Monthly Expenses Living Alone in Metro Manila | My Cost of Living and Insights/Lessons (Philippines)

Hi there!
For my 26th vlog - it's my monthly expenses! Curious to know what I spend as a person who lives alone in Metro Manila? If you want to know how much I spend on rent, water, electricity, food, transpo and more here in Makati - this video might be just what you're looking for.
About me:
- Career in IT (DevOps Engineer)
- Born and raised in Baguio City, now residing and working in Metro Manila
- Born 1996
- ESTP
📷 Personal account (instagram): mlpermalino
✉️ Contact: [e-mail]
Tiktok: @life.by.enzo
Camera used: iPhone 15 Pro Max
Editing Machine: iPad Pro 11" 2020
Editing Software: Lumafusion
Chapters:
00:00 Intro/Preview
00:36 Who I am and when I started living alone
03:03 Rent
04:21 Electricity
05:56 Water
06:52 Food
08:06 Transpo
09:10 Subscriptions
10:55 Health
12:20 Grooming
12:58 Insurance
13:36 Family-related
14:32 Me-related
15:30 House Supplies
16:10 Totals and Insights
17:20 Ending/Outro
Music Used:
Intro:
Music : Roa - Paradise
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Stream / Download : hypeddit.com/roamusic/paradise
License : roa-music.com
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♪ (no copyright music) lofi type beat 'blueberry cake' free vlog music / by Lofiru
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Music track: aromatic by massobeats
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By CrispyDonut (YT):
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👥 4220

[@LifebyEnzo]

For anyone watching this, I forgot one essential expense: Laundry I spend around 650 to 700 pesos a month for pick-up, wash, fold and dropoff. I have 2 loads each time (whites and colors), and do that around twice a month. I wash my underwear myself in my apartment. Before I just did laundry once a month via self service laundromat and that costed me around 300 pesos. Idk why I forgot to put that lol

[@fhalindelrosario669]

Staying alive ain’t cheap. Moving out of one’s hometown is never easy. And yet here you are, beautifully thriving and providing pa for your family 🥹 Proud of you, mumsh! I copied tita’s and your chicken, tomato and pechay recipe btw. staple na namin sa house hahahaha

[@LifebyEnzo]

Ahhhhh telling my mom about this!!! Thank you for always watching, Fhal! 😁

[@smooovviii]

Thank you for this informative breakdown video! It's incredible to see how much your life has transformed over the past six years. Your current situation, allowing you to provide for your family and plan for the future, is truly applaudable. I believe your future is bright, and I’ll be here to cheer you on. I genuinely enjoy watching your videos. I truly admire your strong morals and optimistic view of life. It's evident in the way you approach challenges and interact with others. Your integrity and positivity not only shine through in your videos but also inspire me to be a better person. Thank you for being such a positive influence.

[@LifebyEnzo]

HI! Oh wow thanks for the kind words! I'm doing what I can to achieve the dreams I have. I didn't even see myself making videos like these a year ago. Thanks for the consistent support. Have a great week!

[@agatha_aa401]

New subscriber here. Love your format. No exaggeration whatsoever. Looking forward to more videos!

[@LifebyEnzo]

Thanks for subscribing and for the kind words 😁

[@jocelynruaya928]

Yesss💙💙💙 Another vlog!😊

[@LifebyEnzo]

Hope you enjoyed po 😁

[@marccolomayt82094]

Excited! Love your budgeting skills vlog❤❤

[@LifebyEnzo]

Thanks for the support!

[@vinceyvlogs]

your vlogs inspired me to start uploading my own talaga!! love it :)

[@LifebyEnzo]

So nice to hear! Good luck with your YT journey!

[@amanduhhh6247]

This was a very informative vlog! I enjoyed it a lot 😄

[@LifebyEnzo]

Glad you enjoyed it! 😁

[@markjohneribal9541]

Love it!!! More content please!!!

[@LifebyEnzo]

Subscribe for more 😁 thanks so much!

[@philinepineda7278]

As someone who lives alone as well, you somehow inspire me. Keep the video uploads coming. 🍻

[@LifebyEnzo]

Glad that my videos do that! Thanks so much!

[@shellyb.3095]

I live in Makati and I still find new places to visit thru your vlog. Thank you for this great content!

[@LifebyEnzo]

That's nice to hear. Thanks for watching!

[@TheMysteryMinds.]

Nice content bro. doing my DevOps task while watching your video hahaha.

[@LifebyEnzo]

Eyy thanks for watching!

