CAR INSURANCE UNTOLD SECRETS AND MYTHS

[@mycarhelpline]

So which is the biggest myth been told to you about Car Insurance ? Share your Comments

[@ROCKY-cq6lz]

Best start, 👉👉Haanji saab🤟👌👌👌👌

[@parthabaruah8216]

Please suggest Honda city zx or creta sx petrol for both city and highway

[@ismail66578]

@@parthabaruah8216 it's depends on your choice if you wanna go with sedan then go with city or if you wanna go with SUV then creta is a best.Well both the cars are best in their perspective segments.

[@tat5721]

Sir please guide on salvage....

[@diasvivek-sh4st]

Told by Maruti Nexa showroom representative : Sir, humara bumper to bumper insurance hai... Aur isme sirf ₹1000 extra bhar ke aap engine cover bhi alag se le sakte hai. Amount mamuli si hai lekin faida bada hai iska. I said agar 8 lakh ki Baleno Zeta leta hu aur company uspe engine ki warranty nahi provide kar sakti, mujhe alag se leni padti hai, toh fir 8 lakh gaadi mein dalke kya matlab?

[@neelimarachakonda3238]

Please give this man the award "Honest KZbiner in the History"... 👑👑

[@brainteaser6897]

tum hi dedo na!

[@vijaypalsingh0095]

channe ke jhaad pe matt chadao 😂

[@gauravsuryawanshi991]

You should write down the book “The CARGURU”. I’ll be the first buyer for the book. Excellent knowledge levels. As always, very useful information! Thanks a lot sir !!

[@kiranshinde5387]

I m never disappointed when I watched my car helpline.. Right from the time when I was planning to buy car till now when I own a car... Very honest feedback...Great going...

[@kirankumar.b.m3232]

Thank you very much sir....... I made 8,000 rupees savings at the time of my car insurance renewal, from your valuable information.

[@Darshan_p]

Thanks..... I didn't know, that we can buy policy from other than dealership. I booked new Amaze today and I bargained with the dealership regarding Insurance price difference and finally he agreed to give me some benefits worth 5000.

[@newyoutubesingh9733]

Thanks after watching ur this particular video of new car insurance i have saved 23000 on my new car.

[@hinglishindian9452]

U helped me alot when I met with an accident Thanks alot for your guidance god bless u take care

[@sakibkhan4225]

Much awaited topic , specifically new car buyers can save a lot, Please add benefits of 3 yrs premium as well ( not about 1+3 ,1st party a d 3rd party, but 3 yrs 1st party, IDV , Rebate etc

[@iyashv259]

from 1august2020 , there is only 1 yr insurance policy compulsory for all vehicles. 3yr & 5yrs wala sb hatt gya h ab.

[@ashirbadmohanty5849]

Sir ur every video is very inspirational and practical. Even i booked a car today using ur tips n ticks and got a discount upto 30000 while they were giving only 12000 discount before using these tips. Thank u so much.

[@mycarhelpline]

Great 👍

[@ZeeshanKhan-eg9zi]

@Ashirbad What all discount and waivers did you get and how?! Could please elaborate?

[@ashirbadmohanty5849]

@@ZeeshanKhan-eg9zi i was looking for grand i10 nios asta. The showroom onroad price was 8.20lac. They were giving a discount of 12k. Then i told them to do insurance from outside which saved my 6k. Then i refused to pay handling charge of 4k. Accessories of 4k for free. I told them about another dealer who had given me a better price. So again they did a special discount of 5k. They put 15ltr of petrol also. While doing finance their rate of interest was 7.85% but i did it from my local branch at 7.45%. In this way i saved around 30k.

[@shahbazkhan270]

@@ashirbadmohanty5849 bhaukaal macha diya aapne to.....

[@AbAb-wc7ox]

Online you can get the same policy at nearly 1/3 of the price! Most of the time the discount that the showrooms give you is on insurance only.

[@brijeshmishra3409]

Bhot sahi bataya apne Customer is not aware about thr insurance policies ..... I am employee of icici lombard dehradun uttrakhand

[@harshal_naik]

perfect video. recently I renewed my car insurance offline thru a known agent, but i selected the insurance company which is among the preferred list of Car company. I negotiated a bit & covered all aspects told in this video. (Car Showroom's quotation was higher by Rs.4000-5000. & non-negotiable too).

