Tips for Insurance used in Stump Grinding and I vent this week

[@Brighter-Shores]

Did my first stump job today with a 12" DK2 and it kicked the crap out of me lol. I want to sell my lawnmower and buy a better grinder that Disko with the swivel and side shoot looked real nice until I can afford them nice $20K+ ones.

[@Twofiftychew]

Way to go Paul. I started the same exact way. A few pointers. Never over tighten the brake Buy the following 3 brake cables 1 brake assembly A bunch of air filters and change often Green teeth wheel and 500 series teeth if it didn't come with green teeth 4 extra belts at a farm store. They are usually cheaper at farm stores Extra belt case bolts. They rattle loose and fall out Use Kohler oil and red-n-tacky grease. Grease every time you use it. Work clockwise around the bigger stumps. Trust me. Slowly we engage the clutch and it will outlive the motor. Always fuel with premium gas. You need everything you can get Purchase an easy up tent. It will keep the sun off your back in the summer. Congrats on the new venture Paul. I hope you come to love it as much as I have over the last 3 years. I still have my swing units. They are the best at chasing roots. And hard to get to jobs.

[@rlawn]

You have to charge what you need to and when your small you start out small prices and slowly increase as they go. We all start out someplace.

[@BillyP-49Chevy]

MustangRebuilder, it's funny how people jump to make a comment that's negative and don't bother commenting on the positive. I guess it makes them feel Superior or something. How about if you have nothing nice to say, then don't say it at all. Like you said, there are many factors to consider when pricing. I mean if she's smoking hot, she's getting a deal from me. 😁 thanks for all the great advice

[@barrettmills856]

You’ve been a big help in answering questions and gaining wisdom as I’ve started my grinding business . Appreciate all you do and the way you do it .

[@patrickmaddox3240]

Man You have a great way of spreading Gods’ love for his people.Such great wisdom comes thru your peaceful soul, and with that said. Thank you!

[@shaneseguin9824]

Man I love to listen to your passion brother!!!

[@brandonsmith3447]

More sage advice from a man who’s been there and done it. Anyone who tears another man down for any reason really is less of a man for it. We need to be positive role models for others and that’s what makes the world go around. I reckon the season just hasn’t started back up yet but I have a pretty strong marketplace and c-list add and I’ve gotten one call the past almost week. I think I’m going to drive around tomorrow and look for anyone that may need my services and stir up a chat.

[@emmettupchurch839]

You always give candid, sincere, unselfish perspective. I admire your goodwill intentions to everyone. Koodos!!! Please keep on keeping on.

[@mustangrebuilder]

Thank you so much!

[@jaychambers7238]

God bless you sir I wish the whole world was like you

[@adamlazar9837]

You are a quality Man and are because of your heart, hard work, virtue and Faith! God Bless brother!

[@mustangrebuilder]

I appreciate that

[@dustinsaraharnold9489]

Some of these people up on there high horse needed to hear this

[@outsidewithjeff]

Was the shave on the Simon Wilson video. I think I’ve seen a few of those over the years.

[@shaneseguin9824]

Brother, if you ever make it to Canada, near noagara falls( that's about 30 minutes from where I live) you let me know and stop in for beer and BBQ!! and maybe we will even grind something lmao!!

[@dansnellenberger]

Can't tell you how much your efforts are appreciated. Thank you. Hopefully you will keep making videos for us to learn and commiserate.

[@mustangrebuilder]

Thank you, I will

[@Nyfalhem]

Loved the rant... and hey ... I like ya!!!!! :)

[@jonesy3089]

Thanks for the video I was wondering about insurance. I am a lil over $1000 for a million dollar policy(Michigan) Been grinding part time since aug of last year didn’t want to take any loans out so got me a Vermeer 630a. Was blessed to have the owner not take a dime upfront until the grinder made the money to pay him. Well yesterday I paid him off. You can bet I will remember that and pay it forward to someone else in the future. Thanks for all you do. I don’t miss a grinding video.

[@mustangrebuilder]

My friend you made my day thank you

[@penguinistas]

I agree about the "bullies" who just seem to want to tear down the next guy. I hate that.

[@bryanutility9609]

Good idea. I can’t imagine starting out you need $50,000 in coverage for damage.

[@keithgall2070]

Right on! Treating people fairly will get you more business in the future.

