Medicare is NOT FREE (Here's What You Pay For)

  Рет қаралды 15,186

The Medicare Family

The Medicare Family

Күн бұрын

Пікірлер: 83
@TheMedicareFamily
@TheMedicareFamily 6 ай бұрын
Let me know what you think about the video in the comments below! Get my FREE Cheat Sheet, Workshop, and other tools here: linktr.ee/medicare.mama
@darcyterry
@darcyterry 6 ай бұрын
Love Sylvia and all she does!!!!!! Funny too!!!😻 Love all her hats!!!!!!👒
@09ChargerRT
@09ChargerRT 6 ай бұрын
I'm only 56 but will follow and watch you till I retire and get set up, and probably after that too, probably at 65, 9 years from now. I'm learning so much here
@rm19660
@rm19660 5 ай бұрын
Part b will probably be about $500 to $600 by then ... Good luck!.
@cateenadav
@cateenadav 5 ай бұрын
For 5 years prior to obtaining Medicare eligibility I was paying for health insurance under Affordable Health Care - now THAT was Expensive! In the year prior to Medicare eligibility (2019) I was paying a premium of nearly $800/month with a max out of pocket deductible of $8000/ year. So for me, even original Medicare is a huge savings. If your employer paid for/contributed toward your health insurance you will feel like it is expensive. With companies now laying off people on a regular basis and no job security (unless you are a politician) it is a nightmare of gigantic proportions to be laid off and losing your health insurance while coping with an illness. I feel very lucky that my illness did not occur when I was under the ACA!
@Kaymeron
@Kaymeron 5 ай бұрын
So glad the KZbin algorithm pointed me to your channel. This is the most clear, concise explanation of Medicare that I've heard. Thank-you!!!
@debbiezullo7056
@debbiezullo7056 6 ай бұрын
You are amazing!!! Thank you for sharing your knowledge ♥️
@TheMedicareFamily
@TheMedicareFamily 6 ай бұрын
You are so welcome!
@esthermitchell7131
@esthermitchell7131 6 ай бұрын
I called your company in May Faith gave me wonderful advice. Thank you and i love your videos...
@CaugustusWhite
@CaugustusWhite 5 ай бұрын
You are seriously my new spirit animal !!!! You do an amazing job of explaining these nuances ….
@Joetech959
@Joetech959 5 ай бұрын
You are amazing, you answer all my questions.thank you for all you do greatly appreciate you.
@sueharris6616
@sueharris6616 6 ай бұрын
Very good information as always. Thanks so much.
@TheMedicareFamily
@TheMedicareFamily 6 ай бұрын
Thanks for watching!
@karinehlalaian3237
@karinehlalaian3237 6 ай бұрын
Love your videos ! Is plan D premium determines on the amount and type of medications one takes?
@Tad-For-Global-Peace
@Tad-For-Global-Peace 5 ай бұрын
We don’t want it privatized that’s for sure. Trump and Republicans plan on privatizing healthcare for veterans as well as Medicare. They plan to deregulate corporations, workplace, safety regulations, environmental protections, pharmaceutical safety standards and food safety standards. It’s all in the “project 2025” manifesto
@billthomas4312
@billthomas4312 5 ай бұрын
Thank you for a very clear message! I appreciate this information.
@luvanime1986
@luvanime1986 5 ай бұрын
I was born in '62 and have been on SSDI since 2008 for severe full body polyneuropathy, mixed fiber and was approved 1st go in 3 months. My wife was born in '65, immigrated in 2001 and has been running her own successful piano studio with annual salaries since then. Questions: 1)when can or should she apply for Medicare (I have been on straight medi for years) and is it the Nov to Jan 15th deadline or dependent on her birth month (jan) or some other range? 2)I heard she can work until she's 70, but what are her other options or age to sigh up for ss retirement benefits given her birth year? Is it only 65 or 67 or 70? Or can she sign up at 62 às well? 3)what happens to my SSDI and at what age? Does it change to retirement benefits at 65 or 67? (no one has ever answered my questions regarding what happens to SSDI recipients when the hit retirement ages) Thank you in advance for your assistance and your videos are helpful to the topic.
@BeaHapi
@BeaHapi 6 ай бұрын
