How to Retire in 7 Years Starting with $0

Today we're going to discuss the step by step guide I used to reach my early retirement goal in my late 20's. Enjoy!
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TIME STAMPS
00:00 Intro
01:15 Phase 1 - Your Freedom Figure
04:12 Phase 2 - Laying The Foundations
08:28 Phase 3 - Building Multiple Income Streams
10:35 Phase 4 - Creating Passive Income
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[@marktilbury]

If you want to know how you can retire before most people in 2023 then you should check this video out next - kzbin.info/www/bejne/ppu0YnuJj6-Lndk

[@Limitless_Doom]

I got 2 cc at 18. Paid them off every month and they claimed I didn't ruining my score for a decade :D great advice. These companies don't want us to have good scores and will lie to make sure we don't

[@mathgasm8484]

I have a honey bee farm so I am planning using us farm loans and farm programs to expand my land holdings. I want to build a fair size lavender farm that could make my honey worth more plus expand the cosmetic stuff I make to sell.

[@ericnewman6523]

I just turned 2 years old and I plan to be financially free by age 9, this is so exciting!

[@themathsguy22]

🤣🤣🤣🤣

[@themightypotato3857]

i just turned free financially and plan to be age 2 when I turn 9, this really is exciting!

[@MrStachuStachu]

I just turned age 9 years old and I plan to be free financially by 2 years, exciting so is this!

[@kingjekal4416]

Just 2, I was already 3 when I was your age

[@jessejamez707]

Boiled fetus

[@Greggsberdard]

I'll be retiring or working less in five years, and I'm curious about how people split their income-how much goes into savings, spending, or investments? I earn around $175K per year but have almost nothing to show for it yet.

[@BateserJoanne]

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

[@VictorBiggerstaff]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

[@lolitashaniel2342]

in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.

[@VictorBiggerstaff]

Her name is 'Sharon Marissa Wolfe” Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@crystalcassandra5597]

I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@Riggsnic_co]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

[@kevinmarten]

Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!

[@Jamessmith-12]

Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.

[@JacquelinePerrira]

Impressive can you share more info?

[@Jamessmith-12]

Credits to 'Carol Vivian Constable' she has a web presence, so you can simply

[@JacquelinePerrira]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@SarahTaylor_]

The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?

[@JenniferDavis7630]

If you're new to investing or don't have much time, it's best to get advice from an expert. Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.

[@danieltaylor--65]

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $275k ROI, and this does not include capital gain.

[@RobertBrown..]

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

[@danieltaylor--65]

Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@EthanBrown_23]

I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks

[@MercyBarret]

*Amazing. “How I got wealthy, do this..”*

[@MercyBarret]

To attain wealth, the first step is figuring out your goaIs and pIans, with the aid of a financiaI pIanner and following through with intelligent pIans, you will gain attain wealth and as weII enjoy the benefits of managing your finance.

[@MercyBarret]

My decision on my finances gained so much (gathered over 1M in 2yrs) with heIp of my financiaI pIanner. Got my 3rd house yesterday and, hoping to retire soon.

[@MercyBarret]

ELIZABETH GREEN HUNTS Get to her with her name.

[@RebeccaGorin]

Good I got here. Big Thanks

[@ScottNathan-e7u]

Many needs this info, good stuff.

[@kelsie4441]

Yes yes yes! Retirement is freedom to do the things you actually enjoy. Early retirement gets a bad wrap because on the surface it seems like you just don’t want to work but in reality you want to have time freedom. Very well said Mark!

[@marktilbury]

Hi Kelsie, thanks for your support MT 😎

[@feuerschlange6374]

Well, it is partially true, i don't want to have to work, but rather work when i want to. I had the luck to have nothing to oi for 2.5 months. Let me tell you doing nothing gets old after 1.5 months and you automatically start doing something after 2 tops months.

[@Brucelee89896]

🤩🥰🥰🥰🥰🥰

[@_SPREZZATURA_McGEE_]

"bad rep" not wrap :)

[@joshgoodman6534]

what is wrong with not wanting to work?

[@JackVelladeath]

He's actually right about the credit card thing. My cousin talked me into getting one to increase my credit score. Purchase small things and pay it off asap it will build you up easily.

[@saaddkhann]

The thing is my earning isn't constant and not huge as well thatswhy banks in India aren't issuing me a credit carrd!

[@DC_2055]

I literally buy one thing on my credit cards like a candy bar pay it off and watch your score sky rocket 🚀 up.

[@melanieweeda4238]

As a European I really don't understand what all this advice about building a credit score is about. It sounds completely counterintuitive: loan more money to show you're capable of handling money. I just buy what I can afford 😂

[@HMSGorgeousGaming]

I have never had a credit card and my credit score is 980… sooo…

[@Movieman1965]

Ha! My wife got a car loan. She paid it off in 12 months or less. I couldn't use her credit rating for our home loan!!! My rating has way higher because she didn't pay on it for ong enough period. That was back in 2001 so things might be different today.

[@barttfisher]

I am currently burning through my 40s and This is no time to taper retirement savings. I want to max out my retirement funding and I also have another $200k in a savings account that i want to invest in a non-retirement account.Would it be better going to housing? Maybe own property and let it till im ready to move in at 65.

[@FinnBraylon]

A good percentage of people do not invest in the stock market because of lack of guidance. Every year you don't invest, you are falling behind. I’m hitting numbers in the stock market I used to dream of… now my dreams are getting bigger. Going from ($50k to $600k) is surreal all thanks to insights from a professional.

[@PennyBergeron-os4ch]

I thought gains like that are nothing but a pipe dream! mind sharing details of yourmanager please?

[@FinnBraylon]

She goes by ‘’.Sonya Lee Mitchell’ I say you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@PennyBergeron-os4ch]

Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.

[@SlavaBagmut]

BE AWARE - THIS IS SCAMMERS THREAD

[@DanRichter]

When I tell people my goal is to retire by 35 they look at me like crazy. Most people don't even give thought to retirement. As far as they're concerned, a paycheck is to buy food and nice things, not a ticket to buying your way out of slavery.

[@hpshifter7783]

My friend, if you are in the USA, to achieve your goal, DO NOT GET MARRIED & DO NOT FATHER CHILDREN. Good luck with your goal. It can be achieved.

[@MrSlo20]

I tell people my goal is to retire when I’m 35 and people tell me I’m crazy too….. maybe cos I’m 45 and still working.

[@briangoossens1519]

Your goal isn't ridiculous but going by your name I find it hard to imagine you know anything slavery related...

