How to pay off a 30 year mortgage in 5-7 years - Answers to the Most Frequently Asked Questions!

[@susanrichardson1176]

Im so glad I found your channel. There are so many people who make money but have never been taught how it works and end up doing things like “buying the banker a house” too. I love how you explain it all in such an easy to understand way (with the cutest accent). These videos are SO enjoyable and valuable to watch and I imagine almost anyone who doesn’t work in finance could get great money saving tips. Glad to see you’ve ignored the criticisms and kept making videos. The negative people probably wish you’d stop showing people how to be savvy cuz they work for a bank. 😂😂

[@Tommylee1242ATGMAILDOTcom]

Contact [phone] Or via mail@ [e-mail] (he does not take upfront payment) if you need help Hacking your PayPal, To fix your credit card, To fix your credit score, Western Union hack, To hack into your cheating husband phone, Bank account, PayPal, Instagram verification, facebook and many more.. His fast and reliable............

[@coffeeis4closers]

The problem with the 2000 cash scenario is most people dont have that or wont have that. The beauty of your plan is you are using the banks money to make yourself money. Thats the benefit. If you have 2 grand hanging around every month to pay toward your principal, wow! more power to you.

[@Tommylee1242ATGMAILDOTcom]

Contact [phone] Or via mail@ [e-mail] (he does not take upfront payment) if you need help Hacking your PayPal, To fix your credit card, To fix your credit score, Western Union hack, To hack into your cheating husband phone, Bank account, PayPal, Instagram verification, facebook and many more.. His fast and reliable............

[@captoshuragnarok7444]

Very interesting and well put together. Thank you for making this video as a followup!

[@thomasstone822]

Thank you for telling me where you learned this! I'm Obsessed !!!!!

[@andrewsema359]

Compounding is such a powerful tool. And start small you see the pay off. I paid my property under 6 years.

[@bradrobert5863]

With Jon Goven your Credit Report will be fixed without no traces and get your desired result for you. He gave me an excellent score and He helped me to accomplish my goals by getting rid of my negative items off my credit report, paid off my outstanding medical bills within 4 days. Trust me he's truly the best. Get more info via ([e-mail])

[@spropst01]

OMG……………In tears!! Thank you soooooo much Laura!!!!

[@elraultrujillo3005]

Did work for you ?

[@lovelyday8224]

Thanks so very much for your grass roots advice and for kindly showing us the calculations for clarity👍🏾🙏🏾

[@thequietplace1512]

Hi Laura, Thanks for the first video and this one; your mission was to help expedite payment of mortgages by way of line of credit but you did much more than just that. Thanks again.

[@txdragon22]

Love your videos..you got me started last Feb. Doing this to pay off my debts love it.. thank you so much.. please keep doing videos

[@laurapitko6404]

Thank you!

[@rbi216]

Is it working for you?

[@MsBkmorenita]

How do you pay your mortgage with a credit card?

[@shanaroberts390]

Wow! I didnt believe they really work, I thought my sister was just ranting about how fast Gina got her credit fixed lol. Thats really nice, I'll definitely check them out now.

[@Ofeliamarino]

Your videos are so helpful

[@gu3sswh075]

Ofelia Marino what kind of scam is this… She doesn't have any videos on her account!

[@laciavinquez]

@@gu3sswh075 people are crazy

[@rvalentine1000]

GM Laura, great information from your video. Thanks and continued success to you for trying to help others!

[@Tommylee1242ATGMAILDOTcom]

Contact [phone] Or via mail@ [e-mail] (he does not take upfront payment) if you need help Hacking your PayPal, To fix your credit card, To fix your credit score, Western Union hack, To hack into your cheating husband phone, Bank account, PayPal, Instagram verification, facebook and many more.. His fast and reliable............

[@mr.nmoney3554]

step 1: become a responsible adult sit down and start tracking where every penny is going and coming (debit/credit) step 2: determine if there are areas where you can cut cost/expenses to maximize cash flow step 3: look at your mortgage and determine if there are any restrictions and how much is left to owe step 4: look at your credit cards and or get a credit card with a cash advance that has minimum fees and lowest interest step 5: apply this method for at least the fist four to five years to pay on mortgage PRINCIPLE step 6: stay diligent and track your mortgage pay off date and expenses

[@Real.msjackson]

Noted!