Thank you for helping describe Medicaid . This helps so much.
@TheMedicareFamily
@TheMedicareFamily 6 ай бұрын
Glad it was helpful!
@LongNguyen-p9t
@LongNguyen-p9t 6 ай бұрын
Thank you ❤
@TheMedicareFamily
@TheMedicareFamily 6 ай бұрын
You're welcome 😊
@peggycuomo1877
@peggycuomo1877 6 ай бұрын
Not free, but it comes out of our paychecks
@TheMedicareFamily
@TheMedicareFamily 6 ай бұрын
true
@teresawaterkuetter8760
@teresawaterkuetter8760 6 ай бұрын
I work at hospital in Michigan. The union local put in the contract that all employees at 6 months of employment must pay into VEBA. No option to not pay into it. You can use VEBA only when you are retired on MEDICARE and had worked at least 10,800 hours. You will pay $68 a month when you start VEBA. It is a glorified Part D program and the drug co pays are reportedly not that cheap. There is a high turnover in the hospital. Many people don't stay at the least 10 years at the hospital required. I could go on, but suffice it to say I would have to stay there until I approximately am 70 years old to use it. (I am omitting details for brevity) I don't like it.
@rosebecker2242
@rosebecker2242 6 ай бұрын
God have mercy on me
@rm19660
@rm19660 5 ай бұрын
I remember when part b was less than $100 a month. Doesn't seem that long ago. 😢
@alansach8437
@alansach8437 5 ай бұрын
I remember when bread was four loaves for a dollar and gas was .99 a gallon too!
@whatsup3270
@whatsup3270 6 ай бұрын
What I would love to see is a report card form of the most common 3 options as this guy took A($0) + B($175/m) + D($50/mo)=$225/month. This other guy took A($0) + C($75/mo) + D($50/mo)= $125/month. Or should G be in there? Did F go away?
@hollymerchant9550
@hollymerchant9550 6 ай бұрын
Well, I had also read if you don't sign up for medi care, you might NOT be able to collect your soc sec?
@unclefester6501
@unclefester6501 6 ай бұрын
No, you just pay more for Medicare if you don't sign up for it at 65. If you have work health insurance you might be able to delay. It's complicated.
@hollymerchant9550
@hollymerchant9550 6 ай бұрын
@@unclefester6501 thank you for taking the time to reply!
@johnc2438
@johnc2438 5 ай бұрын
Don't know where you read this, but it's not true. You can start collecting Social Security at age 62, three years before you sign up and begin paying for Medicare Part B. I know some retirees who move away from th U.S. and decide not to ever sign up and pay for Part B and just take their Social Security payments. Medicare works only in the U.S., for the most part.
@hollymerchant9550
@hollymerchant9550 5 ай бұрын
@@johnc2438 Thank you so much for your information! That makes sense to me!.
@alansach8437
@alansach8437 5 ай бұрын
Yeah, that's not true. You get A automatically if you sign up for SS. The others are your choice, but if you don't sign up when first eligible you could end up paying penalties later when you do sign up. Also, if you decide later that you want a Suppliment you may have to undergo medical underwriting and pay a lot more. You could even be refused.
@kare7840
@kare7840 6 ай бұрын
What happens if you never sign up for Medicare?
@markme4
@markme4 5 ай бұрын
Nothing 🤷🏻‍♂️
@masoncnc
@masoncnc 5 ай бұрын
Stormtroopers from Washington DC come an knock on your door
@johnepperson8867
@johnepperson8867 5 ай бұрын
@@masoncnc LOL !!!!!!!!!!!!!!
@alansach8437
@alansach8437 5 ай бұрын
You will be treated like dirt when you do get sick or hurt and you get admitted as a charity case. You likely will not get anything near the care you would have. You could be sued for payment of your care and end up losing any property you may have, or funds you have in savings or investments.
@vickilindberg6336
@vickilindberg6336 5 ай бұрын
The payouts Medicare gives to providers are so low compared to other insurance that many good providers don't want to work for the low Medicare payments. The program as a whole is incredibly expensive to administer.
@aminulislam-ot6nv
@aminulislam-ot6nv 5 ай бұрын
It is criminal that at late years of a persons paying in the system they are penalized .
