40 Years Old & NOTHING SAVED For Retirement? - DO THIS NOW!

[@MinorityMindset]

Get my FREE Guide To Generating Passive Income: app.marketinsiders.com/passive-income-guide WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS! There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through KZbin comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!

[@madiezancanellatl9205]

I want to start investing into crypto, how do I get started with the help of a professional

[@bigshotblack7530]

💯

[@oztraliangrown8208]

Are these 3 seperate banks accounts?...2 everyday accounts and some kind of savings account? Or is the savings account really just a place to send it from your spending account asap🤔

[@evelynhughes9014]

Hello thanks

[@melindajackson6326]

How do you start buying gold?

[@eyeofheru5677]

I'm not gone lie, I was locked up in prison when I found this dude, watch a lot of his vids while I was in there around 2019. It was amazing how much information I learned, I applied a lot of his information into my life and I can honestly say I am financially free. This guy is very informative, breaks stuff down to simplicity and he is very motivational. Great Teacher............

[@rajkumararulambalam9829]

Tupac's song "looking through rear view" is about his double entry ledger. Luca pacioli taught double entry accounting same time Columbus found america and same time Tupac Amaru was last Inca royal. Love God. Help yourself :)

[@youngb.wiseman3576]

Good to hear, happy for you bro ✊🏿

[@husshotit]

Amazing👏🏻👏🏻

[@deesplash7087]

Financially free??👀 are u sure about that ?? Not hating at all brotha, but from 2019-2022 is an incredibly short amount of time to become financially free considering limited opportunities due to incarceration. I’m asking to gain knowledge

[@acogjefe4769]

@@deesplash7087 are you not paying attention to the timeline? The pandemic hit in 2020 which a lot of people became financially free during that time.

[@Angela-ne9cy]

Thank you for this!!! Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 9 years later, fully debt-free and over $100,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $40,000 annually) and don't owe a dime to anyone. It's a good feeling!

[@weyustyle]

Wow you give me hope 🌺🌺🌷🌹

[@henriettemulumba4626]

Very good 👍

[@atimgood6016]

Sounds amazing; & yes it’s a good thing to be very PROUD of yourself; that’s a very big achievement 👏🏿👏🏿👏🏿!!!

[@TrailBlazer5280]

Amazing, well done

[@christopherlowe5382]

I’m proud of you! I aim to get there fro here too.

[@ChristianB0421]

My 40-year old Dad showed me this, so I'm getting started early! I'm 18. Thank you so much!

[@brentking4538]

I did not start until I was 41, and now, fifteen years later, I have nearly 7 figures. Lots of sacrafices, and devotion to get here.

[@augustinaanosah8237]

Powerful

[@sonyareyes9596]

Help

[@bobbii]

I feel like it's my honesty and kindness that have effed me my whole life. I've let myself be pushed down, walked over and taken advantage of in both my personal and professional lives. Now I'm 40, a single mom and perpetually broke, even though I'm educated and have a great career. I'm constantly mad at myself. *I love being a mom and my son is amazing. I have no complaints about parenting, it's just expensive lol

[@brentking4538]

@@bobbii time to step up and take care of yourself and son first. Make a budget if you don’t have one then you can see where to cut costs and pay off debts?

[@brentking4538]

@@sonyareyes9596 help with what?

[@anthaltie]

Well I'm investing 1,200 a month and I just started at 50

[@jo4285]

Better late than never!

[@LilySaintSin]

Exactly 💯 ​@@jo4285

[@YesWec]

Good job. Thanks for the fabulous mindset

[@getitbig9142]

*Let's talk about success:* Firstly the journey won’t be easy, embrace persistence, patience and perseverance. Outline your goal and pull your efforts together to attain that goal. I had a fair share of struggles before diving into crypto last year. And let me tell you, it completely changed my life! So don't lose hope, my friend.

[@ameliaemerson2250]

That’s a great motivation! I thought about crypt0 but unsure of it. I currently make $64k/yr. No investment and I need to do something quick. What can I do?

[@getitbig9142]

Spot on. The market presents a lot of opportunities to create passive income, with the right skill and proper understanding. Whether you’re not sure about what to invest in, or you don’t have time to manage your assets, just make sure to consult an advisor. Good luck!

[@ameliaemerson2250]

I’m very much aware of the great benefits of working with a pro but I haven't found one for myself.

[@getitbig9142]

I get you! Finding the right pro can be challenging. I partner with *Olivia charlotte Oswald.* I found her on the CBNC interview, looked her up and we began our awesome partnership.

[@ameliaemerson2250]

Thank you for offering your advice. Definitely grabbing this opportunity. Just found her webpage

[@takeitback-financial2808]

Best time to plant a tree was 20 years ago. 2nd best time right now.

[@RachRachRach222]

One of my favorite expressions. Thanks for reminding me. 😊

[@kevincooper0]

My philosophy whether before or after retirement is that it's never too late for a good in vestment, and note that diversification is key. That is why I've got my interests set on multiple key sectors based on projected company growth and performance. They range from the EV sector, renewable energy, tech, health etc

[@weicaihon]

It’s possible to produce outstanding growth in portfolio diversification in a short period of time as long as you do something different from the vast majority and stay consistent.

[@kristennn850]

Yeah true, in vesting in good company stocks is a great idea and a good tra ding technique or system put in place would guarantee you many days of success.

[@kevincooper0]

Its makes me feel amazing and a bit achieved since I started in vesting shortly before retirement, monitoring my portfolo performance which has grown exponentially to a million bucks, now I understand why experienced experts make enormous returns from the ever unstable markets.

