HOW TO USE AN AGENDA AS A WALLET

♥♥ OPEN FOR MORE INFO! ♥♥
Hope you enjoy seeing my August set-up and learning more about my planner wallet system… please hit subscribe! XO, Charlotte
Instagram: @milk_and_honey_life
My writing company: www.milkandhoneywriting.com
Email - no PR please :) [e-mail]
♥♥ MENTIONED IN THIS VIDEO ♥♥
All my free printables, including the dashboard shown here - www.milkandhoneywriting.com/life
***PLEASE SHARE MY KZbin IF YOU ALSO SHARE MY FREEBIES! :)
How to make dashboards - bit.ly/2KHqgie
How to budget - bit.ly/2FRx4mF
How to use a binder as an agenda - bit.ly/2Ktxsu1
The mother load of planner videos - bit.ly/2EtrFDb
SOME OTHER CUTE AGENDAS THAT ARE THIS SAME SIZE:
amzn.to/2OIwsFI
amzn.to/2M5IfQ2
amzn.to/2vmZZwu
Filofax envelopes for cash - amzn.to/2OcihYq
Filofax card holders - amzn.to/2ObmM5n
Filofax zipper pouch - amzn.to/2LZfV1E
♥♥ OTHER STUFF WE TALK ABOUT A LOT HERE ♥♥
The famous pink water bottle - amzn.to/2JZX6aR
My skincare fridge (OBSESSED) - amzn.to/2JdoOzv
NOTE: As always, nothing in this video is sponsored or was PR gifted to me. This channel is a little labor of love and I always keep everything 100% honest with you guys! That said, if you do want to support me, some of the links above may be affiliate links. If you shop through them, I receive a teeny tiny commission for your purchase, but it doesn’t add to your cost at all. :)

[@pinkfinessellc]

This really helped me. I love your temperament. I also love how well you are organized. I’m definitely learning so much from your videos. Thank you!

[@daisycutterx3300]

I love this idea!!! I am a new subscriber, but I recall seeing your video a long time ago when you were showing your solitaire page marker. We had just been at B&N earlier than day, and I had passed on purchasing one bc I was not big into any planner except my lesson planners for work at the time and I was afraid to use it as a bookmark, etc. Anyway I love how you have your cash and card system set up so conveniently. Presently, I fold the bills with a cute Happy Planner sticky note inside denoting what that folded money is for. Very inconvenient. Makes my wallet a pain for dealing with the cash areas. I try not to use checks except for paying bills. Credit and store credit cards only as needed. Your idea makes things so much easier! Nearly all of my credit cards, store credit cards, and loyalty cards are BLUE. Wastes time at the register searching for the correct loyalty card. Thank you so much for sharing!!! 💖

[@blessedbythebest1003]

The organization is what’s satisfying 💆🏻‍♀️

[@huntingforhealthy1516]

Watching this in 2019 and honestly been binging I am soo excited

[@THEJERSEYGIRL4LIFE]

Oh I so love your MM, it’s set up similar to my PM w/ the gold theme. I love the large ring marker... I would love that and now I want the MM for more space for my cash system. I have a cute Diamond top pen. Love your video💝

[@budgetzwithlizz]

Love this video !!! I was excited to see your video pop up on my notifications ❤️😍

[@JuliaB2]

I love the card idea. I will be duplicating that idea. I already had some zip pockets that I keep receipts and coupons in but I’m def doing the card idea.

[@chanelschannel4705]

I’ve been one of your biggest fans. Because of you, I, too, have turned my LV agenda into a wallet as well. You are a genius.

[@kims.8692]

Love, love, love your set-up and the paper clips are adorable! Great tips I will be incorporating and the "cash envelops" are much easier to use than the paper ones I am currently using. TFS 😀

[@SadGirl-ci2si]

Wow I love it girl love you so much for this video changed my whole planning life love you keep making this kind of videos pls !!!! 😘

[@gourmetthursday]

Could you do a cash budget video? I'm struggling with the envelopes! thanks!

