What To Do Before Velocity Banking?

[@DenzelNapoleonRodriguez]

Please beware of scams on KZbin in the comment section. I never give out my number, I never use WhatsApp to conduct business, I do not offer investment advice on crypto currencies, this is your warning to avoid a scam.

[@moriendus]

Weird how a scammer is warning about other scammers, but ok.

[@DenzelNapoleonRodriguez]

@@moriendus would you like to have a conversation and talk about scamming, the definition of it, how it works, and how I can potentially be doing that to people? I’m willing to speak to anyone that is worried or has doubts about my work

[@wensot4067]

Velocity banking works! Once you understand it clearly and follow some simple steps it's life transforming. Thank God for you Denzel

[@moriendus]

No, it doesn't work any better than just making extra payments. In fact, it's worse. It's basic math.

[@artfulsplashertees]

@@moriendusthat’s what I was thinking! Just watched this video. I want to pay off mortgage earlier. Can’t see the difference with making over payments or using the velocity system.

[@prepperboss]

@@artfulsplasherteeslook how each one is amortized

[@prepperboss]

@@moriendusthen don’t do it, bet you have a 30 year mortgage.

[@durtydurty829]

I am so excited about this. I was on Vacation last week and a flight attendant was telling me about Velocity banking. She stated using this method to rack up flyer miles for Free flights.

[@nauticdixons]

How please?

[@fitnesschallenge1000]

I like how you take your time explaining. I appreciate the very basic and simplistic language. Some financial videos are explained on another dimension that can lose a beginner. You keep everything basic and simple. I feel your focus is the audience vice showing us how financially smart you are. Great job! True genius is taking the complex and making it simple. I’ve also learned that if you can’t explain something simple, you don’t understand it enough. Thank you for your videos. I am in the game. Got my HELOC approved!...and have another debt weapon off to the side. Working 2k cash flow.

[@sanukfaninPA]

Found this today! I feel so validated! I spent the last 6 months in such a learning curve of trial and error. These steps confirm that I have been okay and I am going into 2025 smarter and wiser!

[@josephbianchimano5672]

Denzel hermano , i cancelled most of my subscriptions your absolutley right , cancelled cable tv only using youtube , just created 600 dollars in extra cash flows and only have 1 more that will bring me too 794 extra cash flows . im focused like a pride lion , ,roar !

[@Intentionaltia]

Christy Vann led me here!

[@DenzelNapoleonRodriguez]

Working with Christy has been an awesome experience

[@69raylom]

This info is outstanding. I wish I learned this on college. Wasted years of lost opportunity cost. Thank you

[@annmcb]

Denzel, forgive me for repeating myself, but you are such a great teacher; you surely were born to help people. I think you are talking to me here (some, not all.) I pray for your continued prosperity.

[@freddyperez8410]

Denzel, great job in explaining the strategy, one of the best ones I've seen. Question, at around 24:00 you talk about depositing entire paycheck into checking account and then dump it all onto the debt weapon only to transfer some back to the checking account to pay the rest of the monthly bills. Can you talk about the difference between doing that as opposed to skipping that step and just deposit the paycheck into the checking account, pay the monthly bills, and then the remaining balance dump it to the debt weapon to satisfy its monthly payment. Thanks and looking forward to your response.

[@aru_aak]

The interest on your debt weapon is calculated on a daily basis. Hence, a huge balance on your debt weapon for so many number of days would mean that you are paying more money in interest compared to dumping all the money in debt weapon and withdrawing as and when you need them. It's the same amount of money you are withdrawing, but the timing matters because of how interest is calculated in your debt weapon. Hope this makes sense!

[@SneekySecrets]

You can use the credit card to pay your bills vs the back into checking acct. The point is that by moving that debt from one CC to another is to relieve yourself of daily interest accrual. You must be diligent to ensure pymts (paycheck deposits) are timed very well, with bill pymt due dates in mind to ensure credit avail to make payments on time. Especially if using auto draft. Get a CC that offers airline miles and watch them stack quickly to reward you for your efforts. The more of your paycheck you can apply to CC the better. The choice of bank and CC matters for some of this strategy to work from the 24:00 point.

