LETS TALK ABOUT MONEY: all about investing, how much you should save, buying a home, and more

[@SamElle]

I still find it a shocker that we dont learn this in school!!! I FEEL LIKE THIS IS MORE IMPORTANT THAN MOST THINGS WE ARE TAUGHT

[@NatalieBarbu]

It’s so frustrating. I wish we would learn these topics in school because it’s so confusing to learn as an adult haha

[@allthehui]

@@NatalieBarbu and then you feel like you’re behind 😭 because we could’ve started taking advantage of the compound interest WAYY earlier

[@SamElle]

@@debrafirestone861 I am very skeptical about the education in this country but I try to remain positive

[@taaraelle3150]

Our middle school and high school taught us. We had so many projects to present about it. I still have one or two in my closet!

[@samspraguefinanceformula3519]

Agreed financial literacy is just as important as reading and writing. We use all 3 everyday

[@JanaBibi25]

Being open about money is what we need in 2020. Good video

[@NatalieBarbu]

Thank you!

[@jaydeng.stewart1356]

I learn more about money on your channel than I have in school 🤦‍♀️

[@joymae]

KZbin University is the best

[@LeahLynnxo]

Where is your sweater from?! So cute

[@ZoePritchard]

first off love you sweater and hair!! Also loved this video! I first found you through your finance videos so I'm so happy you made another ❤️ I love what you said about buying a house and the fees that come with it. I feel like there is so much pressure on our generation to buy a condo or home in our twenties (which is crazy!) but no one talks about all the other fees that go along with it.

[@nolwazimnguni4429]

This video was so well thought out and so informative, thank you Natalie! I'm 26 and STILL learning about financial literacy.. Btw love your sweater!

[@NatalieBarbu]

I’m still learning a lot too! We can learn together!

[@caitegraceify]

I love this so much! I just bought my first home and immediately lost my job. I’m needing this type of talk rn

[@29treslaw]

Thanks for the tips Natalie

[@NatalieBarbu]

Hi everyone! Would love to hear your money-saving tips. Also, if you want a free stock on Robinhood, use my code to claim your free stock: join.robinhood.com/natalib71 Intro 0:00-02:04 Is investing worth it at a young age? 02:05-05:00 How do I invest? 05:01-06:47 Living at home vs. renting vs. buying 06:49-10:37 How much money should you save in your 20s/30s? 10:40-12:42 How to hold yourself accountable with a budget? 12:43-13:29 What is the lowest salary a college graduate should accept? 13:30-16:00 Outro 16:01-16:48

[@nataliebaddour3089]

Love your money/financial videos! Also your look is on point in this video 😍

[@NatalieBarbu]

Thank you!

[@isabellams333]

Loved loved loved this video gonna try out the monthly budgeting thanks NAT!

[@kaylatcompton]

THIS WAS SO HELPFUL! I really need to be better about saving!

[@allthehui]

Loved the call outs about: - doing your research before putting in any $ into investing - addressing debt before all else - renting vs. buying! in our parent's generation it made a lot of sense to purchase a home, but a lot of times it doesn't make sense anymore (depending on what city you're living in) and when I did the math myself I was super surprised to learn this. I advise looking up rent vs. buy ratio for your city and cost-of-living for anyone reading this 😊

[@NatalieBarbu]

Yes agree to that last point!!

[@paulalexander616]

kzbin.info/www/bejne/j3q6pISFoN2sftU

[@paulalexander616]

Must watch👆

[@CristinasLife]

Yes, talking about money is super important.

[@jessicarhiannon8002]

Where is your top from? Really good money tips as well especially the investing tips

[@cxlorenzo]

loved it yeah we need to talk about money more!

[@PrincessJacklyn333]

Love these money vids

[@CorriGoggin]

i would LOVe to see your budgeting excel sheet! i just have been trying to figure out how to figure out how to budget, ya feel? i just can't find the right setup!

[@Coralie_Anne]

I'm always fascinated by money content, loving this!

[@samspraguefinanceformula3519]

Financial literacy is just as important as reading and writing. We use all 3 everyday

[@NatalieBarbu]

Why don’t they teach it to us though!!

[@samspraguefinanceformula3519]

@@NatalieBarbu school were intially designed to create a workforce. To acclimate people to an 8 hour work day, work hard, produce good results, and get a paycheck. Any thoughts of financially independence or creating businesses was typically taught in homes

[@alannaleblanc5666]

O*net online and payscale can help give guidance on salary ranges based on occupation, location, and experience level

[@isabeldiaz193]

This is such an important video! Over quarantine, I was stressing about my savings but it’s so comforting to know that everyone is on their own path and everyone’s numbers look different.

[@gizanglyer5299]

Where is your sweater from??

[@joymae]

You should invest as early as possible because of compound interest and ALSO because when you are younger if you take risks you have more time to recover from financial downturns

[@coralakey]

Where is your sweater from it's so cute!

[@RubyLocknar]

Love me some money talk! I try and do the same thing on my channel- financially literacy is SO incredibly important.

