Minimizing My Life | Budget Binder Reset 2024 Let’s Try this again! Low income | Debt free journey

🚨 SECRET ANNNOUNCEMENT‼️ Stick around to find out. 👀🤫🫣
Happy Tuesday everyone! Newbie budgeter here. Learning as I go, what works for me and what doesn’t. Taking charge of the little changes that I have to make in order to accomplish my goals. This is a Budget Binder setup Part II. Minimizing, decluttering, and starting over as many times as I need to! Thanks for tuning in, and watching! I appreciate you.
🌹Gentle Reminder: Comparison is the Thief of Joy. Never compare your “Day 1” to someone else’s “day 1,000” God’s timing is never wrong. We all have different seasons. Trust in the Lord, Have Faith, have HOPE, and know that your time is Coming because we’re all meant to Win! Whatever season you’re going through, Do not be discouraged. Keep Going!!
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O T H E R V I D E O S T O W A T C H
Organizing my Debt:
• Organizing My Debt 202...
My Very First Cash Stuffing:
• $406 Cash Envelope Stu...
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F E T C H R E W A R D S
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D I S C L A I M E R
I am not a Licensed Financial Adviser. This video is for entertainment purposes only and shouldn’t be considered financial advice. Always do your own research and consult with a professional financial adviser before making any financial decisions.
Disregard anything past this point!
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[@c.parker8439]

You have a very pretty esthetic for your binders and things. Good luck

[@Glammmahgotguts]

Congratulations on 500 subbies!!!! Whoo hoo🕺🏻🕺🏻🕺🏻🕺🏻🕺🏻I love Wonder Woman too. Great video. Great idea scaling down on your envelopes. I’ve done it once, and may go in and purge some more💜💜💜💜

[@MrsMillion]

Love your binders ❤

[@thehopefulbudgeter]

Thank you!! ☺️

[@moneywithjustliving5258]

Good Morning, we too are on a debt free journey. Great video.

[@thehopefulbudgeter]

You got this!! 🎉🎉 rooting for you!!

[@IntriguedByDollars]

your speaking facts the less envelopes is better especially when you have debts and actual goals you want to do. 🥰 I can't wait for you to hit 500 girlllll lets gooooo

[@thehopefulbudgeter]

Yesss girl, just making it “make sense” for me. Thank you!! 🙏🏽💜 I appreciate you!

[@NetraSmiles]

Great video!

[@thehopefulbudgeter]

Thank you.

[@JeniPennyBudgets]

Awesome video! So proud of you taking care of your finances and making your goals come true! Stay the course!🎉

[@thehopefulbudgeter]

Thank you so much!!! 💜

[@PatinaDeVilleDesigns]

Hi friend! Great video. ❤

[@thehopefulbudgeter]

Thank u for tuning in, friend. Happy Wednesday! 😊

[@beijingbudgets]

Definitely the 100 dollars a day. 100% understand simplifying things 🎀

[@thehopefulbudgeter]

Thank you, Queen!! Yesss to a reliable income!! 💸🤑🥰💰 and simplifying!

[@bajan_girl_budgets]

I agree wholeheartedly! When I started out, I had binders galore, full of thinking funds… It was impossible to keep them funded. Now, I focus on savings challenges to supply funds, not only to my debt as a priority, but to my high priority, sinking funds. I truly focus on putting money away for the things. My family needs not necessarily wants. Great video today 🥰🌺

[@thehopefulbudgeter]

thank you Queen! I appreciate you for tuning in. ❤ you are a MOM Boss 🎉👑🌹 wishing u ALL the Best!! ✨💸💰🙏🏼

[@allthingsalecia]

Great video! I would definitely want $100 a day forever. So proud of you as you share your journey so transparently. I’m definitely rooting for you!! ❤

[@thehopefulbudgeter]

Thank you SO much, Alecia! I appreciate a Boss Woman like yourself! 💜🎉 you are killin it! 😉

[@joannam.9276]

New subscriber 💚

[@Mimibudgets]

Hi! QOTD: 100 a day for the rest of my life :) - I'm with you, simple is best. It's so much less overwhelming for me (I get overwhelmed easily lol). Great plan on your debt - I'll be doing it right along side of you! Let's do this! 2025 for the win!! Girl, you are right there at 500 subbies! Squeeeee!!! 🌟

[@thehopefulbudgeter]

Thank you so much, gorgeous! Yesssss girl I can’t wait to see you WIN!!!! 2025 will be Our year!!! 👯‍♀️🎉🥰🤩🥳🥳🥳

[@cloudymoney]

New subscriber here 🤍 love your video! Crush those goals!