[@SneekySecrets]

Use all your paycheck to pay the CC, which you'll also use to pay your bills. Then paying it off with the next paycheck or CC, based on personal situation. Because, any brand new debt paid off within 30 days does not accrue interest. That's why you are shifting the money/debt around. To just pay bills with your paycheck minimizes the benefits of this strategy.

[@shamikajacobs5193]

oh my Gosh!!! I loved 10:40 where your voiced changed...lol hahahah great information.

[@rafaelschulz6264]

You are a good preacher. I like you a lot. Listen to you is a blessing

[@christopherturner4863]

Hey Denzel... I'm a new subscriber and I also follow you on Instagram, I've been watching you for two days and this message today turned the lights on.... Now I see how we can use our money more than one time.. Looking at the diagram all made sense to me... thank you for being a great teacher.... I look forward to following you and learning more take care and continued to be a blessing.

[@rigelorlandogarcia3250]

Bro, I listened you 2x speed and it was pure gold what you gave. Wanted to thank you for that

[@sarafox4375]

I hope this helps me. The title is right. I tried doing it right off the bat and like you said paying extra interest or fees to get it started. I found myself doing that making mistakes and having large fees.

[@jspecae86]

Ive been looking into Velocity Banking the past few days but the difficult part is paying my $2500 mortgage using LOC. You cant use your CC to pay your mortgage unless you use Plastik (?) and I read they charge a 2.5% fee for every $1k. During COVID-19, Ive been able to pay-down a lot of my debts l. Had about $16k in CC debt in January and its down to about $2700 as of July 11, 2020. Im really interested in Velocity Banking but I want to start with my solar loan as a test...and wont do that till I wipe out my remaining $2700 of debt. Keep up the good vids.

[@davidreeves1596]

Good word I am one of those people with a negative cash flow need to figure out to get it positive. Just wanted to share something about high interest that I heard. "Interest is the penalty you pay for the right to own in advance something that you cant afford." Just let that sink in

[@osmanali7865]

That makes sense yoh!

[@suzannjohnson8259]

Wow! I’ve watched sooooo many videos on Velocity Banking and they never made sense until You explained it! Thank you! I even went to my bank and asked them to explain Velocity banking to me but they said they’d never heard of it! (Wells fargo btw)

[@DenzelNapoleonRodriguez]

I'm happy I was able to teach you

[@romanmezmur4124]

Hi Denzel.. I’m in sooo much debt.. Can you tell me how I can get in touch with you??

[@jewelsecs]

I found you via Stephen Gardner. I am excited to learn more. Love the accents you used when talking here, I was laughing out loud! You kept it real. :)

[@bridgettehines5125]

At 7:24 you suggest to cut off retirement saving. Unfortunately I have used $ from my retirement to buy buy and then fix the roof my house. I'm 59 and whatever I had is way less than I would have had , had I not used it. My company matches up to 5% of my contribution. Where will I be getting $ from when I no longer work? My investments have gone down and that was before this economy. I tell myself I have 7-10 (sounds like jail time) more years to work to hopefully pay off my house. I've made many, many financial mistakes and savings? I have none. No extra $ after bills either. I feel like I'm on a chopping block. I really wonder if you'll see this and respond. Thanks either way for the videos. I'm beginning to understand this VB stuff. 😅

[@DenzelNapoleonRodriguez]

Thank you for sharing what's your question be specific how can I help you?

[@luisasturias4833]

I just saw your video called “ what to do before velocity banking” and it makes perfect sense.. My wife is a tax preparer, last year I paid more money in taxes than what I brought home, and I always fight and yes we are living paycheck to paycheck , so how do I sign up? I need to learn this now..

