My Company Forced Me To Buy A Car I Can't Afford!

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[@erimei8478]

Something about this kid sounds so genuine and down to earth. I hope he finds a better opportunity.

[@bettysmith4527]

Agreed, he sounds like his parents actually taught him how to be a man, he just needs to be patient on the house buying.

[@jaygrenham]

@@bettysmith4527 agreed. Sounded like a great young person who just needs a better opportunity

[@matthewgardner2144]

@@bettysmith4527 The married-and-pregnant-at 20 doesn't seem so great though. He's a kid, wanting a middle class life. Props to him for being so responsible and such a hard worker though.

[@charlesg7926]

I don’t mean to be rude, but he sounds like an idiot. No smart person would take a job like that. He sounds like a good person, but a dumb one

[@bettysmith4527]

@@charlesg7926 He is young Chalres, young people are stupid, you gain wisdom as you age, at least he is a hard, motivated worker!

[@maxpayne044]

I’m hardly ever shocked, this one did it. Wow, my man needs a new job.

[@tomcat8662]

Right. He never should have accepted the job in the first place under those terms. Unfortunately this is the conundrum of living in a rural area. You get the advantage of having peaceful surroundings and cheap land. But the economic opportunities are basically nonexistent. He probably needs to move.

[@alp.9672]

@@tomcat8662 Bingo! Then people always say things like if it’s so expensive move out of the city lol.

[@mqayyum9226]

I lost it when he said that it needs leather seats so it can be disinfected. Man the employer is really ripping off this poor guy.

[@TheSwissChalet]

That's the BS FDA regulations that are killing farmers.

[@666dynomax]

vinyl would have been cheaper

[@yamamancha]

It's like he's getting scammed by his own employer. He's paying their operating expenses.

[@1Nevergone]

I don't agree. Sounds like one of the necessities of the job is to have reliable transportation. It was this kids CHOICE to go buy the truck. He should have realized that he didn't have the requirements in a vehicle needed to do the job so he should have moved on. I don't believe the employer MADE him go and buy the truck, I believe the kid just made a bad decision in doing so, he could have said no but again, he chose not to.

[@UKtouch]

@@1Nevergone and if someone doesnt already have reliable transportation, the company should have provided it.

[@1Nevergone]

@@UKtouch That’s a very general statement and not necessarily correct. Regardless, he still knew what his financial situation was and how unrealistic it was in that situation to go out and buy a truck. Those were all choices he made, no one forced him to do it. Upon learning he would need to buy a truck, he should’ve said I’m not in a position to do that so I’m gonna have to find some other type of employment.

[@612osiris]

@@1Nevergone How do you know that how it happened? 🤡 You are probably the employer that forced that poor guy into debt 🤣

[@1Nevergone]

@@612osiris it’s called common sense. “Poor boy?” Did the employer have a gun to his head and force him to take the job knowing he’d have to buy a car even though his financial situation clearly wasn’t in a place where he should be buy one? You can call me a clown if that somehow makes you feel better but I’m just simply giving my two cents and if you’re unable to have a basic conversation with another adult without calling them names that says much more about you my friend. 👍

[@FrankS111]

Absolute rubbish. I’m usually on the side of employers as it is “at will” employment. But these clowns are absolutely scamming him. He’s better off working in a fast food place. $15 / hr, signing bonuses, some offer benefits and retirement plans.

[@bmaiceman]

$15 an HR in fast food????? REALLY??? WHERE???? Not near me that's for SURE!!

[@brandonjohnson3894]

I live in Massachusetts and I seen fast food places hiring for 18/hr plus all the time, aswell not long ago there was a kfc/Taco Bell offering a 1,000$ sign on bonus

[@gatewaysolo104]

@@bmaiceman that's the starting rate for 14 year olds here in Ohio. Gotta love bidenflation.

[@bmaiceman]

@@gatewaysolo104 ya ok so earn $15 an HR. But make 20hr weeks I bet..... You don't see that hear. No way.

