Monthly costs for my Trawler! Slip fees, Insurance, Financing, and More!

[@4TIMESAYEAR]

So if someone thought it was going to be cheaper to live aboard a boat they were sadly mistaken. Much appreciation for the honesty and openness with the expenses.

[@jasongrinnell1986]

I want tons of solar and lithium batteries just so I can anchor out. The black water is a problem but not if I replace a crapper with a composting one. Just to use while at anchor. I have big dreams for someone who has not bought a boat yet. Lol.

[@AquaCultured]

It doesn’t hurt to dream! I definitely want solar to be in my near future. I would love lithium, but that will have to wait a while due to cost. And I hear good things about those composting heads

[@colnando]

Make sure you get at least 1600 watts of solar capability.

[@petersrightbut8297]

Video starts at 3:15

[@foggybottombbq1916]

Great info. Phew, had some monthly cost I wasn’t planning for. Appreciate the info and guidance.

[@AquaCultured]

Thanks for letting me know, I was hopeful that this would be helpful and useful information.

[@seanwilson6521]

Nice and honest. When I had a boat here in Nor Cal, I was surprised that I also had to pay 'property taxes' for my boat - like I owned the slip - as well. An annual amount determined by the value of my boat. Thanks for sharing.

[@AquaCultured]

Much appreciated Sean! Sheesh! Property tax! So glad they do not do that here in Florida

[@jasongrinnell1986]

Lol all you had to say was California.

[@AquaCultured]

@@jasongrinnell1986 😂

[@MarkMasters...]

Excellent. I'm about to make the switch to a permanent liveaboard. Great info. Subscribed.👍

[@jimmystockbauer3544]

Very lucid, super informative presentation kind sir especially vendor tips on marine products. Just about to purchase a Trawler you're literally saving me dozens of hours and $$ on buying flawed components and products. Cheers!

[@AquaCultured]

Jimmy, thanks so very much. It really means a lot to hear that my content is helping others. I wish you the best of luck with the trawler purchase

[@darrellyoung9586]

Thank you. Very informative and will be helpful when I get my yacht.

[@AquaCultured]

I am always delighted to hear that my videos might help someone

[@stevebugg9568]

Great information. Would you be willing to post an ongoing monthly spreadsheet of your expenses for monthly comparisons?

[@AquaCultured]

Thanks so much Steve! Good suggestion, I will see if I can make that happen

[@gars1074]

Thanks for that nice video. I had no idea that the costs wee so high.

[@AquaCultured]

Really appreciate you watching! Glad I can shed some light

[@br5498]

Just wanted you to know, your videos on the westerbeke 12.5 saved my ass..ets when mine burned out and I basically did everything you did in one shot…

[@AquaCultured]

That made my day reading this comment! So happy that I helped spare atleast one person from some pain and agony! So great!

[@steveb9525]

I bought a Captain’s hat and left the receipt attached to it. and was thinking about trying to buy a $1 boat at auction, fix it up and live aboard. Now I am thinking about returning the hat…..

[@bikersoncall]

😄

[@andrewvanderklok8836]

Glad to see you posting new videos! Are you gonna be at boat stock 2023?

[@AquaCultured]

Much appreciated Andrew! My presence at Boatstock is highly likely!

[@MY_SOLACE]

Good job! My son is thinking of doing the same as you.

[@MrJerobona]

Great tutorial! Thank you for sharing!

[@AquaCultured]

Thanks so much for watching!

[@jerrycallender9352]

I saw that beautiful Hatteras earlier today,,

[@AquaCultured]

She’s in Costa Rica right now 😀

[@jerrycallender9352]

@@AquaCultured Sorry - I made that post before watching..I was referring to the Hatteras you videoed for your friend - the LRC

[@AquaCultured]

@@jerrycallender9352 that’s the one! She’s floating happily over on the pacific side of Costa Rica 😁

[@bucknaykid4236]

Just found your channel. Looking forward to reviewing your older content and your new videos as they come out. I am currently looking at purchasing a boat and am trying to do the research in order to make a more informed decision. The boat I found is very beautiful and fits everything I have been looking for but it has a major issue that has caused me to stop for a moment and do some more research. The boats owner passed away almost 7 years ago and the boat has been in probate. It is now free to be sold. It has been sitting for all those years and been looked after by a skeleton crew who have supposedly done the maintenance work and even brought in techs to review equipment like the motors. I dont know how much money i am going to have to put into the boat to bring even just the electronics up to modern standards or if the current equipment is functional and has the ability to safely navigate. Not to mention all the extras that might need to be replaced such as life raft dinghy etc. I hope I can find some information on your channel about refits and the yards that do them and what some of the unknown items might encounter. Thanks

[@AquaCultured]

Thanks so much for following along! I hope you find the videos helpful. If there is anything outside of what is on the videos that you have questions about, let me know and I will do my best to provide you with answers.