[@thehopefulbudgeter]

Thank you, babe. U are my inspiration!! ☁️🩷💰✨🥳

[@cloudymoney]

@@thehopefulbudgeter ahh you are so sweet thank you 💗🤍

[@FormingNewHabits]

This is a great idea! You're doing an awesome job, Jade. My girl did not come to play 🎉💥

[@thehopefulbudgeter]

Thank you! I just wanna do “Big things” like investments, pay off debt and fund my emergency already. ☺️🥳

[@FormingNewHabits]

@thehopefulbudgeter And you will! So excited to see you get there 🎉❤️

[@thehopefulbudgeter]

@@FormingNewHabits TY boo. Likewise, I can’t wait to see u WIN! Stay shining ✨💫

[@Allocatingmindset]

Great video🤍 the affirmation was good today🙂

[@thehopefulbudgeter]

TY for tuning in! Yesss I agree! ✨

[@CoffeeNBudgets]

Thank you for the scriptures! We don't celebrate Halloween. Usually movies, pizza, snacks, and ice cream from our favorite shop. If their families want to take them they can. Other than that it's inside!

[@thehopefulbudgeter]

Still fun staying SAFE and indoors these days! As long as the kids are happy, that’s all that matters! You’re amazing Clarissa! 💜

[@TheYejBudget]

I’m glad you kept the take out and boba🧋envelope😝 that would be my must too! I love that you review the envelopes to make sure they all fit what you need!

[@thehopefulbudgeter]

Thank you for tuning in Yej! Trust me I wish that I could “afford” to stuff every category but realistically (with debt) I just can’t. Doesn’t make sense to spread my money thin. In my POV it’s just an excuse to spend 😟🫣

[@LexJourney1]

Hey!! I think I would want $100 a day because at least I will know I will have something daily to depend on. I agree with less is best lately with sinking funds because I have noticed with trying to get out of debt that the fewer categories makes it easier for me. Once debts get paid down I can then add more sinking funds back.

[@monnybudgets]

Hello friend, yes I completely agree the 1M does sound very tempting 🤔 but I think I would have to go with $100 a day, sounds more easy to manage and save on the long run.

[@thehopefulbudgeter]

Yessss my friend! 💰✨ thank you for answering and tuning in! Rooting 4 u! I love ur videos, ☺️ got my bell notifications on! 😉

[@monnybudgets]

@@thehopefulbudgeter you're welcome 😊 🙏 & yay! Thank you for your support 🥰

[@ShanOnABudget]

Hey Jade, I would want a $100 everyday for the rest of my life. I’ll have more than 1Mil very soon. One mil can be blowed away like nothing now a days. Great ideas. I really need to sit and plan out my year. Great video 💕💕 Great bible verse. I don’t celebrate Halloween.

[@thehopefulbudgeter]

Love your answer! Thank you for tuning in, Shan! I’m so excited for your future videos. Let’s secure the bag! 💰✨ you got this, girl! 🩷💁🏽‍♀️

[@ShannonsBudgets]

I agree $100. Per day

[@thehopefulbudgeter]

👏🏽👏🏽👏🏽

[@Ranii1000]

Oh that's hard

[@MrsMillion]

Yea $700 a week is good hi just subscribed:)

[@thehopefulbudgeter]

thank u for tuning in and supporting! 🎉❤

[@My_BudgetLife]

Always take the money up front!!! I want my $ 1 million now 😂 Not the Roblox envelope 😂😂

[@thehopefulbudgeter]

Yessss girl!!! 😂😂 get that $1M! Wooot~Woooot! 😂😂😂😂 I know right!? 🙄 Roblox will be the death of me. 👎🏽 Lmaoo!

[@donnajo82763]

🎃🎃🦇🦇👻👻🤗🤗💚💚

[@tinka5782]

investing a million correctly gives you more than 100 a day every day

[@Ranii1000]

Yeah the 1m would get taxed. Money doesn't buy happiness. You would make 700 a week. If you banked it bit by bit you get interest. Doing the math to figure out what would pay more interest in the bank over time. Oh it makes my head hurt.

[@thehopefulbudgeter]

I completely understand. I probably would now change my answer to take the $100/weekly and invest it into stocks lol, but this is assuming I’m “young” all over again. Time is of the essence.