Most common proof of funds mistakes that result in UK student visa refusal

Hello Guys
In this video I will share with you Most common proof of funds mistakes that result in UK student visa refusal
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[@DanielJesuloba]

Join my Telegram group Click here 👉 t.me/+Upu33jBvOktiOTk8

[@jemi_j]

Hello. So my school requires POF before i can get my CAS. I have the funds in my parents account but it hasnt bewn in the account for up to 28 days. It was initially complete but when we used oanda we realised we were short of some millions so they had to move money into the account Can i still use the statement to apply for CAS and then print another one that I'll use for my Visa when the it has reached the required 28 days?? Thank you.

[@AnodebeChinwezeKingsley]

Please how true is this that is the starting date rate that would be considered on their decision?

[@danisahdubaiunitedarab8112]

Pls how can arrange bank statements for cooperate account then can I do salary for my self in my saving account i need answers pls🙏🤝

[@Globaltour12]

Thanks so much always enjoy your programs

[@niyiowolabi3887]

Incase you are applying for a two-year course are you suppose to show proof of funds for your tuition for the two years?

[@jemimahjobb]

I kinda disagree with what you said about the rate fluctuations at 6:58 The reason why it is advised in the first place to have a buffer amount of at least £500 is because of currency fluctuations. The UKVI uses the rate as at when they are verifying, not when you started building your statement... You yourself said in your previous POF videos that you added about a million naira extra just because of currency fluctuations. Or has the requirements changed over time??

[@DanielJesuloba]

I have always advised people to add extra funds when building their POF At least about 1 million extra But UKVI uses the rate as at the start date of your POF…….

[@charitya.aienobe-asekharen958]

@@DanielJesuloba It's the exchange rate on the date of visa submission that's used by UKVI. But for CAS issuance the school "could" use the day the POF started.

[@shiyanbolamorenikeji6802]

Good evening Mr Daniel, pls if my POF was deposited on 4th, from what date should I print it out to make it 30days, Since you’ve mentioned it here that the UK embassy might actually want to know why huge amounts of money was deposited into the account, Pls could explain this to me better, Thanks

[@frankieobiaya150]

My POF wasnt up to the 28days required but the university has already given me a deadline to submit the POF, and it has just like one week for maturity date, what do i do in such situations

[@omirinstephen8200]

Tell me what did you do after this cos I only submitted after 2week was when I submitted how did you do that ??

[@BarakatOladosu]

Please, I'm in the same phase as you now. What did you do? ​@omirinstephen8200

[@omololalamid3045]

Mr. Daniel you just said something that got me. When I started my POF, the OandA rate was less than 500 and I calculated 522.5. Now I am ready to apply at it's about 525 and still going up. You said it was the rate that I started with the UKVI will consider. Pls can you talk more on this cus waiting another month for pof to mature and not being sure of the rate by the end of that month is still scary. People say it has to be the current rate when you apply. Thanks

[@oluremijuliet5185]

My worries exactly. I thought UKVI only recognises the rate of the application day and not the day you started your POF

[@AnodebeChinwezeKingsley]

Did you later get it?

[@boluwatifefavour3829]

UKVI requested for more than 28 days for my POF I.e they asked for the bank statement for the previous month before the 28 days although I have my complete 28 days and the opening balance for the previous month is not up to the amount requested for the Pof. What are the consequences of thjs?

[@danisahdubaiunitedarab8112]

Please can you explain more about 28days pls

[@dorismaro7499]

Please can one present proof of funds in pounds instead of naira.

[@DanielJesuloba]

Yes!

[@dorismaro7499]

@@DanielJesuloba Thanks.

[@BenedictAfrifaAwuah]

If you have a pound account, but you live in Ghana, can you submit a statement of your pound account for the visa application or the statement should compulsorily be in your local currency, in this case the Ghana Cedi??

[@evelynego6615]

Hello, Daniel good morning. Pls is it compulsory I run the account I am using for the pof? I mean like do normal transactions on the account.

[@chrisokereafor1391]

yes

[@bukadeboye9295]

Hi mr Daniel, thanks for the video. I have a concern, i got a student visa refusal due to the immigration office unable to contact the bank to verify my proof of fund. Please have heard of this before and what's the way forward. Can i apply for an administrative review.

[@udobataifeanyi7021]

Hi Daniel, I am applying as a dependent. I started building my proof of fund on the 11/11/23 with 3,108,267.89 NGN(6120 GBP) and I keep on toping the fund so that it will not fall below the 6120 GBP. I hope i'm not making a mistake. Thank you.

