Meet the Man Forging Africa's Cashless Future

[@subijoyacharya3189]

Make more videos of entrepreneurs from countries like these.

[@IonorReasSpamGenerator]

In China cashless system is used to control people, if you don't behave for example by challenging the government, you will be blocked from buying ticked to another city, etc., a cashless system is convenient but also makes people dependent on whoever has control over e-banking...

[@KaiSizzlink]

Very cool, I don't see enough content about east and west Africa in general.

[@knockhello2604]

Mm yup

[@edwardtafadzwafusire1842]

At least you see some, my country only gets mentioned when people want to talk about hyperinflation amd ridiculous bank notes 😂

[@robinsonhelela8231]

@@edwardtafadzwafusire1842 😂😂😂

[@johnathansmith713]

There are alot of reasons😒

[@tanzanear2019]

I make videos of Tanzania

[@Goch46]

The title should transforming Nigerian cashless future. Not Africa. In Kenya almost everyone uses mobile money to do everything he said

[@shimeih2287]

Yeah. Zimbabwe too.

[@shellbeebo]

Well, you know they lump everyone into one

[@ikhtmm]

even in somalia most of us use mobilepay since 2005

[@TeIegram--Vivek675]

This was about a decade ago

[@andreyking2062]

Same in Nigeria

[@eabtv2726]

Kenya has been at this since 2007. It offers the services he mentions. However, I am glad for his creation, Africa will soon be cashless. I don't remember when I used cash last.. Cashless transactions are safe, fast, and hygienic.Kudos Tayo!

[@dominictabu7325]

MPESA has had a huge impact in our economy!

[@eabtv2726]

@@dominictabu7325 Agreed.

[@eabtv2726]

@Emmanuel Chukwuma is this a point of information?

[@IonorReasSpamGenerator]

In China cashless system is used to control people, if you don't behave for example by challenging the government, you will be blocked from buying ticked to another city, etc., a cashless system is convenient but also makes people dependent on whoever has control over e-banking..

[@davidulisi8522]

Cmon all this has been happening in Kenya for years. Almost all adults use the Mpesa platform in Kenya.

[@np6263]

striaght up - the extensions and agents implementation is pree cool tho

[@TheSprti5]

Mentioned at 5:30

[@Agnelum1]

I've always said Kenya has been the leader in this field, certainly in Africa, and has to be one of the leaders worldwide. Kenya was the first country that I heard of doing the cashless thing.

[@georgio3753]

Mpesa actually started it WORLDWIDE. They are the first to ever do it.

[@daniel-johnlavaly4770]

Exactly. The guys forging cashless in Africa are in Kenya,home of cashless transactions.

[@brianrobinmusic]

Any Kenyan watching this thinks it's funny. I love Nigeria but when will non African journalists realize that Africa has more countries than Nigeria and South Africa?

[@braakwame_]

Somalia, Kenya - Mpesa, Ghana - Mobile Money, etc.

[@1anre]

The guy is working. Fintech & other startups solving real problems will bring Africa out of poverty without any dependency on foreign aids any more.

[@obatochukwu2675]

not too sure about that

[@ucheokoroafor8273]

No it wont. Africa's leaders will keep her at the bottom

[@jamaalme6961]

Isn't Fintech that Apollo company than trying to bring cryptocurrency into Africa

[@1anre]

@@obatochukwu2675 and in typical lazy negative fashion, you couldn’t proffer a positive solution to it?

[@1anre]

@@ucheokoroafor8273 how come they’ve been thriving for the past 10yrs & expanding into Mexico & other African countries too?

[@marco.nascimento]

Amazing. This sort of "leap" in tech is always interesting. Here in Brazil most of the low-income population didn't get to have a computer at home, and when the economy got better in the late '00s, people went directly to smartphones and that was their first easy access to the internet like we normally use, available 24/7. This is similar to Nigeria now, as they won't go through classic banking services with credit cards etc., they'll upgrade from almost 100% cash to pay for things directly from their phones. That's quite nice, hope his company grows, an African-owned company is very welcome in the tech industry.

