An Investment you can consider now

[@carolinegm3846]

I will say this boldly, we remain poor for lack of knowledge. THANK YOU for sharing this!

[@patrickmunyi2761]

This are the things that we as Kenyans should b watching more n more 👍

[@shizma7917]

True and True

[@Skin4839]

Very true but wakenya haki wana watch wajesus na bahatis as if they will put food on their table. See the views are very few na hii ndio muhimu for our lives. Itatupa knowledge to change our lives, have savings and stay rich

[@bernardotieno910]

I concur with you

[@mgichigo]

@@Skin4839 Bahatis, Wajesus and other 'content creators' are making money when we watch, yet those who watch are making ZERO.

[@phylmat2000]

True, this is free knowledgeable information.Wakenya nikuwatch dramas tu.

[@lordrichie3960]

Where were You all my life..wah school was a waste of my time now I know the secrets of the Wealthy all thank to Both of You.. God Bless You all forever!

[@beatricemwangi8455]

😂

[@carolinehawanga]

I am from Namibia and I stumbled upon Rina Hicks 3 days ago. I am so happy I came accross this information. Truly we perish for lack of knowledge. I always thought bonds were for rich people.

[@joylandamarie1218]

I was today years old when I learned about bonds. They should have taught us this in school. Thank you so much for this information It’s never to late to try something new🙂

[@edwinouma3155]

Am really learning... Actually it puzzles me why we have low subscribers on such a platform when we should be having millions of people to learn. BARIKIWA IN CAPITAL

[@cynthianafula7294]

This is the best platform to be.financial literacy is needed in our society especially the youth

[@kimanikibe871]

P98p7pp8popp8oll

[@euniceopuyachannel]

People don't like talking about finances

[@awuorochuodho6394]

I believe alot of people have been socialized to believe that money matters are a no go zone and yet, they continue to suffer because of lack of knowledge like this.

[@Ahmedajmmy5876]

@@euniceopuyachannel bcz of brain growth

[@tracytshiku]

How i wish most of diasporas can watch this and stop making the same mistakes of getting duped with buying properties and other investments like green house, where many have shed tears. Thank you guys for this. Great stuff!

[@wasiwasitv]

Very true

[@josephkarianjahi1467]

The fact this information from the video is available for free and for unlimited amount of time is just mindbogglingly crazy! Thanks a million guys.

[@Lucyaisha]

I love Rina Hicks! I'm really surprised at how much infor you've got and people are not watching. This is what we want to see on youtube! Thanks for this. I can't wait to get more progress on my channel and Empower so.many people. Fake life is called Lifestyle Inflation! Too bad people live for others.

[@victormwenda522]

This is the real talk. we need more of this advices.

[@carpediem1569]

This is the kind of content I've been looking for all my life. Thanks a lot.

[@MoneyWiseWithRinaHicks]

Am glad you liked it!

[@rosesiambe4465]

Rina and associates, you are a gift to the world.Be blessed for serving humanity.

[@MoneyWiseWithRinaHicks]

Thank you Rose

[@cikuciku4345]

Love it...This my 7th money channel that i recently came across and am loving it so far...

[@bonifacekioko9858]

This is the only money channel I resonate with

[@MwendeJ.W.M.T.]

That's is so me! I even fear looking at CBK it's like US Embassy in my mind!!!

[@samuelmacharia7762]

😂😂😂Security is always beefed up.

[@jumabaraka7403]

I can't find word for your good work you guyz are doing, the information you are giving out... THANKS for this.

[@railaodingadotcom]

Thank you Rina...this is a very amazing show...so underrated...

[@Silasiranya]

Stumbled Upon this video. Hi greetings from Uganda, this has been so insightful.

[@SwiftbizEnt]

Great information however, don’t tell anyone governments don’t default. Argentina 🇦🇷 Greece 🇬🇷 and today Cuba 🇨🇺. “Though not common, countries can, and periodically do, default on their sovereign debt. This happens when the government is either unable or unwilling to make good on its fiscal promises to repay its bondholders. Argentina, Russia, and Lebanon are just a few of the governments that have defaulted over the past decades”.

