My Colleague's car buying journey - (How to negotiate a good deal)

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Muzi Sambo

Muzi Sambo

Күн бұрын

Car buying tips for first time car buyers
2022 Suzuki Swift GL

Пікірлер: 351
@nhlanhlaM
@nhlanhlaM 2 жыл бұрын
at this point Suzuki must start paying you 😂
@realmphotocred
@realmphotocred 2 жыл бұрын
They must bring the coins to the broer
@koketsomailula
@koketsomailula 2 жыл бұрын
He’s influenced so many (including me) to go the Suzuki way 😅
@inverse4925
@inverse4925 Жыл бұрын
Facts bro yoh
@fortunatesibiya2924
@fortunatesibiya2924 Жыл бұрын
🎉 honestly because wow people are buying swifts because of him
@melumzikona7496
@melumzikona7496 Жыл бұрын
And I'm hooked to this Swift because of him,I'm literally buying it 🤣
@sizwedinisesoko
@sizwedinisesoko 2 жыл бұрын
Suzuki should make you an ambassador but their focus is taking influencers who don’t really believe in their brand on useless trips around the country, but asikho lapho. 🤣🤣 Will be using your tips soon but on getting a deal assist from VW soon, no rush.
@trevormthembu7913
@trevormthembu7913 2 жыл бұрын
😂😂😂😂😂
@Mogau_Maimela
@Mogau_Maimela 2 жыл бұрын
Congratulations to Dr. Ngwenya. We are slowly learning how to negotiate ourselves just from you explaining, and we're taking notes Thanks Dr Muzi Sambo.
@moshemalatji995
@moshemalatji995 2 жыл бұрын
I love how Muzi is able to combine his love for financial education and cars in one video
@prettympaks6569
@prettympaks6569 2 жыл бұрын
This channel has been very informative for someone like me who is looking into buying their 1st car. I like how transparent you are with the costs , comparing different brands and what they offer in terms of service plan so one can make a wise decision. Keep it up Mr Sambo 👏
@kediboneleola2674
@kediboneleola2674 2 жыл бұрын
I literally followed tips from this video to get a perfect deal for my 2022 suzuki swift gl😊😁thank you so much, first time I listened to a man and actually ended up happy with no regrets 🤣🤣 thanks Muzi!
@lesediseemela9856
@lesediseemela9856 Жыл бұрын
How much did you end up saving? Indoda aren't the same 🤣
@thulokoaho1485
@thulokoaho1485 2 жыл бұрын
I'm 19 years old and I've been watching your channel for months now. I think I'll be ready to negotiate prices the day my sister decides to buy a car. Ngeke sidlalwe mfo.
@siphamandlabuthelezi8589
@siphamandlabuthelezi8589 2 жыл бұрын
Congratulations to Dr Ngwenya, thanks a lot Muzi for sharing this with us. I've been following you for few months now and I'm learning a lot man 👏👏👏👏👏👏👏
@annaingo2237
@annaingo2237 2 жыл бұрын
One thing I like about this channel is it really helps you make sound financial decisions.. I mean even professionals/Dentists/Doctors are driving Suzuki Swifts. I’m gonna go for my suzuki. I will not listen to this “aantu aati ngiini “ (what will people say) people that expect us to big/“proper” cars.
@LeoTechy
@LeoTechy 2 жыл бұрын
I know someone who is a Teacher and is driving 2022 Hyndai Creta.. let me tell you...shes suffering 🤣🤣😂😂 all the hype of the car died in 4 months now it her facing the bank every month alone
@hilmanuule859
@hilmanuule859 2 жыл бұрын
I just wonder if this tips will work with our Namibian dealerships. I need negotiating power so that I can buy my at an affordable price.
@annaingo2237
@annaingo2237 2 жыл бұрын
@@LeoTechy 😂yoh …
@annaingo2237
@annaingo2237 2 жыл бұрын
@@hilmanuule859 I think they would work. Infant I think they would anywhere in the world. I’m definitely gonna use them aswell
@annaingo2237
@annaingo2237 2 жыл бұрын
@@LeoTechy I hope she’s not eating eggs and pap everyday. Maibe she has a grand side hustle coz I can’t imagine paying high installments on that salary..