[@kristennn850]

So do you have anyone that helps you achieve this steady but guaranteed growth in your portfolio? I mean growing to a million is very achievable but you need to be very well versed and knowledgable about what you are doing.

[@kevincooper0]

@@kristennn850 Yes I do have someone from a company called "Ferrochrome Securities". They' re professionals that use accurate and reliable strategies, backed with proficient making resources and qualifications that ensure my gains quartely and annually.

[@raymondotterbine]

Thanks for this, Im 47 and just learned how to manage money correctly... Glad to see someone putting this information out for those of us a little older.

[@ThePresentation010]

It's a thing of the times. Before it was schools only. Like a secret. W internet, KZbin, phones, apps, etc. Now it's everywhere, kids today can learn it.

[@dennisudaddy3504]

42 n tryin maybe by 47 I make it

[@thishandleisntavailable.]

you can do it! all of us :)

[@josephedlin2172]

God speed good sir

[@vinchel118]

Same boat. Let's do it. We can enter retirement with something

[@shellylofgren]

Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.

[@DavidRiggs-dc7jk]

True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

[@jeffery_Automotive]

Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.

[@berkrix4312]

@@jeffery_Automotive This is exactly how i wish to get my finances coordinated ahead of retirement. Can I get access to your advisor?

[@jeffery_Automotive]

I personally work with 'Julie Anne Hoover’’ she covers things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk. many things like that. Just take a look at her full name on the internet. She is well known so it shouldn't be hard to find her.

[@berkrix4312]

@@jeffery_Automotive Thank so much for sharing. Your advisor was simple to discover online. I did my research on her before I scheduled our phone call. She appears knowledgeable and well accredited based on his online resume.

[@hermanramos7092]

Baby boomers are retiring or on the verge to, so honestly though, how do we deal with such market conditions, typically my holdings go up 8% then lose 20% right after and it’s just keeps going down, I’m confused and truly sick of the system.

[@Walter_hill_]

The US-Stock Mrkt had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable, considering we’re not accustomed to such troubled mrkts, but there are avenues lurking around if you know where to look, I’ve netted over $850k in the past 10months and it wasn't some rocket-science strat. I applied , I just knew I needed a firm and reliable technque to navigate better in these times, so I hired a portfoilo advlsor.

[@cgorman31]

We deal with the next larger generation known as entitlers The millennials out number and pace the boomers 3:1 But they don’t want to work… motivate that engine and the boomers retiring are the least of our worries

[@wadesuhr]

When the.price drops, buy more.

[@charlesgair8608]

CAPITALISM = AMERICAN GREED = Many People Get FUGGED.

[@alejohernandez75]

Baby boomers are selling their riskier assets and buying more stable assets. If your not near retirement age, buy the dip. Sticks are on sale.

[@FeliciaJudge]

My greatest concern is how to recover from all these economic and global troubles and stay afloat especially with the political power tussle going on in the US.

[@jenniferkyle6036]

As with any big financial decision, it’s important to keep your guard up for economic risks. However, smart planning, time management and seeking advice from a financial adviser can help keep you and your money safe.

[@gracesdonny1532]

@@jenniferkyle6036

[@FeliciaJudge]

@@gracesdonny1532 Fantastic! can u share more details?

[@gracesdonny1532]

@@FeliciaJudge She’s a hlghIy-sought out advlser, so I’m not certain she’s acceptlng new intakes, but you can give it a shot. It wouldn’t be proper to just Ieave her number Iying around, but she has a webpage you can look at if you googIe her name.

[@danaa.1093]

@@gracesdonny1532when did you start?

[@devdaniel3225]

Does anyone have any idea which stocks may be experiencing major growth this new year season? A lot of people have been talking about an April bounce. I recently sold my Boca Grande, Florida, house, and I want to invest a lump sum before equities recover in the stock market. Is now a good time to buy or not?

[@georgecooper8750]

I was left holding worthless positions in the market in 2021 because of these market uncertainties, which is why I don't base my market assessments and decisions on rumours and hearsay. Before I started noticing any noticeable improvements in my portfolio, I had to fully redesign it with the assistance of an advisor; I've been working with the same advisor and have scaled up to 560k

[@devdaniel3225]

True, we’re only just a piece of information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market, could this coach that guides you help?

[@georgecooper8750]

Yes, My mentor *MARTHA ALONSO HARA* has extensive training and knowledge in the financial industry. She is regarded as an authority in the field and has an in-depth understanding of portfolio diversification. I advise doing more study on her credentials. She is a great resource for anyone looking to understand the financial market because of her extensive experience.

[@devdaniel3225]

Thanks for the advice. The search for your coach was simple. and before setting up a call with her, I did extensive research on her credentials. She seems to have a high degree of skill based on her resume, and I appreciate the chance to chat with her

[@danieljamal3709]

MARTHA ALONSO HARA is quite popular on Bloomberg I doubt if there is anyone who is serious about stock trading that doesn't know her. She has helped me quite a few times in growing my portfolio and it was blissful without any setbacks. she is a tough person in an industry that demands clairvoyance

[@legacymedia8468]

I admire the financial independence of people, But you can live better if you work a little more. After watching this I think there are people out there, on the extreme, who plan to die early just to be able to retire early. To each their own but to me retirement isn't just about not having to work, it's about having the freedom to do whatever you might reasonably want, such as travel, buying things, enjoying life, etc. I don't think I could retire with less than $3m in income generating investments, maybe $2m at the very minimum. I plan to work until I'm at least 45.

[@ericmendels]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@judynewsom1902]

Over the following 3 months, I want to increase my reserve from $280,000 to at least $550,000. I would be grateful for any advice you can give on how to accurately predict the market and how to diversify and balance my portfolio in order to accomplish my goal.

