List of Overseas Student Health Cover (OSHC) Australia Most Asked Questions & Best Answer!

[@educationoneau]

Feel free to contact us with any inquiries here: ☎ 1300 083 663 💬 [phone] (WhatsApp) 📧 [e-mail] 🌐 www.educationone.net.au/​

[@arjithtpramod8499]

Through Allianz oshc website I can apply for oshc insurance right my course starts from 11 July 2022 and ends on 30/06/2024

[@educationoneau]

Hello you may use our link to purchase your OSHC here oshcaustralia.com.au/en/quote?adults=1&children=0&start=2022-06-27&finish=2024-10-30&source=quote-update&adjusted=true&source=fp-quote-builder Book a consultation with us if you need assistance in your student visa application to Australia www.educationone.net.au/free-phone-call-session/ Thank you!

[@harman7598]

Can i have knee acl surgery in Australia with oshc if i had an injury in my homecountry

[@educationoneau]

Hello, there are different OSHC Providers in Australia, such as BUPA, Allianz, NIB, and ahm OSHC. They have different policies, and it is better to check with them (send them an email) and ask your questions specifically. But if you havent decided which OSHC you want to purchase, you may check in this website for info on what they will cover: oshcaustralia.com.au/en/quote?adults=1&children=0&start=2021-12-04&finish=2022-11-22&source=fp-quote-builder Hope this helps!

[@anonymous8871]

Incase I defer my offer, I will get a new COE, and so so accordingly how do I adjust and extend my health care plan

[@educationoneau]

Hello, it will depend on your location when you defer your offer and get a new COE. If you are in Australia, you will need to extend your health cover. Thanks

[@rakesh_velpur]

Is University provide COE before or after paying insurance fee ?

[@educationoneau]

Hello, I'm Desti. If you have your Uni purchased your OSHC for you, then they will only issue COE after you make payment. If you purchase OSHC by yourself, then your Uni will be able to issue yoru COE before you purchase OSHC. Thank you

[@ehtishamakram7911]

Does OSHC cover full cost of dental treatment?

[@educationoneau]

Hi there. OSHC doesn't cover full cost of dental treatment. You may be able to purchase OSHC Extras for covering the dental treatment.

[@yukib2r683]

Hi, Do I need to get an updated COE if I change the starting date of my OSHC

[@educationoneau]

Hello there, I am Desti. It depends on the reason why you need to change the start date of your OSHC. However, as long as you have a valid OSHC during your COE validity, you do not need to have it updated. I hope the info helps! Contact us to get more detailed information.

[@saini3131]

What is the cost for 2 adults and 2 children in case of student visa??

[@educationoneau]

Good morning! We can send you a quote. Please let us know the start date and end date of your study as shown in your Certificate of Enrolment. Thank you

[@pawanvirk8687]

Is University provide coe before paying insurance fees i mean can we pay insurance after get coe...?

[@educationoneau]

Hello Pawan, if you want to purchase OSHC through your university, it is better to pay a the same time with your deposit fee to get COE. But if you plan to purchase OSHC separately (not from your university), then yes, you may do that after you get a COE from your uni. I hope this helps.

[@rukaiyaakter5003]

Does oshc cover full cost of pregnency of an international student?

[@educationoneau]

Hi! It depends on the providers actually, for example, BUPA OSHC www.bupa.com.au/health-insurance/oshc/get-bupa/oshc-faqs#:~:text=Does%20my%20OSHC%20cover%20the,not%20covered%20on%20Bupa%20OSHC. With BUPA, pregnancy and birth are covered under OSHC. However, 12 month waiting periods apply for all pregnancy related conditions and any pre-existing conditions. Assisted Reproductive Services are not covered on Bupa OSHC. So I suggest you check with your chosen OSHC Provider for the info. I hope it helps!

[@vashugoel3229]

Which insurance company is best to choose from all of this?? Bupa, medibank or allianz?????

[@educationoneau]

Hi, we have never got any complaints from those three. Moneywise, you may want to go with Medibank.

[@mimeticmullet]

Hi there! I am in the process of submitting attachments on my visa application. It requires here an evidence of health insurance. I purchased a health insurance through my university, but they only provided the start and end date details in the CoE. I was wondering if I would need to provide a certificate from the health insurance provider or would my CoE do just fine. Thank you very much.

[@educationoneau]

Hello there, Im Desti. You might want to just upload your COE showing your OSHC details under the Health Insurance section. I hope it helps? Also, if you need professional help to make sure you do not miss any details and conditions of your visa application, we'd be delighted to assist you. Contact us for a consultation.

[@sk4862]

My course starts 4 july 2022 and ends 30 june 2024 do i need to purchase it for 2 years or 2 years and 3 months extra? I mean total 27 months.