[@Anne5191]

What I think would be really helpful is talking goal %s... yes salaries and debt vary and are all over the place. But what is a good goal for savings, what % of income should go to different expenses? Also important to note that yes a lot of people live at home and it's great to save money, but so many people don't have that luxury! Either their parents are not in a situation that would allow them or they get a job that is far away from home. Just something to think about and would be nice to address if you make another money video! :)

[@NatalieBarbu]

Yup, I mentioned living at home assuming that your parents are allowing of it. But great points and I have a whole podcast with more details on saving and budgeting. Same with other videos on it as well!*

[@Anne5191]

@@NatalieBarbu cool I will have to check out the podcast episode because I would love more budgeting advice! Thanks girl!

[@NatalieBarbu]

Of course! Thanks for watching ❤️

[@Mercedesbenzz8]

Its so cool that when you are skipping you can see the next topic in the time bar

[@emilyhyland9681]

I love these videos they’re really helpful!

[@ceruleangemini73]

I would love to see your template for budgeting on excel! Or any tips and tricks while manually budgeting!

[@NatalieBarbu]

I have it on my website!

[@sherleeniexd]

Omgsh where is your sweater from? 😍

[@justme123497]

Hi Natalie, this was a great video. Could you please make videos regarding fitness?

[@oliviamessina]

such great tip!! thank you Natalie!

[@melissareyes2497]

I live at my parents house because they want to help me to save to invest :)

[@ashleyschmidt5865]

@Melissa sorry to bother you, are you new to forex trading investments? I hope for your reply soon

[@KaliAlexandria]

Investing is so important! Please do more like this!!!

[@simplicity.h]

Thank you for all you do!!! ❤️from frenchie in miami 🇺🇸

[@electricfaze]

I completely agree money needs to be talked about ! Thank you for this video

[@seriahalexus]

Thanks for the podcast recommendations 🤗 great video!

[@RosaDaniello]

You are so knowledgeable, thank you for sharing your tips with us!

[@AswanRosaMarie]

this came at such a good time! i turn 20 this month and i want to ensure that this decade i manage my money really well and have a more stable future.

[@kristinadizon1731]

Your advice is literal gold! Thank you so much for posting this 🥰

[@janckenel2635]

Hi Natelie, love the video. I think it’s important that people learn these things from a young age. I wanted to recommend a book for you that I think you might like. It’s Manage Your money like a f*ckn grownup by Sam Bechessinger. She’s a South African artist. The book is so well written and easy to read and understand. 😊

[@animaluver224]

Loved this video!! So insightful and I love how you broke it down!

[@megdewsnap]

you are so so inspiring for me to keep going with youtube, to see how it got you to where are today & how established you are! always learning from you☺️

[@ItsAmandaWan]

this is such an important topic and video!!!! i loved this wow thank you

[@alexncaceres]

This was such an informative video! I really Also the whole rule of thumb of having your salary saved by 30 was such a crazy thought to me, like wow.

[@honeypotfilms6066]

girl pls make this a regular thing!! like you should give us advice every wednesday in a video or something, whether it be financially or mentally or literally ANYTHING! - honeypot films

[@AlexandraAnnette]

exactly the video i need at this time. my goal is to pay off my student loans by 24

[@NatalieBarbu]

You got this!!

[@dianareyes1675]

Super helpful loved this video:) Completely out of topic but can you do a makeup tutorial on this look it’s so pretty!

[@dansiahume]

Such a helpful video

[@mayganpaul5995]

where is your sweater from🤩🤩

[@faith_made_me_strong]

Love the content girlie!

[@RadiantRaquel]

So glad you decided to talk about this 😁👏🏼

[@NatalieBarbu]

Glad you liked it!

[@alexdevinney9667]

I love these finance videos.. currently bingeing all of yours!

[@gissellecortez8441]

Thank you for this video, Natalie! Super random but what tanning lotion do you use? I absolutely love your shade

[@NatalieBarbu]

St tropez! I just tanned yesterday!

[@allthehui]

Yesss the video we all need. Love your videos!! I also studied IE and it’s fun to see other people who have too (not that I do anything with that degree anymore 😂)

[@NatalieBarbu]

Haha it’s okay I don’t do anything with the degree either

[@mariagguerra]

I'm so glad I found your channel!! Thank you so much for your videos!

[@mckenziewicker6907]

THIRDDD,! Lysm so inspiring! 😚

[@leai4298]

Elena Taber and then you,is that a sign that I should go ahead and dive into the investing world?💖

[@morganmoss9639]

I love this video! I think it’s really great for young 20 somethings to talk about money. Also, you look gorgeous!

[@AmandaSchaeffer20]

so inspirational, thank you!!

[@cherish-laura]

you look stunning in this vid girl, the skin is glowing

[@TheBlushingGiraffe]

Totally agree with you about the renting question! I’m uploading a video with my husband tomorrow on why we are currently choosing to rent vs buy 🥰

[@coolpopular4life]

Totally appreciate this!! Thank you

[@anitacarter8060]

Honestly, this should be taught in high school .🤔 they really need to teach life skills....

