If You're 30+ And Still Broke - Watch This Video Today

[@MinorityMindset]

Get my free eBook, How To Build Wealth As An Investor: briefs.co/yt/build-wealth WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS! There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through KZbin comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!

[@TheSamoura88]

A car title loan*

[@noahbayless6134]

Are you Khalistani?

[@plitz]

46 and broke! Just became debt free last Friday for the first time in my life though.

[@ibrahimandong1572]

That’s progress.. congrats 🎈

[@TotalwealthLP2]

Broke is temporary, and becoming debt free lets me know you won’t be broke for long, congratulations 💯

[@hellize4212]

It's a start

[@Priinsu]

Nice now you gotta super-charge your income and work like you never have before. I've always invested for the future but it really hit home when I saw this old guy the other day who had to struggle and get assistance to get out of his car. We can't work like we're young forever. Eventually, we'll have to slow down.

[@jazziepha206]

That's great!!! Congratulations!!

[@ParkDari]

I want to tell every 17 yr old this list of wealth killers. Student loans Car loans Credit cards Too much rent/house Failure to pay yourself first, putting money in retirement with every paycheck.

[@matw1x]

Avoid marriage and you'll be a billionaire

[@DropBox-jx6yr]

Don’t forget procreating. There’s a reason why childless people are happier. Just saying.

[@Priinsu]

I would work and save during the summers in highschool and I was also listening to Dave Ramsey's stuff and other finance audiobooks when I was 15yo. I'm 30yo now and I'm pretty much chilling now financially.

[@JuanDApe]

Drugs

[@cherub0nyx]

​@@DropBox-jx6yrlol no, being childless will never make you happy. Some might be happy now but wait for a few years 😅

[@codejavascript296]

I'm 19 and started gaining financial knowledge from you, Jaspreet. I'm thankful that I found your channel earlier

[@ThatJaxsonGuy]

Went from a New MK8 Golf R ($50k car on a loan) to a used Ford Fiesta ($7k car in cash) to get the process underway. A lot of people thought I was crazy, but I have goals...

[@juanc5149]

I would have gone with Fiesta St as a bit of a compromise. It’s no golf R, but it softens the blow a bit.

[@demontoaster5670]

I'm proud of you buddy!!! Car payments seem to be the leading cause of financial instability, its all worth it in the end

[@ThatJaxsonGuy]

@@demontoaster5670 Thank you! Definitely wasn't easy at all, but it will be worth it. Instead of a car payment, I have a Roth IRA that is being maxed out now, no credit card debt, and a paid for car. My wife's car will be paid off here in the next two months or so. It has allowed us to make a lot of progress in just 10 months. Didn't even think it was possible.

[@minahtheweirdo]

Nah. 50k car loan is whats crazy

[@ThatJaxsonGuy]

@@minahtheweirdoLoan was $44k with a down payment. But yeah. Wasn’t smart. Payment was $660/ month.

[@avitony35]

Im almost 50 years old and my advice is keep watching these kinds of videos and learning about wealth and money. I wish I had KZbin when I was a teenager or even in my 20’a

[@devildadsgaming2922]

i am in my 20s now

[@terid6708]

It’s never too late, or too early. The important part is to get started as soon as you can. Glad you are here!

[@CT-yc4gd]

40 here. I have a couple thousand in savings and it took me over a year just to get that with increasing rent, groceries etc. Had to reexamine my budget and cut costs where I could. Going to be talking to a financial advisor later on to figure out if I can invest in SOMETHING that'll have an okay return so I'm not 70 and still having to work. Wish my parents and granddad told me about this stuff. But they came from jobs (and an era) where pensions existed.

[@T2010_]

Pensions still exist. Don't be afraid to relocate to work for a job that provides such retirement options.

[@ciaran6309]

I'm 45 and still broke

[@Joel.Invictus]

Mee too, brother.

[@abirivera983]

Never to late my friend. As long as we're still living we can make a CHANGE

[@NowIsee-NowIdont]

Cool! :))

[@martinrosell1481]

I'm 32 and broke in the bank, but rich in the investments. I can't go out to a nice dinner, but I will when I'm 59.5 😅

[@olababs2048]

​@@martinrosell1481 59years, how do you then enjoy ur money?😂

[@terid6708]

Where have been my whole life? Just turned 70 and it has taken me a lifetime to learn these lessons you explain so quickly and easily. Glad to read some younger people are listening. Very grateful for your help and videos.

[@SachinKonduru-vo9uf]

"ya can never outearn a bad spending habit" so true MM !

[@VereneLemieux]

tnx brother I feel like youre a friend. I am 35 years old and broke and youre here like a friend teaching me how to save myself from drowning.

[@TuTataElDaddy]

I always needs these refreshers cause is hard to stay on track some times!!

