Medicare Insurance Companies best Medicare supplement plans

[@MedigapSeminars]

Part Three is divided into two videos (sorry) I refer to them as the "Hidden Risk" videos. kzbin.info/www/bejne/hGfCZaiAa7ucjJY and kzbin.info/www/bejne/bWjUh6Btnseibcmcttps://kzbin.info/www/bejne/bWjUh6Btnseibck

[@williamscott3444]

I found your videos very helpful & easy to understand when I first became eligible in January 21. Glad I called you guys & got my plan G through your services. Your staff member who helped me was first rate. Thanks again Matthew.

[@MedigapSeminars]

Thank you William. You can always reach out to us if we can help with anything

[@lindachick8889]

I appreciate all of your videos. It is so important to study like a college degree. Informed decisions are what will lower insurance costs for everyone. Your guidance is wonderful. I have easily put in 120 hrs learning the ins and outs of Medicare.

[@vladimirl.5917]

Having all that knowledge now I was hoping you could answer these questions for me? (1) Have you decided which path you should take? (A) Staying with Original Medicare and supplementing with a Medigap plan. (B) Selecting a Medicare Advantage plan. Do you know what your Maximum Outofpocket would be for this plan for both in and out-of Network services? (2) After deciding, do you know how hard or easy it would be to change your mind later? (3) If you have any health issues that could be considered “pre-existing conditions”, what, if any, impact would that make on your decision?

[@Criticalthink21st]

Called your office today-right before Christmas. Jordan proved very helpful and knowledgeable. Due to actions I took before I called your office- she could not offer direct assistance, yet she provided extensive, fact based information pertinent to what’s best for me. Wish I had called earlier!

[@MedigapSeminars]

We wish you had too! I am glad we could help.

[@sj2024sj]

Excellent! The best I have seen on KZbin regarding Medicare

[@MedigapSeminars]

I am glad you found it useful. I have 40 other videos on Medicare as well. Click here #MedigapSeminars or feel free to subscribe. :-)

[@mmmgrrrlll]

Appreciated your description of the 3 pricing criteria. Depending on the state as well as what the insurer chooses can dictate the expense of your supplement. I also appreciated you pointing out that the benefits are standardized by Medicare and if the Insurer offers other benefits they can drop them & you continue to pay for premium benefits. Most of all your delivery of the facts in a clear & concise manner is understandable & comforting. Thank you

[@CG-up2uf]

I appreciate the slow and detailed explanations you give on your videos.

[@MedigapSeminars]

You are welcome SOMA

[@davidfolts5893]

Content is outstanding, well thought out, and easy to understand. The smartest guy in the KZbin Medicare space.

[@jeannealjabi7160]

I have seen most of your videos and have learned so much about plans and companies. I have had medicare for many years but need to change now and then and find things change continually. Thank you for all of this information!!

[@MedigapSeminars]

Call us, we will show you your best options. Our services are free to the consumer. 800-847-9680

[@JustBob-sw4rf]

A most excellent description of the situation. It was all interesting and very well laid out. You mention that this is a series. It would be helpful if you numbered the titles of the videos in the order that they should be watched.

[@oldvidqin8886]

WOW … wished you were here 7 years ago ( I’m 72 ) … I’ve done tons of confused internet reading over years … You laid it out so well … systematically logically … with good Tips ! ( Dos and Don’ts ) Medicare should put your series on the MUST SEE list when turn 64 ! Thanks You … Thank You … Thank You …

[@MedigapSeminars]

Thank you . I really appreciate your kind comment.

[@vladimirl.5917]

Based on your new knowledge, do you think you made the right decisions along the way? If not? Do you know if you still have options for improvement? Last year, at age 74, I discovered the High Deductible Plan G, which I thought was better for me than holding on to my employer’s MA plan. Fortunately, seniors can decide to leave employer MA plans with no penalties even with a pre-existing condition. So I switched and am very happy with my new plan. Universal coverage. No networks. No referrals. No bills after meeting the deductible.

[@butchwillard55]

Anxious too see your new 2022 videos. Always great learning tool. Thx.

[@michaelcostantino5397]

As with the several other videos I have watched, very well done. The explanations were clear and concise. The recaps are excellent. Pointing out what to look for was very helpful. Thank you again for sharing your knowledg.

