My 2024 Money Goals: Savings, Investments, Expenses, Pensions etc

[@chichiduruamata5343]

This is super good, i am so motivated

[@fashogbondoyin5726]

I also increased what i pay in my pension. I currently pay about 6.8% but i heard it might be reduced to 6.1% which means i will be paying more tax. So i had emailed my pesion team letting them know i am interested in buying additional pension in this new this new financial year. It is also a way to pay less tax

[@ChideraPeters]

Oh nice, thanks for sharing 🙌🏽

[@Omahness]

Your saving culture is top notch,81%in February 👏..Thank you for sharing,learnt a whole lot

[@ChideraPeters]

lol 😂 glad to hear that

[@sewasworld8729]

Hi Chidera, thank you for your content, please can you suggest the best high interest saving you can recommend. Something to put money and get interest out of your money at the end of the year. Thank you

[@adaezechima-onumajuru3685]

Insightful as always.

[@jenniferumejiuba750]

Please what high yield saving account did you use for your emergency funds.

[@Igbo_kids_nextdoor]

Thanks for this! Please could you share a link where I can read about stocks and bonds.

[@onuohagrace7007]

Very insightful video ❤ Many thanks chidera

[@ChideraPeters]

My absolute pleasure!♥️♥️

[@chinenyennamdi4926]

Hi Chidera, thank you for the video, it was quite insightful. To ask, how many accounts did you have to open to track your savings and expenses

[@ChideraPeters]

I created a tracker sheet on Excel which I use to track my expenses. In terms of accounts, I just have 3 core accounts then some ISAs

[@Ritzyangel]

Hi Chidera, pls which investment can one delve in with good interest rate and no risk involved

[@blessings_o]

For the pensions, won’t it depend on the type of visa? Can a student visa do that knowing you’re here for a short leave

[@danieleze_]

Chidera, thanks for this video. Regarding the pension you talked about, did you transfer it to Moneybox to get the 25% government bonus?

[@ChideraPeters]

No I didn’t. You need to as your HR what company they use for your pensions. My company uses NEST pensions

[@danieleze_]

@@ChideraPeters Okay. Thanks a lot. So if Nest Pension invest it, will you still get the government bonus?

[@joychizzy6603]

Thank you for this video Chidera.please is it worth contributing for pension?

[@ChideraPeters]

Yes it is because of the contribution from your employer + tax relief from the Govt. so by not contributing? You’re essentially loosing out on “free” money

[@codegreenie3429]

I believe the £300 monthly expense and saving up to 81% is possible because your husband pay all the bills. You should mention this in the video so people will not be misled

[@adaoraezeani5514]

This shows you haven't been following her videos

[@ChideraPeters]

lol 😂 it’s your audacity for me😭.

[@codegreenie3429]

@@ChideraPeters audacity it is

[@emilysem]

Can you also do a content on Pensions too please

[@ChideraPeters]

Hiii 👋🏾, I’ll try 👍🏽

[@soccernewsbymb7811]

You don't pay your tight every month?

[@ChideraPeters]

lol didn’t see the need to state that as it’s not a goal but a normal thing to do for me

[@johnny9092]

I love you Chidera, but sometimes you use “you”, “I” a lot. I get it, you say it within context but as a married woman I will encourage you to use words that involves your husband like “we” Just an observation, no judgement at all

[@ChideraPeters]

Okay, I get your concern. But what if my husband doesn’t want me speaking for him? Or putting his business out there? Also as much as I’m married - I’m still a separate individual with my own goals which can be separate from my husband’s. I hope you get?

[@johnny9092]

@@ChideraPeters sure I do get it now you explained. As I said it an observation, one of the issues I am seeing with young women of today is the whole feminist culture which in turn hurts many marriages today so that was where I was coming from as you are a fantastic role model to many young women, your story is inspiring. Started following you when my girlfriend told me about you, think she reached out on insta or Facebook so do really appreciate you.

[@ChideraPeters]

I totally get you and appreciate the concern ♥️♥️

[@isatahawakamara2072]

Thank you Chiders Please enlighten us on stock narket,I know nothing about it if you can add investments that one could out money in and get something at the end, please anything investment darling ❤ thank you

[@ChideraPeters]

Well noted 👍🏽

[@topealade7270]

Hi Chidera, please I need your advice on Exchange traded funds. I sent you a dm on IG but no response from you yet.

[@ChideraPeters]

It probably went to my message requests as I get a lot of messages. But what’s the question?

[@topealade7270]

@@ChideraPeters oh ok no problem. I just want to know about Exchange traded funds or best investment option for a student in the uk