[@BM-if9zn]

Don't listen or pay attention to nay sayers. Stay focused, and on track. You already visualized it and working towards it, YOU will get there, keep on. Slow and steady WINS the race!!👍

[@snoopys14]

A goal and a plan put into action are to different things

[@GrowthMindsetChannel]

“Money does not buy you happiness, but lack of money certainly buys you misery.” ~ Daniel Kahneman 💪🏻🚀

[@Hammer7Jnr]

Whoever said money doesn't buy you happiness was poor

[@janis23]

That's right. When you're poor you have to make hard financial decisions every day. That's stressful af and feels like you got into some infinite loop of paycheck to paycheck. Sometimes makes you question whether your life is even worth it. Of courese money itself won't make you happy but at least you will live in comfort and confidence in tomorrow. More time you focus on things that can actually make you happy.

[@layneuchiha4327]

Money buys happiness for me

[@lequedicatsamarge4228]

Money is a tool. If money doesn't buy you happiness, you aren't using the tool right. People who say things like that are thinking of high priced consumer goods like a fancy sports car, which wouldn't make me happy either. But hiking through Europe with great gear would - or spending time with my kids instead of looking at a computer screen for 10 hours a day.

[@jwil4905]

"Money doesn't buy you happiness, but it'll buy you a big 'ol yacht to sale up next to it." David Lee Roth.

[@pgsconsultancy580]

My son introduced me to your channel and I think the advice you give is sound. It’s the voice of experience and a business man who is clearly very successful, but also a decent, honest and down to earth guy.

[@marktilbury]

Thanks so much for the support. I’m glad to hear you approve of my content. I hope your son finds the videos useful 👊🔥

[@rubygarcia1650]

This was amazing, you got straight to the point, did not sell me anything, and helped my feel motivated and clear about my path ahead.

[@SandraKayeSmith]

You can have access to fast loans up to $95k with no physical collateral. Also save, spend, invest and earn up to 5X investment returns, all on one platform.

[@jasonbusta640]

I think the ideas and concepts of this video are great and a good start to work towards financial freedom. That said, perhaps I missed the part where you can go from $0 nest egg to retirement in 7 years. If you invest at a 8% return for 7 years. You would need to invest approximately $9300/month. Or just $111k/ per year. That seems very unlikely for the vast majority of people (to invest/save $111k per year). It is briefly touched on at the end. But I feel like the title is for views/clickbait.

[@DavidEVogel]

The number that I came up with was $11,904/month. You and I are close.

[@wgemini4422]

It is a lot worse than that. Based on the 25x rule, if you contribute $111K/year and assume you save 50% of your gross income (which is next to impossible), you will need $5.55M to retire. With 8% return, you will need 21 years for that. And mathematically, it doesn't matter how much you save, as long as you follow the 25x rule and save 50%, the result is the same. In order to do it in 7 years, you will need 51% annual return.

[@lw-tv2496]

That works great! Good thing I make $40k a year lol….

[@alexjoneschannel]

@@wgemini4422 live somewhere cheap like Chile, Argentina, Turkey, El Salvador, Georgia, Philippines, or even Taiwan. There's many other places you can live on 10k USD a year you can make 7+ dividend yields off energy stocks and reits so you don't need a lot saved like 180k would do and you'd have money to reinvest so you're always ahead of inflation

[@islandsfuldkorn]

It is true that the numbers seem skewed, but it is possible to do within say 10 years or so. If you live on a tight budget for a few years, and work either overtime or start a side hustle and work more than the average person, and invest in good index funds that don't give back only 7% but morel likely 10-12%, like the S&P, than we are getting close to our retirement level.

[@ingegardlinnea2856]

To have a comfortable, secure-and fun-retirement, you need to build the financial cushion that will fund it all

[@ingegardlinnea2856]

Retirement planning should include determining time horizons, estimating expenses, calculating required after-tax returns, assessing risk tolerance, and doing estate planning.

[@kiwonchungmichael1797]

Start planning for retirement as soon as you can to take advantage of the power of compounding. Work with a financial advisor if you need help or advice.

[@ingegardlinnea2856]

Younger investors can take more risk with their investments, while investors closer to retirement should be more conservative.

[@kiwonchungmichael1797]

Retirement plan evolve the years, which means portfolio should be rebalanced and estate plan undated as needed

[@ingegardlinnea2856]

Investors who buy stocks typically do so for one of reasons

[@ClementRusso2]

The market crash and high inflation are stressing me about retirement. Despite the challenges, I know investing is a long-term game, so I'm staying focused on the future.

[@antonnohr]

I'm nearing retirement in three years, and despite having solid companies in my portfolio, my profits have stagnated in this uncertain market. Are there any calculated profit opportunities in this recession?

[@Rodxmirixm]

Generating substantial profits, particularly in a bear market, involves employing intricate strategies that are best executed by seasoned market experts.

[@Jason9o669]

Wow, that's impressive! Could you provide more details?

[@Rodxmirixm]

Certainly! Everything unfolded in under a year following Stacey Lee Decker’s guidance. I began with just under $150,000, and now I'm only about $23,000 away from reaching a quarter-million dollars.

[@bjenkins803]

We were supposed to pay off our house early. In about 5 years. But with the cost of things and fuel we probably won't make our goal. Very hard to save money right now but we can a little.

[@jcutie230]

SO TRUE! They need to teach this in school, it’s frustrating!

[@rafaelzuniga3673]

Just came across your channel and this is the first video I watched. Liked and subscribed. Thanks for the clear and concise content. I went through a divorce 5 years ago and restarted with nearly $0. I fixed my credit, paid off high interest debt. Started a new career as a truck driver, bought a house and have a combined 401k/Robinhood account worth over 100k. I'm not a millionaire yet but I'm living proof that anything is possible!

[@sanjeevn770]

Awesome. All the best in the world. I too had a similar experience in my life.

[@amszulu]

I started investing in and set up an auto invest on Vangaurd EFTs after watching one of your videos. Nothing but gains

[@DonkeyEMakesYouWiserNow]

Some time ago, my parents would not let me invest because the bank my dad used was TD but the Brokerage accounts required a $2000 minimum. I just looked for the smallest minimum requirement and now I can happily of passive income. I also made a side hustle that generates a small bit of income. I have two legs out of six. All thanks to your teachings, I have been successful so far.

[@runescapefan0001]

Yea, now there are no account minimums, no monthly fees, it's the easiest time it has ever been to invest and still people are living paycheck to paycheck

[@SandraKayeSmith]

You can have access to fast loans up to $95k with no physical collateral. Also save, spend, invest and earn up to 5X investment returns, all on one platform.

