My 7 Dirt-Cheap Solutions to Potentially-Expensive Problems

[@Hhhhhhhhhhhh115]

1. Accountability groups for working out 2. Apps, digital classes and meetup groups for immersing myself in language 3. Use loyalty programmes to your advantage 4. Use food journaling, rather than fad diets 5. Giving up on the idea of having a car 6. Following flight and hotel hacking accounts for cheap travel options 7. Learning to DIY and not be scared of tools

[@mariangelafrancini3795]

Thaaaaaaaanks!

[@_charwyn]

H u da mvp!

[@sammy-mz4jh]

not all heroes wear capes

[@yoe-c5x]

Thanks! I couldn't even get through this on double speed!

[@msspendlesssavemore]

@Aditi Hossain I agree. She just needs 10 minutes to include ads.

[@lindsayp.671]

I would be careful advising giving up your second car if you are married. This was one of the main ways I was trapped in an abusive marriage and couldn't leave. He convinced me it was more economical to sell my car. Just an angle that you might want to explore. Love your other advice, thanks!

[@AKim-uu4hg]

Of course everyone has to take the advice that can apply to them. A KZbinr can not possibly add caveats to every word of advice they give to make it apply to every listener.

[@gloomeh9048]

I am so sorry to hear you were with an abusive partner who did that to you. I am happy to hear you were able to get away from him. I was not in an abusive relationship but while I was married for a while we only had one car and though useful for many it was verrrrry hard to make appointments that didn't interfere with his work schedule (I wasn't able to just drop him off he needed his car).

[@aiya3130]

​@@AKim-uu4hg Yes but this could apply to absolutely anyone. Abusive relationships are absurdly common. Something like 1 in 12 people. And sure there are risk factors but nobody ever expects it will happen to them. This is not some random weird fringe thing about "making it apply to every listener".

[@aiya3130]

I'm so, so sorry that happened to you. I'm so glad you brought this up. A lot of the advice I hear like this makes me uncomfortable. Like I've heard people suggest giving your spouse access to all your money, which seems incredibly risky to me.

[@artchick07]

@@AKim-uu4hg A seemingly safe relationship can become abusive very suddenly. Especially in a time like Covid, people are spending more time with each other and depression is at all-time high.

[@nouchka1299]

I WAS SO NOT PREPARED TO HEAR YOU SPEAKING IN FRENCH !!! Your voice sounds so different! Your accent is flawless !!

[@JazminBautista]

Same 😭🤧

[@melanieovalles5254]

It really is...I’m french and I was shocked at her wonderful french speaking talent, no american accent, pretty flawless pronounciation too!

[@jessicaaa2961]

What’s the time stamp? Lol

[@wolfferoni]

@@jessicaaa2961 5:40

[@Labsluv24]

Bien sur!

[@silviaserafini4708]

as an italian I would recommend to avoid completely the month of august because it's the time when all the italians take simultaneously their own vacation time so it's very crowded and the prices are very high

[@ashleycayab815]

When is the best month then?

[@thatswhatisaidCA]

@@ashleycayab815 Most places in the world are great in Sept/Oct or April/May. Just make sure to check on when school spring breaks are. :)

[@nisap7843]

@@ashleycayab815 usually February, March, November are the cheapest months to visit Italy. There are some local exceptions (Venice and Viareggio are really expensive on Mardi Gras that's usually happens in February or in March)

[@liviaclaire]

@@nisap7843 I would not risk going to Venice in the winter. There is high humidity(therefore foggy and cold) and floods during most of that season.

[@SparklesRMNA13]

Rome was pretty calm during Ferragosto last year!

[@yvonnezimmer7246]

Considering repairs/tools I'd definitely add sewing. Just knowing how to fix minor holes and sew a button is hella valuable.

[@cbpd89]

Yes! Definitely a good skill! Being able to hem pants or skirts, or even take little tucks here and there is great for making your wardrobe last longer and look better!

[@kairosculturedfoods]

Today I actually just hit my 30 day streak on Duolingo learning Spanish! Pretty proud of that

[@JazminBautista]

CONGRATULATIONS!!! I know how important it was for you to stay consistent. As a Spanish speaker let me say this, nunca es tarde de empezar un hábito nuevo.

[@laexploradoraaaXD]

That's awesome!

[@TheCesarn95]

Muy bien ;)

[@thiagogregory1]

@@JazminBautista wow very good, you speak Spanish very good

[@sarahruiz6553]

Espero que sigues avanzando. ¡No rindes!

[@Watermelonsoup420]

Hey Chelsea, delta customer service rep here. Thank you so much for your loyalty and for being a gold medallion!! 😃💕 (I am not here just cause you mentioned delta, I am a long time follower of TFD lmao)

[@CaseyBurnsInvesting]

America is trying on my method of saving money. 1. Rarely go outside 2. Aversion to large groups of people Welcome to the fold 👋🏼 But really though, having an equally frugal spouse is essential imo.

[@kawaiidere1023]

Nobody is catching anything from you. You rock

[@anjaschatz640]

Get depressed, isolated

[@xiction]

Lol agree on the spouse

[@samph3315]

A lot of truth here my friend about your spouse remark. I don't think that many people really discuss finances or more importantly financial habits when they go into a marriage. One of the great things about my marriage is that we're both smart about money. We entered into the relationship being upfront about our financial histories.

