MF Vs ULIP -Which is Better? Choose Between Life Cover Vs Extra Returns | Sathish Speaks - with CC

[@ratchaganathana4883]

Today's video is like a mass action movie, very very useful message sir.Thank you so much sir.

[@Sathish_Speaks_]

Welcome

[@Karunarajam-q5x]

Very super explanation, sir. I was thinking to buy ulip, now i changed mind.

[@Sathish_Speaks_]

Good choice

[@Karthik-io3yz]

There are ULIP plans which returns premium allocation charges and mortality charges after 10 years

[@Sathish_Speaks_]

yesssssss

[@Karthik-io3yz]

@@Sathish_Speaks_ In addition one can switch funds freely

[@daspragmatic2995]

Good Comparative information on ULIP and MF SIP

[@Sathish_Speaks_]

Welcome

[@meganathankns6375]

#SuperTT EDITING ❤

[@Sathish_Speaks_]

Thank you

[@worldwatchers24x77]

SSS 3S Sathish Speak Sir Rocks 🪨

[@Sathish_Speaks_]

Welcome

[@shreenarasimhan4426]

Satish ji can you please cover about mutual funds which give life cove up to certain age like Nippon

[@Sathish_Speaks_]

There are schemes offer very little life cover

[@mahadeermohamed6405]

Sir, when u say about term insurance please tell the procedure for get term insurance. The term insurance is not providing for everyone.

[@Sathish_Speaks_]

Very True - Shall do a Video

[@deepakn6835]

@@mahadeermohamed6405 Term insurance are calculated based on your salary. If your earning is more than 3L per annum. You are eligible for 50L term insurance.

[@nadhiyasuresh8414]

Hi sir did you applied term insurance?

[@San_jana_N]

Sir, could you suggest some mutual funds for sip 10,000 monthly.

[@Sathish_Speaks_]

Check my top 5 MF for 2024

[@kavinkumar4386]

Hi sir, Zerodha has listed their Gold ETF (GOLDCASE) at Rs. 10 (NAV). Is it good to consider?

[@Sathish_Speaks_]

Go with Hybrid, or Equity MF

[@kavinkumar4386]

@@Sathish_Speaks_Thanks for the reply sir, I was saying that Gold ETF is listed in NSE/BSE at 10rs. Will it be good to consider?

[@aaarulraaj]

I’m bit confused here, 96k per year and 54k will be allocated on MF and coverage will 1C - this is what they explained me about ULIP.

[@Sathish_Speaks_]

ULIP is Init Linked Insurance......It is not Mutual Funds.

[@arunkumar-zo6yr]

My age 36 Nps now invest pannalama. How to invest orru full video podunga pls sir

[@Sathish_Speaks_]

ok

[@vasanthm6096]

I am LIC agent life insurance advisor..... Next Hdfc Ergo Gendral Insurance advisor...... Next Mutual Fund advisor ku eligible and rules and norms irukka sir.... Apdi iruntha entha mutual fund la agent edutha best

[@Sathish_Speaks_]

You can sign up for all Mutual Fund companies

[@arjunanr3661]

Hi sir 🤝

[@Sathish_Speaks_]

Hi

[@kal-el2179]

Bro ennaku 21age so i started my investment journey ennaku stock market pudikum so na entha mathri profession career choose panna ok va 😅

[@Sathish_Speaks_]

Come to Sunday LIVE - I will be talking about this

[@kal-el2179]

@@Sathish_Speaks_ ok ❤️😊

[@boominathanm2706]

Super sir

[@Sathish_Speaks_]

Welcome

[@mugilavelmurugan]

I have invested 2months in ulip plan in hdfc life click to invest, after seen video had a thought of withdraw this… can i do this right now, it has 5yrs of locking period

[@Sathish_Speaks_]

You cannot withdraw..You can stop paying premium and the money comes after 5 complete year

[@inan3230]

Ulip start pani 4 month avuthu 5000 + 5000 in tata insurance. .. itha mutual fund ku mathikalama...

[@Sathish_Speaks_]

You can stop Insurance and start a MF

[@connectmoneysquare]

keep continuing

[@roshanvlogs3985]

Sir when to buy South Indian Bank shares

[@Sathish_Speaks_]

Will do a video

[@ssprasanna3489]

Sir 6years home vangalam idea irukhu 45lak budget ethula invest pannalam enkitta entha loan num illa

[@Sathish_Speaks_]

You can take home loan

[@priyayadhav3342]

Sir i invest tata aia ulip sampoorna raksha pro per year 1lakh..for 13 years lock in period 5 years...life cover 1 core 100 years ku... investment plus life cover...is this best say ur opinion

[@Sathish_Speaks_]

This is not a money multiplier product

[@pondytrader6525]

I too invest in same plan pls give ur num

[@sathya6747]

Mutual fund agent uncle in ulip 2.5%mortality😅 and fmc 1.5%😂. EPO increase pannanga. Be aware from mutual fund agent. Both are best. I am investing in ulip and mf. Please Give proper vedio.

