My Wife Doesn't Want To Pay Off Debt!

[@darex0827]

Owing that much money to the one entity with near unlimited powers to mess with your life would be terrifying.

[@bettye444]

No joke!

[@Carl-iw9sy]

I can somewhat relate to this guy's situation. After watching many of Dave's videos, one morning I decided to share all that I've learned with my wife in 25 minutes. Big mistake! I could see smoke coming out of her head (information overload), she shut me down for days and I admit that was my fault because of how I presented it. I gave her space and asked her to watch some of Dave's videos, eventually she came around and is fully on board. Baby steps next time...

[@AaBbCcDdEeF]

Lol. Congrats on getting her on board. Also, kudos on expanding a 1 minute read’s worth of info into a 25 min crash course.

[@Carl-iw9sy]

@@AaBbCcDdEeF I'm sorry to hear that you can only retain a 1 minute read’s worth of info. Everyone is different but all that matter is that we take the initiative to start.

[@sarrahconley3143]

I would play the videos in the background. My husband can't help but listen. He wasn't on board at all. We paid off all our student loans and car. Now we are finishing up the savings account and paying off the house. It was hard bc he was always saying that's unrealistic.

[@Carl-iw9sy]

@@sarrahconley3143 That was a good idea to get his attention. Congratulations on your accomplishments and stay focused!

[@sarrahconley3143]

@@Carl-iw9sy He did say Dave Ramsey didn't know anything. His stuff was just common sense. I said well we aren't well off. That didn't work. So I said with a sigh, " It's okay Dave Ramsey said some ppl don't like to win." Worked like a charm. It was his competitive side. Works! 🤣

[@m.k.o7953]

Dave you’re a life saver! I started following your channel and I’m in a better financial situation than I ever thought I would be. Thank God for people like you, love your quote. “What’s in your wallet, money!” Keep up the good work, God bless.

[@MoneyTalkwithMP]

Owing to IRS is worrisome. Never want them on my back!

[@unfairsanic5089]

Yep, even the joker from batman animated series dosent want irs on his back either

[@racheltrevino8123]

Me and my husband have these talks frequently and we both throw ideas at each other it’s teamwork!

[@Mcgusto-of306]

Dave and Dr. J make one heck of team

[@bobslenker27]

Divorce her. Now! My wife always said she was onboard with paying down debt yet her actions were always the contrary. I am in the middle of a divorce now since she started a new small biz and took on over $100k of personal debt behind my back. In addition, she was always spending on herself and the kids. A saver will always lose out to a spender. And she never cared when I told her I couldn’t sleep anymore worrying about the debt.

[@SDALLE99]

Honestly, good for her. Why is it her problem if you can’t earn enough? Sounds like you’re a failure of an earner. Saver don’t get rich, earners don’t need to save. You wouldn’t want your daughter to marry some broke insecure loser.

[@MikeThePike316]

I'm so sorry you have to deal with this. I hope things get better. Stay motivated and blessed.

[@rockintherae]

Just bc you failed at marriage doesn't mean this caller is as stupid or pathetic.

[@MikeThePike316]

@@rockintherae Uncalled for.

[@superblump87]

@@rockintherae who hurt you?

[@rockintherae]

You're horrible with money and you want her to abruptly expect her to trust you??

[@lynnebucher6537]

My now ex-FIL wisely advised my ex husband "Don't f*ck with the IRS" and told him to get that paid ASAP. Of course my ex didn't listen, kept running up more debts and blowing money on luxuries. And that's why he's my ex.

[@CurieBohr]

If my wife enjoyed living in debt, I’d be miserable

[@littleripper312]

You need to keep in mind that he hasn't been a good leader in the family financially and needs to work harder to get her on board because of that and have patience with her. Like why do you owe back taxes? Who in the family is self employed and not paying their taxes? Putting your tax money to the side isn't negotiable, it's not something you can dip into even in emergencies. If he want's his wife to follow his plan and leadership he needs to prove himself after creating a mess.

[@ChocolateHabanero22]

You are exactly right. I don't blame her, based on what he said, why she isn't so keen on jumping on board. This debt didn't culminate over night. She has a right to be hesitant and cautious, in my opinion. Women aren't stupid.

[@davidcurtis5398]

Back taxes --- very bad. Get on a payment plan before they come after you. I had a problem years ago, contacted them before they contacted me, got on a plan, got laid off and they just put the plan on hold, I went back to work and called them and we then finished the plan. No problems at all...

[@Lon1001]

onboarding is the issue here. Any time a person tries to drag their spouse onboard of anything there is always going to be resistance and any mistrust will firm up that resistance. They have to decide to get onboard together, that only works by coming up with a mutual plan together.

[@cabayern9416]

And the woman? What is SHE doing?

[@trevorhummer9179]

5:06 Repeat. Laugh. I love you Dave

[@andreasasatya9188]

Not even Joker wanna mess with the tax man; gotta pay that back asap!

[@JegtoDFW504]

My wife just tells me stop listening to Ramsey. I’ve used the fearful speech, dream speech, and excitable ‘what if’ in the future speech. Still working on it because our income is great.

[@LioraLand1]

Just do it. Just start writing checks to the mortgage people or whatever

[@johndone8045]

Selling car is not the problem. U guys forgot to save some money for tax is the problem

[@DOGGYDOG1167]

Every time I watch this videos I take away something that just makes me say wow !! Thank you Jesus for telling to click and watch..Hope is key for all involved in this journey to be debt free..but all need to be on the same page..🙌🙌🙏🙏

[@ClaxtonBay123]

Wife Not On Board? Wife goes Overboard

[@aktytan7704]

Dr. John's a Letterkenny fan. 2:34🤣

[@grantguy8933]

Maybe there were counting on Bernie or warren and woke up in the process.