[@kdlately]

love it. this is actually very realistic. it's all the expenses living in Manila without having to deprive yourself

[@LifebyEnzo]

Thanks for appreciating and watching!

[@kevinjohnsonbasto6164]

You just gained a new subscriber! More contents like this one. 💯 I used to live in the Metro (for 9 years), but moved back to the province since 2020. Yes! Living in the metro ain’t cheap. You have to pay basically for everything. 😅

[@LifebyEnzo]

Thanks for subscribing! Yeah ganun talaga. The price of freedom 😅

[@al-ghaffarcyrusr.7313]

I really love your channel. Watching this video makes me wanna live on my own to. Same breadwinner here, and it inspired me how to allocate my budget for myself and for my family. You're videos are worth to watch talaga. Keep uploading bro!

[@LifebyEnzo]

Thank you so much! That’s so nice to hear. From one breadwinner to another, laban lang! Have a great week!

[@BekindToAll24]

Nice vlog.. as for me studying full time PhD at CMU ,chiang mai thailand, I spent around 15kphp( food, apartment, utilities, personal maintenance, laundry).

[@LifebyEnzo]

That’s nice that it seems to be affordable there. Thanks for dropping by!

[@kj-li1yc]

oyyy ngayon na lang ulit ako nakanood ng youtube vid from start to finish. amazing ka don

[@LifebyEnzo]

Oh wow hehe hopefully it helped in some way. Salamat! 🥳

[@mommytherry1412]

Waiting 😊

[@LifebyEnzo]

Hope you enjoyed!

[@ChrisDelsJournal]

Hi Enzo. thanks for sharing your monthly expenses. this is very helpful specially to those who wants to start living solo. ❤

[@LifebyEnzo]

Hi Chris! Thanks for dropping by! Hopefully it does help some people 😁

[@shiearchives]

Hi Enzo! I love this type of vlog. Super informative! I recently subscribed to your channel, napanuod ko na ata halos lahat! HAHA. BTW, I wonder how much do you allot sa savings and emergency fund? Also I have a tip, try putting your money on PAGIBIG MP2, maganda yung interest rate! Hayy I hope I have the guts na mag-upload na rin on youtube, I only do mini vlogs on tiktok ☺

[@LifebyEnzo]

Hi Shie (I hope I got your name right. I just based sa username mo hehe). Thanks for subscribing! As of the moment, being truly honest, I only get to save around 10% (or less when expenses are high) and I need to work on making that higher. I plan on having an MP2 account rin. I hear it all the time sa work pero never ko pa naasikaso. Since you make videos na pala, I don't think it'll hurt to try posting one on KZbin, too! Ako naman I'm working on uploading at TikTok also kasi sanay pa ako sa long-form content hehe

[@PYLithium]

Subscribed. Love your content!

[@LifebyEnzo]

Yay thank you for subscribing!

[@user-qn6xx3vz7z]

Thanks a lot for this detailed insight of your monthly costs. Im thinking about to move to Manila and your video confirms my plan 🤝

[@LifebyEnzo]

Glad to help give an idea! Thanks for watching!

[@mundane2332]

thank you po for this vlog!!

[@LifebyEnzo]

Happy to serve 🫡 haha thanks for watching!

[@mariatherestlessgirl]

natutuwa ako sa blog mo. Sana mag boost pa lalo itong youtube mo, next time niyan 2 bedroom condo ka na nag iistay dito metro. :D

[@LifebyEnzo]

Magdilang-anghel ka po sana 🥺🙏🏻

[@Rod-of5ji]

I like that you explain every detail about each expense. Your electricity cost was low. We have both appliances, but we have a refrigerator without an e-stove and microwave. We got around $130.

[@LifebyEnzo]

thanks! I guess it help on my end that my refrigerator is small and it doesn't use a lot of electricity. Wattage is just at 41 I think.

[@Dev-Dan]

awesome vlog, it's very informative about life in the PH.

[@LifebyEnzo]

Thanks for appreciating and watching!

[@r.tolentino7502]

Informative, thank you for sharing 🙏

[@LifebyEnzo]

Glad it was helpful. Thanks for watching!

[@r.tolentino7502]

@@LifebyEnzo looking forward to the next one! ☺️

[@roldanreal2534]

Hey, lumabas lang vids mo sa reco ko. Also from same company, IT Eng here. Nice one and ingats.

[@LifebyEnzo]

Eyyy thanks for watching and ingat rin!

[@pamelaalston4178]

Great video, thanks!

[@LifebyEnzo]

Hope you enjoyed it!