[@hothiphong]

wow this amazing...i need more course videos on this

[@mylesanthony8672]

my dad retired early and is stuck being discontent and unmotivated to get another job because he dosnt have to ~ humans are meant for purpose - instead of trying to work towards retirement work towards finding work you love.

[@cosmeticofthewhale9382]

Which you can do when you retire making it fun and not work...

[@bc1969214]

Purpose is a good word but it doesn't have to mean another job, he can pursue some passion he has such as volunteer work, mentoring others (SCORE with the Small Business Administration).

[@JoshDoes]

Nah make bang and retire thats what my brother did and hes traveling the worls.

[@SammifromMiami]

@Miles Anthony, that’s me. I retired 2 years ago at age 57, struggling now with purpose. Covid pandemic didn’t help by restricting travel.

[@naturalselection802]

But if you can retire early you have time to spend on your passion. Sounds like a man with no passion in life, has nothing to do with work.

[@happyuk06]

100% agree about having a goal. Having a small, fixed, specific short term goal at the very least is crucial. Save five grand for example, or get rid of each credit card. My two pennyworth: Buy index funds. Don't borrow money when you shouldn't. Don't buy things to impress people you don't even like. In 2022 avoid cash as much as possible. If you have to take out a loan to buy a car, then you can't afford to drive.

[@damdaniel1]

Why avoid cash

[@happyuk06]

@@damdaniel1 Because it's a terrible long term asset that pays virtually nothing and is subject to the obliterating effects of inflation manufactured by incompetent governments.

[@donross1907]

Ok Klaus.

[@skinnypete3104]

Lmao that line about the car is such bs. Financing my Lexus was an excellent decision. Raised my credit finally to 800 and I aggressively paid it off in 2.5 years.

[@hobo1704]

Cash is king in 2023..

[@hellothisisdeb]

I really appreciate that the description section tells everything that’s in the video unlike some other people who purposely don’t write much to make you watch the whole video. It helps because as a person who’s learning things by watching and listening, some of the information can just go over my head. But with everything written down for me too, I can slow down and really learn what I’m hearing. Thanks so much!

[@BabyBearRudy]

@1:46 when he said his story about the D hat I lost it 😂

[@ValidatorRisen]

I had a few motivation concerns a while ago because I was only investing into stocks I believed in and didn't understand how to pick reliable ones to grow from. After finding your channel I've had a lot more confidence and less stress in getting by because no one else was offering the kind of information you had in your videos. I sure wish I found these videos sooner because I'd have been in a position to begin some part of freedom, but after getting older it helps you make effective decisions and fall-back options. Thanks for looking out for people despite being wealthy yourself, there's such a negative stigma behind people having a lot of money because people always get jealous or envious but putting some of the advice into practice has already helped me so I know it's genuine. Thanks again Mark

[@spackenbacon5628]

Have a look at investing into the market via ETF, you will not beat the market but almost nobody beats it on the regular basis. With the s&p500 you will most likely average about 7-10 percent every year :)

[@SandraKayeSmith]

You can have access to fast loans up to $95k with no physical collateral. Also save, spend, invest and earn up to 5X investment returns, all on one platform.

[@pizzaguy7998]

Your contents are always on point ❤ You and Gary Joe Wilde are highly recommendable investing experts every investor who wants to get rich investing must work with Unfortunately, don't know why Gary chose not to own a video channel here like other experts. He is long-established and very advanced in the field.

[@Thompson7888]

@higson You are right. I remember Chris and Brian often recommended and promoted him in their early vids. It's been a while though.

[@MIchaelGuzman737]

Can you make a video explaining how beginners can make huge profit within a short period of time? I mean i was at a seminar and the host spoke about making well over $880,000 within 4months of investing $150,000 i just need to know how.

[@sommersalt88]

These strategies are pretty rigorous for the regular-Joe. In fact, they are mostly executed successfully by professionals who have a lot of skills/knowledge to make such trades successful.

[@Ammo-Hoarder]

The only effective technique I use is to stay in touch with a financial coach for advice, this may sound basic or generic, but connecting with a financial adviser has been how I have been able to outperform the market for the pandemic and generate a profit of approximately $370,000 within 3 months of investing.

[@Suntz_u]

@@Ammo-Hoarder Interesting. I have a lump sum that does absolutely nothing to my bank account, I want to start something with it. You seem to be doing very well, how did you do it?

[@Ammo-Hoarder]

[@CynthiaByrd648]

@@Ammo-Hoarder I am going to look her up too, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

[@curtisdarveau]

Investing for retirement is a long-term process that calls for particular strategizing.

[@SandraKayeSmith]

Also Curtis with spare finances you can save, spend, invest and earn up to 5X investment returns, all on one platform. You can have access to fast loans up to $95k with no physical collateral. I’m open for inquiries.

[@ashlysmith5306]

Index invest, diversify by sector and country, use registered accounts first (exclusively), stay away from margin, dollar-cost-average, wait 20-30 years....profit. Its still shocking that investing is not really taught at the high school level. If I knew at 19 what I know now.....retirement at 40 would have been easy peasy.

[@robertgorrell5315]

I'm pretty sure this is precisely why it isn't taught in school. The system requires workers to keep that GDP moving,. Imagine if everyone retired in 20 years and quite mindless consumerism. The whole thing would collapse. It will probably collapse anyway as robotics and AI scoop up more jobs than they create.

[@esthertwiddy8228]

Is registered account a Canadian only thing？For US I only heart of Roth IRA/401K and those have annual deposit limits (which you should max out)

[@michaeldevlin1122]

I want to invest but I don't want to benefit from companies in the oil industry and unethical companies like Facebook. How can I invest in index funds and avoid these kind of companies?

[@gregjackman5331]

Growing up in the Midwest we learned about investing super young. I’m 26 and right now I’m projecting to retire between 37 and 40. Obviously not stop working completely because I’d go insane. But be able to live off of ~ $4,000 a month without touching the principle if I need to start using it to follow whatever dream I want.

[@karenmaynard809]

I wish I learnt about selling call options a long time ago because this strategy and real estate is how I become wealthy.

[@PhillPurnell]

Fantastic video, wish I had this information 20 years ago. I'm now 42 and even though I've managed to bring out debt to income radio down from 49% to 16% I still struggling to leave the 9-5 and do my own thing

[@speedrunnercaliorda2787]

Youll still need some more time to do that, but keep it up man! Great job!