[@moyinoluwatee347]

If your balance ever went below the required funds, it’s good you restart count to be safe. You can’t top up funds each time rate goes higher. The rate throughout the 28 days fund is held should always be more or equal to available balance on each day

[@udobataifeanyi7021]

@@moyinoluwatee347 with the way inflation is affecting naira, I top it up so that it doesn't go below the naira equivalent of 6120 GBP. My fear is that they may only consider my starting balance which at that time was a little above the naira equivalent of 6120 and not my current/closing balance which is above the required fund.

[@moyinoluwatee347]

Don’t risk a denial of your closing balance went below. Have you gotten you CAS? Go to your school payment portal and make a card payment of £200-£500 pound. It would reduce the required amount you are to show in your statement which would make your current statement matchup.

[@oluremijuliet5185]

Thanks Dan for your explanation. However, I'm confused at the point where you said UKVI only recognises the rate at which you started your POF. Please I thought it's the oanda rate of the day one submits her application that count.. I'm kinda lost here. Also, I started my POF on the 7th of November. When will my 28day stops please? Thanks for your response 🙏🙏

[@CHRISTOPHEROKEREAFOR]

Yes the oanda rate on the day of submission and Yes it’s 5th December

[@chinweugwumba8242]

What if the proof of fund was transferred to your account by your Dad. And it came as funds transferd to my son for his education. Do you have anything to prove again.

[@djanonymousxxx7406]

Hi bro, I just got an admission at Solent University in southampton. I don’t know how favorable that location can be for students. I’m just trying to rally around to gather funds for my 50 percent tuition. 😢the pressure is much as I got admitted for January intake. Any advise you could give me?

[@monicaawak7602]

Who assisted you with the admission

[@emmanuelakalonu6396]

After successfully building my proof of fund for the visa application, while waiting for the decision on my visa. Can I remove the money??

[@pinkyjwills9438]

Please how did it go

[@loladejoy3156]

Please about the POF, during VISA application, do the immigration uses pounds rate at the commencement of the POF or pound's rate as at time of the application. Thanks

[@chrisokereafor1391]

rate on the application date

[@juniorarama2924]

What bank statement is acceptable? Which’s more then 6moths?

[@abidemijimoh8275]

Thanks Dan pls for my dependent am I going to calculate his expenses separately and is the pof going to be in one Acct or we will have our proof of fund separately?

[@ModupeDaramola-tw3pl]

Thank you for this video. Please my proof of funds will mature next week , can I start filling my visa application form before my POF matures. What is the time duration after filling before finally submitting the visa application form .

[@chiboyarudiwefrank693]

What can we do when the banks don’t pick up

[@De_bone]

I carried a bulk transaction of 5 million for my fees, but that didn't affect my balance, I would love to know if it means anything provided i still have my available balance.

[@gloriaoe4400]

How do you calculate PoF for two years Course. Do you have to have the two year tuition fee for two year and upkeep for two year?

[@tinakwatemaa]

Thanks Daniel

[@olabisiakinnigbagbe4204]

For a 2 years program, apart from the balance of the school fees, will the pof be 2 years too or 1 year

[@abzzinnit]

Good afternoon Daniel, thank you for this but I have a very important question. We didn’t know we couldn’t use a company account until I got my CAS so my dad had to move the money to his personal account and on the same day he got a form A to pay the full balance of my tuition, so what’s in the account now is the money for maintenance. The 28th day of the POF will be 12th of January and my course start date is 9th January. Can I apply after my course start date?

[@jayimmy1048]

Thanks for the info bro

[@DanielJesuloba]

🙏🙏

[@ikumawoyisola7492]

Hi bro, please can i use parallel bank for my proof of fund

[@DanielJesuloba]

You can use any commercial bank in Nigeria

[@ikumawoyisola7492]

@@DanielJesuloba ok, although it's a commercial bank. Thanks.

[@Amaviv09]

How much for pof for Glasgow Caledonian university for a 16 month program

[@OmololaAfolabi-l6t]

If my POF amount is complete can I still be adding money again to it or I should leave the exact amount of POF

[@chikezievina6674]

Daniel you saved me 6months ago. May God bless you for me. If not for you my pof would have been void. My course was 2yrs and I made deposit for 1yr. That was wrong, please if your course is 2yrs please put your 2yrs tuition balance especially if you're doing extended.

[@nwenezisamuel7757]

Please I want to know about pre-master program, do I need to put the full amount of the master school fees after paying the full amount for master program?