[@lifeofrhae]

Love the breakdown. Maybe you can share on the investments/savings side?

[@LifebyEnzo]

Hi Rhae! Maybe for another video 😅

[@xoxo0708]

Enzo because your a breadwinner, please add, savings, emergency fund, health insurance for your mom, sister and yourself. St. Peter also for the 3 of you. Regarding your meds and health, you could check mmc program and makati govt. They give free consultation and meds.

[@LifebyEnzo]

Hello! Thanks for this! Yup I have to sort these out nga to prepare for the future 🥲 Thanks for watching!

[@filkennethmendoza2785]

This is peak adulting. Great content as always. :)

[@LifebyEnzo]

Thank you!

[@nicholascherry5962]

Sweet place Bro. I grew up in STL and I've also visited Makati a few times

[@LifebyEnzo]

Thanks so much! That's nice. I hope you had a great time in Makati before.

[@stax3330]

omg!!! yun pala ibig sabihin nung memo na yon HAHA di ko talaga siya nagets nung una. thanks for sharing na baka magtaas tubig 🥲

[@LifebyEnzo]

Yun nga eh. Hopefully not by too much. Thanks for watching, neighbor haha

[@stax3330]

@@LifebyEnzomag hi na talaga ako next time promise nahihiya lang me 😭

[@dayangchillay]

I'm a mom also living here on the metro and I love your videos.

[@LifebyEnzo]

Oh wow thank you po!

[@rimarkablezanoria7323]

I feel you, bro. I am also living alone here, Lapu-Lapu City. Laban lang talaga sa life ❤😅

[@LifebyEnzo]

yes laban lang talaga 💪 thanks for watching!

[@rimarkablezanoria7323]

@LifebyEnzo thank you also for sharing your amazing video with us ❤️

[@christianguinto5369]

New subscriber here HAHAHA nakakaaliw poyung vlogs nyo sanaol nalang sa ganyan kalaki ang aking kinikita para makagastos den ng ganyan kalaki HAHAAHAH

[@LifebyEnzo]

Naku po sakto lang hahaha thanks for subscribing!

[@alcaeous]

Watching this as a student will make me prepared for the future adulting phase i guess. Ang mahal mabuhay talaga. The way i gasped doon palang sa monthly rent 😂 A nice video as always po!

[@vjdg4521]

stay ka knlng as a student if possible. hahaha. you can't go back once you've became an adult and start paying the bills.

[@LifebyEnzo]

Mahal po talaga ang buhay, unfortunately haha. Enjoy your student life free of bills muna! 😅

[@naomithalou4004]

I kind of imagined this would be my life if I continued working in Makati as well. With the pandemic, there grew a huge market for work from home opportunities... So I continue living with my parents so no expenses in accomodations, electricity, and food! If i did live alone, I probably would know how to save my money better. I appreciate the vlogs po!

[@LifebyEnzo]

Make the most of your situation. Laking tipid niyan. Thanks for watching!

[@nelinjapan1951]

Love your vlog. Where do you usually edit?

[@LifebyEnzo]

Thank you! I use Lumafusion on the iPad.

[@RestyRolanSed]

Hi kuyam im always watching your videos and waiting for future video. I hope magkita tayo dyan sa manila and to take a picture flight kopo is june 22. Hope to see you soon po idol po kitaaa kase super clean nyu po sa lahat thank you

[@LifebyEnzo]

Hello! Oh wow thank you for the kind words. If you see me in person, don't be shy to say hello hehe. Ingat!

[@brandonian2000]

Great video! Have you considered buying an electric scooter for your daily commute? It is cost efficient and might even save you money. Entry level scooters from Xiaomi would suit you well and you can use it to explore areas around your neighborhood on your free time 😂😊 I did this when I was an intern in BGC, thankfully they do let me charge my scooter in the office

[@LifebyEnzo]

I actually have, but my problem is where I'll put it when I enter the office, or if I go elsewhere. I haven't asked around tho. Thanks for the suggestion and dropping by!

[@johncaudle5914]

New subscriber here, loved your content 👍

[@LifebyEnzo]

Thank you! Glad you loved it!