[@ozmattstechnologies534]

I am not a Kenyan but this show is a huge Blessing! The host is just a Gift to us all.

[@MoneyWiseWithRinaHicks]

Thank you for your kind words!

[@MultiOliver87]

I walked to CBK after watching this and being in a financial education account, I walked to CBK and got the application form for CDS. Action over everything else is what matters. Information is not enough but action.

[@MoneyWiseWithRinaHicks]

LOVE THIS !! Good stuff!!!! 👏🏾👏🏾👏🏾👏🏾

[@carpediem1569]

I applaud you for that bold move.

[@danielhirbo8623]

What's CDS?

[@janenyakairu7534]

Hi Rina,most of us don't know about money market that's why they would not advice the customers. Am glued listening this is my first be sure i will open account

[@WhereitMatters]

Thanks so much Rina Hicks. Three days and you're already an inspiration. Learning of real time investments opportunities in Kenya from Kenyans by Kenyans is the kind of authenticity I was looking for. Blessings to you and yours.

[@MoneyWiseWithRinaHicks]

Always happy to help!

[@onyapidi5174]

Nurses are so versatile! Boss you have a good understanding of these stuff. And I like how you loop in some of your medical knowledge. Keep up! 1/3 Rent!

[@antonywawira5762]

Great content. People need to be enlightenment about entrepreneurship

[@winskitchen.602]

True

[@quinterkogada1986]

Wow!I wish I had come across such content earlier,good job Rina👏👏

[@faniskamau7863]

Just bumped into this,I wish I had known this earlier, Will definitely try it.Thank you Rina

[@theemclane4037]

This is exemplary information!!!! Everything was outlined perfectly!!!

[@aileenmukiri4833]

Definitely thinking about infrastructure bonds

[@kiharawangechi4709]

An Emergency Fund should be placed in a near cash asset with very easy access to your funds incase of an Emergency.Investing an Emergency Fund to Shares or Bonds that do take time to Liquidate/easily erode your capital is high risk.Recommend a Money Market for an Emergency Fund .

[@jacklineaminga903]

Wow, this is so useful . You guys have unpacked things like you would for a two year old . My learning is consolidated and despite some regrets I know what to do . Thanks Rina and Alex .

[@MoneyWiseWithRinaHicks]

Always glad to help!

[@israelhumphrey821]

This is Wisdom a ton, reflecting The richest man in Babylon.

[@shirumary1322]

I read that book and that's how I got here

[@pinahbrian4130]

This is free??? Great content Rina. Very Eye-opening.

[@mattn_kk]

Binging this channel for the whole of Sept.

[@waihura2039]

Alex and Rina. May you be blessed guys. God sent and at the right time. Keep it up

[@maxwellkonzolo9963]

Good to see you back on KZbin Rina. Thanks 😊

[@calebmuturi536]

Nakuona mkubwa🙌

[@awuorochuodho6394]

This is gold! Thank you Rina and your guest for educating us on this. I am actually currently researching on different investment opportunities in Kenya. So this was very timely.

[@MoneyWiseWithRinaHicks]

Glad you liked it and happy to help. you can reach us at [e-mail]

[@glowsprings3367]

What a valuable information, thank you for sharing.

[@ngugireuben628]

Great lessons here. But I have a question, do the government bonds have some disadvantages. For instance, are they still profitable in time of crisis such as post-election time or during a recession?

[@vic3xog]

Great informative content Rina, this information needs to reach so many more Kenyans

[@melaniegodiah2706]

This is very informative. Thank you!

[@lskw4200]

Thank you so much Rina and Alex!