[@bisismith4054]

Hello Daniel,thanks for the video. Please can one remove and add more money to the account of the POF so far it doesn’t exceed the amount needed for the POF..

[@DanielJesuloba]

Yes

[@emmanuelaopurum471]

Can i use same account statement for my CAS to apply for my UK student visa

[@Incrossway]

For a 2 year program, do you need the whole balance for the two years to be part of your POF?

[@DanielJesuloba]

It depends on the payment structure of your university. If it’s a yearly payment then you need the balance of your first year tuition fee Mine was the balance for my 2 year tuition fee

[@raphealabiola8090]

How much should be the highest amount that can be sent to the account while the POF is still running?

[@DanielJesuloba]

There is no but the amount going in and out of the account should be consistent So as not to raise any suspicion

[@leoignatius6831]

Hello.. do I need to show POF to the school before obtaining my CAS ?

[@chrisokereafor1391]

some schools

[@princeemenike2037]

Good day, can I use my company or business account for a proof of fund?

[@forevermyne1582]

Please myself and my wife wants to apply for PSW but we live separately for now due to work reasons, please advise just want to know if this would affect our application, your response will be appreciated.

[@paidamoyosithole8144]

Lets say my husband still has a job that allows him to work from UK whilst l study can that be used as proof of funds

[@enoskennedy1120]

Hi Daniel, thanks for the update. Please can I pay tuition deposit using Ouanda rates?

[@haywhy9151]

For a 3years program, please must the money in the account be the balance of all the funds for that 3years? Or just for the first year?

[@DanielJesuloba]

First year

[@haywhy9151]

@@DanielJesuloba Thank you so much mr Daniel Please how can I contact you privately,i need to ask you some urgents private questions sir

[@DanielJesuloba]

@@haywhy9151 WANT A ONE-ON-ONE SESSION WITH ME? CLICK HERE: bit.ly/3EmZ95h

[@mrb4459]

Hi Daniel, pls i need your help. My proof fund started 23 of April for pre cas as requested by the school and will continue till June for visa application. My question is, can my pof also start May to next month eg 13th of May to 13th of June or must it start from 1st to 28th/29th of July? Pls advice me.

[@NousAgora]

Thank you Daniel. You mentioned that one shouldn't transfer a huge some at once into ones account for proof of funds. Can you please elaborate and explain the best way to go about the proof of funds... Thanks

[@c-bclifford5223]

Nice question

[@daliaa5294]

Build inflow gradually or show regular income

[@NousAgora]

@@daliaa5294 But I have someone that put the amount at once and got in

[@badmusolufisayismail2585]

@@NousAgora me too

[@DanOfEurope]

I think you are confusing what he said and the comment is also adding confusion😂😂😂 What he mearnt was that you can put in huge amount of money at once in short your whole funds for POF at once but the bank statement shouldn’t show when that fund entered your account let’s say you put in 10 million on the 12th of august for POF your bank statement should start counting from 14th of august (ensure that you have an inflow or outflow during this period to make the day obvious on your POF) that way the source of the money won’t be visible on your bank statement

[@oluwadarefisayo202]

Mr Daniel.. Please I can't find the link to the telegram group please.

[@DanielJesuloba]

Join my Telegram group 👉 t.me/+Upu33jBvOktiOTk8

[@maureennnena3649]

Please my question is can my pof exceed 28days for Visa application? Reasons being that I needed POF for collection of cas before application for visa. Thanks

[@DanielJesuloba]

Yes, it can exceed 28 days

[@owayinebenezersunday1554]

I'm doing a part time course (2 years) outside London, the tuition fee is £8,600 per year (total amount is £17,200) and my cas fee is £3,500. Apart from the £9,207 for expenses, do I subtract the cas fee from £8,600 or £17200 to get the amount to be in my proof of fund?

[@ogolomanora6205]

Please does POF have to be in account before they give u your CAS or is the CAS given after tuition deposit alone or tuition deposit+ POF?? Thanks

[@gloriaoe4400]

Some schools require your PoF be in your account for 28days before CAS is issued, while some others do not.

[@mustaphaabiodun5800]

Please can I use globus bank

[@mrb4459]

Hi Daniel, pls I need your help. When do I need to go to the bank for the account statement and which of the day after that 28 days do I need to submit my visa application? Again, in the bank statement 1st is missing in it because I did not make any transactions on that day. Pls, what do I need to do pls?