[@aceplaybill]

kzbin.info/www/bejne/boezooWIl9ypr7s

[@allyexplore]

You have all guts to talk about things, also can talk on lighter note.. knowledgeable, thanks for the quality content. Please keep it up, sir!!

[@arko966]

arre bapre...you just opened my eyes.i was thinking of reducing IDV😲😲

[@sumanmandal6160]

Never reduce idv

[@diptojyoti]

Thank you Gagan ji. Based upon your suggestion and with my existing insurance's NCB i could save almost Rs 24000 on a new car policy

[@sahilahuja8961]

Which car insurance you preferred ?

[@SS_CarWallah]

Which car u took.. And which compnay insurance

[@SudharsunJayaraj]

Thanks for the advice, I enquired my Honda garage manager and selected HDFC ARGO from his recommendations.

[@anshumansharma1662]

your videos are super informative, has really helped me off late as i have booked a car just recently and followed many points you shared while negotiating to book the car i booked....

[@jiteshbhatia6175]

Thanks buddy. I saved 40k last year after seeing your videos. Got to know about RTI . Showroom was trying to sell there product did little research in mkt and got a 40k less offer. God bless

[@Arjunverma_31]

Aapki video dekh ke hmne aaj new car lia aur insurance direct bank se krae same insurance showroom wale 41900 ka de rhe the aur same hmne karaya HDFC ERGO se 35200 mein.🙏 Thanku sir👍

[@SachinGurjarsyal]

Very nice sir I just bought a second hand car and it's zero dep insurance got expired and i was very confused to renew it ur guidance really helped me.

[@ronniebasumatary]

Right on time feels like this video has been made for me only. My renewal time is nearing. Thanks

[@abinbabu4234]

Me too

[@TechPulsive]

Yes sir... Very good information.... These dealers should not con people for their profit... Thank you for addressing this..i bought insurance myself and saved 25k... Love from Pune♥️

[@solobeastrider2203]

Which company?

[@TechPulsive]

@@solobeastrider2203 Tata AIG

[@solobeastrider2203]

Vignesh Iyer thanks bro well did you take bumper to bumper and which brand and how much premium just to compare?

[@TechPulsive]

@@solobeastrider2203 yes bought bumper to bumper along with 3rd party.... Premium 35k... That covers conusmables.. Tyre... Engine... RTI... RSA.... And lot many

[@solobeastrider2203]

Vignesh Iyer thnx dude

[@Mr999india999]

Would request to kindly guide which car policy is best for new car

[@vinay8677]

Thanks bhai. I have bought insurance on my own which made dealers face almost cry. He was playing lot of tactics till I opted insurance on my own.

[@user-nt3dn4lk9y]

car ?

[@vinay8677]

@@user-nt3dn4lk9y Nexon XZ, P

[@prasannash83]

Gaganji.. Nice informative video. Recent announcement by Govt of India about consumers no more require to buy bulk insurance like for 3 years upfront for cars and 5yrs for bikes.. they can now from 1st Aug onwards buy year on year comprehensive cover and 3yrs 3rd party coverage. Also one video about TPMS made mandatory from 1st Oct onwards would be helpful to all subscribers. So subscribers can take decision whether to wait for CARS with mandatory TPMS in favor of Spare wheel or not

[@aswinic8767]

I am pearson from kerala. I use to watch your every video. Its great information

[@asadhaque]

Just got my car insurance through policy bazaar and saved 5k! Thanks man!

[@shashwatverma8887]

you are doing a great job, after watching the video , i surfed to your website and got to know that why i did not search it before , it has all information which we need to know before buying the car and for knowledge too , i am planing to buy creta e or nexon, still in confusion, and my family loves creta, and your videos will be really helpful at the time of negotiating with car dealer

[@aceplaybill]

kzbin.info/www/bejne/boezooWIl9ypr7s

[@preetikelkar6951]

Thanks sir. I could negotiate better about car accessories after watching your video.

[@amitsrivastava2658]

I had booked creta can i buy insurance from outside and which type of policy to buy.

[@manojkumarsk]

Gagan Sir, Very beautiful and informative information. Love your style and talking. You are simply GREAT and KNOWLEDGEABLE. Thanks for sharing. I always watch your episodes. Really appreciate your knowledge.