[@Alberto-vj8pw]

Nigga u at mcdonalds?

[@Movieman1965]

I'm 56 now. It took several years and many jobs later to get to where our annual expenses are 50% of my net income. Everything takes time. So if you are saying that you still have debt that amounts to 16% of your net income then you are getting close. So kudos for that. I read a book when I was 27. "The Millionaire Next Door". That book taught me how not to spend my money. By 34 I was debt free. Then I got a married. The plan was to save for 5 years to buy a house cash but my wife wouldn't listen to my logic. Now WE have only $149,000 left to pay it off. Even though WE could theoretically pay it off in the next 3 years WE had to put that plan on hold. Because my daughter is off to school and we are paying it all so she doesn't start her career in debt. So it will take a little longer to pay off the home. But we have no credit card debt, no auto loans, no using our home equity to borrow any money. We live well but we don't waste any money on impulses or things that lose value over time. Hopefully no suprises in the next 4 years!

[@scentar]

@@Alberto-vj8pw 😭😭

[@sterlingkayon84]

@@Movieman1965 keep your health up too brother. off all the earthly possessions your wealth is the most of your wealth.... im 38 n decided to hold off on kids n marriage so i could get myself into a better financial situation. right now my only debt is my mortgage n if i go hard working these 2 jobs i got now on paper i can pay it off within the next 12-18months. delayed gratifications i call it.

[@bestlifeever4548]

I retired at 32 now 39 but life with kids and now teens doesn't much make life feel like "retirement " now looking to increase my income so that my husband (who we got together and married in last couple years) can retire and do even more things than we do now. I have all my children's college education paid for and they get a amount monthly when in school to help but now they are all yr or so about to leave home ready to start next phase and with increasing cost want to add to my monthly income to keep feeling comfortable and not tighten budget. Thanks for videos. Just saw for 1st time. We have our healthcare taken care of and got good credit and don't owe a lot my mortgage is very low but looking to purchase another home now and keep my other home. Wishing everyone security and safety and peace of mind.

[@SandraKayeSmith]

Also with spare finances you can save, spend, invest and earn up to 5X investment returns, all on one platform. You can have access to fast loans up to $95k with no physical collateral. I’m open for inquiries.

[@benhartart9487]

You should be taking care of your kids which is a busy hectic life if your a good parent 😂

[@U-Trance]

I wonder if, in a few years, people will come to you irl or in comments to thank you for getting them educated enough to become fully financially independent. I thank you now for the tips and hope that i will be that person in a few years :)

[@glennhampson6191]

To get rich in life, you need to spend less and invest more. You don't expect to spend 90%, invest 10% and expect financial growth. there is a saying "what you eat dies but whatever you invest lives forever"

[@glennhampson6191]

True, my wife and I, we are both retired with over $934k in net worth and no debts with the help of a well-known professional. Currently living smart and frugal with our money.

[@jenniferlorez7746]

Great job with your wife! I bet you’re living your best life right now.

[@robertfuller3378]

I’m a young dad, I’m really glad to hear your story it inspires me. Please how did you achieve this milestone

[@glennhampson6191]

EVELYN MONPING, look up with her name on the web.

[@robertfuller3378]

Just did and she’s amazing. Indeed assigned within in the States. I totally agree, you need a good and well-known professional to put you through all what you need to know and also to tell you when or where to invest your money.

[@JonathanAlmgren]

I'm 34 and only started investing 3 months ago now. So far I have $600 which is not really a lot but I am very happy with it because quite frankly it's the most I've had saved in my life so far. I wish I found guys like this when I was 18 because I could possibly be retired now and enjoying life more but still I'm only 34 so it's not too late for me. I have 2 kids aged 6 and 2 and one more coming soon. I will be teaching my kids all about investing soon, well only the oldest one for now but I will teach them all about it and have them investing no later than 10 years old. I want them to have that option to retire early if the desire and do absolutely whatever they wish with their life. Maybe I started late but I will not allow that to happen with my kids, I will be for them what I wish I had when I was younger.

[@SandraKayeSmith]

Also save, spend, invest and earn up to 5X investment returns, all on one platform. You can have access to fast loans up to $95k with no physical collateral. I’m open for inquiries.

[@Dell7788]

It's easy to say you wish you known at 18 but that's not how it works. The info was out there but nobody looks until thier ready. Luckily you were ready at 34. My kids are 18 and 24 but they aren't ready. No matter how much I bring it up and send videos like these. They aren't ready to learn because like most young people they want to do thing thier way. Reason you don't see many people under 35 making these videos. Nobody believes it until they get old and have to do it

[@user-ox7xr8nu4t]

I wish I had started when I was your age. You're doing the best thing.

[@JamesYusof]

I wish there was an online community where we could get together and discuss ways on how to find alternative income streams // build wealth. MT’s advice is great, but i could certainly use more insight on people who have already begun to do it.

[@deborahjackson6108]

Me too

[@neeleyjohn4514]

We should talk. I'm part of such a community.

[@theyangview1898]

Start a FB group!

[@rrrj7816]

Let me know!

[@angelbabycards3595]

Heads Up: *For an old man to be [this knowledgeable] about how to build wealth by talking about crypto, apps for index funds, and comparison methods for retirement accounts, while developing and wielding all of this information for KZbin Channel postings and video production with graphics, etc.., tells me that this video and many like it, are complete bullshit. I'll explain: Question: Just how many older people that you know, are actually into KZbin Video Channel Videos that know to ask you to Like, Subscribe, and are Monetized? Answer: Very very few. This video and many like it, are the culmination of a very sophisticated product investment and marketing plan. Personally, I can compare what the man is saying compared to exactly what I did while living in Poverty, though I did not take most of the approaches the man is talking about. Thing is, Friends: You have to be established enough, educated enough, and capable enough, to do everything the man is talking about. You can't just sit back in life, while broke, with very little money, but yet, expect to suddenly become 'this shrewd about Money and Investment, unless you are prepared to watch several years of KZbin videos until you gain enough Mastery of Investing Education to simply take this man's approach with any level of personal confidence. Yup, takes time to learn to actually do what the Man is describing.'

[@cristcosm]

The big question I have is: How do you transition from an employee mentality without any business experience and from a dreamer to a doer?

[@Charles50Kal]

You need leadership skills. Military is one example. Sports, another.

[@Charles50Kal]

You need to lead yourself.

