Mutual Funds & ETFs (Exchange-Traded Funds) EXPLAINED For Beginners

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Today I'll explain the difference between a mutual fund & ETF.
#stockmarket #investing #brandonbeavisinvesting
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About Brandon Beavis:
Brandon Beavis was one of the youngest advisors to become fully licensed here in Canada.
In 2013, Brandon officially began his industry studies. Over the years he has completed his CSC (Canadian Securities Course), CPH (Conduct & Practices Handbook), WME (Wealth Management Essentials), 90-day Investment Advisor Training Program, attended the Manulife Professional Development Workshop in Oakville, ON, and attended countless industry seminars, conferences & events to help further his learning.
At age 20, he became a fully licensed Investment Advisor, working for one of Canada’s largest Investment Brokers, Manulife Securities. For 4 years, he worked alongside a highly experienced team at Beavis Wealth Management, specializing in High-Net-Worth Investing. He’s had the opportunity to work under his Father, an advisor of over 25 years, and has dealt hands-on with client portfolios, involving; analyzing, building, and managing multi-million-dollar client accounts.
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About Marc Beavis:
Marc is a retired Portfolio Manager, having spent over 25 years in the investment industry, managing multi-million-dollar portfolios and working with clients of all ages. He retired in 2021 and is a regular contributor to this channel.
Following his initial licensing back in 1996, he completed a number of industry courses, including the Derivatives Fundamentals and Options Licensing Course, Portfolio Management Techniques, Wealth Management Essentials, Investment Management Techniques, Fixed Income Investing, Hedge Fund Essentials, Portfolio Theory, and of course, the Canadian Securities Course.
Marc previously served as a Director of the Canadian Association of Financial Planners (Now FP Canada) including the roles of Vice President and Director of Ethics.
When working in the industry, he held the Chartered Investment Manager (CIM) Designation as offered by the Canadian Securities Institute. In addition, Marc was a Certified Financial Planner (CFP) practitioner, the industry gold standard in financial planning.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.
For our full legal disclaimer, please visit our website: www.theinvestingacademy.ca/Di...

[@beaviswealth]

If you learned something new... Don't forget to SMASH that LIKE Button - Thanks for watching! :)

[@rizzi5586]

Excellent content Brandon. I’ve learned a lot from your channel over the past couple of days. Keep up the good work!

[@nighatnaqi6797]

Great job Brandon.A fifty year old lady learning from an informed young man🙂

[@TheGqcanada]

Me too. My money just sits in the bank collecting dust because I had no idea how investing works. Now I'm considering, but not until after I've watched all his videos.😁

[@fariselbalaawi5137]

I love how this guy explains as if he is talking to idiots 😂 He was able to deliver the idea very perfectly!

[@Kuro_Tokki]

Thank you for such an informative video! I talked with my financial planner today and he pretty much said something similar when I asked him about which I should choose between the two. Given my circumstances he recommended that I invest into mutual funds for now. Keep up the good work! I look forward to learning more about investing through your channel!

[@tuanmai1235]

Love what you're doing Brandon. Your channel deserves way more subcribers than 22K right now. I've learnt a ton from your videos!

[@AverageJoeInvestor]

*GREAT VIDEO BRANDON* | My preference is DEFINITELY to utilize ETF’s that track the market such as the S&P500 as well as utilize individual dividend stocks. I plan on talking about more investing topics on my own channel in the near future. This was a great video Brandon! Keep up the good work! 😎👍🏻

[@NickPeitsch]

Definitely prefer ETFs for lack of fees and active management

[@lukegreveling6310]

Are ETF's not passively managed or at the least the majority? That's why they get lower fees while mutual funds are actively managed. Also does it concern you at all that ETF's don't actually hold the underlying stocks? Cheers.

[@ccgg5124]

you got some of the best videos on youtube man keep it up. love from Canada

[@veroosh]

Excellent ty you are such a good teacher

[@nana59ization]

I agree!

[@dexterjack6053]

i need more of a one on one, your the best though. thanks for the tips

[@asimvirtual28]

Excellent explanation. Finally something that made sense. TY

[@mikeseitz3148]

Awesome 😎 thanks!!!

[@TesoroDelSol]

Great video and explained so clearly. Exactly what I needed to know. Thank You!

[@prashanthidhandapani]

You're doing an amazing job Brandon ! Thank you :)

[@PassiveIncomeTom]

This was a really breakdown and explanation Brandon. Thanks! 👍

[@beaviswealth]

Thanks Tom!

[@murat199308]

Incredibly well put together video! Def sharing with a friend and subscribing! Keep up the great work.

[@nissrineelmarchoum8297]

Best video for a beginner by far. Thank you so much for the thorough explanation.

[@littleninjai222]

Excellent explanation. Thank you Brandon!

[@zuperzui]

I was just looking for difference between mutual funds and ETFs after watching your how to invest $1000 as a millennial video. Thank you for uploading this.

[@beaviswealth]

Perfect timing! 😀

[@Van_nelsonn]

you did a fantastic job explaining this.