[@sophiadeguzman2408]

BTW, my friend and I saw u po sa Zus coffee!! We were just too shy to say hi 😂

[@LifebyEnzo]

Uyyy haha nag-eedit ata ako nun. Good thing they opened a branch near us na 😅 hehe don’t be shy to say hi next time kung makita niyo ako ulit doon haha 😁

[@sophiadeguzman2408]

Will def say hi next time!! ❤

[@sjgs5054]

You pay yourself first. You pay YOU before anything else. That should be the 1st one on your list: Enzo-10k (or more) Rent-11k Food-15k Electric-3k Water-- (& so on) And do not touch that amount & don’t consider it as savings, emergency fund, retirement fund, or investment. It is completely separate from those. This trick helps you stay ahead especially on rainy days. Hope this trick helps. Be well.

[@LifebyEnzo]

Hello! This is actually a good suggestion. I currently don't do that, like lock a certain budget, but I really need to start. I was actually hoping for more comments like this to create my own plan to managing my finances better. Thanks and likewise, be well.

[@marianeil6630]

@@LifebyEnzo Do you have Health Insurance??

[@VivaciousVlogs]

New viewer hereee the office and that ID lace seems familiar hahaha☺️🧡🦁 hope to see you around☺️

[@LifebyEnzo]

Hi and thank you for watching! Hehe see you around!

[@fujidenzo_kid4147]

Ayan na hehe nung isang araw ko pa siya inaantay.

[@LifebyEnzo]

Thanks you for dropping by!

[@mjr7269]

Hope I can reach that level as well. I started with a salary same as yours but I resigned working in MNL (Ortigas) to work back here at home in Rizal. TBH, Ortigas is not far from where I live but the traffic going to and fro is the biggest dealbreaker for me, it's either a 45 min or 3 hr commute. I don't think I am earning as much as I should be as some who has been working for almost 8 years but the work-life balance is something I have achieved for sure. With that being said, searching for a higher paying (and a more aligned career to my degree) is in the books.

[@LifebyEnzo]

Sometimes more money isn't the answer. But unfortunately, most of the time, it is haha. Good luck on the search for a higher-paying job!

[@mjr7269]

@@LifebyEnzo Definitely is most of the time!! Thanks thanks!

[@jamesdasep9418]

By any chance maybe you could make a vid sa mga gamit mo sa kwarto and provide links. Really curious sa mga appliances and furniture. Keep it up

[@LifebyEnzo]

Hi! In my WFH or any home-related vlogs, I'll probably give some links. Should there be a particular item you wanna ask, just let me know here sa comments :)

[@kiarracassie]

Hi, Enzo! My thoughts/suggestion abt this vlog: 1. Maybe your ACs are non-inverters kaya rin siguro mataas yung electric bill mo? 2. Maybe if you prepare your own meal per week baka mabawasan din yung 15k for food every month. I tried to live alone in college and kaya mabuhay ng 5k per month basta ako nagpprepare ng food ko. I usually just put them sa fridge and reheat lang ng reheat because we dont wanna waste too much time din 😭 Pero if pagod, delivery is the key talaga HAHAHA 3. Honestly not surprise abt the expenses, Makati area ba naman e. Also the salary dinnnnn, kung DevOps ba naman *wink winkkk* Proud of you grabe! Keep it up, Enzzz ❤ close tayo?? May nickname ka na? Charz HAHAHA

[@LifebyEnzo]

hi! haha May mga tumatawag rin sa akin ng Enz actually 😂 Thanks for always watching! 1. Yes. Tama ka. Unfortunately, my unit has small spaces for aircon provisions. Di ako pinapayagan sa request na palakihin ko yung provision para window-type inverter bilhin ko. It might compromise the structure na raw kasi. Kaya eto haha. 2. Pagod and Katamaran talaga ang enemy haha! 3. Yeah, higher cost of living is expected nga dito haha 😉

[@Marcus1818]

​@@LifebyEnzoSo basically to live in the metro you need a 6 digits monthy salary?

[@LifebyEnzo]

No I don't think so naman. A lot of people live in the metro with salaries that don't reach 6 digits.

[@fufufuaru]

I feel ya on the meds. I'm still recovering and I have to fork out ~P2500/week for meds, not to mention appointments with 3 different doctors, a therapist for my mental health, PT, then OT. I can't freakin go on vacation bec most of my money goes towards medical expenses shuta

[@LifebyEnzo]

Dami rin sana pwede ilagay sa savings or investments kung hindi dahil sa health-related expenses noh? Kainis.

