“My Condo Downgrade to HDB Was Tough! But It Was Worth it!” Interview with Chris Tan (Part 4 of 4)

[@MS-ub9hb]

Chris has reached self actualisation. Very stable and genuine man. Kudos!

[@mangchong]

Mr Chris Tan is a man with wisdom.

[@ProvidendSG]

Thank you so much for encouraging Chris!

[@meditalentsadministrator7641]

Mr Christopher Tan, you are amazing!!!!

[@ProvidendSG]

@@meditalentsadministrator7641 Thank you for encouraging our CEO, Chris! Have a wonderful day ahead.

[@westwoodly]

Smart, rather.

[@zhengjs3463]

very simple...he wants to save more money...nothing complicated

[@choonhockong8215]

Chris, I salute you. A filial son and a great parent, caring dad.

[@twl8053]

I have never “upgrade” to Pte property. Have been staying in my fully paid 5 room HDB. Now retired at mid forties, have a million in CPF and almost 4 millions in equities. Living my best life, playing games I missed, learning instruments and most importantly seeing my kids grow up, accompany them and around for them when they need me. I think if i upgrade to landed, i would still be in the rat race.

[@1m65]

Well done!

[@Kalimatullah_Yoh1-1.14]

How u do it

[@westwoodly]

You should be very thankful to the government. Go tell all those people living in HDB flats who are always complaining about this and that of the government.

[@Stephen16141st]

​@@Kalimatullah_Yoh1-1.14Buy TOTO

[@meilingtan-dp7xe]

I have a new level of respect for Christopher. He shared such personal challenge like imposter syndrome. Yet a humble, down to earth, filial, godly man and he passed his wisdom to his children. What legacy! 👏🏻Very inspired by him. Thanks Mr Loo for inviting Christopher to your channel.

[@GinaK-zy9mq]

Watching a great man interviewing another great man who is so down to earth, humble, Responsible & genuinely following CHRIST, learning & inspired I m!

[@Mike-e1n]

Christopher is the best man 🎉

[@Hs5687]

Providend is NOT Reliable … Try Asking them to do PAID Comprehensive Financial Consultancy with Benefit of Independent Legal Advice & Opinion…& see how quickly they change their tone …

[@limkelvin1209]

My admiration and salute to Mr Tan. He do understand the true wisdom of living believing in Christ and being humble. Mr Loo is just the opposite who thinks he knows a lot and arrogant.

[@poniesunited1187]

I'll be rewatching this whenever I'm feeling the pressure of society

[@lidna82]

I am very aligned with Chris' goals in life. I don't know how many successful corporate leaders can say they spent time with their aging parents and having ample time with his/ her family to build lasting memories. Chris exchanged a high maintenance lifestyle for the freedom to do things that he deemed more meaningful. This is really a very inspiring video/ interview, thanks Mr Loo.

[@vivk1998]

Thank you Chris for this reminder. We are in this world but not of this world. Invest in what is eternal and not what’s temporary.

[@axlcrush]

Indeed, love not the world and the vain pride of life. What is man, but puny spot in the universe, a mist that appears and then disappears, a flower that wilts and dies in no time.

[@lmma-dv2ie]

Great wisdom! Very inspiring! Best interview so far on your channel, Mr Loo! Thank you for inviting Mr Chris Tan! We need more people like him in this world! 👏👏👏

[@1m65]

Such people hard to find

[@zorromom2135]

this is a wholesome person who has found peace. 每个人来到这个世界，都带来了自身定量的福报。

[@chekseng80]

If I ever need a life coach in SG, Chris will be one of the very few that I would trust.

[@MrDamonwee77]

I totally resonate with what Chris shared.. downgraded to HDB and be debt free and travel to make memories while still physically able to...Great down to earth interview!

[@Juveys]

All glory to our provider for His grace, blessings and wisdom. Very good interview.

[@hhspore]

respect for the CEO of Providend. He is simply amazing. There are many people that I know of who are like him .......... these are the people who live a relatively good stress free life.

[@kingsonwin6687]

Not much people like Chris Tan and Mr Loo has the courage go against the world concept of a really successful person. Praise God.

[@victoryleo1981]

I particularly love the part when you shared about your parents and how you remember your mum. Thank you so much.

[@lollipolli73]

I SALUTE Mr. Chris Tan's idea for decluttering. In all honesty, family and happiness to enjoy together is something that is a super memory.

[@WendeLee-u6j]

CHRIS advice / sharing is so so good . To downgrade to a HDB &/or take Public transport shouldn't be shameful . It's an Excellent move . Thank U - CHRIS on this valuable sharing . There are some super rich that dress & carry very low key outfits .

[@simpleme1256]

Christopher is such a humble guy. Don’t judge a book by its cover. 😊

[@Choonzord]

Chris' perspective on being a caretaker as a life goal is a fantastic one. Great interview.