[@612osiris]

@@bmaiceman You leave in the middle of nowhere that's why you don't see it. Live a little bit and you will see all the advertising.

[@soni05131]

Awe they are just babies. God bless them both and hope things work out for the best.

[@ricolewis2949]

Don’t Say AWWWW

[@Deanooooo]

Married too young

[@sneakerfreak2002]

Thats just a really cringey thing to say

[@percivalgooglyeyes6178]

I'll bet the owners of this guy's company are making bank and doing quite well for themselves and living the American dream.

[@Piccolo_Re]

This is what most of the people who look like they’re living the American dream do: they exploit other. This is why we are reminded Biblically not to pursue worldly things and love money. It corrupts those who do.

[@MatthewChapmanYT]

Like most business owners lol

[@darinherrick9224]

Since the American Dream is to get rich exploiting others I would agree with you.

[@alinatamashevich3354]

@@darinherrick9224 Wal-Mart?

[@robertbell525]

Walmart would be more lucrative.

[@stephenedwards9341]

Guy needs to go into welding and get the family on the road to recoup his money. What a horrible, stupid, current employer and work situation!

[@willelliott5052]

The rent to own "opportunity" is a financial mirage just like his job. He needs to get better at analyzing financial matters.

[@theirmom4723]

Thank you...that is one of the oldest home "buying" scams out there

[@Cleo-ix2kd]

Can’t afford any of our bills, we know nothing about managing money. We are 20 and 21 so let’s have a baby! People are redic.

[@mph5896]

He never said they could not afford the bills. Best time to have kids is when you are young.

[@perotal]

@@mph5896 keep encouraging this nonsense

[@buttscratcher]

@@mph5896 figuring out your passion and working towards your future is the best time to do it when you're young. kids will get in the way of that

[@mph5896]

@@buttscratcher Some peoples passion is having a family and taking care of the family. Kids aren't a burden on them. Do what works for you.

[@MovieJustin]

@@mph5896 just because you did it stop telling people to put the cart before the horse that is why so many people are in trouble today.

[@purplerube1038]

It’s Mankato Minnesota, I live in the same town he could make more working at the Walmart Distribution center in town

[@AVG336]

Caller:"I'm wondering what course of action to take"... Dave:......"You dont have the money"😂😂

[@karimbennett5651]

What is with all the broke 20 year olds getting married and having babies?

[@paulaqueirosz]

🤷‍♀️🤷‍♀️🤷‍♀️

[@beckyshell4649]

There would be almost no people on earth if everyone had waited to have kids when they could afford them. It is just kinda how things work out. People have kids and then have to figure a way to support them.

[@MrFuroius1972]

@@beckyshell4649 "People have kids and then have to figure a way to support them" Well that's pretty stupid

[@edgehodl4832]

broke, in debt, no saving, no house, lets have baby. i cant be making this stuff up.

[@josephsantangelo2801]

This guy, his wife and this baby are going to have a tough life.

[@cooleobrad]

To be fair, they do have $6k total saved up, but yeah, it's a bit irresponsible to bring a child into the world when you're in that position. Could've been a surprise tho 😬

[@josephsantangelo2801]

@@cooleobrad I didn’t have 6k when I was 21.

[@joyaustin6581]

Jump and a parachute will appear

[@Le_Comte_de_Monte_Felin]

It's called 'life'. Life without training because momma & daddy didn't know any better, either.

[@adrodog17]

'you're paying them to work there' Ouch. Feel for him, he's only young and this company is ridiculous

[@kara2162]

They took advantage of him for sure.

[@tehias]

I don’t understand his problem. He says his company pays mileage, insurance and the minimum payment.

[@jimroscovius]

But if he loses his job, the debt is his. That's the bad part. And he's losing value like crazy!!