[@cesao__]

Bem observado.. Tomara que tenha inventivos e faça parte e acelere o avanço da economia não Nigéria.

[@joseph3036]

It's the same with industralization,African countries can simply go straight to AI Robotization.

[@mwanikimwaniki6801]

@@joseph3036 We kinda already are headed there.

[@blackchain1900]

@@joseph3036 Yes and take the jobs from the people.

[@wesleywagumba812]

@@blackchain1900 and then create new ones for others

[@franklinwamkota]

But MPESA in Kenya has been doing all that for years... why does MPESA get less recognition in this article? We've been investing in stocks, t-bills, and govt bonds using MPESA for years now. Seems to me like he just copy-pasted the MPESA platform.

[@MrMendesdu91]

That's what I was thinking. I was expecting a brand new innovation in Africa, then I realized we ended up talking about mobile banking. This is definitely not a new technology in Africa

[@pushkarmahale912]

Exactly, M-Pesa is like the mother of mobile banking. It is even used in India.

[@bulelanibotman]

it's due to the population of the country and reach of the company

[@mwanikimwaniki6801]

@@bulelanibotman makes sense.

[@Ace-SK]

Come to Kenya 80% cashless

[@marcfrederic1168]

The Kenyan model is just a beauty,

[@adanabdulle3456]

Seems like Bloomberg is not doing their homework

[@goo8295]

Congrats!

[@Muhammad-sx7wr]

Yes Somalia has been at the forefront of this movement with very high percentages of uptake by the early 2000s and Kenya has also taken it up with a gusto.

[@mwanikimwaniki6801]

@@Muhammad-sx7wr For Somalia it's almost just a necessity.

[@abdirahmang6645]

Somalia has already been doing this for a long time

[@javi2082]

India too

[@pratik2617]

@@javi2082 hi baby

[@isbarhab9814]

Mark my words. Africa is the next gold rush, if not already.

[@macberry4048]

The Chinese aren't well known for being charitable

[@healthfitness3591]

That's true and Covid-19 will speed up the process.

[@bluesilkdesigns]

China has bought up all of Africa lol

[@serveupss2096]

Not in this lifetime, the black man's struggle is not about to end anytime soon in Africa. The Caucasians are on a never ending war and masquerade as philanthropists and all that and now the Chinese are taking over. We have to lock doors and start over from the ground and work at our own pace as Africans. This cashless future they keep talking about will keep a lot more people hungry unless the depopulation programs are somewhat successful. The black militant consciousness of yesteryear should be reawaken, Controlling and sharing african resources, agriculture and wealth in Africa is our way out of poverty in this monetary and materialistic world.

[@myczxr]

@@macberry4048 preach

[@MauricioBarragan]

Dude if you take “paga” to Mexico, you’re gonna succeed. “Paga” in Spanish sounds like the word pay lol

[@ElNegringoKreyolito]

It's destiny lol. Or maybe he thought of that from the beginning :)

[@wilfredopaz7070]

LMAO pagaME!

[@joelGi]

ikr hehe

[@TedEhioghae]

Paga *means* pay. What do you mean by sounds like the word "pay"?

[@yaaobenewaah1697]

Paga means pay. That's why he chose the word

[@wizardkidR1]

Dear Nigeria, We're still waiting for you to catch up to this mobile money thing. Love, Kenya

[@aao449]

They just love to ignore Kenya.😂😂

[@twistl.is.t817]

Not all of Africa is cashful, most of us are cashless, this is just how the west generalise Africa😔

[@TheMagicJIZZ]

Not one African country is cashless. Stop being a victim. Be stronger jesus Christ. Africans always seeing criticism as bad

[@zoecarlibur]

I've been cashless since June 2019, Haven't used cash in months. I pay for everything digitally even when buying from street vendors, The sellers have accounts and accept transfers. But older folks still carry around huge lumps of cash for business transactions. Someone handed me cash the other day and it was so weird feeling it in my pocket. The only downside is I usually don't have the cash to give to beggers, Someone should get them accounts too.

