My Mom Sold The Mobile Home I Was Living In!

[@beanie7330]

Sounds like the whole family is sick of him being irresponsible.

[@mysticaltyger2009]

At 5:37 he says: "Nobody in my family will touch me". I suspect there are a lot of good reasons why that he isn't mentioning.

[@monikabennett]

He did mention. DUI, blaming the break up for living in a trailer for 10 years.

[@jeffstanley4593]

At least two is correct. However, there are three. His, hers and the truth.

[@marim7784]

Exactly

[@sunnysunshine6271]

My feeling is that there is more to the story than what is being told.

[@raykrv6a]

It would be classified as a Contract for Deed. Usually it can be repossessed if the payment isn't made within 10 days. Buyer loses all monies.

[@whatevergoesforme5129]

Usually, the callers do not divulge the entire story or at least we just hear their side of the story.

[@MegaSnow121]

@@whatevergoesforme5129 Very true.

[@---cr8nw]

@raykrv6a, I can't speak for all states, but in my state repossession requires advance written notice and an application with the state for a repossession title. She would then need to apply for an eviction, which usually requires 30 days notice for it to be a lawful eviction. If she didn't meet the necessary requirements, he has a solid case. You can't just sell someone's primary place of residence.

[@anneirenej]

When no one in the family steps forward to help, you know there is lots more to the story.

[@buffymcmuffin5361]

Did I hear correct he had 2 DUI's? Maybe a drinking problem and Mom felt she was enabling him?

[@lenas5613]

She enabled him in the 1st place. Both stupid is right.

[@Meredith34567]

2 DUI's, which meant that he got caught twice -- but I'll bet that Mom knew about a good number of other times he drove impaired, but didn't get caught.

[@hzuiel]

Keeping a roof over someone's head is not enabling an addiction, i mean what good does throwing someone out on the street do? Most people living on the streets are still addicts, being kicked out didn't cure them. What are the odds that kicking someone out just jogs them into getting things straightened out? 1 in 10 maybe? Usually they just find someone else to mooch off of.

[@DavidRoberts-ju6qq]

@@hzuiel I agree living on the streets is not necessarily a deterrent to drug use, but at a base level money you don't have to spend on rent is money you can spend on drugs, thus enabling you. (Obviously not literally you :)).

[@Zeel555]

As an emotional way to look at it

[@kevinseveneleven]

10 years to get back on your feet lol mom was way too patient

[@angeleyes3319]

Yes she was over it

[@butterflyqueen9260]

From a break up! Lol i see why the ex left him!

[@judymckee5992]

@@angeleyes3319 , 10years is 120 months. The son should have paid it off 20 months before the mom, sold his mobile home. Can't you see, that the fault is the son!! Think throughly would you before you come to conclusion.

[@ladyv5655]

10 years and he still isn't back on his feet. Where else could he live for $100 per month?

[@abacab87]

While I agree, I wonder if the Mom gave due notice for him to get caught up before selling the trailer. Likely she did, and knows that giving him money will lead him to spend it all on drinking. One thing you can be sure with someone who is drinking, they're lying.

[@katiejon17]

I'm super surprised that Dave didn't tell this guy he has reaped what he's sewn. This deal with his mother started TEN years prior. Ten years and this guy can't pay off $10K? He's living off of his mother and has two DUI's. Sounds like Mom is tired of his scamming. He sure knows how to talk too. Shame on this guy. Hopefully he learns to change his habits, decisions and takes true accountability.

[@lycralily]

Yeah, dave completely overlooked the DUI situation... Hes an adult..stop crying for mommy!!! and sublings...

[@justme4171]

Sith'ari Azithoth No! This guy happened to himself. He's a user and his mother just taught him a lesson.

[@harrisonmixer9583]

Christians believe in mercy, that's why.

[@jacobswiney9977]

Yeah I agree.. but it's still kinda lame

[@eeyorestars]

@Sith'ari Azithoth It's my understanding that if you fall behind on a mortgage payment then after a time the bank can repossess your house (same with a car). Same thing in my eyes. (please feel free to correct me if I'm wrong)

[@yellowbird5411]

He should just call it cheap rent, and get on with his life. He messed up, and he's got bigger fish to fry with his substance abuse and driving while under the influence. He defaulted on his side of the agreement. She owes him nothing.