[@MrAdrsam]

Thank you Chris for being so strong and staying on course on your belief and commitment ❤ I am bless by your sharing

[@superconnie5003]

This is an example of a superior Singaporean.We need more

[@yengkoontan7184]

Thank you Mr Chris Tan for sharing your words of wisdom

[@AK-ov9yh]

Thank you Mr Loo. You’re right….this one your best content so far. More to come?

[@lillianchew5848]

Thanks alot Christopher for your heartfelt sharing. It is heart-lifting & inspiring. You are a city on a hill. I am very blessed by this interview! Thank you Mr Loo for putting this together! 👏🏻 👏🏻

[@chrisleesc]

Great interview. So much respect to you, Chris Tan. Thanks to Mr. Loo for conducting and sharing this interview.

[@ed180779]

Chris is inspiring, great man. Thank you for interviewing him.

[@judytan3015]

This is the best content so far. It’s very true how he said abt the world judging us based on what we don’t have and really respect Christopher for teaching and raising his children well. He will be such a friend and mentor that I would love to learn from👍🏻👍🏻👍🏻

[@sngjoolian]

Smart investor from condo to hdb Good you had accompanied your parents for medical appointment Everytime i praised those family members whenever i met them during their parents 'medical appointments God bless

[@leechoonyau]

Truly enjoyed the conversations. Thanks Mr Tan for the teach-sharing and Thanks Mr Loo for the tremendous effort to create this. God bless all of you and your families. :)

[@CW00108]

Solid interview. Kudos to Mr Loo for inviting Chris and may his wisdom impact many lives out there!! ❤

[@user-jcl1hu3v]

Very inspiring. Thank you for sharing Chris (if you are reading). Took away a lot from your sharing and thank you Mr Loo for this interview.

[@1m65]

Welcome! Thank u very much for your kind words

[@ziizeee]

Absolutely loved this series of interviews with Mr Christopher Tan. Kept me on the edge of my seat waiting for each part to be released. Repeat watching with my husband later. Taking down notes so we won't forget all the key points. We are also Christians raising 2 children in this identity. Aligns so well with our values that we want to instill in our own family. Also went through the same with my ailing mom following her to SGH for medical appointments and all. It spoke to me on a deeper level.. Both my parents are also passed on now but spending all that time with them was something I wanted to do and remember for my lifetime so no regrets there. Thank you both for bringing this content onto the mainstream outlets. Appreciate the time and effort that goes into these episodes. God bless you and your families greatly! Multiple fold blessings back to you and yours.

[@Mike-e1n]

Amen 🎉

[@NgeeKey]

It resonates with me on the values and I have learnt so much from Chris on humility and gratitude. Amen. God is wonderful. And it's great to hear you are moving to coaching the down and out, the underdogs.

[@thureinoo]

Thank you very much for this 4 parts interview.

[@MasterChiefSpartan]

I am also a underdog that admires what Mr Christopher Tan has achieved as my masters degree in Finance is not from elite university in the Top 50 according to QS, THE rankings It takes a lot of guts to become an entrepreneur Mr Tan has achieved a lot especially coming from humble origins

[@uditbandung]

Thanks Mr Loo and Chris. A lot of nuggets of wisdom. It's not just about financial advice, but more lie the motivation, purpose behind it which are more important. Wish both of you successful in whatever you are doing, more influence you can bring, esp in this uncertain time. Really enjoying all the 4 episodes and thanks again.

[@Queenbean123]

Great interview! Great to see amazing minds at all ages. Mr. Chris obviously bring up his children in such way. It is hard to have life clarity in a place in Singapore. We should eliminate hierarchy as much as we can, when there are so many already. Things to divide people based on education, money, profession, family background, race. Look at people’s souls instead of those extrinsic stuff.

[@ivanesetan7324]

Great respect to Chris Tan 👍 humble is the path of towards success.

[@user-bq5qy6pt5u]

A man who walks the talk. Respect.

[@amyooi884]

Humble simple wisdom man. ❤

[@shariffaabdulrahman2516]

I also have no regrets after I sold my condo n bought a HDB flat I really love my new home Last but not least I am enjoying all the benefits from the Government

[@westwoodly]

Smart guy. But many living in HDB flats don't seem to appreciate and make the loudest noise complaining this and that. In addition, they are sitting on, and living in, a pot of gold once they sell their HDB flat. You should go out and promote fine living in HDB flats.

[@benedicttay2175]

Wow. So touch and meaningful about life. Thanks for this interview.

[@lydiaseet2597]

He did the right thing. Being humble is better than worrying to pay your debt. Young generation now want everything but if things go wrong that's it

[@ewokmoses5909]

He is sooo rich financially but the way he speaks sounded sooooo humble like the 12 apostles

[@SenkodanT]

Brilliant series. Full of timeless gems.