[@marvina8536]

The debt is under he’s name he’s forced to stay there

[@jimroscovius]

@Marvin A No, he isn't. He can get a job elsewhere that will pay him more, and he can get rid of the truck.

[@gusmueller4413]

reminds me of multilevel marketing: "employers" preying on people who can't do the math to determine if they're making money

[@The.AI.Finance]

Time to find a new company

[@pspwilliams]

Right

[@blackonblack...9244]

He's gotta look. Opportunities are out there. You just have to get out of his comfort zone.

[@The.AI.Finance]

@@blackonblack...9244 absolutely, it never hurts to try

[@stevenporter863]

Absolutely. It might mean looking outside the small town they live in but he seems reluctant to do so.

[@akwolf1434]

So if this kid is putting 5,000 miles a month on this truck, and the Federal mileage reimbursement rate is .56 per/mile for 2022, then they are paying him $2,800 per month for the truck usage. He should be making bank on that truck. Something isn't right in his story, or his employer is screwing him and he needs to go after them.

[@MrSohildeep]

He could have just brought used one

[@philliberatore4265]

They obviously are not reimbursing him for mileage.

[@ibealion1]

It amazes me that instead of making their own decisions, people let other people make their decisions and then blame the other people for the consequences.

[@jordanmcmurray5785]

I was fortunate to have grown up decently well off in rural Missouri. That said about half of my friends families were in agriculture. Sad to say this is exactly what this industry looks like. It’s built on the backs of immigrants and the poor. People with no better opportunities in areas like that. Some wise up and move away exactly like Dave is saying to do.

[@patty109109]

Dude said he isn’t open to moving away so I guess this is what he gets. I had to leave my home town when I was starting out.

[@612osiris]

@@patty109109 Yup, sometimes you need to make sacrifices in life.

[@jason76065]

I went to college for heating and cooling and the town I grew up in only had one company that did Heating and Cooling and the company in this town wasn't hiring so I had to move 40 minutes to a town that had a company that was hiring

[@Lon1001]

This is what happens when actual real working class people call Ramsey. Yeah, there are better paying jobs out there but this young man has no doors to open that lead to those. None of this "we make a household income just over $100k". Duh, it's an income problem but that's how it is for most people that are below the poverty line.

[@JM-ps6le]

A 20yr working at a farm is not the average American

[@BernardinD]

Dave's face at 6:01 🤣🤣

[@zacharybohlman4069]

Right? *Doubled* to $17k?!

[@theirmom4723]

He is screaming in his head...how do you double zero

[@casualleviathan5926]

No they didn’t.....you got talked into it.

[@pspwilliams]

Sound like it

[@tannerrobertson9988]

It is sad situation that he could probably quit, sell the truck, file for unemployment and make more net. Most states pay unemployment to people who leave if they had good cause. And I am sure some States would agree he has good cause. He just doesn’t have a view of the horizon of better opportunities yet. If he really can’t get a better job in his area, they should move, in my opinion.

[@sethauld6708]

Employers doing this to people is inexcusable

[@BetYouHateMeNow]

They took advantage of a 21 year old with little to no financial knowledge, told him he needed "dependable truck" to run their operations(and pigeon holed him. He is too broke to leave and find a better job without risking default).

[@pedlpower]

It's the old "company store".

[@michaelatchison2325]

Leather seats so they can be cleaned?! What a joke!

[@SchwangerYT]

Time to get a new career

[@robertbell525]

I've tried doing courier routes a couple times, this sounds similar. Basically the only money you make is what you get as a tax refund due to mileage deduction. Comes out to maybe $3-4/hr. Anything where you have to drive YOUR car is not worth it. They should be providing a company vehicle.

[@neolithic3]

He makes it sound like a 600ft apartment is so awful. Plenty of people in large/expensive cities live in apartments of that size.

[@TheConjurersTower]

"St. Peter don't you call me cuz I can't go, I owe my soul to the company store..."