[@D4rkBl4de]

I'm 34, finally just got out of debt. I've been trying, but I'm still far behind my RSSP goal for my age. It's hard :( I just expect I will not be able to retire. If I can build a 3 months emergency cushion, that's gonna be golden.

[@Rich_Larr]

This video is straight facts! I was broke til I was 29 when I finally learned some of this stuff. I went from broke to paycheck to paycheck. Fast forward a few years and I was financially secure. Next goal I’m closing in on is financial freedom. I don’t want to HAVE TO work after 45. I’m still gonna “work”, but just on projects I want to work on.

[@damarisdiaz5496]

Love your energy Jaspreet, and the way you transmit it😇!!! Thank you very much!!! Infinite blessings, and may your light continue to shine bright!

[@axelaazej]

I’m 29 going 30 this year. I just started saving. 😅

[@truetherealist2546]

It’s better to start today instead of waiting until tomorrow 🔥🔥 you got this man. Good luck on you financial journey.

[@goldhawk420]

Start investing

[@OptimalbodySWE]

I started be serious about saving and investing in the same age, try to live a minimalistic lifestyle and think about what you are buying many times if you really need it

[@MrSlm1982]

You have a 5yr lead on me when I started. That five years of compounded growth advantage you have over me. It will snow ball.

[@loadapish]

Im 40 and i just started

[@abrahamalatorre]

Thank you for always reinforcing our financial education mindset. Helps out a lot in being consistent with my finances

[@Holthyr]

I'm over 30. I'm not broke but if I can learn one thing then awesome!

[@TheLovely990]

Good morning. Great information. Shared it this morning.

[@justoneshot6161]

I really appreciate your content bro ❤

[@eionsmith100]

Good advice.

[@ParkDari]

Internal locus of control is the secret sauce for financially stable people

[@Ezunit1991]

Let me explain today’s problem with capitalism. It’s not really capitalism. Why capitalism works is because it makes companies compete with one another to provide the best experience/item/whatever for the customer. Now-a-days companies take away to make more money. They don’t IMPROVE to make more, they reduce the quality to make more (see BMW’s subscription heated seats or e6’s everything). They can only do this when they will not be undercut by other companies… they aren’t because companies have reduced in number. It’s become an oligarchical system where our businesses pay off our politicians in order to ensure you CANT compete. First time ever, Forbes top 30 under 30, not a one of them built their own wealth. All of them inherited it. It’s easy to hate this system. It flies in the face of the American spirit where working hard will provide you with the American dream.

[@Joel.Invictus]

Very well said. The free market (capitalism) has been replaced with corporatism.

[@edwardperez7183]

You got it wrong.

[@Joel.Invictus]

@@edwardperez7183 Explain, bro

[@LightsOut999]

I’m leaving my apartment that I pay $1900 a month for to live with my friend and rent a room for 1/4 the price. I’m about to run it up and pay off my debt while I’m there and be able to invest a little!

[@overk1llz]

I went from paying $3200 to living in my car. I might be crazy😂

[@beefymario88]

You’re both totally sane.

[@mikeclarke5337]

Thank you sir!

[@J_Shingy53]

In NZ we call this 'Te Whare tapa wha', Or 'the four pillars that make the home' Interesting to see how similar your idea is 😅

[@chadnz1003]

Oh shux im not the only kiwi here listening😅

[@unknowjlm]

This pyramid is just a remix of the Maslow one though.

[@amardeep872]

I really appreciate your content brother

[@coopclauson]

As someone who's been reading macroeconomics recently, my current thinking is that money is just a claim to future economic output.

[@theBookstheMovies]

I am incredibly sad knowing I need to go through that sacrifice period.

[@ggletsplay5041]

I am 36. Last year I purchased a house with cash. First home and it's not easy. I feel poor and broke but I have a place that is mine. It can be done don't give up just don't expect everything to magically change once you become completely debt free.

[@drock5108]

I’m feel like u have 100 videos of the same info! 😂 u should make some videos showing us how to get on these investing sites and actually invest.

[@AK-xj2di]

I'm from UK, where living expenses is rocket high, I would like to know where to invest, & how to make money.

[@josephrizk9850]

The bottom of the pyramid should be spiritual fitness then mental then physical and lastly financial. You will find that if you have truly spiritual fitness, that the other stuff falls to the wayside.

[@AquaTerra77]

Mental and spiritual are the same. That spiritual stuff is all in our heads.

[@unknowjlm]

The bottom is Physical because if you don't eat and drink for 96h, you DIE... People in a coma have a (very weak) spirit won't last long if you cut their nutrients.