[@betsyfortenberry8964]

If you have matching corntibution 401k, then that is 100% on your money in addition to the compoundng interest. I have 850k I wouldn't otherwise have if I didn't contribute to matching 401k

[@user-cz1gu8nl9o]

Definitely takw advantage of matching progrmas.

[@paulettegrant8618]

I’m loving the simplicity of the principles this is what I’m striving to accomplish.

[@MegaYoungday]

And also you can use a credit card to pay all bills and have the credit card linked to the debt weapon so it's paid on time every month, no interest paid and get cash back or rewards. Great vid bro.

[@bigdano81]

Now! Now I get the full picture! Thank you! Getting it together so we can move forward with you. Thanks, Denzel

[@DenzelNapoleonRodriguez]

look forward to working with you dont wait too long my list is filling up. I only have like 9 spots left at my Tier 3

[@jasonax1523]

Great video. The more I watch your videos, the more I am learning. This is a new concept to me and one I never heard of before. I want to be debt free and leave a legacy to my children as well. Looking forward to watching the next. One question though, with interest rates super high now, will my HELOC work for me? I secured one from BofA for 100K @ 9.37%. Most of your examples have been sub 4%. Makes me nervous if I got a good deal or not.

[@jmb3d]

I'm in the same boat. I'm hoping to try it out too.

[@elainerobertson7329]

Oh my! That was truly eye opening and expl a ined so clearly. I believe velicity bznking will ch a nge many lives! Thank you, Denzel.

[@Fogaata]

@22:46 how does the payment just made become cash flow and deposited back into the checking account? Explain please? Thank you.

[@lilylopez8925]

Thanks Denzel for such a good information! Made me feel like I can still survive after many financial mistakes.

[@tptrading_23]

And why is this not taught in school?? SMH. Wow I will be making alot of changes!!

[@iamOAKland]

Because it’s a parents duty not the govt.

[@kevincecchini368]

Because big government and big business doesnt want everyone to win. thats my thoughts why not taught in class class

[@jmb3d]

Thanks for the info. I've been trying to wrap my head around this concept. Subscribed!

[@DenzelNapoleonRodriguez]

Take it slow watch more case studies and run the same math I’m running but on your own numbers so it becomes relatable

[@jmb3d]

@@DenzelNapoleonRodriguez I watched your case studies and just ran my numbers last night using a 0% introductory interest rate credit card. Not even using the HELOC and just using 5K to payoff one vehicle will accelerate the payoff of our 2nd vehicle by next year. One of my large personal loans will get paid off next year (was happening anyway) and that cash flow will accelerate again to pay off 150K student loans and a 185K mortgage in 5 years if I did my math right. This is crazy! I'm thinking of trying this out. Not sure how people do not know about this?!

[@josephbianchimano5672]

Denzel im slowly getting more organized , i will get my visa credit card tomorrow so i will set up auto pays for expenses, i also set up a zelle money transfer enrollment , next i will go to my bank and find out on how i transfer funds from heloc to checking and back to heloc , when i need to pay cash expenses , get into a rhythum every month . when you start Velocity Banking , its a little adjustment to mindset of using the HELOC like a checking account , !

[@bookbearerplus]

Stumbled here and standing now to subscribe. Thanks!

[@mikeross883]

Good point on overpaying taxes. In Canada, if you get a $5000 tax refund each year for example, you can fill out a form T1213. This form allows you to get your taxes reduced at source each pay so you can reduce your taxes each pay and make your money work for you instead of the government. Add that in velocity banking and the opportunity cost is massive. I have advised this to many clients and not once has anyone ever told me they knew they could do this. Not sure the form to fill out in the US to do this but I am sure they have the same opportunity.

[@lukewilson5941]

Okay Denzel, I can see how it can help people get out of debt but my partner and I are not in debt. We only pay rent, power, internet, food and fuel and are saving for a house. How can WE get velocity banking work for us? No one has a video on KZbin explaining how people that ant up to there eyeballs in debt having to pay off personal loans, cars or a mortgage, how velocity banking can work even if you are just living or living and saving and how to get it to work for them? I'm pretty sure many of viewers would appreciate one of those videos and it would be a nesh market as no one has done it.