[@dyidyistudio]

grabe noo ang mahal ng freedom!! hahaha. pero mas mahal ang peace of mind kaya worth it na din ❤ tapos dami pa restaurant dito na nakakatempt. ganun din gastos ko dati sa food pero nung nag meal-prep ako, laki ng natipid. mahirap lang pag nasa office tlga kasi puro yaya ng mga kaofficemates 😂

[@LifebyEnzo]

Peace of mind and freedom talaga ang binabayaran natin eh hahaha pero yeah I will have to consider meal prep talaga kung gusto ko magtipid. Lunchout is the enemy pero ginugusto ko rin naman 🥹 hahaha

[@juandcruz2023]

Congrats po 🎉

[@LifebyEnzo]

Salamat pero hindi ako sure kung bakit mo ako cinocongratulate 🥺😅

[@nachofroyo6493]

wow my rent is higher than yours in makati but your space looks so much better!

[@LifebyEnzo]

Oh thank you! I do what I can to make the place feel like home to me 😅

[@yourplainhousewife]

not skipping ads to support u

[@LifebyEnzo]

Yaaaan tama yan haha thank you sa support!

[@milan0890]

I can see that his salary is more than P50.000 pesos which is for those single peeps like me is still not enough specially for daily expenses and bills specially the rent on the house alone 😭

[@GeorgiaAdams18]

♥️

[@marianneregalado2235]

Try meal prepping! Hehe. Saves a lot of mental load and will save some money hihi.

[@LifebyEnzo]

Ah yes! Just a matter of when I will buy the ingredients haha

[@sophiadeguzman2408]

I'm renting a studio condo unit in the same area for 10k, plus 2k for association dues and water. It's just few steps away from buses going ayala and right across hypermarket 😊

[@LifebyEnzo]

Oh I see. I think alam ko na rin kung saan to haha. Thanks for dropping by!

[@marianeil6630]

Hi Enzo, what part of Makati did you live?? how did you find that unit?? Thanks more power to your channel

[@LifebyEnzo]

Hi. I found my unit in a Facebook group. There's a lot of groups like it named "Makati Room for Rent" and there are variations of this group for different cities around the metro.

[@danielmallarilll3805]

seeing this huge amount of money makes me want to be younger again. ayoko na mag adulting AHAHHAHAA. great vlog kuya enzo! g lang for "I daserb" buys haha. you're able to save them naman haha

[@LifebyEnzo]

Hi Daniel! Haha oo rin noh, nakaka-miss yung wala kang binabayaran at all dati haha. Thank you sa support!

[@NeilPatrickAlvarez02]

Soooo what time do you usually go to the gym? 😂 pansin ko halos wlang tao or wala at all sa clips mo XD Hiiii Enzo! If you ever drop by BGC, lemme know maybe we can grap some kopi or something xD

[@LifebyEnzo]

Hi kuya! Haha hit me up pag may napansin kang story ko sa BGC haha. I usually go to the gym mga 7 or 8PM afterwards na. Sa mga vlog ko naman na may shots ng gym ano na yan, 11PM to 1AM haha.

[@NeilPatrickAlvarez02]

@@LifebyEnzo ish haha but i don't usually open storiessss hahaha

[@angelsantana3001]

I had a few questions about your costs: 1) what did you pay for the home wifi router? 2) how many jugs of filter water do you buy a month? 3) do you have to pay maintenance fees for the building common services and garbage removal?

[@LifebyEnzo]

1) I bought the router online (it's TP-link and can use any carrier). The router alone is around 6000 pesos. 2) I think around 4 to 6 jugs? Minimum of one jug per week. 3) Nope. There are no separate fees here for garbage removal, cleaning and the like. I just pay for added labor whenever needed like plumbing fixes, aircon cleaning, etc.

[@jay-rgajilan2427]

❤❤❤

[@LifebyEnzo]

🤍🤍🤍

[@user-vy8es1iw6u]

Where did you buy your portable washing machine?

[@LifebyEnzo]

Hi! I bought my washing machine online: s.lazada.com.ph/s.P6yKr?cc

[@marianeil6630]

Buy only when on sale, clothing, don’t accumulate too much, save, save, cash is king

[@kalderetacurryginilingspicy-99]

ika nga nila you will never learn if you stay in your comfort zone. Planning to take a risk next year as I work in Manila, wish me luck.

[@LifebyEnzo]

Tama ka. you'll never know until you try. Good luck next year!

[@kathleenannmodina-angue4540]

11k is really reaaonable near Cash & Carry! Condomimiums in Legazpi Vllg, right on Ayala Ave, a 1 BR is 30k+++ super convenient location though.

[@LifebyEnzo]

Ah yes. Once you enter legazpi village, the costs go up really high! The practical choice is to find some decent middleground. I guess I'm kinda lucky. Thanks for watching!