[@Foodierary]

Thanks so much for the sharing. Remember watching Chris in another interview where he shared the book "repacking your bags" and loving that too.

[@morganchia]

Thank you Chris for your wise words

[@plantedtrees4193]

The world admires leaders like Chris because he is reflection of our Lord and points to what our Lord has done for him in his life. More power to him.

[@1m65]

Amen

[@adrianlim6786]

What a man of God! Filled with Wisdom and humility like a servant of Christ ! As Christians, we can memorise scripture and quote them to ourselves and others, living it out on there other hand, is not easy. Chris walked the talk and he is so humble and unafraid to share he has struggles too. May there be many more like him who follow Christ wholeheartedly, not just through words and speech but through daily lives that inspires others that it can be done. He has shared this with the other finfluencers, do not turn back and judge others after you have achieved because each of us are given portions to steward. Some are more successful than others but it doesn’t give anyone the right to put another down. So so rare and such wisdom from above ,so so needed in this crazy world today and in current times!

[@sebastianng5238]

Very inspiring interview and awesome interview, thank you for the great message, I learn so much, we need more of this kind of messages

[@gotzeela1490]

Thank you for sharing and affirming that me taking bus everyday is good to keep me grounded 🙏🏻

[@qwe2poiu]

This is a life coach that I will sign up with. Not those young punks with their word salads.

[@spiceoflife6789]

Just where I am now, just starting my decluttering journey. Great sharing, thank you for sharing.

[@axlcrush]

Christopher is a Christian. As a Christian I can fully appreciate his world view regarding money and the soul.❤

[@dolphintruth5278]

Thank You for this kind of transparent, inspiring and value based sharing ! It encourages me a lot.

[@ericcsn]

Very enjoyable this entire series. Excellent, good job.

[@chuashirley895]

Thank you Christopher for your inspiring sharing 🙏

[@kengsiongkow8463]

Me and hubby started from HDB then to condo apt then to strata title landed and now to a freehold semi landed. With the right investment and savings, we still travelled with our initial 2 to 4 children all over the world too. Upgrade step by step..when children are independent, then we would most probably downgrade in size. Bottoming is live within your means..I stopped working many years ago.

[@sj-vs1im]

Thank you 🙏🏻Mr Loo & Chris, learnt so very much from you guys and I’m 70 years old! Wish i knew then when younger but never too late haha!

[@sysy1661]

TQ Mr Loo for this eye opening interview. Like you i was so immersed & didn't feel that it was 1.5 hrs until it ended. 👍👍

[@Glx10288]

We should normalize what Chris does. He brings a lot of wisdom. There is freedom in being able to live in HDB and taking public transport and not being pressured to keep up with the Joneses so that one is free to pursue the most fulfilling things in life. Life is too short to be trapped by things if you’re not fulfilled by it.

[@zavli]

I downgraded too as it was a rational thing to do was driving an underutilised BMW car previously and I sold it for profits as the COE went up so much and went back to motorcycle. imagine the embarrassment I felt from friends, colleagues, and relatives.

[@nanayue5388]

No need to feel embarrassed as long as U are comfortable. We don't have to live under other's expectations

[@lidna82]

@@nanayue5388 It's a social stigma in Singapore or in any big Chinese cities especially - it's a face thing. In other major cities like New York or Tokyo, one just want to get from point A to B quickly - what ever vehicle it is nevermind brand.

[@DonaldTrumpJr88]

I think many who down graded from condo to HDB may have different thought after having stayed there for a while. There is virtually no wrong when come to staying financially self sufficient. Taking public transport is also something we should not be ashamed of. I drove my own car for almost 33 years until I retired at 70 and resort to using public transport. You may continue if you can afford for whatever reasons best known to yourself. But I know I am now living on my car morgage and maintenance account (if I chose to continue to drive.)

[@marialoh1]

"Upgraded"(not downgrade) from 4-rm condo to 2-rm(1 bdrm) hdb flat just my hubby & me now. We're now financially independent & travelling.

[@mushroomtarian]

Thank you for blessing us with this

[@sofiali7261]

Big thanks for Mr. Chris!

[@fanlie1576]

Nice sharing. 👍Thank you.🙏 I understand that for some, living in private property or a condo, owning a (luxury) car might symbolize status, but that’s not the case for everyone. I agree that in Singapore, it's too often that we hear the term "upgrade" or "downgrade". I know it's not right or wrong using those terms, although I just don't really like to use that. People choose their homes for a variety of reasons-investment potential, financial strategy, personal preference, it's also because citizen cannot own two or more HDB units in Singapore, and many more reasons. Some people also choose to use public transportation not because they can’t afford. The most important thing is that you feel comfortable with your choice, regardless of others' perceptions. There's no need to feel embarrassed about where you live as long as it suits your needs and goals.

