MEEZAN Bank CAR LEASING INTEREST SOOD RIBA & OFFICIAL MET WITH DR ISRAR AHMED

[@dr.nadeemsheikh758]

Mezan bank waly kehte hain k bila sood car finance karwain jb hisab kia ta 19 lac wali cultus 30 lac ki de rahay thay islam ko mazzak bana dea hai ALLAH pak dr israr k darjaat buland karain ameen

[@Ahash027]

Dr sahb Allah muaf karay Mei soch Raha tha k gaari loon lakin nahi ... Bari research karnay k baad pata Chala Hy k yeh bhe soodi system hy

[@beenishaziz4546]

meezan bank mai bhi sood chalraha hai kya hogaya koi bank sood se pak nahe

[@Ahash027]

@@beenishaziz4546 qarz kesa bhe ho agar bank se le rahay Hain Kisi bhe to us per sood laazmi hay, so better avoid haram

[@kamlipaul8498]

Dr Sahib aap ke Ess video nay mujay sood yani riba say bacha lea mai bank say gadi lennay ko soch raha tha.

[@khanpharmapharma5990]

Kamli Paul same here planning from 5 years but dil mutmen nahi tha

[@178fariz]

Masha Allah, Allah will give you something better than it

[@yasirwasim4740]

Bhai Jo paise ap down payment k liye dete un paiso se ap purani car lelen.bad ma jb apke pass aur paise ajain to apni car update kr leye ga.Allah Pak hum sb ko dekhawe se bachaye ameen.

[@Ahash027]

@@yasirwasim4740 behtreen soch

[@doctorhazarkhan2070]

Same here bhai ..

[@ahtashamullah5544]

ماشاءاللہ درست فرما یا ۔اللہ تعالی آپکو جنت الفردوس میں اعلی مقام عطا فرمائے ۔آمین۔

[@mohamadfaisal5842]

Allah taala jannat ul firdoos main aala maqam atta kare ameen

[@bensafi9665]

sum ameen ...

[@talhashabbir3917]

Ameen suma Ameen

[@alisyed6063]

Ya Allah Dr Sahab ko jannat may aala muqaam ATA faramaye ...

[@javedahmed8946]

Ameen Sum Ameen.

[@tabishbeigh]

ALLAH apki magfirat karay. Such a succinct explanation.

[@bensafi9665]

Islam talks about Mutashabihat (doubtful things) ... It teaches us to leave what is doubtful.

[@haroonbaig5674]

True.

[@SufyanArif]

No, Islam doesn't say leave doubtful things, islam says leave doubts so it means don't believe financing to be riba based on your doubts. You should only leave this financing if you are certain about it being riba as islam says follow only what is certain.

[@engr.muhammad.zeeshan]

Dr sb has put me in lot of confusion about Islamic banks.

[@ISLAMWAYOfLiFe]

Brother doctor sb clear you about islamic banks , islamic banks in Pakistan are CC of conventional interest based banks

[@tahirjamil4641]

Allah SWT janat ul firdous mai alla moqam atta farmain, Aameen.

[@mateenakhtar3325]

Aameen

[@Conqueror_2003]

Allah sood ki lanat sa Hifazat Frmy

[@nomanuk]

What about paying the rent (lease rentals) and also purchasing of the ownership at the same time?

[@imranmana1568]

Mashallah Jazakallah Subhanallah

[@Chaperchal.]

مسلہ یہ ہے کہ جب اپ ادھار پر کوئی چیز دیتے ہے تو وقت کے ساتھ ساتھ چیز کی قیث بڑھ جاتی ہے۔۔۔ اسلئے فقہ میں میرے خیال میں جائز ہے

[@ISLAMWAYOfLiFe]

چیز سستی بھی ہوتی رہتی ہے جیسے کہ سونا چاندی۔۔۔۔۔پھر کم قیمت لے لی جائے 😊

[@defendersofislam3361]

@@ISLAMWAYOfLiFe hhh sahih thok ke jawab dya.

[@SufyanArif]

Dr israr is bit wrong on this. Its not soud to sell 100k bike in 200k on installments as it has involved a commodity or service but if one give 100k amount and take back 101k amount then its soud/riba. Dr israr misses the commodity part. Hadith clearly says qarz pe munafa mana hai. Jab commodity involve hogyi toh woh qarz nhi balkay karaya/rent bun jata. Service ka jurmana lena bhi galat nhi agar pehlay se bataya ja chuka ho kyun k jurmana commodity k rent may aajata. Dosto, hum apni taraf se kisi cheez ko haram nhi kr saktay. Is pe Engineer ali bhai ne jurmanay walay part k ellawa buhat sahi interpretation di hai Mashallah.

