hey y'all kunars! how are y'all doin? its been a while since I've posted a video. but here we are friends! lets talk about how I budget and what are my expenses here in America. #filipinonurseinusa #nurse #ofw #usrn
Пікірлер: 84
@rialbac6 ай бұрын
Thanks for this! Bago ko lng sa akin yung ROTH kaya nice to hear it from someone na nandyan na. 😊
@monrebater1646 ай бұрын
Ayan meron na ulit.... Tagal nasundan Nurse Gem... Lagi ako nag aabang hehehe... Ingat lagi...
@nursegem6 ай бұрын
Sorry and tagal bago nasundan 😅
@GraciaBonita5 ай бұрын
I really love your content, very helpful for us! Now lang ako nagcomment ‘cause I just passed my nclex exam recently (feb9) and planning if VA or NC na state. More vids like this pls! ❤
@nursegem5 ай бұрын
Thank you! Goodluck to your journey ❤️❤️
@ma.ginetteabrera5316 ай бұрын
More informative vlog Gem❤
@MLaurenceJal6 ай бұрын
Thanks for this very informative vlog. Nakakaexcite talaga. Passed my NCLEX last year and now scrambling for the documents required for the visa.
@nursegem6 ай бұрын
You’re welcome 😊😊😊
@jeromehanswong31013 ай бұрын
Hello nurse gem! New subscriber here. I really enjoyed you vlogs. Very informative and detailed! 😊
@nursegem3 ай бұрын
Hello, thank you :)
@beckspace6 ай бұрын
Thank you, radtech po ako pero bet ko vlog mo. Thank you pala sa inyo ng brother mo regarding sa hcpc :)
@nursegem6 ай бұрын
Thank you :)
@BenjieBiyahengPilipinas6 ай бұрын
Something to think about, In Roth, you are paying around 28% now since you are a high income earner, versus being taxed on your retirement years when you are at around 12% tax since you are no longer working.
@jaaa192004 ай бұрын
Saan pong embassy kayo maam nagprocess? PH USEM po ba or London? Thank you! You inspire me po ❤
@ElisseRN6 ай бұрын
Hi nurse gem very informative vlog.. sana next nmn po carloan purchase nmn po 😊
@nursegem6 ай бұрын
Thank you :)
@elisedoux88536 ай бұрын
Namiss ko nman video mo sisss. Sisss video nman kng sa pano nkuha si Car ang ano technique sa low IPR. Nissan Rogue dn bet nmin pagdting jan ❤
@nursegem6 ай бұрын
Sure thing!!! ❤
@andrianrn27094 ай бұрын
Like the mixed accents. New subscriber still in UK going to MN. Hope you can share why Texas and not other states. More power to your channel!
@nursegem4 ай бұрын
Sure thing :) goodluck po
@Shesthegirl6 ай бұрын
Always abangers ms gem😂❤
@nursegem6 ай бұрын
🙂🙂🙂
@allenlopez835 ай бұрын
Hi may i know how did you come up with 0% APR po? Thanks po
@NurseMJ9866 ай бұрын
And save for a house so you don’t have to pay rent. The interest on a mortgage is tax deduction but rent is not. Just a thought.
@nursegem6 ай бұрын
Agree 👍🏼
@TheGWAPING16 ай бұрын
Laki ng per hour mo mam 😅. I will be assign in Georgia USA. Thank you for sharing. Im a UKRN also.
@nursegem6 ай бұрын
Malaki ndw yun dto sa TX…yan una inoffer sken noon, georgia…pero hindi ako avail that time for interview…hehe…excited kna?
@TheGWAPING16 ай бұрын
@@nursegem yes po. di pa lang current VB ko may 2023 pa. Konting buwan na lang. Plan din namin mag pinas muna ng 1 month then pa USA.
@nursegem6 ай бұрын
@@TheGWAPING1 konti nlng 🙏🏼🙏🏼🙏🏼 enjoy and ipon ka lang dyaan sa UK 🙂
@user-nc6oe2hq9d5 ай бұрын
hello. mind if i ask? whats the brand of your vlogging cam? specifically? please thanksss
@nursegem5 ай бұрын
Hiii…i am using my dji osmo pocket combo 2 :)
@shanebuscas35905 ай бұрын
thanks for sharing po, sa uk pa rin po ba yung brother mo na radtech ate?
@nursegem5 ай бұрын
🤗🤗🤗
@erikaholgado16956 ай бұрын
Ang tgal kitang inintay! Life update pls
@nursegem6 ай бұрын
Hello hello 🙂🙂🙂
@NurseMJ9866 ай бұрын
Max your 401k so you pay less tax. Since you do not have any dependents or deductions. Thats one of my regrets.
@nursegem6 ай бұрын
Will do :)
@ElisseRN5 ай бұрын
Hm po max ng 401k??? Thanks po 😊
@danielarce26996 ай бұрын
Hi Nurse Gem, thank you for your amazing vlog. Can you share you experience when it comes to the medical and US embassy interview in London? Thank you.
@nursegem6 ай бұрын
Sure thing!
@Nurse_Ther4 ай бұрын
Grabe parang kelan lang, UK nurse pa yung napanuod ko sayo. Ngayun US nurse kana din.. ahaha,
@itscarmi46455 ай бұрын
ohhhh nice.. my vlog k pla sis
@itscarmi46455 ай бұрын
halos mgksabayan tayo kay BSW
@nursegem5 ай бұрын
Yes yes hehe 😉
@hannahgoesto43606 ай бұрын
Hi, Nurse Gem! Random question, paano niyo po dinala yung pocket money niyo sa US? I mean, meron po bang maximum amount na cash na pwede lang dalhin? Thank you!