@jewelst8894
@jewelst8894 5 ай бұрын
My husband turns 65 this December, can he apply for Medicare to start January 1st?
@TheMedicareFamily
@TheMedicareFamily 5 ай бұрын
Yes, absolutely
@masoncnc
@masoncnc 5 ай бұрын
Wife's medicine and Medicare premiums with supplement G total about $750/mo😭🤕. And that's if nothing extra bad happens.
@KevinHurley-np1gs
@KevinHurley-np1gs 5 ай бұрын
I’m covered by my wife’s insurance. Can I cancel Part B? Can your office help me get my pension? Tia
@TheMedicareFamily
@TheMedicareFamily 5 ай бұрын
Yes, no
@jamescalifornia2964
@jamescalifornia2964 6 ай бұрын
~ Find an insurance broker who specializes in Medicare and purchase a supplement plan 😏👍
@TheMedicareFamily
@TheMedicareFamily 6 ай бұрын
True when you can afford it. Remember many cannot
@helenchappell2632
@helenchappell2632 5 ай бұрын
do you have to have B, I have always done homeopathy and do not see doctors
@alansach8437
@alansach8437 5 ай бұрын
People end up in the hospital....maybe you slip on ice or get in a car accident?? They go to the hospital for a short stay. They think, "I'm covered because I got Part A, hospitalization". Then what happens is the hospital doesn't actually ADMIT them! Not covered, even though they were in the hospital!! Would be covered under Part B! They get hit with ten of thousands in bills! Nearly everyone needs a doctor at some point. Nobody dies healthy!
@hollymerchant9550
@hollymerchant9550 6 ай бұрын
That's what I thought.. but a friend's mom died and the medi care wants the money back that was spent on her care! How can this be done?
@darcyterry
@darcyterry 6 ай бұрын
Following
@TheMedicareFamily
@TheMedicareFamily 6 ай бұрын
she owes Medicaid money, it's fair
@hollymerchant9550
@hollymerchant9550 6 ай бұрын
So... If we pay for insurance, they can send collections after us? Why have the insurance? Seriously asked!​@@TheMedicareFamily
@darcyterry
@darcyterry 6 ай бұрын
How will Medicare get the money back if she died? If she had a house will family have to sell it to repay?
@susanstricker3739
@susanstricker3739 6 ай бұрын
Medicare and Medicaid, two often mis- understood differences.
@bradleyvanzile1111
@bradleyvanzile1111 5 ай бұрын
Medicare being a cost in retirement is a no-brainer. I’ve been on Medicare for 17 years. Nothing is free!!
@kygent508
@kygent508 5 ай бұрын
Medicare should be free for all Legal Citizens and include dental and eye.
@alansach8437
@alansach8437 5 ай бұрын
That's how it should be, but we can't even get 60 Senators to agree to fund what we have!
@goldie260
@goldie260 5 ай бұрын
it's a joke how this country is... I've been working since 14 I'm 50 il be retired from new York city transit and to know all this good information is mind boggling.. it's as if you just work to pay to die and own nothing...
@bjkjoseph
@bjkjoseph 5 ай бұрын
When you’re 65 you are uninsurable in the United States of America Medicare is your only choice and that’s all you need to know you will find this out
@billysprague6219
@billysprague6219 6 ай бұрын
Medicare certainly isn’t free. In fact, Medicare is the most expensive health insurance I have ever had.
@TheMedicareFamily
@TheMedicareFamily 6 ай бұрын
it will also be the BEST insurance you've had
@billysprague6219
@billysprague6219 6 ай бұрын
@@TheMedicareFamily That’s true. I should have mentioned that. Thanks.
@georgearcher1921
@georgearcher1921 5 ай бұрын
The most expensive I had was Obamacare. What a sham!
@alansach8437
@alansach8437 5 ай бұрын
​@@georgearcher1921How? I have a friend with cancer on Obamacare. He says it saved his life. His premiums are 20.00 a month!
@bjkjoseph
@bjkjoseph 5 ай бұрын
When you’re over 65 you can’t get health insurance so I don’t know what you’re smoking, but it must be really good
@brooks8792
@brooks8792 5 ай бұрын
Medicare costs $134 a month, my supplement is $213 monthly, it is not free.
@repriser9876
@repriser9876 5 ай бұрын
Hi, Lady, you don't want to mix topics!!!!? If you want to talk rich people or poor people, make two different topics.
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