[@zerlindaadimannuela1773]

Hey nat. I just wanna recommend u read real estate books, i saw ur last vlog where ur looking for rental property. I recommend 1. the millionaire real estate investor by gary keller, 2. The book on rental property investing by brandon turner. Also for a startup rich dad poor dad is amazing but i guess u might have read it before. For real estate investor networking, BiggerPockets.com is perfect. I listen to their podcast every single day and taking notes bc they share very very good insights. I am only 19 and i love real estate so much so I have started learning it since 17, and those are some books n podcast reccomendation i think would be good if u just started real estate investing. Wish u good luck✌️❤️❤️

[@heyitspurpleraisin]

FIIIRRSTTT!

[@Keli]

OMG I love your videos so much! I always come here to learn something and I end up just binge watching your channel most of the time! Seriously so helpful 😊

[@stephaniedasilvaox]

Hey babe

[@Heather-nm4qj]

Thank you for talking about the additional costs of a house!! I feel like it's ignored in a lot in other financial videos

[@ElleryLeeisalwayshere]

Love this video

[@lmua8628]

Yesss love this! This was one of my suggestions for you to do !

[@jean5833]

Can you drop the link to that reddit thread? Sounds super interesting to read through. Thanks!

[@NatalieBarbu]

I went through a few but just Google “how much you have saved and age”

[@jean5833]

@@NatalieBarbu thanks!

[@ekaterinas2326]

Could you please give us your budgeting excel sheet sample?

[@localhostlaura]

I would love if you could possibly link some of the Reddit threads you were checking out! ❤️ loved the video as always!

[@angelaarutyunyan3131]

Im so happy you made this 😭😭😭😭 in my early 20s and I needed to hear all this

[@NatalieBarbu]

Yay glad you liked it!

[@willamsanchez4028]

I love how you explain so well (:

[@yasminaa_d]

Love you and how helpful/inspiring you are!

[@NatalieBarbu]

Hope you enjoyed the video!

[@taylorstoltz249]

Would love to share stuff on this topic with my subscribers eventually. It’s soo important!! Still learning though so thank you for this video queen 🙏

[@terpsiv8305]

So random but your make up looks so good in this video!

[@inea-fijourney22]

thank you for sharing! We need to keep talkimg about money so it stops being a tabboo. Im full transparent in my channel as wwll, and document every single step from a starting $82k consumer debt in June 2020 and into wealth someday!

[@mercyclara7315]

I don't know who needs to hear this , you've got to stop saving money. Invest some part of it, if you really want financial freedom

[@mercyclara7315]

Invest in bitcoin, gold, silver,buy stock, forex market, commodities. Just invest and save yourself.

[@paulalexander616]

Facts👏

[@marthatom753]

Hey dude, this is 2020. People who aren't even traders make money from the crypto and forex markets and moreover there are already financial analysts and trading experts(PhDs) who have shelled out theories and ideas for years on how bit coin technically grows.

[@gablucas2255]

Exactly, very good point✌

[@marthatom753]

If you think you're too lazy to trade or learn how to trade, just know in have some friends who invest in a platform where an expert devotes their time and help them trade and they get paid profit every week

[@lea-on5hz]

thank you Nathalie for this video. it was so helpful!

[@faith_made_me_strong]

I went ahead and subscribed 😌🤩💟

[@Bunnylovescoffee]

Thank you so much for this video! It’s so interesting and eye-opening to hear other people’s opinions about money 💕

[@irinas4100]

You're a true inspiration! As someone who is older than you, I love seeing such a smart and successful young woman. ❤️

[@NatalieBarbu]

Aw thank you so much

[@leahmary1]

This video is so so useful thank you for doing this!!

[@businessguide6219]

Beautiful Natalie

[@mirandaalexis]

im glad you talked about renting vs buying vs staying at parents home

[@brendasalinas9693]

I love your financial videos. Thanks for sharing your opinions!

[@NatalieBarbu]

I hope it helped! Definitely make sure to talk to a financial advisor further :)

[@brybach5479]

where is your sweater from?!?! and your rings?!!

[@NatalieBarbu]

It’s from Vestique!

[@laurenm7015]

This might be a stupid question, but when people talk about investing, does a high interest savings account with stocks/bonds count? Or does it mean strictly investing into individualized stocks? I'm Canadian so I think the language is slightly different! Thank you!

[@DCassidine]

A high interest savings account is not an investment account and therefore cannot hold investments such as stocks and bonds. In order to invest in the stock market you need to have an investment account (in Canada this would be accounts such as TFSA, RRSP etc.) P.S. I'm Canadian and make videos on investing ;)

[@laurenm7015]

@@DCassidine thank you!! When I said high interest I actually meant TFSA which is what I have. I’ll definitely check out your videos!

[@neerajanandimandalam3467]

Third

[@AmandaFiorina]

this is seriously so helpful

[@NatalieBarbu]

Glad you found it helpful!!

[@leilanirosalin3228]

first

[@MiaaaaBiaaaa]

Yessss Natalie!!❤️

[@gabrielacorri3500]

doctor: “you have 16 minutes and 49 seconds left to live” me: