Mis Selling - Here Are The 10 Ways Salespersons Trap You

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[@trnswamy]

Very good video. I have succumbed to this kind of misselling by both insurance advisors as well as MF advisors.

[@subramanianvenkatasubban7017]

A great eye opener

[@somashekharasharma1082]

Excellent informative

[@SANDEEPAROTE-dd4uc]

EXCELLENT INFORMATION SIR.

[@radhikanaveen2109]

Good info sir😊

[@jayantapaul6481]

Sir, It is a highly appreciated video . I have gone through your video episodes on different items regarding safety measures we should take before taking any steps of investment . Thank you sir.

[@harshdhingra2215]

Agents and advisors have high incentives, which motivates them to mis-sell

[@ganapathyksubbayya8305]

Agree Sir. I was in a similar scenario 2 weeks ago where 2 diff salespersons from the same bank were trying to convince me to close an existing Fund, which the same bank had sold to me a few years ago. I understand a little bit of financials and keep track of statements/commissions, and realized they were bullshitting. For the most part, a salesperson has absolutely no interest in your investment or insurance benefit. They have a product and their primary goal is to try to push it to you - unfortunately we do not put in enough time to make ourselves financially literate.

[@npratapvet]

An informative and excellent video .

[@dkstmi3182]

Thanks sir, I'm your followers last 6 months, your all the vedios are very informative and useful. For a NRI, the capital gain in mutual fund will be the same as residents or varying. Please clarify my doubt. Thanks ❤

[@prakashchandramohapatra4606]

Yes it will be the same.

[@mohit12338]

Thank you sir I have ULIP plan. Should I pay ULIP installment from NRE/NRO account or I can pay from foreign account? Where should I take maturity amount? Do we need to pay tax in india or australia on CGT of ULIP? Reply will appreciated 🙏🙏

[@ajayjain4336]

I’m a sales person watching this

[@AnimeshDas11]

I think I have already reinvested into high premium insurance plans. Only good thing is they are guaranteed return plans. Not sure whether to continue.

[@NRIMoneyClinic]

Continue with it

[@yashpednekar331]

Get out of it as soon as possible, returns are poor and you will be paying high mortality rate even if u may not need insurance. Remember the rule, never mix insurance and investments. This guy doesn’t give honest advice.

[@natarajanravi6973]

Do not be cheated by sweet talk of brokers and relationship managers or a insurance agent. They may meet you with a box of sweets or a basket of fruit enticing you to buy a product.

[@JaspalSingh-jn2lz]

Sometimes advisers say port the medi-claim from X company to Y company as X company is not good. You will get same benefits from Y company after portability. How much this is true? Is it advisable?

[@NRIMoneyClinic]

They could be right ..

[@commonman-20]

Sir I am not sure If miss selling #4 happened to me. Recently I got retired and my MF dealer closed all my existing mfs and moved them to NFO. Motilal Small cap reg. Is it good or bad. Please suggest.

[@NRIMoneyClinic]

I have no hesitation to say , this person is not acting in your best interest . It is a good idea to maintain distance from him

[@commonman-20]

Thanks for your reply Sir

[@rohitdigarse]

This guys giving only fear to retail consumers....😂😂 according him we need do go cave again for safety...

[@rajeshthadani9058]

By exposing misselling ,if people believe u life ins companies will close down. U r in other words trying to become a hero of a flim by talking negative about the villian. I can openly challenge u. If i can insure a person by misselling and god forbid something goes wrong. His wife and children will not ask if i had ethically sold a policy, hut thank me for the money our company will pay for there future. So u r trying to sell ur way hy becoming nice. Sorry i can proove that u r wrong.