MetLife Disability Benefit Denial Tactics

MetLife disability insurance claims are full of discrepancies, where on paper it sounds good but in reality, there are tactics for them to deny your MetLife short-term disability claim. MetLife’s claim forms aren’t universal, they’re biased and very vague. Be careful when you read your MetLife disability insurance claim forms.
Topics we cover:
- What Tactics Does MetLife Use to Deny Disability Insurance Benefit Claims?
- How can MetLife ignore treating doctors and rely on the opinion of a nurse to deny disability?
- MetLife frequently violates ERISA and does not use the required medical specialist?
- MetLife claim forms are biased as they intentionally don't ask questions that would support a claim.
- MetLife manipulates most occupations into a "sedentary" job classification.
- Video surveillance is routinely used by MetLife to deny long term disability claims.
- MetLife reviews your social media profiles and uses photos and post as a basis for claim denial.
- Can MetLife use their own hired doctors to deny long term disability insurance claims?
- How does a claimant get a fair review from a MetLife doctor that is paid by MetLife?
- MetLife has roundtable meetings to strategize as to how they will determine if a person should be paid long term disability benefits.
- If a MetLife employed doctor thinks a claimant is not disabled, then they should refer the file out for review to an independent doctor.
- MetLife struggles to use outside doctors as they want to spend as little money as possible to review a long term disability claim.
00:00 - What Tactics Does Metlife Use to Deny Disability Insurance Benefit Claims?
01:50 - How can Metlife ignore treating doctors and rely on the opinion of a nurse to deny disability?
03:47 - Metlife frequently violates ERISA and does not use the required medical specialist?
06:25 - Metlife claim forms are biased as they intentionally don't ask questions that would support a claim.
09:34 - Metlife manipulates most occupations into a "sedentary" job classification.
11:25 - Video surveillance is routinely used by Metlife to deny long term disability claims.
13:50 - Metlife reviews your social media profiles and uses photos and post as a basis for claim denial.
For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email www.diattorney.com/contact/?r.... We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.

[@DisabilityAttorneys]

You should subscribe to our channel to learn how to protect your benefits and get paid. We publish helpful new tips weekly! For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email www.diattorney.com/contact/?referrer=yt. We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.

[@MariaMaldonado-xn1ex]

Hi thanks for your channel, so MET approved my case on January but they only pay the minimum of 100 dollars because I was getting state disability in california wich end on may, so now they supposed to pay me they are looking into my doctors so they can denied me, I have 4 dislocated disk with one sitting on my nerve, stenosis and arthritis had both knees surgery and shoulder due to arthritis, I take nerve, and pain med every 8 hours and anti inflammatory and muscles relaxers every day, most of them make me sleepy, to do something I have to really plan so I can drive and they are trying to denied me. By the way they only qualified me for 24 months for muscoletal.

[@robertstarkey4900]

I used to work for MetLife disability division 20 years ago, but what I do know is I was a mail teck and everything in terms of incoming mail was my job to distribute accordingly. But sadly, files have been either missing or stored on someone else's desk. I found the files eventually and still I got cursed out and still got pinked- slipped. Gee, wonder why I've been back in hospitality because it's better people than the ones that get eye strain and dyslexia (as I am as well) do not trust them. The list goes on.

[@truthtruth9745]

I'm low vision blind and MetLife cancelled my LTD after offering me a lump sum that was not enough considering my age and condition. I received a denial for a condition that is permanent! How is it that documents were completed giving MetLife authorization to contact my doctor and because a caseworker doesn't make the contact with my doctor some how a blind man is responsible for the disconnect? It's been under appeal since Novy of last year with no end in sight....

[@DisabilityAttorneys]

I would agree with you. Not to mention, many policies have what are known as presumptive disability provisions that will automatically approve benefits due to certain conditions- with loss of vision being one of them. If the claim has been in appeal since November they appear to be well outside the allotted time afforded by the law to make a decision. Please feel free to contact our office if you would like to discuss your claim in greater detail.