[@momo35444]

great video, thank you!!

[@mindsinmotion2825]

Great Explaination i own positions in each in different portfolios

[@oceanle]

Well explained!

[@fortix9]

Very helpful video! Thank you.

[@imankhadivar6711]

You are amazing, man. I learned a lot.

[@cherrytung]

*Diversify your investments, Always!!* 🔥🔥🔥

[@harlemespanol]

Amazing video, Brandon. I was wondering which time frame you use to analyze whether you're getting an ETF for a good price.

[@fuadyassin2924]

Good job with the explanation

[@dolayaint3295]

Excellent video very educational, personally I preference ETFs, Could you please give me some good ETFs names/symbols with a water focus that you consider are going to be good long investment?👍👍

[@agcommisso]

Good video, well appreciated.

[@brianlee5260]

Brandon, thanks for all of your helpful videos, I have learned so much from you and look forward to your new posts! If you have the chance, can you talk about the practice of 'Norbert's Gambit', particularly through Questrade... is it worth it for Canadians who are interested in buying U.S. ETFs or Stocks but want to reduce the built-in exchange fee? Is it worth paying Questrade's markup, or should I just buy with Canadian Cash and pay for the conversion? Should beginners like myself even bother with the whole DLR.TO "journal-over" headache?? Thanks again.

[@HolySpirit7771000]

I learnt something today, thanks Boss, even though this is a old video, I learnt something.

[@Paniro]

Very informative 🤑

[@joshuapatterson3140]

Studying for an upcoming exam and this reeeeeally helped. Just wanted to say thanks 🙏

[@odette_m2118]

I enjoy your videos. learnt much form you Brandon

[@zamantamji6047]

Nice and to the point. Subscribed.

[@beaviswealth]

Thank you. Welcome.

[@Manofsteel519]

There’s actively managed ETFs and passively managed index mutual funds...

[@boomsuga]

This guys going places. Great video thanks for providing great content. What’s the difference with ETF’s & index funds?

[@beaviswealth]

Good question. I’ll answer that in an uncoming vid :)

[@onlineuser007]

Brandon, should you keep your U.S. $ stock/ U.S. $ ETF in RRSP, TFSA or margin account? Does it makes any difference at the end ? ( especially for tax purposes)

[@gregaustin8320]

Love your videos Brandon! I'm very new to investing, in fact I'm still educating myself the best I can through videos like yours and online readable content. Unfortunately I am in no position to pay for any form of education due to disabilities preventing me from working, I need to do something to make money hence my new found interest in investing. Please keep up the great content, I need it. Cheers.

[@beaviswealth]

Understandable my friend! Tons of free info online, keep it up. I’ll keep the free content coming :) appreciate the comment!

[@InvestingEducation]

Index funds like qqq and spy r a great way to start. Be ready to hold longterm.

[@Jabatchi22]

What's your opinion about opening 1 each for 2 different TFSAs?

[@scottmills524]

Is there multiple courses options with different prices, or just one-one time fee? Still gonna join. Just being disciplined in how much I invest.

[@choas6672]

If you bought an etf in the energy sector. How would it benefit the public that hasn’t invested init

[@InvestingEducation]

Most new investors should invest in index funds. And they will still beat most professionals. That's a fact.

[@ExtremeComments9]

Do you think they are in a bubble as Michael burry recently stated?

[@InvestingEducation]

@@ExtremeComments9 dont think so because the s&p PE ratio doesn't look like a bubble. It is supported by high quality companies with good earnings growth. Btw I just did a recent video on my fav ETFs.

[@priayief]

Hmm .. I'm curious. Is there any mutual fund that you would recommend based on their 10 year record?

[@timc9685]

I’m a little confused What do you mean when you say “Track the Market”? Are you saying if you invested $100 into the ETF fund that tracks the S&P 500 your money is automatically split and invested in the companies based off their percentage of control of that market???

[@STALIN7GRFTHS]

Tfsa money can I put it etf any idea which company which etf can you guide me just new to this

[@marbleous9170]

A great video for beginners. Cool stuff!

[@trip_to_moon]

Have you read winning the losers game? It answers this topic pretty well. You can search in KZbin there is a same name documental that sums it up

[@jorgegabrielsiqueira]

Nice video! I would say that if you are new, just starting at investments world, it is a good idea to start with mutual funds until you learn the basics to start managing more proactively your portfolio. When you feel more confident, you can transition to ETFs. When you feel more confortable again, you can transition to stocks. And you don't necessarily need to sell to transition, you can keep all of them, in a way that make sense for you.

[@alexandremorin8635]

what about active magement etf?

[@niranmojo]

Like the video

[@yaneth618]

The investors have to take in consideration some factors such as investment knowledge, risk Profile ( tolerance and capacity), and time to decide what option is better.

[@scottscriticalmass]

Brandon... There are 'passive' and 'actively managed' examples for both ETFs and Mutual Funds. When ETFs first came out, they were all passive, but actively managed ETFs started in 2008 and now easily found. The largest actively managed ETF is MINT (PIMCO Enhanced Short Maturity Active Exchange-Traded Fund). Conversely, there's plenty of passive mutual funds as well. VFIAX (Vanguard 500 Index Fund) is the largest if I'm not mistaken. Maybe I understood something in your video, but I don't think so.