[@CathyTheMichiganGirl]

In my research, I thought I understood Community Rated. Imagine my surprise to see a company in my state (IL) offering Community Rated Medigap plans. I was further confused when looking at their rate tables and seeing different rates depending on age, gender, and tobacco status. And their rates increase by age group due to gradual decreases in their “enrollment discount”. So I know of at least one company you’re referring to that uses this deceptive practice (and they’re recommended by AARP, no less). You’re the only one I’ve seen so far who has bothered to point out the deception. All other available plans here are Attained Age based. Thank you so much!

[@miriamarrighi621]

Really appreciate all the information you provided in this video, as with all your videos. You answered so many questions I had, and now feel informed. Thanks

[@JOLETGO]

Great information!!! Thank you!!!

[@leebronock887]

Information I need. The idea of "extra" benefits being revokable didn't occur to me either. The wife calls those 'benefits' "window dressing." Relying on just Social Security and not being eligible for Medicaid is a "challenge" today. Now glad we grew up near poor. I'm "pre approved" for surviving the upcoming hard times. Stay safe!

[@MedigapSeminars]

We call those extra benefits "lipstick on a pig" LOL

[@chrisschopmeyer1684]

“There’s no pricing structure that turns an insurance company into a philanthropic organization.” Gold. I hope you enjoyed writing that as much as I enjoyed listening. 😂

[@garybala000]

AARP United Health, offers community rating. But then imposes a “discount” rate that decreases periodically, thus it operates just like an attained age plan.

[@MedigapSeminars]

That is correct in all states except those that mandate true Community rated Plans or Issue Age Plans. But by structuring their plans as they do, that 3% annual increase in price is not considered a price increase when comparing stats.

[@janicebaker105]

It would be nice if these videos were numbered. I’m not sure how to find the first one or the next one now that I’ve listen to the one in the middle.

[@sct4040]

I agree, or with episode #, similar to a tv show.

[@philipsenger3365]

Some good facts that I already knew. I still dont know which insurance company I should purchase my supplement from. Thats really what I want to know. There are numerous companies so which one is best for me??? I always get the same answer..."Well that depends" yeah I know. Back to the beginning...and on and on it goes!

[@MedigapSeminars]

We make our living helping people choose the right insurance company. Perhaps contacting us will help. medigapseminars.org/contact-us/

[@jamesburrell8574]

I’ve seen so many videos comparing plans, but completely gloss over choices in companies. Very good video! Thanks!

[@MedigapSeminars]

The right company depends on your state and age. Can't put that in a video. Besides, we get paid to help people with the application. We don't get paid for videos. If you would like my advice on companies we are happy to offer it to those who wish to work with us. Keep in mind, it's free to you, the consumer.

[@lindachick8889]

Oh and you are correct about Silver Sneakers . This can be a benefit on some Medicare Advantage Plans .

[@marymidwestill5697]

A very big thumbs up to you for your whole package of Medicare videos. For one reason or another, I've viewed a lot of these videos from various presenters and that exposure made me appreciate yours in particular. Thank you for the overall comprehensive range of your entire group of videos, but thank you at least as much for breaking Medicare info into separate topics and separate videos. I find your explanations thorough, but blessedly clear concise and highly useful. Thank you for the thoughtful prep that must go into your straight talk.

[@JeffDavisGURU]

Great info...I didn't know that the extra benefits could be cancelled.

[@MedigapSeminars]

If it's not detailed in your policy, it can be changed or canceled. Many benefits will be long-term, but not all

[@Vvv-7-7]

You are excellent. You said you don’t deal with Massachusetts? Can you recommend somebody for Massachusetts that says efficient and accurate and helpful as you? Thank you.

[@ron_m255]

I noticed from watching your videos you not only match people to the right policy, but you also act as an advocate. I will be contacting you, I turn 65 in November.

[@hansastra1416]

Very straight forward for important info needed to decide instead of doing your own reseach

[@michaelbarady6636]

Very informative. I'm sold and will call you. Thank you

[@MedigapSeminars]

We look forward to talking with you!

[@debbiehedrick9396]

Very Worth While! Information is great!

[@elainehintz7949]

Very informative. I will be looking up your other videos to view them also. Thank you.

[@MedigapSeminars]

You are welcome Elaine. They are easy to find if you subscribe or click on #Medigapseminars

[@centralgroupllp3933]

This guy is so slow he put me to sleep. What he's is doing is mostly self serving. See my vedeos. My co. Our office etc.

[@jb5959]

I found the information in this video very helpful as I will be searching out my medicare supplement soon! Thank you!!

[@tubro007]

Why search? Just give them a call and letr them find the right one for you. What, are you going to become an insurance agent now as your career in retirement? Some people ...

