மருத்துவ காப்பீடு மற்றும் செல்வுகள் under section 80D பற்றிய விளக்கம்

Money spent on maintaining a health insurance policy can be claimed under section 80D.
For a person aged below 60 years, the limit for deduction under Section 80D is upto `25,000. The limit of `25,000 includes `5,000 on preventive health checkup. If the age of the insured is above 60 years, the limit for deduction increases upto `50,000.
Self, Spouse and Children - Age Below 60 yrs - 25,000 Age Above 60 yrs- 50,000
Parents - Age Below 60 yrs - 25,000 Age Above 60 yrs. - 50,000
Max Deduction - Age Below 60 yrs - 50,000 Age Above 60 yrs - 1,00,000
Preventive Healthcare* - Age Below 60 yrs - 5,000 Age Above 60 yrs - 5,000
Case III - Self Above 60 Years & Parents Above 60 Years
Self, Spouse and Children - ` 50,000
Deduction* for parents - 50,000
Maximum deduction - 100,000
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DISCLAIMER:
The content of this video is my own opinion and is for information purposes only. It is not intended as a substitute for professional financial advice. It is only intended to provide educational purposes.

[@doyogawithmeeveryday5913]

Clearly explained . So useful , Thank you

[@selfcarewithmaskgirl]

Sir oru parent senior citizen ah eruthu enoru parent below 60 ya eruthu rendu perukum sethu evalo limit sir ? Is it restricted for 50000 for both or 25000 plus 50000 for both?

[@dineshkrishnan6669]

Brock premium amount full aha claim Pana mudiuma ? I'll only 30% over premium only claimable aha ?

[@niziyaniz-iya9316]

Can I get exemption from C section operation in income tax?

[@muralidharan825]

En wife ku IT varuthu ithuku avanga delivery bills ah submit panalama like hospital bill medical bills around Rs.25000/-

[@Yagaa]

Sir if my wife will file income tax return..she can claim health insurance for her parents or my parents??

[@naveena3880]

Sir how to uptade TDS form in monthly salary

[@govarthansekar403]

Medical expense like diabetes , blood pressure, acidity are covered???

[@KrishnaPrasad-oc1ez]

Hi Sir, Medical expenditure nu oru option iruku after health insurance premium, en appa ku recently surgery aachu 4.5L expense aachu atha add panalama? Note: out of 4.5L , 1L i claimed from my office health insurance

[@ushaannamalai7586]

Hi sir can u guide how to file incometax return file

[@jagannathan8300]

Sir, ippo parents below 60 yrs then medical expenditure can claim under in 80d.is this applicable

[@siiio330]

Hi sir new dedication 80 cch pathi podunga sir

[@kavithat369]

sir my mother age 65 i spend 23000 for medical expenses but not medical insurance i have no bill but transaction made by online can i claim or not

[@manivasagam5948]

நீங்கள் கூறியது புதிய திட்டநத்திற்கு பெருந்துமா

[@Libinzz]

Can you please explain more on medical expenditure part? Is that only for senior citizens or for self? What all expenses can considered for medical expenditure?

[@taxpuram]

Will try

[@ATHIPANBOSEC]

sir lic health insurance eduthuruken athu 80 D keelaya varum sir

[@vishvanthvishva]

Sir, in iii case both parents and self are above 60 years and we both don't have any health insurance. In this case If the medical expenses collectively made for both self and parents... Can we claim deduction upto rs.1lakh Or The medical claim is only restricted to parents? Plz clear me the doubt

[@suriyasuriya8450]

We had medical insurance, last month appa ku x-ray, ECG,FeNO,DLCO ellam edhuthom it will cover under the insurance policy expenditure it is possible to claim the SOME amount???