[@SachinSharma-fr1vb]

Thanks sir for providing such important information. Really appreciated ur effort. I have one question my Ford ecosport 4yrs old front n back cladding gt faded . Doesn't look gud .also some scratches along wd minor dent . Can i claim n how ?

[@sobhagmalcbhandari4366]

Excellent info. Showrooms are also charging 3 to 4 per cent more by way of RTO taxes. Please cover this aspect too.

[@Rajat_chau]

Sir your content is really good if u want to add this in ur next video's I am a government employee and I know the things and mispercrtion thath they are hopeless with any issue. As far as I know every government employee answerable to every common people but they make a scenario like u comnan people can not do any thing. Plz cover the things which a comman pepole can do against any firm, they are liable to us, we are not liable to them. Like obdusment for insurance and consumer form and like another,where justice is delayed but can give a good lessons to shop owners and relax to another costumers. If u want I can give suggestions. Thanks

[@sunilgupta1206]

*Dronacharya* in car knowledge.....!!!! Mind blowing

[@pallavmukherjee2110]

Please make a video on NCB. What if insurance company changes while buying a new car?

[@soumyamondalnil]

You are the best among all KZbin car related channel. Your information helps me many times

[@satyanarayannayak4678]

Good knowledge sharing thank you Sir

[@ankitchoudhary5512]

Good sir aap thik kh rahe hain 2 day before m showroom ja k aaya toh dealers ne kaha aapko insurance policy yahi se purchase karni padegi agar bahar se loge to company ki warranty khatm ho jayegi!

[@santoshreddypothula5000]

Can you please explain the process of vehicle transfer from one state to other states like 1. NOC is required 2. Invoice is required? 3. Will the NOC is valid for lifetime or should we register with the perticular state government? And if yes then what all are required and what will be the cost for it.

[@drbmohantymds]

Thanks a lot Mr Gagan. Because of you and ur advice I could save around 30K on my booking of new Creta 2020. Thank you so much. I will be grateful to you always for giving sincere advice. Really appreciate.

[@sambs3609]

Sir, could you please review below? 1. Tata Nano XM Diesel 2. Mahindra W4/W6 Diesel 3. Can we install plug n play devices such as Smart Screen with rear view camera, Fog lamps, etc and still hold company warranty without getting ut void for the above 2 vehicles?

[@mycarhelpline]

Pl refer review section - www.mycarhelpline.com/index.php?option=com_easyblog&view=categories&layout=listings&id=2&Itemid=91

[@shettynithy1]

Thank you Mr Gagan. Your advice is very useful to all the vehicle owners. Lot of information which is worth to listen. One thing I would like to share with you is about the vehicle models. Most of the models are launched with better versions and technicalities around the world but when it comes to India it will be launched very late and when compared to the prices the manufacturers are taking Indian buyers for granted. The prices in India is much higher compared to the global price but the quality is not up to the global market standards. They learnt one thing that is they can sell any shit in India easily. And all the so called SUVs in India are fake Front Wheel Driven Sedans. Why the government is the authority not questioning the manufacturers. Are they also hand in glove with the companies. Thank you. The viewers are expecting a blog on this issues please. Kindly update.

[@rupakmitra224]

Very well explained. Mahindra is charging almost double as insurance premium for xuv 300 when in online u will get the same insurance at half of the price.

[@subhendubiswas7407]

I really appreciate your all the videos, showroom told me insurence 43 k , when I checked that it's about 29k, I told them I am going to take online insurence, after that they're now force to match online values.

[@aceplaybill]

kzbin.info/www/bejne/boezooWIl9ypr7s

[@chetan19891]

my god bless to you.. to care for people's hard earned money and educate lay man people when making a big decision of buy car

[@rohitbasu1846]

Love from Kolkata 💕 What a coincidence, I was thinking of buying an insurance after having rejected showroom provided insurance seeing your video. Keep up the good work.

[@almosteasy9590]

Bhai ek cheez dhyan rakhna.. online policy ka pdf turant mil jaye. Without having policy they won't give car delivery. Thats why i bought insurance from dealer ... 3k ka difference tha bas.