[@furqanirfan2676]

war gai

[@abdulahadvlogs1554]

Please note,molvi sahab keh rhy ha.1 bnda aya dukan ma samaan leny..usnh bola main ny 100 ki cheez li ha..aap ko 110 ki duga. Halal ha..q k ya us dukandar ki cheez and duno ko fayda hu rha buyer ko b aur seller ko b. NOW bank agr gari purchase kr leta 10lakh ki ys bank ki malkeet ha uski marzi woh 10 ki dy ya 15 ki. Buyer agree contract sign and intallments hu jati ha.. esma b fayda buyer ko and seller duno ko hu rha..buyer ko car mil gai jo uski property hugi after finish installment and seller ko 5lakh profit mil gya. Both are agrees.installment fix ha.ya nai ha k barti ja rahe ha.barti ja rHe ha.. abhe esko molvi sahab haram keh rha hy.. How? WHY? Common cheez esma kya ha.. 1st wala buyer seller..100 ki cheez 110 ma di..amount choti the eslea ya keh rhy ha halaal ha 2nd buyer seller 10lakh ki cheez 15lakh ma di..bol rahy ha haram ha Baat tu duno jaga same ha. Bus amount differnt ha..kesi ko mera point samj aya..tu like karo and comment your opinion

[@ISLAMWAYOfLiFe]

Baat dono jagha same nahi..... New car ki company price list ki shakal mai nikalti hai customers kay liya aur Bank ki taraf say yeh Price installment per interest aur future payments ki base per nikalti hai.... Aik car cash per 10 lac ki aur bank say 15 lac ki installments per kya apko maslay ki samagh nai aa rahe? Do u work in bank?

[@abdulahadvlogs1554]

@@ISLAMWAYOfLiFe no am not working in bank, main sirf clear krna chah rha hu. For example main showroom sa 10lakh ki car purchase krta hu. Abhe woh car main 12lakh ki sale krna chah rha hu .because now car is my property and aap kehty hu yar mery pass12lakh nai ha abhe..installment krlo.12lakh ki..tu main agr aap sa 12lakh ki installment karu ga tu kya sooud ha.. aap ko facility mil rahe ha..haa agr aap 1kist late karo..aur us 1 kist k badlay 1kist extra aap sa wasool karu woh sooud huga..ya samj atah ha.. aur 1 bt..europe ma almost sub muslim morgage pa ghr lety ha installmemts ma..tu kya ya sooud ha because koi b 1dum etng bari amount nai dy sakta

[@wayoftruth4054]

@@abdulahadvlogs1554 ہم سے عبداللہ بن یوسف نے بیان کیا، کہا کہ ہم کو امام مالک نے خبر دی، انہیں ہشام بن عروہ نے، انہیں ان کے باپ عروہ نے، اور ان سے عائشہ رضی اللہ عنہا نے بیان کیا کہ میرے پاس بریرہ رضی اللہ عنہا ( جو اس وقت تک باندی تھیں ) آئیں اور کہنے لگیں کہ میں نے اپنے مالکوں سے نو اوقیہ چاندی پر کتابت کر لی ہے۔ شرط یہ ہوئی ہے کہ ہر سال ایک اوقیہ چاندی انہیں دیا کروں۔ اب آپ بھی میری کچھ مدد کیجئے۔ اس پر میں نے اس سے کہا کہ اگر تمہارے مالک یہ پسند کریں کہ یک مشت ان کا سب روپیہ میں ان کے لیے ( ابھی ) مہیا کر دوں اور تمہارا ترکہ میرے لیے ہو تو میں ایسا بھی کر سکتی ہوں۔ بریرہ رضی اللہ عنہا اپنے مالکوں کے پاس گئیں۔ اور عائشہ رضی اللہ عنہا کی تجویز ان کے سامنے رکھی۔ لیکن انہوں نے اس سے انکار کیا، پھر بریرہ رضی اللہ عنہا ان کے یہاں واپس آئیں تو رسول اللہ صلی اللہ علیہ وسلم ( عائشہ رضی اللہ عنہا کے یہاں ) بیٹھے ہوئے تھے۔ انہوں نے کہا کہ میں نے تو آپ کی صورت ان کے سامنے رکھی تھی مگر وہ نہیں مانتے بلکہ کہتے ہیں کہ ترکہ تو ہمارا ہی رہے گا۔ نبی کریم صلی اللہ علیہ وسلم نے یہ بات سنی اور عائشہ رضی اللہ عنہا نے بھی آپ کو حقیقت حال سے خبر کی۔ تو آپ صلی اللہ علیہ وسلم نے فرمایا کہ بریرہ کو تم لے لو اور انہیں ترکہ کی شرط لگانے دو۔ ترکہ تو اسی کا ہوتا ہے جو آزاد کرئے۔ عائشہ رضی اللہ عنہا نے ایسا ہی کیا۔ پھر نبی کریم صلی اللہ علیہ وسلم اٹھ کر لوگوں کے مجمع میں تشریف لے گئے اور اللہ کی حمد و ثنا کے بعد فرمایا، امابعد! کچھ لوگوں کو کیا ہو گیا ہے کہ وہ ( خرید و فروخت میں ) ایسی شرطیں لگاتے ہیں جن کی کتاب اللہ میں کوئی اصل نہیں ہے۔ جو کوئی شرط ایسی لگائی جائے جس کی اصل کتاب اللہ میں نہ ہو وہ باطل ہو گی۔ خواہ ایسی سو شرطیں کوئی کیوں نہ لگائے۔ اللہ تعالیٰ کا حکم سب پر مقدم ہے اور اللہ کی شرط ہی بہت مضبوط ہے اور ولاء تو اسی کی ہوتی ہے جو آزاد کرے۔ Al-Bukhaari (2168)

