Lost Over 100lbs, Quit Smoking, Stopped Gambling, And Now Debt Free!

[@TheRamseyShow]

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[@k.a5765]

I stop eating out and going out to bars. I started doing long walks with my dog. It help me clear my mind and gave me something free to do. So far I have lost 30 pounds and I'm down 5,000 dollars in debt. It's not just about finance. It's about making yourself healthy inside it now.

[@dustinsaidtoney2547]

Carly Al Carly, that's freakin awesome!👍 Keep on doing your thing.

[@kuhataparunks]

Carly Al great job on your progress 6 months later I hope you're still keeping it up

[@SoulfulVeg]

Love this. I stopped watching so much TV and started walking, cleaning, organizing and getting my finances together. It's been two weeks, it it feels so sweet. Your story is great encouragement for me.

[@leij2d241]

Great job!

[@Natalia-oj6mm]

Carly Al good for you!!!!! KEEP GOING!!!

[@NicholasNormile]

"I lost my wife and gained her back all in the same time." I think we have a winner here; what a line!

[@fpl_bailey]

Where are all those clowns who says "marriage never works and blah blah blah". Marriages work because of intentionality, communication and relationships. They stayed together through the thick and thin.

[@alicel3992]

Communication is the key. If you can talk, honestly, open up, it can happen BUT it takes BOTH parties. It won't work __at least in my case__ if only one person shares and the other clams up. Good job to them.

[@justaguy2356]

Never underestimate the power of a praying wife. Good on them!

[@JM-yf5rt]

Amen!!!

[@williamsmith3331]

I love how humble he is. I'm inspired to be debt free and more of a family man

[@Story_1379]

This may be my favorite debt free story yet!!!

[@Michelle-po9xy]

It is inspiring to see couples near breaking points pulling themselves up from their boot straps and getting their lives on track, TOGETHER!

[@ojrivas6843]

She looks so happy

[@chrisrush3513]

I’m chugging along on baby step 2. (one debt snowball victory so far) I’ve also quit playing the lottery cold turkey and I’ve lost 40 pounds so far, and I’m only in month 3. I’d love to come do my scream when that time comes, my numbers aren’t as large with the debt or the income as most of these people but I’m making it happen!

[@TheToadChild]

Chris Rush You’ll be there before you know it!

[@lookforward2life]

How are you! best wishes :)

[@Step0nmee]

I get teary eyed every time I see the debt free screams. I know that’s going to be me one day.

[@moecipo1909]

Did it work?

[@Step0nmee]

Yes, it worked. I do not live paycheck to paycheck. I became more intentional with my Money. I paid off 20k and I now have 20k again due to being intentional with my money. It’s not easy but you can do it. 😀

[@mykindofdifferent5918]

Congratulations for all the positive life changes you have made, it literally bought tears to my eyes

[@step2191]

Very good story. As for weight loss.... I found out that losing weight is hard, but you have to believe in yourself that what your discipline is to get there is worth the health benefits. After 2-3 weeks of reduced caloric intake and walking 7 days a week...pounds started shedding...and before you know it, it is routine. Believe in yourself, it works!

[@suredeydo]

NOVA Dash Cam Thank you for the inspiring words!

[@pep590]

What you described was exactly how I lost weight too. Now I could never eat so much like I did.

[@Cieloazul85]

Discipline bleeds into everything.. I also embarked into a health and financial journey to change my life and go from normal to weird so later I can leave like no one else.

[@mistermcsir678]

I saw the entire video with a huge smile on my face!! Good on y'all!!

[@JM-yf5rt]

Prayer, faith, and work will turn it around EVERYTIME! Congratulations to this beautiful couple! Very inspiring. 🙏🙌👏

[@toshawhatareyoudoing6410]

Love these Debt Free Screams.

[@MsArtemis01]

Toyota Camry legit though. Dave is right. When people see big money, they get into debt worse and worse. But glad they are free and look awesome.

[@rossshopaholic9560]

So proud of these guys.

[@TachiHogans1]

Right on time! I really needed to hear this. Congratulations and God Bless you both!!