[@fannywayne1920]

LOL AFRICANS THINK CASHLESS IS SOME SUCCESS STORY!

[@zoecarlibur]

@@fannywayne1920 the point is moving away from physical cash. which helps a lot in reducing crime and increasing financial flexibility. As regards to how cashless encourages credit that's a serious thing but we'll adapt..just like the rest of the world.

[@reneelisee5513]

@@zoecarlibur before you say that. I invite you to read a lot about latest news. There's a last doc called the Great Reset. I bet you my friend cashless is sooo bad...

[@salmp7]

M-PESA in Kenya before it was cool!

[@kaseemmay09]

Yeah but m-pesa is owned by white people

[@salmp7]

@@kaseemmay09 Separating people based on skin color is racist. I did not like your comment.

[@brucewayne7422]

@@salmp7 what @kaseemmay09 said isn’t racist at all, it’s the the truth and a legit issue. Your reaction showcases your fragility in dealing with white privilege.

[@TitoMitto]

@@brucewayne7422 So what if it's owned by white people?

[@blankneverlosegaming6374]

@@brucewayne7422 i hope u’r just being sarcastic

[@aminata8320]

I love how East and South Africas are like « we have had this decades ago » lmao 😂 okay ??

[@martinmuruthi1312]

Kenya already went cashless with mpesa like 15 years ago. You should say Nigeria's future maybe

[@macberry4048]

I would like to see what effect the smartphone has on the life of people in developing countries

[@DeusEx.Machina]

I think it will give such countries a much bigger boost than in the developed nations. The heavier the usage of silicon based technologies, means much more data coming in about people’s lives, which enables governments to collect more taxes, control illegal activity, and help enable more business and trade; send factual information to its citizens at critical times. Reduce paperwork and bureaucracy by way of setting up online fulfillment. Such governments would need a heavy use of data scientists, software engineers and web developers though.

[@macberry4048]

@@DeusEx.Machina Since there's negative stories like rumors getting people killed and governments turning the internet off, there should be some positive stories because the technology has spread far enough to have a effect

[@jordannainoca230]

@@macberry4048 it has the same effect as people with smartphones in developed countries. Whats your point here?

[@RokeJulianLockhart.s4eb2q]

@@jordannainoca230 Their 'point' is probably that these effects are hard to achieve-if at all possible-by other means in such poor nations.

[@supernova12ish]

So not the entire continent of Africa but just Nigeria? Weird title

[@wakandannative8614]

If nigeria tries the whole continent will

[@kaysha]

Africa is poised to become a leader in cashless societies because of the problems to tackle. Very interesting.

[@IonorReasSpamGenerator]

In China, a cashless system is used to control people, if you don't behave for example by challenging the government, you will be blocked from buying ticked to another city, etc., a cashless system is convenient but also makes people dependent on whoever has control over e-banking...

[@oswaldolara841]

While I was watching this I was just thinking that in Mexico we could really use this system. And oh wow what a nice surprise to learn that they intend to come here. I really hope it works out.

[@mwanikimwaniki6801]

True. Mexico is what this video brought to my mind.

[@luisesparza1458]

Right now Mexico is living a boom on fintech (and it´s becoming pioneer on fintech regulation), because, yeah Mexico it´s so used to cash in comparison to similar countries like Chile and Colombia. I´m confident that companies like the mexican cuenca, klar, albo, the brasilian nu (which is credit) among others can do it. There is a outstanding model in Iban which offer returns for just holding cash with them, unfortunately it´s involved in fraud allegations.

[@IonorReasSpamGenerator]

In China cashless system is used to control people, if you don't behave for example by challenging the government, you will be blocked from buying ticked to another city, etc., a cashless system is convenient but also makes people dependent on whoever has control over e-banking...

