Must-Have Insurance in 2025: What You Need to Know

[@KashKoala]

Insurance is a scam. You pay for years then have to justify why you want to get paid back after a tragedy in a long back and forth. Better to have a large rainy day fund

[@tbtpodcastke]

Thank you for sharing your thoughts!🙏🏾 However, insurance is about ensuring you can rebuild when life takes an unexpected turn. While savings are important, they can’t always cover life’s unpredictable tragedies, like expensive medical bills, critical illnesses or losing a loved one. Insurance ensures you’re not starting from scratch after such events. Relying solely on a rainy day fund can leave you vulnerable to unexpected costs that surpass your savings. Insurance provides the financial stability needed to recover from life’s bigger challenges. The process doesn’t have to feel like a back-and-forth. A clear understanding of your policy makes all the difference.