[@amylibunao6025]

I've been doing the cash envelope system for 2 years and she is the og when it comes to this thank you

[@anwlaw]

Love your hair parted in the middle. Great look!!! I use my planner the day way thanks to you. I too follow save Ramsey and works great.

[@pagegurl]

Wow! Wow! Wow! I love this idea. I'm definitely buying a smaller planner just for this purpose.

[@soniamartell9220]

I love your idea of turning a planner into a wallet. All of the card holders and such as pretty neat!

[@mayracalvani7583]

I was just talking with my daughter two mins ago about how we can’t wait for fall: the burgundies, purples, browns, etc, the fashions, scarves... I have my Filofax set up similar to yours, with my plan in it too-I was inspired by one of your early videos! :-)

[@mayracalvani7583]

iloveparis I can relate! I’m in Brussels and we’re burning here too. What a heat wave this summer in Europe! Here it isn’t like in the US with AC everywhere. :-(

[@mendoza19751]

Omg I’m so doing my like this I thought it was crazy to make it agenda like a wallet but I’m so glad that I found you

[@Jennifernva]

This is an excellent idea.......Can't wait to do this!😻

[@AmesAndGeo]

Looooove! I bought a Filofax compact zip to use as an agenda and wallet with cash envelopes but after stumbling onto your channel, I got miffed that the filofax’s card slots are covered and you can’t display cute clips! So naturally I had to get a new planner! 😇 I scooped a new Kate spade mikas pond planner for almost nothing on eBay. It’s no LV but maybe one day! Now I need those card pages since I am using the built in ones for decor 🤪

[@allykatt6207]

Absolutely love your channel! Have shared it with so many of my colleagues at we work! They love you too!

[@MILKANDHONEYLIFE]

Aww, thank you so much! xoxo

[@angelharriman6739]

Thank you for this im trying this and this was exsplained perfectly cant wait to try it 💖

[@TheInnerExpedition]

I’m actually in love with the cash budget system! It looks efficient!

[@timelessmimi6755]

Thanks, I’ve been wanting to incorporate my agenda as a wallet. Helpful tips and ideas!

[@DsnyLuv]

Loved this video; your planner videos are the best!

[@MILKANDHONEYLIFE]

Aww, YOU are the best!!! xoxoxo

[@shadesoflizzymen8904]

Agenda goals!!!

[@hayoungkim4343]

Wow..what a great idea for budgeting. Thanks

[@doloresofcourse]

I've used my Malden as a wallet for a couple of years now. It's great. Everything together in my purse. Mine has a pocket for change. I have to clean it out every week to keep it from being lumpy.

[@lindabelardes5971]

Super nice and I love the dividers

[@lisavineyard3046]

I live this so much! I’m going through try this!!!! Thank you!

[@lovesthestars324]

Totally love your organization!

[@yesilovee90]

I need to just get on the Dave Ramsey budgeting train! Clearly it’s working for everyone doing it! And I’ve been hating not ever having cash on me!! 💵 great video! 👌🏼🤗

[@sguy5536]

Hi Charlotte, because of you I switch between my Kate Spade and Filofax Finsbury as a health tracker, notes, and wallet! I love seeing gift bags in designs I like and laminating them. I am more organized than ever and I know that I am no longer alone :) Have a great week...

[@MILKANDHONEYLIFE]

oooh, love the gift bag idea!! That is genius! XOXO

[@dbgoldbach9947]

S Guy Great tip for gift bags! Thx

[@tawnyamarney]

Love this. I keep wanting to set up my pretty ballet pink Kate Spade as a wallet but I've been only using a small wristlet instead of a full purse this summer and it would be way too big. But, it would be so cute! I think come Fall when it's not too hot to deal with a purse (It's so hot in Texas right now y'all!) I will do it. Gives me time to get the card pages and inserts a little at a time as the budget allows and get it set up right.

[@cherylannjohnson8801]

Thank you for the great idea to use my Kate Spade agenda as a wallet! It's the same size as your LV...six holes. You are so smart!