[@hiskingdom]

Hi Laura ... I think many would like to implement this strategy but don’t know how. Have you thought about putting together a step-by- step guide that takes one through the entire process of paying off a mortgage in 5-7 years? . It would really be helpful and useful.

[@kaydell321]

his kingdom she did. This is a follow up video

[@georgewashington3555]

I agree, @laura pitko,, could make another video going step by step. i would appreciate is also.

[@keithymedas3853]

Im in love

[@muscleinvesting]

She already did.

[@caseyschulze]

@@muscleinvesting she already did? Where?

[@biggtomm2000ut]

The fear is, you put the paycheck into the maxed out credit card with the plan to pay your monthly bills, and then the credit union lowers your credit limit. Is there a way to prevent that disaster?

[@honeyg3589]

This is exactly what I needed to know!

[@davidsawyers009]

For most that do not know, if you join a Credit Union and open a Credit Card with them, APR is like 8-10% with decent credit score. Much easier to work with her methodology if you go this route. We (wife and I) used this methodology to pay off our 17k debt we collected up during COVID19 outbreaks.

[@TheBaggyT]

At around 12:40, there's a little omission which might make the difference... Yes, the home loan is paid off (only 2 months faster), but there's also the interest on the line of credit. If your aim, like mine, is to minimise the total amount of money paid, then I care greatly about the credit interest, and would rather my home loan take 2 months extra to pay off, for the sake of having zero interest to pay on a line of credit. The other thing left off is simply assuming that without a line of credit, a person would just pay $2000 per month extra. The trick is to funnel as much money as possible into paying off the home loan as early a possible. If you can put in $3000 for the first 2 months, it will make the world of difference.

[@bradrobert5863]

With Jon Goven your Credit Report will be fixed without no traces and get your desired result for you. He gave me an excellent score and He helped me to accomplish my goals by getting rid of my negative items off my credit report, paid off my outstanding medical bills within 4 days. Trust me he's truly the best. Get more info via ([e-mail])

[@TheBaggyT]

@@bradrobert5863 Thanks, but I"m not American. Watching this video to see if I can adapt it to my country. I currently have no credit card and no debt. My interest is in paying the bank as little interest as possible.

[@cynthiagraham4046]

We are using this system (because of your previous videos) with a HELOC. Have paid off vehicle loan and two other loans. After that is paid off soon we will hit the mortgage hard. It works people. Saves a ton of interest 🇺🇸💰🇵🇭🎚

[@laurapitko6404]

Thank you for sharing Cynthia, super happy for you!

[@TheSangriah]

Thank you for mentioning a HELOC. Gives me something to look into at my bank since I'm not sure my credit cards will allow for large cash advances to implement this plan.

[@chrisduvall2011]

@@TheSangriah i found a company at www.plastiq.com that allows you to use your credit cards to pay your rent or mortage payments and it not be cash advanced. Im not sure of their rates havent been there in a bit. hope it helps

[@joshbeach4680]

She's out here doing God's work. I didn't come from wealth, actually quite the opposite, so I wasn't instructed at an early age how to manage my finances like some may have been. On top of crushing college funding and being a Millineal, this may be the ONLY way I am ever able to own my own home and secure freedom from debt slavery. Working the financial system and playing the banks at their own game, I love it 😊 I don't know what motivated you to help others, but I understand not to look a gift horse in the mouth. On behalf of all the average Americans with above average IQs, we thank you for the advice and I will be following up on the course so I understand it more in depth. I get the general overview. You're awesome!

[@oxoraizenoxo7420]

Thank you!! How come no on ever factors in the CC interest, compared this to my extra payments (no hidden fees), vs VELO+ CC and I'm + $10k in savings on extra payments, which the calculator only applies monthly(I pay weekly) meaning my savings was even higher. Your break down is by far above any other on this strategy especially with the possible split cc/extra payment.

[@thomasgreenaway1247]

I am a banker and your presentation is misleading, firstly mortgage interest payments are not fixed amount as you are suggesting. Secondly you omitted the interest charged on the CC, you did not account for inflation and additional living expenses that is obvious.