[@jacquelinele9170]

@@samph3315 even if you don't both start on the same page about finances, it's important to even be able to communicate about money and to have the same values, at least from my experience lol

[@Ariel310791]

Mon dieu Chelsea ! Je suis ta chaîne depuis 2 ans maintenant et je suis choquée que tu parles aussi bien le français !!!! Ton accent est parfait

[@shoppaholic90meah91]

I find this channel so refreshing. I've been subscribed for over a year now and I've changed my mindset. This has affected how I spend and save money. My attitude towards money has changed and I'm so glad it has made a difference.

[@JazminBautista]

Agreed 🤝 it’s refreshing to see a new perspective

[@sparklevibesgaming]

Likewise, likewise. I have a positive relationship with money now and it feels fabulous! 💸

[@connieciarallo3744]

Yes thanks Chelsea and the TFD group! You’re all younger than me and have taught me how to live better financially... wish I had this revelation in my younger years!!

[@martyyu]

Scurvy is due to a vitamin C deficiency. Vitamin D deficiency leads to rickets.

[@Samantha2209]

Argh matey!

[@michellekaiser5907]

I too was triggered by the need to say this!

[@oliviagail3599]

Good thing she's got citrus earrings

[@olliebee5605]

My partner thru-hiked the pct (mexico-canada bother you California, Oregon, Washington) and managed to get himself scurvy out in WA. I still can't stop ragging on him about it.

[@dianeyoung8068]

If you want to fight Covid-19, take Vit. D or get out in the sun.

[@sugarbomb187]

Chelsea je t'écoute depuis le Québec et je dois te remercier de nous désigner comme "francophones" et non "français", bravo ❤️ Les gens font souvent l'amalgame entre français/francophone et c'est très fatiguant! Merci pour tout ce que tu fais and honestly thank you for keeping it real in these tough times. I've started feeling disconnected from most youtubers and hence stopped watching most of them but I look forward to your videos every week. Thank you for everything xx

[@MichiruEll]

C'est vrai que les gens oublient qu'il y pas que les français qui parlent français. Bonjour depuis la Suisse :)

[@vivianetiercy5691]

Bien joué Chelsea, ton français est excellent! Meilleurs messages depuis la Suisse

[@f.-j.j.5738]

J'écoute depuis Haïti 🇭🇹

[@antiantipoda]

Yeah, je parle français mais je suis je habite en Brasil. Francophone all the way.

[@diontankeita6650]

A bit late to the party...but I concur. En tous cas, je découvre peu à peu la chaîne et j'étais déjà impressionnée par la qualité du contenu. Mais entendre Chelsea parler un français si impeccable, avec un accent quasi imperceptible la rend encore plus admirable ! Merci Chelsea de partager des conseils d'une si grande qualité !

[@maggiebookworm]

The spoiler alert about not being in France killed me! I laughed out loud but then I immediately felt bad for Chelsea. I hope you can see your husband soon!

[@Sophie-um4vz]

I can also recommend: • not owning a car • not traveling • no clothes shopping except something breaks or is needed • definitely planning the meals for the week • going to a consumer market if available • trying Asien/Middle Eastern markets instead of a supermarket • definitely not paying for a gym • Shopping second hand for clothes but also furniture, tech, etc. • drinking tap water • no window shopping (that shit creates unnecessary yearnings) • buying plants when they are small • spending more for a really good home brew coffee and relinquishing coffee shops (maybe bake your own cake as well) • not buying snacks (I will demolish a weeks worth in one sitting. Not good for the wallet nor the health.)

[@amandabromell9660]

No travel and no snacks? what a sad, sad life.

[@TheFeyRa]

Lol can't tell if this is tongue-in-cheek or serious. I agree with all except the no traveling part, though I suppose you could replace traveling with other hobbies. I don't snack, either.

[@claudiatorres831]

Not traveling? Really? If you do it intelligently is the best investment you can do for yourself. It expands your mind, your heart.

[@onewithnothing2]

@@claudiatorres831 I think what is meant is traveling abroad. I for one support taking a trip to a nature shelter instead :) or finding a nice place to go to in your home state :) I can see that it can be seen as an investment in yourself, but this is an article about spending, so i think it is a good suggestion :)

[@Sophie-um4vz]

Well, I know traveling is important for a lot of people but I never had the money for it. I would probably do it if I could. And no snacking isn’t really sad. I’m overweight and gaining my fitness back, so I’m proud of it. :)

[@kiya12309]

I wish I could see footage of young Chelsea just going about her day wrecking cars and going on spending sprees and throwing the cards in the trash. She sounds delightfully reckless :'D

[@rosabellaalvarez-calderon4586]

I want to see a video featuring Chelsea's parents telling us all what REALLY went through their minds when they found out that their lovely daughter had stolen their credit card to buy some ugly Ugg boots, which she promptly ruined shortly after through carelessness.....

[@luzheaney8545]

She reminds me of Patty Mayonaise, from the cartoon Doug.

[@luzheaney8545]

She reminds me of Patty Mayonaise, from the cartoon Doug.

[@luzheaney8545]

She reminds me of Patty Mayonaise, from the cartoon Doug.

