This is the best explanation of all these things! Thank youuuuuuuu
@AllThingsPlanned5 ай бұрын
@@Supppppp7 Thank You 😍🥰
@cherylvargas88615 ай бұрын
Congratulations on four years!! I've been going for three. It is a work in progress. I'm so thankful and grateful for this. Your right, any amount can work. It's about discipline and sacrifice. For me even though it's online but I write down all my finances and keep tracking.
@AllThingsPlanned5 ай бұрын
Thank you! Congratulations 🎉 to you as well!
@cherylvargas88615 ай бұрын
Thank you!!
@darkesthourbooks5 ай бұрын
I started this year with the cash system, and it works great! Just last month our fridge said „no more working for ya!“ and the 400 € for the new fridge didn’t crash our daily life and bills and stuff. Just because I had money saved for electronics and a small emergency fund (because electronics hadn’t enough money haha). So now it’s time to refill the envelopes haha
@Swaggy-zd2ui5 ай бұрын
I'm about to get a job and am really excited to start budgeting myself!!
@charliematt995 ай бұрын
I feel like I just got clarification. I am type A and your explanation was amazing. Please keep up with the videos. I am so happy. Broke yes but trying so hard. I am on disability for many illness and believe me money is tight!
@Zipporah-xs3qz5 ай бұрын
Hi just save $5 a week and see how that works. Start off with small amounts. I hope this helps.
@tamikajones69705 ай бұрын
Great video Jenika 😊 I got started back in college and it's been a great journey. Sinking funds prepare you and an emergency fund saves you.
@luzandreadomke4 сағат бұрын
I just started using a budget binder and I was initially confused about going about it, but my main priority was bills. It’s been amazing to actually see where I am putting my money into. I came across your video and it’s been so helpful with understanding the process. Thank you for uploading!
@gwendolyngregory22935 ай бұрын
I watch a few cash budgeters, but I have to say yours is the best. You are always up front with us, and you do not hide anything but your rent and that is completely understandable. I like how you explain things, and how you are just you. You are amazing. Thanks for the content, I will be buying stickers soon, Just got my Erin C. Planner in the mail. Keep the videos coming. Can you do a video where talk about what to make as your sinking funds? Thanks.
@stephaniemartin97605 ай бұрын
Consistency is key and re-evaluating as life changes.
@marialeon71974 ай бұрын
Exactly!
@rosbudgetlife33245 ай бұрын
Keeping y’all lifted in prayer 🙏🏽
@deepick83452 ай бұрын
when I started I used the same book and then everybody kept showing diff books and I started using happy planner. It doesn't matter the budget is the most important and cash stuffing is important and helpful.
@junepearson85055 ай бұрын
Great video, been cash stuffing for about 1 yr and I love it, it really does make a difference. Mindset change for the best
@chronicfish5 ай бұрын
I've watched numerous videos on cash stuffing and yours was by far the best! You were extremely detailed in your explanation. I found this incredibly helpful. Thank you!
@kimberlywebb22189 күн бұрын
I absolutely LOVE this list. I will definitely be adding some of these to my routine next year. Good for you for taking self care as a priority. Enjoy your holidays. ❤
@Winter_Babe_Saves5 ай бұрын
Thank you for this, I didn't know the difference between variable expenses and sinking funds
@CristaBudgetsPlans4 ай бұрын
Rounding up bills is always best!!!
@jade499410 күн бұрын
I dont cash stuff my bills because i pay them by direct debit and kept not depositing the cash in time and then going overdrawn when the bill went out 😅 so glad to hear you say I can leave that part out for now. They are on my budget but not in my cash stuffing wallet and that seems to work for me. I am not in a financial position to work towards being a month ahead as I'm in the home stretch of paying off debt and need to build an emergency savings fund for all my expenses as I am having some job insecurity
@thethriftychickadee72453 ай бұрын
Most thorough video I've found yet. I'm just getting started with all this so I'm taking it on little by little, so I can thoroughly understand it and not overwhelm myself. I will be coming back to this one often. And if people come for you about using a calculator just remember that a whole lot of us think this video is fantastic and couldn't care less if you do the math in your head or use a calculator!! lol
@juanitavasquez21662 ай бұрын
Hi, I am very late in viewing this video. I want you to know that this has been the BEST video that explains in detail for me to understand budgeting, the difference between the different categories and how to cash stuff for "ME". Thank you so much, I'm so glad I've found you. I can't wait to start!