[@JaceJacobs]

Awesome. I’m going try this while borrowing from my crypto. Loved both your videos. Namaste

[@fachettyjimmy1041]

it is fantastic that you also contribute to the financial education

[@bradrobert5863]

With Jon Goven your Credit Report will be fixed without no traces and get your desired result for you. He gave me an excellent score and He helped me to accomplish my goals by getting rid of my negative items off my credit report, paid off my outstanding medical bills within 4 days. Trust me he's truly the best. Get more info via ([e-mail])

[@garfield8900]

This strategy works better with a HELOC because the interest rates are a lot less and they come with check writing privileges.

[@Tommylee1242ATGMAILDOTcom]

Contact [phone] Or via mail@ [e-mail] (he does not take upfront payment) if you need help Hacking your PayPal, To fix your credit card, To fix your credit score, Western Union hack, To hack into your cheating husband phone, Bank account, PayPal, Instagram verification, facebook and many more.. His fast and reliable............

[@myreviews4905]

I checked w/ my Credit Union in FL on their Visa card. You can take a cash advance of $15k and there are no cash advance fees.

[@viviantrinh2280]

Laura! Your videos are very informative!! My question now is, how do things like Mortgage Insurance and Down Payment assistance programs affect Velocity Banking?

[@Khizionic]

Ask an attorney

[@timothyjohnson2755]

Great video! I really like how well you break it down and explain everything in great detail! Very professional and well spoken! What I’m about to say next you may not like but I do it just because I feel it needs to be addressed, not because I’m trying to diminish your work here. I just want to say that I see you talk about the cash advance fee on these cards without mentioning the interest that is tied to that cash advance payment. that interest accrues DAILY. You’re making people believe that there will be a one time fee on a cash advance payment and nothing else, but the truth is the interest that accrues on a cash advance payment that I saw from the cards offered at your bank in particular showed an interest rate of %17.... that means if I make a car payment with one of those cards at your bank and it’s considered a cash advance payment, I’ll be hit with a penalty and then %17 interest on that my car payment will accrue DAILY until I pay off the balance on the card. So a simple $200 car payment at the end of a two week period is roughly $670.... what I’m saying is, this strategy works for monthly expenses that are not going to be labeled a cash advance, but if a cash advance payment is made on your card, the interest is going to start the minute you swipe the card and add up every day until you pay it off. This could set people way back. Below is a link to help simplify cash advances for people before they consider this method. Please take the time to read this before you start this method. It could save you a lot of money if you don’t understand what you’re doing. www.investopedia.com/ask/answers/111414/how-does-interest-work-cash-advance-my-credit-card.asp

[@kimstarks12]

The credit card is getting paid off on pay day monthly so no interest

[@michaelweatherston3500]

There are some credit cards that don't charge interest on purches if you pay them off within 30 days. So finding something like that will eliminate that cost completely.

[@criscristlervandort1638]

This is awesome. I love it yes I understand all of it when we bought our home I had 2,700 a month plus my husband income I paid the house he paid all the others now I only make 1,800 month. I have a crap load of cc debt. Nothing is what it seems buying a home. They give you so much but you can't find a new home in that rang so you buy a old home everything in the first 4 years goes bad if I would have none this it could of almost been paid off Now. Thank you for sharing this. I'm going to figure something out. 🤔

[@eggsdietdiary]

Just found you today. So much goalssss 💛✔️ 💡

[@gingerdavidson7790]

Also thank you for explaining in detail, and doing it talking slowly instead of like most that talk so fast.

[@lorenzoandujo1012]

Thank you for explaining the strategy so well

[@dv1867]

Hey Laura, you are a very articulate speaker. You explained a lot in your how to pay a mortgage in 5-7 years video, that I did not understand as a first time home buyer. You could definitely be a professor in a college or University! My question is can you use a 20,000 line of credit if you had a larger mortgage of $610, 000. Would this strategy still work in this time frame with a larger mortgage? Thanks Zlsura. Keep up the great work! You are doing a terrific service for many people.

