NACA ALTERNATIVE 💸 | How To STACK Home Buyer Programs | North Carolina

Hey everyone!!! As I continue to help home buyers overcome today's housing obstacles, I want to share how several home buyers are achieving their goal to stop renting.
Stacking programs is another alternative to the NACA Housing Program. You can:
#1 have a lower interest rate with the 2-1 Buy Down
#2 Down Payment Assistance Program
#3 Utilize the buyers incentives with new construction with a lower fixed interest rate and closing cost
If you're in North Carolina, please reach out to schedule a FREE consultation!
Join the Home Buyer Clubhouse Facebook Support Group: / homebuyersclubhouse
Follow me on my social media and take a look at past customer feedback on Google!
Yolanda Hayes, Realtor
Berkshire Hathway HomeServices
[e-mail]
www.soldbyyola...
704-839-6005
Social Media:
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/ soldbyyolanda
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/ soldbyyolanda_realtor
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/ soldbyyolanda_realtor
Google Reviews:
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#movingtonc #homebuyinggoals #homebuyingadvice

[@mrsrightproductions]

The more paperwork and the faster you respond to them when the need a document even if they ask again, just do it asap. They are overloaded with people, it’s a nonprofit as well . Once you get approved they are paying a lot for people. Big deal if you have to send a document again or whatever. It’s worth it. People need to be patient and make sure they have all their ducks in a row. I would say have everything uploaded and ready before even approaching the program so you can go through the program the fastest. The more prepared you are, the faster the process is. Look up other KZbin videos on what they required first

[@xotequila]

this is true

[@SoldByYolanda]

Glad to hear that NACA was successful for you.

[@carolhewitt284]

Just follow the process took me 6 months

[@ShayWilliam341]

I agree I’m not going to be ready till next year I already got my Naca folder with my paperwork ready like tax returns from this year so when it’s my time I’ll be prepared.

[@Keedy95]

I learned more in the 30-minute video than I did in the 2.5-hour NACA workshop. The perks of NACA seem amazing, but that workshop made me question if I can trust them with this process.

[@SoldByYolanda]

Yes, the perks are amazing but reaching those perks is the difficult task. I decided to help buyers reach their home ownership goals using a less stressful journey.

[@chellierenae]

😂 that's your opinion, but it's not if you trust them it's moreso if you're up to the task of putting in the work to get to you end goal. NACA is based off your efforts. So far I haven't found anything yet that even come close what NACA can do.

[@brightrosellc82]

I agree. You hear about the "benefits" but is it really worth the headache of how the organization is run....says the person that has tried it 2 twice with no success...lol

[@SoldByYolanda]

Thank you for sharing your experience! I definitely don't feel that it's worth the headache. It's all about the buyer experience for me.

[@birchshronda]

One good thing about Naca is that you can use your section 8 voucher to purchase a home

[@SoldByYolanda]

That's good to know.

[@shameekmassey4243]

And how that go with the section 8 cause I was gonna go with the homenet program

[@GBaybee-zx3yc]

Not likely

[@naturalsouthernbelle4327]

Once again.... rates are not the problem. It's the over value of the homes from greedy corporations that jacked up the prices. 😒

[@NYSwagga2010]

This video just told me our naca realtor is bad! Need u or someone like you, very informative!

[@SoldByYolanda]

Unfortunately I no longer work with NACA buyers.

[@ynorlizem3446]

No lies I wasted 2 years with naca keep on giving me the run around. As soon as I stop working with them I was qualified for fha loan

[@SoldByYolanda]

Thank you for sharing your experiences! A lot of people would qualify for a traditional FHA loan if they would get their credit together and reduce debt vs taking what they think is the "easy" route.

[@purplepear8505]

Congrats!!!

[@myplace.08]

My family and I really want to buy a home 🏡. I'm not educated enough on the topic and so I never tried. NACA was the 1st program I heard of that made me think I could buy a home. I have watched many videos talk about the pros and cons of NACA. It has made me hesitant, but I figured I have to do something. That's how I came across your video, and it's been very helpful. The construction 🚧 loan sounds great. 👍

[@SoldByYolanda]

You're welcome!

[@driab1203]

Awesome im low income I'll stick with naca my circumstances wont allow this sis lol.

[@SoldByYolanda]

Do what works best for you. I share options 🙂

[@mrsrightproductions]

The more paperwork and the faster you respond to them when the need a document even if they ask again, just do it asap. They are overloaded with people, it’s a nonprofit as well . People need to be patient and make sure the have all their ducks in a row. I would say have everything uploaded and ready before even approaching the program so you can go through the program the fastest. The more prepared you are, the faster the process is. Look up other KZbin videos on what they required first

[@Rae_is_Bae]

@@mrsrightproductionsexactly right.

[@kri-stee-nuh555]

🤓🤓 Knowledge is power.

[@SoldByYolanda]

EXACTLY! 💕

[@petcooper1]

Are there similar programs to the one you mentioned in this video for the northern NY, CT, and NJ tri-state area? This information would be greatly appreciated. Thanks for the video. Very informative.

[@SoldByYolanda]

Thank you for watching! Please ask your local mortgage loan officers about programs that will help save you money. I'm only familiar with programs in the state that I'm licensed in.

[@yxayanapena8652]

What an amazing video thank you!!!

[@SoldByYolanda]

Thank you so much

[@ToOpen6seven]

Great info, beautiful -- but I found it hard to hear you with the background music. Do you have a similar video without the music?

[@SoldByYolanda]

I'm sorry! No I don't have another video on this topic.

[@joannacrews7294]

Do you cover new construction in High Point?