[@lishacooksey7633]

“Nobody’s offered me a room.” Why would anyone offer you a room? Get your own place.

[@khaleel9508]

Because they're siblings

[@gmarie3053]

I probably wouldn’t give my alcoholic brother a room if I had kids

[@mariorta5017]

So he can stay in that room for another 10yrs doing nothing for himself.

[@NWforager]

@@khaleel9508 he probably burned that bridge already several times .

[@justaguy3829]

Good work Mom. Tough love. This guy needs to know how life works, and his mom is showing him the way the world works. No Dave don't do deals you can't hold up your end of the deal on. This guy needs to take responsibility for his life.

[@brendondowdy5651]

Lol not good work. She just seems greedy and he seems like a loser. Family sounds so dysfunctional

[@EmpireTextbooks]

He has 5 siblings and no one wants anyone to do with him? There’s more to his story than what he’s telling.

[@curiouscat3384]

Of course! He's worn them out with decades of irresponsibility, mooching, manipulation etc.

[@AisforAlibi1]

This guy is a moocher. People with DUI's can get jobs and have an income. But this guy, doing day labor for temp agencies when he feels like it, is expecting the whole family to step up and provide for him while he lazies around. Let him live in his car until he can't stand himself anymore. That's when he will finally straighten up and realize he has to take care of himself.

[@michelleeaton6602]

Janet Williams Exactly.

[@seriousoverthinker8871]

dude agreed to $100 a month. If she took the amount he paid and divided it by the months he lived there and got a total of $47, then he was just freeloading off of her generosity for over 50% of the time! he doesn't deserve a refund! after all, if she decided that he defaulted and decided to claim the finds as back rent, then the guy still owes HER money.

[@HelloGamingForYou]

SeriousOtaku88 agreed. I pay $1200/month, I have no idea how someone can't afford $100/month

[@XFizzlepop-Berrytwist]

Justin Bergeron Right? I work part time and barely make that some months, but I still could. XD

[@lalaland5510]

I'm a single mom and it took me 6 months after a divorce working grave yard shift to move out of my fathers home with my 2 toddlers into a 1 bedroom apartment for them and I slept on a couch for a year after we could move to a 2 bedroom place.

[@aqua6613]

So proud of you doing that Thang ❤️ My ex always used to tease me telling me I was living in lala land...well living with him was a night mare...lala land is alright in my book! I wish you all the success and happiness in life and your hard work sets a great example for your kids ❤️

[@AGM-ts5bb]

Yes, we do what we need to do.

[@hereismyphonenumbercallme6222]

Dave and him just admitted on the radio he broke the contract by paying rent late or not at all and DUI on top of that. Any Judge in his or her right mind would throw the case out.

[@nicklepickle1587]

@Sith'ari Azithoth once he quit paying the property was no longer is. Whatthe bank gets or loses is irrelevant.

[@bonniem5384]

Canning With NicNac that is incorrect.

[@whatevergoesforme5129]

@Sith'ari Azithoth I keep seeing your defense for this guy which makes me think that you have no clue how mortgages work. If this drunkard made the same deal with a bank, it would be the same thing but with less leniency. Just because he used his own mother, he was suddenly ripped off for being behind his payments?

[@judymckee5992]

@Sith'ari Azithoth , Sorry lady the bank would have a long list of bills that will come to $135K. I hope you know that!!

[@danielnobel5869]

Why am I listening to this depressing tragedy

[@kimcochran3415]

Mom was enabling him and stopped. Good for her. He needs to be a big boy, get a job and stand on his own two feet.

[@GoodLightGoddess]

"Don't do deals with mom" His momma is the only person on God's green earth that would give his grown, broke, irresponsible behind this sweetheart deal. Mom exercised tough love foreclosing that trailer. If she gives him back $1,000 he's going to invest it into his addictions.

[@kevinseveneleven]

GoodLightGoddess yup he'll drink that thousand dollars in one weekend

[@Trotliners1]

Wow, I kinda feel like mom was in the right on this one. Sounds like she is tired of carrying this guy.

[@iaJENKA]

she did the right thing, he would have probably used the money for more substance abuse

[@raykrv6a]

She didn't rip him off. He didn't own it when he didn't pay and lived there pretty cheap for a lot of years.

[@Fiebi95]

@Sith'ari Azithoth morally yes. But consider inflation, if you need 5 years to pay me back my 100$, in 5 years my 100$ are less worth because prices are rising. Basic economic knowledge.

