

[@louie-rose7]

​ *@kristenpierce8661* Please can I know your Financial advisor's name and how can I reach he/she?

[@lilyhershey1]

I have "Camille Alicia Garcia" as my financial advisor. She has a solid reputation in her field and is a true genius when it comes to diversified portfolios, which help portfolios be less vulnerable to market downturns. She may be a name you are already familiar with; a Newsweek piece helped me to do so. She's a Google-able person.

[@macwarr8121]

I like analyst because they spin all these stories and when all is said, they buy based of Technical analysis. Price > data

[@PatamaGomutbutra]

The policy maker need to correct the OVERPRICE by hit to the investers by higher property tax for non primary residence. I agree that buying a new construction will be more and more reasonable than OVERPRICE broken resale one.

[@jeongsookim979]

Avoid until 2077

[@hudooguru2]

Killer analysis. Thank you.

[@marsenstudio2208]

The educated people, wait. The high school drop outs, now it’s the best time to buy 😂

[@taus_ahmed]

You get the sense that the entire global economy is hanging on by a thread.

[@Whomadegod]

less than a thread, a shared illusion

[@left4d1]

Your videos are so informative and educational. I’m trying to learn as much as possible so my wife and I can get a good opportunity in the future to buy a house. Thank you for these uploads.

[@freedompeacelove-o4k]

get a great realtor and lender!

[@jeanah685]

Older homes are better built than the new houses being built. It's unwise to turn your nose up at them.

[@WinnyDek]

I didn't become financially independent till I was in my mid 40s after having a major financial setback during the covid , Thank God i'm now on my feet . In addition to buying my second house, I'm also making money on a monthly basis through passive income, and I've also met some of my goals. I really hope this motivates someone to know that it doesn't matter if you don't have any of these things yet; no matter your age, you can start today. Investing can help you change your future!

[@quin5155]

Wow, interesting indeed! Currently I'm in need of investment ideas or tips. Earlier this year I hesitated and failed to take any action until now. However, I'm determined to try some new as I am very open to various investment ideas . I want to be retired in my forties or fifties. I really wish I can achieve what you have achieved and I believe it will happen

[@WinnyDek]

It's essential to comprehend the complexities of investing. Having a trustworthy support system, such as a financial adviser, who can advise you is crucial, especially when choosing assets.

[@quin5155]

Thank you for your advice, it's challenging to find a reliable investment advisor here. Seeing the success you have achieved through investing I would love to have access to your investment advisor.

[@WinnyDek]

Generally, investing requires higher knowledge. For this reason, it's important to have a solid support structure to guide you through especially in asset picking. I operate with (ALEX MARTIN TARLOR) an investment specialist who partners with a licensed wealth management firm. For the record, his experience has been the best for my finance.

[@quin5155]

I searched for his name and found his website where I saw his qualifications and testimonials that looked impressive with many positive reviews , I have already reached out to him to discuss my financial goals , thanks you for pointing me to the right direction.

[@benitabussell5053]

Housing crisis triggers a market crash or a financial crisis, it could send shockwaves through the stock markets worldwide. I’m worried about my investment of over $600K stocks. Is this a time to consider diversifying my portfolios?

[@BenTodd-fl8nv]

If the housing market takes a hit, it might lead to reduced consumer spending and overall economic instability. I advice you consult with a professional about your investment portfolio to enable you to take advantage of the downturns.

[@RickWatson-xu6gw]

Agreed, instead of panic or following a hearsay, I simply adopted the service of an advisor early 2020 amid covid-outbreak, and so far, I've attained my most measurable financial milestone of $650k after subsequent investments of $80K

[@Theresaa12]

That's quite incredible! My p0rtfolio has been performing poorly and i've lost a significant amount of money, therefore I could really use their advice. Who is the advisor?