[@Beloveth]

I will never understand getting married at 20 and 21 years with a low-paying job. Yikes

[@aolvaar8792]

@Dementia Joe 70 IQ?

[@fhuber7507]

No... the company didn't. Caller chose to buy an expensive vehicle instead of a good used vehicle that would serve the purpose and meet the company's requirements.

[@murderofcrows7738]

Exactly. I drive a 2010 truck with leather seats and low km. Good used vehicles are out there, but you need to be a tire enough to look for them and not get caught up in the excitement of a new job and the “need” to buy a new vehicle.

[@Aaron-fb1pq]

I’m an outside salesmen, we’re not allowed to drive beaters. They give us a 700 a month car allowance. Is what it is

[@gavinv4807]

Ken, what an insightful, noncardigan-wearing gentleman you are.

[@homeslice4551]

What's wrong with cardigans?

[@cutehumor]

Ken is styling and profiling

[@gavinv4807]

@@homeslice4551 Nothing. The problem exists more with Ken wearing a cardigan rather than the cardigan itself.

[@mattmiles9779]

@@gavinv4807 Your revolution is over. Condolences. The bums lost. My advice is to do what your parents did; get a job, sir. The bums will always lose. Do you hear me? The bums will always lose.

[@charleskayser4646]

Didn't he say they were paying insurance and making the payments? I know its besides the point but if he financed it for three years he could stay ahead of the depreciation and come out with a paid for truck

[@Sizukun1]

They pay the insurance and some "minimum payment". Essentially he's getting a stipend for the truck. Yes he went into debt for the truck but they're paying for it every month. Its dangerous if he quits or gets fire, but if its stable and he's there long term he essentially gets a free truck. I think this entire clip missed that point.

[@PanchoSmitty1122]

They pay insurance and a mileage per diem which is basically they take all the gas prices in the area, average the cheapest ones and pay him for 75% of his travel. This is part of his total income, so his base is probably somewhere in the 18-20k range when that’s accounted for. That’s why Dave was saying he’s paying them to work there because once taxes, bills, and groceries are accounted for his annual savings is probably $5k or less.

[@Sizukun1]

@@PanchoSmitty1122 Not sure where you're making those assumptions. Many companies default to the 56 cents per mile IRS number, I know someone working for oil companies that get paid $1.50 per mile without a stipend for their vehicle because it isn't explicitly used for work. I'd say we probably didn't get enough information, but this isn't uncommon for field workers like this and so very rarely do they actually pay extra just to work at their own job.

[@kenike007]

@@Sizukun1 ...What good is a truck after all those miles..the cist of fixing breakdown will be more than he could handle...and not to mention the parts will be if not already near impossible to get.

[@cooleobrad]

@@Sizukun1 I guess the question is how much are the minimum payments and what happens when the truck has so many miles that it's unusable? Bc if the employer isn't going to pay off the truck for 3+ years, you're looking at a truck with 180k+ miles that is gonna be worthless. At that point is the caller going to have to keep making payments on that old truck while he buys another brand new one that the company will make min payments for?

[@ashleywms24]

The upside is that they are still very young and have time to turn their lives around.

[@ashleywms24]

Their financial life that is

[@thomasjefferson5727]

He said the employer makes the payment, pays mileage, and pays the insurance... only thing not mentioned is maintenance. Shouldn't be costing him anything.

[@Argedis]

The employer is basically pretending to pay for the trucks expenses by paying him $30k which is $14hr. The dude is the one paying for the employers expenses. Maintenance still falls on the guy. Maintenance for 60k miles/yr. That's tires, brakes, alignments, filters, spark plugs, fluid changes, etc.

[@rayjgold]

Thought I was the one who heard this.... The job is paying for the car.....seems like a good deal to me.

[@alp.9672]

@@rayjgold how is it a good deal fool? He is making 2400 a month

[@rayjgold]

@@alp.9672 does calling another "fool" make you feel smarter?

