Medicare, frequently misunderstood! [How to get Worldwide Coverage]

[@jonesarno8521]

Thank you Sir for your outstanding insights and advises! This is one of the most intellectual sites on KZbin.

[@Bukinoy]

Hi Danny im a few years away from retirement and I'm thinking of retiring in the Philippines 6 months out of the year. This information is just what I need. Thanks again for a great topic, you just saved me a lot of time.

[@qjazzman6119]

This is hands down the best video explaining the healthcare situation for senior Medicare US citizen going to Philippines to retire.

[@teresitaspors9560]

My medicare i can use in philipines

[@teresitaspors9560]

Im retired

[@teresitaspors9560]

But i pay from my retirement

[@garrylafferty100]

@@teresitaspors9560 not if you live phiippines year round only for emergency

[@danilocascon1841]

Very useful especially to seniors. God Bless you.

[@kristiecontreras8411]

Thank you Grandpa for covering this important Medicare plans . I was confused too of what plans I needed to choose .

[@arnulforoldan8608]

It's a very clear explanations. With regards to Dual Citizenships, it is advantageous for me being a retired Philippine Military.

[@vnagawin4053]

Sir, You've helped us understand things that we will not be able to even we google for years! You are indeed a very sharp fellow. Kudos to ur hard work. Love all your videos. Thank you so very much!

[@vloggergrandpa2707]

So nice of you.

[@remyyingst5025]

Thank you for sharing this topic that people planning to retire in the Philippines wants to hear, and of course people like to travel.

[@dycaburnay4180]

Thank you very much for all that vital information Sir. I shared with my sister and brother in-law planning to retire in the Philippines.

[@vnagawin4053]

d beeeest webinar about medicare n coverages. Thank u sir. very much!

[@kerryevans1562]

Greetings from Dublin Ireland brother and sisters Danny your channel is mine of good information I will be retiring to CDO any DAY NOW... Keep up the good work...

[@methemonkeyking]

Thank you for your research Lolo, very informative.

[@carmelternia9381]

Thank you SO....MUCH, Sir, for this very detailed and informative video. This will be a great help for me in the near future. I'm taking down notes while you're explaining. Most likely, i'll be viewing this video over and over again. God Bless your good and rich Heart.

[@febiebayas5092]

Thank you sir for all your wisdom!!! We learned so much from you. Stay safe and healthy, we need more of your expertise!

[@juanmiguel8574]

Once again, thank you, Mang Danny.

[@lese3824]

Very informative. Thank you mang Danny!

[@kennca8]

Thank you for your presentation / outline. I appreciate the broader context. It helps to start to bring the discussion more into focus. Best wishes.

[@bobc2008]

Almost all advantage plans have worldwide emergency coverage, but you cannot be out of the country for more than 120 days at a time. Humana being one of the harder companies to deal with but overseas they will all be difficult to deal with. Also, know that depending on the country you maybe required to pay first the entire bill and then submit it to your insurance company for a reimbursement for their share from the insurance company

[@joescheller6680]

Almost 100% true in PI

[@joescheller6680]

You have to pay cash in PI up front. But if im outbof country more than 120 days then what medicarenis no good?

[@spincube5734]

Excellent presentation and valuable information, thanx so much VG !!!

[@cdebelen4557]

Another very helpful presentation. Thank you very much!

[@dann547]

A thousand thank you’d for the detailed and important information.

[@robertoaguila9874]

Sana po gumawa din kayo ng tagalog version ng vlog na to . Naguguluhan po ako . I'm retired Filipino US citizen and considering retiring to the Philippines . Medical insurance is a big concern for me .

[@keithwhite3263]

Great video! It was very informative and very educational. Thank you for taking the time to educate us on Health Insurance Plans here in the US & also when travelling abroad. Blessings!

[@joescheller6680]

I learned long time ago listening to grandpa is a very smart decision. He does his homework.

[@mannyvilch6341]

Very well said ..Thank You Sir..

[@oscarc5391]

Thank you for making this video and putting so much info into it ,I'm a american who is married to a Filipina and living in the Philippines now almost four years we have a home here but are looking to go back to the USA and maybe get a home there and maybe spend Three to four months every year in the Philippines in 66 yr old and now I have a better idea what kind of medical insurance to get thanks to you

[@juliemaquino3926]

It's still very confusing for me about medicare plans. I take care of my 86 yr old mom she has Medicare plan and Medi-cal don't know the difference when they ask me. I just give them her cards if she has appointments and she doesn't pay anything same with medications. Great info I'll look into this video again for reference. Thanks

[@dcubaub]

Very informative. This is the explanation that I need. Thank you.