[@lawrenceoneal-ms4ky]

Very informative!!! Thank you 👍🏾

[@stevebarnett1472]

I so enjoy these videos and their straight ahead, even toned, fact based presentation. Of the three videos on Medicare supplement insurance companies, I've watched the first one and the second one (this one), but I cannot find the third video. Can the link to that video be posted to the comments here?

[@larryclark3741]

You guys are so awesome with this medicare stuff and I will be contacting you guys very soon and I'm looking forward to it just an awesome company you guys will be hearing from me soon thanks LC

[@MedigapSeminars]

Our pleasure!

[@lolayancey3626]

I was not aware that extra benefits could be cancelled and higher price of plan would not be reduced because of that cancelled extra benefit.

[@rbpriore1]

Your videos have been really informative. Thank you

[@MedigapSeminars]

You are very welcome Roger, and thank you for the kind words. My goal is to make shorter videos. The long ones like this are really tough. Part 3 of this series will definitely be shorter and easier to watch.

[@tonyreddy7535]

I did not know about the "extras" being temporary

[@optionstraderman]

Wow, great video series, Part 1 and 2. Any chance I could locate Part 3 on your site as I have been looking for quite a while and simply cannot find it. LOVE your analytical approach to dealing with this issue. I too am a bit of a numbers guy, so I really do appreciate your research and hard work. I'll be calling your company soon for quotes here in Central Florida...

[@TJC1315]

@optionstraderman I can't find part 3 either. I also checked 'playlists' and there's only 2 videos listed under this subject. 🤔

[@optionstraderman]

@@TJC1315 I think I saw in a later video that he hadn't gotten around to recording part 3 yet so hopefully one day it will arrive.

[@vidacruz9688]

No, I did not know about the extra benefits that you may get. Thank you.

[@sheilabrennan4481]

I very much appreciate this helpful info . It honest to God is so incredibly complex, confusing, with so many moving parts to try to make a decision. Your videos are great and I appreciate your passion for getting out the information to those of us that need it desperately. I am still in the 6-month window where I can make a choice between advantage and supplement without medical underwriting. I was going you plan on advantage, obviously the cost and the benefits being much better initially. Yet I am a long-term smoker and feel like if I don't jump on the Supplement Plan at this time it would be very expensive or not even possible after my 6 months window. So appreciate all your videos. I love your passion and your transparency and when you feel like it's BS you call it. Bless you. Just called your 800 number to get that name of the supplement plan that is most stable with their increases would you referenced on your high deductible Supplement Plan update video, but since it's Sunday I have to wait till Monday and hope to hear that. Thank you

[@candyclaypole493]

Mr. Matthew, thank you so much for helping me to understand my options. Medicare is a new language for me and I appreciate you sharing your knowledge so we can make an informed decision!

[@sandieisele4270]

Talks in common terms I can understand

[@jimnordgren8133]

Hi there, I did not know that a insurance co.can cancel a part of your benefits. Good to know.

[@warriorqueen863]

Thank you.. I'm learning.. God bless. 😊😊😊😊😊

[@maria1865]

Exc. & detail explanations, very helpful. Thank you, & Happy New Year to you & your family.

[@MedigapSeminars]

Thank you Maria

[@valeriewood1683]

Enjoyed your seminars but can't find Medicare Insurance Companies best medicare supplement plans - Part 3 that you talked about in the other videos. Can you provide a direct link? Thank-you!

[@MedigapSeminars]

I have not yet had time to finish that one. :-(

[@randymarmer4910]

​@@MedigapSeminars I'm about to turn 65 and I have found your videos very enlightening. As such I was quite interested in seeing the third video in this series. I'm sure you are working on it, but in the meantime I was hoping that you could at least give me some direction to facilitate my research. I'm assuming that the most important "What to Consider..." criteria largely have to do with various measures of how "solid" (# years in business, # of policies issued, etc.) a company is & the demonstrated stability of their pricing. Is that reasonably accurate? Are there any other major criteria that belong at or near the top of the list? And is there an efficient way (ex., a specialized website or industry standard/rating system) to research/compare such parameters? Thanks!!!

[@darlenericotta7550]

I sure appreciate this information! It is so confusing. I was not aware of this. I have been having scam phone calls since last year so am so wary of all and don’t trust any of them!

[@Kathleen67.]

Valuable information, thanks.

[@jhors7777]

Thank you for posting this very helpful video!

[@tsabo8227]

Thank for the invaluable info

[@MedigapSeminars]

Please let me know what you find most interesting.