[@SoldByYolanda]

YES!! I sure do provide service in High Point. Please give me a call and we can discuss the new construction communities in that area.

[@AmbiRele]

im a veteran on section 8 via hudvash, im in fayetteville, can you still assist me in purchasing a home?

[@birchshronda]

Go through Naca, you can use your section 8 voucher to purchase a home.

[@purplepear8505]

The red tape!!!! 😡 It's pure madness and a waste of time.

[@SoldByYolanda]

I try to warn people 🤷🏽‍♀️

[@purplepear8505]

@@SoldByYolanda Yeah, they're a damn joke! And some of the counselors think they're gods!! They want you to jump through hoops like a damn dog for a house. GTFOH 🤪🥱🥴

[@SoldByYolanda]

It's unfortunate so I try to provide other alternative options🙂

[@chellierenae]

What's the red tape!??? They put you where your need to be for the underwriter, which regardless of program or loan you go through you will have to get pass their underwriter.

[@purplepear8505]

@@chellierenae And pray that your Counselor is not full of iiiiish!!!! Some of them are naturally full of hate. Never Again! 😭😞

[@tara1440]

Good information. Good work you're doing to help others . You are a REALTOR not REAL(A)tor ....

[@SoldByYolanda]

Thanks for watching! And I'm aware that I say REALTOR wrong. I've mentioned it in several of my videos that I'm working on it. Enjoy your day!

[@destinationjunkies9577]

this is by far the best educational home buyer video I have watched on KZbin! Thank you!!!

[@SoldByYolanda]

Thank you so much for watching!

[@ED-qk6uh]

Yolanda, you are amazing! I'm in the process of looking for my first home. I lived in Charlotte (apartment living and I hated it too) then moved away for a year or so to tackle some debt and now I'm debt free with a high credit score, so I'm ready to move back. A friend also sent me information on the NC 1st Home Advantage Down Payment, which is exciting, and I also prefer new construction. Currently, I'm working on my savings like you mentioned so I will be ready when the time comes. And I will be consuming your videos. This was so unbelievably helpful! Thank you so much!

[@SoldByYolanda]

You are so welcome and congratulations on all of your financial progress!! Definitely reach out to me when you're ready to purchase...I'll be here waiting to help 🙂

[@reneeerbe3575]

I lived in Winston Salem for 17 years!! I'm in Metro Atlanta now,!!I also am with Berkshire Hathaway! Great content. Sharing with a client

[@SoldByYolanda]

That's for watching! Think of me if you ever have referrals in the Winston-Salem areas.

[@cheonglee300]

Yolanda thanks for the info. Anyone you can recommend down here in N. Myrtle Beach, SC??

[@SoldByYolanda]

Yes! I'd love to make the connection. Please email me [e-mail]

[@tashabrown8301]

Hiiii👋 I am a Charlotte native, purchased my 1st home through NACA, yes it is a process(11 months for myself) but no regrets! I am also a former NC Realtor (‘05-‘09). I’m even considering getting back into Real Estate in the near future!

[@SoldByYolanda]

Thanks for sharing!!

[@brightrosellc82]

Congrats!

[@tashabrown8301]

@@brightrosellc82 Thank you!!

[@brightrosellc82]

I really enjoyed your video. Very relatable and informative. I will be reaching out to see how you can help. 👍

[@SoldByYolanda]

Definitely give me a call or send me an email 🙂

[@destinedtoprosper_]

With the first time homebuyer grant can you sell within the 15 years and pay it back out of the equity of your home?

[@SoldByYolanda]

Great question! Yes, what ever amount is owed towards the grant would be collected from the proceeds of the sale. History shows that real estate increases in value over time so yes, the equity can be used.

[@kamberanns9789]

Excellent information!

[@SoldByYolanda]

Glad it was helpful!

[@suzettesokolgz4564]

Thank you 😊

[@SoldByYolanda]

You're very welcome!!

[@lahayes21]

So did you waste money doing the buydown if the rates came down anyway?

[@SoldByYolanda]

No I did not waste money. You get what ever the current rate is at the time of purchase. I was grateful that the rates went down and I was able to SAVE more money.

[@NOEXCUSESONLYSOLUTIONSTV]

Hey I'm in winston salem and I'm going through naca as we speak

[@SoldByYolanda]

Hi👋🏾 please keep me posted on how that goes for you! Good luck!

[@NOEXCUSESONLYSOLUTIONSTV]

@@SoldByYolanda I see you're familiar with the program I was wondering if you don't mind could you be my realtor through this process the last three realtors that I was dealing with they really didn't know anything about the program so I kind of just moved on

[@SoldByYolanda]

Hi!! I'm so sorry that I'm just now seeing your message. KZbin only notified for the initial comment. Unfortunately I no longer work with NACA buyers. I have a few videos on my channels as to why...I offer other alternative options.

[@brightrosellc82]

Best of success to you. 🙂

[@krystlerivera5704]

Wow! I need your assistance!

[@SoldByYolanda]

If you live in my area, I'm available!

[@danadane4375]

15 years my goodness.

[@SoldByYolanda]

I know that's a very long time so get the home then plan to pay the money back as if it was a starter loan.

[@niyalove5265]

Hey, this was such great info! Thank for sharing!!! Do I have to live in NC to join the FB group?

[@SoldByYolanda]

Thank you so much for watching and your feedback! The information that I'd be providing in the FB group would be the real estate laws for NC. Every state has a different process and guidelines. Are you planning to relocate to NC?

[@deejay81able]

​@SoldByYolanda could you give info for the state of ohio?