[@hughrobert6189]

check out john_mcnees on Instagram or mail him on [e-mail] or [phone] on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net His fast and reliable .

[@aselsadikova8812]

Great job! Thank you for very smart and useful content. Do you offer your personal service on a setup of the plan ?

[@adrianestefan1408]

Very helpful Laura, Thank you very much

[@Fatherdwayne]

I watched both videos and i like the theory of it. However, not everyone has a $15K credit card available to them. How would this work for a person with 1/3 of that limit? AND in my instance i have another factor to deal with which is conversion rates. $0.84c KYD (salary) = $1.00 USD (credit card). A payment with a credit card will constitute a 'Cash Advance', which incurs a fee.

[@MiamiNinja.2Thailand]

Brains and beauty. Great video. This are the types of strategies that I love implementing to grow my real estate portfolio.

[@SSGFL1]

Fantastic video Lady in Red!

[@lisaohlert9258]

As a financial person, the way to pay off a home early is to apply chunks of cash to be applied to the principle only. This will reduce the years to pay off the mortgage.

[@hughrobert6189]

check out john_mcnees on Instagram or mail him on [e-mail] or [phone] on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net His fast and reliable .

[@mireilleyemi]

Thank you so much!!! Very informative.

[@chris53small]

cant say i fully understand but its making sense this can be applied , Thanks

[@AmitJain-td4bj]

I see there are other few spreadsheets mentioned in the video, do you mind sharing a link for those?

[@stevevargas4687]

Can you do a video on HELOC some day? And thanks for the Great Videos!

[@hugme9592]

I'm doing this but I'm using the HELOC instead of credit card because the interest on my HELOC is only 4% as opposed to the 18% on my Credit cards. My primary home I paid off years ago, I'm paying off my rental property with it.

[@chasingmoney9428]

@@hugme9592 that’s exactly what I plan on doing when I start. Is there any way you can explain to me the process of of exactly to do it? Every time I speak to someone they say it’s a stupid idea and am paying extra interest but they obviously don’t see the concept. I would appreciate it! If you can email me I would greatly appreciate it [e-mail] Thank you!

[@Santiasm]

@@chasingmoney9428 The way I do it is take out a $15k home equity line of credit (or as much as you feel comfortable with) use 10k of it to pay 10k PRINCIPAL off the mortgage, then pay $1000/month back onto the line of credit for 10 months. If you look at your amortization schedule to see how much time it would take to pay 10k off your mortgage and how much interest you would pay, then compare it with the interest on a $10k line of credit over 10 months, the difference is huge. Then rinse and repeat until your mortgage is paid off.

[@DinoRivera]

Hi Laura, where do I get the Loan Amortization Schedule Excel spreadsheet that you show beginning at 11:10? this is the one that shows how to pay off a mortgage using a credit card with extra payments every 6 months.

[@yarddog6237]

Hi Laura Thank you for the mortgage explanation could you please explain how that would work on a car loan looking forward to your answer and explanation thank you

[@Lisa-nt7wt]

I appreciate your information. I feel so woke now that I have learned about velocity banking. We as people need to know how to use our money in a way that benefits us, not the banks. I rather count my own money. I am very thankful to God for this knowledge. They don't teach this in college. What a shame. Peace, Lisa

[@alexbarba6984]

I had a question on how to pay mortgage and car loan with a credit card other then cash advances?

[@jovandass3158]

What about a pause effect ... Meaning use the credit card up till month 44 then pay cash and also pay off your credit card in full all interest included and then start back using the credit card

[@kapilaperera4387]

Hi Laura, What happen If you have a LOC limit of 40,000 and you have about income(7000) and expenses(4000). Do you still put your all LOC ex- 30,000 into mortgage? But you can't repay this 30,000 by 6 months. because you only payoff(30000-(3000*6)=12000). it will take 10 months to payoff your LOC balance. Next payment you can apply to the mortgage is in 10 months. Appreciate your response.

[@ameliafox8227]

Hello Vanessa P, I got intouch with gina@creditmasterfixllc-com and se helped me... Am very sure she can as well help you too

[@dustinhaas2518]

You have by far the best smile, and I just have to ask. Do you use Crest or Colgate??