[@jesdm8]

I love that you constantly change up the MM! I was a Hobby Lobby today with my mom & told her Charlotte would love these post it. She's like "who" 😁

[@MILKANDHONEYLIFE]

Ha! So cute! I love Hobby Lobby :)

[@mindycanter7027]

Really want to try this! Thanks for sharing lovely!!

[@Freckles5]

Seriously love this!!

[@bellenuke]

I am not hating at all for the Fall dashboard. I 💕 Fall!!!!!! Another great video. I too use the cash system and am always looking for ways to improve it. I’m thinking about using my agenda as a wallet eventually and your system is great! I did also find the diamond ring bookmark in a smaller version as well as a pearl ring. Can’t wait to print out the dashboard. Keep on bringing your fun videos. Look forward to them!

[@tbirlon]

bellenuke May I ask where you found the diamond 💍 ring bookmark in the smaller version?

[@audreylyn94]

I love this! Thank you so much! I hate my wallet it’s so disorganized and now I’m going to get a few things an organize it!

[@maalban12]

Hi! where did you get the dividers “gold” you said Etsy so how can I locate that specific gold dividers?!!

[@juliegonzalez83]

Love the idea 👍, so beautiful. Thank you for sharing.

[@teresacameron3296]

I love your wallet set up. Thanks

[@Natasha831_1]

Thanks for this video! Been thinking about using my Trunks and Bags limited edition agenda as a wallet. It’s the pm size so I think it would work perfect for the little amount of cards I carry.

[@stephaniedenise9207]

Your channel is so satisfying 💕

[@MILKANDHONEYLIFE]

Aww, that's so sweet, thank you!! XOXO

[@christinacorso7254]

smart idea. love it!

[@frankpavgouzas7140]

Love it !!!

[@oliviamiranda1296]

Tfs great video so informative!💛

[@CorettaNicole]

Great system. Thanks for sharing.

[@samsprrr3548]

I have bought many of these second hand .i was lucky to find them all for under a couple if pounds.

[@KW-onceuponatime]

This is brilliant, tfs!!

[@layeredluxepapercraft5105]

Oh just saw your video and had a thought that you could use another Filofax zip pocket to put your change in this wallet too hope this helps xoxo

[@lisabriskey]

I am going to try this

[@lavernreynolds998]

Thank you for this educational video.

[@lorreib4202]

Love, love it. I purchased the MM and it’s still in the box! I bought it pre loved and it came with a bunch of extras because I love your method but I’m too scared to use it! 🤣

[@MILKANDHONEYLIFE]

Do it!!

[@kalena4257]

Pretty close to how I use my LV MM - it’s definitely what works best for me too.

[@subrosa7mm]

The color crush planes are the same dimensions as the MM and Filofax personal? I’ve been looking to get a Filofax Malden for a wallet

[@haleytran2398]

Omg just now seeing this video and now I am obsessed with trying out this method! Where can I get the info for the Dave Ramsey budgeting system? Loved this video!!!

[@ammoniasimarmata1341]

Hi....luv luv yr video n yr great agenda

[@michelamollo7331]

Hi Charlotte! I am continuing writing you how much I love your videos and organization system, I am trying to learn from you but it is so hard because even if I a very organized person, things are still to much to be implemented in such a short time! Anyway I am learning a lot from your videos! Can you please write it down for me the name of the cash system you are using? Thanks so much So sweet the keyboard and the milk clips!

[@tigerseye45]

I love your design I want a LV so bad … wish me luck

[@bellenuke]

Hi there! I'm not able to download your Autumn dashboard. Please help! Thank you!

[@kandymae2063]

💜💜💜💜💜 This!!!!!!!

[@ElderandOakFarm]

Where did you get the inserts for credit cards

[@brendad20]

Love it💖💖💖💖

[@SandraDTv]

kool idea

[@sjfinley8002]

My Paper Love Studio on etsy.com has the planner dividers!!!

[@happygoluckymin1]

Where did you get your gold dividers?