@molebohenginnocencia9453
@molebohenginnocencia9453 2 жыл бұрын
3 months ago i didnt know anything about cars, got my licence a week ago. I'm loving the content, and learning alot. Thank you very much.. Ladies.... Subscribe subscribe subscribe!!
@bonganimcwabeni1083
@bonganimcwabeni1083 2 жыл бұрын
At this pony bawo wam, Suzuki should pay you
@lloydndlovu2116
@lloydndlovu2116 2 жыл бұрын
I second that😂🔥
@keleabetswengwasheng3576
@keleabetswengwasheng3576 2 жыл бұрын
I accidentally bumped into this Channel but I love the content. Very informative, since I am 1 salary away from poverty I will wait until I can afford an " Affordable car" I am learning a Lot though. Thank You for the Content Dr Sambo
@4knaidoo
@4knaidoo Жыл бұрын
Hey Muzi. I find you videos really helpful and informative. I would really like to hear your views on repair /maintenance costs and parts availability across different car brands . Thanks again for your tips
@samkelisiwezondi1469
@samkelisiwezondi1469 Жыл бұрын
Was about to ask that too it will be useful
@joshua7015
@joshua7015 Жыл бұрын
Good idea
@theomashiyane4235
@theomashiyane4235 2 жыл бұрын
You deserve a campaign at this point. No one is advocating for them more than you. Not even their adverts
@mochox
@mochox 2 жыл бұрын
Congrats Dr Ngwenya! Such a proud and heartwarming moment! And thank u Muzi for an absolutely awesome and informative video. Ur tips will really save people loads of money. God Bless!
@feliciangema826
@feliciangema826 2 жыл бұрын
Ford fiesta 1.0 Titanium(2018-2022) review PLEASE 🙇
@simphiwesimzeystanley825
@simphiwesimzeystanley825 2 жыл бұрын
I've learnt so much Mr Sambo on your channel , keep up the great work and your skills ai answempu my guy. . . #Simphiwe from Durban , uMlazi
@richardntsizwaxaba2663
@richardntsizwaxaba2663 2 жыл бұрын
We learn everyday from watching your videos. Big up
@doa_chipinator1891
@doa_chipinator1891 2 жыл бұрын
Those who don't qualify for cars, hit me up... I'm the number 1 debt counselor in mzansi
@zandrefarmer7743
@zandrefarmer7743 2 жыл бұрын
Thanks! Your content is really helping in this market
@melissamokwadi6071
@melissamokwadi6071 2 жыл бұрын
Thank for the good content. I always hear people say negotiate I didn't how to do that. You have made it very clear thank you
@thatorankapole1461
@thatorankapole1461 2 жыл бұрын
I’m not shaming or anything but we often grow up under the impression that being a Dr, your first car will likely be a German Machine then you see Drs buying entry level cars like Suzuki😩. What has the economy come to.
@LeoTechy
@LeoTechy 2 жыл бұрын
The problem is...we like to compete here in SA. You dont need that POLO, that GTI..that Mercedes...that BMW. people buy those just to look good around other people but at the end of the day its you and the bank. so wise people listen to their fanance not Lust.😂
@leediski7547
@leediski7547 2 жыл бұрын
It's got nothing to do with the economy but prioritizing important things. No use trying to please strangers and suffering in silence, expensive cars, have expensive insurance, expensive maintenance, more money petrol compared to entry level cars, people have other important things to spend money on, it's not only cars. And as a first time car buyer, it's only fair you buy an entry level car and upgrade with time should you have money to waste on a car.
@thabangtv6170
@thabangtv6170 2 жыл бұрын
People are now building wealth. The shiny cars will come once the financial freedom is sorted
@busisiwekosi6758
@busisiwekosi6758 2 жыл бұрын
they pay their cars in less than a year. That's the difference between oMuzi and the dr's you are talking about.
@Sira_MasterOfNone
@Sira_MasterOfNone 2 жыл бұрын
"The i10 was just there for vibes" 🤣🤣🤣🤣
@JustKat07
@JustKat07 2 жыл бұрын
😅 I am waiting for the day I visit the dealership ngi ready 🤣
@cindymokale6024
@cindymokale6024 2 жыл бұрын
What advice would you give if one wants to buy the swift GL cash, is there a chance that they might sell me the car at R180k or R190k if I start negotiating from that price?