[@RickWatson-xu6gw]

Credits to *Alicia Estela Cabouli* one of the best portfolio manager;s out there. she;s well known, you should check her out

[@A_francis]

curiously inputted her full name on my computer and searched online, found her site ranked top, very professional.. thanks for putting this out, it has rekindled the fire to my goal

[@mrxiong2567]

Mortgage forbearance to infinity. No housing correction anytime soon

[@UtahJazz1996]

Thanks Larry!!! You’re a g

[@OMGFantasy]

WE MISSED YOU LARRY

[@LoyceLeeber]

The fact that there is already an excessive amount of demand awaiting its absorption, despite how everyone is frightened and calling the crash, is another reason why it is less likely to occur that way. 2008 saw no one, at least not the broad public, making this forecast, as I'll explain below. The ownership rate was noted to have peaked in 2004 in the other comment. Having previously peaked in the second quarter of 2020, we are currently at the median level. Between 2008 and 2012, it dropped by 3%, and by the second quarter of 2020, it had dropped from 68 to 65.

[@fadhshf]

Investing in both real estate and stocks can be prudent choices, particularly when backed by a robust trading strategy that can navigate you through prosperous periods.

[@TomD226]

You're not doing anything wrong; the problem is that you don't have the knowledge needed to succeed in a challenging market. Only highly qualified professionals who had to experience the 2008 financial crisis could hope to earn a high salary in these challenging conditions.

[@lowcostfresh2266]

@@TomD226 Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

[@TomD226]

Actually, I'm not sure if I'm allowed to mention this, but I'd recommend looking up Vivian Carol Gioia because she was a big deal in 2020. She manages my portfolio and serves as both my coach and my manager.

[@leojack9090]

@@TomD226 Vivian profile appears to be fairly knowledgeable, therefore I must say that I value the advice. After locating her online, I thoroughly read through her resume, educational background, and qualifications, and I must say that they were quite impressive. We have set up a meeting after she replied to my message.

[@Dee-w5y]

Home values are declining rapidly in the Deerfield Massachusetts area.

[@BasicBeachCommunity1]

Where?

[@macd7743]

Your conclusion that new home builds are more appealing to buyers is spot-on. And I don't think it's just the younger buyers that find them appealing. The reasoning-at least as the pricing currently is in my local market-can be seen by asking a simple question. Why would any buyer choose to buy a well-used anything over something new if the price of both options is equal (excepting, say, valuable antiques and the like)? The answer is they wouldn't. Homeowner's insurance policies for newer homes are less expensive for a reason.

[@uplift-yourdailypickup6424]

Yes but build quality has gone down. The older houses are built better I would say. That being said I would still probably choose a new build for the aesthetic and would move in 5-10 years before things start to fall apart.

[@mitochondrial81]

Thanks for sharing the info. However, if you can wait then wait, if you can't wait, then any time is good to buy. it's more like opportunity cost, life is not how much you can save anyway.

[@nobutada55]

WHAT!, you live near me (Peabody), damn I would have never guessed! Thanks for always dropping videos on good current topics.

[@ewnyMetroExpress]

How much drop are we expecting? Does it apply to every city across the country? NYC has no sign of slowing down though.

[@professorprofessorson8795]

It’s crashing

[@fixedG]

My concern is a confluence of factors I could see contributing to a rising of the debt tide, putting more and more owners underwater after a downward correction in values. Banks' real estate lending departments aren't seeing new home sales or refinances at the historically high rates so they're looking for opportunities. They're still happy to lend for home equity loans at these higher, illiquid valuations. Consumers might very well see that as an appealing option to consolidate historically high consumer debt, or renovate instead of moving. The longer areas go without correcting prices downward, the longer the problem has to stew and get worse.

[@loblowry6282]

try 2052, buy properties on the Moon and Mars!

[@rathelmmc3194]

Canaries in the coal mine everywhere. Even the MSM is starting to notice that all is not well within the housing market. I want to move, but prices are nuts. I'm just waiting like a bunch of other people and I think you're absolutely right about the illiquidity of the market. As prices start to plateau and if CMBS destroy liquidity within the banking system people won't even be able to refinance to pull equity out. Storm clouds are definitely in the distance.

[@Q5992vvr]

Miss your videos. Glad to see a new one! Thank you.

[@meetethan1857]

Jesus is King 👑

[@bigstickful]

Should not of bought one in 2021 , 2022, 2023 either

[@yankeedoodle6293]

I just put a triplex up for sale with a realtor for $599,000. Just received an offer of $600,000. I’ll be countering at $625,000. There is so little inventory, that RE is holding up great

[@AB-fq4mr]

You're countering with over list price even though you got a full offer? You sure that's wise?