[@sullimd]

And federal mileage reimbursement is .50 per mile I believe. So that should be $2500/mo in reimbursement, plus insurance, plus the truck payment. And he said he makes $2400/mo. Somethings not right.

[@Jim_Curtis]

What is it lately with Dave cutting Ken off from saying something? It shows his lack of respect for Ken. He doesn't do this with John, George or Rachel.

[@IA-py9by]

Yes you are right...never seen him do that to Rachel ...and she is not really good at answering questions...she says mainly same thing over and over.

[@sandramulchahey8268]

Yes, it really is rude

[@Jim_Curtis]

@@IA-py9by Yeah I don't find Rachel or George to be that great to listen to by themselves.

[@ladev91]

The value of the truck is going down faster than he can pay it off. By the time the truck is done working, he will still be making payments. Seems like a very bad deal! Get out!

[@TheCobruhAlienat0r]

I mean as long as he didn't get an American truck it will still keep going. There was that Tundra that made it to a million miles with basic maintenance.

[@havuckofp]

This is reality for quite a few Americans

[@5trace]

They are paying for the truck he said.

[@theirmom4723]

No...they are giving him truck pay...in other words nontaxable money to make the truck payment. That amount is not always the actual payment of the vehicle. That is why he said minimum payment. In other words, he is still having to put some of his reg wages into paying the truck each month

[@brettjames7996]

Sad they took advantage of him

[@sandyarizona3471]

I am finding mostly minimum wage jobs that require me to pay their expenses by having to buy computer and phone equipment or a 60k truck to do the job. All too common right now. No hourly worker should be required to buy equipment for the employer.

[@erikkahopkins6779]

Or they want you to do 1099 absolutely not

[@alp.9672]

@@erikkahopkins6779 yea 1099 so they don’t have to give you benefits and insurance

[@mattmiles9779]

@@alp.9672 Your revolution is over. Condolences. The bums lost. My advice is to do what your parents did; get a job, sir. The bums will always lose. Do you hear me? The bums will always lose.

[@ButtmanAtHeart]

@@mattmiles9779 😂😂😂 i hear you. loud and clear. loud. and. clear… 😂😂😂

[@mattmiles9779]

@@ButtmanAtHeart Funny-I can look back on a life of achievement, on challenges met, competitors bested, obstacles overcome. I’ve accomplished more than most men, and without the use of my legs. What? What makes a man sir?

[@matthewlangley3524]

I doubt his car situation is entirely on his company. This guy doesn't even grasp the baby steps.

[@tonyz5928]

I'd quit that job. A company makes someone buy a truck. That's ridiculous 🙄

[@stevenporter863]

Quitting would require looking for work outside of the little town,. which for some reason at 20 he refuses to do. 🤦 6:21

[@theirmom4723]

Then who would make the truck note that is in his name?

[@Jeff-xy7fv]

Wow, 20 and 21. What is up with all these young kids getting married nowadays with little to no skills and little to no means to support themselves? And bringing children into this wicked world on top of that! They are in for a ROUGH life - ALL of them!

[@aolvaar8792]

nowadays?????

[@gibblespascack1418]

Didn't he say that they pay for mileage?. That rate should be $0.585 per mile this year and if he does 5K miles per month that should bring in another 2900/mo to pay for the truck.

[@mikelambert5600]

You would think right? Something doesn’t seem right

[@bettysmith4527]

Did you forget he has to put GAS in the truck, and in case you are not aware, trucks eat A LOT OF GAS! He is probably still either breaking even or loosing money!

[@mikelambert5600]

@@bettysmith4527 even if he was getting 10 mpg, at which I don’t think no truck goes that low. It would mean breaking even would be spending 5.85 a gallon which gas isn’t that much. He definitely isn’t taking home $2900 a month extra, but that is still extra income

[@Landmantx]

He is living off the gas money I am sure with a low income and a family coming.

[@rockhunter6260]

How about gas?