[@DenzelNapoleonRodriguez]

Luke wilson I recommend looking at my channel I have plenty of videos doing velocity banking without being in massive debt. I’ve covered this many times already. Hang out a little longer on this channel and you’ll see. Saving for a house sounds like a long and lengthy process Velocity Banking can help speed that up. This concept is not just for paying off debt

[@kwest9925]

How soon do you pay off the credit card after you us it to pay your bills? And what is the difference between the due date and the 1 month credit card period

[@SLLLC-904]

5/30/23… Thanks you so much for the education, information, and inspiration! You have my support and respect!!!

[@velocityc]

Great job man!

[@DenzelNapoleonRodriguez]

I'm a fan thank you

[@MrMarcus-mn2vp]

Dude you have the gift. Thanks for sharing the concept so in depth. I'm a subscriber now and look forward to going over your content. Salute!!!

[@TheNOchick]

i've never seen such a ministry.. you know what i mean @Denzel... wow really amazing for not only people but God's people specifically, cause the church folks are the main ones living in debt only think if i pay tithes here and there im just going to be blessed and still broke years down the line because they dont understand ALL OF kingdom principles.. well amen and may the Lord continue to bless you.. new subscriber and i dont subscribe to anyone!

[@masterthemindsetmiggz4339]

I use to be hardcore Dave Ramsey until I started to listen to the advice of GC and Matt Pullman from VIP Financial. I started using Credit cards with this same concept your teaching and it sped up the time dramatically And I was able to pay off 12K in debt and save and buy a house within 1 year of using Credit Cards as my debt weapon! Good video man I gave you a follow!

[@kencampbell3599]

Y,w,. ;🔥

[@kevinchurch4649]

Does anyone suggest using low apr promo balance transfers to do velocity banking? I don’t have a LOC other than credit cards. But I could use the balance transfer at 6% total. After fees and monthly apr per 12 months.

[@daustin14441]

I really want to start using these principles. I checked for new account promotions Most banks have pretty high daily balance requirements. We would need to move all of our banking to one place to meet these requirements so that balances in our checking, heloc and savings accounts would be counted. I’m not sure it’s worth the extra $475 - $700 that you get in exchange for opening new accounts. We are not in the best position to qualify for new heloc accts right now. But I will put a pin in this for later. Please keep the videos coming.

[@amagh15]

I'm so blessed to find your videos!!! I was trying to save and create cash flow in my on way, but I find your video and I love the way you explained. Thank you and God bless you

[@luisrafaelburgos4996]

knew about it but never took action until now, Thank you

[@littlemissroxie]

WOW!! Taking notes and implementing ASAP! 👍🏾

[@DenzelNapoleonRodriguez]

Wonderful it’s crazy how this video is still getting views and I did it years ago

[@SSupremePro]

Great video! I like how you explain finances on your channel. Subscriber for life!

[@EllyKallan]

Best motivational video I have ever heard!!!! 👍 TFS!!! Speechless!!!!

[@beckyshell4649]

With velocity banking and any other system, you need to pay attention to where your money is going. I pay just about everything with a credit card and pay it off every month. I take highlighters and color code my expenses. I then total the different categories.

[@DenzelNapoleonRodriguez]

Awesome love it

[@artfulsplashertees]

Hi Denzel. Just watched this video. I want to pay off mortgage earlier. Can’t see the difference with making over payments or using the velocity system. Why use a debt weapon and then pay that debt weapon back if I can just pay my bills cash and make over payments to my mortgage. Am I missing something?

[@DenzelNapoleonRodriguez]

Yes you answered your own question your missing the different between extra payments vs velocity banking. One will go faster than the other being able to determine the speed is a matter of math regarding addition, subtraction, division, and multiplication. My suggestion is watch more case studies where I go over the math and apply the math to your own numbers. In the meantime just make extra payments toward your debt to make progress toward becoming debt free

[@petert7807]

I have no debt, a good positive cashflow, and a credit line of 12k. What kind of assets can I buy that will increase my cashflow??