[@luvy.lovely4352]

Tachi Hogans I really needed and cried while reading this ! Thankyou !

[@TheUNFIRidgefield]

THIS TESTIMONY IS AMAZING‼️ Go guys! Thank you, Dave & team!

[@pratvachan]

This was fun!!! These two smashed it outta park... Just awesome!

[@sophiagray3191]

Amazing couple, great energy! Congrats on all the positive changes

[@regeniapaige9997]

How beautiful. So inspiring. Praise God!

[@flipthecoin888]

That lady is beaming.

[@TheToadChild]

flipthecoin888 It’s amazing what a great spouse will do for you!

[@valerieblomquist1253]

Exactly what I thought. Just purely proud of her new life. Looks happier than her wedding day 😊

[@frequentairbusflyer8]

Good for both of them! What a great story, inspiring!

[@craftswithlizzy7762]

The Compound Effect is a great book! Most of my good habits came after reading that book. I am also debt free, even my house.

[@technojunkie213]

So proud for you guys

[@TheToadChild]

Way to go guys! Melinda, that must have been one heck of a CTJ meeting!

[@nataliyak9555]

I love your story! Congratulations and thank you for sharing it!

[@EricVsGamingChannel]

Wow, that's impressive! They really turned everything around for themselves in a lot of areas

[@TheyCallMeCoolRon]

I love these! My “why” is owe my wife and family security! We are about 5 years away!

[@bradnaude2334]

She looks so happy . Its awesome

[@mengshaliu7952]

2 packs of cigarettes per day add up to $7000+ a year...

[@EricVsGamingChannel]

Mengsha Liu dang. That's a hard habit to break, too

[@cjhudson419]

@@EricVsGamingChannel i quit cold turkey when i had the flu and bronchitis at the same time

[@shontae5792]

GREAT STORY!! LOVE THIS

[@windsongshf]

Music from Braveheart comes in at the end of the scream, beautiful!!

[@noreenn6976]

Awesome story!

[@juliejacobsen2765]

What a great inspirational stories

[@s.holmes613]

Congratulations guys!

[@liliyalapik7434]

Wow God bless you guys.

[@mbenton1172]

Wow, that was so inspiring!!❤❤

[@jmmbarkovich8734]

Beautiful story

[@mayanntapia]

You are so inspiring! All Glory to God Alone!

[@tweg5]

As Ralph smart says, your health is your wealth 👌🤟

[@Ididntwantayoutubehandl]

PRAISE HIM! Love it! WAY TO GO MATT & MELINDA!!!!!!!!!!

[@daviddaley8581]

Good lord you guys rocks. Amazing ❤️❤️❤️❤️❤️❤️🇨🇦

[@christongamose7773]

Wow ! This is inspiring!

[@mikemaddox7339]

Congratulations!

[@nena3694]

I love this showwww

[@mirandahume7529]

Amazing! You are my inspiration

[@kuhataparunks]

Great transformation for them

[@BlueFlyer83]

Dude, congratulations! That's an impressive amount of debt to pay off!

[@missmrice91]

Incredible! Thank you Lord

[@kanky743]

this is so inspiring wow!!! I needed to hear this today!!! congratulations 😀

[@brianleiter1631]

kanky743

[@brandiphillips5775]

The only thing I don't understand about the Ramsey method is lack of credit. When you have good credit, don't you save money on loan interest for your house? If you are gonna buy a house anyway....

[@dafnienyapi1526]

wow! this is amazing!

[@MERMAID19834]

🙌🏽🙌🏽 DMV!!

[@lorriegallardo8053]

I love the way he looks at his wife.

[@gildawhite9453]

awwwwww, loved it!!!

[@michellebrady1500]

awesome !

[@fightingbear8537]

This was a pleasant interview to watch.

[@agamaya6458]

🔥 inspired

[@shannonsmith5421]

They Should buy a Toyota ... The Camry proved that .... So does Scotty Kilmer

[@lisahaynes5108]

Amazing! Quite an inspiration you two!

[@JTDyer21]

I've never understood how intelligent people that make such good money can be so stupid with out of control spending.