[@ndnofmana521]

Coming back from homelessness after deployment,imo: don't accept no for an answer(if you get shot down, regroup, recollect yourself and educate yourself over your mistake and look into another approach), to touch on the last area, if you don't know something about what your doing start researching, and the biggest thing that the service taught me is the best way to achieve any goal is to put one foot in front of the other( ie you can't hope to achieve anything by not taking any action. Do be afraid to try something and fail, I'd be afraid of never knowing due to not trying

[@The_Zilli]

it starts with you bud. The only obstacles in front of you are the ones that you place.

[@dugganmasonry4092]

quit your job. having your entire financial and possibly familly life on the line will prove which type of person you are pretty quick. the prospect of losing your home and puting your children on the street will motivate you to succeed at your business pretty effectively.

[@1967davethewave]

You have a lot of great points and ideas. The only thing I would disagree about is I personally feel any debt is dangerous and should be avoided. But I know guys who have made money leveraging it so it's all about your willingness to take on a certain amount of risk. I love your multiple income streams, that is a brilliant idea and much easier for most people to do than they think. Sometimes the simplest and most obvious ideas take someone to point them out to us before we realize they are there!

[@straightorade4918]

Dave Ramsey?

[@SandraKayeSmith]

You can have access to fast loans up to $95k with no physical collateral. Also save, spend, invest and earn up to 5X investment returns, all on one platform.

[@anthhub]

Look into leverage and inflation, you will then change your mind about debt.

[@johnprim]

All wealthy people leverage debt.

[@Coolio_Ash]

This is great advice. And you even say it as it is: this stuff isn't easy. You have to work your ass off for a couple years, especially early on, in order to be able to make enough money to work for you.

[@tomtom6811]

In Canada the form of tax free retirement plans are called an RRSP, you can invest a certain amount per year based on your income and it wont be taxed until you remove it. You can also open a TFSA which is a Tax Free Savings account, you are able to put in how ever much the government says(it is the same amount for everyone) currently you can put $6000 CAD into your account per year. both of these are tax free options for investing if you live in Canada(even if your not a citizen, but there are some other walls)

[@weldinggirl]

I need to move to Canada lol

[@Mohammadali_9999]

What if I put 60 a year? How much will it pay me back after 5 years?

[@herbythechef7624]

​@@weldinggirl canada has way less tax advantages in real estate like the US does though. As a canadian thats one thing that i envy about the US tax system

[@user-ox7xr8nu4t]

We don't have that in Germany.

[@saqibqureshi7959]

Your Spiderman visual was awesome! A great way to explain to children, why having strong foundations in any discipline is important. This can be applied to finances, education, sports, any philosophy you can think of. Thank you Mark!

[@RQuiaios]

I like your videos, but lets be honest, IF YOU REALLY ARE THAT FREE THEN YOU DON'T NEED TO BE HERE ON KZbin EVERYDAY ASKING FOR LIKES ON THE VIDEOS. I don't get how people don't realise that all these gurus say the same

[@marktilbury]

I’m really glad you commented this. Like I mentioned in the video, when you have freedom you can do exactly what you want. I can’t think of anything better than making videos and helping the next generation 🔥👊 MT

[@jimboslice5769]

Maybe, just maybe, if all these guys say the same thing, they might just be telling the truth?

[@M-Is-For-Margaret]

I think most of those gurus depend upon social media to generate their income, while MT can easily not be doing this and still be sipping a nice cold drink on the beach. He's doing this for fun and to help others.

[@kyebrits2743]

If you think our main man Mark is like all other gurus then you really aren't concentrating. Bigger channel= larger community to educate. He's not trying to sell you anything. He's trying to reach more people with genuinely great advice and guidance that a lot of people need.

[@MarkQub]

You know how boring it is to be free? I mean yeah it’s cool doing nothing for days but eventually you will get sick of it, you need a passion and his is making KZbin videos???

[@chef_moquin9535]

I think a very important lesson I learned that may help others is go at your own pace, it was really easy for me to get discouraged seeing people my age to be making more money then I was and I always would think I was the issue and that I wasn't trying hard enough and just really messed with my head. However if I compare myself today to myself three years ago, I have made tremendous progress that I should really be proud about

[@gerhardkuhn4831]

Thank you, I really love that comment

[@LOCKBlT]

Thx u I needed dis

[@laquellaflowers3868]

Thank you

[@andyjohnson9402]

I have found paying off the debt with the lowest balance is the best way to go. You will end up potentially paying a little more interest but seeing card by card of credit line by credit line fall away and leaving extra actual cash flow every month (even if that money goes right onto another debt) is very motivating rather than spreading them out evenly for a long long time. in fact you may, like me find that after one or 2 are paid off you are even more motivated for the next one.

[@andyjohnson9402]

@TDVL Production depends. Usually running 8 or 9 credit lines and couple credit cards. Normally all at zero now. But it's nice to have if you have a house flip to do. Or the market Dips. But when I got out of school 4 had balances. Paying the equal on all 4 seemed OK but it seemed to go way faster and ibwas much more motivated by knocking them off smallest to largest.

[@Jeepsteve1982]

Thanks Dave

[@ironheavenz]

Hey man, thanks a lot I'm earning big for the first time in my life and I'm having a hard time choosing between investment options since I didn't even know what to look for, 'something that gives me back money on the long run' tends to leave lots of options on the table, you have been guiding me a lot with these videos and for that I'm really thankful

[@hyronharrison8127]

Doo nooot dump your money into options (assuming you mean options options).

[@Joseluiz-ov3ch]

Your Videos are inspirational and motivating. I've learned a lot from your video and I've been able to be minimal and frugal, saving and investing more for my retirement. Now I earn weekly. Thanks a lot man!!!

[@tylerwilliam8973]

Same reason why I stick to his channel. On here, I encountered a life changing touch.

[@davidchinnelson6887]

I'm very happy for you dear 😘and you're creating a great reputation for this channel and everyone,I will love to achieve this great goal you're enjoying now.

[@JonathanSorunke]

Mark always speaking the truth! I really like what he said about focusing on BUILDING WEALTH not cash flow when you’re starting. Great video!

[@mikehawk2194]

Exactly. Yes cash flow helps when building wealth. But like he said 40 percent of Americans with 100k live pay check to pay check. I know a decent amount my self.

[@SandraKayeSmith]

Also with spare finances you can save, spend, invest and earn up to 5X investment returns, all on one platform. You can have access to fast loans up to $95k with no physical collateral. I’m open for inquiries.

[@willardharper8038]

If your investing experience is less than 10 years, then I suggest you start with 5-6 portfolio, Don't get too high on a single company. learn the process first. Initial diversification isn't bad, it really worked for me during my early years. Remember that the reason for every investment is to make good gain and protection of capital is a must.