[@aspirepawan9]

@@almosteasy9590 online kaha se check pleaas share I'm also thinking to buy new car

[@subhendubiswas7407]

@@almosteasy9590 online policy PDF u will get that within a second. Don't worry

[@almosteasy9590]

@@aspirepawan9 policy bazaar bhi check kiya maine... New india assurance sasta thaa.. fir directly uski website p chk kiya

[@almosteasy9590]

@@subhendubiswas7407 i know but sometimes it may take time... Yar 2k 3k ki wajah se pura experience q spoil karna. 🙂

[@harshvardhansingh8409]

Which insurance should i buy for my Tata Altroz

[@rohitpathania9925]

Is it compulsory to take insurance on the day of car purchase or we will purchase after a month

[@aniruddhajawade9989]

I do agree with u. All these reasons given to me by Maruti dealers. I am planning to buy Maruti ertiga.

[@soumikchakraborty2558]

Best of the best guidance...

[@maha_sage]

In Goa, Hyundai dealers are charging double for Creta 2024 insurance. They are charging 70k whereas you can get the same thing: same IDV, same add ons, same claim settlement ratio, same network of workshops, even cashless but 35k from HDFC Ergo. Let's see if they match.

[@sanjogasubudhi6951]

If I am adding invoice cover then do I still need more IDV? Because invoice cover helps on a total loss and IDV also works on total loss.

[@manurocking100]

Superb Sirji.. From Kerala..❤

[@bikashrai7716]

very informative video....i heard that now the insurance premium is going to be decreased, but i would like to know whether the used car's insurance premium would also be decreased?

[@Amit-wt8wr]

so on Kia Sonet Kia insurance is 39k, if i want to buy one online what all add on's shall i include and will it be 3 years or one year?... where will I find work shop manager?

[@alirangwala8745]

Can i get my new car insurance and rto done outside showroom

[@RAHULSHARMA-zb8oi]

Thank you for the Information with Sunny Deol's voice

[@anupamsaxena900]

Exactly, instead of negotiating with Car Dealer for 5000-10000-20000, better to get insurance from outside, you can get 25-50k savings easily. For my last week purchase of new vehicle got comprehensive+RTI,Nil Dep, Tyre, engine Protector+ Consumables+ Keyloss at all inclusive 34K with 75% OD discount. IDV of 12.5 Lacs. Dealer was quoting 50k just for Comprehensive+Nil dep. Always asks what is the OD discount extended in the quotation. OD discount % varies for a insurance company- car to car ( ie Make as well as Model)

[@sanjivsudan]

Very informative...

[@rizwananazar3582]

Sir i have a glanza which is almost one year old .i have question I have scratches which i want to claim and correct may i know what is the best tym for claiming these repair is it know or after one year renewal of insurance ? As it is my first car it is my blindspot please consider my question and do reply

[@raidental]

Very informative. If I change insurance company, is it difficult to claim no claim bonus or no claim bonus transfers to other companies by default??

[@dattatraygaikwad1726]

thank you sir aapane Hamen Itna Gyan De Diya

[@swapnilgt]

Very helpful video. Covers most important points!

[@pradhan2041]

I had been to maruti showroom and told them that I don't want insurance from them but the salesman called his senior who said they are not allowed to sell the car without insurance as per law.

[@user-nt3dn4lk9y]

then what happened ?

[@rajarok1804]

Please guide me. I booked i10 nios sportz car and planning December 1st week. Which insurance shall I take before delivery of my car.

[@balkishanverma8503]

Your voice is superb 👌😊 Video is also..

[@travofood]

Yes..even my prospective dealer sales guy has agreed to come down on the insurance premium amount , after I told him about the big premium difference btwin what I am getting online and what they are offering with the car. Cheers

[@preethamk4684]

Sir pls tel us the main points which should b included in insurance like rat bite cover.. Which we may miss looking at less insurance price

[@ashwanikumarrana6322]

Perfect Presentation n content... thanks

[@yuvarajkorkankar3272]

Superb valuable knowledge you give to all customers to save their hard earned money.... Keep it up boss 🔥🔥

[@surajtoraskar160]

For second hand car is it worth to transfer insurance or buying new insurance?

[@justAnotherGeeek]

Hello Sir, There's a new insurance company called Acko, any thoughts ? I am from Bengaluru btw

[@MrSajal09]

That's true..I recently booked a new tata Altroz I turbo from SAB motor ghaziabad. They were trying to sell me an expensive insurance policy. But I bought from open market and saved 10k.