[@Nombuso1]

It's called instant gratification combined with easy access to credit as well as lack of financial knowledge!! No one is taught finances everyone learns as they go!!

[@JTDyer21]

@@Nombuso1, yes it is sad that most people have no understanding on how to manage money but most of it comes down to sacrifice. Debt is much more enticing and convenient. Saving up to pay cash is much more difficult and a real inconvenience. It takes hard work and sacrifice to pay cash and stay out of debt. Most people don't want to live that way cause it requires too much sacrifice.

[@goodgirlsguide]

What was their KZbin channel?

[@666dynomax]

550 wow thats crazy

[@Mr1982shawn]

Who is the other host?

[@Babugee9]

8:15 - *bimmer

[@StarCashmachine]

Like the shirts lol

[@kodomotachi1]

Who's the co-host? He's not one of the current personalities, is he?

[@Joefest99]

What do they mean by "we cash flowed"???

[@FireMrshlBill]

Joefest99 They simply paid with cash, didn't put it on credit cards when they didn't have the money saved to pay for it (no idea whether they actually just paid with cash/debit or used credit cards and immediately paid the charge off).

[@ParkerBG]

3:41. Did Dave make a dirty joke?

[@jvolstad]

A commissioned Real Estate agent? 😰

[@jaypal3815]

... well selling your house and selling your car gets you out of debt yes, but they didn't pay down 500k.

[@IsmaAragto]

They had a life makeover

[@JuweriaAli]

Glad to see a fellow somali watching this🙂

[@rileywolf3213]

What happen to Chris Brown, i miss listening to him.

[@hcmydear]

wow 🤗🤗🤗

[@ojibwayinca8487]

L..O...V...E this one!!!!

[@pigbox5062]

good for them

[@cyclonesvr]

I’m looking for the “he looks like a white Obama” comment

[@markvail2147]

These debt free screams are for couples making $150000 per year. Yes Dave did change my life but I'm still just at step two. I am quite tired of hearing how tough it is making only $150,000 a year.

[@nadinelewis411]

Then don’t listen or use the anger to motivate you to raise your income. It’s possible. We all just have to work for what we want.

[@xxtoptankxx6873]

But their debt has to be much larger than yours. Sure their shovel is bigger, but their hole is bigger too

[@jessy6603]

I get everything about paying off other loans. But why sell your house? You still have to pay rent right . The point of being debt free is not only to have financial pressures and get financial stability , also to build net worth . I mean you build equity in your house. MOre than half of our house is paid off now. We would finish our house payments in next 5 years.. Then we would have our house 400k worth to our name . But if they sold their house and pay rent what's the point ?

[@katelynbendinsky5080]

They had too much house for their income most likely & now they can buy something more affordable for them.

[@roxannegordon6162]

These debt screams are silly. As soon as they say: "WE"....I tend to click off....and especially when their income is "started at 90K then WE made 145K......" good bye. I wouldn't have any debt either if I had that much money. Show me real people: 50K is the average I hear, but not on this show.

[@rb7454]

Roxanne Gordon because you need to HUSTLE to get your income up! We are hustling here to keep getting our income up, wife and I work 7 days a week, 3 jobs each. Yeah. Hustling is the secret!!!! No breaks until The finish line!

[@MrJobe007]

I’m getting the impression that all these debt free couples have no kids

[@zoe3980]

Check out the debt free screams. Plenty of families on here who have done it. :)

[@bneyens]

They didn't really "pay off" $315,000 in debt if they had to sell the asset. Their net worth remained unchanged, and they didn't have to make any lifestyle changes.

[@skizziz]

do they have kids????? nope!

[@summerbreeze553]

skizziz , what's your point? People with children are always thinking life is easier for those without children. Guess what? Bills still have to be paid and you still need a budget. Manage your choices.

[@BoriPR82]

I have 3 Kids and got out of debt. Don't make excuses.

[@joshdh46]

She's kinda bad

[@jimbomitchell1000]

She must have something on him or he wants on to her money. That's what I'm seeing here. Good for them though that it all worked out.

[@jmmbarkovich8734]

Beautiful story