@busisiwekosi6758
@busisiwekosi6758 2 жыл бұрын
Definitely my favorite Channel without a doubt. Thanks Doctor
@kabeloteddymorris7760
@kabeloteddymorris7760 2 жыл бұрын
Car dealerships wont be happy about this video lol
@sanelebuthelezi3691
@sanelebuthelezi3691 2 жыл бұрын
Nyc my man you've opened a lot of people eyes 👀 people need to know that asking for a discount is not an embarrassment lol...
@sisimazwi1890
@sisimazwi1890 2 жыл бұрын
Plus it's actually very easy. I buy and sell trucks for a living as a private seller so I do this often
@kbgp4826
@kbgp4826 2 жыл бұрын
i think suzuki must make you their ambassador...even i am looking forward to getting a baleno
@nhlenganimaluleke9442
@nhlenganimaluleke9442 2 жыл бұрын
"You say SIXXX!"🤣🤣❤
@LUBi_M
@LUBi_M 8 ай бұрын
😂😂😂
@DeaconClark-n8v
@DeaconClark-n8v Ай бұрын
I know the game got a brand new Suzuki celerio this year for my friend for 180 brand new I don’t know how but it happened 😂😂😂
@derrickmathebula9450
@derrickmathebula9450 28 күн бұрын
I just bought my suzuki dzire a month ago.Great value for money i'm glad i watched your videos before buying a car.
@quant_in_sa
@quant_in_sa 2 ай бұрын
U guys are changing the game... I thought all Doctors start with BMWs
@jinaratsoma9306
@jinaratsoma9306 2 ай бұрын
Yhooo Muzi, doing my revision all over again. I can afford to do this wrong. The Prime minus got be excised. Todaty the prime is too high and they want to charge me Prime + 6
@Dedictor836
@Dedictor836 6 ай бұрын
I have bought a used ranger for 242k I am thinking of downgrading to swift. So I want to know will the be implication.
@thulokoaho1485
@thulokoaho1485 2 жыл бұрын
I know I'm no Suzuki fan but the day i decide to buy a car I'll be open to options. Your channel opened me up to possible financial stress free life.
@kabelolefakane6638
@kabelolefakane6638 3 күн бұрын
OK, is it best to get the bank to pre approve you first for the vehicle finance, so that when you approach dealerships, you can negotiate better and be able to walk away if you're not meet half way
@MrBee_ZA
@MrBee_ZA 2 ай бұрын
I want a 2020/2021 Toyota Legend 50 extended cab because I cant afford a double cab.
@mjayaurum9126
@mjayaurum9126 2 жыл бұрын
i negotiated my 2020 opel astra from 250k to 220k #chroniclesOfMuziSambo
@thessandlovu4204
@thessandlovu4204 2 жыл бұрын
Congratulations to the Dr. Muzi, could you please review the Hyundai Venue. I’m looking for a good/budget compact SUV
@conquer7259
@conquer7259 2 жыл бұрын
Patiently waiting for such videos too whenever he gets an opportunity to vlog on 1
@lisakhanyagqibani6835
@lisakhanyagqibani6835 2 жыл бұрын
Great content, I have been watching some of your videos for some time now, and I noted that you are against buying second hand GTI's. Could you please share some of your input on that as I am considering buying a polo 6c gti manual with 100k kms
@akhonangema
@akhonangema 2 жыл бұрын
One thing I can tell you with those second hand Vrrrpha's, it's highly unlikely that the previous owner was easy on the gearbox and second hand GTI's/Golf 7 what not, usually have gearbox issues because of this. Its not advisable to buy a car that has clocked way over 100 000 KM anyway. I know a person in my neighborhood who bought a 2nd hand Golf 7 R, that thing didn't even last 2months after buying it and its parked under a tree now with no gearbox.
@lisakhanyagqibani6835
@lisakhanyagqibani6835 2 жыл бұрын
@@akhonangema Yeah that is common with the DSG gearbox. I'm only considering it because it's a manual gearbox. But I do hear what you are saying.
@mondlimkhanyiswa1206
@mondlimkhanyiswa1206 2 жыл бұрын
Chief I should have subscribed to your channel earlier before I bought my own car last year. These dealerships did exactly what you are tipping us on to me when I bought my car 🤦.