[@timothylong3339]

Thank you, Sir! Explained nicely.

[@ramcastro7416]

I appreciate you. Thank you so much for this information!

[@ellywoods1056]

THANKS for the INFO Sir appreciatted.❤

[@ronwhiting3787]

Thank you for the video! It's very informative.

[@dhawkr.3678]

Thank you for explaining the mess. I went to a seminar offered by United Health several years ago for my dad. But they never offered or explained the advantage option. Now I know more.

[@MBihon2000]

Medicare pays partially some services inside the US. If you want to get health insurance abroad, get Plan N supplement and get reimburse with your expenses upon arrival in the US. ( it is only emergency that pays Plan N). Medicare also deduct a monthly premium ($164.90-2023) Medicare Part B. Part A has no charge. Medicare Supplement Plan N today cost $143-$150/month and it increases based on your age. In addition you get Rx coverage which is Part D Medicare.

[@candidamerritt2251]

Good morning from Houston Texas USA. Thank you for sharing sir!

[@carmelternia9381]

Thank you so much, Sir, for your quick reply. Your input is really a great help.

[@davidc.5197]

Hi...Thanks for the video, it was very valuable and educational for me and allows me enough knowledge to know what to look for and the questions to ask when I'm considering Medicare Supplemental or Advantage plans.

[@nomadjack2949]

Thank you, great info being I turn 65 this February and living in Iloilo.

[@cathycarreon5879]

Thanks you so much of your knowledge you share God bless your family too

[@charojavier9164]

maraming salamat po sa lahat nang information na inyong ibinigay

[@gregasjr]

Thanks a lot for the info vlogger grandpa!

[@markmcdougal1199]

Great job, sir - thanks!

[@spincube5734]

Thank you!! You have removed much of my confusion!

[@mikefa5891]

This is an excellent and very informative video - perhaps you will consider doing a Part-2 video to cover more in-depth on what is Medicare Parts A, B, C, D, E, F, G, K and perhaps even doing a Part-3 video on the pros and cons from different providers such as Kaiser Permanents versus other competitors? Thank you again for the great video as i am sure many people are confused as i am about the Medicare program.

[@vloggergrandpa2707]

@Mike Fa That is why it took me 2 years to dig through this because sales agents are not very familiar with Advantage plans. They are pushing supplemental plans.

[@samsilverman824]

Good work CHIEF! Thanx for this VALUABLE information. Thumbs UP.

[@BongiePilapilMacas]

Thanks be to God I stumble on your video! I need this kind of insurance badly!

[@gibbs2799]

Best to stay healthy in Philippines. No MONEY, no healthcare. Just like most countries in the world.

[@elizabethmetteer2772]

I definitely agreed with you 😍✌🏻👍

[@marionambas1312]

Love your Vlog Grandpa, very infornative! Stay well and Safe🌻🌞

[@marieflorjacinto9390]

Thank you sir. Well explained.

[@oozlefinchoozlefinch1376]

Thank you for the information.

[@milliebragado6149]

Thank you so much. Very well explained. Now I understand.

[@dondj76]

This is very helpful! Thanks for the video.

[@jamber787]

Thank you sir ! Very informative.

[@adamapple337]

Why not go to Guam for Medicare while living in the Philippines? Anyone doing this idea?

[@josephinejularbal7475]

Thank you Sir for the info. I have a better understanding now about Medicare Adavantage plans n supplement

[@SundayCerrada123]

Excellent! Thank you.

[@myrootsgraspNewsoil]

Thank you so very much kind sir for your wonderful detailed help to us!

[@gibbs2799]

Not all Medicare Advantage plans are created equal. Best one's are group plans, is PPO, good in and out of network with World-wide coverage as well as in the USA, usually more costly and with higher deductibles, longer out of country acceptance . You also need cash upfront($1000-$20,000+?) and file for reimbursement later like they do in the Philippines.

[@jayvirtusio1081]

Well said, Grandpa!

[@naar7192]

You are great Grandpa!!!

[@andrewwatkins1561]

Thank you very much for this information. It was helpful!

[@rickylee6129]

Very Good Information 👍. Moving to the Philippines 🇵🇭 hopefully in 2023.