[@DanielJesuloba]

You will need to get a duly signed bank statement from your bank. The duration must be at least 28days and you must use the statement within 31days after you got the statement from the bank

[@mrb4459]

Ok, it means I have to submit it latest the 31st of May but not the 1st of the next month (June)? Again, my bank statement is showing the 2nd of May instead of the 1st of May coz no transaction on that day which was also a public holiday, is that alright since am going to submit it on the 31st of this month (May)? I do appreciate your help 👍

[@mrsmashh]

Does uni need pof? So can show father account?

[@Nayaab-x6h]

Hi, I have maintained my funds in my father's saving account. Although I have maintained the required amount, there's alot transactions happened in that account in the past 28 days. Would that be a problem?? And even after submiting the bank statement to university for CAS transaction happened... Any problem?? Closing balance : 81000 USD ~ 64000 pound Required amount for uni is : 30000 pound. Transaction happened around 1000 USD per week not more than that.

[@patmosfitness]

Nice content

[@oluwakemiladipo6867]

Can I use Cooperative Mortgage Bank (CMB)?

[@ericsonericjack6071]

Thanks bro

[@DanielJesuloba]

🙏🙏

[@navidahmad2742]

Sir, Can I make my bank statement separately, for me and my wife and children, I support me and my wife will support her and my children or its better to keep it in one account.

[@johnokotie3966]

Hi, Daniel,thanks for the lovely video, My question is, When I calculated my POF, the money was supposed to 10million plus, as at the 22nd of Oct, I was ready to start counting, cus my balance was already greater than the POF needed, on the 25th of Oct, A friend that was owing me send around 750k to my account without informing me, kindly note that even before the 750k the POF was already complete and counting, when should I start counting and what’s your take on this?

[@DanielJesuloba]

Start counting from 22nd October when the POF was complete

[@johnokotie3966]

@@DanielJesuloba thank you so much

[@tajudeenlukman5603]

I initiate my POF on the 2nd of November when Onda rate was 496 and I did 10m in my account but not the rate has increased which has affect my POF with increas of 230k and my POF is matured already pls what should I do ? Do I need to add the 230k and start afresh or can k use 10m like that to process my Visa application?

[@charitya.aienobe-asekharen958]

The day you submit your visa application, that's the exchange rate they make use of so confirm the rate when you submit the application. To be safe always have more than needed

[@DanOfEurope]

Hello daniel please how can I contact you personally

[@DanOfEurope]

I have 2 question I would love to ask you privately

[@DanielJesuloba]

WANT A ONE-ON-ONE SESSION WITH ME? CLICK HERE: bit.ly/3EmZ95h

[@ericsonericjack6071]

Bro, pls advise... Any other possible route for international student to bypass foundation

[@DanielJesuloba]

If you have an OND or HND certificate, you can bypass foundation

[@hannahtitilayo4543]

Daniel, can I leave my proof of funds in my savings account?

[@DanielJesuloba]

Yes

[@adetunjiadeseluka8284]

Can I use my payoneer account for my proof of fund?

[@gideonadeboye4479]

Good job Dan. Should I be scared If there's an excess up to 5000pounds in my Pof account? Must it be the exact amount?

[@DanielJesuloba]

No, I also advise people to keep extra funds in their account to be safe

[@Gloriaokoremu]

@@DanielJesuloba hi Dan. My husband is my sponsor and he is also my dependent. So the maintenance funds is in his account. My agent said my visa will b refused! Others said it will fly. Pls what’s ur take?

[@kemiamusa3531]

Can I use two account as proof of funds I mean both account are mine

[@DanielJesuloba]

Yes

[@benbishop2372]

Bro I have an account I have always saved money and I have never withdrawn from that account for almost 1 year please can I use such as account as my proof of fund

[@DanielJesuloba]

So far the account is active, it’s fine

[@Badgyalmaya]

Hi, thanks for the video👍🏾. On the student loan letter does it matter if it’s 8000€? It’s obviously less than the £12.006 required for the 9 months, but it doesn’t say anywhere that it matters how much it is if I’m using a student loan letter as proof. Please reply to me as soon as possible.

[@juniorkeyz]

Hmmm

[@derrickmaxwell5981]

Hello can I use 6 month statement till date like jun 1 to November 18th?

[@derrickmaxwell5981]

Like bank statement

[@DanielJesuloba]

6 months bank statement? All you need for 28 days….. you can do few more days but I feel 6 months statement is too much…. It won’t affect your application in any way but I feel it’s too much

[@derrickmaxwell5981]

Well brother let see that what I uploaded in visa application to proof I have the overall funds and beside covers up the 28days included

[@derrickmaxwell5981]

Jan intake 2023

[@badmusolufisayismail2585]

Can my blood brother who lives in United States sponsor my education and pls explain how I can put the huge of money into my account statement without UK suspecting

[@DanielJesuloba]

No

[@badmusolufisayismail2585]

He want to pay for my school fees and other expenses, how do I go about it?