[@taxpuram]

Yes , but in current year

[@viswanathat]

Sir, Can we claim both insurance and medical expenses in 80D for Sr. Citizen parents Say can we claim 30K for Sr.Citizen parent insurance + 50K for parents medical expenses. In above case they had insurance but for a surgery insurance approved only 1.5 lakhs out of 2 lakhs bill paid. Can I claim the 50K unapproved by insurance under 80D, though they are covered under insurance (partially reimbursed). Thanks.

[@cnsselva7]

Sir, will it applicable for grand parents medical expenses? They are taken care by myself

[@jeganjeyamurugan7619]

Hi Sir, i have one doubt In my company, they are giving GROUP insurance for the employees..With that, we are getting some medical insurance benefits for my family and parents.. But they are not deducting this amount from my every month salary.. Whenever i get the hike or increment letter, my company will deduct this Group Insurance from my revised salary. But in my Form 16, that insurance is not added in the 80D section. Now my doubt is whether i can add that insurance amount under 80D while filing? Can you clarify on this?

[@ProTecTor.]

no u can't claim group insurance done by ur company

[@harshaajagan6011]

Sir, my mother aged above 70 can i claim medical expenses Rs. 20000 under 80D without document

[@taxpuram]

Yes

[@kalaiselvan9808]

Bro shares ah gift panna tax varumah? Tax saving tips sollunga in stock market ? Gift panni en brother account la sale panna lamah?

[@taxpuram]

Yes , tax will come in the hands of your brother

[@nithyamunusamy700]

Hi Sir, can I claim the regular monthly medicine bills paid for my parents? And is there any conditions like my parent age is 59? should it be for any disease like BP or only for specific diseases ? does the bill name should be in my parents and should I submit the bills proofs?

[@taxpuram]

Age should be 60 and above

[@s.sajitha5b893]

Can we add monthly medicine bills around 2000 per month for kidney disease for my parent aged above 70... Oriental health insurance take separatly 5000 per year.. ...

[@taxpuram]

Yes

[@freemind9188]

Under both are under 60, eligible amount 25k insurance and 25k expenditures, it's correct bro?

[@taxpuram]

No, 25k insurance and medical expenses 5k

[@KarthikeyanMlp]

What are the expenditure(not insurance) comes under 80D? Can we show even cold, fever, other checkups?

[@kishorekumar-jh7nh]

Boss conveyance allowance enga deduct pannanum

[@taxpuram]

In the standard deduction its already covered

[@KarthikeyanMlp]

@@taxpuram Standard deduction is 50k default right? That applicable to all. How to avail medical expenses? Is there option under 80D?

[@selvaraniselvarani4213]

I have medical insurance can i cover tablet cost which comes around 2 k per month for my father who have undergone angioplasty.. Can i cover

[@taxpuram]

Yes if age above 60

[@dhanasekarnatarajan4702]

Sir My father age is 61 last year admitted in hospital around 80k spend without insurance..shall I add in itr

[@taxpuram]

Yes

[@sathiskumark426]

Hi Bro, Can i get tax exempted for corono treatment expenditure? If yes under whuch section and max limt?

[@taxpuram]

Sadly No.

[@praveenadhanasekar8069]

Sir if am paying only for my parents health insurance. Can i get tax benefit?

[@taxpuram]

Yes

[@karthick4657]

80D - for parents senior citizens. 1. They have medical insurance 2. Also incurred expenditure which are not covered under insurance like outptient, doctor consoulation fees, Xrays, Medicine. Can we claim 25K for insurance & 25K for expenditure for parents. 1. Also what Medical expenditure can be shown - Can we show medicines cost as well

[@taxpuram]

Yes upto 50k

[@GabriealRaj]

What if the insurance premium paid for 2 years in one shot? Pl guide

[@ProTecTor.]

u can claim only on which F.Y u paid

[@GoodDay-on4jq]

I am female 33 years and shall i claim medical expenditure for my mother in law who is 68years

[@snehasnow574]

Yes u can do insurance

[@ganeshkalai3318]

Nan thaniya medical insurance edukkala Health insurance mattum pedikaranga

[@taxpuram]

Usually health insurance covers after 2 years from the date of purchase, pls check with your insurance company

[@karthikeyane3226]

Sir... my parents are senior citizen.I didn't take medical policy for both but every month I spend money for medicine.Because my father heart patient and my mother arthritis patient. Can I claim that medicine spent amount under 80D..I spend that amount only card and UPI . Please we expect your reply.. maximum spend limit also..