[@RC-lt3sr]

Thank you Vlogger Grandpa for your channel, I am learning a lot from you. I work for Anthem as a medical underwriter for employer groups, we do not cover anyone who lives or works overseas for more than 6 months. That is why those who plan to retire in the Philippines must make sure that their Medicare Advantage plan will still cover them should the carrier find that they are really not living in the States. Of course, they can use their relative's or friend's address as their mailing address, so the insurance carrier may never find out that they are actually living permanently outside the US. I am contemplating retiring in the Philippines 3.5 years later if the country meets all my criteria. I will not take a chance and prefer to purchase a medical plan that will cover me in the Philippines because when I get older I will not be able to to travel 24+ hours to seek medical help back in the US. I will check out the different plans offered by Pacific Cross in the Philippines. There is a KZbin video with information from Pacific Cross. The person representing this carrier mentioned that some of their plans also have worldwide coverage and those insured under these plans can also seek medical care at the medical facilities in Makati, even if they live in other provinces. I currently also have cancer, hospital indemnity and accident insurance coverage but will double check if Mutual of Omaha and AFLAC will still continue to cover me should I move out of the country. Without a good and affordable medical plan from the country I wish to retire to, I will not want to retire out of the US. I will also project the premium cost when I am in my 80s and 90s because the cost of insurance will increase as I get older. I will find out if the insurance premium will go up yearly or every 5 years and by how much.

[@vloggergrandpa2707]

You still need to maintain a US residence. If you plan to permanently stay in the Philippines by permanently abandoning US residence, you can't use the Advantage Plan.

[@adamapple337]

Consider Guam

[@all_things_mystical1376]

Advantage plans or Medicare Advantage plans replaces your straight Medicare part B plan. The advantage plans give you the Out of pocket limit that is not offered in your traditional straight Medicare part B plan. If using only the straight Medicare part B plan, you will have to perpetually pay the 20% co-insurance for services unless you have a supplemental insurance that will shoulder the 20% co-insurance after Medicare.

[@floridaponpon3626]

Thank you for the info,.grandpa vlogger.

[@charlesanderson6986]

Thanks for the great advice

[@Shibata63]

Medicare also works in US Territories. My father lives in Dumaguete ,PH. And when he needed surgery to remove a tumor he flew to Guam ,4 hr flight.

[@philwaller4379]

thats part of my plan for the future. Always will have cost of Guam ticket ready

[@JR-vs1zl]

Information is needed thanks. But was there any problems or delays? Please tell us more. The hospital name location. What was the procedure?

[@JR-vs1zl]

What was the cost. I read it's expensive to go to hospital 🏥there. With Medicare it may be 20 percent you pay?

[@joescheller6680]

Oh so i can get care in Guam. That's good to know

[@joescheller6680]

@@JR-vs1zl I went to a cardiologist it cost me 20 dollars In states it would be several hundred dollars for visit

[@foddermucker]

I've seen videos where Phil Health have gone bankrupt, how would healthcare coverage be affected by this? Are there other health coverage options?

[@vloggergrandpa2707]

I did not check other health coverage in the Philippines. However, I decided to get the Advantage Program in the U.S. because I will need coverage in both countries, and my policy covers both.

[@foddermucker]

@@vloggergrandpa2707 Salamat Kuya Danny. I will look at the Humana Advantage. I have 2 more years before I can retire at 62.

[@binca4439]

Thank you! Very Helpful!

[@randysmithnarvacan3113]

This was a Great video! Thank you for this video, very informative!!

[@worldchanges10]

Unbelievably confusing; I'm 63 thinking that yeah I will be covered by Medicare free at 65!

[@dog-thebackwardgod]

Rt there with you, rt down to the age. Seriously confused. I have to move to the Phillipines. I can't afford to live in America on 1200/mo SSI. I'm so confused about what to do about insurance I'm ready to scream

[@simon77047]

wow! I only pay the $145 part B. My supplemental is 0 my dental is 0 my vision is 0. I have Humana Gold with world wide coverage my cost is $120 co pay.

[@rockybone3505]

another great video. thanks

[@garrylafferty100]

what about blue cross blue shield advantage i was told no good if you live there if there there on vacation you can be reimbursed

[@binghellwagner7623]

Sir , I made some Research about it , Medicare is only accepted in the USA. ,but just like other Health Insurances , we have to pay 1st for the Trearment. Abroad , then with the Bill Receipt should be presented to the Insurances Main Office , and they paid you back the money you spent ., that is an INTL . Regulation ..