[@wayoftruth4054]

@@abdulahadvlogs1554 I am agree with you and in other Video Dr Sahib says I am not expert in this, so you need to ask those who are expert in this field. And I send you ahadith it's clearly says if you sell a product in fix price you can pay it on installment.

[@amjedrafiq3980]

Exactly agar bank installment late hony pa koi extra pasiy na ly wo sood main ni ata

[@aurangzebzeb7259]

Bank wale halal pe chal hi nai sakte

[@ISLAMWAYOfLiFe]

Ge bilkul , JAB SYSTEM he HARAM based ho to HALAL per chalna Mushkil he nai Na Mumkin Ho jata hai .....!

[@yasirwasim4740]

Sahi kaha .prive bank hona he nhi chahiye .bank sirf government k hone chahiye aur humare tax k paise se woh chalna chahiye.

[@gulzariqbal7521]

i am agree with dr.israr ahmed 100%

[@nomirajpoot531]

A.a Janab 1 masla darpesh h. Plz iska bilkul sahi jawab chahiye. 1 hong kong ki company h jo diamond sale krti h. Hum ne start me diamond k paisy de dene hn. Or company is par 10 dollar weekly deti h. Or 50 weeks tak deti h. 25 weeks tak hamen hamari raqam b mil jati h or us k bad ya diamond ly sakty hn ya diamond ko company ko de k uski qeemat ly sakty hn. To plz ap btayen k ye sood ho ga k ni? Im waiting eagerly

[@asimmaqbool8071]

Ameen

[@fazilahmed9633]

Hazrat india mai bhi yhi masla hain ya fir ger islami hukumat se masla badal jayega

[@defendersofislam3361]

wahan bhi sood se bachen.

[@wasimkirmani]

Jazakallah

[@aijazali1692]

Wali thy Dr israr R.A. IN SE MEHROOM HO GYA PAKISTAN FIRQO TAFRQO KI LANAT HA PAKISTAN M LEKEN M Barelvi ho jo auchy ulooma hain wo barelvi ho ya devoband ya ahelahadis se m un sub ki izat karta ho Dr sahib ne yahoodi ko kacha chita khola tu pakistan qalam frosh media in k program ni karta tha Israel USA k hatoo bikny waly Khalil ur rehman ki misal ap k samney ha jub wo mera jism meri marzi k samny dataa raha sub pakistan k logo se ekhtalf raye rakhain mager kesi auchy ulooma ka mazak galiya aisa na karin na nafrat karin sub muslman ALLAHA PAK KI RASI KO MAZBOOTI SE THAM LO FIRQO M NA BATO.

[@JAFFER3657]

Please upload his view on Time value of money concept.