[@dhirajkumarpatil4881]

If there is a fixed formula for IDV calculation, why different IDV is shown by different insurers online for renewal? Why there is option to select IDV below or above the calculated IDV?

[@RamYadav-yr9qs]

Sir please can you do a video on price protection which is given by tata motors on 19 Jan 2022, but know the dealers are not giving it. Without tata motor prior notice. Please

[@Dagadya]

Sir which company insurance is good for new car

[@मैंअनंतहू]

भाई साहब आप जो कर रहे है वो करने के लिए दम होना चाहिए आपको मेरा प्रणाम सच बोलने की हिम्मत हर किसी में नहीं होती

[@ChandanKumarSingh9771421717]

kzbin.info/www/bejne/eIazfHqJmbahiKM

[@pranavpatel7305]

Sir nice helpful video. I have question that during purchase of new car, is it better to buy full comprehensive insurance of 3 years?

[@kedarlondhe3995]

Sir please make video for Insurance for EV.

[@siddu4]

Gagan ji is undoubtedly one of the best expert

[@GARHWALI-RAJPUT]

Sir I'm purchasing new car. Tata nexon xm I need ur help .how much car cost through csd canteen. Which is the best insurance policy.plz guide me.

[@kotshots0085]

Iam using Scorpio 2017 model car extended warranty expires after 2 years.but company is denying bro extend it what could be done .. please help

[@ajay.chauhan]

OD insurance is necessary after 1st year?

[@dip1992]

When buying Insurance online, will dealer give Chasis amd Engine number ? Or any other ways are there to obtain it?

[@AbhaySmaranHalemaneSGCS]

Sir, I am buying a new vehicle, is it necessary to buy 3 years of first party insurance or I can buy third party insurance from the start

[@thakurrajesh8553]

Topic it self deserve like..

[@dr.rinkuraita2122]

Very informative ... Hats off to you sir .. U r so knowledgeable and down to earth personality ... Many more to learn from you sir 🥰😇😇😇🙏🙏🙏

[@prashantshahi2903]

As usual awesome and educative content... Is there any change in car insurance guidelines from August 20 onwards... ??

[@DeepakKumar-mr9ox]

Hi plz advice me, is ford aspire petrol worth for buy or I should consider diesel only from ford... plz help here

[@ben121995]

Thanks sir for the video, I am going to buy my first new car in coming week, Your videos helped me a lot in the whole process of purchase. And you website is also very helpful, all information are there in one place so it's very easy for me get them. Please keep up the good work 👍

[@MrRVAnand4]

Coverages like Zero dep, Engine, more Idv, any other coverage etc lead to a very big insurance premium like Rs40K/year. Even after paying that, sometimes it becomes time consuming with added expenses to get the claim and repair. So in my opinion it is better to drive carefully and keep the vehicle in safe place. The yearly insurance can be done for a less amount. Any small repairs can be from the savings of more than Rs20K per year in the premium. However a coverage for life for Rs15L must be done for any 4/2wheeler one may drive.

[@24gurgur]

If car stolen by somesone,. And insurance paper inside the car gone with car, then how to claim

[@Discoveryygarden]

Sir, good evening, may i have your advise to buy ertiga cng, Or any other best option

[@preethamk4684]

How is Royal Sundaram car insurance sir... Planing to buy it for my creta if showroom people agrees

[@kiranbairu]

I want to buy insurance to my car Tata Hexa xm model . I have purchased insurance to my car 2017yr at the time of car delivery from the company of coramandal insurance Ltd . No accidents, no clames till now. Now I want to purchase insurance to my car can you please tell me which company is Best to make policy in effortbale price.

[@tanmaymjyot]

Very informative video. You are doing a great job. Thank you for your work.

[@aceplaybill]

kzbin.info/www/bejne/boezooWIl9ypr7s

[@peterposhi8436]

Very informative video. Thanks a lot. I got a question. If I buy insurance from outside, not from dealer, can dealer deny cashless service legally? My dealer says for outside insurance,it doesn't come up in their system for cashless. It will come only if I buy insurance from them. Please guide.

[@milansengupta2557]

No check insurance company with cashless

[@sanjeevkumarbhujel4974]

Hi sir, it's very useful and informative video. I m gonna buy a new car n i think i will follow ur suggestions. I always watch ur videos n I love it Thanks Sir. 🙏 From Darjeeling