[@freyakhan7820]

They also fail to seek the help of a good expert company to manage their investments for them while they learn the skills

[@grovelucas930]

Also, there will always be market fluctuations, so one just have to be prepared tackle it with the help of a professional trader

[@Mistressofthegroove]

Im 56 and did the degrees, and rose to the dizzy heights, had my own business and was a Consultant in what is now a dead end niche, crashed down again and have only had low level admin jobs and debt ever since, had to cash pension early to sort house repairs and debt, it just feels like its way too late for me now 😢

[@jimwulstan8592]

Reinvesting dividends is very good advice, it's the same as compounding interest with time it really pays off.

[@CalvinCooke18]

Or have a good skill within the building industry, cash jobs , say nothing and have all the tax disappear;)

[@renaissanceman5847]

reinvesting dividends in stocks whos value is declining is not though.

[@alexluce4907]

I wish they teach in school how to approach life once in the society. Handling finances, emotion, and so on. Now a days, school are so generalized that a lot from the new generation are having a hard time figuring out where they fit, how to fit, and what they are really capable of.

[@mikerzisu9508]

Completely agree. Honestly though, at least for me, I was not thinking about retirement at that age, so not sure it would have made any difference. But could have for some. I think it is up to the parents to teach this, I plan on doing so with my kids.

[@thensocial3603]

Very well said

[@Silentiumestaureum999]

Mark, i wanna thanks for all the information that you share on yours channel, i find it to be the most educational and well explain resource of finances that i find until the moment. 🙏😊

[@jaydenkeller8723]

While trying to build income and prepare for retirement, It’s important to choose stocks that are expected to hold up in inflationary environments. To combat the negative effect of inflation, it’s a good idea to diversify your portfolio across different asset classes, such as stocks, bonds, and real estate, since this can help protect your portfolio against inflation. I have seen People making up to $400k in a quarter of a year during high inflation

[@janerobert2897]

The secret of your future is hidden in your daily routine. Successful people do daily what the unsuccessful only do occasionally

[@Sophie23153]

Most people don't invest due to ignorance

[@Sophie23153]

There are scammers but real brokers are out there for investors

[@Sophie23153]

People are scared of investing because of high rate of scam in the business

[@lisajay7174]

She helped me recover what I lost trying to trade for myself.

[@lisajay7174]

God bless you and your family for helping us out

[@julianluke7280]

I’m 45 my husband 54 and we are retired living my best life now with my partner in Springfield.we gathered over $5 million for retirement, saving and investing as been our biggest success and made it possible for us this early. I’ve just stumbled upon this channel. *Thanks BTW mark* ❣️

[@itsjustj6742]

let me get 20k i'll pay u back

[@musicalprodigy1]

Your husband and partner with you....please advise

[@callmekitty7177]

Springfield, MO? I was wondering if it was worth it

[@BKNb77]

Does that 5m generate monthly income?

[@SandraKayeSmith]

Also save, spend, invest and earn up to 5X investment returns, all on one platform. You can have access to fast loans up to $95k with no physical collateral. I’m open for inquiries.

[@angelamilliken2992]

It boils down to common sense. Live on less, get completely out of debt, save, and give back. Do this and you'll retire happier. Maybe not rich, but happier. Cheers!

[@sterlingkayon84]

thats it right there mate. cheers

[@sterlingkayon84]

by the way, common sense is more uncommon than you know.

[@psalms3-3]

I would argue that you want to have a small emergency fund BEFORE paying off even high interest debts. Yes it takes longer, but if and when something breaks or happens, you aren’t putting yourself in further debt paying for a new clotheswasher on your credit card because you don’t have bail out money set aside for emergencies.

[@kevchristie79]

Great video, but alas i'm not in my 20's or even 30's. Any tips for a mid 40's father of 3 who works 60 hours per week? Keep up the good work sir.

[@spodergibbs5088]

Give up

[@neiltooreal]

Invest in etherium when it goes sub 2k or even low 2 thousands!

[@shawnlinville7907]

Prostitution

[@themightyren]

Similar situation here. I've done some number crunching and even investing a small amount monthly (£150) can amount to £125k in 25 years at around 7% return PA.

[@fredrikb343]

Warn younger men to not follow the same path you did and focus on building wealth first then family after

[@rotemsade3098]

Hi mark, I just wanted to comment that you really guided me to realize an important aspect I needed at this point in my life, I just turned 18 this year and finished school, I work a half time job as a waiter and I have saved a little bit of money. I feel like you thought me a big lesson about Money, and how it's working not only in my pockets, just the right time before I'm starting as a grown man. I want to thank you for that.

[@SandraKayeSmith]

Also save, spend, invest and earn up to 5X investment returns, all on one platform. You can have access to fast loans up to $95k with no physical collateral.

[@themikemac21]

Great Job Breaking It All Down! I Love Your Honesty!

[@RasmusLarsen-kt6vz]

Mark for sure you are a great and hardworking man who stands in capacity of teaching and guiding the young generation love this content such a beatiful break down

[@gl1tch575]

Thank you Mark, you are an INSPIRATION for me, a Junior at high school, and trying so hard to be worth at least 20k by 18 and retired by 30. Currently at 3k!

[@sheetifycrm]

Well done mate! Keep up the hard work. All the best on achieving 20k by 18!

[@bukshag589]

1 tip, never tell anyone how much you own.

[@tobyv6087]

Lmao im a junior and im at 3.1k also change ur pfp maximillian mus is ded

[@sq0296]

I started with 1400 in 8th grade after working. I then invested into stock and crypto at 17, now I was working as much as I could and at 17 I had about 18,000. Now at 18 almost 19 I have 50,000. It’s definitely possible I would’ve never thought I’d have this kind of money.

[@coke8077]

Lmao i’m sophomore and i have $3.4k, less than 5% of that was given to me for free

[@larryssuperhomearcades]

Great video! It took me hours of reading about FIRE saving to learn this stuff so I wish I had seen this video first. I also learned a few new things! Thanks!!

[@stevecopper1667]

I love the way he defined modern slavery within the first 30 seconds of the video

[@imhassane]

I’m 23, just finished college and I’ll start my engineering job in two weeks. I’m starting from zero and I really really want to learn how to handle money, I suck at it and know that it can ruin my whole life if I don’t figure it out early

[@changeoffocus1074]

Suggestion: Learn about multi dwelling properties. Purchase a small one. Learn more.. 2 -3 yrs later buy another. Continue to purchase properties. Do ya research on first time home buyer’s eventually put the additional and perhaps the first property under your llc…. Through obscurity if ya wanna stay anonymous Good Luck!