[@sunsetatshabooms4558]

I agree. I feel like she foreclosed on him. He doesn't get his money back. He needs tough love and to grow up.

[@ImaITman]

@Sith'ari Azithoth She only paid $8500 so technically he was paying interest.

[@elizabethlangheim9460]

He broke the agreement and instead of paying $100 a month he chose to spend money on alcohol. Then wonders how he can get his rent money back. If you rent to own but then don’t pay the rent...you don’t own.

[@---cr8nw]

Depends on the contract. Some allow you to build equity, some don't.

[@FallicIdol]

How do you not come up with $100 a month? Even after getting laid off, I could pull that

[@audreylewis56]

Well said.

[@pjbusiness760]

Exactly....he paid less than half of what agreed per month($47.50) as he admits himself, that's already a breach.

[@anthonytaylor6915]

Caller: Dave I’m living in my car not a house. Dave: Ok so what’s your carhold income??

[@waterheaterservices]

😆

[@BossMan_Jerm]

Underrated

[@VBrinkV]

LOL

[@silvercoulter]

sell the car!

[@milesjad8996]

instaBlaster...

[@teddy9770]

So he lived in a trailer for 7500$ for 10 years... that's the cheapest rent imaginable. If he didn't get ahead in his life with this kind of rent and generosity from his mom, he's an idiot and wouldn't spend those 7500$ wisely anyway.

[@jbdragon3295]

Well, it was more than that. That is the mobile home cost. But you also pay a lot fee for the spot the trailer is parked in the Mobile Home Park. Plus all the utilities. That would have been quite a bit more than $100 a month trailer payment. Something else is wrong here when he can't get a real job. He seems to have a drinking problem. Maybe she just doesn't want to give him a bundle of money because she knows he would drink it away!!!

[@ShelleyG1014]

If he has a drinking problem mom is helping him to get his life together by saying no.

[@georgewagner7787]

And what no one is mentioning is that it is probably breaking her heart. But She's doing it anyway

[@mikeneuburger3989]

This guy has obviously burned some bridges.

[@inkey2]

I can only conclude that this man is not well liked by anyone in his family......his own mother is sick of him

[@bighands69]

Maybe. Or she could just be ruthless. It is hard to tell.

[@buffymcmuffin5361]

But none of his other relatives will help him either, sounds like because of his continued drinking?

[@inkey2]

You can get to a point, even with family where you have to extract yourself from the situation. You try and try and the person just continues to borrow money from you and take advantage of your kind nature. At some point you have to break free or you will be pulled down with them.

[@Shezan1]

47 a month for 10 yr ? Bro you need help..

[@PCross38115]

The money is hers to keep. who knows how many times she had to pay his dui fines.

[@angeleyes3319]

Right

[@whatevergoesforme5129]

@Sith'ari Azithoth You keep defending this guy in all of your comments and show that you have no clue about how mortgages work. The bank will do the same thing and with less leniency. What the bank does after they foreclosed is their business because that is business. He was delinquent and it seems that he is addicted to alcohol so he is like those homeless bums who are on the street not because they lost their jobs and got a bad deal but because they have become addicts.

[@kennethsouthard6042]

@Sith'ari Azithoth That's exactly how it works when you default on a mortgage. Oh and in addition, you get a foreclosure on your credit report as well, no matter how much money the bank made on when they sell the property. That's why someone in the position of the scenario you outlined above needs to sell long before that happens.

[@carolinalano8250]

the way i see it the mom is doing right thing...he is the one who took advantage to his mom. wake up boy !

[@Preservestlandry]

@Sith'ari Azithoth with rent to own , it's rent and the mom wouldn't owe him anything. She can keep the house and the rent.

[@DiscoFang]

B Gaudin "Rent to own" would have stipulated a rent. This was closer to a loan payback.

[@fritogranito]

'A little over 10 years ago' he started this deal. In 10 years + he couldn't get out of a trailer his mom owns? Scary that this kind of scenario can even exist.

[@mysticaltyger2009]

He's a boozehound. Hopefully he's getting better now.

[@harichandana.chetty817]

fritogranito I get what you are saying however his mom made the deal and was aware he would take 10 years and she should have given him a warning before selling it off, because they had a deal

[@judymckee5992]

@Sith'ari Azithoth , With the son credit history, he can't even buy anything on credit. Are you clueless!!