@JZrose18472 ай бұрын
I think I've shared my perspective with you on other videos, I hope I wasn't just complaining. Thank you for introducing this plan for saving. And I value your other videos as well. Everyones situation is different and hearing different perspectives is helpful. Also I feel like your platform is a place where I've been able to voice concerns or stresses without being told I'm not doing enough or my feelings are unveiled. You come up with kind solutions and really listen to us. Thank you 😊
@celestebarrentine39223 ай бұрын
A very clear explanation of how to b-,udget for those who are new to this world of knowing where our money is going. And how we are making it work for us.
@marylynmiller51584 ай бұрын
A great explanation for getting started! I am a senior who has done better financially by just stuffing my variables and staying away from the bank and all my debit/credit cards. ❤
@dwynn572 ай бұрын
I really like how you are explaining everything! In some of the videos that I have watched, it seems pretty overwhelming! I really want to start this. We just retired earlier this year and I like the challenge of it! thanks so much for sharing! xoxo
@GG-ul8neКүн бұрын
I'm so glad you came up on my feed. This is so interesting. But my head is spinning, after watching all this. I make $17/hour, in Southern California. And I'm enrolled in community college, to study for a well-paying skill/career (starting over in life, at age 51). And i hope to be making way more money, in maybe a year or so. So this may be difficult for me to do rn. But I'll see what i can do. Thanks for the information & inspiration!
@anajustana5318Ай бұрын
About to move into my first place so ive been binging all your videos thank you so much for all the knowledge and advice
@lovelacejaplit41522 ай бұрын
Where do you buy your expense tracker notebook?
@kctaylor734 ай бұрын
Thank you for making it much easier to understand I am just beginning officially this month. I truly appreciate your video.
@bluevelvet5553 ай бұрын
First time watching your video. I recently started looking into starting this system. I'm going to watch more of your videos. And I'm interested in purchasing your stickers. Great ideas. Thanks
@torianichole8312 ай бұрын
The cash stuffing part was so exciting for me and makes so much sense. Thank you for the video!
@Elysia073 ай бұрын
I enjoyed your video. I love seeing different peoples different budgeting method
@DangeloTalks4 ай бұрын
When those envelopes are full thinking about putting the money into a high yield saving account. Just make sure you keep track of how much is in there for your different areas of saving.
@yotagerlie2 ай бұрын
Some banks are offering 5% for 1 yr CDs also
@DangeloTalks2 ай бұрын
@@yotagerlie I’d rather use a high yield savings account so that I still have access to my money without penalty or restrictions. A CD with a bank is a way for a bank to hold on to your money and profit off of. You can’t touch the money until you reach the term.
@JenniferD.-wt4uj2 ай бұрын
Do you have any idea where to find a great high yield saving to go to? Thank you in advance.
@AllThingsPlanned2 ай бұрын
@JenniferD.-wt4uj I highly recommend Ally online bank. They have great rates and customer service!
@JenniferD.-wt4uj2 ай бұрын
@AllThingsPlanned Oh, ok, thank you so much. Is there 800# that I can call and talk to customer service 😊? How do I go about it, please?
@robinhart13907 күн бұрын
My question is do I need to separate the money for paying my bills and my personal accountant? If so, how do I do that or do I just mark it in the journal and double check it in my checking account. I do a lot of things digitally we pay all our bills onlineyet would like to have it categorized somehow. Also, do you pull cash out at the bank or how do you do that?