[@584TREE]

GREAT VIDEO ! GREAT TIPS !

[@michaelbrewer1474]

Your awesome! God is truly working in your life!! Thank you for all that you do!!!

[@driftFree13]

Good to know there are still hardworking, honest entrepreneurs out there. That's who built this great country.

[@mustangrebuilder]

you are this weeks sticker winner send info to [e-mail] and which sticker you want

[@TheLightOfTheSon]

Just realized i have 2 of your videos playing at the same time. Tablet and phone lol.

[@adamstewart8600]

Man I really love your advice. New to the stump grinding business. Just got my business license and insurance. Keep up the great advice. Thanks.

[@mikemason3148]

Very Interesting....I do not have insurance yet, have gotten quotes like you just said a bit under $1,000.00 a year. I realize it's very important just incase you cut something into. Then you're COVERED !!. I also live in the midwest Where I think that I charge just enough for grinding stumps. Just for the example of this morning I done 5 pretty good size stumps ( Oak & Ash ) I charged $450 plus he give me a $20 tip lol. But it seems like not many home owners want too spend the extra to grind out their stumps. I have a Toro STX 26. Took me a Full 3hrs. Jus Sayin..

[@rmac6319]

Thanks, This information help me out alot

[@mikemcgowan631]

Right, I appreciate you 🙏 I also cut some people a break some are on a fixed income and really need the break. It is what it is!

[@robertvenezia2798]

The tips and information are a huge help A+

[@julianreyes7656]

‘Went from nothing, to something’ Never forget where I came from! Words of wisdom. I look forward to every video 💯

[@mustangrebuilder]

I appreciate that!

[@matthiascordts6992]

I appreciate you man! I’m just starting my stump grinding business and am of retirement age but have to keep working due to circumstances. All good, at least I can still work. This is hitting home for me! I look forward to the videos you provide. Thank you!!

[@mustangrebuilder]

You got this!

[@Paul-bt2nk]

Great video!!! Keep up the good work.

[@liamdoherty46]

Hey godfather thankyou I'm still on the path of getting my sg40 and I have like 5 accounts gaurnteed already I've been marketing verbally and almost there! I'm going to email you some questions hope that alright brother. Hope all is well and thankyou for talking to us , your an inspiration and I aspire to be as smart as you! Grind On!

[@mevan3374]

Great information and perfect timing, my daughter and I are starting our business this week. Thank you!

[@mustangrebuilder]

Wonderful!

[@JeepersCreekersLouisiana]

Always good to come watch you be 100% with everyone. Saying what I keep trying to tell people. 🤘🏴‍☠️

[@rickgravatt8313]

Love it! Great advice with the insurance. I am just getting started with a small business serving small residential needs. I am retired with good pensions. I don't have to make a lot of money I just want to have value for the time and service I provide. I hope I am not so busy that I cannot give more than asked to serve my customers. I do not know enough to ask a good question yet, but I hope to soon. I have taken care of most of my residential needs for all of my life and now just want to assist others to do the same with theirs. I feel I have found a wealth of information in your videos and appreciate you giving back. I historically am a teacher and that is what I do as well. Rick from Sticks and Stumps Residential Services.

[@ryanhendricks7038]

I like your style man. Just ran across your videos and they are packed with knowledge! I’m working with a little DK Power grinder and it’s slow going but it gets it done. You guys are big league. I like seeing what’s possible tho! Keep the videos coming! You got another subscriber!

[@mustangrebuilder]

Awesome, thank you!

[@samb5750]

And once again you've answered a question that's been on my mind with one of your videos. Thanks man! And I can relate to the negative comments in the fb groups. Just have to keep moving on to the next post 👍

[@russelllindler4321]

Well said! I believe in good karma if you do what is right you'll be rewarded have a blessed day!

[@ronaldbatzold2225]

Opening up a new business on Monday thanks for all the great help Great job

[@mustangrebuilder]

You can do it!

[@paulmorin2582]

Thank you for sharing your knowledge and perspective. We think very similarly, especially on the topic of helping and respecting others.

[@c.j.rogers2422]

Amen, brother.

