MONTHLY RESET | A REAL Financial Reset | Mini Documentary | July 2024 Budget | Cash Envelopes | Debt

[@ShesACATastrophe]

I started my debt free journey in February but I recently started my channel. Watching videos like this gives me hope.

[@IamNicoleJ]

This is what I LOVE about the budgeting community!! Congrats and welcome love, you got this!! 🙏🏾♥️ I just subscribed!! 🎉

[@latrice2850]

Hi! I love your transparency! I know that it is not easy to be vulnerable!! You got this sis!! …..I drove a 96 honda civic until i was ready for another car note ….you may want to get an older toyota or honda….if you want to go a cheaper route in terms of cars….my mom and I drove our older hondas and they treated us well!! …God blessed her with a brand new 2021 honda back in 2020….so i feel like its worth it to drive an older car until, god elevates you to another whip 🥳 lol

[@IamNicoleJ]

Thanks for sharing that! I’ve heard that Toyota’s are very reliable. ❤

[@M5CAP1TAL]

Amen! Lawd knows I was happy driving my 2009 ford fusion, that I paid off 2 years early mind you, until some girl ran into me and my car was totaled... now I drive a 2023 but I did want a new car note. No choice. But it set me back some and now I'm still adjusting to the higher fees and living life with less money at my disposal.. I came to this video for inspo not to give up!

[@IamNicoleJ]

@@M5CAP1TALI too purchased my new 2023 out of necessity due to my car at the time shutting down (literally) while driving 70mph! After taking the car to be serviced and Dodge wasn’t able to determine what was wrong! I rolled my car in Netural into the nearest dealership and purchased a car.

[@IamNicoleJ]

@@M5CAP1TALkeep pushing forth and don’t give up! you’re closer than you think! ❤

[@mizz.livinglife4448]

@@IamNicoleJwhat type of dodge did u have? Curious because I’m also a 2015 dodge owner

[@JuneteenthBaby]

Thank you for being so brave so open. I filed Chapter 7 in 2018. Let me tell you the relief I felt. After divorce and health issues, I was lost. I commend you. You got this sis.❤ xoxo from Dallas TX

[@IamNicoleJ]

Thank you for sharing this with me and being apart of my community! I needed to hear this today! 🫶🏾♥️

[@kishaanderson2947]

Your journey has had many turns and your attitude has been a testament of positivity on each video. This video, I see relief, release and PEACE. Your decision is for your future and I applaud you, Nicole. 👏🏾👏🏾👏🏾. May God continue to show his favor towards you. The next part of your journey will be greater ✨️

[@IamNicoleJ]

Kisha thank you for such kind words! As I know you’ve been along this journey with me for some time now, therefore your words of encouragement means a lot! Thank you! 🥹♥️

[@kishaanderson2947]

@@IamNicoleJ You're welcome, Sis 💕

[@keishakellman-martin5381]

I want the best for you, 🙏🏽

[@IamNicoleJ]

Thank you Keisha ❤❤

[@TodayMyHeartDesires]

I decided to file chapter 7 bankruptcy. I’m on a fixed income trying to pay off credit card debt. I am close to actual retirement age and not financially stable. The cards were there when I really needed them. I didn’t know how to budget, I was paying the minimum and of course you don’t get anywhere doing that. This has really affected my mental health and ai have to do what I have to do. Thank you for sharing this video 🙏🏽

[@IamNicoleJ]

You made the best decision for yourself! I know far too well how financial stress alters and affects us mentally, emotionally and even physically. Do your best to pour into yourself even if it’s going outdoors for a stroll, sipping tea on the porch or even enjoying your favorite show! You need to step away from it all just for a moment to regroup. I’ll keep you in my thoughts and prayers. ♥️

[@TodayMyHeartDesires]

@@IamNicoleJ thank you so much, you are so sweet and I will take you advice 🥰🙏🏽

[@cynthiacoleman3893]

I admire your honesty & faith. It takes courage to be vulnerable & to choose the right solution for you.

[@IamNicoleJ]

Thank you Cynthia ❤️

[@MuliebritySmith]

Congratulations on your fresh start. I know it’s difficult and there is stigma associated with BK, but you’ve got this. ❤

[@IamNicoleJ]

There is!! And my hope is to help others to see past the stigma and take the leap towards a fresh start! ♥️♥️

[@MM-xt4zx]

I had to file for BK 7 after much thought but its so worth it because now I don't have to pay debt anymore. My money can go straight to savings.

[@IamNicoleJ]

Thank you for sharing this! Gives me great hope and reassurance in my decision that there’s light at the end of the tunnel! ♥️♥️

[@mizz.livinglife4448]

Thank you for this video. Great video and I think u made the right decision by filing bankruptcy. Now you can start fresh with rebuilding u and your babies lives.

[@IamNicoleJ]

Looking forward to the fresh start! Thanks for watching Mizz ❤️❤️