@itsallperfectlynormal98052 күн бұрын
I do something very similar to this channel, except I use accounts. My primary checking receives my pay and is used to pay bills. I set up automatic transfers on payday. Variable expenses go into a second checking account, sinking funds go into a savings account, emergency fund and long term savings goals goes into a high yield savings account. I check the budget before moving money from a savings account to a spending account (insurance for example. I pay that 2x year but budget it monthly. I move it from savings to primary checking when it's due). Having the money in separate accounts helps remind me its there for a purpose because every dollar has a job to do. Best wishes to you!
@rosbudgetlife33245 ай бұрын
Great video Sis!! I enjoy watching always. The cash stuffing and budgeting method has helped me get out of debt. Excited for the sticker kits. I will be talking advantage of it. Hope you have a great weekend too 46:45 ❤
@AllThingsPlanned5 ай бұрын
Thanks for sharing Sis💕
@1drummer1113 ай бұрын
I love fetch. Gotten a couple of Amazon cards with it. Glad to know I’m not the only one who knows about it.
@yurireyes1764 ай бұрын
Budget Calendar Pay day Bills Cash stuff variable expenses food, eating out guess.
@mari_3kyu2 ай бұрын
Not a beginner here, but I've been seriously slacking since I moved again Really need to get back into it and stop buying household appliances on credit 😀
@Jules-g4f5 ай бұрын
I am south of Houton in Angleton so that hurricane hit us hard. Glad you and your family are ok. Thanks for the video. I'm new to cash stuffing and very excited to learn all about it.
@crystaljackson23014 ай бұрын
This was the best explanation to begin cash stuffing
@MamaoffiveDesigns5 ай бұрын
i have set a goal in my budget planner. i got this accordion index card holder and i got like 6 cash envelopes/ 2 sinking funds started. if by january of next year i stick with my budget goal i will invest in getting a cute binder. i love the rose gold and the pink envelopes they are soooo cute!
@AllThingsPlanned5 ай бұрын
Thanks for sharing🥰
@Phoenix_onfye5 ай бұрын
Hard for me because I use my card without a thought now spending cash I hate paying myself back
@conniekelly-hl5qr5 ай бұрын
Hey , it was hard to grasp for me this really help.
@AllThingsPlanned5 ай бұрын
I’m so happy to hear that! Thank you❤
@m395williams3 ай бұрын
New subscriber here! Very thorough. Micro managing and planning. I think the object is to stay busy writing and stuffing so you don't have time for anything but to earn the money and get busy planning and sinking it. Write, count, stuff, zip, snap🤓🤑. Thanx for sharing.
@jamaicastreet67033 ай бұрын
It’s good to know how much to spend on bills &credits miscellaneous 🎉🎉
@JenniferD.-wt4uj2 ай бұрын
What a great video! First time watching your video.
@Berryjoyfulbudget5 ай бұрын
Glad you and your family are safe. As always enjoyed your content.
@lolethawoods7865 ай бұрын
Congratulations on 4 years 🎉🎉
@sierradalton78233 ай бұрын
How do you keep track of what amount is for what category once in a bank account? Is there a way to categorize it?
@AllThingsPlanned3 ай бұрын
For my wallet, I spend money in cash. It’s doesn’t go back to the bank.
@shanaskinner97894 ай бұрын
Thank you for sharing! This is the best explanation and I am a new subscriber! I can't wait to see more!
@shawunminor17615 ай бұрын
Thanks you heard my cry I needed this video
@AllThingsPlanned5 ай бұрын
🫶🏽🫶🏽
@Grace-e6q3 ай бұрын
im wondering what binder it is that you are using! this video was fantastic thank you so much for your time and energy devoted to the video! 🎉❤
@KickinItWithKrys4 ай бұрын
Blessed, you are. My power was out for days. Thought I was on the North for a minute, lmao.
@JamilleCharles5 ай бұрын
Hey! Great video as always❤ Glad to hear your family is doing ok considering the Beryl disaster. I have a niece in Houston and was without power for three days. Just put in my August order. Also is it an option for you to add your check mark stickers to your Etsy shop. I love the idea of subscriptions, so I don't have to order every month, I will just receive ❤❤❤
@AshantiCaltini4 ай бұрын
I've never done this. Today is day 1. I start work today.