[@Daawan]

Can u make a video on bonds

[@Skyhigh_-ll1sf]

Lmao!! Jaspreet you got me belly laughing over here with the "find your purpose" lolol 😂❤😅

[@stevo271]

Where can I buy a turban?

[@tizsonicex2573]

A car is a utility. It's a function of business . Most people have to drive to work . Spend on the APR or spend it on a mechanic. That's up to luck

[@wr3add]

I went “gaHAW” out load when u taught me about mustaches and ponytails 😂

[@Guitar4life99]

Aside from absolute catastrophic health issues, mental and physical should be interchangeable on the triangle. Mental health issues can stop you from making progress on your physical health and vice versa.

[@ibislife]

How do you define poor? If you have equity in your home, you are able to pay all your bills and food, and squirrel something away every month.. I dont feel poor 😊

[@jimrobinson4786]

Poor would be an opinion of your or my finances by someone else. It sounds like you are doing great.

[@almdrs]

You need a source of income first.

[@AK_Potatoes]

If you are in that boat then you need to be watching different video.

[@Nunnikins]

Love your stuff and I've been following you for awhile. I've done everything I can to cut expenses, pay off all my CC debt, saved my initial $2k, and now want to create a strong investment strategy. How do I take my $10k to $100k so I can buy a house? How do you evaluate investments before spending your money?

[@marytica123]

STOP PISSING AWAY YOUR $$$ ! Many people spend $$$ on all kinds of misc. "things" - which they either DON'T USE, or end up selling later for LESS than they paid. INSTEAD - take that same $$$ and INVEST it in something that gives you a RETURN ON INVESTMENT !

[@dam4800]

Thoughts... yes we go in and out of recession and yes our economy goes up and down but . what about WAR. How do we invest and protect our investments considering World War III as a possibility?

[@fernandoarellano7833]

He answered this in the video. you buy more investments when that happens

[@googleuser6548]

Invest in a bunker , collect memberships from the neighbors in case the bunker is needed

[@Lazarusrizing]

If this isn't financial advice, then what are you saying and to what end?

[@axzxnxboi]

I save 10k was thinking of buying a car but saw a bunch of KZbin videos and decided I don’t need it. my work provides me a vehicle so, I put it in the market made some gains a now each time I make extra money I put it in the market. Almost at 100k.

[@PaulAlexFit]

I’m 26 and I’m not broke

[@SpiKSpaN-ei6zq]

Stay that way

[@shaunaboo961]

Teach me your ways 😂

[@Musica-sj8gc]

I'm 32 and need major change. Thank you for the videos.. any tips on where I can put my save money instead of investment. In case of a emergencies.

[@SpiKSpaN-ei6zq]

@@Musica-sj8gc in a jar

[@benjaminashlock3682]

^^^26 and not broke….but also watching this video? ;)

[@thomascho3318]

This seems like a replay of an old video...

[@dummgelauft]

I know 50+ and broke

[@nia5169]

Beard on fleek

[@YVMedia]

Aye I took this thumbnail personal 😂😂😂😂

[@trailerNp]

why your all videos are same ?

[@kawaiiavril1658]

I just need to make more money.

[@anthonytavarez9593]

I’m 24 and broke watching this

[@kyleramirez2826]

Should have used flex tape

[@timido7]

23 and I have a mindset of broke

[@Nigriff]

Get Woke, Go Broke

[@LOWZZ33]

I’m dead and still broke

[@russella6642]

Most Americans retirement plan is finding a suit case filled with money

[@blackwolves6925]

I'm not going to lie in my mind. I think of money as evil because the best way to make money is by doing bad things to by stealing, by taking from other people honestly 🤔 with enough money I could rig the system for I only benefit from through the suffering of others. I get money only a tool but why is it so easy to only think money as bad thing. I'm probably perceiving it wrong. Something I need to unlearn I guess.

[@RomaniaMoto]

Shit, I almost cried when I saw this… So I had to click the video .

[@Cali1414]

I’m 38 and broke broke

[@MixMasterMaj]

"Over and 30 and broke" ... You mean 80% of millenials? This problem is systemic. Individual money management skills are a small wave going in the opposite direction of a much larger wave.

[@KevinFuggi]

BMW = Breaks Many Ways... 👎

[@Imraz__Khan]

🔥❤

[@matw1x]

If you're 30 and still broke, just give up bro

[@drock5108]

That don’t make no sense! 30 is still a lot of time to handle your business and get busy investing!

[@kekoa1843]

👍

[@jay_2423]

U can say it, working hard to buy dumb stuff is dumb 😂

[@JOESUBA122]

🦾🦾🦾🦾

[@mediamonk100]

What you have against fat people Jaspreet? Yeah im fat, but i can afford to eat the very best and eat at the finest restaurants. Just because were fat doesnt mean we’re undisciplined fast food eating losers man.