[@DenzelNapoleonRodriguez]

Fake Work your in the same position as my girlfriend what I have her doing is funding her tax free bank we can have a conversation together about that in detail. Some of my other clients that are debt free are on that same path. Here’s my email [e-mail]

[@user-lc7zt8sk6i]

@@DenzelNapoleonRodriguez May I join the conversation? I have no idea how to create a tax free bank. In the mean time I'll continue to browse your video section.

[@jasonax1523]

This is a great video. As someone who is new (first week) to having a HELOC, I need to know what I can do to maximize this tool. Your videos have helped to explain the process. I am still scared to pull the trigger, but getting more confiednt each day.

[@geraldineb.9204]

Thank you Denzel! I had watched a lot of videos of VB and get confused untill I watched yours..Thank you so much! Hope this will work for us

[@k.lynnecollier7763]

Agreed. What is retirement?????? Watching tv and losing mobility.

[@xavierbryant594]

What I'm not understanding is when you say no saving. So how will I make payments on credit cards if I loose a job to make those payments? Someone help me here please

[@jonathanjones4737]

One of the reasons is cause saving is not making you money, an investment will. So you obviously need some “savings” but it doesn’t have to be in an actual savings account. It can be in your checking or primary account. With the “extra” money you would normally save, invest it. This is only true if you are debt free my brotha. If you are not debt free how are you possibly saving?! It’s impossible. Use all your extra cash to get out of debt if you have debt you are not saving no matter how much money you have in your checking or “saving” accounts.

[@jaaziel9]

I don't agree with the "No Savings concepts", I prefer Dave Ramsey concept of Baby Step 3 - Save 3 - 6 in expenses income for an Emergency Fund in case of a rainy day!!!

[@chrisraven9616]

Velocity banking is easy to understand and apply if you make a paycheck or are salary. I'm a business owner and do not get paid consistently. I just opened up a HELOC with a $21,000 limit and my whole purpose of opening it is to apply velocity banking to my $275,000 home loan. I'm just having a hard time figuring out how I can apply the principles to my situation. I desperately want to save 2/3rd's on interest and make a chunk payment but just afraid i'm not applying the exact principle correctly.... especially given my sporadic income situation. I need help. Any advice or direction I can get will be greatly appreciated

[@DenzelNapoleonRodriguez]

my income changes as well as an entrepreneur I review my finances every month and evaluate my chunks. Rules still apply

[@mykilaughs5768]

Great class! You speak with so much authority!

[@daniellejones8460]

This was humbling imformation. I am still learning. Still in that Dave Ramsey mindset.

[@nomadiclifekorea]

Isn’t it same as BRRR strategy? It is so difficult to comprehend but leveraging debt to create a value. In return, you get some cash flow to live off.

[@mrblue21974]

Thank you for being non- partisan about this, tired of the blame game...great video!

[@StanOnDemand]

I'm a new subscriber. I've been watching a lot of videos and found them to be quite helpful. So thank you sharing. Question I have is, If you have a credit card as a debt weapon, how do you transfer money from that to your checking account without paying some sort of fees? Not all bills can be paid with a credit card and so if we send all of earned income and cash flow into debt weapon after paying off a bad debt, how do we get the cash to pay for bills that require cash payments? (Cash payments as in, checks, money order)

[@PhilStjohn-hr7xg]

Do you recommend paying of vehicle and other small loans before attacking the mortgage. If so is it loans under $$$ or how do you decide to pay off or let ride?

[@arianaamores7147]

I’m in Renatus I’m so happy to hear you mention that company because u sound like a good man and I’m trying to apply this but there are so many money thirsty ppl who you can come across and not know what information to trust Some scammers tried to charge me 8000 in cash for copy cat info of retatus when i mentioned I already have the program and it did not cost me 8000 and I was able to finance they tried to tell me their program … I love the videos and thank you for the honesty

[@PastorMelquicedec]

How do i link my heloc to my checking account? What does that mean?