@BellaFrice5 ай бұрын
Oh my goodness girl I’m in Texas still trying to get back normal from Beryl too! We are north of Houston got hit with some high winds
@mandySIMS63195 ай бұрын
I really love how you explained everything. Sadly, even if I received checks, I have no access to banks. So I can't do anything with cash, also get paid bi-weekly and it isn't the easiest to find budgeting concerning that type of pay period. ❤ I love your video though.
@105Kelly4 ай бұрын
Hi Mandy, I use the cashless system as I find it works better for me. Look for some videos. Instead I hv a bank account for each “cash envelope” that way I just transfer cash online to my card before I make a purchase
@amorfox2894 ай бұрын
Do you do one on one session on how to start the process of budgeting and cash stuffing?
@AllThingsPlanned4 ай бұрын
I am working on it🥰
@Rockie-s6q5 ай бұрын
This was such a great video. You are a really good teacher. Thank you!
@kenyonwolfe24005 ай бұрын
I'm saving all of mine 20$ and all of mine 10$ and allll of mine 50$ and allll of mine 1000000$ just wish me good luck
@ash_days_5 ай бұрын
I’m an accountant and I always use my calculator (or really excel 😂) I just don’t trust my mental math sometimes!
@Smithfamily0095 ай бұрын
This was so refreshing!! I ve watched a lot of videos since starting cash stuffing in February and this was the best video yet. I just had to do a reset because I was falling off and I learned a lot in this video that I believe will help me stay on task. I will be borrowing the high priority and low priority binder idea because that’s how I messed up; mixing binders and envelopes when I was in need. However, thank you so much for explaining EVERYTHING in plain English 😊. You officially have a new follower!!! I really want your budget planner and I went to the website using your link but I don’t see that version. Did you personalize your planner?
@wonderlanddedemonanastasiАй бұрын
You wear your rings on about the same fingers as one of my characters. He wears his rings on his right index finger, right ring finger, left middle finger, and left pinky finger 💚
@bethlitton33494 ай бұрын
i work full time, have high rent and bills and am struggling to really start with any of this budgeting stuff
@kristencastillo3852Ай бұрын
What do you mean when you cash envelopes. Is this like money from you paycheck you can spend from extra left over .
@ReaganShepherd-l3k24 күн бұрын
how do you know how many 1,5,10,20,50 dollar bills you’ll need when getting money out of the bank? i will have extra to put into saving challenges so is there a certain way to pull that money out?
@kimberlyarlyndaАй бұрын
How do you start when you're already behind on rent. Car note and lights etc...???
@jessicacastellanos64905 ай бұрын
New subscriber I love how you do step by step Great job 👏
@AllThingsPlanned4 ай бұрын
Thanks for subbing!
@la-quandanorwood51585 ай бұрын
Hey Sis, great video. Very informative. Thanks for sharing
@shaylajade9937Ай бұрын
I'd go through the stickers like crazy, I'd just make myself some stamps haha
@BellaFrice5 ай бұрын
Have you ever done a video on doing a budget, with no cash? Like if someone uses their credit cards and then uses their money to pay that off so they really aren’t dealing with any cash? I’m so used to it that I feel like it would be really hard to switch to cash but also I like using my credit card to get the points and use that to help pay things off as well. I also once heard about using fake money to stuff wallets ? Any thoughts on that?
@M_SC5 ай бұрын
You should do that
@angelahicks22382 ай бұрын
What do you suggest I do because my husband doesn’t want to do this? How can I still live by a budget?
@gladyspenn46464 ай бұрын
Are you a finance major or graduate? Thank you for all the valuable information you have given, it has been really helpful. I'm a first time viewer.
@kristencastillo3852Ай бұрын
Can you do a video for someone who is on assistance.