[@ericmendels]

My advisor is SHARON LOUISE COUNT , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@judynewsom1902]

She actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing

[@lisajenkins4793]

My strategy is; buy quality companies, expect to hold no matter what, pay up but don’t over pay, keep track, sell rarely, be ready to course correct.

[@olganmarten8109]

Wow that's cool but I would like to know more about the service she offer and if she can help me too.

[@alexfuen712]

You should buy your son some new shoes instead

[@kostasjohnthomas1926]

I'm 48, sad to say I made terrible money decisions growing up which I'm presently paying for, been dedicating every waking hours towards my retirement and I'd really love to retire in Otisville ny with atleast $3million by, the market up and down is not helping at all

[@BullBarry-ee1fy]

I used to think every investor went broke during recessions, meanwhile some make millions. I also thought everybody went out of business during the Great Depression, but some went into business. Bottom line, there's always depression for some, and profit for others, it all starts from having the right mindset. That said, I've set asides $250k to invest for future, unfortunately l'm a complete noob.

[@CollinJon]

True, A lot of folks downplay the role of professionals until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@AlinaLopez-vz9qp]

Can't divulge much, it's only right you do your due diligence. I'm been guided by Lisa Ann Moberly and most likely, the internet is where to find her deets.

[@jamesd493]

Thanks again Jaspreet. My Honda Civic just turned 10 years old. I could buy a new car cash, but I am saving that money to purchase another house for rental.

[@sastrochang71]

Great!

[@vildachaya6462]

I live in a cardboard box and fight the pigeons for scraps to save for additional rentals

[@jeffreycarter1364]

The greater the passive income you can build, the freer you will become. Taking the first step is the hardest, but 7 house later living off passive income since June 6, 2016. You’ve got to start taking steps to achieve your goal.

[@jeffreycarter1364]

All passive income ideas work as long as you put the work in. I focus more on cryptos, NFTs, real estate crowdfunding and IDOs. With the assistance of a financial consultant, I’m doing well for myself.

[@jeffreycarter1364]

You can make a quick internet research with her name *Olivia Charlotte Oswald.* The rest of the information is there for you to read and get in touch.

[@Nigriff]

@@jeffreycarter1364 🤪🤪🤪

[@AshtasticAcrobat]

There’s no such thing as “passive income” all income even side hustle income requires work upfront and maintenance.

[@Benefitwithhannamacko]

I do be grateful and thankful if I saw someone that will make me wealthy in my early age !.

[@ivanparcero]

Don’t you think it will be more ok if you just drop the head line of what you are trying to say ?

[@Selfwealthtoday]

I was wondering what you were trying to say so why not say it please

[@Benefitwithhannamacko]

@@ivanparcerook if you say so

[@Benefitwithhannamacko]

@@Selfwealthtoday what do you think will be ok to tell or invite people to join in order to fight economic crises

[@Benefitwithhannamacko]

@@Selfwealthtoday what do you think will be ok to tell or invite people to join in order to fight economic crises ?

[@helenoliver4838]

I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing! Very inspiring! I love this.

[@dannyvera8475]

I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.?

[@helenoliver4838]

@@dannyvera8475 I invest across the top markets but not by myself though. I follow the guidelines of *PRISCILLA DIANE AIVAZIAN* .. I can correctly say she's worth her salt as an investment advisor as her diversification skills is top-notch, I say this because of the results, as my portfolio grows by averages of 20 to 3O% on a monthly basis, unlike I can say for my IRA which has just been trudging along. my portfolio just mirrors what she places and not just on some particular industries of my choosing. she gave me that financial freedom I needed

[@dannyvera8475]

@@helenoliver4838 That’s great, your investment advisor must be really good, I have seen testimonies of people using the help of investment advisors in making them more financially stable. Do you mind sharing more info on this person?

[@helenoliver4838]

@@dannyvera8475 look her up on the internet with her name. she's quite popular for her services as she was recently featured on CNN. She can work with anyone irrespective of where you're located

[@dannyvera8475]

@@helenoliver4838 I just looked up this person out of curiosity, and surprisingly she seems proficient. I thought this was just some overrated BS, I appreciate this.

[@danb8606]

Dude, I watch sooooo many personal finance and investing vids. It's part of my main focus when I have time off from Intel work. Your channel is SEVERELY underrated, Jaspreet. I know my shit, but I had to pump the breaks on some real estate plans, once I watched this vid. I'm 38 and way behind, so this was great to see. I'm going to be sharing the hell out of this one. I tell people in order to fully retain a learning vid, you must watch it over at least 2x, as well. Thanks for all you do.

[@Somebodysomewheresometime]

im 46 - no retirement - getting very very nervous. I was a stay at home mom and when ex cheated, that was it. We weren't married (so he had no obligation legally), but 2 kids and 13 years together. After all those years, ending my own career to raise our girls, he (a millionaire) left us for dead and penniless - we had to move out etc. Life just didn't go the way I thought it would. I regained my composure and became quite a successful (to me anyway) entrepreneur..but haven't saved. I got the girls the phones, shopping trips, Disney cruise, etc - just for them to be alienated and I haven't now spoken to them in almost 2 years :( anyhow - I gave myself one year renting on the beach, and I had beautiful Lexus I loved. I just signed a new lease for 1K less, sold my Lexus for a Honda - I barely drive anyway. Moved to Fla, so now no state income tax...I just saved myself over 1500 alone on bills... all of which is going towards me in a decade. Nobody is going to save you but you. Be your best friend and take care of your future self. While Im glad I grew up in the 80s without social media etc, I also realize that info like this wasn't readily available for people. TY!