[@kathleenannmodina-angue4540]

@@LifebyEnzo I like your videos! I hope you do well! I used to live near where you are, and I miss Makati watching your videos 🥺

[@jhasycaringal8124]

Hello. Im finding a studio unit for three people, Makati area. With a budget of 10k-15k. Can you give reco? thank you in advance:)

[@LifebyEnzo]

Hmm you can look at units offered at Cityland projects. They're usually more on the affordable side, but still condo. For that budget you guys can consider apartments also. Try checking out Facebook groups like "Makati Room For Rent". I found my place by browsing that group 😅

[@myhistoryfeed3967]

Sending love from America

[@LifebyEnzo]

Oh wow a viewer from afar. Thank you so much!

[@myhistoryfeed3967]

@@LifebyEnzo follower now po

[@jamesdee2434]

Nice interpretation of middle high flyers life in Philippines capital Regards James 🇵🇭🙏🇬🇧

[@LifebyEnzo]

Hi James! Thanks for watching!

[@dheejhayjunior485]

Monthly expenses of around 50-60k a month. That's whopping lotta money. This is my first time watching this video and you as a vlogger. You're probably receiving aroung 80-100k monthly salary.

[@LifebyEnzo]

Hehe thanks for watching and dropping by!

[@marianeil6630]

What do you mean, you could take router, anywhere you go??

[@LifebyEnzo]

Yup. I'm using an LTE router, so it gets data from the sim you put in it. It's not connected to any optic/fiber/DSL line

[@charlie7939]

Bakit router gamit mo, hindi pocket wifi (Kapag outside with the laptop)? New ako sa WFH or WFAnywhere lifestyle at perfect sakin ang ganyang setup kesa sa fixed wifi pero gusto ko po malaman bakit router imbes sa maliit na pocket wifi. Google and other online resources didn't help. Please help me huhu.

[@LifebyEnzo]

I don't have a good experience with my pocket wifi. A router is more capable of handling many devices connected to it, and more often than not supports both the 2.4 and 5ghz networks. Also, di siya umiinit pag naka-plug lagi. I use it for my TV, smart gadgets and other devices here at home. Some routers have better network chips that can pickup signal much better than your usual pocket wifi, that usually has better speeds.

[@LifebyEnzo]

Also, lately, pag lumalabas ako, di ko na dinadala yung router. I recently had an extra phone for that job. I'm not taking any chances sa pocket wifi unit due to bad experiences in the past. Don't get the cheap pocket wifi devices if you plan on using it regularly.

[@charlie7939]

@@LifebyEnzo Thank you sa reply! First reply made sense to me. I realized na pocket wifis are powered by battery so need niya lagi icharge. My concern is only about going outside to work like sa cafe, hotels, libraries gaya ng nakita ko sa video mo, na intrigued ako coz its too unusual to bring a router outside but that will work for me so long need ko lang siya with my lappy. Since you mentioned na "extra phone" na gamit mo to replace the router while using ur laptop to work outside, does that mean na you have 2 phones with you like your primary phone (iPhone with SIM1+SIM2/eSIM) for data, sms, & calls. And then yung "extra phone" is may Smart Bro Rocket sim for wifi connectivity sa wifi? Thank youuuu

[@LifebyEnzo]

Btw I saw some people sa mga cafe with their globe/smart routers kaya I felt fine with the idea of bringing the whole router haha. No shame in that basta may saksakan at extension cord lols. My extra phone is just for data, but what I do is I take my sim from my router and transfer it to my extra phone pag lalabas. Bale wala siyang dedicated na sim. Mejo hassle pero sayang yung promo eh haha.

[@ginreigin]

Uy! Former officemate! I wonder if i ever saw you! Building I or O?

[@LifebyEnzo]

Hi! I started sa Building O for some time, but eventually moved to Building I when we let go of our space sa Building O until Nokia closed for good sa Technohub.

[@manilaguy035]

What about in Guadalupe? There are studio units for rent 8.5k 9.5k 10.5k

[@haroldsaldy]

15k to 16k siguro meron for studio

[@LifebyEnzo]

Ah yeah, Guada is a popular place I hear people rent in. I'm not familiar sa range lang doon kasi I never tried searching there but I heard it's usually lower (ata. correct me if I'm wrong hehe)

[@lakbaykain442]

Nag UP Technohub ka pala. Nice.

[@LifebyEnzo]

Yup! First years in the metro hehe

[@JJ-rz8jf]

My electric bill this month was 38,000 Pesos 😭 I would gladly pay your price.