[@educationoneau]

For those dates, you can purchase OSHC with the following details: start date: 20 June 2022 end date: 30 Aug 2024 You can purchase OSHC through this link if you want: oshcaustralia.com.au/en/quote?adults=1&children=0&start=2021-12-04&finish=2022-11-22&source=fp-quote-builder Hope it helps~

[@Nepatoonz]

Hi, How can I change my health insurance provider? I currently have NIB and I want to change it to bupa. Btw I am on 485 Visa so, I am doing monthly payment

[@educationoneau]

Hello I'm Desti. I believe you can just purchase a new OVHC from BUPA, and cancel your NIB OVHC. Thank you

[@shaghafhanjra]

I covered bupa health insurance for my student visa (500) my course commencement date is 20 Feb 2023 and start date of my OSHC on the bupa card is 11 July 2021 whereas start date on COE is 13 Feb 2023 I got my visa can I travel in October on behalf of this OSHC or need to re date Thanks in advance

[@educationoneau]

Hi. As long as you got your Student Visa and OSHC, you can travel to Australia already by October. Are you sure your OSHC started in 2021?

[@shaghafhanjra]

@@educationoneau Yes it’s mention on Bupa card

[@shaghafhanjra]

@@educationoneauCan I travel?

[@educationoneau]

@@shaghafhanjra Yes you may, as you have had your visa and OSHC. However, to be extra sure, I suggest you to send an inquiry to your education provider as well and seek for their advice regarding your plan. Thank you

[@shaghafhanjra]

@@educationoneau okay and Thanks for your reply😇

[@jasmeensharma4129]

When we need to take oshc ?? During fee payments or can we take it after applying visa in embassy ?? As my agent haven't taken my oshc and applied for my visa I'm really worried will it affect the chances of visa or not???

[@educationoneau]

Hello, you should have your OSHC ready by the time you apply for the visa. Otherwise, you will not be able to submit it. I suggest you check with your agent to find out more about your OSHC arrangement. I hope it helps!

[@sukhmanathwal7102]

What happened if I forget about my oshc is expired 6 month ago and i am on bridging visa

[@educationoneau]

Good day, I am Desti from education ONE. May I first get more information about your visa history please? Are you holding a Bridging Visa A while waiting for a Student Visa application to be decided? If yes, we strongly suggest you extend your OSHC asap to cover all your study duration and length of stay in Australia, and then add the info to your visa application soon. I hope it helps.

[@yashnagrecha8216]

What happens when your student visa gets rejected? Do we get a full refund?

[@educationoneau]

Hello, Im Desti from education ONE. It will depend on when you get your visa rejected. It you send a request for a refund prior to your OSHC starting date, you may be eligible for a full refund. I hope it helps.

[@user-dn4sn3zc1q]

Hello, it would be very helpful if you can suggest the best OSHC provider for me. I'm going to pursue my studies in Adelaide. Thanks in advance.

[@educationoneau]

Good day Abhinav! Please contact our consultant through WhatsApp at [phone] or schedule a free consultation session using this link www.educationone.net.au/booking-appointment/

[@mariajulietliao1152]

Hello, question. If I shift to another course or chance education provider. Does OSHC will affect my transfer of course/school? I'm afraid it will be cancellled? Or doesn't affect anything?

[@educationoneau]

Good morning, I am Desti. It should be fine. Once purchased, OSHC can only be cancelled by you, regardless your enrollment status in Australia. I wonder if your current OSHC was arranged by your education provider. If yes, then you may ask them to send you your OSHC policy for your reference. I hope the info helps! We have helped tens of international students with changing course/institution in Australia, and we will be delighted to assist you. Contact us for more information.

[@tvlogs4443]

is it possible to add dental claim in my oshc?

[@educationoneau]

Hello, I'm Desti. For your question, we strongly suggest you directly contact your OSHC provider as each has different policies. Thank you

[@shiv60805]

Will OSHC cover my illness or accidental all expenses or there is a limit of amount ?

[@educationoneau]

Hello, Im Desti from education ONE. It really depends on the OSHC provider you are choosing and whether your hospital is a partner hospital of your OSHC provider.

[@karthikvaddamani1535]

Hi In my Coe the ohsc starts from 1 st nov 2023 but I am going to travel on 20 th Oct 2023 so that I preponed my ohsc start date to 15 th Oct 2023 can I enter Australia ? And the after preponing my policy number changes but in Coe old policy number is mentioned please reply

[@educationoneau]

Good day, I am Desti from education ONE. Yes it is possible to come early as long as you have a valid Student Visa and OSHC. Thank you

[@sumanthshetty9444]

How can I make payment while in India? Should I need credit card? I have international visa card right now!