[@vloggergrandpa2707]

@Bing Hellwagner id you watch and understand the video?

[@dansalas399]

Thanks! Very useful info!

[@daxmac3691]

For Advantage plans.....check your mailing zip code.....get a PPO plan....when traveling seek care at a University Med Center ( they take all insurance). If you have Advantage.....Never tell providers "oh I have medicare"...always say I have ADVANTAGE.

[@ricardodigno837]

I have Empire Plan do I still need an Advantage plan? I will retire in the Philippines.

[@vloggergrandpa2707]

@Ricardo Digno Sorry, I'm not familiar with that plan.

[@michaels5691]

Thanks Danny. That's a lot of information. I don't know how this figures into someone's health insurance scheme but there are credit cards available that offer travel insurances. This might save some year to year cost if they can turn on the insurance simply by buying an international plane ticket. The below statement is from a well known card issuer. "Emergency medical and dental benefit With this benefit, you can be reimbursed for up to a specified amount of medical expenses if you or your immediate family members become sick or injured while traveling. Coverage includes ambulance services, drugs, medicine and therapeutic services."

[@wesleylol4905]

Good job Master Chief

[@BarnabyBarry]

Cool Good videos young man however Even if you are in the 🇵🇭 forever never cancel your medicare because you may need to fly back with major medical concerns!

[@Synfulz]

Great info graphic presentation. I will be retiring permanently in the Philippines myself. So choice on Medicare is easy, especially based on your chart. But I have a good health plan from my retirement but will still pursue a "local" use policy via Pacific Cross.

[@vloggergrandpa2707]

Please share with us what you find out about premiums and coverage. Thanks.

[@Synfulz]

@@vloggergrandpa2707 Lana Borisenko / Senior Consultant - Pacific Prime T [phone] (ext. 118) M [phone] E [e-mail] S [e-mail] (Skype) This is the contact info of the agent. If ok to post here. I had some medical issues that are resolved thankfully. But I disclosed my full history to her and received very good rates for a very respectable and well covering plan.

[@vloggergrandpa2707]

Thank you. That is helpful. The question is: what is a very good rate?

[@Synfulz]

@@vloggergrandpa2707 I was quoted for the maximum plan of 3 Million USD coverage in a year with my health issues. A deductible of 2,500 per year it was $200 per month. Accidental plan of 500K a year is 750 per person annually.

[@vloggergrandpa2707]

Thank you. That's almost as expensive as the Supplemental Plan in the US, and US does not have the $2,500 deductible per year. Almost every dollar is immediately covered.

[@windellchapman8397]

Have you tried PACIFIC CROSS ...I t has Phil- Am coverage

[@cailipanable]

thumbs up- salamat-

[@woodspirit98]

Thank you lagi

[@edwardopana9585]

Retired and moving to PI by end of year. This segment answered most of my questions on insurance. I am 69 have Medicare A and B and am in an Advantage Plan with UnitedHealthcare. I don’t go to the doctor often. Only for reg flu shot , physical etc. only take med for Cholesterol. I do intend to sign up up for PhilHealth when I get there. I understand that with this insurance I get admitted to Hospital right away. Can you send me some info or direct me to a Video that you or someone has done on the subject of PhilHealth. Thank You. PS you explain your subject very well easy to comprehend.

[@vloggergrandpa2707]

That is covered in one of my vlogs. Here's the link to my channel. kzbin.info/door/YU70S4jYvhw0BOetMFdD6Avideos

[@Once800-]

PhilHealth also has a web site.

[@vloggergrandpa2707]

@Edward Opana Does your UnitedHealthcare Advantage Plan include Worldwide Coverage on emergency medical services also? I plan to get that when I get to Washington State because there they do have Worldwide Coverage.

[@edwardopana9585]

Philippine Retirement & Travels, USA Yes my UnitedHealthCare Plan includes WorldWide Coverage.

[@vloggergrandpa2707]

@Edward Opana Thank you. TAKE NOTE OF THIS TO THE VIEWERS OUT THERE WHO ARE NON-BELIEVERS THAT ADVANTAGE PLAN MAY COVER YOU (YOU HAVE TO CHECK) WORLDWIDE. Thanks again, Ed. 🙂🙂🙂

[@neilofilanda]

How much are you paying, for additional insurance like your humana?