[@rabelothi]

Really nice video... congrats!!! 👏🏼👏🏼👏🏼

[@faze_x-pulse5752]

I don’t want to open up another line of credit. The way I plan on doing it is by buy down the principal and wait till interest rates go down to refinance the house with a better monthly mortgage giving me more money to put towards the principal. Would this strategy work. Of course you’d add another 9k to every refinance you do.

[@dennyoviedo4884]

What a beautiful and honest woman , thanks 🙏🏿 for this info . You are of the good ONE .

[@justsayin1]

Good concept but in the example you are not factoring back in the monthly interest on the 12k so you are not going to pay off 2k per month but the fact that you put down 5k per month will reduce the daily interest and therefore the monthly payment.

[@giovannagiovanna6928]

So, it seems to me that the interest you pay in 6 months in a credit card is much less than the interest you pay for your mortgage, because every 6 months you start paying interest for $12,000 but it goes down as you pay it within the 6 months, while in the mortgage you pay interests for $200,000 and it hardly goes down in 6 months. Is that the idea?

[@lifeastierra]

Question 2). Once the card is back to 0 balance, why not at that point get another card with 0% interest and apply the strategy to the at for the duration of the three years?

[@MrTexaz101]

LifeAsTierra, 0% Sounds like a good idea.

[@holdingnutria5622]

Adding credit lines every 6 months probably doesn't help your credit score

[@biz4smitty]

Wonderful information, you are very insightful thank you!

[@ኣተኩሮ]

Hi Laura. How can we use line of credit as checking account? I mean how cam we deposit our in come to line of credit instead of to checking?

[@newera3187]

can you share the spread sheet

[@craig9069]

Great video!

[@minnesnowtan9970]

Bank? At SECU (State Employees Credit Union) in Baltimore and Wings Credit Union in Mpls -St, Paul, You can have a zero dollar fee with a plan to use your savings and or line of credit to back up checks. They will charge a credit card style interest rate but paying it soon keeps it low. No set fees, only Credit Unions give such options where a bank will not. Can you join a credit union? Often there is a criteria that allows you to join if you reside X miles from a branch. It could be 5 miles. Other criteria could be helpful as well, check for yourself.

[@shahidasohail8947]

7 star info. 👍 thank you.

[@sundukchi]

Excellent presentation! I think it works by looking at your spreadsheet!

[@FranciscoRamosLE]

Not sure how you are making this happen with a Visa credit card. It keeps on telling me that mortgages are not payable with Visa. What other routes could I use?

[@sabrinac6532]

You would use the cash advance portion of your credit card. It is all explained in her first video. I hope this helps.

[@FranciscoRamosLE]

Sabrina C yes I kind of understood that but how. I don’t get the balance transfer checks on my cards. So unsure how to use that feature.

[@sabrinac6532]

@@FranciscoRamosLE you should probably speak to the credit card company about your cash advance options.

[@jennybowell4778]

Gina@creditmasterfixllc=com has always been there for me, treated me with respect and offered good advise. I would also recommend my family and friends to you

[@daddarrian3227]

Hey guys, anyone can create an amortization schedule in Microsoft or apple. In Microsoft excel, find it under new file templates. This spreadsheet is simple to use by simply entering the mortgage or loan amount, the frequency of payments (ie monthly), interest rate, term, and accelerated payments if any.

[@hughrobert6189]

Contact john_mcneese_on Instagram or mail him on [e-mail] or [phone] on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net His fast and reliable .

[@meredith2277]

Fascinating. Could be super helpful or really mess someone up.

[@thegatkids]

can you tell me if i use line of credit from the bank has lower interest than credit card and follow the strategy that you showed us will be better or should i use Credit Card for this strategy please your answer will appreciate it

[@terrim.602]

New Sub!! I didn't understand the last comment about $100. What does that mean for paying off the mortgage? Also, does the credit card have to have a $15k limit? I mean can it be $10,000? My husband and I are going to start doing this! We are very excited to be debt free and buy more investment properties. SERIOUSLY, THANK YOU FOR DOING THESE VIDEOS! We are going to watch them over and over until we understand it and have our own plan 😊😊

[@terrim.602]

@kingston logan what? Are you saying he can fix credit scores? Why do I want to hack a western union?