[@educationoneau]

Good morning. Yes, one of the payment option is through card. If you go to this link: oshcaustralia.com.au/en/quote?adjusted=true&adults=2&children=2&finish=2024-01-30&source=fp-quote-builder&start=2022-05-23 You could pick one OSHC cover you want, and click Next. The page will guide you on how to pay. I hope it helps!

[@sandiplimbu3861]

Hello brother did you did that by yourself?? Is it possible for us??

[@ahatashamulhaquezilan1907]

My OSHC is just 15 days more than course end. I will be applying for visa soon. What to do you? Will my visa get any issue for that? What will be my visa end date? Can I extend my OSHC before visa apply? If it is not 2/3 months more than course end date what to do now?

[@educationoneau]

Hello Zilan, if you will apply for another student visa, you definitely must extend your OSHC. You can buy the OSHC before the visa application.

[@AA-kx9fc]

I'll be arriving in Australia a month before my oshc starts which is arranged by university itself. Can i buy a new oshc from a different provider for this starting month or should I go for a date change? Tried calling oshc provider which is arranged by university for a date change but didn't get any reply. So buying a new policy from a different provider for 1 month is a good option ?

[@vickthoughts5238]

Hey i am also facing the same problem. Did u got any solution??

[@educationoneau]

Hello there, I am sorry that you experienced delay in response from your OSHC provider. Yes, you may purchase OSHC to cover the time that is still uncovered by the OSHC arranged by your Uni to ensure you get yourself covered by OSHC by the time you plan to arrive in Australia. I hope it helps.

[@spideysense8557]

@@vickthoughts5238 found any solution?

[@vickthoughts5238]

@@spideysense8557 yes the uni said we can buy from other providers no worries

[@spideysense8557]

@@vickthoughts5238 can i buy the oshc from the same provider for 2 months or should i choose another oshc provider

[@tvlogs4443]

i am planning to study in Adelaide in University of Adelaide. My University is asking for 1560.30 aud for OSHC should i go with that or choose a private provider like CBHS im Adelaide

[@educationoneau]

Hi, Im Desti. For Adelaide, I suggest you first check the availability of partner clinics and/or hospitals of CBHS. If there are ones in your surrounding so that you can use your OSHC, you can go with CBHS because the Immigration accepts all providers as long as you purchase the OSHC type of health cover. I hope the info helps!

[@virenkumar9819]

Is allianze cover private health cover for oshc.

[@educationoneau]

Hello Viren. Allianz offers OSHC as well..

[@dhruvin5183]

If my health cover start date 1 july 2023 and i will come 25 April 2023 in Australia it is possible? Please help me

[@dhruvin5183]

Can i travel in april?

[@educationoneau]

@@dhruvin5183 Hello there, I am Desti from education ONE. Thanks for your question. Your Student Visa requires you to maintain a health cover during your stay in Australia. Hence, you will need to make sure that your OSHC cover starts on the date you plan to arrive in Australia. If you plan to come in April, you will first need to extend your OSHC for the duration from April to July. You could contact your OSHC provider to extend in according to your planned arrival date. I hope the info helps!

[@dhruvin5183]

@@educationoneau thank's so much give positive feedback

[@zeelptl]

Hey, which oshc should i take? CBHS, OSHC, Medibank , or any other cause there are price difference in all but CBHS seems to give more benefits in, In and out of hospital treatments . So i wanna ask about that their services are good ?

[@educationoneau]

Hi Zeel, Im Desti from education ONE. We suggest you to purchase OSHC in accordance with the city you will be studying. If you are gonna study in a big city, such as Sydney or Melbourne, then go for CBHS. However, if you study in smaller cities like Canberra or Perth, we suggest you to purchase from another provider, such as ahm OSHC as the most affordable option. The reason is because CBHS may not have many partner hospitals in smaller cities, which can be challenging for you to find a partner hospital/clinic when you need one. I hope it helps!

[@zeelptl]

@@educationoneau Thank you for replying, yes completely understand what you are saying; but it shows that CBHS offers 'in hospital treatment' eg. Accidents and emergency ' All Hospitals ' and in 'Out of hospital' for eg. GP, tele health, X rays it shows 100% of MBS. So it provides with all hospital right including public and non agreement or any? And 100% Mbs which is higher than medibank Allianz and Ahm oshc, and equals to bupa; that's why im asking abt CBHS with " All hospitals" and "100% mbs". So is it okay to buy it?

[@educationoneau]

@@zeelptl Hi, again, it depends in the city you are studying. May I know where you will be studying in Australia?