[@corredyjemutai8875]

great eye opener had no idea at all

[@cynthianafula7294]

Iam learning Alot I share with my family Everytime I log in the channel thank you Rina for enlightening our society especially us the youth

[@apostlerichrich]

Powerful, educative, practical and inspiraring

[@Mscugu]

Is this the same guy who is now the PS of energy? Omg do we actually have smart people on the cabinet? Thats wonderful

[@MoneyWiseWithRinaHicks]

yes, he's the one. Thank you for your kind words

[@dmunene4722]

Game changer

[@ruthnjoroge6314]

Woiyee Rina, Please allow your guest to complete the sentence before you interact, We are getting informed and thankyou so much for this Video.

[@kateetsabo3536]

I am your big fun. I need to engage Alex more. I already have an account with faida. Very very informative

[@trendingfashionshouseholda1450]

Awesome talk. Thank you so so much

[@petersonkibara3149]

Thank you for your teaching

[@MoneyWiseWithRinaHicks]

Any time

[@phillipngongo7398]

Enjoying the program from Zambia.

[@brenixquotes5797]

Very informative and well detailed information thank you.

[@MoneyWiseWithRinaHicks]

Glad it was helpful!

[@gari929]

My first time.Am impressed,great insight.Thanks

[@innocenttembo3434]

Great content. Thanks Rina 🇿🇲

[@kalondundonyi392]

Thank you so much Rina and Alex , I have been looking for this kind of information. I wanted to understand the bond issue for quite some time.

[@MoneyWiseWithRinaHicks]

Karibu

[@rahabwakuraya5675]

I went to CBK and got the best customer service of any government offices i have ever visited

[@MoneyWiseWithRinaHicks]

That's great to hear!

[@asibacarolyne5773]

Wow I really got something that I will hold dearly and practice thanks Rina

[@Mosh-p5f]

Thank you so so much for sharing I have learnt a lot, this is so empowering. God bless

[@chapatimotosamurai]

Have learnt a lot. Thank you Rina.

[@wilsongitonga109]

Very informative piece. Well done .

[@amoskasera7642]

wish I knew about this earlier. anyway, its never too late

[@tessysandie3346]

Thank you for opening my mind 👏👏

[@brianmwangi9629]

Thank you for these conversations

[@victormariita9553]

Proceed with these info.

[@amoskamau1114]

This is what I needed. 💯

[@Fondo0]

How comes that I didn't get to know about this earlier? Infrastructural bond here I come for you!

[@USSEIN_WAJEER]

A year later, have you tried it yet? If so, how is it going for you?

[@Fondo0]

Yes I did. Nilifungua an account with cbk n bought some

[@chillavenue1413]

Money wise!!!

[@claireshibachi3313]

I love this channel. Thank you Alex, you are a powerhouse.

[@njoroge2m]

Rina you're awesome. Thank you big

[@ericngugikinyanjui9219]

Glad I came across this

[@davidmatoke-k8t]

Thanks for enlightenment, i have learned more.

[@zetozetojerry2125]

Thanks for this informative video

[@julie4977]

Always loving this topics 🙌🙌

[@PENINAHGATHONI]

So informative

[@gathigiakariuki197]

Eye opening discussion.

[@shizma7917]

Next time am home agenda no 1 will be at open an cds account with central bank and buy bonds there. Thanks for all the knowledge.The passport photo ni ya nini.? I think the central bank should make this process more digital.

[@brianmuthee5000]

But Rina, after going on a personal financial literacy journey for a few years what you guys are talking here will either keep an individual POOR or utmost in the MIDDLE CLASS, but definitely never RICH.

[@bn7613]

Please tell us how to be rich then

[@brianmuthee5000]

@@bn7613 For starters Rina does a fantastic job laying a good foundation. But to escape the rat race and become rich you need a new set of rules grounded in financial literacy. Difference between an asset and a liability. (An asset is anything that puts money in your pocket and a liability is anything that takes money out of your pocket. i.e. un-utilized land is a liability, not an asset). Cash flow versus capital gains. (Most people invest for capital gains I.e. waiting for the price of land to go up. The rich invest for cash flow.) Using debt and taxes to get richer. (When it comes to debt, there are two kinds-bad and good. When your financial adviser tells you to stay out of debt, she means stay out of bad debt. There's good debt.) Making your own financial decisions (When you’re not confident about your knowledge of money, you let others make your financial decisions for you i.e. you use a broker or a fund manager).