[@taxpuram]

Yea you can up to 50k

[@karthikeyane3226]

@@taxpuram thank you sir...

[@naveen_2612]

brother, enaku office la iruka health insurance benifits kammiya irukarathu nala naan innoru health insurance potruken ipo ithu rendum 80D la file pantrathu yepdi brother sollunga please

[@taxpuram]

You should show insurance exp which you paid

[@naveen_2612]

@@taxpuram okay brother thanks

[@RaviKumar-zn3bi]

Under 80D can i claim my family's normal medical bills(paid for fever or cough etc).. Doctor fee or medicine fee or both, which can be claimed Can i claim my dad nd mom medical bill nd health plan premium (

[@taxpuram]

Only insurance and medical expenses for senior parents

[@yasshwanthganesan859]

Sir I am 61. Insurance premium deducted from pension 17000. Medical expenses 8900. My wife's age 50 and medical expenses for her 49000. Further we are purchasing medicine for 1600 every month. All are cash transaction. Kindly inform the amount eligible u/s 80d. Thank you.

[@Yagaa]

Medical expenditure only applicable for age 60 or above parents or self....for you can claim deduction insurance 17000 only

[@arunxavier2442]

சார்.. 2015 ல் வாங்கிய வீட்டுக்கடனுக்கு 80EE ல் 50,000 ரூபாய் வீட்டுக்கடனில் உள்ள வட்டியை இப்போது (2022-23) ல் கழித்துக்கொள்ள முடியுமா?

[@taxpuram]

No

[@smsivaprakaash]

What if dads age is above 60 and mom's age is 55?

[@taxpuram]

For dad you can claim upto 50k

[@karthickr2593]

Insurance Copay 80d la claim pannalama?

[@taxpuram]

Medical insurance

[@aswinanand5544]

மின் வாாியத்தில் பணிபுாியும் எனக்கு ஏற்கனவே மெடிக்கல் இன்சூரன்ஸ் என மாதம் 300 ரூபாய் பிடித்தம் செய்யப்படுகிறது. இது தவிா்த்து தனியாக நான் மெடிக்கல் இன்சூரன்ஸ் எடுத்து அதை வருமான வாியில் கழித்துகொள்ள முடியுமா சாா்?

[@taxpuram]

Yes

[@ganeshkalai3318]

Enoda wife delivery private hospital pathen, around Rs-75000/- Achu (operation,bed charge) intha amount clim panna mudiyum ma I am working in TNEB

[@Yagaa]

If age above 60 irundha expenditure claim panlam

[@amuthamano588]

​@@Yagaa😅

[@vetrivels7482]

இந்த செலவுகள் அனைத்தும் ரொக்கமாகவே செலவிடலாமா??? அல்லது மின்னணு பரிவர்த்தனையாக செலவிடவேண்டுமா???

[@taxpuram]

Preferably bank

[@gkanniga4740]

Any one could you say mother in law kuda eligible ga medical expenses

[@taxpuram]

No

[@gkanniga4740]

Thank you sir

[@gracypriyaaugustine859]

Can i deduct my husband insurance

[@taxpuram]

No

[@sajeetha737]

If i claimed 25000 +25000 covering medical insurance and expenses for me and my parents,while filling return... Now if my dad separately files return ,whether he can also claim the deduction of 25000 u/s 80 D as a self ? Is this a strategy to claim deduction on excess medical expenses?!

[@taxpuram]

you can claim only for dependent parents,

[@sajeetha737]

@@taxpuram tq sir