[@bucknaykid4236]

@@AquaCultured much appreciated

[@denisecousino3342]

Your grandson is so smart and cute!❤

[@ronaldkott5530]

Thanks for all the info

[@surreallife777]

Hi, thanks for the video. What year and model is your boat and how much does it cost currently?

[@BellsRidesAboardSeaBoss]

Hi again, came back to re-watch and take notes and to ask questions. 1. USAA, is that a lender for veteran only? 2. What is the name of your insurance provider? 3. If you leave the area to an area not prone to hurricanes, would the insurance be lower? Thanks a bunch

[@AquaCultured]

Correct, USAA only provides memberships to veterans and family members of veterans, although the veteran must be enrolled first. My father is a veteran which qualified me to join. My insurance provider is Concept Special Risks. And yes, if you go above a certain latitude during hurricane season, you would qualify for lower insurance.

[@BellsRidesAboardSeaBoss]

@@AquaCultured Thank you very much

[@MoGumboFukUTubeForChngngMyName]

Insurance $6K+ a year, boat probably worth $10K… no on the insurance.

[@Joeilliano]

Just curious how much diesel you burn for hours with your trawler?

[@likeariver2237]

Excellent commentary 👌

[@AquaCultured]

Really appreciate that, thanks for watching!

[@johnnyohness]

I see you are another awesome guys who also deliver boats. No one has ever revealed what the cost of delivering boats (yachts) cost. Are they calculated by the foot of the boat and the distance delivered? I'm sure that must be the two big considerations, but what about other costs. If you were delivering ...say a 60 ft Hatreress from Miami to N.Carolina how would the charge for that delivery be calculated? Can you give me some idea how these calculations are figured? Thanks so much roe your reply. Just discovered your channel and am your latest sub.

[@michaelwalder]

good info, well communicated

[@Driftwood50]

Great video, 3 years in living on a boat that looks like yours. love it. I stay at a marina about 4 months out of the year. live at anchor and cruise the rest of the time. Insurance is the largest cost. keep up the vids

[@AquaCultured]

You are doing it right Kevin! I look forward to the days that I will be able to do something similar. Really appreciate it!

[@whatta7793]

When at sea, how do you manage fresh water, sewage water, and electricity? I'm assuming you have a water maker for fresh water, that is powered by a generator? Do you have a battery pack so you don't have to run the generator 24/7? And, if you're so many miles out into the ocean, you're allowed to dump septic, correct?

[@Driftwood50]

@Whatta great question. For electricity. I added 5 300ah lithium. They power everything including the ac's/heaters. I have solar that keeps them charged. If I have guest and they cook alot and open the fridge alot. I will start the 12kw generator every 5 days for about 2 hours. Water. I carry 300 gallons in a tank and also bring about 30 gallons of bottle water. I piss over the side while in the ocean. My poop tank holds 100 gallons. More then enough to hold till I get to a pump out. I have never dumped while in the ocean (yuck) but you are allowed. I fill up the tank with water when I get back to a dock. Plenty of free water in Florida. One day I will add a water maker.

[@handroids1981]

@@Driftwood50 Hmm, plenty of free Bill Gates Mosquitos [TM] to go with that free water these days.

[@Driftwood50]

@handroids1981 no mosquitos hear. Your news channel must have gotten it wrong.

[@aeb6868]

Hi, do you know anyone who installed the hull shield system and saw a difference in bottom cleaning costs? Thanks

[@rontucker740]

Hey, saw a video but can't re-find it on your sleeper sofa. Can you give a manufacturer or website?

[@AquaCultured]

LoveSac www.lovesac.com/?BrandCore&&gclid=EAIaIQobChMI5Jel_NSX_AIV6SCtBh1F5goqEAAYASAAEgI_qvD_BwE&gclsrc=aw.ds

[@paisteplayer1040]

Dude take that $6100 a year you pay for insurance and invest it.. Or just put it in a high yield account of some sorts.. Thats an insane amount for a boat

[@Takeoverartist1987]

Hey I’m about to start looking to buy a boat through usaa. An 80’s model. I see it says up to 20 years on used boat financing. Was that based on price? Value? Did they tell you the max time for your boat price?

[@AquaCultured]

I got financing through USAA for this vessel, and that was 8 years ago. So at that time, the boat was 27 years old. I am not sure if they have changed things since then. They may just require a larger down payment to approve it, but not sure. Good luck! Let me know if they approve you, I would be interested to know

[@tomreid5184]

I have family in the St. Pete area. What marina are you stay at? What is the MLW at the dock?

[@AquaCultured]

I am at the municipal. MLW where my vessel sits is around 18ft. I am pretty far down one of the piers, so as you work closer to land, the depth reduces quite a bit.