[@dbgoldbach9947]

Why am I going to Barnes & Noble tomorrow to look for that bookmark?!? P.S. Love your wallet

[@alexd.807]

Love this idea for a budgeting system. Ive actually been trying to figure out the best approach/budgeting system that fits my needs but keep running into some road blocks. Im curious - how do you personally use/feel about credit cards and the differing rewards systems that they offer? For example, since I see your agenda is based off of a cash only budgeting system do you use/take advantage of credit cards and the rewards that they each provide each month? If so, how does that affect your cash budgeting in your agenda? Or do you just kind of use credit cards as more for emergencies, etc?

[@MILKANDHONEYLIFE]

I personally cannot be trusted with credit cards - lol. It sucks because the rewards really are great, but if you don't have the self control to pay it off every month it's not worth it in the long run!

[@neenee5198]

Hi. Where did you get the planner clips?

[@lovevideos93]

Where did you get this and how much was it?thanks

[@fluffy_couture1857]

Hi I have the smaller one and I can’t find the inserts like yes for mine can you help

[@MILKANDHONEYLIFE]

I am going to do a video on that very soon! I'll find links to share for that size. xoxo

[@hazeldyme]

Can you tell me the etsy seller for your dividers? I know they aren’t listed for sell, but maybe if I message them they can make them 😊

[@OCMOM2012]

I’m going to do this with my pm agenda.

[@MILKANDHONEYLIFE]

I want to get a PM next so I can also try this method in a smaller version!

[@katereyes4916]

I was just literally thinking about switching to this type of system today. I found hole punched portfolio like the one you have and i’ll use for my cash. One question, where do you put your receipts? Ps. love your channel so much!

[@MILKANDHONEYLIFE]

Thanks love! I put receipts in that cute little portfolio thing in the back pocket, then once a week I clean them out and file/sort/trash as needed. xoxo

[@rama7bee]

Which palette were you talking about today? It had a gold/flowery cover. Thanks

[@MILKANDHONEYLIFE]

Oh! Tarte Aspyn palette

[@rama7bee]

Thank you very much....

[@rama7bee]

Where did you buy it? I couldn’t find it on either the Tarte or Sephora websites...

[@aprilchisholm9278]

Question is this the same size as an A6 binder? Trying to find something a little cheaper

[@MILKANDHONEYLIFE]

It's the "personal" size -- Filofax has some cheap alternatives!

[@aprilchisholm9278]

MILK AND HONEY LIFE thank you

[@lilbitofeverythin6894]

1:15 same though

[@sandradisclafani6725]

❤️👍🏻

[@snehabanga3969]

Love from India

[@lori9855]

I'm looking at the description section and don't see the list of agendas you were going to recommend that were the same size only more affordable. Maybe I'm missing a section

[@Tinyt0t1]

Yeah I don’t see it either! Maybe she hasn’t gotten to post those yet?!?

[@MILKANDHONEYLIFE]

Oops, I forgot! Just added them! Thanks for the reminder - xoxoxo

[@mikemelaniehall]

Do u have a Daiso store where u live? U can find some cute stuff for your agenda

[@MILKANDHONEYLIFE]

Yessss, LOVE Daiso!

[@anwlaw]

Hi, the link for your fall printable is not located and print out cannot be printed.

[@Lovin12]

Also tried and it didn't work but the other images work. Love the You've Got Mail image, would love to print!

[@MILKANDHONEYLIFE]

Oh whoops! It's fixed now -- thanks for letting me know!

[@anwlaw]

You are the Best!!!!

[@eileen66]

But why when you can just put everything on your phone digitally. Or put your phone number at the store

[@MsLouisVee]

I used to do all cash too until I realized that my Discover card pays me free money at the end of the month. And a coins got really heavy

[@clcnj5365]

Love the videos but in this one there was the statement about having a little "OCD thing" (at 5:27) because of flipping through to ensure cards are not missing. This is not the best statement to make. Just wanted to bring this to the forefront. This is not OCD. It's a basic check for empty slots which is not irrational by any means. OCD is a very serious disorder. Now, onto your next video! :-)

[@_myinspirationchannel]

Hi! Can you give the link on easy where you purchased the gold dividers from please?

[@rama7bee]

Sorry... it was on instagram

[@zuixiao2281]

1st？