[@beaviswealth]

You are very correct, Scott! The industry is evolving like crazy... smartBeta, passive+ management, you name it (everyone’s got their own hybrid versions nowadays Haha). This vid was meant to differentiate for beginners how the products were set out to be to help them understand. But ya.. times are changing!

[@scottscriticalmass]

@@beaviswealth - Thx for the response.

[@kathleen8092]

taking my CV pension and trying to decide where to hold my LIRA. 20 years in mutual funds has got me nowhere and I am in the process of learning about all this stuff. Leaning toward ETFs I only have about 7 years of investing before I officially leave work.

[@deanej]

Can’t ETFs be actively managed and mutual funds be more passively managed too?

[@davidcartwright1677]

Thinking about transitioning my investments into Quest Trade. Is it smart to close my bank account and put all my money into Quest Trade? How safe is Quest Trade?

[@ericle8289]

Can't you just buy ETFs and hold them over the long-term like you would with a mutual fund?

[@intergalacticsupremegoddes4008]

What about October? 🙏🏼🤔

[@LalaRanj1]

Thanks, could you please upload a video regarding new bitcoin ETF , how to buy and your opinion about it please ? Thanks

[@MisterMonsterMan]

Lets Go Brandon!!! Great info.

[@kurtisjohnson6446]

Sure, if you could find a mutual fund that outpaces the S&P 500 ETF then yeah the mutual fund would be a better choice. The problem with that is only about 4% of mutual funds can out pays the S&P in a year however most of them over a 10 year span do worse. So your odds of finding a good mutual fund that would give you a better returns is to little to none. Low cost ETF That follows the S&P 500 all the way!!!🎉🎉🎉

[@harshmeelu3647]

Is waste management stock is safe for the trade war between china US. If this war esclates to even recession

[@beaviswealth]

Tough to say!

[@szabolcsdobi1677]

Can you make a video which brokers to use to buy etf,mutual funds and stocks? But not just in Canada and US! Some of us living in England and Europe as well😇thanks

[@AllAboutaProphet]

Pretty sure I can be right 10% - 20% of the time...Where do I sign up ? New Job Alert

[@beaviswealth]

😂

[@ritopaual7736]

mutual fund managed and failed by 80percent to beat the benchmark is not that bad .... if they able to bring let say 6percent total return at the end of the year

[@itz.mariavicz]

hey friends! quick question from a beginner - if you sell your stocks, ETFs, etc from your RRSP, does that affect your contribution room or anything? or is it only if you withdraw it from the RRSP account into your chequing account? also, sorry if this has been answered before in other videos - I've been looking around everywhere but I cant find the answer ☹

[@beaviswealth]

Changes within your RRSP do not affect you contribution room, correct. - Marc

[@patmat.]

Who wants a crooked trader as your middle man ? Buy shares yourself or use ETF for commoditiea, foreign companies, things more difficult to buy as an individual.

[@miadfarjadian3217]

Let's go Brandon

[@missnickelbee7789]

2 minutes of your ad before I got to the video, I HATE ads over 30 sec... 2 minute adds are WAYYYYYYYYYYYYYYYY to long!!!

[@beaviswealth]

That's pretty harsh! 🤔😆 He introduced the video and spent literally 7 seconds mentioning the Academy link, then at 0:58 "What is a Mutual Fund/ETF?" came on the screen and the instruction began! Anyway... we appreciate you watching and your support. - Marc

[@ChronicKPOP]

1min passed and we're jumping ahead to the video? come on bro.... FASTER - respect our time

[@beaviswealth]

It’s a free video bro. Go find another channel if it’s not fast enough for u 😵‍💫

[@ChronicKPOP]

@@beaviswealth ah yes... if only time was free young jedi

[@sailedship6530]

I dont know much about Canada but 50% of US mutual funds have outperformed S&P500 in the last 10 years. Not outperforming the benchmark doesn't mean they're not profitable. An MTF not outperforming the benchmark can still be more profitable than some ETF. That chart of 80% didnt compare ETFs performance for same period(poor). Those were covid times and mainly affecting Canadian small companies MTFs(agreesive/risky type). Good investment return doesn't gel well with the paasive and cheap approach. Those who make good return are paying for broker advice that helps them select MTFs that beat the benchmark 100% of the time(these include US and international MTFs). The correct way to invest in MTFs: 1) Pay for selecting performing MTFs. 2) Pay MER for those MTFs Most people do it backwards: 2) Pay MER for MTFs 1) Not paying for selecting the right MTFs

[@beaviswealth]

Hi SailedShip. Totally agree with your second/third sentences. Can't agree with your '80%' comment, because this video was posted back in 2019, before Covid was even a thing. I'm not aware of any MTF that beats the benchmark 100% of the time, but if you've got one or two, that's awesome research. Keep it up. - Marc