[@mustangrebuilder]

Thanks for listening

[@brentbarrett8309]

Thank you for the information, I have a 20hp swing grinder and do not want too post on those sites because they will hate on me so I just look and learn from folks like you. Makes mee feel better as I work for I work for the power company and this is just a side gig, but thank you very much for you and the stump grinding mafia. I watch you every week and always learn something. Thank you again sir

[@alananowak6533]

Great advice from the heart. Thank you

[@mustangrebuilder]

You are so welcome

[@chrishackworth5745]

Dude, I am so glad you do these videos. I am learning so much. I plan on starting a stump grinding business in the next month. Praying that God will provide according to His perfect will.😊

[@mustangrebuilder]

Glad to help

[@carlosostorga4278]

I agree with this 100%. SUBSCRIBED!!!!!

[@matthewkunz5173]

Great video

[@mustangrebuilder]

Thanks!

[@sampetrillo8978]

Happy Sunday another great video

[@tonybabineau5642]

I live Connecticut I pay $960 a yr for my stumpgrinding insurance same as you good for a million I also own a 2018 bandit 2550 stumpgrinding which is paid for I bought it new this I bought sg75 have loan and my insurance for both machines is $480 in case of stolen fire theft and so on also with my stumpgrinding insurance om also covered for tree work im 49 climbed for 22 yrs but had knee problems 5 surgeries then had them replaced thats why I went into stumpgrinding thats another story but guys have it easier today with these spider lifts no need to climb anymore can get these machines just about everywhere nomore carring saws ropes block easier on the legs anyways nice video

[@mustangrebuilder]

Oh so you remember the old tought line hitch to climb with LOL Good lord the equipment the climbers have now ... wish it was there years ago

[@johnparker5069]

Another great video.

[@mustangrebuilder]

I appreciate that

[@michaelhill3139]

Your right, your a good man

[@mikesorg6746]

Thank you for all of the useful videos!

[@mustangrebuilder]

Glad you like them!

[@americangreen1313rt]

Good morning happy Sunday!

[@omarm9944]

Great information sir. I like your videos very helpful. I am about to get my 1st grinder SG40 and is looking for Insurance.

[@mustangrebuilder]

Check into a landscapers policy

[@youngjeezy8066]

Nice info sir. Good work, keeps us educated 💯

[@AmericanPrideStumpGrinding]

Thanks so much for the info👍🇺🇸

[@mustangrebuilder]

You bet

[@schnurrman]

Just goes to show that unless you see the whole story, you might just miss why thing are the way they are. There’s a saying in my company Genjigembetsu (hope I spelled it right) that means Go and See for yourself. If it means that much to you see the situation with your own eyes and ears, trusting assumptions makes an ASS of U and ME. Kingsmen, found a little while ago and I agree he’s got a good thing going! Have a Good One Adam!

[@mustangrebuilder]

you are this weeks sticker winner send info to [e-mail] and which sticker you want

[@kennethbeeler1]

Learning so much from you

[@vdov1210]

Love the attitude!!!Thank you

[@tntpro64]

I learn so much from you... Thank you so much !!!!!

[@arlisspropertyservicesllc5943]

Great video!

[@mustangrebuilder]

Thanks!

[@markpaddack5784]

Thanks for the experience and sharing your knowledge

[@mustangrebuilder]

No worries!

[@markcarpenter1014]

Good video....

[@mustangrebuilder]

Thanks

[@franturner6335]

Adam, great video as usual. I’ll have to let my insurance agent know that I’m more of a landscaper vs. tree guy. Hope hips coming along, maybe no replacement of the other one? Take care brother. Fran

[@mustangrebuilder]

No the other one is for sure next year

[@seanliput1802]

I like your videos very helpful I'm just starting out bought a. 97 rayco 1620 20 hrp replacing. To green teeth now. Looking at a dump truck now they want an arm and a leg right now oh well thanks for the knowledge and keep making videos you're pretty good

[@mustangrebuilder]

Good luck!

[@danahasson2892]

Thanks Adam for another great video. You hit the nail on the head. Their is a lot of factors on how you should set your prices and ultimately it depends on how much you want to make an hour or for the day. Just like the guys that look down on the guys that have small machines. I have made probably over a million dollars with a handlebar unit over the last 25 years and just got the Alpine Magnum stump grinder about 2 years ago and have done over 30 thousand with that little machine. The thing is that, that's the size of machines needed for my area. Thanks again Adam for keeping it real.