[@joshuamontgomery4992]

Real estate and max out 401 and a Roth.

[@davidbergeron9865]

Go into real estate syndications...once you are an accredited investor.

[@PTR2K]

I really don’t understand how people can happily live payceck to paycheck. I understand that for some people it’s the only way to get by but people who waste all their money and just wait till the next paycheck I can’t understand. It would stress me out so much knowing I didn’t have anything to fall back on if I lost my job or something

[@Gymthingz]

Comfort, and basic needs begin met. Their is science on it

[@tunit8946]

Apparently you don't have kids that you have to send to college.

[@PTR2K]

@@tunit8946 I’m in Scotland where tuition is paid for by the government but also I’m only 20 so not needing to worry about kids for a good few years 😂

[@davestopforth]

The key word here being happily. Most of them aren't happy.

[@TheFitTherapist]

I have many friends who do exactly this and make great incomes. It’s because they’re always trying to keep up. Buy giant houses, boats, and other things they really don’t need. My husband and I live much more modestly and are quite happy that way. The other friends are always in competition with each other and massively in debt. We all have kids, so, yes, you can also live the way he describes with kids.

[@danielvickers7661]

I try to put away £1000 evenly into 4 different streams each month, REIT, Index Fund, Crypto and Emergency Fund. Thanks to your videos I finally took the commitment a few months back to do so!

[@Jcserve-pr8uc]

Great videos. You've certainly helped me get momentum to get going. Thanks v much. 🤔

[@filipbardsley2755]

I have actually had the wrong goal! I thought 5% was conservative, so I used that to be on the safe side. So my goal was 2 million dollars, but now I need to up it to 2.5. Good that I watched your video now and not when I was ready to retire!

[@rig2037]

Never set a goal and you will find the true meaning of being “rich”. If you have the money and you want to spend it, go for it. More than likely the thing you are investing in is something that can help you live a better life or even continue to provide for yourself.

[@GRIMRPR6942]

The biggest problem with these steps is worrying about a great credit score/paying down huge debt. Contrary to popular belief, you can not only live comfortably without credit, it also supports healthy spending habits, which supports investing early and often. I havent checked my credit score in over 30 years and could care less what it is. It hasnt stopped me from owning multiple homes, land, & cars over that time. You dont need to "pay down high interest creditors/debt" if you dont fall victim to the credit trap in the first place. Pay cash or dont buy it, and dont buy it unless its a NEED, not a WANT, theres a big difference. Keeping up with the Joneses just puts you in debt like them and perpetuates the credit slavery cycle.

[@brianadams6204]

100% on point

[@SandraKayeSmith]

You can have access to fast loans up to $95k with no physical collateral. Also save, spend, invest and earn up to 5X investment returns, all on one platform.

[@cloudycollectables9270]

I am teenager and love watching videos on finance to help prepare for future thanks mark

[@dreammusicandbeats4996]

Same!

[@Blueram99]

Same

[@someoneelse6618]

Thank you sir! I had a rough start. Lived on the street. Didn't start saving or thinking about the future until just a few years ago, I'm now 36.

[@SandraKayeSmith]

Also with spare finances you can save, spend, invest and earn up to 5X investment returns, all on one platform. You can have access to fast loans up to $95k with no physical collateral. I’m open for inquiries.

[@someoneelse6618]

@@SandraKayeSmith no thank you!

[@jerryjohnson5196]

Mark is easily the most trustworthy chap on here, hes no guru promoting anything or preaching some nonsense, hes genuinely here to help us the new generation ❤

[@SandraKayeSmith]

You can have access to fast loans up to $95k with no physical collateral. Also save, spend, invest and earn up to 5X investment returns, all on one platform.

[@bucketheadothers2384]

Mark made $1million dollars in 7 years, but that was the 80's, the era of excess. The world is a completely different place now.

[@userac-xpg]

He doesn't say how he made money. A lot of what he says for other people to do would take a decade. For example, how did he clear all his debts with exhorbant interest rates in such a short time? Was he dealing drugs? He does not give any specific advice on what to do or how, or base on different income levels. It's as if everyone is making 6 figure salaries and just pissing their money away on credit cards.

[@calvitocalvon1711]

Lol i see teenagers making millons rn, get out and get prepared

[@HeronMarkedBlade-ef7zz]

Correct, lots more opportunities these days with the internet.

[@snoopys14]

He is old school. He talks about taxes but doesn't even know about a nomad lifestyle. The rich pay less taxes because are smart and live where there treated best. Struggling to save 1m to draw 4% is sad. That thinking will never make me or you a billionaire with a yacht, you will make a millionaire when your 70 and dead. Plus a mindset does not make you money

[@genericdeveloper3966]

If you can land a job making over 100K, and keep your expenses down to $20,000 /yr saving 70,000, in ten years you'd have saved up $700K cash, if that was invested, something something compound interest it's over a million.

[@virozz4490]

This guy straight up proves how much time he has by being fluent with all the things happening in todays world

[@keymaster430]

Not to mention the fact that he's got time to go out and buy a wig for making these videos.

[@justinjohnson9627]

Consistency... discipline... hard work. I like your message.

[@larrydickman6016]

"You can be a millionaire. Yes, YOU can BE a mmmmmilllllllionaire. You may ask, "Steve, how can I be a millionaire"? First, get a million dollars... "---Steve Martin

[@1rcbking]

Lol

[@MrAyazamin]

😂😂

[@FSshizz]

Finding your videos very helpful, currently saving for an asset (house) and currently putting away a nice sum a month away in the Vanguard S&P500, 32 years at 8 % (hopefully) for over a million for retirement 😎👍 started late (28) but hey better start now than never 😊 looking forward to seeing what other videos you'll be putting out 😎

[@powerlifting1012]

You're putting away $600 a month?

[@Arkm-yv7tz]

If you reduced your expenses by 1000$ a month and invested it you could retire in half the time

[@SandraKayeSmith]

Also save, spend, invest and earn up to 5X investment returns, all on one platform. You can have access to fast loans up to $95k with no physical collateral. I’m open for inquiries.

[@codeyp6657]

In theory it sounds super exciting, but it’s pretty much stay away from personal debt, work 2 or 3 jobs invest extra into your retirement fund. Then when you can afford to play with the share market. Passive income like ecommerce and drop shipping is that over saturated you’ll never make money from it unless you are using an original idea that people will actually buy. And it’s pretty hard to come up with an original idea these days. But still great advice.