[@movingforwardLDTH]

The hubs & I saved up the cash for our wedding reception, then prepaid the cash to our Amex & used the card to pay the vendor. Didn’t touch the points, kept using the card thru the years and - together w/airline points hubby’s job brought us - a big anniversary trip (10? 15?) was basically “free.” (Note: the wedding was almost 3 decades ago & in total cost us $4,000.) Also: September/October is a wonderful time to visit Rome/Florence, especially if hot weather isn’t your best friend.

[@OwlPhoenix]

ABONNÉE FRANCAISE ICI !!! Yaayyy J'ai crié quand tu as commencé a parlé français ! Merci de penser à nous ! J'adore tes conseils. 😘

[@northwestgirl930]

I didn't own a car until I was 26. I walked and biked everywhere. However, I also didn't live in a city with reliable public transportation. In my own experience, that combination was an enormous handicap that limited me from being able to go to college, have employment opportunities, and enjoy things that I love, such as trail running, and being able to attend local events. I was essentially cut off from being able to grow and expand. So, while I respect the choice people sometimes make to live without a vehicle, it wasnt for me. Also, the exercise I received through walking and biking was adequate at best. Even though I was on my feet all day at work and carried my groceries uphill in my arms, I still needed to avoid excessive eating.

[@MyahWorld]

Just watched a Jen Im video on a self care day and really liked the way she food journaled. It was all about eating intentionally. Not restricting her food choices. Like thinking about what she was craving, why she wanted it, and enjoying the flavors, etc. And lol I'm the same with the sugar part. Never gonna give it up 😂💜

[@cathiehealey4608]

The key for me to workout regularly is for me to enjoy the activity. If it's boring, nothing else matters.

[@nomipyar]

I love love LOVE the fact that y’all included your sources and links to articles in the description for us to be able to read over. Awesome vid Chelsea! Also... your French 😍😍 oui oui!!!

[@margarethamadoures3043]

You talking about accountability really made me think of the book the 4 tendencies Gretchen Ruben. It sounds like a lot of the people who drop out of exercising belong to the group of "obligers". Those people need external accountability to follow through with their wanted habits. You might want to check her books out, I found them very eye-opening.

[@HeatherDougherty]

Really great to hear you talking about ditching the car! I live in Wisconsin, I needed to be very deliberate about where I chose to live to make this possible, but finally I am at a spot where we can sell our car. We have already been a one car couple for 6.5 years.

[@bookwyrmn]

Oh man, I was super excited for you and your husband and then that spoiler popped up. 😥😥 We are separated right now too so I get how hard that is. Thank you for this awesome and useful video. Take care!

[@KeithSoOfficial]

Some really solid tips here! Thanks Chelsea! My tip on saving money: Before I spend, always think twice - is that really necessary and do I really want this? That stops my impulse buying and it helps me a lot.

[@laexploradoraaaXD]

Yeah I went to Rome and Florence in December. I used Duolingo to learn Italian prior to flying there. My friend and I bought a Groupon and used Airbnb. We spent a week in Italy, booked trains before arriving, and even accounting for all the food and wine we bought, I spent less on that trip than the cost of a round-trip ticket.

[@tiaraono7668]

i wish i lived in a place where going car free was a real option. Its not safe to bike or walk in a lot of my town. I hate driving and would gladly give it up.

[@alexandrac591]

I feel for you. Car-centric land use planning makes me so angry. It is unsafe for pedestrians and cyclists and also unsafe for the health of the planet. It not necessary but we are so used to assuming cars are the norm. I have seen a recent study (trying to find it) that reflects your exact sentiment. It IS possible to design a town to be walkable and have good transit. Like Chelsea often says, it's a policy issue. I think it's also cultural about how public transit is portrayed and thought of. People might complain that transit is so expensive, but honestly, roads are not free! Air pollution and negative health effects from driving all have serious costs.

[@antiantipoda]

I am in the opposite side of the spectrum. I have lived all my life in cities, used a lot of transit and have never learned to drive. Now in my 40s I want to be able to visit my brother's place in the mountains and not be tied to anyone if I need to drive into town to get something. It's all hills on the way there on dirt roads, not bikeable and not walkable for sure. I am waiting for the Brazilian DMV to reopen to start my journey learning how to drive.

[@projectverna1937]

So glad to have another great Chelsea video. She's always been so authentic, charismatic and funny. Keep making these

[@christalm.3231]

I wish the USA, as a whole, valued public transportation and making cities/communities walkable BUT that isn't the case. They've designed most cities with cars in mind. I wish I didn't have to have a car to just manage my day to day life.

[@JazminBautista]

We would most likely interact more with each other too!

[@vylet2292]

@@JazminBautista In some places, interacting more with people while taking public transportation and walking to and from those stops is dangerous. So even if they do have decent public transportation, it's safer to drive. A shame it's that way a lot of places- otherwise I'd drive less too. But you sound really nice so I'd totally take the bus with you 😎

[@the.annethology]

When Chelsea was speaking in french she sounded and looked so different. I heard your whole demeanor changes when speaking in another language. Also agree it brings more opportunities being bilingual, would love to learn Spanish or Japanese!