[@tomreid5184]

@@AquaCultured Thanks. That's all I need to know. I used to live in St Pete back in the 70's.

[@AquaCultured]

@@tomreid5184 oh nice! My family lived aboard here back in the 70’s as well

[@thadeusmoor3535]

Holy crap that's a lot of money. I charged my renter $600 a month to stay in my boat slip I pay the power bill which is $150 every 3 months I pay the HOA iClear $300 a month after everything is said and done I know I could charge a whole lot more it's a 50-ft slip but I would not feel right doing that to the older guy staying there.

[@NoPrivateProperty]

capitalism does not feel right. that's for sure

[@w8stral]

So... $30,000/yr to sit at a dock for a live aboard 44ft slip

[@AquaCultured]

Pretty close to it for my arrangement.

[@JohnEBurns]

Wow! That way too much Money! I am on Disability Soc.Sec.here in Branson, Mo. I can Live aboard a Yacht(36ft)long (14)ft.wide.(15)ft. Tall. A Marina here in Branson, on Table Rock Lake for 1500.00Oper yr. Incuding Elec. Cable or Sat. is Extra. But Shore Power, Water Hk.up,Sewage, Garbage all inclusive! So providing Boat is Paid For. Insurance on the Boat(36)ft.Covered Dock, is $900.00 per year. Landlines phone & interNet, $600per yr. Total-$3,000.00 a year/$250.00 a month. Ft.Meyers Fl. at a Marina there is at $300.00-350.00 a month if Less than, including 40ft. Boat.Not bad

[@w8stral]

There used to be 30,000 people living aboard up and down the Mississippi/Tennessee river systems until the feds went through and kicked them all out. Sure, you can "live aboard" in the middle of nowhere Missouri as long as no one else is "living aboard" near you at dirt cheap prices. In fact, I have thought of doing so on the Tennessee as like you it is DIRT CHEAP. In fact, you can "live aboard" for free on the Mississippi currently. Absolutely NO ONE is fighting for a slip as is NOT the case near any vacation spot, in fact you are probably the only boat in the "marina"[close enough to only boat] Because no one else WANTS to do that as the whole point is to be able to move your home wherever you want whenever you want to someplace warm as almost no boats have insulation. Ft. Myers $300/month.... ROFL!!! Good one. Got some swamp land to sell too? Maybe bridges? Its $600/month + electricity and per person. A slip for a 40ft will be in total about $800/month or $5000/yr after the governor is added in the CHEAPEST part of Florida. The opposite side of Florida will set you back 2X this cost minimum if not closer to 3X. In/naer cities, paying $30,000 for your permanent slip and paying another $3k-->5k/yr in marina fees is NOT uncommon. @@JohnEBurns

[@owlspiritreiki]

Idk where yall live but where I am the cost of living on land is pretty close to that if not more so… it’s really not bad. You have to take into account terms on the loan, credit situations, boating experience, ect all plays into these costs. There’s no clear set number.

[@w8stral]

UNLESS you live in CA, Seattle, Wa DC, Boston or say NY, the cost of living on land is nowhere close to $30k/yr + utilities + food. @@owlspiritreiki

[@t4rfl]

Is it better to get a boat loan or a personal loan?

[@robjohnston6750]

great video !

[@AquaCultured]

Thanks so much Rob!

[@makesumwake]

Thanks for sharing!

[@AquaCultured]

Thanks for watching!

[@darrylb4048]

Have you ever thought of going on a tour from the east to west coast and up and down each? Make for great content. won't need a permanent moorage either, LOL.

[@AquaCultured]

Absolutely. I do have some tentative plans for making my way up the east coast in the next year. However, I will likely keep my slip since it is such a great place and very difficult to get a slip

[@darrylb4048]

@@AquaCultured Great, now don't forget to do some of Canada on that route. After that make your way through the Panama Canal and up the west coast. You will love it and when you're old and grey you will be glad you did. Takecare.

[@AquaCultured]

@@darrylb4048 noted!

[@1970luismartins]

Thanks for sharing 👌... Chears from Portugal

[@AquaCultured]

Luis, thanks so much for tuning in from Portugal! 🙌

[@roberthorgan6015]

What do you do for a living to pay for your living the dream

[@AquaCultured]

Sales for a company that makes big acrylic windows for aquariums, zoos, swimming pools, and many other applications. Reynolds Polymer Technology

[@1320fastback]

@@AquaCultured Very interesting. I used to work for LeeMar aquariums and we did huge acrylic tanks back in the days. Movie stars as well a commercial applications.

[@AquaCultured]

@@1320fastback wow, how about that! If you used anything over 1.25” thick, I imagine you used out material at some point.

[@kendallevans4079]

3:15 starts

[@jenp1125]

How much would one charge to take a boat from one place to another?