[@mrth1702]

Sorry for the errors. It is 5a.m. I hope you can decipher that.

[@gatsby6815]

Different types of rating depending upon State you live in. Most interesting 🧐

[@mariaolgavasquez3329]

@@gatsby6815 In

[@imagine4793]

The clarity of your videos is what has brought me to call your company for help... thank you! judith bailey

[@Ke-qv3md]

So was Mutual of Omaha plan N a good choice for Mt

[@debrarichards7679]

It was new to me that benefits can or cannot be offerred without a change in premium.

[@gvet47]

There are medical facilities that take Medicare but they may not accept the suppliment company! Why does the Medicare &You booklet that the Government sends out now only list Advantage plans. I don't want that, they do not list Supplemental companies.

[@MedigapSeminars]

Mayo clinic just sent a letter out stating they do not accept ANY Medicare Advantage Plans, just supplement plans. The Medicare & You Guide changed a lot in 2016 or 2017, the same year they made a ruling that agents are not allowed to state that the Government prefers people get Advantage plans.

[@larryclark3741]

Very good information thanks

[@Jancomai]

Very helpful video. Thank you.

[@karenaakeberg1068]

I didn't know that supplemental is covered by insurance companies 😳 🤔 thanks

[@MedigapSeminars]

Yep - That's what we do. We help you find the right supplement and insurance company. Keep you away from insurance companies with high rate increases. medigapseminars.org/contact-us/

[@djuriga379]

I like learning something, just want it given more concise and less wordy

[@lgannon83]

very informative video. Thanks

[@Guest-at-the-Asylum]

If I have an advantage plan and I move to a state in which my plan isn't offered, would I have to go with an advantage plan by a different provider or could I switch to original medicare? Would I have to go through underwriting? Thank you for your time.

[@paulablissett4447]

The Prolea Shot for Osteoporosis for me is $1700.00, my copay under Part D was $9.95, so yes, a very expensive shot, I decided not to go forward with the shot because the side effects are very bad, so I do the pill form, which a couple of my doctors says is not doing a thing for me.. 🤗🙆‍♀️🤷‍♀️ medical care is not what it once was, and neither is the hospital care and professionals that occupy them. 😏😒🙄😬

[@susannerose8236]

@paulabissett that is why I go to osteostrong.

[@paulablissett4447]

@@susannerose8236 Osteostrong?? Never heard of it. ??? Would you please explain 🤔??

[@susannerose8236]

From the book "Life Force" Tony Robbins. Weight bearing through resistance to stimulate bone density. Look it up on line 😊

[@paulablissett4447]

@@susannerose8236 OK 👍 👌, does it work right away?? Thank 😊 You!

[@paulablissett4447]

@@MacchiatoSwirlGirl HEAR!! HEAR!! I can't believe how much health care has gone down hill, especially in the last almost 3 years!! I don't know about you, but where I belong, they are all liberals, still with the mask thing , I tried changing, but those , dentists included have a different set of issues, so I guess I'm stuck, it's too much trouble to switch back and forth😏😒🙄, so I just don't let them take control of my body, I know my body better than any doctor, in other words, I will not comply if I think the health care decisions are not in my favor..

[@WayneMichael-x3c]

No I did NOT know about the gray PT.

[@jeffjr100]

Always helpful

[@KateConvissor]

I'm following along with bated breath. Where's part 3? How to find the right insurance company?

[@MedigapSeminars]

I decided to make Part 3 into two videos This is part 1 kzbin.info/www/bejne/hGfCZaiAa7ucjJY Part 2 is this weekend

[@robertconaway2869]

not finding the third video in this series

[@sharonmale5144]

Great info thanks

[@RG-hf4et]

Lots of information here but I was waiting to hear company names based on the title of this video. I know there are tons of companies but there must be the top 5 of medicare companies or the top 5 companies that keep increases lower than others. That was never discussed.

[@edgywagy145]

Looking for the magic pill ? Call them directly

[@vladimirl.5917]

Here’s a review that can be helpful. www.investopedia.com/best-medicare-supplement-insurance-companies-5074131

[@vladimirl.5917]

Once you find the company you like ask how much you can save with the HD Plan G. My guess it’s about 70%. That’s a lot of savings during your “healthy” years.

[@RG-hf4et]

@@vladimirl.5917 Nobody ever mentions a High Deductible Plan G plan in any of the videos I've ever watched. I know it's out there but mamy never hear about it.

[@mijuajua4820]

@@vladimirl.5917 - THANK YOU☺️

[@pattyeverett2826]

Informative video.