[@vanessap4380]

Hi Laura, Will a regular line of credit from the bank work as well? Also mortgage interest rates are really low where I live (Toronto) ~2.2% right now. Is it still worth doing this strategy? I'm so happy I found your channel today- thanks so much.

[@maryhollad6136]

Hey Vanessa, I love gina@creditmasterfixllc,com they is some very good people to work with thank you. An they make shore everything is done perfectly.

[@adamhero459]

Lol don’t believe her nonsense. She is trying to trick people into thinking paying a higher rate. And no, simple internet at a much higher rate does not save you anything. It actually costs more.

[@ronkelly6351]

I am very interested in trying this method. The up front think I am having a hard time understanding is the beginning income. I am very close to the income level (single with single income household) mentioned in the video, but I do not BRING HOME $5k per month. Closer to 3k per month. Am I missing something? Will this method really work for the average person? Thanks for any help!

[@stephaniemuloin4590]

Wow! Just bought a house with the low interest rate. The link to your spreadsheets is no longer working. Laura are you able to provide your spreadsheets again? I would very much appreciate this. Thank you for your time in doing these videos.

[@siemprepreguntaconsonia1707]

I'm trying to get a HELOC, but the banks require me to live in the house and I'm renting it.

[@sonnyy9824]

So do we not have or save money on the side anymore? Every purchase is swip or chipped? No more cash payments?

[@jdmunguia]

How to you pay mortgage from the PLOC. Or credit card? My mortgage only allows payments from checking or savings account

[@flyangelguity7911]

She said you have to find a credit card that accepts balance transfer checks or cash advance.

[@Song-Girl-Still-Singing]

You can do it from savings or checking. If you pay down your credit card you can take the amount you save from that old payment every month and add any additional amount that you want to apply from savings, and then pay directly to the principal on your mortgage. The example she gave of paying money every month instead of every 6 months was that scenario.

[@Easy_Victor]

Provided one has an excellent credit score and the ability to provide additional payments to the principal, if there is no penalty to pay off the principal early, why would you use debt to pay off debt?

[@simonsebit2439]

Hi Laura, thank you for these videos, really informative. Any chance you can share the other docs referenced here at all? Like the amortization schedule and the comparison sheet. Thanks

[@caseyschulze]

What if you simply pay off and dump the credit card being used when it reaches the point where it no longer makes sense?,,, then simply apply for and get a new credit card and restart the whole process?

[@lewisvnjr357]

Hey Laura, what do you think about the HELOC?

[@pameliac]

Wow!!!!!!! I really like this one 👍

[@poptrt]

There is a cash advance fee each time to do that

[@joesmith-zh9yl]

Do you have any newer videos?

[@roykurien5581]

Laura, why not use HELOC in place of credit card?

[@tiffanyc9730]

I thought about trying this, but neither my mortgage lender nor the lienholder for my car take credit card payments. How do you do this if that's the case?

[@sarahmathis9444]

Pay yourself by square

[@ectoninja]

According to her first question that was addressed is you pull a cash advance from your credit card. This is usually at higher interest plus fees that accrue, but this cash would go into your checking account and you would pay your mortgage and loans however you normally would.

[@martinlopeziii3184]

I think she mentioned in this video that her cards are from PNC. Maybe give them a try 🤔

[@gregsilva7271]

www.plastiq.com/ I've seen where others are using this service, although I've never used them myself.

[@rafaelschulz6264]

Fantastic you are the best

[@BrittneyWinterzzz]

Forgive me if I overlooked it, but can you provide the link to the 12 hour class?

[@momoney1041]

Is this true about using credit card a bad thing The potential for long-term debt Paying more interest than you could ever receive in rewards points Having to pay third party fees to cover your mortgage payment with plastic The potential for damaging your credit score

[@terrim.602]

What is the difference between cash advance fee vs balance transfers?