[@Chococoral]

Humility and wisdom sums it all!

[@1m65]

Agree !

[@ceciliangwhng1915]

Enjoyed the whole interview and thank you - GOD BLESSED

[@wailingyeoh6882]

Selling your condo & car, and moving to a hdb flat, that's a true testimony of letting go of the pride of life. 👍🏻

[@rebeccalau8930]

Staying in HDB gets a lot of goodies from government each year😊

[@JJ-iu6sr]

The best is don't even have to downgrade. Which means, start off with humble life and end with humble life even though one is financially successful in his/her career or business venture. Unfortunately, social medias and some influencers nowadays are propagating very wrong signals & values to our society & younger generations.

[@alvinhuang1345]

Ego is definitely at play. And agree that adjustment issues seem to be an issue with Mr Tan. I hope he can adjust over it soon. I used to drive an R8 while my wife drove the family MPV. Due to business challenges in 2019. I sold my R8. I still pay for the MPV, the servicing and petrol. But I never see it as me paying and her using. I grab to office all the time. And recently to clock steps I walk to the MRT and take MRT instead. SG public transport is top notch. I stay in landed and this is all fine. I feel that most of the time it's our own associated self worth of our position (I'm a CEO with 70+ team members) , wealth and standing. If we can let it go, it doesn't matter where we stay, what we drive as long as we can overcome our own mindset.

[@squareculet]

Amazing message. This is better than watching a church sermon. Thank you so much.

[@spinvalve]

Christopher's reference to Jesus Christ took me by surprise. Christ is King!

[@davidsim2758]

"The world judge you based on what you have and don't have" Very wise words from Chris

[@chungnamho9787]

I have never cared what people thought of me upon our first meeting. My family has always lived way below our means & not keep up with the Joneses. Live Life simply & be our authentic selves!

[@YIzysMM2]

Chris is an admirable and honest man.

[@devim9445]

Awesome sharing. Thank you 🙏

[@jammerwong6364]

Thanks Chris for your sharing

[@vikneshvaran]

Amazing interview. Thanks for sharing your views.

[@1m65]

Glad you enjoyed it!

[@kyralim3742]

Thank you for this interview full of wisdom!

[@MARIEAna-sr2pt]

interviewer pai seh ..hahaha ...met a very humble man that got millions behind him and leads a normal image life ..with family..thats the way ....

[@siokhoon98]

So enjoy this interview. Thank u.

[@1m65]

So did I!

[@user-ijh7tl5ie3]

We respect those who hv good character, good manners & not selfish. They hv decent upbringing.

[@sg.edwinsim]

Great sharing, Chris!

[@lindc1070]

This worked for him . But actually those of us who invested in other properties back then, 15 years ago, didnt need to downgrade, by now all paid off and good rental income with asset appreciation. But there is nothing wrong with living in HDB. Actually it is less stressful that condo sometimes due to the politics between neighbours.

[@leonleong9863]

Clever and reassuring for the camp that enjoys HDB living.. no arguments during AGMs, no need to vote for repair costs, basically no politics !!! I am timing my ‘downgrade’ and better still, I am totally comfortable with it!!

[@sundark6503]

Lovely interview ❤

[@zs294]

Amazing interview from a Legend

[@rayne5368]

Guess it is time for me to meet Chris one day. I need someone to come to this stage to know how and why I invest. And it is nothing to do with personal wealth.

[@evelyntan8093]

i like the conclusion of Chris. 知足常乐！

[@jjjkurt84]

how neny percent own hdb and how many percent live in confo?

[@zhiquanfok6547]

Great interview! Many life lesson learnt. Thanks for this ❤

[@cecilialee7295]

What a humble man.

[@mattitudever90]

Very relatable sharing. Thank you

[@eddiesoh-ze5qh]

Chris only mentioned he is a CEO. Which firm n industry, he did not mention. This is an individual choice not we need not necessarily follow him. However, one takeaway advice from him is to remain humble if one has reached his goal of success and not be too critical over others. To remain low key and that’s what I like for myself, at the same time feeling good inside you and be grateful to God for His providence.

[@SummerTan-de9xk]

The BIG problem in SG is this mindset that HDB dwellers are poor and those in pte properties are wealthy! Even in elite schools, the students see n engage in this divide. Not true? SG’s obsession with wealth and elitism and the HDB vs Pte Property division will not be healthy for the population in the longer run. Today, race and religion are not the divisive issue. Authorities and the elites ought to understand the history of nations that face revolution. Parents of pte properties should not create a false superiority mindset in their kids. Education based on only achieving elitism and staying in pte properties as a way of success in life is totally unhealthy.

[@spoton383]

Thank you. This is life lesson!