[@MedigapSeminars]

Thank you Patty

[@billfournier439]

It seemed I missed something, you showed a Plan G and a Plan N side by side and then to compared the low end price of Plan G with the high end of Plan N. In my mind you where attempting to compare apples and oranges. Plan G is higher than PLan N whether you look at the low end of pricing or high end. As I see it comes down to which plan best fits your needs. My only question is does each insurance company have any sort of rating? Is that rating tied to the price?

[@MedigapSeminars]

there are no ratings because the benefits are all the same and Medicare makes all decisions. What you missed is that a person in the wrong company can spend more on a Plan N that they would spend on a Plan G with the right company. Choosing the right insurance company is more important to your lifetime cost.

[@yuanshuan7099]

I travel internationally most of the year. Is plan G or plan C a better choice for me? Thanks.

[@actuuaalevythg1295]

Very good explanation. Good, clear speaking style.

[@denisemorris5583]

A: Did not know extra benefits could be dropped at any time.

[@edpopplewell9838]

You have a competitor that is very good but I think he uses a little fear tactic. And I want to say thank you for that. I guess I have to watch a little more but I am on a Advantage plan with Medicaid on the bottom part. I've been that way since I'm on disability that I turn 65 next year. I see the big difference now. How how hard would it be to change. And time I paid basically 170 and say 120 a month and 30 a month for the rest of the stuff that's about $500 a month but not much left. But I see the advantage of doing it with the G plan

[@MaryBethMcCoy]

When you turn 65, you will have the your initial enrollment period for Medicare and will be eligible to change at that time easily.

[@jimquantic]

Can you mix/match? Must you use the same company for ALL the supplements you chose?

[@tomschmidt381]

I had not realized Medicare Supplements even had the ability to offer additional perks and never factored that into our decisions.

[@MatthewClaassenCMT]

I believe we will see more perks in the future. But they will likely be like discounts rather than something “free”.

[@darlenericotta7550]

Good to know information.thank you. What video should I watch to learn what insurance company is the better for supplemental plans?i live in California.

[@carolknapik7426]

Can't I change my insurance company with a supplement plan?

[@paulablissett4447]

Yes you can @ the alloted time frames, I have a a Medigap Plan F, great plan 👍, I would never do an Advantage Plan .

[@tubited]

Good job

[@P29ZAD]

Does your obtained date change if you move to a different state?

[@MatthewClaassenCMT]

No Not at all

[@MarkHolmes]

once you've picked a Plan G company, can you move to a Plan N or is that only possible if you undergo medical underwriting?

[@MedigapSeminars]

In all but a few states, medical underwriting will be required. There are a couple insurance companies that let you move down in coverage, but some charge you extra if you do not go through underwriting.

[@kathyoh5643]

thanks

[@schmivvie]

Did not know about the extra benefits

[@willylopez8540]

How did you get the expensive medication under part D covered by Medicare part B?

[@MedigapSeminars]

It must be administered by a medical professional in a medical facility

[@1st_imgt]

wait a minute you can't do change of address(19:44)......that's very telling.....when i moved from state to another my local state farm agent had no problem changing my address and setting me up with new policies for my new locale. As far as health went i just made a phone call and dictated my new address. Am i just misunderstanding here....which i am known for

[@MedigapSeminars]

I have no idea what you are referring to. The time stamp you indicate has to do with our customer service. Medicare is national coverage. A medicare supplement is national coverage. Your insurance continues with you no matter where in the US you go.

[@tubro007]

Yeah, you're a retard. He said his staff can get the answers to your questions, but they don't work for any one insurance company so they can't go into their system and perform actions like change your address. State Farm is the most expensive, so just keep on being your silly looking self.

[@pinchermartyn3959]

Very interesting thanks

[@jeannealjabi7160]

I tried to contact you but was told since I am 90 yrs old, healthy now, no dementia. I was told I had to talk to a back company. Why can't your people help me? Do they give the same help you do?? I just need to change to a different company.

[@MedigapSeminars]

That was my back office they were referring you to. I do not deal directly with the public anymore. I run the company.

[@mrth1702]

I called the Senior savings Network that I got on one of your seminars. I thought you were on the E Coast of FL. They are in S Carolina. I hope to find out if I made the right decision calling them. I am on a waiting list till 11/10/21 for an agent to get back to me.

[@MedigapSeminars]

Hi M Roth. That is NOT my company. That is Chris Westfall's (or was, he just sold it). Please call us at 800-847-9680

[@MsAnna4040]

Thank you!