[@jakemclean2397]

Letterkenny reference on the Ramsey show! 😂

[@lordjael]

Leave her. 🤷🏾‍♂️

[@pinayinuk]

Love listening to this

[@irawr256]

Did Dr. John just throw us a Letterkenny reference? 😂

[@BusinessUnikitty]

To be faaaaiiirrr...

[@benwhitnell]

I was listening to Dave Ramsey with my friends the otha’ day….

[@ThenotsoHopelessWanderers]

And that's what we appreciates about you

[@truckercarlson9081]

To beeee fairrrrrrr!!!

[@jacobcotten2212]

Dr. John with the "To be faaair" 😂

[@kimhupp5734]

7u90

[@brution2000]

I can bet you that his wife doesn't submit to him and Dave and this lousy counselor just basically said, your wife won't listen or submit to you but she will submit to another man.

[@paulchakola7372]

Divorce her.

[@andrew8168]

Divorce is the cure the marriage.

[@M-xc9ew]

DIVORCE !

[@dawnt5587]

First, why do they owe back taxes? Who ran that show and didn’t fix it for several years. Next, what do they both do for a living? How much is their house payment? So many questions were not even addressed in this call.

[@samuelsantiago3229]

She’s hiding monies from him.

[@carolswitzer5451]

If you think not paying back taxes is nothing. Let me tell you. They get their money one way or another and you may end up without anything period to make up for that debt. You best be serious about it.

[@zombl337og]

time to make her not your wife if she cant help pay it off

[@Sheryl777]

Zombi337 And it would help a lot if the husband was trustworthy with money issues too. Owing the IRS that much money isn't exactly being trustworthy with money either. So by your suggestion, maybe she should find a husband she can trust?

[@djpuplex]

Don't get married. Problem solved. Of course it's always the man's fault.

[@MikeThePike316]

Ngl, compromise and negotiation can be tough. If a couple cannot do this, they shouldn't waste each other's time.

[@lynnebucher6537]

No, it's the irresponsible party's fault. Have seen both genders guilty of money mismanagement.

[@djpuplex]

@@lynnebucher6537 Alot of the heavy lifting is done by one gender. Alot of the times one genders says they want one thing and than goes out and spends like crazy anyway causing the other gender to throw there hands up in the air or call Dave guess which genders are which 🤔

[@ronnierizek1834]

Social insecurity lol

[@matthewgardner2144]

And according to Dave the IRS is the KGB. Where does Dave think all the money to support the military that he loves comes from?

[@jdtreharne]

2:32 to be faaiiiiirrrrr

[@Kostas1989]

Lolololololololololooollllooollllllloooll

[@cabayern9416]

Hopefully she is willing to work outside the home and help dig out.

[@J3llyBean423]

sRB that was a lie / but now they want th talk it out / but no,. none of them were trying to talk this out before tampa"/

[@shelgran1911]

Bro your the leader of the house.... forget coming to her with humility.... tell her this is what's best for the family and WE ARE DOING THIS PERIOD!!!

[@reginaldrichardson4151]

I completely agree. All this soft, pussified, conversation is BS. This dude needs to sack up. All of this trying to figure out how to word things, walking on eggshells is inefficient.

[@khk6157]

That's a good way to get your spouse (who should be given the respect of a conversation) to take a step closer to divorce.

[@shelgran1911]

@@khk6157 you are giving her respect by telling her what needs to be done. But we also need to lead and tell her what is the way forward. Explain the logic with out using too many words. Move in strength!

[@TShirtAndReeboks]

One spouse doesn't get to decide that they are leader of the other spouse and can make unilateral decisions. If that is not the relationship they have, he can't just start bossing her around. Especially since it doesn't seem like he is the only one working.

[@catherine4908]

a leader would not have put them in this position in the first place. this idea of him being leader of the house only really works if you act like it. he's been acting like a child allowing his debt to get out of control so she has no respect for him and frankly i don't blame her.

[@hugoe1889]

The more videos I watch from this channel the more I noticed how they push marriage and the women is never wrong. There’s nothing wrong with telling a women who don’t work how I’m gonna spend the money or pay them bills.

[@sagepirotess6312]

Yeah, they make weak families and women.

[@sami-9233]

This is too obvious They are taking the side of the woman and dont even attempt to hide

[@sagepirotess6312]

@@sami-9233 American women are raised in a culture to do as they please as nd no harm or I'll consequence for actions they do. Or logic they think. Luckily it's a western thought not global.

[@Sheryl777]

hugo e But much better if both the marriage partners can agree as to how they're (together) going to spend the money or pay bills. Nothing wrong with them cooperating together at all. Just because one spouse doesn't work outside the home doesn't mean that spouse has no say in how money is spent in the household. Are you a boomer or something? Just curious. Cause you sound like someone from the 50s who thinks that the man should control all the finances, although the real truth is that a lot of times even back then many women did the budgeting of the household accounts even if they were stay at home moms.

[@katinas1100]

Raising a baby and taking care of a house is actual realistic work, it's just unpaid unfortunately, so both should decide finances. Also, this guy is bad with taxes.

[@J3llyBean423]

SRB it was the bomb plot / and that some serious scurrtiny / i .... ohhh oh ,.. i just got the shakes / but not itll work /

[@Pixlanta]

❤

[@LerenzoTheGreat]

Algorithm comment

[@jimroscovius]

Does your wife work? If not, why not? You need to be in this T-O-G-E-T-H-E-R.

[@Devinfrbs]

To beeee FAAAAAIIIIIIIR

[@truckingmoney485]

First