REALISTIC WAYS TO SAVE MONEY! | How to Save Money $$$

Hi everyone! Hope you enjoy this video all about saving money. I tell you a few realistic ways on saving money and how to save your money - especially if you have a financial savings goal or you are young and in your twenties, these tips can help!
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#HowToSaveMoney #MillenialMoney #MoneyTips
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[@arshinar]

My saving tip as a student, living at home, with little to no financial responsibilities: I put all my hundreds in my savings and I “spend” my tens. For ex, if my paycheck is 250$, I put 200 away in savings and I keep the 50$ in my chequing to spend (if I want). Obviously if you have more financial responsibilities this may not work, but considering the only thing I really buy is takeout, coffee and occasionally clothes, this works well for me!

[@NatalieBarbu]

If it works for you, it works!

[@natschats1720]

Going to a state school for college instead of an expensive private or out-of-state school has honestly been the best financial decision I’ve made so far at 21!

[@dipikabasnet5560]

That’s awesome 👏 ❤️

[@melaniegriesemer]

I moved back in with my parents to save money and it was the best financial decision! Now one of my student loans is almost paid off and I’m also working on improving my credit score and finally feel like I’m improving my financial life 👏🏻 it’s a temporary decision but SO worth it!

[@NatalieBarbu]

THIS👏🏼👏🏼👏🏼 you go!!!

[@StaciAnaMarie]

I lived at home for a while after college and was able to pay off all 40,000 of my student debt within a year in a half! Best decision I ever made!

[@TinaLeder]

Budgeting is *EVERYTHING* !!🎉 Even being a freelancer, I budget based off of my lowest month and then anything above that is what you mentioned the "new budget" that's specifically for my savings.💖 Loved that you made this video!

[@TimeaPusok]

Budgeting is everything! I almost fainted when I did mine for the first month, I was spending money on the most absurd things lol. Great video, Natalie! Finance videos are my favorite

[@NatalieBarbu]

Isn’t it crazy how you don’t even realize until you see it all laid out?!

[@hennakristina1412]

First of all I wanna say what a helpfull video. But my short time goal is to cut on my spending habits and budget, so I don't struggle from paycheck to paycheck. After that, I want to start actually saving money. I'm 20-year-old working two minimum wage jobs but living in one of the most expensive areas of Helsinki. Definetely gonna come back to these comments! ❤️

[@chloeyap8275]

Love this and the comments! Social learning is so great. What's worked for me is (1) tracking my expenses - instead of an excel spreadsheet, I use one of the free budgeting/expense tracking apps so I can easily put in an expense as soon as I've spent it/on the go. In doing so, I can check how much I've spent at any point in a month or at the end to understand what I spent most on and if I feel I've overspent, I take a closer look to find out why. Sometimes it's just because I had a friend's birthday and it's okay but sometimes it really helps to highlight where I might've splurged a little too much. (2) splitting my pay into different savings account as soon as I get paid - this way I am saving automatically and I know that what's in my transaction account is what I have to play with!

[@anastasia_editz]

Hi, I’m interested in saving more money and want to know what apps you use to track your budget

[@rachel_lin]

Gotta remember to cancel all of those subscriptions too! I’ll sign up for free trials then forget to cancel before I get charged 🤣

[@NatalieBarbu]

Yes!!

[@xJustGetAway]

Great video Natalie! I love the advice you gave and also agree that there is nothing wrong with living with your parents 👍🏼 but would like to add that even though we can save on rent and groceries, don’t forget to help your parents out when you can! Living by yourself you can see how much is spent on food, and I know I never noticed when I was living at home. We should help out and not live for free when we are fortunate to money 😊

[@NatalieBarbu]

Agreed!

[@leahmary1]

I like to think of my savings in terms of a percentage! I have my first job out of college so I’m not making a crazy salary but I can be proud of my self when I can achieve saving X%

[@emiliaarroyo4065]

My main savings goal is to save 100k before I get out of the Navy ! :)

[@deryamelody5423]

Ahhhh im so excited to watch this your finance videos are my fav 🥺🥰

[@JessicaBurgo]

Thanks for the tips babe! Def working on this now!