[@Whomadegod]

🤣 make sure you make them close on christmas outside in the middle of a tornado too

[@marilynh5487]

The new home I visited ❤️ built by individual investors in Sebring Florida was built so cheap that I felt like I could huff and puff and blow the house down. $307,000 1,300 sqft.😮. I ❤️ started to look at homes built around 2007 to 2012. I will visit the builders site soon HOA new homes.

[@Whimmery]

Definitely most the houses built recently are not built up to hurricane standards. DeSantis removed the requirements and auditors to require that, but a ton of insurance companies left partially due to that. Imagine hundreds or even thousands of homes utterly destroyed from a big storm and they go bankrupt trying to payout on all of them? No way will they support that

[@Geezeimhungry]

Very good video. You definitely lay out the more obscure factors affect the big picture.

[@CharleneCong]

Great job Larry! I just launched my finance/investment KZbin channel, and your video served as a fantastic source of inspiration! 🥰

[@johnnyhshify]

Don't underestimate government intervention again, or o erestinate peoples intelligence.

[@EricRaymond-ss8]

I'm glad I got into crypto when I did because it’s been a turning point for me financially, been my best decision so far.

[@roberthansen404]

I began my investment journey at the age of 38, primary through hard work and dedication. now at the age of 42,I'm thrilled to share that my passive income exceeded $100k in a single month for the first time.this success reinforces the important of the advices mentioned earlier. It is not about achieving quick wealth but rather ensuring long term financial prosperity

[@colleenballinger5919]

Inspiring! Do you think you can give me some advice on how to invest in a healthy way as you are doing?

[@PhilipOrlick]

Bitcoin has been falling for a while now and could fall further or close to rise again. The truth is that no one knows, I believe it's the right time to buy and also get a pro's assistant

[@roberthansen404]

I will recommend my current trader Mrs Adria Siewert, she is from USA and her strategies are earning a lot profit for me..

[@EricRaymond-ss8]

wow.. amazing to see others who trade with Mrs Adria Siewert, i'm currently on my 5th trade with her and my portfolio has grown tremendously.

[@Rachadrian]

In my opinion, a housing market crash is imminent due to the high number of individuals who purchased homes above the asking price despite the low interest rates. These buyers find themselves in precarious situations as housing prices decline, leaving them without any equity. If they become unable to afford their homes, foreclosure becomes a likely outcome. Even attempting to sell would not yield any profits. This scenario is expected to impact a significant number of people, particularly in light of the anticipated surge in layoffs and the rapid increase in the cost of living.

[@peaslead]

Not enough job losses for this to happen. Maybe in the future, but certainly not imminent. The economy is too good right now. Inflation falling fast, and incomes still increasing.

[@a004]

Man your videos are getting a bit scattered. You talked about housing for 2min, the rest was 10 different topics. Stay focused on the title brother

[@1rstjames]

Throw in a little forced-placed insurance occurring throughout the state, and the outlook is perilous for pre-existing homeowners.

[@JohnDoeses]

please do canada real estate

[@elenasaalaquavivarealtyinc5198]

Housing affordability, then is the result of a free market or political decisions?

[@common_c3nts]

It is based on banks for rates and buyers bidding up the selling prices.

[@rathelmmc3194]

Definitely political decisions. I think right now nationwide the average home has about 100,000 in permitting. Hard to have affordable housing when you need to pay that much to even build.

[@12wonton]

Yup count on CA Democrats to tax and spend.

[@anniealexander9616]

I gave my millennials each a free home. They aren't leaving free. They have no desire to sell. Generational wealth doesn't sell.

[@piopi_starjr7455]

Mom don’t forgot about me 😢

[@Stom-Troop]

Great job! Good for you!

[@Michael-xm4ux]

They will when prices start dropping

[@samslayerr]

Can u be my mom 😂

[@LewDanLascivious8276]

I need a realtor to give me a real tour of a -real- fake estate. 😏😂

[@TonyaDepaola]

Cognitively, the wisest thing that should be on everyone's mind currently should be to invest in different streams of income that don't depend on the govt. especially with the current economic crisis around the world.