[@kennethsouthard6042]

@Sith'ari Azithoth The trailer was in a trailer park (probably rent controlled), his mother only bought the trailer, not the space it was sitting on. In the Seattle area rents are rising and trailer parks are decreasing. That is why the trailer was able to be sold at a profit, it had nothing to do with the value of the trailer itself which is probably worthless.

[@prissylovejoy702]

Not making excuses for him but it seems like everyone is completely glossing over the part where he said he had been injured and that’s when he started missing payments. He didn’t have to tell Dave about the DUI. He could have left that part completely out. At least he was honest it seems.

[@madambutterfly7641]

part of being able to change a situation is taking 100% ownership of your part

[@hillary96renteria82]

Sith'ari Azithoth that’s no how it works at all Also, a bank could never sell and used car for more than a new one. You would have to be stupid to buy something used for more than it would cost to buy it brand new

[@stevethomas760]

Bet there is another side to this story. He has used up his family.

[@Liz2613]

The mom didnt rip him off. He ripped her off! Dave is wrong on this one.

[@leahv5892]

lisbeth mares i agree. A mobile home loses value and he lived cheap for 10 years and should have gotten on his feet.

[@DiscoFang]

Leah Vavra How do you get that a mobile home loses value from this? It sold for more.

[@---cr8nw]

I disagree. She voluntarily offered up this arrangement. After his second DUI, she *FELT* ripped off and took what she considered to be recourse. But, if they had a pre-arranged contract that he would pay back the full price of the trailer (and then some), she wasn't ripped off. Fact is, neither of them got a bad deal. They both came out ahead.

[@thistles]

@@DiscoFang Like cars, mobile homes depreciate. His mom was probably selling it to him for a third of what it was worth at the time they made the deal. She wasn't charging him the full market value. Even after ten years, it was worth more than she had initially asked for it. That just shows how generous she was being initially.

[@thistles]

@@---cr8nw Part of a contract is timing. He breached the contract when he failed to pay within the time specified. Mom came out BEHIND, but this guy lived essentially free for TEN YEARS. If mom was able to sell it for $16k, it was probably worth double that when she cut her son that super cheap deal.

[@planner812]

i love the way Dave helps people He didnt talk down to him He just explains options and give the guy hope im not disrespecting the families choices not to help him any more you have to draw the line somewhere and the mom did try to help him its time for him to change

[@Titus-as-the-Roman]

Dave was way too easy on this guy, $10,000 in ten years (?), you can wash dishes at the local name restaurant and easily do that while still having something of a life, I KNOW, I've been there (didn't stay there though). There's something in this fellows personality he's not disclosing. I 'd say his family has simply had enough of his high jinks. Maybe it's time for him to man up and do what's right instead of what he wants.

[@raj-cr4nl]

you lived 75 months for 7500 dollars. move on.

[@Duckywucky92]

150 months

[@lazykranch3205]

More like 159. He said his mom took the $7500 and divided it by the time he lived there and he paid, on average, $47 a month. Less than half of the contract. But he had money to drink and drive.

[@user-xd6nc6rg7b]

10 years is 120 months. He missed several years all told (45 months out of 10 years).

[@chaoticB81]

I pay that much in 7 months for rent

[@kyleguy2305]

@@chaoticB81 you're over paying in rent or you live in a ridiculous city

[@ebfabulous]

he defaulted on the lease to own agreement. he got an amazing rental rate and a roof over his head. if I was the judge, I would side with the mother

[@jeremywheeler8417]

He should count his blessings. He had shelter for roughly a hundred a month. And he still didn't learn to stop making bad decisions.

[@PInk77W1]

Living in a car ain’t too bad. I did it for 8yrs. Didn’t blame anyone. Blame yourself.

[@emmawilson2837]

@Him Bike, how did you manage that? I take my hat off to you for getting yourself together! Well done👍

[@beckyshell4649]

I think Mom was over it and tired of dealing with him and his drama . If he didn't keep up the payments she had the right stop the deal .She has a point about him basicly getting free rent for 10 years and the value of mobile home went down he must have missed quite a few payments if he didn't pay off in 10 years.

[@Edbeatty91]

Can't afford $100/mo? Sounds like he paid low rent (when he paid)several years & she got tired of him not making payments...😕

[@butterflyqueen9260]

I wonder why the ex left him...