[@dalefirebird69]

I love the venting videos! Thanks for spending Sunday with us brother! God bless

[@mustangrebuilder]

More to come!

[@tedcaulkins982]

Great videos to guys starting out in the business. I am slowly growing and have been using these videos since I started. Saved me a lot of money and time.

[@maxfuller28]

I want to start a stump grinding business on the side, I am looking at a few used machines. What tips do you have for someone starting out, what tools should I buy, what other services should I offer besides stump grinding? Love the videos, very informative.

[@mustangrebuilder]

Look around my channel all of your ?'s are answered

[@flamebike92]

Thanks for the great content!

[@ruggedtimber1743]

What a great heartfelt video. As someone who is starting to put together a stump grinding business I really enjoy your honesty and all the knowledge you share. Thank you. Stay safe.

[@mustangrebuilder]

I appreciate that!

[@markeven9249]

Great video as always 👍

[@651journey]

Good information Adam!

[@coreyaustin8829]

Stay blessed brother 💪🏽💪🏽

[@mustangrebuilder]

Always

[@cpchri1]

Thanks for your astute comments and vast knowledge of the stump grinding business! Have a safe and wonderful week !

[@mustangrebuilder]

Thanks, you too!

[@fredpesant]

Funny to see you upset like that. Will check out my insurance company, maybe it will get cheaper, insurance in Canada is very expensive (I'm around 3000CAD/yr for all equipment and responsibility). About price on stumps, I believe that as long as you are making enough money for your business be profitable and to grow, then your price are set. Some gets better deals than others and that's life. I knew about Kingmen, great guy and very hard worker out there!!!! Enjoy your Sunday :)

[@michaelhill3139]

Thanks again

[@mustangrebuilder]

You are this weeks sticker winner ..send info to [e-mail] and which sticker you want

[@michaelhill3139]

@@mustangrebuilder if your not learning you must be dead Mike hill 351 myrtle dr THOMASVILLE nc

[@mustangrebuilder]

@@michaelhill3139 need zip

[@MegaFireman76]

Well said brother. I appreciate your videos.

[@mustangrebuilder]

I appreciate that

[@JeepersCreekersLouisiana]

Definitely come down to New Orleans 🏴‍☠️

[@AmericanPrideStumpGrinding]

Love the information you are giving. Going to start up a stump grinding business within the year. Looking at the SG40 or the Vermeer 362.

[@BillyP-49Chevy]

I want to say good luck because I started one in New Hampshire to help represent my stepsons Tree Business. It's more of a hobby to me and I'm loving it making money. One of the great tips I got was creating a double sided door hanger from Mustang Rebuilder. My jobs are coming off of these door hangers.

[@davidnewton9887]

Love this channel, thank you Mustang Rebuilder!

[@mustangrebuilder]

Thanks for watching!

[@davidfuerst793]

Hi, I love your videos! I live in Ohio and I just started getting in the stump grinding business literally just started this weekend by renting a stump grinder. You have been an inspiration for me and I love your no BS keeping it simple attitude! I plan on buying my first stump grinder next month and I have a $20,000 budget, do you have any recommendations that you can share? Thank you!

[@mustangrebuilder]

Depends if you want a new or used machine and then the size of stumps in your area

[@mikewalker231]

Awesome video as always!

[@mustangrebuilder]

Thanks again!

[@robertmayo6339]

Thanks for the tips!

[@martybeckman5178]

I hate paying insurance in November through march /April those months all i do is pay the money out and do nothing because snow on ground and since I'm in Minnesota we have had snow on ground in nov to march or even late april so I think this is a waste of money

[@MyMrGarrett]

Thanks!

[@FishHuntDive]

Great info from The Godfather of stump grinding!

[@adamstewart8600]

What are some of the Facebook groups to look at for more advice. Thanks.

[@samb5750]

Stump Grinders Bandit zt1844/sg40 grinders Here's two groups I'm in. Has helped me out with a lot of advice. The Bandit group is great if you have one of the 2 machines.

[@mustangrebuilder]

You are this weeks sticker winner ..send info to [e-mail] and which sticker you want

[@michaelhill3139]

Michael hill 351 myrtle drive THOMASVILLE NC 27360

[@davidbrockes9183]

I love the message your putting out there, I am seriously thinking about starting a stump grinding business. I will start part time like your suggesting. I’ve been looking at starting out with the toro stx26 or the 38. Any input on these two machines? Should I be looking at starting with some other brand? Any advice is certainly helpful.