[@keekar1000]

Syed Jaffer Zaidi there's no such concept in Islam

[@muhammadnaumananjum7684]

Glass Ka agar aik maheena ka kiraya 5 ropay lai Lia aur sath he 20 ropay Ka uce ko bech dia to b to 25 ho gai

[@mubeenamjad3619]

I rented a cycle in my childhood 😂 who else did

[@defendersofislam3361]

men ne bhi hhh

[@rehanbashir6761]

Bank se ap ne gari li 10 lakh mai mger ap wo 10 lakh 5 sal mai ada karen ge matlab ap 5 sal tak gari k malik nhe hen Ab ye jo ap ne 5 sal gari istemal kari bank ko is ka kiraya lene ka haq hy Is liye koi b chez jis k ap malik nhe aur ap istemal ker rahe hen to us k pese qimat se zyafa dena kiraya mana jata hy

[@ISLAMWAYOfLiFe]

اور اس کرایہ کو سود کہتے ہیں جسکو آپ کسی دوسرے پر ٹرانسفر کروا کر بیچ بھی سکتے ہیں ایسا کرایہ کونسا ہے؟ اور رینٹ اے کار بزنس کو بنک اے کار سے مکس کرنے کی کہانی آپ ان لوگوں کو کروا سکتے ہیں جنہوں نے بنکس کی اے بی سی نہ پڑھی ہو.... اللہ سود سے بچائے... وسلام واللہ اعلم بالصواب

[@amnamumtaz8774]

Kiraya day dain bank ko aur gadi b wapis kardain aur bank k 7 kiraya ka agreement kar lain his mein at the end gadi bank ko wapsi karni hogi, I think so.

[@salmanmalik9706]

Apni shareeat apny fuqaha k nazdeek jaiz hai mery nazdeek jaiz nai samajh sy bahir hai yeh bat.

[@syyedanis2614]

ek shuks na taxy kahridi aur exident hogia phir oh kraya kahan sa ada karega us waqt bank rawya kia hoga

[@tjta9453]

Thx rest in peace ameen

[@mohammadibrahim7578]

Time value of money should have been taken into consideration, unsatisfactory explaination

[@JAFFER3657]

I agree with you on this. If I give you Rs.100 today as loan and you give me that Rs.100 after 1 year the value of that Rs.100 would be around Rs.90 so it is actually a loss of Rs.10 to the lender. I agree with the Islamic point of view but Time value of money is a real thing and people around the world make decisions based on this principle. I hope he will explain that too someday.

[@Taikhm]

The concept according to my understanding is that giving loan should be for the idea of helping a person not for gaining profit it should not be an investment. As far as the time value of money is concerned it doesn't matter if you lend Rs. 100 or keep it in your account the amount will go through devaluation with time. But most of the people are concerned about devaluation only when they lend money but if they keep it in their account they dont mind/think of devaluation. Even if you have 100 Rs. and you dont give a loan but instead you invest it, you never are sure that either you are going to make a profit out of it. Still if one is more concerned about devaluation of money they shouldn't lend the money at the first place instead of demanding interest as a compensation of devaluation. In my opinion if still one is concerned about devaluation one should give loan according to dollar price or gold price instead of local currency.

[@JAFFER3657]

Taimoor Khan Was just looking for a solid explanation for this by a Qualified Scholar.

[@abdulrashid7645]

There is no concept of paper currency in ISLAM...If you want to give loan you can give the other person equivalent of gold or silver... e.g 1tola 2tola then the issue of paper currency devaluation would diminish Moreover there is only Karze Hasna in Islam, you are purely giving loan to please ALLAH SUBHANATALAH i dont think if u r doing it for ALLAH u need to think about devaluation...

[@keekar1000]

Excellent explaination. There's no concept of time value of money in Islam. It's purely interest and nothing else

[@sharjeelkhan4787]

Good 👍

[@AliKhan-sj8fo]

Teek kaha g apny jeo Ji

[@haroonbaig5674]

Mazrat k sath..but respected Dr.sahab r wrong here.

[@mawaisansar8883]

How explain please....

[@haroonbaig5674]

Do banks sell cars?

[@zzz5602]

What about the same price over installments ? For example $5000 is the price for a new car . You pay $1000 over 5 monts. Not a single penny over $5000. Is it still haram ? Plz help. Thanks.

[@MuhammadAhmed-yy9es]

100% Halal

[@gamingtraits9132]

Zain Z no it is not haraam

[@khaledkhan1929]

If you're not paying extra.. i don't think its haram. But again better check with atleast 5 to 8 Imams or Scholars.

[@attajan7752]

You may pay this and there is no issue with that at all.

[@amnamumtaz8774]

100% halal if invoice price of the product is same as banks or any other institution are quoting.

[@zohagulaly3979]

thanks

[@haroonbaig5674]

Bey muajjal man he was right its wrong.

