This year I did an unintentional low buy year because I was unemployed for several months. It helped me to reevaluate wants and needs and downright wasteful spending. The job I now have pays much more than the job I lost so I just pretend as if that extra income doesn't even exist. I learned to be grateful for what I already have so I no longer have the desire to want a lot of things. Decluttering and shifting to a minimalist lifestyle also helped me to prioritize.
@LA-ly1nt9 ай бұрын
Thank goodness things are working out for you! We're strangers but I do feel happy for you! Here's to the beginning of our successful life! 👍👍👍
@maryjomichele9 ай бұрын
This is a wise strategy! Good job 🎉
@kimkirksey5629 ай бұрын
I do not Need anything...and working on my mindset to not want anything either
@BuyLessJess9 ай бұрын
One thing that helped my no buy this year is allowing certain wants. I love jeans but I don’t need new jeans. I allowed one pair of jeans this year but didn’t buy any. It really helped my no buy feel less restrictive. When I saw denim that I loved, I thought “you can get them, but that’s it for the year” and decided to think it over for a few days. I ended up never going back for them.
@Merryyy2039 ай бұрын
I often put stuff in the cart (online) and leave it. Days after I go back to the website and most of the time I do not even remember what's in there --> I don't buy it.
@augenlicht64189 ай бұрын
I do that too.😂@@Merryyy203
@ltiya75islearning829 ай бұрын
I spend a lot of money on food so I am committing to cutting back on takeout, dining out, and focusing on cooking more.
@Merryyy2039 ай бұрын
Eating out is soooo expensive. If I were rich I'd do it every day tho. I find that since I have gone plant-based I save so much. I spend about 150 EUR/month on food. I stick to the basics. As soon as you start buying processed stuff, the price increases.
@FineNaturalHairROCKS9 ай бұрын
YES! I'm definitely preparing to do a low-buy year for 2024. Inflation is forcing me to take a more intentional approach to my finances.
@cynthiaakacyndsmith65399 ай бұрын
We always got and experiences for Christmas…. One year season pass to the aquarium , special classes of some one and their desires. One year one got calligraphy classes, another got taekwondo, or a snowmobile suit. A paint ball mask,. And pass to the paintball park. Theses were Gifts they got all long all year
@bidyaprasad74939 ай бұрын
I've watched dozens of low buy/no buy videos and this is hands down the best one. I loved how you broke this down to manageable steps. The first step of taking stock of what we already have isn't something I'd have considered but makes so much sense. You are incredible! Thank you for all your videos🙏🏾
@thebrokenwallet9 ай бұрын
You’re welcome!
@Oscarnodwannabe9 ай бұрын
This is definitely my goal for 2024. Instead of a birthday trip out of the state, a more local or even staycation looks like a better option.
@user-vm3yd2rp7f9 ай бұрын
Thank you for this video. I had to learn the hard way. Learning to save pennies eventually leads to saving dollars. Another lesson I had learn was -is it a "want" or a "need"!
@SoyCityBarbie9 ай бұрын
One of the best Low-Buy Prep videos I’ve seen! TY! And TY YT algorithm for the recommendation. ❤
@thebrokenwallet9 ай бұрын
You are so welcome!
@jeriheggie9 ай бұрын
Love the way you explained things. I’ll definitely be rewatching this! I’m doing a low buy challenge for 2024 and keeping a record of it on my KZbin channel 😅 it’s gonna be interesting!
@DaysAfterDecluttering9 ай бұрын
Very well thought out advice. I am entering a low buy year to put more toward our mortgage. I have a list of things to avoid as well as things I know I'll be purchasing.
@natashangambi42129 ай бұрын
Thank you so much I am trying to do a low buy year. I really failed to commit to it this year.
@katherinerichardson17679 ай бұрын
Great advice! I am doing a low-buy, and your advice is helpful in preparing for it. Thanks for sharing. Merry Christmas !
@robertlodder47449 ай бұрын
Merry Christmas Mrs. Have a lovely 2024
@livingmybelovedlife84479 ай бұрын
Thank you so much for a great video. I love the advice to take inventory of what you already have and to do it monthly so you can see what needs to be replaced! Brilliant idea!!! Do you have a template inventory sheet? I also really liked the suggestion to set a dollar amount for things that are allowed so that you don't go crazy in those areas. Knowing I have a limit to the celebration dinner out is so helpful!
@thebrokenwallet9 ай бұрын
I don’t have a template, however I plan on creating different finance-related digital tools this year.
@jae-annedanae45128 ай бұрын
This advice is really good! Definitely using it as a guideline for my low buy year!
@tiashadae11439 ай бұрын
Thanks for the reminder, continuing my low buy for next year ❤❤🎉
@indigoperry12919 ай бұрын
Thank you, I really appreciated this one, all ideas were very out-of-the-box. Happy (frugal) Holidays!
@LadyBeeSting24349 ай бұрын
Thank you for doing this realistic low/no spend informational video! Much appreciated tips! 🎉
@thebrokenwallet9 ай бұрын
Glad it was helpful!
@vonnie19999 ай бұрын
This video is right on time. Do you have a meetup group?
@cynthiaakacyndsmith65399 ай бұрын
I have seen you before, and I decided to finally subscribe…. I am a newbie.
@thebrokenwallet9 ай бұрын
Welcome!
@sabrinabailey31039 ай бұрын
Very timely advice
@MsSarahJam9 ай бұрын
Thanks Vi. Happy New Year 🎊
@angelwings19 ай бұрын
I rarely use cash. I use my debit card. And it’s just as painful using my debit card as it does cash.
@em777759 ай бұрын
I'm better with my debit card vs cash because it's exact. Also I tend to lose or misplace cash and I don't like having to take out an extra $20 when I just need a couple bucks.
She did mention unexpected expenses. But this is a necessary expense if you need the vehicle to get around.
@autobotdiva92689 ай бұрын
@@williamclark1244 didnt say she didnt mention unexpected expense. pay attention.
@jus.me.tanzks58349 ай бұрын
Car maintenance is a need so I’d say you’re good
@autobotdiva92689 ай бұрын
@@jus.me.tanzks5834 dont want that belt breaking for sure, the car would be no good.
@LA-ly1nt9 ай бұрын
That will be an expense deducted from your emergency fund, not your variable expenses. The things that she mentioned in the video falls into variable expenses and sinking funds coverage (if we do plan to buy certain items and are actively saving for it).
@TanishaRayson-Henry9 ай бұрын
Great video
@AspiringGardeners9 ай бұрын
Exactly what is a low buy year.....
@thebrokenwallet9 ай бұрын
It’s a less restrictive version of a no buy year. You’re allowed to shop, but you set specific limits.
@meciesmoments65509 ай бұрын
This is great advice! I definitely need to heed it in 2024! 💰📋✔️ Thank you so much for sharing! 🤗 Merry Christmas! 🎄✨️🎁🎉 Happy New Year! 🎆🥂🎉