[@DenzelNapoleonRodriguez]

It just simply means the ability to move money in and out of a line of credit quickly. The fastest way to do this is to have a checking account at the same bank you have the line of credit.

[@PastorMelquicedec]

Thanks .by the way, i noticed you have alot of your own terminology, is there a vídeo just explaining your terminology i seen alot of your vídeos but I get lost easily

[@waz1167]

Thanks for the great video. Can you show how to apply velocity banking with a heloc and credit cards? So I want to first use my credit cards to pay off everything I can monthly, then use my heloc to pay the credit cards, and finally pay back the heloc with my bank account. How does this sound? Thanks

[@kevincecchini368]

$18/month on unnecessary expenses and $14 of it is used to listen to educational information and music I want to hear. Working on a spread sheet to use velocity banking. Also, know my expenses and I use to spend $1800 a year on lunches and work snacks, I stopped and used that to pay down debt. I now spend $25 a month or less. education and knowledge and change is crucial. and awareness

[@ob2be1]

The part about retirement definitely challenged a perspective I've been taught all my life. I like that your videos make me thing and challenge the status quo.

[@frankrodriguez1973]

do you have some videos in Spanish or with subtitles?

[@randyshores4892]

I have recently become a widow and definiteley need you assistance. I am working on consolidation as my income is much lower than my bills. I am also runnig a business. I have watched as many videos as I could over the couse of a few days. I"m so onboard with this new mindset. please help me. i have told my children and friends about you.. Where do I get the forms to fill out??

[@NatureLover-ss4ef]

Also do you recommend using one debt weapon at a time to attack the bad debt? Or do you think multiple debt weapons can be used at a time? If so, how would you juggle the transferring of "the checking account" to pay the new debt in the debt weapon that you just incurred?

[@DenzelNapoleonRodriguez]

I prefer one debt weapon at a time. this concept is already complex enough and has a lot of skepticism and doubt because of poor execution from people so stick to 1 if you are brand new which I'm assuming this concept is new to you.

[@kidmystery2010]

Retirement to me means I can do work that I enjoy doing. Work because you want to not because you have to.

[@INOOT-INeedOneOfThose]

We need to clone you, Young King!!! 🙌🏾🙌🏾🙌🏾 I’m directing my young adult niece and nephew to your channel. I keep urging them to get it right and done wait to get an epiphany in their 40s like me.

[@tatialo37]

NS here from Puerto Rico!!! How can I use VB for collection debt? I have 15k in collections! Thanks for the advice!

[@austensis3865]

Denzel. How can we use a credit card as a line of credit. The Discover card that I have has a 21k limit. How can I hook this to a checking account so that I can pay my typical bills? Thank you in advance.

[@dl6622]

I would like to know how to start. I actually I’ll cut my cable $270 a month and I watch it twice a week. What a waste. Please let me know. Awesome video

[@DenzelNapoleonRodriguez]

This is the best place to start you watched a good video here I put a playlist together that helps you cover everything before you start the concept. Don’t rush it go through the process and rethink your thinking along the way that is how you get the best results. kzbin.info/aero/PLnF-b0Fck4Lib7XeYKntMvfKtUwkxSSU-&si=L2QslK4oTZUjRxwv

[@stevengarcia8695]

What’s your advice for a college student that has 20k in savings, no debt, no payments other than college which is being funded by the college student?

[@kidmystery2010]

Its not how much you make but what you do with it.

[@SelfieKinglol]

Can somebody please help me out. Home equity with fixed rate. Or revolving rate. Which one is better? Thanks in advance

[@ChatmansBow]

shifting your way of thinking is key.

[@NatureLover-ss4ef]

Hi Denzel, If I have a credit card that has 0% interest for 1 year, would it be good to use it as a debt weapon for that year? The only thing I have to pay to use this money is the 3% cash advance fee.