[@johnmonk66]

This guy sounds 40, living free for ten years and never got a job, in TEN YEARS? He deserves to live in his car.

[@fhuber7507]

He doesn't deserve the car.

[@NWforager]

@@fhuber7507 someone will Steal the catalytic converter . Done .

[@00177454419]

This guy is lying through his teeth. The best thing he could do is just to walk away from it.

[@mamaneedsagrande]

Dave cracks me up. "Both of you are stupid!" LOL he's right though.

[@ipromisethatserendipityisa9656]

His mom is stupid for putting up with that kind of deal for his irresponsible son. lol

[@imbonnie]

"no one's offered me a room..." oh waa.

[@Vydio]

Or perhaps "no one has offered me a room for free ..... " Heck if he didn't keep up with $100 a month rent I'd hate to see what happened if I asked for a bit of help with the electric bill.

[@TheWaldocrazy]

Or with groceries

[@G.Farr4]

🚑

[@Dodo-hk2ue]

The most perplexing dave ramsey video for me, I love it, he shows incredible empathy and non judgement. The man is worth hundreds of millions but it doesn't seem to effect him, if anything it seems to make him more grateful and giving.

[@norcaldeemichaels]

When someone is asked what they’re doing for income, or what their living situation is and the first three words if their response is “ Well, right now...” You know it won’t be a positive answer. Case in point with this caller, “Well right now I’m living in my car.”

[@turbolabamerica]

Why call Dave Ramsey , he neeeded to call Doctor Phil

[@buffymcmuffin5361]

Sounds like he could benefit from a 12 step program.

[@renagadebilly2007]

Dr Phil Ramsey

[@inlonging]

Yup JJ will put him in his place!

[@waterheaterservices]

@Big Wheel Stage sets will be smashed, trailers will be trashed. Watch for flying chairs.

[@celpaz4584]

Words of wisdom. I feel like I'm getting advice from a dad. I never had my father in my life. Really appreciate all your advice. Bless you🙏🙏🙏

[@gmvalentine626]

His mom doled out some tough love. She realized she was enabling bad behavior.

[@thatsmrstaylor]

So the trailer was $8500, how much was the space rent? The trailer isn't the only cost.

[@DaBomber6969]

Some of these trailer parks have no space rent because they are on public land. In the state of Washington there are tons of parks that are on public property. It is technically illegal, but nobody enforces it.

[@michaelalbert8474]

Dave handled this great! I was waiting for him to lower the boom on this dead beat but he held back and took the opportunity to point him in a direction that he would be likely to get real help. Great call Dave!

[@leebob4965]

rough spot. super jacked up all over. thank you for reaching out to him dave and crew. we will pray for healing in there relationship in seatle.

[@mysticaltyger2009]

Their relationship.

[@MG707]

You'd be surprised what "family" can do to you

[@MANIESALWAYSGOING]

He’s a 🥴 living off his momma for ten years and only paying $47 month! He’s lazy, an alcoholic and needs to get a life and job!!!!.. I’m with his mom on this.

[@arleneaugustahair8393]

If he is an alcoholic and his siblings have spouses and kids, they have every right not to take him in. He just needs to get a job and buy his own trailer. He has done a lot of emotional and financial damage with his family. They are over it.

[@jhopkins213]

Something tells me Dave could do a 3-hour show on this guy's life and all the shenanigans he's pulled over the years.

[@DiscoFang]

John Hopkins Oddly, I think I'd watch.

[@passthetunaporfavor]

He needs to own all his " bad decisions " and move to a new area and start over. Sober.

[@AStanton1966]

He's a classic case: doesn't have money for housing, but has money to drink.

[@imkakaya9079]

She did smart thing, sell for $16k. Why sell to him for only $10k.

[@brianhall8097]

Definitely sounds like there's more to the story I have a feeling his mother is paid his way for most of his life and she's probably still in the negative with the money that he's probably took and mooched happy holidays everybody

[@CryptoDad83]

He has drug addiction for sure.

[@kylebower5170]

Everyone is out to get him. Can’t imagine why his relationship didn’t work out.

[@isettech]

From the sound of things, this may have more in the story. A trailer should have heat and lights. I presume the trailer was on Mom's property and plugged into water and power. There is no way to keep the heat on for under $100/month in Seattle in the winter. All payments went toward utility costs, so this was a 10 year money drain on mom, who probably could no longer afford it. Sometimes you have to read between the lines.