[@queen.kristal8395]

i think they made a huge mistake. having a child and married so early. they could have waited until they got their lives/finances together.

[@satoshinakamoto6685]

Your solution sounds arrogant. He can't change the past, he is looking toward the future and the best decisions to get him and his family where they need to be. I bet your a single woman 👩

[@rebeccamcbride1519]

Not everyone wants to be old when they have children. My husband and I had 2 by 22/23 and it was the best decision we ever made. I’m 33 now and see all these women my age having babies and it’s hilarious! (And kind of embarrassing…) Everyone should have babies younger. You’ll never regret it.

[@Argedis]

The employer is basically pretending to pay for the trucks expenses by paying him $30k which is $14hr. The dude is the one paying for the employers expenses. Maintenance still falls on the guy. Maintenance for 60k miles/yr. That's tires, brakes, alignments, filters, spark plugs, fluid changes, etc.

[@Gstunfisk]

He is making money with Truck. He is being reimbursed with mileage. Use your brain for once.

[@peterjones3226]

McDonald's pays better than that. He thinks he has to be a corporate hog farmer to get into agriculture. You could get 10 acres in a processor and make a shitload more money than that. He just would have to have a high enough self-image to drive an old truck. That's the deal-breaker

[@Argedis]

@@Gstunfisk The dude literally said his TAKE HOME pay $2,400/mo. He ain't making money the truck. Use your brain and ears for once.

[@Gstunfisk]

@@Argedis do you know what mileage reimbursement is? Also other expenses are paid by the company. No wonder you listen to Dave Ramsey with that level of intelligence.

[@dylan-vc4qp]

He said he brings home $2400 a month which is 30k NET a year. Which is possibly $18-19 an hour.

[@brehmcorei5087]

I believe it's Mankato, Minnesota:-)

[@BassBwoy3]

Married at 20 and 21, that’s cute. I’m sitting here at 32 single. 😂

[@alephnaught8343]

My wife and I were married at 20 and 21.

[@mikesmith-wk7vy]

At least he didn’t splurge on the work truck , 24 grand for leather seats and a crew cab that’s really cheap for that

[@TheLivedeath]

He probably wouldn't have even been approved for a more expensive truck given his income and job.

[@A_Shihtzu]

If it’s rent to own, while you are renting the actual owners should fix the property to make it livable.

[@stevenporter863]

The deal is the probloby 'as is' under this deal.

[@mattmiles9779]

@@stevenporter863 Your revolution is over. Condolences. The bums lost. My advice is to do what your parents did; get a job, sir. The bums will always lose. Do you hear me? The bums will always lose.

[@stevenporter863]

@@mattmiles9779 ?

[@mattmiles9779]

@@stevenporter863 Funny-I can look back on a life of achievement, on challenges met, competitors bested, obstacles overcome. I’ve accomplished more than most men, and without the use of my legs. What? What makes a man sir?

[@stevenporter863]

@@mattmiles9779 What? The topic is rent to own a house. Watch video again.

[@johndone8045]

Salary is low, but they pay for the truck and insurance

[@CaseyBurnsInvesting]

Sell the job

[@jernejamuhic5757]

He could sell the truck to his employer and keep working for him using the same truck and receiving the same paycheck.

[@Liimpy]

This is actually common practice, my company provides 1500$ month vehicle allowance, all the salesman get it.. there's no specific vehicle requirements as long as it gets you from A to B

[@Maddteddy049]

sounds like they dont like him. who in their right mind would do that, he was supposed to turn it down.

[@michael567jober]

this should be illegal. they clearly scammed this kid

[@meanpicker]

Know what I did in my rural situation? Started selling shovels to the miners. I started a drone photo/video business specializing in multi-million dollar Poultry farms for real estate agents who turn those properties. Think outside the box kid!

[@SarahLarsonwgm]

Mancato is actually spelled Mankato

[@nickg2561]

They never even asked what the company pays for mileage. Probably a bad deal either way but may not be as bad as they are making it out to be.