[@DenzelNapoleonRodriguez]

if this is your only debt weapon looks like we have to start somewhere so yes

[@gretchen3513]

I just bought my home this year. When can you request for a HLOC

[@vilmadelacruz113]

How can I siged up pls. I am so interested to apply vel banking to my case. Thanks.

[@andrewmurabito2487]

Denzel, excellent video. Starting at 21:06 I get confused because you mention our "debt weapons" can be a business or personal line of credit, Heloc, credit cards, asset, life insurance, etc. Are not credit cards calculated using compound interest? In that case are we still using a credit card line of credit as our "debt weapon"? Thanks!

[@DenzelNapoleonRodriguez]

not compound simple interest. Amortized is compounded. Simple is charged daily. Your using lines of credit your whole entire life even when your debt free. It can be leveraged properly to obtain assets and investments.

[@chungsookchung2138]

^

[@lifewithjusto444]

Wow I came across your video thanks a lot

[@bookbearerplus]

Pleaser tell me you're a born-again believer?

[@lilyespinoza944]

I’m 49 will top out at my job in 4 -5 years then I will need to retire is it too late for me to get a whole life ins plan because of my age?

[@CaptnNate]

Denzel, almost all of my current bills do not allow me to pay with a credit card. In this case, is my only option to use a line of credit?

[@DenzelNapoleonRodriguez]

yes

[@khaosol]

No that isn't your only option. You can use Plastiq to pay bills.

[@kimrojas2332]

Where are the forms to fill out to get started? Thanks.

[@raincole6196]

If I have a mortgage of $130,000, debt of about $75,000. This includes all credit cards & other debt that I have. What would be a prefect amount should I try to get on my heloc or line of credit? I need ur help

[@ps7424]

I don't understand how Velocity banking can erode the 20k debt in 10 months when the debt snowball will likely take at least 21 months? Fundamentally we have cashflows of $600 + $145 + $188 giving us a debt hammer of $933. So if we ignore any interest payments and we do $20000/$933 we get 21.4 months. To do that is 10 months would require a debt hammer (free cash flows) of at least double at $1800/month. Have I missed something?

[@kennycharles6041]

Good information Denzel!

[@eleazargarcia235]

You can follow filling out W4 using the Income Tax Return calculator that the IRS offers online and follow directions closely.

[@naomiburgos5925]

I have been listening to your videos to learn more about Velocity Banking. Thank you for posting these videos. Did you use United financial freedom to get out of debt? I have mixed feelings about using this company because it is a big expense. Don't want to be scammed. You did mention this company in one of your videos. Are they legit?

[@DenzelNapoleonRodriguez]

The product is legit you may not like or love the service. It is pretty pricey it doesn’t make sense for everyone just ask yourself if you want to do the work yourself pen and paper or rely on a software

[@maritzadavis7909]

you are authentic and you make me a believer!

[@waifungilism2004]

What happens from paying into your debt weapon to paying off your debts is you are accruing another form of debt. Where is the cash flow coming from when you have to pay monthly debt?

[@FinancialFiguresandFacts]

Where do I get a tee..

[@tyjameson7404]

Love the fantasy league concept 👍🏼👏🙌🏼😂👌❤️

[@CynthiaHarris1]

Can I do visits banking if I have two low valance credit cards. Specifically a $5000 and a $3000 card?

[@pacthor277]

Hi Denzel, I am from Singapore. I am interested to understand what if I currently don’t have any debts. Where should I focus on taking up good debts to generate cash flow?

[@elgallo6626]

I use a p.l.o.c. All expenses go to it and I pay off. It helps with paying large payment. I then use a heloc for investments. But you have to be very disciplined especially using this method. You cannot deviate from the plan.

[@lulamamhlongo5247]

im based in South Africa Im trying to find out if these concepts are applicable since Great Britain & the USA are our mother and father....