[@jesseshadrack9326]

Kenya did this 15y rs ago with MPESA. Everyone has it in their phone.

[@prestonkenyaofficial]

Kenya did this almost 20 years ago! We call it mpesa

[@O30495]

Most of africa even Northern africa like Egypt has a method of being cashless and cardless for 10 years now

[@hamdanaziz1809]

It's a shithole bruh

[@mwanikimwaniki6801]

@@hamdanaziz1809 Okay. And?

[@isaacoluwade]

This company was founded in 2009 tho

[@sagecapra6442]

You're on your own. This is the same slippery slope that happened to Venezuela and what ended up happening was instead of cash being abused the flow of digital currency was abused which was even more detrimental.

[@SanjeeSen]

Thanks for sharing this - agree with others. Would be great to see more content like this from African countries.

[@tsoka]

Zimbabwean has been a cashless society for years. but now govt is introducing taxes and hance people are going back to using cash. seems one problems for a cashless Africa will be govt taxes

[@jaynana7]

this is about control and this guy didn't come up with any ideas. He is just the face for it

[@eml9147]

this video only needed to be 2 minutes long

[@wilfredopaz7070]

this guy has been working on this since 2009 and bloomberg calls this a startup

[@lucmakelele]

BRILLIANT! Wonderful to see such progress being made.

[@zackyndola1243]

I knew it was a Nigerian. Nigeria is an inferior copy of capitalism. However, given our social values Africa will never become capitalist. Maybe Nigeria, but not the entire continent.

[@felixnzeki4163]

In Kenya more than half of monetary transactions have been cashless via mobile phones for more than a decade now via M-pesa. With your phone you can buy items,pay bills, transfer money,save money and get a loan. And withdraw cash from agents in every corner.

[@phillipalexandercarr1462]

This is really eye opening. Dynamic entrepreneur, wow. 🙏🏽

[@-imkon-8557]

Inspirational guy ... African leaders, but also every single inhabitant of the continent, must continue to drive development of the African financial sector forward ... Growth prospects are massive if a strong and stable foundation is established.

[@segua]

Forging is an excellent explanation of what’s going on in Nigeria

[@dikeledijane8186]

OK???now we are understand why they are not using cashless system, thanks for the information

[@mohammedhassan8155]

Kenya had mpesa for around 15 years

[@cinnamonstar808]

JUST look who they show Nigeria and Nigerians wont push back on that narrative. Image if that was my 1st image of that country?

[@Ethzega]

I hope Mpesa or Paga come to Ethiopia. Great job Kenya and Nigeria.

[@kwame176]

I’m all for this my brother. All the best from Texas.

[@SiaLi-]

damn all the kenyans on the comments crying...

[@ingemar_von_zweigbergk]

3:45 off topic, but all mobile phones should have virtual sim cards as a standard so that the user can switch between them.

[@kalomboC]

E-SIM is being rolled out but it's still very niche. Dual SIM smartphones are VERY common, allowing the same effect

[@highandmightyqueen79]

@@kalomboC Dual sim cards are an inconvenient cause you only activate one sim thus missing calls and messages from the other sim

[@DaggieBlanqx]

@@highandmightyqueen79 I have used dualsim phones for about 6years now, you can call with either of the simcard without activating one and deactivating another.

[@africanrafiki]

Kenya has been doing mobile money transfer and bill payment since 2007. The same mobile money transfer platform that was founded in Kenya (M-Pesa) is now used in Tanzania, Mozambique, Egypt, Ghana and South Africa. This man isn’t leading this change in Africa. He’s done a great job for Nigeria but this video’s title is misleading

[@TheRealSorav]

Cash is better. Cashless is why everyone in America is in debt

[@Idkhowtofkinread]

Whatttttt? Are you stupid 😂

[@TheRealSorav]

@@Idkhowtofkinread it's true my brother. Also don't you think it's rude to call someone stupid when you barely even know them? If you disagree I'd love to be educated man. The internet is really making people mean-spirited...anyway be well m8

[@AzarroFineArts]

WTF? 2:09 NO Pilot lowers the landing gear feet from the runway!