[@MoneyWiseWithRinaHicks]

We are not selling get rich quick schemes here. For sure. This will help you sustain your current standard of living by ensuring you earn at least a market return. But individuals must take responsibility for earning an income and growing that income.

[@liliannduta1512]

@@MoneyWiseWithRinaHicks Brian has a point. Once people stabilise expenditure vs income, it is time to invest- ie let their savings (money) work for them without putting in too much hard work. Uninvested savings only benefit the financial institution where you are saving your money!

[@kiharawangechi4709]

@@brianmuthee5000 Spot On

[@kellennyawira3368]

Very enlightening discussion.Other than infrastructure bond is there any bond that is tax free?

[@beatricemusyoka2168]

Congratulations to Mr Alex

[@se7enish824]

There was something called Laying or something where u buy bonds every month. How would that be possible with Infrastructure Bonds?

[@rankzkate]

CBK should make it easy for people to invest with them. Who has time to queue and get registered then obtains a CDS account then invest ?All done manually ? What CBK has done is make the process so tedious yet we are in a digital era. The young people will definitely not buy into this yet they are the ones we are meant to encourage with the saving culture

[@rosalynekarenga533]

Good News are, CBK has already introduced an App where you Register, obtain the CDS Account and start investing within 24 hrs after Registration.

[@alphashinerealestateltd]

Never too late to learm

[@se7enish824]

I was looking at results of these Bonds and I saw that there was 60 Billion that was offered and over 180 Billion applied but only 100 Billion were accepted

[@modernhitler9750]

Thank you for the information...very informative

[@ogolalfred]

Does the bond coupon rate vary based on inflation? In the US, there’s an I-bond whose rate matches inflation. Do we have anything similar in Kenya?

[@evamutile6977]

This is a good conversation. I am learning alot Rina. Thank you.

[@MoneyWiseWithRinaHicks]

You're welcome Eva

[@eunicesindura7185]

@@MoneyWiseWithRinaHicks how can I join

[@ssitati3746]

I would love to be part of this noble course especially on commercial banking and loan related issues. I am FA. Sitati

[@gloriatoo22]

Informative indeed

[@masindevictormarcellus8445]

Very good discussion, very educating

[@TeresaaChapezGomez234]

Am enlightened

[@ogosijacklyne4357]

Enlighten me here please. If I decide to invest in a 6 year Infrastructure Bond, do I have to pay a one-off 200K and that's all I can invest for example, or is it possible to be putting in extra amounts whenever I have it after the initial 200K?

[@georgeodhiambo598]

The amount you invest is not allowed to be varied during the tenure of the bond you have bought. But you can invest in other bonds issued thereafter.

[@LynnsTV]

I wish I could watch all these videos at once

[@1ernie30]

Can you please share about how to invest on the international financial market for example S&P500 and Exchange Traded Funds (EFTs)

[@MoneyWiseWithRinaHicks]

Please reach out to us through [e-mail]

[@Shikustanley]

hello Rina. How can people outside country reach you ..savings matters please,, thank you

[@kinuthiakibuka]

For cbk is dhow csd account but for shares is cds you can correct me if I'm wrong

[@kamauwilliamk]

This nice

[@bilhawangasa3904]

Wow now in such a case where the bank gives you a loan based on a bond held at cbk. Do I continue earning the interest on my bond despite the bank having an interest in the bond too?

[@limamaki9563]

Thank you am really learning and um interested in Bonds

[@sylviakimemia3519]

Thank you for the enlightenment i will visit faida soon

[@nonnykibanya]

Rina God bless you.