@tokelosewes2391
@tokelosewes2391 2 жыл бұрын
Exactly, I bought a car last year and I'm only learning now that I should have done better than letting my emotions get away with me
@kgaugelojoshua2258
@kgaugelojoshua2258 2 жыл бұрын
My Doctor of content🔥🔥🔥 You really went hard here.
@lydiamalete5328
@lydiamalete5328 2 жыл бұрын
Muzi you did it again👌🏾thank you for these videos and congrats to your colleague
@londiwengema5100
@londiwengema5100 11 ай бұрын
This video just saved me R17k, I cannot thank you enough
@Morgan-Tman
@Morgan-Tman 2 жыл бұрын
You had to point out that wasn’t your handwriting 🤣😂🙌🏽💔muzi Mara
@asmrgamer6441
@asmrgamer6441 2 жыл бұрын
Please review Suzuki Ciaz glx. I'm begging u
@mpilobrilliant7816
@mpilobrilliant7816 Жыл бұрын
Hi l want to asking something. Do you have renault triber automatic
@phumudzotshamano5871
@phumudzotshamano5871 2 жыл бұрын
I wish you had started this channel before I bought my car 😭 but either way, I’m learning for the next one 🤌🏽 Congratulations to your colleague 💐
@VickyMak
@VickyMak 2 жыл бұрын
Hey Muzi. How do you get insurances to give you a insurance quote without the car? Last time I called MiWay they said they can’t help me unless the car is on the floor and I’ve gotten approval from the bank
@MuziSambo
@MuziSambo 2 жыл бұрын
You have to do an online quotation, don't call them. Some insurers don't offer online quotes though. Here's a list of the platforms I use: 1. Hippo.co.za 2. Absa Activate 3. Naked insurance App 4. Auto & General website
@lelokhumalo8736
@lelokhumalo8736 2 жыл бұрын
I Love and appreciate you Muzi. Ngyethemba by December I'll have my own car and hope to channel my own inner Muzi to negotiate. Don't stop
@missatt4428
@missatt4428 2 жыл бұрын
you and me both
@sisimazwi1890
@sisimazwi1890 2 жыл бұрын
Just start by mentioning 5% discount, tht type of thing and you will see magic. They will play mind games here and there and try to trick you but don't fall for it
@thembaedward8788
@thembaedward8788 3 ай бұрын
you really had to clarify that it was not your handwriting 😂
@amazing_sandla
@amazing_sandla 2 жыл бұрын
Addicted to this channel
@josiahthobejane
@josiahthobejane 2 жыл бұрын
I would have been paying the same had I knew these tips 😂😂
@Moksie1
@Moksie1 Ай бұрын
Thank you so much for the tips👌👌👌🙏
@DRexJ5
@DRexJ5 2 жыл бұрын
Great Channel...happy for the lady....welcome to Suzuki family, let's enjoy stress FREE driving....👏🤜
@kdZA8209
@kdZA8209 2 жыл бұрын
Is your colleague available for an indepth interview about the car buying experience? Asking for a friend 😉
@MrTAP325
@MrTAP325 2 жыл бұрын
We are here already Rena the addicts
@nompiloangelmakamo5414
@nompiloangelmakamo5414 11 күн бұрын
Yoh i really don't know but im addicted already.
@eazi-bonlife7298
@eazi-bonlife7298 2 жыл бұрын
is it a bad idea to let dealership do finance application to the bank for you? Or its better to do it yourself?
@zanelemyende6886
@zanelemyende6886 2 жыл бұрын
I also wanted to know this, I’ll wait here for the answer🤗
@vukanimwelase
@vukanimwelase 2 жыл бұрын
From my experience it’s the same thing But ke you can always negotiate a financing I also did that when my mom bought a car The dealer did the financing on her behalf and we also did the financing ourselves through banks The interest rates were the same That is when I proved that sometimes it’s the same thing but I once heard that dealers do add a certain percentage of their own towards financing if they do it for you and also banks too so I am not sure how true is that hence I say it’s the same to me
@MsIpps
@MsIpps 2 жыл бұрын
I was actually wondering the same thing.
@eazi-bonlife7298
@eazi-bonlife7298 2 жыл бұрын
@@vukanimwelase thanks for your inputs ….I learnt something 😊
@sisimazwi1890
@sisimazwi1890 2 жыл бұрын
@@eazi-bonlife7298 it's best you do it yourself. Dealerships make a lot of money from interest rates so they may give you a higher rate than the one you would get wen doing your own finance.