[@PallabiGhosh22]

M using duolingo for spanish..and its almost like a game and free

[@seleciaa]

I speak both Spanish and Japanese fluently. Start with Spanish if you're a native English speaker. It's a lot easier, and you'll have more opportunities to speak it depending on where you're located. :) Buena suerte/頑張って！

[@the.annethology]

@@seleciaa thanks! Nihonggo is very difficult and i realized i like learning in a class setting rather than alone. You are so cool for being multilingual!!!

[@seleciaa]

@@the.annethology No problem! I love that I can speak multiple languages, and I'm always happy to help people get on the bilingual/multilingual path. :)

[@rosabellaalvarez-calderon4586]

@@seleciaa Fun fact for those people learning Spanish: do NOT say "lujurioso" thinking it means "luxurious", and be careful with bebe (baby/drink). My grandmother once ended up talking about her "lustful" (lujurioso) bathroom (she meant to say "luxurious") and another friend once got a barman kinda confused, as he did not understand if she wanted a drink or to have a baby....

[@SusanaXpeace2u]

I have no car and I construct my life around that. I live near several good bus routes, 3 supermarkets on my Rd, I walk to work, I walk to pilates, yoga, it all works for me. I listen to people prioritise their car and then build a life around a car. They feel bad for me 😂 This might work better in Dublin in Europe though, public transport is perfectly safe.

[@deanneekstrand4128]

"You could probably be less reliant on your car than you are now." *Laughs in rural Midwest*

[@michellekaiser5907]

Yeah... I used to live in Oklahoma. There are parts of the world that aren't bastions of transit options.

[@amandatoodles351]

Safer at home helped me to see how many unnecessary trips I was making. I’ve definitely gotten better at planning my groceries to eliminate the need to go out in between. She might have meant little changes like that for those of us in rural areas!

[@Aelffwynn]

*Laughs in rural west*

[@rebeccajesse4604]

lol I was thinking that too. for years I lived in a place that was over a half hour away by car on a highway from where I worked and went to school. But I now live in a place with public transit and I should probably start thinking about ways to reduce the amount of driving I do...

[@elizabethcoleman4265]

I can take the bus if I can drive half an hour to town first...

[@creativitorii7253]

"I eat sugar, I generally don't feel good. Still gonna eat sugar. Sorry body." Me

[@JazminBautista]

Same 😫 foooood is so good

[@janeandrews1790]

Eat fresh fruit. Berries, nectarines, watermelons. They have sweetness but it’s different. And ultimately better.

[@missbritty2]

Oh my lord the EXACT same thing happened to me with my physical journey. Up until 22 I was super active in everyday life with Uni and a serving job. Then I packed on the pounds with a teaching job and felt so weak. At 25 I’m still trying to find a way to infuse it into my life every day!

[@J_Kwan]

I’m 24 and I’m at this place too! I’ve never particularly cared about how I look, but my body straight-up FEELS bad. I’ve started trying out random workout vids on KZbin, recently been into yoga and contortionism lmao. It’s not very strenuous but it helps my body feel like it’s actually doing something, it’s the most limber I’ve felt in 20 years, def recommend hahaha

[@thefinancialdiet]

It is definitely a struggle to find a balance, but having an accountability partner, be it a spouse or friend, really can help! - Saidah, TFD

[@oliviakay218]

Exact same boat! Especially being in quarantine is making it hard to keep up with basic step goals.

[@allystanhope4431]

Can we stop car shaming people on TFD? Yes, owning a car can be expensive but is very necessary for many people outside of massive cities like NYC that have good transportation networks. If driving vs public transportation cuts down your commute by 30-60 minutes each way, I think a lot of people would argue it’s a very worthwhile expense to be able to use that time for something more meaningful.

[@allystanhope4431]

Patricia I get that it’s her experience but seeing as a large chunk of people don’t have the same NYC experience it would be nice to see a more well rounded view sometimes. It always comes up on these type of lists which is frustrating to hear over and over again when there’s nothing you can realistically do about it 🤷🏼‍♀️ Telling some people not to drive to save money is like saying don’t eat to save money - it’s that essential. Some practical advice on how to cost effectively own a car would be welcomed by many rather than just don’t own one.

[@J_Kwan]

Ally Stanhope you’re probably not going to get that kind of breakdown here because her views on car ownership are pretty clear, but there are plenty of financial experts on KZbin who have that sort of content available

[@allystanhope4431]

J Kay I don’t necessarily need that breakdown myself, just offering a suggestion of what might appeal to the audience. The same types of comments come up on TFC about content relatability - not everyone who watches lives in big cities and there’s a lot tied to financial life that reflects that context (transportation, home ownership, etc.). Chelsea and TFD are reputable sources of info and I think people would want to hear advice from them about these topics even if it isn’t specifically Chelsea’s day to day reality.

[@alexandrac591]

I also think that, as she often says, this is a policy issue. Good and well-maintained public transit exists or fails due to policy choices. It's a real shame that so many places choose to subsidize cars over public transportation. As much as people complain that transit is "so expensive", roads and car-centric land use planning is also very expensive.

[@ryanpakula3321]

I don't think her supporting not having a car is "car shaming." Maybe just work on learning to look past the parts of the videos that don't apply to or work for you, because that advice is very valuable for others (and, no doubt, vice versa for other advice).