[@Sathish_Speaks_]

You are genius......Stay Invested in ULIP

[@deeksha1469]

2024 best gold etf... Plz make one video for us like 2024 small cap, mutual fund..

[@Sathish_Speaks_]

Already there, pls check

[@deeksha1469]

@@Sathish_Speaks_ give link plz

[@r.dineshkumar3984]

Boss just think ,now a days no guarantee for life ,in case if we take MF ,after one or 2 years that person died then what about returns to that family but if we take SIIP it will cover both insurance as well as investment

[@Sathish_Speaks_]

Nominee will receive the money

[@r.dineshkumar3984]

@@Sathish_Speaks_ ya nominee will receive it but in two years how much they will get it ,it will be very less but the se in case of SIIP ,it will be good for the family members

[@VinothKumarBalasubramanian]

is Nifty 200 Alpha 30 index MF good for long term ?

[@Sathish_Speaks_]

Good

[@ranjithrishika520]

Hi sir, term insurance yadukalamnu policybazaar la check pannen, financial team la irunthu cl pannaga ennoda eligibility check pannitu term insurance yaduka mudiyathu ULIP yadukalam nu sonnaga. Monthly payment - 5039 Duration - 10 years Insurance coverage - 1Cr (accidental death ) 50 lacks ( death) 50 lacks ( accident disability) After 10 years returns - 11 lacks After 15 years returns - 22 lacks After 20 years returns - 51 lacks Its true or false can you explain sir.

[@Sathish_Speaks_]

Have to check the policy details

[@ravi.r5226]

Sir-I think those products had a advantage and disadvantage . People only must know which product matching goals . investment not put all your eggs one basket diversity is the must

[@Sathish_Speaks_]

Yes, you are right

[@kmbabukmbabu3344]

Vanakkam sir my age 40 I am interested sip monthly 2000 you rekkemen mutual fund sir

[@Sathish_Speaks_]

Yes - Call 6379 518 807

[@tamilselvam1418]

I am Tamilselvam Financial Advisor. Sir Kindly if you don't know Learn More and Come. In ULIP 1. It Has Tax Benefits (Section 10(10D)), so No Exit Load. But Mutual Funds Taxable. 2. It Has Boosters. 3. It Has All Flexible Utmost Without Charges. 4. Without Buying another like Mutual fund ULIP Has Free Diversification. 5. Investment with Life Cover. 6. Mutual funds also have charges like Expense Ratio, Flexibility Charge and Transaction Charge. 7. ULIP Has Many Types of Plans Particularly CAPITAL GUARANTEED SOLUTION (in Policy Bazaar) "That is a Mixed Of Market fund and Guaranteed Plan" Either you are Biased or You are Doesn't have that much Prepared. Kindly Don't Spread wrong and/or Unknown Information. None of the Investment has this Facility.

[@Sathish_Speaks_]

All ULIPs has no charges? Is it

[@hmgovttamilschool6918]

I have already invested in ulip plan.should I continue or backup

[@Sathish_Speaks_]

Bad investment option

[@Momoo-s3z]

Child saving plans Retirement plans are available in mutual fund??? IF i invest in small cap mutual fund....If market down..can i switch my money to debt funds 😂 In Mutual fund LTCG 10% what broo Term monthly premium is Higher then 4000 rupees for 45+ aged person ??? What bro .. biased advice panringa..... Vekkama ila thu😂

[@Sathish_Speaks_]

Sure thing

[@thiruvalluvan4304]

I think the benefits of MF over insurance even after 10% tax deduction can be understood when you go through an another video as below.

[@thiruvalluvan4304]

kzbin.info/www/bejne/d16ui39mgNF4gZIfeature=shared

[@deepakn6835]

Entire gain in ULIP is tax free bro. That’s the main thing you missed. ULIP charges 2% For long term ulip is best. 15 to 30 years later you may lose more than this. Tata fortune Pro ULIP better than top MFs

[@Sathish_Speaks_]

Okay - Pls do invest

[@connectmoneysquare]

fantastic. Thanks. good learning.

[@MrSunilmurugan]

​@Sathish_Speaks_ what does that mean? Is this sarcastic reply or genuine bro. Please clarify. Shall we go to ULIP or MF.

[@sivasakthisaravanan4850]

Only if premium is < 2.5 lakh per year.

[@vivek4295]

that's when you die

[@princebenz3916]

You are Ex Bank Employee Already You mentioned earlier Stage

[@Sathish_Speaks_]

Yes....I am

[@sriharisriram740]

let's compare with online ULIP like HDFC Click2Wealth which has zero policy Admin and allocation charges Secondly when I compared my term insurance premium against my mortality charges of my ULIP; surprisingly mortality charges of ULIP was lower Considering the tax benefits, I feel ULIP is not a bad product though as many speak

[@Sathish_Speaks_]

Sure thing - Pls go

[@nadhiyasuresh8414]

Hi sir did you taken ulip plan?

[@murali306]

Your not educating people

[@Sathish_Speaks_]

Okay