[@byst8729]

Well done for persevering despite the hand you’ve been dealt. Keep your head up high, you’re doing great!

[@TheGoldenCapstone]

This is such a BS story. Some millionaire stayed with you and had multiple children but never married and then left you? Yeah NO. That didn't happen.

[@michiganman8383]

You left him just because he got a lil outside sex,smh you had it made he was taking care of you not the other fling.

[@lamarravery4094]

@@TheGoldenCapstone It could be true. And her daughters grew up and left her too, that's believable how kids are these days. Kids don't appreciate what parents do for them.

[@lamarravery4094]

You lived and learned. I figured that you can only count on yourself a long time ago. Our popular culture, the way it is, how can you trust anyone to grow old with. We live in a disposable culture, people get tired of being with the same person for a long period of time.

[@ExxonMobilCompany]

I’m closing in on my retirement and I’d like to move from Minnesota to a warmer climate, but the prices on homes are stupidly ridiculous and Mortgage prices has been skyrocketing on a roll(currently over 7%) do I just invest my spare cash into stock and wait for a housing crash or should I go ahead to buy a home anyways

[@robertlucas8288]

Most people are unable to handle a fall since they are accustomed to bull markets, but if you know where to look and how to get around, you can profit handsomely. It depends on your entry and exit strategy.

[@marcelrobert9569]

@@robertlucas8288 One of the primary reasons I utilise a portfolio coach to oversee my daily investing decisions is that their whole skill set is cantered on trading long and short at the same time, utilising profit-oriented techniques and minimising risk as a hedge against unforeseen events.

[@marcelrobert9569]

@@henryCliffordJames Yeah, I have total faith in a financial advisor who is certified by the US SEC. In fact, I'm not sure whether I'm allowed to disclose this, but I'd suggest checking up "Julie Anne Hoover" because she was a huge issue in 2020. She is my mentor in addition to managing my investments.

[@obodoaghahenry9297]

@@marcelrobert9569 She has excellent credentials and an outstanding occupation. Hence, I swiftly copied whole name and typed it into my browser. I'm curious to discover why she is so busy, and despite the fact that she has unquestionably good credentials, I nevertheless schedule a meeting with her.

[@jennyjenny3531]

you earned my respect when you said you drive a car that gets laughed at because the future security of your family is more important to you than driving a fancy car. you have your priorities straight!

[@kayn2756]

I'm gonna be 42 next week. I have absolutely no retirement savings. I don't plan to work past 55. I intend to retire outside the USA. I refuse to work till I drop dead.

[@rino7789]

What country do you plan on retiring in?

[@kayn2756]

@@rino7789 somewhere I can live like a king on less than 3k a month. Mexico or South Africa maybe

[@MissMiaAfroGoddess]

I’d love to hear your plan if you don’t mind sharing so I can take notes, retire in 13 years with no savings to start is huge

[@sgist7824]

Kay you can use retirement calculators online like Networthify. But you need time in the market for your returns to create compound interest. I think investments double on average every 8 years or so. It's all about your saving rate. If you have nothing now, your savings rate will need to be high.

[@julietaabud202]

@@kayn2756 South Africa

[@olivia4182]

I agree, staying positive is important for morale. I started late at 47 and almost 65 with only 215 k in my savings plus a lot of equity. It’s not much but I have to remind myself that I’m trying my best.

[@BeeTreeGuy]

Being nice to the customer service reps is a GREAT tip....one of my bills was on auto-renew and when they tried to rebill me, my bank thought it was a fraudulent transaction so they declined the payment. Once I cleared that up, I had to call back and let the company know that they can retry the transaction. While talking to the service rep, I was being nice. Not only did the rep lower the amount I had to pay, she also gave me a 20% discount on top of that.

[@catherinedesilets8960]

Building wealth is a marathon & not a sprint … love it .. wise advice thank you

[@ciara_si]

Better to start now than never at all 🤷🏿‍♀️

[@georgestone0123]

Building wealth from nothing involves consistent saving, disciplined spending, and strategic investments. Begin by creating a budget to track expenses and identify areas for savings. Prioritize paying off high-interest debt and establishing an emergency fund. As you build a foundation, start investing in low-cost options like index funds, and focus on continuous learning and improving your skills for better income opportunities.

[@tahirisaid2693]

Despite utilizing the correct strategies and possessing the right assets, there can still be variations in the investment returns among different investors. It is important to acknowledge that experience plays a crucial role in investment success. Personally, I realized the significance of this and sought the guidance of a market analyst, which enabled me to substantially grow my account to nearly a million. I strategically withdrew my profits just before the market correction, and now I am taking advantage of the buying opportunities once again..

[@georgestone0123]

Choose a reputable financial adviser like *Jenny Pamogas Canaya* for insurance, regardless of the firm. With her dedicated career in financial planning, you'll receive guidance for growth, better navigation, and secure task completion.

[@ElainesDomain]

All investment calculators use different perimeters. Inflation rates is one. Withdrawal rate is another. It took me 14 years to build a 1.2 mill portfolio. House land and valuables pushes it much higher. Had I chosen mutual funds it would be higher. Had I chosen real estate higher still. Don't finance a car. Don't carry credit card debt. I did and it kept me in paycheck to paycheck mode for decades.

[@elperrocovero]

I only pay with credit card. Best thing ever if you pay your bill on time. I have a 770 score and a 30k credit line with amercican express

[@rod1424]

Im 47 and quite nervous about my financial status and this video relaxed me a bit. Thank you.