@nursegem6 ай бұрын
Cash and bank account from UK…Max of 10k usd pwede dalhin dito…sana po nakatulong :)
@hannahgoesto43606 ай бұрын
@@nursegem aww oh okay po! Pwede po pala na hindi iclose ang bank account sa UK po? thank you po! Sa UK din po me bali manggaling hehe
@nursegem6 ай бұрын
@@hannahgoesto4360 nice…so far open pa anman yung bank ko sa UK…naglalagay lang ako ng money doon hehe
@hannahgoesto43606 ай бұрын
@@nursegem thank you po for the info! ❤️
@user-fz5st4wt8c6 ай бұрын
What dept ka Nurse Gem? HM per hour rate pag ganyan net pay per month? Thanks hehehe
@nursegem6 ай бұрын
Working in a Progressive Care Unit :) PM me :)
@user-fz5st4wt8c6 ай бұрын
@@nursegem where to pm u po? 😁
@nursegem6 ай бұрын
@@user-fz5st4wt8c basta above 40$/hr hehe
@msgiedetorres50946 ай бұрын
That's actually a good pay considering you're in TX.
@angelburn16 ай бұрын
Max your Roth IRA every year. FYI meron din traditional IRA, very similar to 401k but you deduct the contribution on your tax return. Remember to invest it and not just contribute! I follow the boglehead strategy for the most part in my investments. Any money in Roth IRA is tax free at retirement. And so if you have 1M in there, it won't be taxed anymore since your contributions are already taxed. Max your 401k too if you can, FYI there is also Roth 401k depending on employers. Again, don't just contribute in it, you need to invest it. Roth basically means that you contributed after-tax dollars, meaning at retirement you won't pay taxes. Anyways, kahit Roth pa yan or traditional, it doesn't matter as long as your saving and investing it. It all ends up the same amount at the end of the day if Roth you are taxed now, if traditional you are taxed at retirement.
@nursegem6 ай бұрын
Thank you for this info!!! 🩷🩷🩷
@angelburn16 ай бұрын
@@nursegem anytime! Also general rule is to save and invest at least 15% of your salary for your retirement. So if you earn 100k yearly you need to put in 15k yearly into retirement to maintain your current lifestyle. Kung gusto mong bongga retirement mo you need to save 20% or more 😃
@nursegem6 ай бұрын
@@angelburn1thank youu!! Super helpful neto 😍😍😍
@angelburn16 ай бұрын
@@nursegem your welcome, good luck on your journey here in the US. Been here for 12+ years now, my only advise is to live below your means or else you'll end up homeless! Check out Dave Ramsey and the Money Guy Show for tips on retirement, savings, emergency fund etc.
@nursegem6 ай бұрын
@@angelburn1 thank you po ulit sa info 😍
@lovemoonflower_5 ай бұрын
where kayo in texas mam? is it in houston?
@nursegem5 ай бұрын
Hello…not in houston but almost austin…😊
@airady51163 ай бұрын
Hi Ms Gem, paano kayo naka avail ng 0% APR sa Car niyo. Thank you
@nursegem3 ай бұрын
Hello po. Program sya ng Nissan :)
@dencioz555556 ай бұрын
Invest in individual stocks too since you’re still young.
@nursegem6 ай бұрын
Thank you po sa mga payo ☺️
@lovemoonflower_5 ай бұрын
anong unit ka mam and san city sa tx?
@nursegem5 ай бұрын
Hello! PCU (progressive care unit) and almost austin 😊
@hukmai6 ай бұрын
Her net is my gross, then there is federal + income tax..i love California
@rhenedomingo21826 ай бұрын
Hello po. Paano po kayo nakakuha ng driver’s license?
@nursegem6 ай бұрын
I already have PH license…but i took online class, temporary drivers license then took exam then from temporary license to permanent one…
@rhenedomingo21826 ай бұрын
@@nursegem Do you need to take the written exam and drive test? Was it hard?
@nursegem6 ай бұрын
@@rhenedomingo2182 yes written and drive test…written wasnt that hard…drive test, nakakaba lang 😅
@rhenedomingo21826 ай бұрын
@@nursegem nice. Thank you! More vloggs soon.
@Hiram3336 ай бұрын
Masarap po ba ang bbq jan? 🙂
@nursegem6 ай бұрын
Uhmmm surprisingly hindi pa ako nakatikim hehe
@Hiram3336 ай бұрын
Bakit hindi natin I try together for the first time ☺️
@Guelph.Canada6 ай бұрын
I love Lululemon too so pretty for you and super sexy of course. Napadaan ako sa vlog mo sis nakita ko kasi sa home and I got interested. I love your videos and will give full support to your channel . Also, if you have time I will invite you to visit my humble home too. Stay sweet and see you around . I’m your new fans from Canada 🇨🇦
@nursegem6 ай бұрын
Hello!! Thank youuu 😊😊😊 yes, im planning yo visit canada 😍
@tomlove64136 ай бұрын
Hi new subcriber soon I'll be going to the Philippines but do you have Facebook to talk to you cuz I don't Put my private life on here
@nursegem2 ай бұрын
Yes, i have FB (gem casarias)
@tomlove64132 ай бұрын
Ok I'll send you a message @@nursegem
@tomlove64132 ай бұрын
Ok and my is Niko colon I just sent you a message@@nursegem