[@EmiliaEnglerth]

May I ask which stocks are good? I've been looking at a few different ones but want others' opinions as well

[@KatrinUriegas]

Who would you recommend?

[@LynGrengs]

Would recommend *STEPHANIE KOPP MEEKS,* cos she's very proficient in her game I have seen loads of news of

[@TonyaDepaola]

KZbin is a public place. Just do a web lookup using her full name and connect to her official webpage.

[@cindychininusa669]

When are you going to get the housing prediction RIGHT?! 😂😂😂 very misleading info… 😅 Go back to economics 101 - Demand & Supply pls 😊

[@mikaylacarroll9882]

Everyone: Don’t buy a house in 2024! Me getting married in June trying to figure out what to do:🧍🏾‍♀️😪😔

[@SilverCpa]

You da man larry C. Keep the content coming. Measured, calm, analytical.

[@LucasBenjamin-hv7sk]

The fact that there is already an excessive amount of demand awaiting its absorption, despite how everyone is frightened and calling the crash, is another reason why it is less likely to occur that way. 2008 saw no one, at least not the broad public, making this forecast, as I'll explain below. The ownership rate was noted to have peaked in 2004 in the other comment. Having previously peaked in the second quarter of 2020, we are currently at the median level. Between 2008 and 2012, it dropped by 3%, and by the second quarter of 2020, it had dropped from 68 to 65.

[@hasede-lg9hj]

You're not doing anything wrong; the problem is that you don't have the knowledge needed to succeed in a challenging market. Only highly qualified professionals who had to experience the 2008 financial crisis could hope to earn a high salary in these challenging conditions.

[@lowcostfresh2266]

Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

[@hasede-lg9hj]

Her name is Annette Marie Holt can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

[@ryanwilliams989]

In the USA, individuals living in cars due to partial homelessness result from a complex interplay of factors. High housing costs relative to income, stagnant wages, and income inequality drive this issue. Job loss, weak social support, medical expenses, evictions, and lack of affordable housing also contribute, while systemic problems and inadequate policies further perpetuate the phenomenon.

[@BiancaSherly-qt6sb]

Considering the present situation, diversifying by shifting investments from real estate to financial markets or gold is recommended, despite potential future home price drops. Given prevailing mortgage rates and economic uncertainty, this move is prudent, particularly due to stricter mortgage regulations. Seeking advice from a knowledgeable independent financial advisor is advisable for those seeking guidance.

[@maryHenokNft]

I've remained in touch with a financial analyst since the start of my business. Amid today's dynamic market, the key difficulty is pinpointing the right time to buy or sell when dealing with trending stocks - a seemingly simple task but challenging in reality. My portfolio has grown by more than $600k within just a year, and I've entrusted my advisor with the task of determining entry and exit points.

[@maggysterling33254]

@@maryHenokNft How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@maryHenokNft]

My advisor is Camille Alicia Garcia I found her on a CNBC interview where she was featured and reached out to her afterwards. she has since provided entry and exit points on the securities I focus on. I basically follow her trade pattern and haven’t regretted doing so

[@TheresaAnderson-kf5xw]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@RaymondKeen.]

The fact that there is already an excessive amount of demand awaiting its absorption, despite how everyone is frightened and calling the crash, is another reason why it is less likely to occur that way. 2008 saw no one, at least not the broad public, making this forecast, as I'll explain below. The ownership rate was noted to have peaked in 2004 in the other comment. Having previously peaked in the second quarter of 2020, we are currently at the median level. Between 2008 and 2012, it dropped by 3%, and by the second quarter of 2020, it had dropped from 68 to 65.

[@Suleferdinand]

Real estate and stock investments may be good decisions, especially if you have a solid trading strategy that can see you through prosperous days.

[@KarenLavia]

You're not doing anything wrong; the problem is that you don't have the knowledge needed to succeed in a challenging market. Only highly qualified professionals who had to experience the 2008 financial crisis could hope to earn a high salary in these challenging conditions.

[@Derawhitney]

Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

[@KarenLavia]

My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@GeorgeDean-km3wm]

Melissa’s profile appears to be fairly knowledgeable, therefore I must say that I value the advice. After locating her online, I thoroughly read through her resume, educational background, and qualifications, and I must say that they were quite impressive. We have set up a meeting after she replied to my message.