[@paigedel1961]

Your France-french accent is so cute! I learned French as an adult too but I live in Quebec now so the accent is really different haha. Et je suis d'accord, être billingue a vraiment changé ma vie 💜

[@quinnlarson8688]

I love the idea of accountability groups! I feel the same with my budget. Knowing that I wrote down what I want to spend this month really helps be get there! Accountability for the win!!

[@maureenstern6212]

Oh! J'ai adoré la partie en français!

[@nervousbreakdown711]

I need to get back into learning ASL. I’ve tried learning oral languages and they don’t stick but ASL...it’s so beautiful...

[@MissRedheadRapunzel]

I’m learning AUSLAN and I use it nearly every month at work. I need to freshen up my signs and enrol in the cert 2 after rona

[@nataliehilberg7926]

I agree! ASL is beautiful! I'm a visual learner, so it felt a bit intuitive as well.

[@jonathand9096]

This! I’m bilingual (English, Spanish) and took an ASL class in college... when I eventually utilized the basics I had learned with a regular customer at my financial services job, the sheer warmth of being greatly appreciated by someone who had more than just a language barrier in a necessary function of their life was truly a highlight in my life. A goal of mine would be to be fluent in all 3 languages 🙏

[@thefinancialdiet]

There are so many resources that provide money saving alternatives to those seemingly expensive problems. Check out this video that lists other self-improvement purchases that are actually worth it: kzbin.info/www/bejne/bJexonejncurhqs. Get up to 100% cashback when you learn a new language with Lingoda's Sprint program: bit.ly/FinancialDietSprint Use our voucher code "CLASS39" at checkout for an $11 discount on your deposit of $55. Sign-ups now close on June 26th. There is no entry fee, and students can sign up by paying for the first month upfront. The Sprint program starts on July 1st!

[@CraigCall]

I love languages. I am still working on my French, but I speak English, Spanish, Mandarin Chinese, and ASL, and I am working on French, Japanese and Latin right now.

[@laurenpalumbo5510]

I pride myself on never getting 'suckered into' buying sponsored products from youtube vids, but as an American living in France for the past 3 years (and also married to a Frenchman) I'm thisclose to signing up for Lingoda after hearing your flawless language skills!!!

[@audreyu3643]

Whooo, j'ai l'habitude de regarder tes vidéos mais t'entendre parler français m'a fait un sacré choc ! Tu as un très très bon accent !

[@OliviaBeille]

French is my first language and I am AMAZED by your pronounciation! For an instant I asked myself if French wasnt your primary language as well!

[@krmendozaa]

I can attest that being a one-car household with my husband has been a GAME CHANGER for us in LA. It was never a consideration until like you, we lived abroad in Australia, where we relied on public transit almost exclusively in Sydney. Like you I wish I had my own car sometimes for the convenience but honestly ride-share & public transit usually take care of things. Friends & coworker’s were usually nice about offering me a ride home too if we were out late as well. We are moving to a car-dependent city though so I’m curious as to how this will play out but since we will be working from home for the most part it should be fine

[@mickkaylaerbach4559]

Can you do a video on your complete monthly spending? Kind of like the millenial Money videos on cost of living

[@noone9472]

Wtf your French is so good! The accent!! 😱 (I’m french btw so you can trust me on this)

[@Lillith.]

I have a history of problematic eating and, probably as a result, can't tell when it's time for me to eat. When I really got into exercise, I started doing journaling. I got really obsessed with it, but it still helped me. I found out I didn't eat enough and went to find out how to fix it. When you undereat it is for example adviced to stop drinking caffeine and water as these are really good at suppressing feelings of hunger and don't add to your calorie intake (if you drink it without milk and sugar). The only reason I found out was starting to journal. Don't start doing this without supervision. It's hard to break with if you have a tendency to get obsessive. It's always safer to consult a doctor before starting. It may cost more, but your health is worth your life.

[@nataliekmaguire]

I was so shocked and delighted when you said you might be rejoining your husband in a week, and sincerely disappointed when you said it didn't happen. I'm so sorry you're both going through this. Also, I have to commend you on sticking to your programming schedule during what must be a really hard time for you. I really enjoy your videos, and the consistency of them has been good for me when almost everything else in my life has been thrown out the window. Thank you for keeping to "business as usual" on this channel, it hasn't gone unnoticed.

[@BudgetGirl]

I'm just catching up on this video and i love this uber-sassy version of you... also the joyful pose by your burnt out car is hilarious

[@Moranee1]

Ohhhh j'ai crier quand tu t'es mis a parler en français ! Un petit bonjour du Québec, tu m'inspires énormément !

[@claire-marienoel4300]

Bonjour ! Ça fait plaisir de vous entendre parler Français... très bel accent bravo ! Votre chaîne m'a beaucoup aidée pour gérer mon budget, merci :-)

[@lavayuki]

I'm pretty dedicated to gym and like going on my own, I live alone and have been going to gym for many years solo. The lockdown has made me realise how much I love going to the gym and hate working out at home. I make use of loyalty cards for grocery stores, they give me a lot of vouchers. I couldn't live without a car though, public transport is hardly existent where I live and my workplace is 30 mins drive away. I would love to live in a city like London or something where you don't need a car

[@Daisy-vv2yn]

As a pretty much native French speaker - yours is impeccable! Great accent and refined vocab!