[@imawinwin]

Wait, he wants to sue his mom for "equity"?? ROFLMBO That poor mom!!!! If my car got repossessed, I don't get my money back.

[@brendaatkinson1965]

Note to self: Dont get a DUI and pay your bills! Dont feel sorry for ya!

[@DiscoFang]

Takeaway from this: Mobile home doubled in value in less than 10 years. Beat regular house averages.

[@fhuber7507]

She was giving him the family discount and he wasn't making payments Average $47 A month that he did pay, totaling $7500 He was in there for 13 years on a 10 year contract and never even averaged making HALF of the agreed payments. There is the story the math tells. No wonder his own mom foreclosed on him.

[@laurenandreas5950]

Good Luck Paul, This is the second time I’ve listened to this call. I hope you are doing well, and have found your path. Just keep trying and you will get there, and it will be wonderful! God Bless!!!

[@danf6975]

The mother paid $8000 in the beginning for it so the original mass in the first third of the video was wrong on the callers assessment So she invested to help her son out and he took too much time to pay it off One single missed month is breach of contract so she has the right to do what she did and no court room will see differently. It's about time he grew up stops drinking and driving and went out on his own and took responsibility for his life $7500 over the course of 10 years while she up fronted the money........

[@charlesgibeau2067]

Dave is too nice! I loved the way he offered ways forward😀

[@russsyracuse8143]

Btw, Dave: You mentioned sending him a book if you can get it to him. You can send it to his nearest Post Office in care of General Delivery. He can pick it up at customer service.

[@dsr8223]

I hope he has gotten better in the years since this first aired and that he and his family are no longer estranged.

[@mrs.carter5524]

“I’m homeless, living under a bridge due to substance abuse” Dave: “OK, I’m going to send you a copy of The Total Money Makeover” I love Dave lol

[@web_dev-rl2ve]

Kirsten Carter lol!

[@mrs.carter5524]

web_dev 2019 haha

[@judymckee5992]

Kristen Carter, Ha ha!!

[@singingallalone]

He is living in a trailer and thinks that the trailer gained in value over time. Trailers depreciate with time. This whole thing doesn’t feel like 100% truth.

[@DiscoFang]

Selling for $6,000 more after a period of time is called "increasing in value". The clue is in the math.

[@judymckee5992]

@@DiscoFang , If the mom invested that money, it would appreciate too or just leave it in the banking earn interest, it is still earning, if u want to go that route in your thinking. The Son has ZERO, 10 years ago and 10 year after!!

[@DiscoFang]

Judy Mckee He didn't buy it, his mom did so the fact he lost his money through being a loser is irrelevant. The mobile home was bought for $8,500. 10 years later sold for $16,000 (so actually 7,500 increase - almost doubling in value.) Putting that same $8,500 money in the bank would get 2% at best which would compound to $10,300 in 10 years. The mobile home returned an equivalent compound interest of 7%. The funny part about that is it's the EXACT same return that real estate property gets in the long term which totally negates Dave's assertion that trailers lose value.

[@judymckee5992]

@@DiscoFang , I have bought and sold mobile home before, if you do not own the land , forget it!! During the downturn, it is better to buy a houses and also stocks. Only in the downturn. No Risk

[@ikeameltdown8012]

not necessarily

[@NWforager]

Dave is being SUper NICE to this person . His Mom was too .

[@dilligafmofoker]

He is looking for a permanent handout. Ten + years to get “on your feet” come on!

[@urbanlumberjack]

So much bad legal information here. #1, if the bank forecloses and sell your house, you get the equity beyond the banks mortgage amount. #2, if the caller went to court (and the lease agreement is valid) it would probably be interpreted as a contract for deed. Caller would get the profit from the sale, and Mom would get the outstanding amount from her "mortgage" to the caller. That is, assuming he kept up his payment obligations.

[@jessicaolson490]

He paused a really long time when asked if it was in writing, I think he does not have it in writing. Maybe a rental agreement. His mother sounds patient and loving tbh.

[@MsDEV89]

$7500 @ $47.50 a month is 13 years!!! Sir, if you don’t...