@suepatrick9244 ай бұрын
How can I get the planner exactly like yours. I mean could you help me with setting one up
@L.LaurieuxАй бұрын
Sis where did u get the paycheck inserts. I did order the erin condren but did see the paycheck dashbord.
@Fademitch3 ай бұрын
Why don’t you take dishwashing liquid from groceries??
@kendrarichard10664 ай бұрын
Hey. Great video! I’ve been struggling for so long now. And I’m glad to have ran across your video. But im not able to afford the calendar/planner binders etc maybe one or the other what do you suggest I do I’ve been off work for a while just had surgery. I really wanna start this as I’m basically alone with everything I do expect to start work next month but wanna have what I need as I have no support system. Are there other materials I can use to accomplish the same thing
@MeganJaykowski16 күн бұрын
What pens do you use
@hibiscusangel73763 ай бұрын
I need to change my finances! It’s so bad and my credit score is like hitting 500s due to irresponsibility and avoiding things
@ReaganShepherd-l3k24 күн бұрын
i’m having trouble finding the planner i’ve looked in her links but none of them are the same as the one she has in this video
@westcoasttiff854 ай бұрын
Where would you suggest buying the clear cash envelopes? I checked etsy and they are Spendy!! 😮
@morgensternxR2 ай бұрын
Hello! What is the exact planner you used?
@caddycakes423Ай бұрын
Good Stuff!
@PeachyxcoffiiАй бұрын
Have you got a vid on $300 income? or can you do a vid for $300 budget?
@desireec92225 ай бұрын
Hoping the captions are up soon, my hearing isn't good. Will check back later.
@AllThingsPlanned5 ай бұрын
It should be working now :)
@desireec92225 ай бұрын
@@AllThingsPlanned thank you!
@713flores095 ай бұрын
I just stumbled across your video. I would like to know where I can get the exact same planner as you. I haven’t finished the video yet, but maybe it’ll say at the end.
@melarzola84955 ай бұрын
Very helpful, thank you! 🙏🏻
@lupeochoa74825 ай бұрын
Great video ❤ excellent video
@malazkm3 ай бұрын
I have a question, what if you get your checks dp, do i still take out the cash?
@budgetrebelgoals5 ай бұрын
❤❤❤awesome. Still smoothing out my process
@deepick83455 ай бұрын
great video on explaining
@amylabus83604 ай бұрын
2024 is the last year for car inspections in Texas.
@AllThingsPlanned4 ай бұрын
That is amazing!!
@amandawyles537228 күн бұрын
Is there any good way to save in this way... in a bank account/s?
@AllThingsPlanned28 күн бұрын
There are some banks like Ally and I believe Chase or Capital One that will allow you to break your savings account into categories that you can use for sinking funds!
@amandawyles537227 күн бұрын
Thanks so much!
@ΠανωραίαΚόκκινου-ι4σ4 ай бұрын
Beautiful ❤❤❤❤
@JacobLoveless235 ай бұрын
What do you call that cash holding thing on the left? I want to get one, but I don't know the name of it.
@AllThingsPlanned4 ай бұрын
It’s a really a sunglasses holder but we call them cash trays
@thebudgetevolution5 ай бұрын
Hi Jenika 👋 great video 😊
@kristencastillo3852Ай бұрын
My budget is 1,043 in cash 643 food stamps after all my fixed I am left with 543 to spend my m home and extra how do I cash stuff for this. I owe back rent and would like to pay that off.
@kaneshiaginn86504 ай бұрын
Thank you 😊
@gwenlfitzgerald-barlow7375 ай бұрын
I'm interested in this idea to add to what I'm doing now. I need your help, I have some other situations that I am not sure how to start. How do I reach out to you?
@GIRLNEXTDOOR795 ай бұрын
What if someone gets paid once a Month? How would that work?
@AllThingsPlanned4 ай бұрын
You could cash stuff for the whole month, once that month. Or you can take your monthly budgeted amounts out of your paycheck, break them into 4 equal amounts, and cash stuff them weekly.
@annalauryn9662 ай бұрын
Wdym the variable expenses are the ones you cash stuff? I'm confused