[@JV-ir3zw]

Jaspreet: I'm 57 I grew up just like you. Rich Dad Poor Dad was my very exposure to financial Ed and since then I've become Hungry for more 😋!! I LOVE your TEACHING!! THANK YOU so MUCH it gives so much HOPE!! Love ya my brother!!

[@jacobgatlin7485]

I'm 42 just found your channel. Also just started a job that will pay me $93,000 per year. Thank you so much because now I will develop a plan for success!

[@killamatrix1]

It's not starting the job it's retiring with the job. 93k they will try to get rid of you if you not performing

[@ultramegasuper11]

I waited until my 50’s but what you are describing still works. I just have to work a bit longer. Who wants to stay home and watch TV all day anyway ?

[@skoolie_life3261]

Good luck to all of us who are trying so hard. I spent the last 10 years becoming debt free and now I’m working on building wealth. I’m 46 and I feel so behind, but I have to remember that I’m way better off than I was 10 years ago. This is a long and treacherous journey when you don’t make a lot of money, but I keep trucking along. Wishing wealth and health to us all!

[@godfreymashale9323]

Retiring from public service made me realize that I had no means of passive income, and in 35 years, I had only moved round in circles financially. I needed to make investments immediately despite retirement and that led me to looking for ways out. I feel very accomplished every time I remember my journey and how I've been able to grow my portfolio to 7 figures, with the help of my broker James Fletcher Brennan. Mind-blowing experience really. Thanks for this video by the way, I think this year was a big win for us investors. Go stocks!!

[@donaldlocher2537]

Truly It’s all about accumulating wealth through compound interest investments.

[@robinsonbaker1963]

I did read about James Fletcher Brennan, This may be the push i need to start investing, at least to leave something more for my children and grandkids

[@tonimhamilton2072]

Did a quick web search, he has a pretty decent bio, I wrote him and I'm waiting on his reply.

[@serenewhopperman2924]

Thank you so much. I'm really fascinated about Investing and I'm lucky I saw your comment. I’ll look him up and drop a message. You really inspired me. God bless you.

[@hiphopjewels]

This was me 3 years ago. I've been putting in aggressively the last few years, with 85k invested now. Working toward my first 100k invested by the end of the year.

[@jacksmith2617]

I’ve been watching your videos for a while. It’s great information and keeps me motivated. I took my stimulus checks and paid down credit card debt. Which raised my credit score, which allowed me to get a low interest personal loan to pay off high interest credit card payments, which raised my credit rating. Which let me refinance my vehicles to lower interest. Which freed me up to pay off other loans, now I am selling my truck to get a vehicle that I can pay cash for and not have any vehicle payments to free up money to pay off my loans faster. It will take some time but will be worth it.

[@kelseykerwood4265]

So proud of you! What an awesome upward trend, keep it up!

[@alma80magana8]

Traductor

[@deesplash7087]

Beautiful process 🙌🏽

[@PremiumFuelOnly]

My credit cards are my weakest link. I dont even need them lol

[@mzyouknowit8024]

Awesome

[@doo21leroux]

Best video I've seen yet. I've just watched dozens of vids on this topic and you're the only one that gets to the point while providing actual educational info that's easy to understand. Thanks so much.

[@joshgale1518]

Jaspreet.... honestly dude... this is an amazing video, thank you for your time first and foremost and secondly.... thanks for the FREE education!!... it's truly invaluable and I'm gonna apply your lessons...subbed!!!...❤

[@Alessandro1983]

At the time of this video, I am 40 years old. Got about 20k in my 401k. 5K in savings. 10k in debt. I wish I could have started sooner. All I can do is continue where I am not. Learn from me. Both younger and older. Its not too late.

[@dreicharz]

Thank you for this ,I'm 40 and a single mother of 3,and just learning about investing

[@AIVPCIO]

You already started investing having 3 children, i am 40 and dont even have children🤧

[@happyfamilyvlogs446]

Me also single mother

[@Adbee123]

You can do this!

[@GstarCurtis]

What I really love about this channel, is the fact that unlike all these other Gurus, you actually teach people, instead of just talking and talking. Im starting to think I should probably try and use some of those savings, i put into my stock account, to pay down my bank loan on 5-6% (Was used to buy my home, as i didnt have the 20% downpayment)

[@Senorthorin]

Thank you so much for making this video. I am 40 years out and you speaking on this subject has put faith back in my future and making me see that I still can retire comfortably.

[@craig4970]

Man I found this video to be incredibly helpful! I am 50 yrs old and recently divorced and my financial situation got rocked. This is the strategy I needed to start moving forward again. Thank you!!!

[@Sheil-hard]

I'm not kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it Investing is a long-term game, so focus on the long run.

[@martingiavarini]

I can’t focus on the long run when I should be retiring in 3years, you see I’ve got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/unstable market doesn’t provide any calculated risk opportunities to make profit?

[@kenanporubsky2122]

There are a lot of strategies to make tongue wetting profit especially in a down market, but such sophisticated trades can only be carried out by proper market experts

[@bob.weaver72]

I agree, my profit has been consistent no matter the market situation, I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2020 this time with guidance from an investment adviser that was recommended by a popular economist on a subreddit, long story short, its been 2years now and I’ve gained over $850k following guidance from my investment adviser.

[@martingiavarini]

@@bob.weaver72 Impressive can you share more info?

[@martingiavarini]

@@bob.weaver72 She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@kdenton3853]

I have a 2021 Tesla. I paid almost $50k. I only owe around $26k and the book value on it is $52k because of gas prices. Not all cars lose value daily. Love your videos!!

[@Fenlander216]

Paid off my mortgage at the age of 42. Best thing I did, investments returned well after I stopped working away from home.