[@camicastillo3941]

You're amazing. You truly clarify a lot here

[@remimartin01]

Laura, not totally getting your explanation about not charging other items on this card. Also, if 45 months is the deminishing return point, 3 years come along quite fast for the complexity. Basically you need 2k cash flow monthly! That's a lot of extra cash most people won't have and if the leverage doesn't make sense after 45 months, what is the exact benefit? Do you have the total fees paid for your scenario vs NOT doing it at all. This would enhance the prospective. Lastly, wouldn't the overdraft be a negative if it's happening monthly? Does your bank limit the number of overdrafts before account scores become negative?

[@Tommylee1242ATGMAILDOTcom]

Contact [phone] Or via mail@ [e-mail] (he does not take upfront payment) if you need help Hacking your PayPal, To fix your credit card, To fix your credit score, Western Union hack, To hack into your cheating husband phone, Bank account, PayPal, Instagram verification, facebook and many more.. His fast and reliable............

[@Lalonde79]

Great video and math is correct. But only works if you're aloud to make multiple lump sum payments

[@hughrobert6189]

check out john_mcnees on Instagram or mail him on [e-mail] or [phone] on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net His fast and reliable .

[@bodyfixx2407]

Hi if you use your credit card to pay your mortgage, and the mortgage is $900 a month, do you tell the credit card company to pay more towards the principal on the mortgage?

[@ritaduncan7508]

Hello Laura, my question is CAN YOU USE YOUR EQUITY OF YOUR INSTEAD OF A REGULAR CREDIT CARD?

[@hughrobert6189]

check out john_mcnees on Instagram or mail him on [e-mail] or [phone] on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net His fast and reliable .

[@caseyschulze]

Hey Laura, you think this concept would work to pay off a credit card really fast?….. just make the same payments to the principal on a credit card instead of a mortgage?….. no?

[@stevenbuonacore9690]

Okay so you answered some of my questions on the follow-up video... You're basing this on 5K.. so question number one the 2000 left over are you making $2,000 per month out of your credit card to your home loan? Or are you pulling it out every 6 months then applying it to your home loan?.. and question number two is the leftover $3000.00 You are also putting that into your credit card, correct? and paying the remainder of your bills using the same strategy of what you're doing to your home loan?.. thank you so much, Your videos are inspiring.

[@hughrobert6189]

check out john_mcnees on Instagram or mail him on [e-mail] or [phone] on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net His fast and reliable .

[@ingridbedrosian1052]

Thank you for your vide? how do we do this with Impound account

[@ramilbadlis2584]

Hi Laura, this was my question from your first video."Hi Laura, on the 2nd part of Credit line payments, the bank increased my line of credit to 12,000.00 but my salary still at 5000.00 how can I pay the 12,000.00 every month for my principal? Could you please explain it to me further. Thank you so much" I cut and paste it here so if you can answer me there or here, Thank you

[@kendal4452]

This was sooo very interesting. I really want to try and apply this. But I believe it starts with a decent credit card. I need to know more I will seek out velocity banking as you suggested. But I think most of us live paycheck to paycheck, but I can definitely get $100.

[@faizalbaker343]

Hi Laura My bank does not debit from cc and they don't have a cc. But they will deduct the repayment from their own debit card.

[@verlaisidore9808]

Thanks so much madam Loura my worrie is I am in Africa and the interest rate here double as compared to the standardized one you illustrated. Will it be wealth it to go into a deal with a loan like and our mustly request commissions and are biased in the modgage and loans becouse I have been working on a plan to run a real estate business.

[@karynwhite9944]

Wouldn’t this method affect your credit score negatively? Since this 12k out of 15k LOC would be way over the 30% utilization limit ($4,500)?

[@cooloong]

using credit card isn't the only LOC. you can also use HELOC which has much lower interest and doesn't affect your credit score, correct me if I am wrong please.

[@hughrobert6189]

Contact john_mcnees on Instagram or mail him on [e-mail] or [phone] on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net His fast and reliable .

[@MommaCrissa]

@@cooloong A HELOC does affect your credit score, but it should bounce back like a home loan does. However, I would get a larger HELOC and only use 29% of it and use this technique. Example: 50k Heloc (if you have the equity) and only use up to $14,500 every month (29% of 50k)

[@roymccool4216]

How can get that Excel amortization spread sheet?