[@debramurphy4295]

he needs to talk to someone about his drinking

[@altha-rf1et]

I brought a camper for $500.00 lived in it for 5 years, then paid cash for a Mobil home

[@DiscoFang]

This. I don't understand people living in their car when this alternative is right there staring in their face.

[@judymckee5992]

altha2014, I hope you are saving big, for the next housing bust!! You get yourself $300K house for $30k!!

[@MrWhite-pn7ui]

Number one thing he should do is stop drinking.

[@anierajraj]

Wow, Dave was really nice to that guy. Always full of good advice.

[@robertreilly1701]

Does he have a license after 2 DUI'S and living in his car? More trouble ahead?

[@Rachel-ul8et]

Robert Reilly great observation

[@kenerstad2302]

My question is, who's property was this trailer parked on? And who was covering the lot fee or property taxes for the land used under the trailer? Because that is also a big factor. $7500 barely covers a single year for a cement slab in California.

[@niner4life.155]

I am a drug counselor and this is a situation where he has a serious drinking problem and mom is sick of paying for his habit and enabling her son to ruin his life. Mom is in the right on this one. This guy needs help with his drinking problem first, then he can work on how to handle money. In my field , if you dont work on your sobriety every thing else does not matter.

[@gmvalentine626]

I totally agree. Getting a handle on the alcohol problem is paramount, #1 priority.

[@donnaallgaier-lamberti3933]

Do you really want to sue your own mother? Breaking up a family is not worth any amount of money.....Why did you have a DUI? Come on guy....

[@jadedavis822]

Now let’s hear moms point of view lol

[@realazduffman]

No lawyer is going to bother with such a low amount. The guy can't pay $100 a month he can't pay a retainer. Basically what the guy was paying reverted to rent.

[@shahmask]

That advise Dave gave at the end was amazing and kind. But Mom and all your kids' families are done enabling you.

[@pattimessenger6214]

If I believed a sibling was taking advantage of Mom, I would always ask her to take appropriate action to protect herself. I imagine this guy’s siblings did the same with him.

[@micdud3248]

It sounds like a "rent to own" deal to me. Quite common with trailers. Sounds like mom was way lenient in it. Most "rent to owns" You agree to pay so much a month for so long and then at the end of it, it is yours. You miss just one payment or back out, you lose the whole thing and then the landlord does the same deal with the next guy. I know trailer park owners that do these all the time and they end up "selling" the same trailer several times over before it actually changes hands.

[@salemthorup9536]

Kudos to this guy calling Dave Ramsey. Maybe his mom selling the home underneath him is exactly what he needed.

[@onetuliptree]

I appreciate Dave's compassion to this caller.

[@imawinwin]

$25 a week. And 'payments fell behind or were intermittent". SMDH

[@viyau]

It was still harsh of the mom. If he has a problem how is homelessness going to help ? If he’s weak he’s going to fall down harder. Some people call themselves Christians but have no mercy in their own. Charity begins at home.

[@kercchan3307]

enabling a druggie is a cruel thing to do, you have to let them fall it is the only way to get the motivated in 99.9999 of druggie cases. If this guy is a druggie he brought this on himself, druggies tend to burn bridges and use up family and friends till they get to tired to deal with said druggie.

[@renskedj]

My nephew was on drugs. He's now off drugs cause his parents didn't dump him.

[@hereismyphonenumbercallme6222]

he needs to go to the church and find a way to stop drinking and sure drugs were involved

[@stalstonestacy4316]

He should have had this paid off in 8 years and 4 months on time. I understand getting laid off or whatever but it's 100 bucks a month. You can make that dog sitting and recycling aluminum cans. You got enough money to go get a DUI but you don't have $100 to make your trailer payment? Mom is sick of your mess, boy, because she knows the part you're not telling. She probably foot the bill for those legal fees too.

[@annwilliams6438]

The mother still paid for the actual trailer! As she now supposed to out of pocket while he could not get her 47 a month? Hon knows how much of an imposition it was on the mom to have to pay out each month for the trailer?

[@jennmenzel6365]

All these people with their DUIs- they get what they deserve.

[@lenas5613]

Dave is very kind and wise. He needs to get to AA yesterday.

[@southerncali88]

It’s calls like this that make me thankful I don’t have family that would ruin their entire relationship with me over a couple thousand dollars…. And vice versa.

[@kashfortheking]

Dave got mad at mom for pulling one of his numbers. 😂😂😂