[@captozone]

Jaspreet I started watching and learning from you around 5 years ago. I have friends who are nearing 60 that don't have anything saved up still living paycheck to paycheck. I'm seeing more and more of this as I am getting older myself. I am financially set though can't stop thinking on how the baby boomers and, the two generations following are going to make it. With the way of the world today these large groups are not going to be able to fend for themselves putting the pressure onto the younger generations too carry their weight or? It's not going to be pretty for sure! A million dollars doesn't go that far anymore.

[@nothingtoseehere1097]

The baby boomers fucked us. Gen Z and millennials will have to be crafty and plan early.

[@ijg8343]

The government will attempt to bail out the big players and as we see in California, People with good jobs living out of they car will be the norm.

[@pipe.dreamss]

Jaspreet.. I just have to say that you are an inspiration. The information you share and all your advice is invaluable. As a minority Immigrant myself, I arrived in the US at the age of 20 with just $50 dollars to my name. Needless to say, it was a long hard road, so I can relate to the struggle of your parents. It was a late start for me but I'm building and learning from people like you! Keep up the great work!

[@Freddyyyy266]

I have challenged myself to put away 50% of my monthly income into stock options which is quite easy since I live frugal without debt. I work as an account executive, and make over $20000. $10000 goes into dividends, and the other $10000 covers my my food plus living expenses. I am seeing improvements in my portfolio, dividends look certain, but I have to attribute this to only to guidance of a licensed fund manager who allocates funds to a plethora of assets. I have to stay disciplined, and remember that I’m in it for the long term. Good luck to everyone and thanks for the great video.

[@Freddyyyy266]

@Joey PerolliniWith the help of a pro financial advisor, Herman W Jonas, I’ve gotten into stocks and fx, splitting my funds in different assets that have brought me huge roi. I just reinvest and grow my portfolio. Here,

[@Freddyyyy266]

Hermanw jonas (a g mal comm

[@Freddyyyy266]

@Maisy KirstyI have made over $25,000 in profits, more so because I was reinvesting every two weeks. His strategies cuts across major financial markets which cuts across major markets which I found to generate more profit.

[@JG-yr9tk]

How much is your food expense and bills to be this frugal.

[@toyaandprincesslifehacks]

Oooo this is great

[@spartacussimulations5571]

Thank you mah man! Because of you I've become financially educated. 🥑🥑 Talk

[@annaelmo9357]

Most you tube finance videos preach to the younger generations because it’s a lot easier. Thanks you for giving the rest of some hope and sharing strategies we can actually use 🙏🏽

[@TelegrOriginalJaspreet_Singh13]

Chat me up ☝️☝️☝️.

[@neverstoppreparing2595]

Omg im 40 and i needed this 😭

[@joannap2784]

The most valuable you tube video i have ever watched. Thank you so much xxxxx I am 45 immigrant and I am determined to build wealth before i retire. I will do it thanks to your teaching. I cannot wxpress in words what your teaching means to me. Thank you.

[@S.Habers]

Well, I am 40 and got divorced a few years ago... think this happens to the best of us and then you are forced to start again from scratch. 🤷‍♂️

[@kaylawood9053]

I have been disabled since 2009 and I am 63 years old, any ideas of financial options I can explore since real estate isn't an option atm!. I am under pressure to invest my reserve of $120k.what can I do?

[@adenmall7596]

@KAYLA This market is crazy! I've been in real estate almost 20 years and I have never seen anything like it.

[@kaylawood9053]

@Georgina Louis can you recommend any ??All my investmnt are making me emotionally downcast.

[@kaylawood9053]

@Georgina Louis researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals and scheduled a call.Bless you..

[@NecessaryJerry]

Buy all JEPI and get about 1200 before taxes in monthly dividend income. Also hopefully youre getting disability payments?

[@DawnOKane]

Market Insiders

[@krishnar1182]

What you said about Indians (and Asians generally) saving is so true. How many times have we seen doctors, investment bankers, etc. shopping at the dollar store, driving cheap old cars, wearing ugly clothes, etc. while they have millions in the bank? I watched a documentary about how a Sikh laborer at a California almond farm saved almost all of his earnings and eventually bought the farm with no loan! The only time you really see the average Indian going crazy spending is when guests are involved or for weddings. In Indian even street beggars and slum dwellers often have thousands of dollars of savings, gold, etc. It's such an interesting contrast. Thanks for sharing this great advice!

[@heinvu4229]

When you invest, you're buying a day you don't have to work

[@gagnecaron658]

I've done all of these basics, but my portfolio is still in great decline. I have lost over $200K in the stock market, and now I'm desperately trying to improve my portfolio. How do I turn tide around?

[@taylorgreen5908]

The market hasn't been good this year, but it is important you find stocks with market-beating yields and shares that at least keep pace with the market long term. For a successful long-term strategy you have to seek guidance from a broker or financial advisor.

[@gagnecaron658]

I diversified my $400K portfolio across various market with the aid of an investment advisor, I have been able to generate over $300k in net profit across high dividend yield stocks, ETF and bonds.

[@taylorgreen5908]

Sounds really great. I’ve been down a ton, and I’m only holding on so I can recoup. I really need help. Who is this investment-advisor that guides you?

[@gagnecaron658]

The name of my investment advisor is " Emily Lois Parker.” She is a true genius when it comes to diversified portfolios, which make portfolios less susceptible to market downturns, and has a strong reputation in her area. You may already be familiar with her name; a Newsweek article gave me the information I needed. She is someone you could Google.

[@kimwieczorek1879]

We're Fire and I never bought stocks!