[@islamophobia1055]

بھائیوں باقی مجھے پتا نہیں ایک جاہل انسان ہوں لیکن عقل کل سے سمجھتا ہوں کہ انسٹالمینٹ حرام نہیں اور نا سود ہے کیونکہ ایک تو قیمت پہلے سے طے ہوتے ہیں اور دوسری بات یہ ہے کہ سود سےتو ایک کو فائدہ ہوتاہے اور دوسرے کو نقصان اور انسٹالمینٹ میں دونوں کو فائدہ ہوتاہے کیونکہ میرے کو یہ فائدہ ہوتاہے کہ میں اسی چیزمطلب گاڑی یا مشین یا کوئی بھی چیزہو اسی سے کماکر قسط ادا کرتاہوں کیش پہ میں وہ چیز نہیں لےسکتا ہاں کیش پیسے دیکر اس پہ صرف اور صرف فکس نفع مانگنا بلے دوسرے کہ گر پہ اگ لگ جائے یا جہنم میں جائیں مجھے اپنے پیسے نفع کے ساتھ واپس دیگا یہ مجھے کٹر سود لگرہاہے سود کیلئے صرف وقت کو متعین ہونا یہ ضروری نہیں کہ ایک یا دو مہینوں کا مسئلہ نہیں اگر لیٹ بھی کردے بلکہ خالص نفع جس میں نقصان کا ازالہ صرف ایک فریق کرےگا یہ صاف سود لگرہاہے مجھے

[@tahirsharief7622]

agreed

[@Kami_6158]

10 rupay ka glass khreedne k leye mujhe Ak sal ka arsa chaheye.aur Ak sal bad jab mere pas 10 rupy jama hoty he wo glass 12 rupay ka hojata he.ye hal har chez ka he.is leye log bank ka Sahara lete hy.har dour me halat waqeyat alag hoty he aur qanon bhi har dour me alag banty he.tarameem hote rahti he.bahar Hal allah Hamsabko haram se bachaye ameen,,,,

[@ISLAMWAYOfLiFe]

Glass sasta Q nahi hota saal kay baad? Halankayyy dunia mai cheezainn sasti bhe hoti hain actually..... Cars, phones, aur bohat kuch

[@akhtarrehman9006]

Bai log sun ke be bazz nahe ate

[@Hassan2565]

Ham kisi faqeeh se ponchenge.

[@MsWasi55]

Or agr kisi cheez ke qemat waqt k sath bar bi jay vo?

[@ISLAMWAYOfLiFe]

IT DEPENDS ....PRESENT SOME EXAMPLE FOR BETTER ANSWER

[@attajan7752]

Give a specific example. Land might be one example but equally the question is why is the seller selling the land? does he need money? remember money has got a guying power and he [the seller] is buying something of his need with that money so exchanging the ability of his land [ which may appreciate] with the ability of money to buy something for him. He should wait and NOT sell his land till the time the land price goes up and sacrifice the need to buy something with that money. It is not complex when you think about it brother.

[@nazzbaloch4054]

Khuada ghark kare

[@AliKhan-sj8fo]

Nice g

[@iamarslanarif]

Please Answer My Question! Case 1: A person gives you $2000 as loan and takes back $2100 ($2000+$100) after 2 months. This is riba and it is haram, right? Case 2: Another person bought a car for $2000. Now he gives you that car on rent for 2 months for $50 per month. After 2 months, he takes his car back and additional amount of $100 as rent. How is that different from the 1st case? In both the cases, the 1st person earned $100 in 2 months without any risk or any effort. Please answer my question with reference from Deen.

[@ISLAMWAYOfLiFe]

Rent Case is Ribba here because Islami bank device it on the same principal of Conventional Bank.....if it's on Rent then why bank giving ownership ? Let then rent work or let the lease work......best case was supposed to be Market price of Car is 1 million, so bank lease it for same 1 million without having threat of interest over late payments

[@mohammedovez]

The car which gave for Rent is an asset which Depreciates while on Use so the rent is halal The money has no depreciation So renting the money is Haram

[@nazzbaloch4054]

Nalat ho meezan bank par

[@nazzbaloch4054]

Sub jhot hai jhali mulah

[@javaidf82]

tameez se baat kero , tumharay buzergon ke umer ka hai, aur jahal tum ho jo bagair ilm ke aur daleel ke yahan fazool baaat ker rahay hoo...sharam anni chahye tumhe...

[@Ahash027]

Nazz Baloch shame on you, u piece of junk

[@nazzbaloch4054]

Nalat ho

[@sheheryarmirza3308]

Tm par lanat ho besharm..

[@herbalnews7914]

thanks