[@LifebyEnzo]

Hala may nakikikabit po ata na computer shop haha hopefully justified yung 38k tho 🥲

[@oollarves]

It's like 900 dollars for all that... I think that is an acceptable price for ALL the things you have to afford. 🙏

[@LifebyEnzo]

I suppose so. Thanks for watching!

[@ggZuper]

not everyone can afford his lifestyle 😭

[@MarkEdisonAlviz-official]

Sa totoo, sakto lang ‘yan. Yung 50k na sueldo nga, average ideal lang for single sa Metro Manila. That’s also based on my experience.

[@LifebyEnzo]

Yup you can be comfy nga around 50k in the metro. Thanks for watching po!

[@MarkEdisonAlviz-official]

@@LifebyEnzo No prob. Better, if you can adjust few expenses (or have extra/bigger income) in the future, you may start building na some wealth on real estate (either for personal use or investment). Sariling sasakyan, madali na lang yan (not necessary, pero sa case ko, necessity na). Have a nice day, bro!

[@ryanpauldoroin4858]

If you dont have extra income like him you can’t do this alone with your monthly salary

[@froilancoquilla1586]

I think I miss the part where personal savings are shown. :)

[@LifebyEnzo]

Maybe for another video 😅

[@haroldsaldy]

This is cost of living for what salary range? Also, how much will be the savings and investments?

[@LifebyEnzo]

Hmm let's just say that I have been working for about 6 years and I'm a Mid-level DevOps Engineer Working in Makati with market-level salary 😉 But no I'm not one of those devops engineers in reddit that has outrageous salaries of 190k monthly and above. My savings and investments make up about 20 percent for now, but I'm aware it's not ideal. I know that this portion should be more but being a breadwinner does not make that easy. Thanks for watching!

[@Marcus1818]

​@@LifebyEnzoso nasa 120K range ng sayo kuya Enzo? 😂

[@LifebyEnzo]

ay hindi (pa) po 😇

[@marianeil6630]

It’s okay sometimes to overspend, but save money, do you have Health insurance??? Exercise, walking in the park, too much sitting is not healthy

[@LifebyEnzo]

So far, my health insurance is the one given by my work (Intellicare). I don't have one yet I pay independently.

[@donzrubiano6748]

Hi, ano gamit mong app to edit videos?

[@LifebyEnzo]

Hi! I use Lumafusion.

[@donzrubiano6748]

@@LifebyEnzo thank you. Naiinspire mo kong ituloy na gumawa ng mga videos :)

[@LifebyEnzo]

Never too late to start! 😄

[@PYLithium]

Oh VUL.😬😬😬😬😬 No wonder it cost that much. BTID. Check it out. :)) Also, I'm not fond of having my friend as a financial advisor. It's really not recommended to have your friend as your financial advisor. 😅 'cause in some instances, there would be conflict of interest. 😅

[@LifebyEnzo]

I was young so I did not know much back then. I was moved to a different FA now because my friend left. Feels like there is less of a conflict now 😅

[@Jinraiblade]

Magic Chess for the win 😂😂

[@LifebyEnzo]

Pag lose streak sa rank, magic chess nalang muna ang aasahan 😌

[@beatricedemesa3724]

Hope you can add savings to your tally aside from insurance. At least 10 to 20% of your nett salary

[@LifebyEnzo]

ah yes, I save around that percentage of my net salary whenever I can 😁 figures change depending on needs especially back at home.

[@beatricedemesa3724]

@@LifebyEnzo best to do it consistently as you will need it in the future. Whether big or small amount you need to set aside for savings. You can do the "envelope system" to set aside certain amount para you can control the money you spent on a daily, weekly or monthly basis. Wag din kalimutan ang travel fund kahit P200 lang per pay day 😊 Good luck!

[@LifebyEnzo]

Ah yeah. I’m really doing my best to build back my emergency fund by doing the setting aside daily of a certain amount like 200 or 300 pesos. Thanks and may we all be rich 💸

[@forcesupreme300]

Kailan ka po mag lilinis? Nakaka relax po kasi yun

[@LifebyEnzo]

Some time soon hehe. I'll be working on a vlog sa bahay ulit.

[@marianeil6630]

Where is that Gym 2,000.00 a month for 24 sessions Philippines pesos

[@LifebyEnzo]

To be clear, the gym membership is 2,200 pesos a month. For 24 sessions with a trainer, the cost is around 19,000 pesos in total (not inclusive of the gym membership yet.). I go to the gym at Anytime Fitness.