[@kim.in.nature.]

Do you have a video on whether it makes a difference if you live in a big vs rural and what Medigap plans are offered (or not) and if premiums are affected by where you live. Thank you! You will be my Agent when I turn 65 next year,

[@MedigapSeminars]

Premiums are, by law, based on the insurance company claims experience in your area. The rest...it is a matter of how much control you want to give to a for-profit insurance company over your healthcare. You will always have more control and more freedom with a supplement.

[@tonyreddy7535]

I didn’t know about temporary extra benefits

[@paulablissett4447]

Is Illinois an Issue Age State, I'm with Mutual Of Omaha, I have been since 2015, and they raise me every year. This last year only $10.69 raise, I was shocked, my rent got raised $13.00, I was dumb founded, I'm 73 and a half and very healthy, I have had Kidney Stones, Thyroid, and Cataract Surgeries .

[@lsnitzer1]

how do i see the united healthcare premium increase over time

[@MedigapSeminars]

Good question. It is hidden. It does not even show up in the quote engine data base. Keeping it hidden is why in many states they call one of their annual price increases a "Reversal of a discount" It's not. There is no discount. It's just a way they can include a 3% annual price increase without it showing up as a price increase.

[@lsnitzer1]

@@MedigapSeminars thank you for your KZbin presentation on Medicare supplement my workplace kept going on about Medicare advantage and saying how great it is, but they go on to tell about the drawbacks

[@MedigapSeminars]

@@lsnitzer1 I hope to do a video about the lack of transparency with Medicare Advantage Plans and money. Employers get bonused, doctors get bonused, huge commissions...on and on. The government pays the insurance companies so much for Advantage plans, they have cash to spend on everyone.

[@kimdiedrich9712]

UHC with AARP is the carrier I was lead to by your competitor broker! Glad I waited to find out more, they do not mention this!

[@kimikosmith5823]

@@MedigapSeminars I did a search on Florida insurance regulation and found it odd that from age 80 years old to 99 years old the premium remained the same for Pan G and Plan N. We all know it goes up each year. I don't think this a computer glitch either

[@craigpawlisch8628]

Was part 3 ever published? I can’t find it in your video lists.

[@MedigapSeminars]

Yes, Part 3 was divided into two videos (sorry) I refer to them as the "Hidden Risk" videos. kzbin.info/www/bejne/hGfCZaiAa7ucjJY and kzbin.info/www/bejne/bWjUh6Btnseibcmcttps://kzbin.info/www/bejne/bWjUh6Btnseibck

[@mertmanuel9836]

I lives in NJ 68 yrs old already retired I hve my medicare part a& b…What is best insurance you recomment….Tnx.

[@MedigapSeminars]

Hi Mert. I cannot make such recommendations over KZbin. But we will be happy to help. You can call us or use the web to contact us: medigapseminars.org/contact-us/

[@-moses-6898]

Ps I still do not know either what insurance companies- I should purchase my plan from !

[@MedigapSeminars]

Well, that depends on the plan and where you live and other factors. Reach out to us for details. medigapseminars.org/request-a-quote/

[@davec503]

​@@MedigapSeminars just used your email form 👍

[@utuberoku2475]

I like the 30 minutes. I have an employer Medicare advantage plan. I suffer chronic pain and need exercise. Will Medicare cover excersize at a health gym like xsport, vitamins, acupuncture, naturopathic doctors. Will your supplement plan cover complementary meds and services?

[@Miguel195211]

How do you see prices for Plan F-HD in 2022? Mainly talking about insurance company United American? TIA

[@MatthewClaassenCMT]

I see no reason to expect a price increases in the foreseeable future. UA is awesome in FL

[@-moses-6898]

Should we worry about excess charges not being covered on Plan N ? help !

[@MedigapSeminars]

Short answer, NO. Here is a video with the details and "receipts" titled "Excess Charges R Dead" kzbin.info/www/bejne/m5nCg3mgfNWJpZY

[@sct4040]

I had to pay my GYN $45 on Plan N along with the $20 copay. AARP Supplement insurance paid my doctor 31 cents. Yeap, that’s right, 31 cents. I am not sure whether I paid an excess charge or a balance bill. Fortunately, no other doctor charge me anything.

[@janetroberts6441]

News to me that extra benefits could be cancelled while premiums remain high

[@MedigapSeminars]

Hi Janet. Anything not in your policy is at the will of the insurance company. They can still be good. You just do not want to make your decision based on those extras.