We are SO BROKE, We Don't Know What To Do!

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[@jodylarson4697]

Solar panel sales guy said, "We can cut your electric bill in half!" My electric bill is $110 per month. I said, "So you're going to save me $55 a month? That's $660 a year, and at that rate it will take 30 years to recoup my investment." He hung up.

[@PristinePerceptions]

She's not laughing because she thinks it's a joke. It's her defense mechanism. Good thing Dave put her on the plan. They need it.

[@vjs4539]

Definitely don't sell the house. Rent will cost more than your house payment. And they are going to raise the rent so high that noone can afford to live.

[@truegrit7697]

I've been in financial trouble before. Now, I own my car, I own my house and I have zero debt. I don't have a ton of money, but it is cheap to live if you have no debt. My rule of thumb, don't jeopardize my savings, and if I can't easily pay cash for it, I can't afford it. Also, just because I can afford it doesn't mean I need it; needs v. wants. The only bills I get are utilities; I can't tell you how good that feels.

[@Rashaadthegr8]

Solar panel with a loans and house debt is literally the epitome of debt on top of debt.

[@mxerb5912]

100% self inflicted. You put 30k dollar solar panels on a 300k dollar house

[@Anthony-cp7yc6655]

investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good?

[@savebees]

A rental at this point would probably be more expensive than staying in the house.

[@profitmix441]

She agrees with everything but doesn’t seem like they will do it. I meet ppl like this all the time.

[@Shoeslyyork]

A few years ago my home caught fire. The fire department was able to save my home thank God but as I was helpless watching my roof burn I had an epiphany, "it's just stuff!!" You don't need stuff to make you happy. The moment you stop wasting money on "stuff" your financial worries get less and less.

[@2023Red]

This lady is wise to have called into the show. She is not stupid just afraid and has a way out. The question is does she and her husband have the willingness to make change. Change is hard.

[@Jane5720]

Hey 36 years old and they are super smart you know what she really needs to do is to need to accept the fact that she needs to go back to work outside the home

[@andreaj8319]

I don’t know if selling their house is the right idea with the rising rent in America. I think their house will help shield them.

[@vangtk10]

Dave: “Better than I deserve. How are you?”

[@Swedetwin]

"Of course I don't want to resent my stepdaughter".....and Dave talked right over this sad, yet revealing comment. It clearly shows that she does not hold herself accountable for failing to control her spending.

[@franknberry333]

I've been debt free since 2005 and it feels wonderful!

[@danielle228512]

Honestly just sitting down and making a weekly/monthly budget on a simple Excel sheet makes such a difference! It helps you to have a visual of how much is going in and out, and you can see what you can cut back on/how much you can spend. It has been a life saver for me.

[@mystico21p]

How can people live like this? What boggles the mind is that most people live this way and think it's normal. This is freaking crazy!

[@autistic-lutheran-carnivore]

I believe most people think "If I can afford the payment, I can afford it." Change your thinking! "If I cannot purchase it in cash in full, I cannot afford it."

[@fueledgaragetv1212]

Selling the house is rarely the answer anymore. I sold my house in 2010 and started from scratch and for 10 years my rent increased literally more than my annual pay increase. Now bought another house, I’d rather be broke with a roof and equity than broke and covering landlords increase each year.