[@Portuducks]

This is basically the Dave Ramsey method, but it's always good to hear it from another influencer.

[@amandalee714]

This guy is so much more relatable and easier to listen to.

[@seemooreb.9724]

Thank you Jaspreet. Inspired me . . I can do it with hard work ..mind set

[@Dj-uy1kp]

Great video!!!Thanks for sharing!!!!!! MINSET is the key to succes and wealth!!!!!!

[@zenspeed404]

15:30 This part is kinda iffy for me. Jaspreet is a millionaire with multiple income streams so I feel as though this advice is *highly* dependent on your income level: if you're not making a whole lot of money (like you're at the bottom 10-15% of the tax brackets), then sticking with your 401K and Roth IRA (even if you can't max them out) are your best options because time in the market beats timing the market, but as your tax bracket goes up, so do your options. This part seems more like an aspirational goal rather than a start: it's like getting advice from a bodybuilder to start benching your bodyweight when you can barely push the bar off your chest. Basically, a Roth IRA maxes out at $6,000 a year, right? That's around $116 a week, give or take a few cents. If you can't allocate that much money a week, then this part may not apply to you *right now*, but it should be a goal.

[@hiphopjewels]

He already said that th 401k and IRA is good for the "right people." He explained the same as what you wrote.

[@25stakes25]

what other investments do you recommend for everyday people like me.

[@lis6610]

I just start watching your videos and it only gets better. I wish I knew all this info in my 20’s. I am a healthcare worker work midnight shift in a hospital, double shift, long hours, weekends and holidays and still struggling to save money. I am single so is difficult. I am not happy I want to work for my self. I am 49 going to 50 so I guess it’s never too late. Thanks for all the info it really helps us the ones that don’t have any finance background or parents that never talk about money!! This is my beginning!! 🎉

[@bentenpeterson]

Hey. I suggest getting a real estate license. Low cost to entry and you can make good money. Even if you just do it casually you could make an extra $6-$15k per year. Best of luck.

[@FulanaFulanaFulana]

I am a mom & had to care for my 2 autistic children. Sadly I have nothing, but no one could care for my kids. My hubs is working & has some saved but still behind. Cost of caring for disabled children & many families don't get help & not everything is covered by insurance.

[@mddragon5831]

User your spare time to read and Meyer you can get a Job were you can work from home. As a start.

[@RepuBlicOfChaD]

Pension, Roth IRA maxed, 457b maxed, and PM stacking has me a head of the average Joe. Plan to retire at 55 and live an off grid on 20acres.

[@Algrothkmin-o3v]

I'm in a unique position, I'm 28 years of age and have a net value of $0 (R0 South Africa). I am also unemployed and don't have assets or money, but I am not in debt. This video is so informative thank you.

[@sonyareyes9596]

At 28, you reminded me. I was married, cars paid off, children healthy, we owned a home and stay at home mom. Life throws curves sometimes. Last year I was dental assistant maybe next a doctor who knows, hang in there kiddo

[@Cashnova_will_be_a_goat]

Not gonna lie enjoyed this content very much, I am going to be following this blueprint. Thank you so much man hope all is well

[@jagmeetkaur5687]

I'm a science student..really hate learning this finance and the whole economy system but you made it so simple and fun.....thank you for sharing these valuable informations...

[@someoneelse9059]

number 6 and number 2 are the same, or at least go hand in hand. building your base is the start of your plan.

[@arigutman]

Great video, all too common of a problem for far too many... However, it is always a good time to start and while not ideal, it is better than never doing so..

[@oidodsonido4373]

Every college kid has to watch this fideo is straight gold loved every minute of it man. Sending this video to my son. He’s in college now liked and subscribed.

[@cryptoethics]

Stupendous advice on crypto! But note If you're giving your all to someone, and it's not enough, you're giving it to the wrong person.

[@lucasjecob2487]

Please I need someone to help me on how I can generate a successful tips that can be of Good assistance to be financially free thinking

[@karaB8223]

Without reasonable doubt it's has been the most profitable online, if only you could find an helpful guide with orientation and signals. that we work you through the process needed.

[@carolineM479]

Well said I appreciate you for the advice

[@carolineM479]

But it's been falling for a while now and it might increase or decide to increase soon. The truth is no one knows, I believe it's the right time to make purchase.

[@kelvinprincewill3884]

Tried trading severally myself but seems not working

[@nickfitz9800]

Great advice, I am 40 and just started really saving for retirement. I had my 16 year old son watch this video. Thank you.

[@tony9207]

This is a simple plan... that should be taught in schools! Our kids do not understand money... and we all know that is no accident. The discussion at the 30 min mark should be showcased and part of the mindset. Thanks for the great content

[@cattywampusmcdoogle]

Yeah... one of the first books thay should be mandatory reading in school is "the richest man in babylon"

[@moazzammalik3843]

OMG what a great video i have seen in a while. I recently just started my journey at the age of 40 and everything he said makes complete sense and that was the exact same pattern I followed. You need to get your ducks in place. Hats off to you Jasprett.

[@sean2012able]

What they don’t tell you is that based on the average rate of inflation (5%), 1 million dollars in today’s money would be worth $300,000 in 25 years.

[@nashaik7765]

Thank you Jaspreet. It means a lot. Thank you for this video. Has lots of learnings from this video.

[@stevelozano9523]

I use to be close to financially free then life threw an obsticle and kicked me back down. note, no job is secure and if your family is not on the same page, then you can't get on track for success and they all need to see that.