[@murderofcrows7738]

Agreed. They also forgot that he could have purchased a reliable older vehicle with leather seats and didn’t need to go $24k in debt. The man is more a part of the problem than he thinks.

[@michellesteffens9409]

Mankato not Mancato, and I think I know the hog farming outfit he’s working for. He sounds like a hardworking man who takes pride in caring for his family and I know there’s a ton of better opportunities than that in that area.

[@pakerandmak]

Hahahahahahahaha I am 20 and my wife is 21 🤣🤣🤣🤣

[@Discovery123.]

To the young guys, you need to learn some kind of technical trade like welding, auto or diesel mechanic, machinist, HVAC, Electrician, aircraft mechanic. This guarantee you can find jobs everywhere and make good money too.

[@droolalot5795]

Why are you having kids when you are broke? I don't get it. Now three people will be broke instead of two

[@mominthe209]

I listened to this twice. The company makes a minimum payment on the truck, not sure what that means. Then about $2900 a month in mileage reimbursement making $35K a year. Is that the total income via having his own truck or does he still get a salary? Is he considered a contractor and then must pay his own employment taxes? Too many details are missing to make this clear to me. I would go for the lease to own land. Rent is just money down the drain. With that said this needs to be a legit deal with an attorney looking over the contract because you’re going to put 5k in to make the cabin livable. I’m guessing they have family and that’s why they don’t want to leave. So someone needs to babysit for free so wife can continue part time work. Just don’t buy that baby everything under the sun and save every penny that you can. Most Americans can’t come up with $400 and you’re far ahead of that.

[@Goon94]

How about vinyl seats and floors like in my work truck, cheaper that cloth seats.

[@wandahaines7143]

They need to provide the vehicle for him

[@karenboots9077]

It's time for him to quit this job. It just doesn't seem worth it.

[@jaybartgis5148]

Lol. 30k a year and a 17k truck doubled his original 15k a year job

[@Forestdawg1791]

I’ve had jobs like this where this truck thing was an option. It’s varies but usually it’s a lump sum payment of $450 per month and they pay back $.30 a mile. Out of that payment you’re supposed to be pay off the truck within four years. Ideally that is what should be happening here but they might just be doing .59 mileage and hoping he didn’t notice.

[@johnSmith-uz8nl]

Yah, I disagree. I think the mileage reimbursement is greater then what the IRA allows since it is a truck. I have never heard of a monthly sum and then low mileage reimbursement when you are using your own car. But even at 60 cents that is $36k per year.

[@bradleymaravalli2851]

I hope you find a better job man. You sound like a good man!

[@jerryvillagrana4130]

The company is paying for the truck payment and insurance. How is this lost on everyone? The mileage they pay will take care of wear and tear on the vehicle. I think Dave missed this detail and went off the deep end lol.

[@wemustdissent]

Well am I wrong or did he eventually say that the company pays for the truck because they pay mileage, insurance AND the truck payment.

[@jimroscovius]

Get out of the middle of nowhere and get a real job. And don't go further into debt. That's just CRAZY!!

[@joshwilcox8941]

Your mom's Crazier Jim

[@jimroscovius]

@Josh Wilcox What? Please make sense.

[@TheRozylass]

Some of us like living in the "middle of nowhere" where life is peaceful and we're away from all the craziness of the big cities.

[@jimroscovius]

@TheRozylass That's fine, but this guy is making nothing and getting ripped off. If you're broke, you gotta go where the money is.

[@scarpfish]

That and there is plenty of middle ground between the "craziness of big cities" and "middle of nowhere".

[@murderouskitten2577]

this man needs to find new job asap

[@elchapojr6219]

The dude doesn’t want to leave the woods for a better pay ? 😂 man pros and cons bro either you don’t want to make any money or you do

[@thejakelegion]

Watching Ramsey's team misspell Mankato is kinda funny. Not a bad little town!