[@vloggergrandpa2707]

I'm paying "zero." I'm only paying for Part B. I'm paying the same amount for my wife for Part B. Between the two of us, we're paying $280 for part B and nothing more. Hope we remain healthy. Otherwise, we'll have t shoulder the annual maximum out of pocket cost of $6,000 per calendar year.

[@neilofilanda]

@@vloggergrandpa2707 thank you sir, how about if you are currently using the traditional medicare with part A, B and D, and you decided to stay in the philippines for good, is there anyway you can switch to the same plan as yours? With advantage plan?

[@vloggergrandpa2707]

You can try. You will be subjected to underwriting and there's no guaranty that you will get it.

[@bobc2008]

No you cannot get a medicare advantage plan in the Phillipines unless they offer one in the Phillipines. You can only be out of the country for 120 days at a time. If you are out of the country for longer than that and they find you are living there you will be sued for any payments they have made and you will be cancelled

[@no-whereman1257]

I thank you for the information, you have done a super job in your articulation. Any thoughts on the best way to on go on the following conditions: I am planning to live most of my retirement years in the Philippines, I am a fairly healthy person at age 69, I take medications for high blood pressure and cholestorol, I currently pay in to Social Security Part B and I also have VA medical coverage. Do you advise I cancel Medicare because I have been using my VA medical almost 100% of the time? 6 months ago I used Medicare for cataract surgery but other than that I will continue use VA medical for everything else. Thanks in advance, sir.

[@vloggergrandpa2707]

@No-where Man I'm not familiar with VA medical benefits. If it is free, keep it. If you don't plan to come back to the U.S., I suggest terminating your medicare. If you come back at least once a year, you can continue paying for part B and look for Advantage Plan that has zero premium and worldwide coverage. Under this plan, remember that you have to pay for medical services first then seek reiumbursement. With this plan, you just need to continue paying for part B. Keep another thing in mind, Medicare will not cover you outside the US unless you have Part C (Advantage Plan) with worldwide coverage...or you can always to go Guam (part of US) and use it there. Sorry about this lengthy explanation but this is not so simple. 🙂

[@no-whereman1257]

@@vloggergrandpa2707 Thank you very much, sir. Your time is greatly appreciated. Good health. Stay safe. Happy holiday season to you and yours.

[@carlitopunla6229]

Horizon Blue Cross/ Blue Shield advantage plan covers a worldwide coverage for travel insurance including COVID.They should Honor this as a travel insurance.

[@bebethescollada9119]

Thank you for the info 😍😍😍😍

[@mariaf7706]

Thank you.

[@carmenfulton7301]

Very informative!

[@mariaguinto1406]

Fyi recently about 10 weeks ago, a family got hospitalized here in Manila, she has medicare plan c with worldwide coverage n the big mistake i did was paid the hosp partial payment as i was prompted to do so. Now i have to file a claim for reimbursement myself in the US. The total bill is 6m i made partial payment of 2m, the hosp in Manila will not refund it bec it is not there policy to do so. We reported the hospitalization a bit late bec we didnt know that my family is covered. When we called (after 5 weeks) in the US,thats when we found out my family has coverage worldwide. From the time the US provider was notified, the hosp here in Manila did not ask for payment from us anymore. The medicare provider covered the 6m total bill, we didnt pay the remaining balance of 4m as the hosp will be paid by the medicare provider directly. If i know then what i know now, it has saved me the worry n trouble of borrowing money to pay cash to the hosp here. Hope this info will help.

[@vloggergrandpa2707]

@Maria Guinto I'm surprised about that misfortune. However, the Philippine Hospital must reimburse you that amount since they were overpaid. They have no right to keep the money that was paid "in error." Their bill is for 6M and they got paid 8M. Go to the higher authority at the hospital or report it to the government authority who regulates hospitals. ANOTHER POSSIBLE ALTERNATIVE: Medicare Advantage plans usually require you to pay the provider in advance, then file a claim with them. They really should have reimbursed you instead of sending the money to the hospital. Thus, you may also be able to claim that they reimburse you for the 2M you already paid and have them run after the hospital for the 2M you already paid. Those are my two suggestions. Let me know how you make out.