[@sizzaaa7394]

i love how she’s so self aware

[@lavenderwitch3502]

With COVID-19 my family of four went from all having jobs to 3 of us unemployed. So, we went from using 4 cars to putting the insurance on hold for two and the three of us unemployed sharing a car for occasional errands. Saved tons of money since we don't each need a car anymore and rarely go out, and helped our carbon footprints.

[@ellamoony15]

I agree, food journaling and working out set times has done it for me!! :)

[@josianest-arnault8883]

Wow! Tu parles bien français! Félicitations ! Je suis du Québec et j'ai découvert ta chaîne il y a 1mois. J'écoute toutes tes vidéos pour me mettre à jour! Continue ton bon travail TRÈS inspirant! 👌❤

[@Courtney11286]

Your Aidan Shaw reference made me think, I’d love to see you do a video comparing SATC to real life in NYC regarding finances! I loved that show but it was so completely out of touch with reality. In regards to travel, I just went to Florence for NYE and had a wonderful time. Not crowded at all and around 50 degrees and sunny during the day. Loved it.

[@DominiquesDay]

I looovvveeee REI! Even though I really don’t buy much from there (or anywhere honestly, I try not spend any unnecessary money) I love that it’s basically a customer owned business, they give money back to the environment, they try to be inclusive with their outdoor activities, and I just love everything outdoors so it’s basically my playground. But yeah, that 10% back is nice.

[@shannonransom5996]

I didn't know it was only $20 for life!! I'm a climber (or was pre-rona lol) and am going to actually have to start BUYING shoes soon (I've been getting them from comps up until now) and a $20 investment will literally pay for itself in one shoe purchase

[@asartelilith6313]

You're amazing when you talk French ! I was so impressed ! Thanks for your work, I listen it in the morning and it inspires me. I've been able to save more thanks to TFD ! I'm French, sorry if my english is awful.

[@Diana-cs5ub]

When are you coming out with a new book ? all this content after COVID is so useful but a lot to memorize!! I wish I had you in my nightstand like the other book!! ☺️😊

[@ralc16967]

Wow your French is actually pretty good ! I am a French Canadian studying to be an English teacher and I ADORE your videos. Merci beaucoup pour tout tes conseils !

[@eyyalex]

I hadn’t thought of exercise with regards to accountability. Now that you mention it, you’re right, and the most working out I’ve done consistently was when I told someone I would show up at certain place at a certain time. Thanks for the realization. Time to find a workout buddy, or buddies.

[@NYCRose84]

We stan a financially savvy musical theater queen

[@tammygant4216]

I'm sure it's already mentioned somewhere down there in the comments, but DIY also includes repairing, recycling or repurposing clothes and other household things. I've saved a bit doing that.

[@alyssaknox9188]

I had issues as a teen with calorie restriction (I would eat every other day) but looking back I was practicing a form of intermittent fasting, it just wasn't a "thing" yet so everyone thought I was insane. Now I usually skip breakfast (I was NEVER a breakfast eater even as a kid and it drove me crazy when people would say it was the "most important meal of the day"...) I may snack during the day but usually don't end up feeling truly hungry until 3 or so. This just works for me. I eat when I'm hungry, and stop when I'm satisfied. My husband comes from a "clean plate" family so when it comes to our children I often have to remind him that eating everything on their plate is not the goal, them being satisfied and no longer hungry is the goal.

[@Bee-of9uu]

I would so so like to see you do a video on the other end of the spectrum - Things that you could spend less on but probably shouldn't (possile topics like food, clothes, health ,etc)

[@danyiw7178]

Wow ton français est impressiomnant ! Je t'écris de Montréal et je parle plusieurs langues aussi. Bien qu'être trilingue est une source de fierté, je ne suis pas aussi fluente dans chaque langue que ceux qui sont monolingues. C'est définitivement du travail pour les multilingues :)

[@milovate6758]

Last week I've had a flat tire on my bike. And although I live in the Netherlands, my mom would always say I needed to go to the repair shop. But this time, i did it myself, because it was always so inconvenient to not have my bike and take the bus instead (the bus ride would cost me 5 euro's to go to school!). I was so proud that I patched the tire myself! Though I'm checking every 5 minutes if my tire is flat while cycling my 30 minute route...

[@Favilein]

I love car. I got it as a present for my 18th birthday. Now it's 9 years old and still a great car. Yes, i don't use it that much these days and it burns a lot of money, but it's an extended living room just for myself. I lived in different situations during the years. I gave my car to my dad when I moved to a big city for 4 months. It was stressful. I can't afford a room just for myself at this time. Even the breathing of my roommates stressed me out. But when I moved back and got my car back, i realized that the car gave me a place to be alone if I want to. A place to think and breath. My place. I can't afford living by my own and i don't know if I want to, but i'm sure my car is worth the money. It's easy to think that a car is just a thing, but it can be so much more if it needs to.

[@beccaseideman4378]

I taught swing dance and got my degree in theater (Great money decision lol)! I was so happy when you mentioned that. Thanks for the great video Chelsea!