[@jeffumbach]

Yes the same old stuff that's been said a million times. The bit that's really gotten old though is the whole withdrawing 4% a year for the rest of your life, how the heck is that supposed to work now that we're seeing over 5% annual inflation?

[@rockyp3917]

I love how he has put the KZbin trophy in a storage rack. It's visible but not important. Love the subtle messaging 😂

[@franzlimit]

I think I am a bit older than your main audience you are targeting but I still love your videos. Thanks for the great food of thoughts. I hope your viewership keeps increasing, so that you stay motivated to follow this youtube-side hustle of yours.

[@ZoeysMusings]

It's the Spiderman example for me 😂 This was gold, Mark. Thank you!

[@drdavz8359]

Hi Mark, just a thankyou as I've recently just started my portfolio at age 24. none of my friends or family have any financial knowledge & i'm excited to pioneer a future for my family with the knowledge you've shared. keep up the good work !

[@erikbudrow1255]

Also, a prerequisite to this plan is to be physically and mental healthy and not have people "on your team" that constantly and significantly sabotage your progress.

[@1rcbking]

What rc car is that behind you? Is that an old Tamiya that you put on your first credit card?

[@Ayundaru]

I’m getting big Nigel Powers vibes. Thanks for the great content :)

[@chaddius3177]

So happy someone else relates - I would love to hear him speak English English

[@coldjiveturkey5653]

Swear 😭

[@tallywacker7242]

Lol true

[@6henny443]

Ahhhh thank u!

[@clintonjerry7910]

I really enjoyed the content. My retirement plan is secured. I have been making weekly payout from the stock markets after learning how to trade from my mentor.

[@Ir0nTub]

Good and straight talk! Becoming a fan 😁

[@marktilbury]

Hi, thanks man. MT 😎

[@hunkeringdownwithlanny3900]

I think I'm a bit of all three. I dream and drift though life, being a doer in planning with investing and living in my tiny mobile home.

[@ryleemacmahon]

this is such a brilliant thing to learn and plan towards

[@SandraKayeSmith]

Also Rylee with spare finances you can save, spend, invest and earn up to 5X investment returns monthly, all on one platform. You can have access to fast loans up to $95k with no physical collateral. I’m open for inquiries.

[@MxtyFN]

I just turned 14! You have helped me getting prepared for my future! I'm going to use all of your information and your just so helpful! thank you Mark I will remember you if I ever become a millionare! :D

[@TM-mk2zb]

Learn as much as you can, save as much as you can. Your starting 20 years earlier than the average.

[@feuerschlange6374]

Some advice, i had the same thing in mind when i was 18. That was 6 years ago. Please don't invest without an emergency fund. That made me start all over 7 months ago. And don't let life distract you from.your goal, it happens quicker than you realise. Also invest as soon as you get your paycheck (not the whole thing of course, but a small percentage). Another trick i learned along the way, if xou get a raise, allocate 50 percent of that raise to investing. The other 50 percent you can use as you wish. That is to avoid lifestyle inflation. Disclaimer: This is not financial advice.

[@indiaharris8738]

Great video! Thanks for helping out the next generation without charging thousands of pounds for a course. You’ve been really helpful not only for business tips, but also for motivation.

[@camillaberglund2004]

I completly agree ❤

[@taylorboots7264]

I enjoyed this video so much! I feel like I’ve been told so many of the things you said in your video but none of them really made sense until now! You have a fun way of teaching and keeping someone locked in!

[@SandraKayeSmith]

Also Taylor with spare finances you can save, spend, invest and earn up to 5X investment returns, all on one platform. You can have access to fast loans up to $95k with no physical collateral. I’m open for inquiries.

[@knoxmason9207]

Didn’t know I could retire at 22 😂

[@bo55-jsr]

15 gang

[@gl1tch575]

You can retire at any age depending on your drive 💪

[@juicythrillz8132]

I can retire at 8 lets gooo

[@mathisblackburn9634]

Hi Mark, your videos made me start investing most of my money at 17. I've made over 14% in return in the last 8 months! Now I'm looking to get started into a side hustle!

[@hughdavies5209]

Vanguard lifestyle strategy?

[@carysalazar5374]

kicked off my investment journey give or take 8months ago too, I Had my share of ups and downs with stocks when I first started off, finally reached out to an advisor for help, following her recommendations, I dumped 30k all in NIO and NVDA shares and call options, Up 200k so far!!! retiring with no fears at all

[@js2447]

What are you investing in I’m 16 and I thought you have to be 18 to invest

[@tixeright9120]

Those high-income earners learned the wrong lessons when it come to "Budgeting" because they just budget like consumers, not savers, or investors.

[@Technicallyaddicted]

I’m going to save you 15 minutes: Step 1: find your magic save number (1.25m is good) Step 2: eliminate all high interest debt Step 3: build an emergency fund. Step 4: build credit score to over 750 Step 5: reduce your taxes(401k)(rothIRA) Step 6: diversify your portfolio and income. Step 7: create at least 2 passive income strategies. Buy, refi, rent. Etc.. Step 8: leverage rental properties and use debt as leverage. Do not over-leverage. Step 9: if it was easy, everyone would do it. I’ve watched a lot of “build wealth content” and this guy is one of the best.

[@BigEZEe580]

Just started an index fund at 17 years old, one might say I’m planning ahead 😂

[@superiormanx7649]

Bro I’m 17 and I want to start one would you tell me the basics on how you start one?

[@frailboyro1414]

How did you start that?

[@nathanblake5335]

I assume what he meant was that he opened a Isa where he is then investing in a S&P 500 index fund such as one provided by vanguard

[@canuwd2016]

Started at 14 one might say I’M planning ahead

[@jasonburke5628]

Success is about focusing Your energy on what creates results and using what you already know

[@alansanders218]

Assets that can make you rich!

[@alansanders218]

I.Crypto

[@alansanders218]

2.Stocks

[@alansanders218]

3.Shores

[@harrytucker8555]

But I don't know why people remain poor due ignorance

[@FIRE-gr4cf]

Financial Independence Retire Early is a big trend right know. Thanks for sharing your knowledge through the video! Lets become F.I.R.E. as soon as possible! :)

[@Sky-Child]

I watch a lot of finance videos so felt like none of this was news to me... until the spiderman visual on multiple incomes streams! You blew my mind. It actually only just clicked! Thank you. Quality content and entertainment in one. Subscribed