[@mariaguinto1406]

Vlogger Grandpa, USA No no the hosp total bill is 6m,by mistake i paid 2m in advance coz the hosp ask me to. That was the mistake, i shouldnt have paid in advance bec now i have to make the claim for the reimbursement myself. We are made to believe that we have to pay cash first then reimburse in the US later. I am just pointing out that no its not my case bec the hosp here in Manila can directly bill the medicare ins provider in the US. I didnt have to go through the trouble of paying cash here first should i have known my family was covered and that all we need to do is call the ins provider ryt away as soon as she got admitted. Also if you pay in advance here there policy is no refund but you can file a claim for reimbursement yourself in the US.

[@vloggergrandpa2707]

I will appreciate your sharing the name of the Hospital in Manila and the name of your Medicare Part C Insurance Company so I can remember that. Is it St. Lukes or Medical City? My understanding is that: (1) hospitals in Manila will not accept medicare reimbursement and that you have to pay them directly BEFORE you file your claim in the U.S.; and (2) Medicare Plan C Insurance Company will not pay the service provider but will reimburse you AFTER you pay the hospital yourself.

[@mariaguinto1406]

Vlogger Grandpa, USA St Lukes Global in BGC. Kaiser Permanente is the ins provider. The process was to call the ins provider then they have an international third party office that will call the hosp in manila to give a guaranty of payment.That easy. Upon discharge St Lukes called the ins provider to confirm if they will cover the total bill, it took a couple of hours for us to wait then after the ins provider confirmed that they will cover the total bill then we are done.

[@vloggergrandpa2707]

I just spent an hour talking to Kaiser Permanente. They said that you must generally call them within 24 hours of hospitalization, and they could arrange for direct payment to the Hospital in those situations where the patient does not have the money. They will attempt to reach the hospital and deal with them directly, and all you have to pay is the deductible amount. For small amounts, they will generally require you to pay first, then seek reimbursement. I can only think that maybe you neglected to tell Kaiser that you already paid 2m of the 6m. Could this be the problem?

[@jingjingquinones]

Yeah, we have Humana GOLD PLUS too for 2yrs now.

[@catnip2906]

Pay, Pay, Pay all your Pay. Thanks, I don't know looking forward to the future. Is the $140 and $340 per month or year?

[@vloggergrandpa2707]

@Cat Nip That's *_per month per person_* , and only an estimate.

[@catnip2906]

Thanks. More surprises the older I get.

[@vloggergrandpa2707]

@Lola Ko Lola Mo Letty Rosero Bruzo Carlson Advantage Plan could be less expensive by about $200 per month but you are expected to pay higher deductibles/copays. That is what you have to evaluate. Would you rater pay $200 per month or $2,400 per year, or pay the $275 co-pay per eye? So you have to evaluate if you are sickly or not. In some cases, the Supplemental Plan is better, but in many (if not most) cases the Advantage Plan is better.

[@rositaeduardo1841]

Am I right to say that for retirees permanently residing in the Phil., there is no medical insurance that will provide hospital coverage since there is a restriction that you will be covered only if you left US within 30-60 days?

[@vloggergrandpa2707]

If you have no desire to return to the US, and want the same convenience as insurance in the US, then get medical insurance in the Philippines. Otherwise, watch the video again re Advantage Plans.

[@zarinavillarose3544]

Can you please discuss Tricare health Insurance for military dependents living in the Philipiines. How does Tricare works in the Philippines.. Thank you.

[@Once800-]

The info is in the internet.

[@greenwizzard7205]

Invest in yourself! get everything plus get travel insurance in the country destination! Money come and go be sure you stock saving for emergency! you can buy any wasted material things but don't ignore your health especially what you eat! Take care! Good Health!

[@gregoriolantin6754]

Vlogger Grandpa , do you need to get separate or 2 Plans for each of you and your wife or a single plan will cover for the two of you?

[@mela6046]

can U please cover DOH Philippines list of prescription drug medications..... what to do if your medicine /future medicine is NOT LISTED THERE available in the Philippines but in Malaysia or USA? will pharmacy order any of your medicine? from where ? how fast acquired? & how much cost is it 2 Phils customer?

[@vloggergrandpa2707]

Sorry, I don't know what is available in the Philippines. I'm getting all my drugs from the U.S.

[@lsantos516]

Also, what do you think of the Phil health services in the Philippines- can you please share any insight?

[@vloggergrandpa2707]

I understand that it is not comparable to what we have in the U.S. However, it is better than not to have any. At least you will get some discount. Also, it depends on whether or not you are willing to stay in a public hospital.