@Sira_MasterOfNone
@Sira_MasterOfNone 2 жыл бұрын
🤣🤣🤣 "Not my hand writing btw" and "Not my hands btw".. You're not giving clowns any room
@khuludonald4211
@khuludonald4211 2 жыл бұрын
Mnaka- this channel is great 👍 we learn everyday. Big ups - kip up the great work*In Mzansi Context*
@aw5453
@aw5453 6 ай бұрын
Why the Swift over Baleno?
@likhayam
@likhayam 2 жыл бұрын
We graduated njeee ezi Accounting, we are only getting proper knowledge ngoku. Thank you Bafo 👌👏
@zacqhouggah7450
@zacqhouggah7450 Жыл бұрын
Muzi your negotiating skills are needed.
@celumusacomfort1384
@celumusacomfort1384 2 жыл бұрын
Which cars do u recommend for teachers who just got a permanent post after 1 year of working?Please includes VWs
@LeoTechy
@LeoTechy 2 жыл бұрын
Please dont be like my Friend whos also a teacher who bought a 450k Car 🤣🤣 Shes suffering
@celumusacomfort1384
@celumusacomfort1384 2 жыл бұрын
@@LeoTechy lol i will never i rather go with an UNO
@mandimg_1804
@mandimg_1804 2 жыл бұрын
Order for that "heh basadi" comment 😅
@MrBee_ZA
@MrBee_ZA 2 ай бұрын
Hit them towards the end of the month 😂
@thusomahlatji6268
@thusomahlatji6268 2 жыл бұрын
Picanto with a sunroof 😩😂😂😂😂
@MrBee_ZA
@MrBee_ZA 2 ай бұрын
Great negotiations Bro🎉🎉🎉
@rosiemokoena1306
@rosiemokoena1306 2 жыл бұрын
Congratulations Dr. Ngwenya 💃🏾💃🏾✨✨
@bongekanhlengethwa9180
@bongekanhlengethwa9180 Жыл бұрын
I went to one of the car dealership looking for swift GL that was 185k, finance was done i was no deposit balloon payment 55k installment was R3699. No deposit no balloon was going for R4100 13% interest 😞😔 . I think i would stick to Public transport for some months
@tumim8271
@tumim8271 Жыл бұрын
Sure Muzi I saw a Renault megane 2019,dymamique 97kw, auto, white, 25k km going for R279 000. I’ve searched for similar cars and they were more expensive. I know you you’ve never posted a megane but do you think that price is high or bargain. Naked quoted 1.1k. I’m not looking to buy but that looks like a bargain for a big hatch.
@KingKumiMD
@KingKumiMD 2 жыл бұрын
Wish I knew these tips before buying my vehicle, but I hope to use them at my next purchase
@TorqueDriven
@TorqueDriven 2 жыл бұрын
Great job mate‼️Well done 👏👏
@animalslife9714
@animalslife9714 2 ай бұрын
Thank you Sir🤝🤝🙏🙏.
@nfmatontsi2815
@nfmatontsi2815 2 жыл бұрын
Mmmm🤔🤔🤔, something to consider 🤔 after all.
@lletompa6336
@lletompa6336 8 ай бұрын
Super informative, Thank you 😊 But how do I success negotiate to get a good deal, when the vehicle I wanted isn't available and there's a waiting list like the Fronx? Should one wait till they have readily available stock and risk the chance of the actual price increasing?
@khathuoncars
@khathuoncars 2 жыл бұрын
Young professionals, premium bankers, bank employees, you guys are so lucky with low interest rates. i even heard that you guys can get up to over 80 month of repayment deals, is it true?
@Sinesizwe
@Sinesizwe 2 жыл бұрын
Suzuki better give this man his flowers
@danielmoloisane4425
@danielmoloisane4425 2 жыл бұрын
Notification gang 🫡
@ayandaamaguguamahle
@ayandaamaguguamahle Жыл бұрын
Honestly getting a Suzuki swift thanks to Dr Muzi. Also insisting they pay him commission.
@gadgetberry3185
@gadgetberry3185 2 жыл бұрын
From VW to Suzuki Boy, Great work though grootman💯💯💯💯✅
@nonhlanhlamthombeni9723
@nonhlanhlamthombeni9723 Жыл бұрын
How many credit applications can one have before affecting the credit record? I recently did a credit application and saw a better deal at another dealer, can i still proceed with an application at this new dealer?