[@mustangrebuilder]

vermeer made some soild machines like the old 252 or 362 with a gas motor

[@pauldooley3899]

What would be a good place to call in my state to see if I'm needing and specific licenses or permits to have a stump removing company I already have my llc and working on my insurance but want to make sure there isn't anything more

[@mustangrebuilder]

Ck with your town or city

[@jaychambers7238]

👍

[@tonyboone9015]

Thank you so much for what you do! Your videos are so helpful. I am just getting started in stump grinding. Bought a used SC252 and things are going well. Can't tell you how much your videos have helped me. Who is your insurance provider? Every policy I am quoted, they are saying stump grinding falls under tree service. I can't find anyone who list it under landscaping. Any help would be much appreciated!

[@mustangrebuilder]

Try next or push them to look into landscaping because you do chip removal and sod and replant new plants and trees ,you don't cut down trees

[@joeymessier1631]

Same with me here in Minnesota. I've been calling around the last week trying to get landscaping insurance for my stump grinding company and nobody will give it to me. What is the company that you use? Your videos have helped me a ton!

[@mudfrog76]

That my friend's are words of wisdom

[@dls841568]

Hey man thanks for all the advice. My son and I just got a walk behind grinder for our farm. We have been talking about using it to start a side business. Maybe use it to get to the next level of machine. We have a small farm, so it was the size of machine we could afford. But like you said got to start somewhere. I guess I was just looking for your thoughts. Is it possible to make money with that machine. Its a PowerKing 14hp machine. What you think is it worth the effort? Were in Missouri Lake of the Ozarks area so plenty of trees and stumps. Anyway any advice would be greatly appreciated. Keep up the great vids. Wish you the best. Dennis S.

[@mustangrebuilder]

Stumps in flower beds or elevated beds

[@michaeltoner2794]

A quick question do you need to be licensed in your state to grind stumps? I am from New Jersey and in 2017 I believe they started the tree care licensing. A couple people have told me now they're trying to apply that to stump grinding as well. Any info you have would be helpful

[@mustangrebuilder]

Not in my State of Oklahoma

[@kennybarger7310]

Im having trouble finding stump grinding insurance for a reasonable price. Every place i call says that its considered tree work so tree work prices.

[@mustangrebuilder]

Look for a landscapers general policy

[@kennybarger7310]

@@mustangrebuilder how do i do that when my dba says stump grinding they wont question that?

[@mustangrebuilder]

Mine says landscaping and grinding left off Stump@@kennybarger7310

[@mustangrebuilder]

Look at next insurance

[@jerrynation7813]

Been looking for a good company to cover my 252 for theft, fire 🔥, wind etc

[@mustangrebuilder]

might ck Next insurance or inland marine

[@jerrynation7813]

Thanks 😊

[@mmiguell19]

Do you have insurance on your equipment?

[@mustangrebuilder]

yes

[@THSRGRINDS]

Hello Sir , so what is your suggestion on a guy buying a smaller stand behind grinder or a tractor pto grinder in starting out in this business ?

[@mustangrebuilder]

look at your area and access first and size stumps

[@noddykpn]

It is painful if you are often being undercut on fair prices. I understand that feeling. It takes time and effort to get around doing quotes. There are some around that will try to find out what others have quoted and drop 10% lower. These people need to learn how to quote! Just make the as many customers are satisfied as possible. Eventually the good reports and recommendations will work in your favour. The cheapest quote isn't the best value. A few times I have done small tree jobs for nothing for people who really really deserved it. People who were in a tough spot and needed their money for other things but had to get chipping done. I doesn't mean that I charge others too much. It is just volunteering your services. Any time you give a discount it might not be dropping the prices. It might just be that you think the person is worthy of some kindness. It might be a pensioner or a veteran or just someone who really needs life to go their way for once. Its not done for publicity etc and not something i have ever told others. I have sold my tree company now so i don't care. I like to think it will give you good karma. The state of the customers yard is what they see and the only thing others will see of your efforts. Take the time to leave it neat and fix or replace anything that gets broken. Its your reputation! Charge enough to make you want to do the work but not enough to feel guilty about it.