[@LadyDanielle02]

Totally agree about not owning a car. I sold the only car I ever owned 15 years ago and haven't looked back. Although I live in Berlin (which offers a lot of alternatives), I'd actually sold the car several months before I moved here while I was still living in a small city in Canada (with terrible public transport) and got around on my bike. I think you're spot-on about reducing car travel even if you can't go completely car-free, and sometimes, just owning the car makes you reliant on it. I have a few friends here in Berlin who own cars (and again, you don't need a car here, and I can attest that they don't need their cars), and they drive their cars regularly pretty much just because they have them. I also think there's a lot to be said for planning your lifestyle around not having a car. My husband and I would like to buy a house in the near future, and we're only looking at areas where we can continue to live without a car (close enough to public transport, etc)

[@jp4865]

Chelsea bravo pour ton français!! Je suis impressionnée. J'adore ta chaîne ❤️

[@ThinkingMoon]

Man, young Chelsea was totally chaotic. This gives me hope that feigning adulthood is totally possible for me!

[@CatieChapman]

Chelsea speaking French makes my ears so happy oml your accent is lovely!!

[@nemmys]

WHAT!!! I've been watching your videos for ages, I had no idea you spoke French perfectly (I'm French), that was such a cool surprise!! I'm so impressed by your accent :D

[@englishrachid6383]

Chelsea! Je te suis depuis super longtemps. Je suis surpris de t'entendre parlé français, ton accent est magnifique. Bisous d'Algerie.

[@shirleylangton7967]

Excellent ideas. Nowadays we spend so much letting "so-called experts" teach us how to do ordinary tasks we can easily figure out ourselves.

[@cristiane5859]

I was a bad emotional driver and I gotten into a couple accidents. My first crash was into bridge at 16. I was lucky I did not go into the creek and was 800m away from home. I made the stupid choice to drive my car home I was really lucky it didn’t explode, as I later found out I damaged the radiator. I decided not to drive for 3 years. After some therapy, driving school and self reflection I started driving again. Having a full drivers license has benefited me professionally and personally. Now I am 25 , I am a cautious and safe driver. I tend to give bad drivers on the road the benefit of the doubt because I used to be one of them.

[@annaclay4498]

Glad you were able to drive again.

[@superCappy27]

That quote about procrastinating until you don’t have time to ride your bike really came for me...but I need to hear it.

[@MinkytheMinkY]

Been a member of REI since 2005. I love their rentals. Outdoor gear can get pretty expensive and sometimes you want to try before you buy, especially if you're new to the activity and just feeling things out or when you can afford something. Other times, you know you'llonly use something once, like when you invite extra folks to activities or you forgot who you lent your gear to. This happens and it's great to know that's not going to hold you back, you can rent.

[@selm006425]

This was actually perfect timing, I have been planning to learn Portuguese and just didn't really know how to get started, I will definitely check out Lingoda, thanks!!

[@lournamarquezesq]

I was so excited to hear someone else’s MOTHER is her personal contractor... I had no idea how to deal with a drill bit or level until Rona... she and I redid my bathroom including tiled walls, mixing cement, grout, etc... we are so lucky to have those teachers for those new skills! Thanks for all the tips too - and hope my one year of French so far leads to your French fluidity (candle emoji)

[@justcassy6138]

Oooooh j'adore ta chaîne youtube ,j'apprendsbeaucoup de choses, ça fait plaisir de t'entendre parler en français .J'ai été surprise, ton français est super😍

[@Thukfudo]

Carsharing works really well for me. It’s far cheaper and far less stressful than owning my own car. It’s really nice to have a small range of different sized and fully serviced cars at my disposal. As a bonus you can directly see how much your spending on driving with no hidden cost.

[@mimio008]

Fluent/native French speaker here. Your pronunciation is flawless, in case you had an inkling of doubt.

[@gwillis01]

In my neighborhood, the city bus comes by only two or three times an hour. Do you want to choose [option A]: wait at a desolate bus stop for twenty five minutes while a painfully cold winter wind blows around you making you shiver even though you are wearing a coat or [ option B ] walk out to the car parked in the driveway, close the door, and instantly start your daily commute to work

[@clementineclement5757]

First of all, as a French, I'm amazed at your excellent accent and fluency : congratulations, je vous félicite. Re. Pilates, how very true : before covid, we were a group of 4 , and since one had a huge lounge, we all met at her place and had a qualified, friendly pilates trainer come once a week : that was just so enjoyable and stimulating. And sharing the cost into 4 made it really so affordable, no comparison with a one-to-one coach or gym hall, in fact a mere 12€ per person ! And I ended up making super friends. Can(t wait for our courses to resume since trying it on our own gets so boring.

[@ladybiscuit5582]

Ton français est juste parfait! Une française qui adore tous tes conseils! Merci!

[@shashankkumar1736]

WHERE IS THE SUMMARY GUY??