[@lawrenceabidemi4554]

Can I use my spouse bank account with mine bank account as proof of funds?

[@DanielJesuloba]

Please use the primary applicant’s bank account for POF

[@lawrenceabidemi4554]

@@DanielJesuloba thanks

[@plusone1522]

Nice one. Is Oanda's rate always realible to use in doing the POF calculation? Also boss, please what do you think about Lincoln University in terms of reputation, students jobs availability, etc

[@DanielJesuloba]

Yes, Oando is the platform recommended by UKVI Lincoln university is located in a small city in England with a minimal cost of living and part time jobs are available there too

[@Nehemiah_Adegbasa]

Thanks a lot Daniel. Please can the POF be more than 28 days ?

[@DanielJesuloba]

Yes, you can

[@DanielJesuloba]

Mine was about 35 days😀

[@Nehemiah_Adegbasa]

Lovely ☺️ Thanks Dan 🙏

[@philipokpochini4859]

Good evening, my account statement address different from address on my admission offer letter. Any effect on that?

[@DanielJesuloba]

No

[@ambassadorazeez6108]

Please do you know someone in Glasgow? I'm looking for house for me and my dependant in Glasgow, not far from university of Strathclyde

[@DanielJesuloba]

Kindly go on my telegram group

[@opebiyioyinkansola1068]

Hello, please this is urgent, you talked about the rate at which the proof of funds was started is what is used. I can't connect you on Telegram

[@adebayofaysol3828]

This cleared my curiousity, I'm dying already until I see this. My POF has matured for VISA and rate is now so up!! And I've been bothered. Thanks for this❤

[@moyinoluwatee347]

Disclaimer: Use the date of visa application rate, not date of POF start. From UKVI website: Money in other currencies If your money is held in a foreign currency this will be converted into pound sterling (£) using the spot exchange rate on OANDA for the date of the application.

[@floracharlz]

You don’t answer questions.

[@olajuwonmazeed744]

Hi Daniel, my course is 1.5 years. Do I still calculate my proof of funds for just 1year or all the the 1.5years. Cos am a bit confused on the calculations Total course fee is 11k Paid deposit of 4500

[@DanielJesuloba]

Living expenses for 1 year plus balance of tuition fee

[@tedsonia9762]

What if I have a joint account with one of my parents.

[@Burrdmizzle]

Using sale of property as POF what kind of documents do I need to attach as supporting documents?

[@soladada6104]

Thanks so much. What are the step to take after receiving a visa refusal? I was inform the reason was that my financial institution was not reachable in which the school was able to verify the account but ukvi said they were not able to get feedback. I am about to go through the administrative review but I don't know the disadvantage of it... Pls ur sincere advice is highly needed

[@soladada6104]

Pls I need ur advice. I have reach my bank to mail the ukvi before I submit my administrative review. I need ur advice pls or more information will be appreciated

[@DanielJesuloba]

Administrative review is a very long process, it usually take over 3 months….. But if you’re patient enough to go through the rigorous process, you can fight the visa refusal

[@chiboyarudiwefrank693]

Sorry about that Please what bank is that

[@tolulopekuforiji5349]

@@chiboyarudiwefrank693 Oh my God! Sorry about that. One needs to about such bank. What bank is that please?

[@joy_oluwafemi]

Pls what bank is that?

[@Iamreal_derttyp]

Well done 👏.... Can I have much more than the required amount of money in my bank account e.g 8million needed but you have 20million......Will it be a problem?

[@DanielJesuloba]

No

[@Iamreal_derttyp]

Thanks for your response. You mean it won't be a problem right ?

[@kubilijohn1999]

Can I use my husband account for the Prof fund?

[@bunmibunmi113]

Can my spouse be my sponsor, thereby using her account as proof of fund.

[@Saintezekiel054]

Yes

[@kcaliskan]

@@Saintezekiel054 Are you sure?

[@kellyegan6837]

I have a friend which is a banker, can I get him load money in my account??

[@adesuaeichie451]

Hi I sent you a message on Instagram 4days ago but no response

[@DanielJesuloba]

WANT A ONE-ON-ONE SESSION WITH ME? CLICK HERE: bit.ly/3EmZ95h