[@AngieMcdonald-fu9nh]

The bigger problem is the kid. They needed to get rid of the baby more than get rid of the truck. Wifey has another 5 years of full time work before they can afford a kid?

[@orlandoalsbrooks3319]

I thought you said the company was paying his payment on the truck so what’s the problem? And pays for gas

[@toby7291]

What am I missing? The company required him to have this vehicle in his name but I quote the caller said the company pays him mileage, pays the insurance and is making the minimum payment. I take it the minimum payment is the monthly payment, they are just not paying extra to pay it off early. The caller is not paying for the truck or the insurance plus getting mileage to pay the up keep. The employer is paying all the expenses of this truck as long as he works for them. So his employer is buying him a truck. What’s the problem?

[@theirmom4723]

He is most likely getting a per diem/ truck pay for using his personal vehicle for the job. That can include a set rate for truck payment, insurance and then mileage or fuel reimbursement

[@jeremiahberry1134]

How many people do they have working for them doing this?

[@caseydamberg1545]

I think they meant Mankato, MN they spelled it wrong

[@simonstonesifer4951]

I think his 30k salary is separate from the fuel and monthly minimum payment they stipend him for his truck allowance. So he doesn't make 30k a year then have to cover the fuel and truck payment, there's no way. I don't think this kid expressed the information properly.

[@stevenporter863]

Makes sense.

[@smurkieo504]

I live in Rochester Minnesota I’m also forced to get a truck for work as farmer also

[@COINsimp2024]

He's getting mileage plus car payment and insurance covered, technically speaking he's got a free car, he should just out his mileage payments into the car to pay it off fast.

[@cooleobrad]

If something breaks on the car, will the employer pay for it? What happens when the car becomes useless after 2-4 years of driving 60,000mi/yr? I don't know the answers to this, but I have a feeling the employer isn't interested in picking up these bills. Plus, the car is in the caller's name, so if the company goes bankrupt or something it's still on him to make the payments.

[@612osiris]

@@cooleobrad Not to mention he's tied up to the job. I mean this is just a bad deal, I don't care if the paying the for the car or not. If they are paying for the car, why wouldn't they just buy it themself? Makes no sense, they unfortunately took advantage of that guy.

[@tristanthrelkeld7057]

Dave talking in other videos about how there's a "labor shortage." No Dave, there's just an abundance of jobs like this.

[@alp.9672]

BINGO. Abundance of jobs like this who are taking advantage of people. Then Dave says people don’t want to work and are mad at billionaires.

[@michaelwoods4495]

If these guys could spell "Mankato" they'd know whether it was rural!

[@blairkinsman3477]

I missed something .. kid says his take-home was 2400 a month and 600 PT for his wife .. then the kid says he gets paid mileage for using the truck .. is the mileage included in the 2400 ??

[@damondiehl5637]

60,000 miles at 50 cents a mile is another $30,000.

[@Hlaford2009]

I have a friend who was also forced to do that, because of the lifestyle conventions within the company.

[@rabidgoon]

Man, with the amount of miles he’s putting on that vehicle. He could be doing Uber or Lyft with a car and make more than twice the money he’s making at this crap hole job.

[@LiveSilence3]

This is what I was afraid of company’s getting dirty and forcing people to buy things they can’t afford. How long is it until every corporation takes over governments and kicks people in to the dirt because the population won’t buy their products

[@mathisnotforthefaintofheart]

Maybe it's me, but I feel that I have heard about this story at D.Ramsey before....

[@bigcatdaddy7573]

They’d be buying and paying for everything or find another job.

[@GeckoHiker]

If it's hog farms in America this probably is a Chinese owned company. Wow! I think he needs the rent-to-own land and cabin to start farming.

[@Arizona_lilly]

Young n smart to be doing fiancés this going

[@karissaweary3715]

Wow this is crazy times 100