[@ABCEDFGH]

Ikr

[@jaredong]

Paging summary guy! We need you

[@adventurousdaydreamer]

look up 😂☝🏾

[@Samantha2209]

About 4 comments up. 🤣🤣

[@devons.3481]

As far as the car bit goes: I think you've severely understated what a privilege it is to be able to get by not having a car. I've never had a car, I grew up in Seattle which has pretty great public transportation and then I moved to a fairly rural New England college town. There are some buses here, but just like literally everything else within a ten mile radius, they are entirely dependent on the college schedule. So last summer, I got a job about eight miles away by highway--not really a bike-friendly place here, and I don't have a bike anyway--and for the weekday shifts it took an hour to get there and my only option was to arrive an hour early (or be late). Then, of course, at least an hour bus ride home. On the weekends, the buses didn't even start running until 10am so I had to pray that there would be an uber or lyft nearby at 7am on a Saturday which would invariably cost about $20--and sometimes I was half an hour or an hour and a half late because there were simply no cars available for two or three hours straight. And of course my managers saw my tardiness as a direct reflection of my character and my respect for them and the job itself, no matter how many times I explained that I didn't have any control whatsoever of whether I could get to work on time. Then, to get home, I could either walk ten minutes to the nearest bus stop and wait for at least half an hour to even get on a bus (I think it was an hour on Sundays) just so I could get home like an hour after getting on the bus, OR I could wait for an uber or lyft to cost $20 to take me home hopefully much sooner. After eight hours of bussing tables in a restaurant within a very overpriced hotel, catering to mostly boomers and/or rich people, take a wild guess which transportation option I chose most often. Of course I wanted to get home ASAP and change out of my sweaty, food-stained clothes. Which meant that every weekend, for about seven months solid, I was paying $80 easy just to get to and from work. That's only my most egregious example of the reality of relying on public transportation, but in some ways the smaller examples have much more impact on my life. It's only realistic for me to go to one specific grocery store because there's a bus that stops there. But from the moment I step off the bus, I have a maximum of thirty minutes before the next bus comes, and the following bus is thirty minutes later, so I have to do all of my shopping in about twenty minutes in case there's a hold up at checkout, and I can only buy what I can carry on my person, fit in ideally one seat on the bus next to me, and then carry about ten minutes home from the bus stop. That doesn't sound like much, I know, but half a gallon of milk or a jar of peanut butter can be the difference between whether my back still hurts tomorrow or not. I mean now with COVID I'm obviously not really going out much, but whenever I do, I have to build everything around the bus schedule. The grocery store or a friend won't be mad at me for missing my bus, but I can't work more than ten miles away from my home, because the transit lines stop. Realistically, I shouldn't work more than five miles away, so as to avoid the previously explained example. I can only work very very limited hours, which SEVERELY reduces the amount of jobs I can even consider. Not to mention the actual physical location of any job needing to be on a bus route or very close to one, and last year I interviewed at a place where I would've had to get off the bus on a highway that exclusively connects three towns, and then cross that road and I guess pray I don't get hit by a car going 40mph. I'm glad I didn't get that job. But how many other options do I really have? I have spent entirely too much time writing this out and I sincerely hope that I've been clear in illustrating the very real ramifications of not owning a car outside of a major city with at least adequate public transportation. Casually throwing out the idea of deliberately choosing not to have a car clearly strikes a certain chord of bitterness and resentment in me, because that is a choice that has been made for me and it limits my life in a lot of ways. I think I am far from alone in experiences like this, and if you look through the rest of these comments you'll see that reflected. (Of course most of them are less bitter and much more concise about it, but still.)

[@americancitizen748]

I taught myself web programming by watching free MIT courses on KZbin. That, along with some other websites and some cheap books I bought on eBay, meant that my education was basically free. Only downside was that it was extremely time consuming and I was not earning money while learning! But it was fun and I will have the knowledge forever.

[@NoraTKD]

Great video Chelsea! I agree with you, it could be really easy and cheap to travel if you do it right, especially if you live in Europe and plan ahead. There are multiple cheap airlines and trains. Let's see what happens to tourism in a couple of months after the pandemic is over/sleeping/continues. Your French is great :)

[@movingforwardLDTH]

Loved hearing you speak French! Years (decades) ago I taught myself Italian in prep for a whirlwind hosteling trip through Spain/France/Italy w/a friend. I tried learning some French...and I quickly learned that i have ZERO ear for speaking that beautiful language. This was confirmed years later when a young woman (18 yo daughter of a coworker of a neighbor) stayed a summer w/us in the U.S. to reinforce her English. She tried SO hard to teach me ... but my ears/brain/tongue just wouldn’t get it together! 🤣. Seriously thinking about re-learning Italian, or maybe Swedish (for an eventual visit to the homeland of my maternal grandmother.)

[@celeste8360]

I worked in the tourist industry for awhile and traveling peak season is insane. Hot, expensive and so many of my poor customers were stressed. If you can avoid it do so and if that is the only time you can go just be prepared and accept that something will go wrong.

[@FYTJ]

Woah your French is actually really good! I had to look up from my laptop screen because it was so good I was confused as to who was speaking for a couple of seconds. That’s how good it is. Even your VOICE sounds French. I know, saying that sounds super weird but I know what I mean.

[@kelleyarcher3635]

Food journaling made me realize how much I was eating drifting in and out of the kitchen after dinner until bedtime. Intermittent fasting has been great at curbing that behavior.

[@JazminBautista]

That’s how I’ve been able to maintain my weight, through IF

[@jamkwasowski5207]

I love Chelsea already, but I ADORE the version of Chelsea in this video. Maximally hilare and extremely enjoyable. Off to live in a parasocial fantasy in which we are the best of pals...

[@nickiclarke4304]

I love your videos, Chelsea. I laughed at your description of yourself as a bad driver! I’ve had my Learners permit 3 times but have never got my Drivers license. I’m 53 now and will probably just keep getting busses or the occasional taxi. But I live in the city so that’s easy