[@TheQueenIsWithin]

There is the general assumption that if you're unable to have savings by 40 that you mismanaged your money. I could say that was not my case. A lot of ups and downs in life and health issues. I was always the straight and narrow type when it came to money. Most of my savings went in to 'rainy days' which left me starting over saving again. To invest you have to have money and to do so you have to have enough disposable income to get a chance to do it. Having a low salary, studying part time and working long hours and weekends is not going to make that possible. An honest discussion needs to be had about the state of the economy and the norm of low wages. There was so much stress in my life from just trying to survive I eventually suffered from burnout and adrenal issues. So I've started tertiary study for a new career that would not have been made available to me in my 20's. It's just not the same for everyone and I'm tired of the 'I wasted my 20's' narrative.

[@sarafritsch4413]

So much better without the background music! I can finally get all the content.

[@libbywish7123]

Thank you so much for your videos. I’m getting a really late start to financial education and trying to learn to invest. I’m very grateful for all the information you share. My daughter is also learning with me from your videos because I don’t want her to make the mistakes I made. 🙏💜

[@erickisel8668]

@Minority Mindset: Excellent video, great work!!! Yes, please watch this again and again folks until you get it!

[@MinorityMindset]

🙏🙏🙏🙏

[@eugeniogibson172]

Thank you very much for your advice. In fact, I have been doing most of those things. However, I still have to learn how to control my expenses.

[@whiterex06]

Catching this video at 38 years old. Currently working really hard on creating my base!

[@slushpuppii]

Get it!

[@Finch08]

I'm 38 as well doing the same thing. I started a couple years ago though.

[@tbanda]

@@Finch08 Indeed we are alot not easy at all.

[@Adbee123]

Same!! Let's go. Let's do this.

[@jayschumacher815]

I watch a lot on this subject and I am sure you hear it all the time but I’ll be the broken record and tell you that you are the best teacher on this topic. Thanks for your work.

[@Telegrem_Jaspreet_finance]

Chat me up ☝️☝️☝️☝️

[@militantessayons]

16:06 is when he start giving the information

[@AzarmSydney]

I bought an apartment 3 yrs ago ... I’m living In it ... big mistake ever.. 2/3 of my loan repayment is interest... I pay rates, water, gov , and everything else and it’s just so overwhelming I’m 40. I think my best option is to sell it

[@stecm1754]

Thank you with your sincerity and for the video. One of the best investment videos out here.

[@amazingdude9042]

I am 33 and I already have my retirement fund saved. in fact I can retire right now and live moderate lifestyle till I die.

[@moniquedonna1979]

Thank you so much this is so helpful 😊 I have started to sell my crap and pay of my debit!!

[@Foulmouth231]

Great info. Very helpful. This could have been a 10-12 min video though.

[@ILC-eo6vk]

Actually, the Toyota Camry is much better than a BMW.

[@METAL__MECHANIC]

Much more reliable and a hell of a lot cheaper to fix.

[@BateserJoanne]

The market crash and high inflation are stressing me about retirement. Despite the challenges, I know investing is a long-term game, so I'm staying focused on the future.

[@VickyAlvy]

I agree. Despite early setbacks and losses in the market, I re-entered in February 2021 with guidance from a recommended investment advis0r. Fast forward two years, and I've gained over $720k in profits.

[@VickyAlvy]

There are many financial coaches who excel in their profession, but for the time being, I employ Stacey Lee Decker because I adore her methods. You can make research and find out more

[@AlexanderDanielley]

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look her up and send her a message. You've truly motivated me. God's blessings on you

[@hatmeow]

Love your passion for helping people. They need to tech this at school.. Good stuff

[@kelvinsteven1366]

It fascinates how investors pull through this in the investments space When stocks n coin at a time Inflate and deflate without notice, for me I would have had a heart attack

[@albertfredrick6572]

You need to have a brief of what you wanna invest carefully before going in.

[@valeridelisa7154]

@@albertfredrick6572 You make it seem unreal to make up to that as a passive income annually, when its clearly possible. I have made over 3Hunnid & eighty thousand dollars. “Counting averagely” from January till now with no joke game plan. She’s a masterpiece and her name’s Lillian Dora

[@valeridelisa7154]

*LillianDora*

[@princessorela6316]

Thank you for her Tel💯💯💯💯💯💯💯💯GRAm🖕

[@masibaya7551]

Indicators are very lagged so one cannot rely on them instead they should look into learning price action trading with her, it’s a good one 💯

[@ryant2568]

Here in Australia Investing for retirement is actually mandatory. We have a thing called Superannuation which works very similarly to a traditional IRA with the exception that your employer must contribute 10% of your income into it. Once you turn 60 you have access to the entire amount tax-free so even if you only have an average salary you are still likely to retire a millionaire.

[@joebaldenweg]

Curious how this compares to social security here in the states. Would love to skip social security and invest on my own.

[@ryant2568]

@@joebaldenweg So our Superannuation is similar to an American IRA and we also have what's called a pension which is similar to social security. So everyone gets a pension from the government when they turn 65 but it's only barely enough to live on. That is where Superannuation comes in, because it is mandatory (unlike the voluntary American System) even someone on a basic job is going to have a decent amount in there by the time they retire meaning they can afford to retire comfortably.

[@mymangodfrey]

Investing for retirement is mandatory in the US as well. What do all of you people think Social Security is?

[@ryant2568]

@@mymangodfrey 2 different things but both aimed at the same outcome. Here in Australia we also have social security (we call it the pension) but like over there it is legislated and can be removed or changed by any government at any time. Investing for retirement (Superannuation for us, IRA for you) is actually your money working towards your retirement. Relying simply on a pension is never going to allow you to live the kind of retirement you want, it needs to be supplemented.

[@amyntalisse3147]

It's not tax free. It's taxed going in and again going out.