[@kalomboC]

They do in Nigeria 😁

[@knockhello2604]

Yeah wtf

[@isaacoluwade]

Its CGI

[@princelyh.glorious4946]

East Africa is the world's mobile money leader. This guy is transforming Nigeria's cashless future, not Africa's.

[@mironyuk]

A Cashless society will make people 100 more poor, yet the rich will be 100x richer, this is the bait on a rat trap. Only real money ( Gold & Silver) can prevent this nightmare

[@blackchain1900]

You may be right, but what is the play to help the poor people. By the way, I have been buying PM"s since 2004.

[@SIMBADUDU2194]

I think people confuse btn cashless and mobile banking system.M-pesa in Tanzania and Kenya is a mobile banking system not transaction system.We don't use m-pesa for buying and selling commodities but to send and receive some money.

[@soobax7544]

While I aplaoud the work of Mr. Tayo Oviosu, there are so many other africans who succeed in mobile payments. example is Mpesa of Kenya. from some research online, I have found out paga has made almost 2 billions transactions since 2009, while in somalia alone EVC PLUS, payment platforms make over 2 billions transactions per month ( not year). Somalia is the first Africa country who have 86% mobile money usage and still growing!

[@tanzanear2019]

Cash is king. Or gold or coffee etc. Don't let them take your cash off you completely because then they can control more

[@tigerrx7]

You guys who are saying other countries been doing this for a long time, yes, you’re right. But how many of those companies are publicly traded companies with billion dollar market cap. This video is opening the door for the world so see it’s not new in Africa and smaller companies will be empowered to go harder. Square Cash App and Venmo are killing it. They are international. This video gets the word out before American companies start claiming they did it first.

[@saedmohamed7712]

Somalia has already had an almost cashless online banking society for many years now.

[@smith0779]

A cashless society means more control to the owners with less rights for you! It's all about taxes and control

[@mamotalemankoe3775]

Yup

[@johnoikeh4958]

From Lagos with ❤️

[@joelreacts2248]

Ghana has been doing this for years. Mobile money is even linked to our bank accounts, you can deposite and cash out money at anyday anytime from the bank or your momo wallet.

[@eishstudentbudget]

Thoroughly enjoyed watching this!

[@ahmedopone4080]

Kenya and Somalia are both essentially cashless. I am sure other African countries are on the wave too. That's the future of finance and banking.

[@ihadtodancetosurvive1824]

Somalia was using moblie money transfer services in 2012, ALMOST A DECADE AGO.

[@mdogzino]

When did the Nigerian population hit 200 million? Wow!

[@godeezy5094]

LONG PAST THAT ITS LIKE 206 MILLION NOW

[@TheProcrastinator6]

nigeria is expected to reach 700 million by 2100

[@sedulous7281]

Why are they showing the worst locations in lagos?

[@macberry4048]

Banana island probably doesn't allow cameras

[@sedulous7281]

@@macberry4048 lol.. they do actually but you have to get an invite.. Lagos is a mix of slums and surburbs

[@macberry4048]

@@sedulous7281 I learned a lot from Wode Maya

[@Fire-ci4se]

Because thats the majority??

[@sedulous7281]

@@Fire-ci4se I agree that there is so much underdevelopment but until you realise the concerted propaganda by media to depict Africans as subhuman you will not understand my inference.. That's why most people from the west I speak with don't realise there are two sides of the coin.. they usually lump the whole of Africa as one big hell hole "country" not even a "continent".. its programming my friend and you need to wake uo to this..