[@BellsRidesAboardSeaBoss]

Great information

[@AquaCultured]

Thank you for the feedback 🙏

[@zekeharley]

what marina is this at?

[@eddavid159]

What Marina do you stay at ?

[@dalewaterhouse6329]

I guess I'm out can't afford it on social security

[@AquaCultured]

Don’t let that discourage you. I only presented my costs for my vessel. There are many vessels out there and many people living on trawlers at a much lower cost. There are ways to make it happen

[@joshlower1]

Yall relying on marinas goo much, build yourself a self sustaining boat so you dont have to rely on anyone

[@AquaCultured]

Goals…

[@JohnDoe-kc8si]

So if you buy one of those haunted island that no ones want to buy for less than 50k and you have a place rent free, with land to grow food and to raise chickens for life Edit: better yet get a few families to put in and buy the island together, 5 families 10k each and everyone lives happily

[@AquaCultured]

Sounds like a pretty solid plan

[@Tek-eo3li]

Wow I could afford this even if I quit my job today

[@AquaCultured]

@@Tek-eo3li it’s worth it!

[@xgp048]

Your monthly costs are more than I make in a month

[@AquaCultured]

Costs can be highly variable out there, high and low

[@JohnNewton-ev8ch]

Sir, I hope you are making $$$ every time you advertise for O'Neal, etc?

[@AquaCultured]

😅 I have my people working on that

[@Jim.Thunda]

I'd rather live on the pick and come in for fuel and store's. I can make more money beach combing than you're paying out.

[@AquaCultured]

I would rather hang on the hook as well, but for right now, this is what I gotta do

[@jodiplock4784]

👍🏼

[@AquaCultured]

Thanks for watching!

[@paisteplayer1040]

What he is saying is expensive to live, no matter how or where.. the American dream dies further more by the month

[@jimgalligan50]

Are you making money of this?😅

[@AquaCultured]

Not enough! 😅

[@darrendwyer9981]

Way too much self promotion frankly

[@AquaCultured]

Yeah, well, you know, that's just, like, your opinion, man. And in all seriousness, I was asked by many viewers what my monthly costs were...so that is what I did, I presented them. I did not originally intend to make this video because I did not want to come off like I was gloating or self promoting. But I do appreciate you watching and commenting. Is there anything that you would rather see or know?

[@darrendwyer9981]

@@AquaCultured No... other than thanking you very much for your reply. i had no right to make my comment and I had a few too many "shandies" that night so sorry

[@AquaCultured]

@@darrendwyer9981 no sweat Darren! I appreciate it

[@bobbyv9393]

After 3 min. of no video just talk I went on to something else

[@AquaCultured]

Yeah I get it, I don’t like to hear me talk either. But apparently there are people out there that like it

[@angelmunoz3462]

This is not cheap

[@AquaCultured]

Indeed. Thanks for watching Angel

[@markclayton2900]

This is a terrible financial investment compared to a house.

[@garrydye2394]

Way to long of an introduction in everything but the title of the video. You really need to scrap 90% of that for the viewer. The average youtuber will watch a video for 7 seconds and if they do not start feeling they got the information in the title they will click off, as I did. That is why your drop rate is so high. We are three minutes into your video and your trying to sell T-shirts. No offense but less about you and more about the viewer. I know that is hard..but that is really what youtube is about. Really not trying to be mean...but trying to help. Check your drop off rate and see if it does the dreaded hocky stick. If so...this is why. Good luck.

[@AquaCultured]

Appreciate the feedback! It’s always a learning experience

[@artbyrne374]

just another sales pitch

[@rfen56]

Almost 3 minutes in and you haven't even broached the subject - this is a hole in time. I'm out.

[@AquaCultured]

✌️

[@thebigfellar7178]

About as exciting to watch as "mud drying". First #3 minutes is straight up follow me ,join me crap, then he's advertising then just rambling on. Wasted 15:00 minutes of my life.

[@AquaCultured]

It’s not for everyone, thanks for the comment though. Not every video is great, but I am hopeful there is something in the mix that does the trick for you. If not, oh well!

[@michaelpowell9164]

You talk just for the sake of talking. Does You Tube pay you for longer videos? They must because all YT channels make videos as long as possible and hold off on the information I clicked on your video in the first place for till the end. Blocked

[@AquaCultured]

Cool man ✌️ Thanks for the comment. I wish you the best in finding meaning and fulfillment in life

[@kennethlatimer4607]

Screw the insurance. Other than basic. Theives. Im from st pete

[@AquaCultured]

The insurance is robbery

[@miami3234]

I just shut him off. Too much yapping about him and his merch 🙄

[@AquaCultured]

@@miami3234 seriously, good call

[@click411]

Man you making me dizzy watching you because you stepping up and Back and up and back