[@zeelptl]

@@educationoneau Perth. Pls reply ASAP

[@snehasunnysneha381]

I am international student and I have NIB policy Currently my family is planning to come to australia and they need an insurance.So how can I add my family members.How much amount approximately.Can you help me for the same

[@educationoneau]

Hi Sneha, you first may change your single OSHC to multi-family. If you apply for NIB OSHC by yourself, you may contact NIB to change your policy. Then, if you apply for OSHC through your school, you may contact your school and tell them that you want to change from single to multi-family. I hope it helps!

[@snehasunnysneha381]

@@educationoneau Thank you so much

[@albane3966]

Hi! I purchased OSHC through my university, but I didn't receive any certificate after paying the fees. Is that normal? What should I have before getting a doctor appointment?

[@albane3966]

My university medical center is closed during the weekend... Could I go to see another doctor and expect the appointment to be covered by OSHC? Thank you!

[@educationoneau]

Hi this is normal but you may also ask for one from your education provider. You can check your COE for the OSHC Details. You may want to check with your OSHC Provider about whether or not the hospital / GP you will be seeing is on their partner institutions list. It may vary among different OSHC providers in Australia.

[@marcoflores2325]

Is it allowed to get individual OSHC even though we are a married couple? Because couple insurance is so expensive. Thanks!

[@educationoneau]

I am afraid you will need a couple-cover OSHC as requested by the Department of Home Affairs. Yes it is more expensive but you may want to check with your College/Uni cause they generally offer health covers with lower price for couple n family. Hope it helps!

[@vijayhn357]

@marco did you buy individual for your partner as well ? If so whats the status of the visa ?

[@marcoflores2325]

Yes. We bought both individual oshc. Our visa is granted already. Masters course.

[@zakkymuhammadnoor7021]

@@marcoflores2325 Hi, is it allowed to buy separate individual OSHC although you apply for student visa and your spouse apply for student dependent visa?

[@marcoflores2325]

@@zakkymuhammadnoor7021 yes. We bought 2 single insurance. We got visas already.

[@nidhikandhol8015]

Can I travel to Australia before my OSHC start??

[@educationoneau]

Hello there. As required by your student visa, you should be covered by OSHC during your stay in Australia. After your student visa is granted, if you plan to come earlier to Australia, you must change the start date of your OSHC to when you plan to visit Australia. I hope the information is helpful. Contact us to consult about your study plan in Australia!

[@nidhikandhol8015]

@@educationoneau But I have already change its date one time. So what can be done mam??

[@educationoneau]

@@nidhikandhol8015 You may change OSHC dates as many times as you like. You may want to contact your OSHC provider and they will be able to guide you how. Thank you

[@nidhikandhol8015]

@@educationoneau Thank you so much mam.😊😊

[@educationoneau]

@@nidhikandhol8015 Happy to help :)

[@sumitbalhara9705]

Mam I got email from embassy to extended date of OSHC.. After extended the date.. How many days after except of getting visa?

[@educationoneau]

Good day, have you including your new OSHC policy to your visa application? If yes, I suggest you to wait until the next update from Immigration because the processing time may vary.

[@sumitbalhara9705]

@@educationoneau 10days ago I extended date of Oshc mam..

[@educationoneau]

@@sumitbalhara9705 Hello, have you uploaded your new OSHC Policy to your application?

[@educationoneau]

@@sumitbalhara9705 Hello there, well noted. Then yes, we suggest you to wait for the decision of your visa. If your visa is still undecided by the time your course will start, you may want to defer your course to the next intake.

[@sumitbalhara9705]

@@educationoneau how much time embassy will take after updated OSHC mam?

[@supriyashakya3940]

Hello, my course start in July and my OSHC insurance start from 11th june as per my COE,can i travel Australia 2 weeks earlier than my OSHC start date?

[@educationoneau]

Hello there. Your student visa requires you to maintain health insurance. If you plan to come to Australia earlier, we suggest you to have yourself covered first since the first date you plan to enter Australia. I hope it helps! Contact us to consult more.

[@supriyashakya3940]

@@educationoneau yes i got your point.. Thank you so much :)

[@educationoneau]

@@supriyashakya3940 You are welcome :) contact us to consult your study plan in Australia with one of our dedicated consultants!

[@hafsanoreen25]

Hii In how many days can I get OSHC? Because I wanted to know my file is ready to lodge.

[@educationoneau]

Hello, usually you will receive your policy certificate within a few hours or approximately 2 x 24 business hours after the insurance company receives your payment.

[@sunnielix_333]

Hello~~ if we buy OSHC prior to the visa application and if in very slight case the visa got refused, will they refund your money ?

[@educationoneau]

Yess, they will. However, you should check their refund policy for information on the amount that will be refunded based on your circumstances. Thank you

[@AdnanKhan-vw2rl]

Do we have to pay any membership charges when first time buying oshc?

[@educationoneau]

Hi Adnan, yes. You will need to pay for the cover to obtain your membership.