[@saeedansari]

This guy must be rich how can he afford Stanford on a student visa

[@careerreview7807]

scholarship

[@jamaalme6961]

I'm guessing scholarships also he went to college at 16

[@saeedansari]

Wow if that is the case then I have new respect for him. He is that .0001% that actually are gifted

[@deecee9741]

Rich or not has nothing to do with Stanford, has nothing to do with student Visa. It's all about, what do YOU WANT to do? That's it.

[@tekmanade]

That's all you gathered from this ?!😏

[@stephenobudho4538]

Mpesa is not a Company, its a brand, Safaricom is the Company. If Safaricom market entry is approved in Ethiopia, then it's game over for you.

[@davidmaina4195]

Such is Extensively used in Kenya, through Mpesa, which was launched in 2007

[@WhiteDervish]

I think it started first from Bangladesh. The first mobile payment system in the world is bKash founded by a guy called Kamal Quadir. As per as I know bKash is the largest mobile payment in the world now.

[@decoloniz_afro]

Everyone want to be first...u keep your bangali..🤒

[@usptact]

Going cashless will enable control from big banks.

[@happyparker1228]

Its true they don't know what they are doing...cashless society will allow the elite to control people easily...

[@genito1]

People talking about how kenya already has such service are missing the point. If for instance you create a light rail system in a country that doesn't have it isn't that progress? This man isn't saying he created something new .

[@Codemanlex]

Why are Kenyans crying here? they literally said what you all are complaining off at 5:30

[@missnlahi]

Naija ppl are brilliant oo . 16 years in college studying engineering

[@Rantitoutloud]

That's a normal age to begin college in Nigeria.

[@acacius9903]

eDahab, Zaad, MPesa are well established in East African countries. Paga, welcome to the club. Love from the Eastern brothers and sisters in Somaliland and Kenya.

[@dennismungaikinyanjui9593]

In Kenya we are far much ahead of the future.. 70% of all transactions are done through mobile phones.. (M-PESA)

[@timurermolenko2013]

Cash is evil. It provides freedom and control over your money

[@deecee9741]

We are soon by-passing his idea. All these systems need to have a Bank, which is centralised and fraught with fraud and forgeries. The blockchain is decentralized and is traversing the innovative into the early adopters stage.

[@Arthur_Kizito]

To those 62 people that disliked this video. I'm coming for you. You better sleep with one eye open.

[@frankernest3712]

Cashless society is the way for government to control your life

[@futures003]

Not with crypto currency.

[@wunder1385]

Gouvernements shouldn't be in control of currencies

[@dbsirius]

governments have started their own cryptocurrencies before

[@iamdmc]

@@futures003 most crypto is traceable and in exchanges, so can be frozen under KYC unless you go monero or cash you actually have nothing. Money in a bank belongs to the bank according to the contract

[@splqp4996]

@@futures003 he's a boomer he wouldn't understand

[@luxushauseragency]

Didn't say how he managed to afford the move to the USA to study. Notwithstanding, he's a great entrepreneur and role model.

[@mwanikimwaniki6801]

Mostly get scholarships or they are rich AF.

[@aberba]

Honestly there's several existing places doing that...so their idea that its something new isn't true. Nevertheless it's the way to go.

[@qudusowkoniran8006]

He just made $2 billion on his first year per transaction. So I fail to see why you stating the obvious which they mentioned in the video already mattered. You should focus on the fact that he is creating jobs and increasing the financial mentality of Nigerias instead ideal “facts”

[@nattybynature1262]

@@qudusowkoniran8006 he didn't make that per transaction. That's impossible. 😅 He said the amounts transacted on Paga reached $2 billion (total).

[@davidlazar6232]

So how do you get that paper money into Paga, through those agents?

[@mwanikimwaniki6801]

Give them the cash and they send you the digital cash. Simple.

[@ikomatata]

Paying with your phone is not new in Africa, it started more than 10yrs ago in Kenya. It's futuristic, but MPESA is almost unbeatable.

[@solomonobihan6200]

It has higher ambitions than MPESA. Mpesa is old school.