[@vanalu_108]

Hiii

[@LifebyEnzo]

👋

[@RealTalkMeNow]

Ang liit naman ng washing machine mo kuya 😂

[@LifebyEnzo]

Yan lang kasya dito sa ngayon eh. If only kaya ko maglagay ng full-sized washing machine dito, maglalagay lang ako hahaha. Sa cute machine muna tayo.

[@mattalmine3174]

mkbhd again. huge fan sir

[@LifebyEnzo]

Indeed. Background ko lagi pag kumakain or gumagawa ng chores yung waveform podcast.

[@mattalmine3174]

@@LifebyEnzo very refreshing yung podcast madami kang mapupulot ng ideas

[@ariyuuuh]

Try mo po mag butane stove nalang para bumaba kuryente

[@LifebyEnzo]

Ah bawal po kasi any form of Gas stove eh, so bawal ang Butane and LPG dito. Induction, Electric and Infrared lang mga alam ko pwede here.

[@reggiepinlac2232]

Pareho tayo ng monthly expenses. Total of 50,000 PHP

[@LifebyEnzo]

I see. Tho yung 50k ko is purely just my expenses here and wala pa yung pinapadala home. Wish ko lang na 50k lang ang lumalabas :(( haha

[@markmontelibano6734]

I noticed the seasonings, please lessen them it's bad for ur health especially ur living alone. 🥺

[@LifebyEnzo]

Thanks sa concern! I'm trying to portion my seasons properly hehe. And don't worry, malaki naman yung pot na yun hehe. Thanks for watching!

[@melquiadespabillare5437]

50k per month expenses for a single person is already one in a million in the Philippines.!

[@LifebyEnzo]

I’m thankful for what I have now even if most of it goes to expenses haha. Thanks for watching!

[@DelonSerinoVlogs]

Parang ang hirap na talaga mabuhay sa Manila. The unfurnished room pa lang, ganun na. I should be more grateful to my job pala dito.

[@LifebyEnzo]

Yes. The opportunities are here tho so it's a risk one needs to work with. Thanks for watching!

[@MARCBEA1]

I feel sorry for your situation dude. I'm a Filam that grew up in America and we don't support our parents when they get old and likewise most American parents are not financially obligated to us when we become adults. It's difficult to break the cycle of poverty when you are obligated to give the little amount of your salary away to relatives putting you in more of a deficit. I don't subscribe to having children when your not financially stable enough because your situation is exactly what happens as a perfect example. Your parents had no life insurance or enough of a savings or income thats sustainable like 95% of most Filipinos. It's a cultural acceptance that needs to be amended and oboliished because it just creates more poverty.

[@LifebyEnzo]

I also agree that children should not be obligated to give. They were not born to be retirement plans. For anyone reading - keyword is /obligated/. However, I understand that in a lot of families, it's a case-to-case basis here in the Philippines. Our family has experienced a very bad recession a few years back and everyone in it feels the impact financially up to today. I don't have the burden that other breadwinners have because my mom is also working part-time. I am fortunate that my mom does not "obligate" me to pay certain bills and all that I'm giving now is out of my own decision and will, so no need to be sorry. I'd say we should feel sorry for those that are being exploited or shamed to give back money to the family by their own families. I still envy everyone that gets to keep their own money because their family is in a decent situation, or simply put, well-off and secure. But sometimes, we're the ones that will start our own "generational wealth". Well, that was a mouthful. I also have a lot of thought on it haha. Thanks for dropping by and have a lovely day.

[@MARCBEA1]

@@LifebyEnzo It's an epidemic specially with Filipinos retiring with no money saved, no investments, dependent on their children due to poor planning. Don't be one of those people, just forewarning.

[@thefilipinojoe]

@@LifebyEnzo We westerners have been raised to have more of a sense of entitlement and less gratitude and sense of empathy and obligation to our families. It’s not right, children should definitely be more LOVING and there for their parents in the same way their parents were there for them. My parents were wealthy and so there was no need to support them. But had they been poor, I would have helped them however I was able to. You supporting your family will bless you, not destroy you. Keep doing what you’re doing, building your wealth and caring for those who cared for you. When you die, you won’t be able to take the money with you, but your family, sooner or later you’ll be together again and how you loved and cared for them will matter a lot. ❤

[@0sabie0]

Electricity bills - P9000 Water bills - P1500 Rent - P8500 Food - P8000 I want to retire and live on a farm already 🤣

[@LifebyEnzo]

electric bill 💀 oh the dream to retire early