@pinkiedlamini7298
@pinkiedlamini7298 Жыл бұрын
Bank told me the more applications you make the more your score drops coz its on record that you applied here and there even the deaers can see that when they apply for you. So maybe you don't have a great score just try be certain on what you want first but if its good then you can afford a few applications on your name. Its rough out here
@thendomulaudzi2733
@thendomulaudzi2733 Жыл бұрын
Please correct me if am wrong, someone told me that doing quotations at different dealerships lowers your credit score, so how do we then go about doing quotations?
@MuziSambo
@MuziSambo Жыл бұрын
Your credit score only gets affected if you do a credit application. If you only do a quotation for the car without proceeding to finance application you won't have any problems.
@thendomulaudzi2733
@thendomulaudzi2733 Жыл бұрын
@@MuziSambo Thank you so much for clearance 🙏
@tumelo_fokane
@tumelo_fokane 2 жыл бұрын
Kodwa Muzi what about is Salesman that do this for a living? Phela some of us get paid according to profit and not units. The less the profit of the vehicle, the less I make.
@PebetseRankwePD
@PebetseRankwePD 2 жыл бұрын
I haven't heard you mention "on the road fees". Are those included in the final cost here?
@MuziSambo
@MuziSambo 2 жыл бұрын
"On road fees" is the cost of delivery, licensing and registration....I mentioned that.
@motso1668
@motso1668 Жыл бұрын
In 2015 I was wet behind the ears when I bought my 1st car. I practically paid for everything that was put in from of me 😮‍💨😅. Now I am wiser and negotiating is my best friend.
@motso1668
@motso1668 Жыл бұрын
Wesbank offered me 12.49% interest rate, I negotiated tp 11.70, then again to 11.16
@phumudzonemanzemba2942
@phumudzonemanzemba2942 2 жыл бұрын
number 10 is the most important one, it keeps us updated Dokotela
@dominicayanda9788
@dominicayanda9788 Жыл бұрын
Hi man been watching your video's. Is it possible that you can help me out since I am also looking for a car for business
@azaniamotloung1786
@azaniamotloung1786 2 жыл бұрын
I wish I could talk to you my brother, I'm in deep shit! I need advice
@princemadileng7950
@princemadileng7950 2 жыл бұрын
These tips are really good. Thank you Dr Sambo💯💯
@segos2010
@segos2010 2 жыл бұрын
That is the story of my life. R800 worth of petrol every week. That's 34 liters of petrol. It's for work, weekend family responsibilities, my mom has asthma, therefore, time and again I have to go check her at least twice in the week and visit to the in-laws. I travel 38 kilos to-and-fro to work.
@zannielamuni
@zannielamuni 2 жыл бұрын
Do teachers qualify for the Nedbank young professional account??
@makhosazanashabe2150
@makhosazanashabe2150 9 ай бұрын
Wow,thank you for the tips. I wish i was armed with these tips years back but my children will sure benefit from them.
@manhique_
@manhique_ 2 жыл бұрын
I work at a dealership😶 &i like watching these videos for work purposes😅 and fun . Good video as always.
@MuziSambo
@MuziSambo 2 жыл бұрын
Give us more tips😊
@Mongalomahlatse
@Mongalomahlatse 2 жыл бұрын
You should give us tips to save more money aker here your ours😜
@royde5477
@royde5477 2 жыл бұрын
Give us more tips plz🙏😊
@manhique_
@manhique_ 2 жыл бұрын
Some day. @Muzi Sambo is doing a great job already.
@lebohangramasodi1526
@lebohangramasodi1526 Жыл бұрын
I’m definitely subscribing here because this content is premium please!!already made a few pointers for myself…keep going!!👌🏾♥️
@sikhombombela709
@sikhombombela709 2 жыл бұрын
Thank you very much for the tips... you content is always informative... Siyabonga 🤝🏽
@williammathibe3739
@williammathibe3739 Жыл бұрын
Lol...i just learnt of these now. Bathong i must start practicing my negotiating skills🤣🤣🤣
@izeesingo
@izeesingo 2 жыл бұрын
Bayoze bavume, ungu Dokotela Mfo... yeses!!! we in good hands la
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