[@ikomatata]

@@solomonobihan6200 😅if you say so

[@goo8295]

Interesting choice of images...

[@cinnamonstar808]

🙄 all the time. i was floored when i didnt hear "One of the poorest nation on Earth" so i considered that win. baby steps

[@goo8295]

@@cinnamonstar808 "Where 99% of the population lives on $0.10 a month."

[@Rantitoutloud]

Lol! The images didn't match at all. There are so many nice parts of Nigeria but they just had to show the slumps as usual🙄

[@goo8295]

@@Rantitoutloud That's what they like to do. They come to Africa and ONLY want to see the HARSHEST aspects. When they show US images of their countries, it's ONLY the NICEST aspects, which is why foreigners think EVERYTHING about the west is better.

[@footmobonline]

Kenya & Tanzania uses Mpesa, Tigo pesa, and Airtel Money.

[@endyendy6758]

Bruh the transition from lagos to America I just crazy😭😆

[@Ni_Isaka]

This is just wrong, your title is incorrect and misleading, Kenya we have been doing this for years, we are 80% cashless what are you talking about, you might want to say starting in nigeria.

[@redhidinghood9337]

Pretty cool. Hope this guy succeeds

[@dennismichael7133]

Everyday I think about why MPESA didn't scale despite being quite successful in Kenya.

[@mwanikimwaniki6801]

It did. To the neighboring country and also because the government has a 50% stake in the company.

[@marshallscreekfarm3833]

Nigerian Prince is not going to send us emails for transferring money anymore. They have a system.

[@unlockwithjsr]

Most of these ideas have already been done, I expected news on some new innovations, they are so many in Africa. This just looks like a PR video because he comes from Stanford Business School, lol.

[@Omar-cr9jf]

this is has been ongoing in SADC countries for ever. Zimbabwe we have ECOCASH, in MALAWi is almost by all telecoms but the stock thing is different

[@panashejonga4258]

There's Ecocash in Zimbabwe

[@markmusiiwa2219]

In Zimbabwe we have been using ecocash

[@paulinemutheu4461]

I don't need cash to pay for anything in Kenya even groceries.Even when i don't have enough i can overdraft and pay.MPESA.

[@DULLA252]

Mobile money transfer is becoming a successive model for some companies to dominate telecom market in Africa.

[@kenwachiwa]

Kenya has been doing this for years.He definitely studied the kenyan Mpesa model of using agents.Nthing new to Kenyans here.

[@healthfitness3591]

It's funny how even USA has parts of the nation that look like Africa but they are never shown on TV or KZbin. Why is that??

[@opoolaakintomiwa6042]

Why of all places in Nigeria, the worst are the ones shown in this video? I bet Tayo didn't grow up in that slum.

[@TedEhioghae]

That is what they do when they show Africa.

[@mrl9235]

Why are you ashamed of where you come from? You can't blame whites people for showing what Africa looks like. Instead let's blame our leaders for not developing our country

[@TedEhioghae]

@@mrl9235 Well, "white people countries" have ugly places but don't usually show it in their videos.

[@opoolaakintomiwa6042]

@@mrl9235 your ignorance is glaring. Take a trip to Nigeria and get some education.

[@mrl9235]

@@opoolaakintomiwa6042 and learn about abject poverty? Or your minister ordering pizza from London? Or your government importing tooth picks? Or learn about child trafficking?

[@paulinemutheu4461]

We buy govt bonds via Mpesa using as little as $30.

[@phaephi]

It's all about the control of wealth

[@sebastiansosa3072]

I didnt understand how you apply to this app without a bank account? Was their money held by the agents?

[@stephanieswiga9007]

Wait, Kenya (which is also an African country) is the world's pioneer of a cashless society. Through a mobile platform called M-PESA (a mobile money transfer system). Kudos to Nigeria for doing this but "forging Africa's cashless future?" that began about 20 years ago in Kenya.

[@hopedealer9102]

Beautiful, I would love to see Cameroon adopt this