[@victoriam.6430]

You are so wise and well informed for your age! I just found your channel and am loving your financial videos! Can’t believe how young you are! Keep up the great work! 🙂

[@paulinelassonnery2887]

Love those videos thank u so much !! i loved the video about not social medial sides hustles, I'd love to see an other one it's really inspiring !! And thank you for the tip about the tracking data thing, it's off and it's GOOD !

[@poppycalliope]

A very helpful video 💕 saving is so important! ❤

[@oohbelle9223]

I set a rule on my bank account that every time I get a paycheck, it will put in a certain percentage in savings. So I don’t feel it as much because I’m not seeing that money.

[@NatalieBarbu]

So smart !

[@AlexandraAnnette]

i wish i started budgeting earlier! but happy i started doing it in 2019!

[@AlexandraAnnette]

i do my nails at home!! ive got a steady hand... should’ve been a surgeon

[@caitlinjanelle9967]

Love these tips!! I have to start paying on my student loans within the next few months, and I am looking to get them down ASAP!!

[@jackiek4159]

I love your finance videos! Saving money and being intentional with your money is soo important in life and having money definitely brings freedom! Loved this girlie! 🙌🏻

[@NatalieBarbu]

Yay😙

[@adebs]

I still use your budget template since you shared it with us in your last finance video! It’s the best

[@NatalieBarbu]

Aw yay I'm so glad you use it!!

[@xod0llfacex3]

It sucks there's a stigma to living with your parents in the U.S., but pretty normal in many other countries

[@user-su1rd1hm4m]

it is stigma everywhere, but in poor countries it is justified under various pretexts.

[@nocdrty]

@@user-su1rd1hm4m that's not true , Singapore and Japan are really developed , still living with parents is preferred by parents and society. It's the kids that want to move out after a certain age , but parents prefer that kids move out only when they are financially sound , or have a job far away or married . Else they will not prefer for the kid to move out . Even in "poor countries" , as you said , there are tons of people that are super duper rich , and tons that are in high class , even these people prefer to stay with parents . So it comes from culture , where it was always preferred from olden times ,that younger ones need elders for guidance, and the elder ones need younger ones for physical support in their ripe age . So many cultures are based on this . In this setting , money is not a reason to stay together. Coz the Rich ones and the poor ones , all prefer to stay together , just the size of the home changes. I hope this gave you a different perspective to look into . Media always doesnt show the real things . 😊 👍. "Vasudhev kutumbkambh". Try to check the meaning of this word. It's from Sanskrit.

[@xod0llfacex3]

@@user-su1rd1hm4m I agree with the other comment. Maybe in the U.S. and some other "western" countries, there's a stigma, but my cousins in Canada still live with their parents well into their mid-late 20's.. maybe even 30's. I also know Israelis who live with their parents and they aren't poor either. It seems normal there.

[@hannahpeck3961]

Anyone know where the side hustle video is? She mentioned linking it I thought

[@aimensharoze4861]

omg where is your top from?!! its so cute

[@natalieminassian]

Needed this!!!!

[@davidparnell4675]

Hi

[@JenLauren]

Exactly what I needed. You have no idea 😂

[@NatalieBarbu]

😙😙

[@fatimazahra76039]

louve this!! Great tips

[@raphacooljohnson3469]

Jb

[@maggiebranch9296]

Hey Natalie

[@princessnature1]

Sometimes I think that just because a buy a bag of chips three times a week, means that I lose a lot of money, someone help!

[@SamElle]

im definitely better at spending than saving so this is super super helpful!!

[@mirandaalexis]

the side hustle one is real

[@marissamontes8008]

Can we just be friends wah!

[@smrithisondur9873]

This video showed up right when I needed it

[@user-su1rd1hm4m]

Although I love you, I have a few questions for you: 1) Any successful project is assessed with added value, what is your added value, zero? 2) You realize that you owe your success to your beauty and the fact that you started KZbin when it all began; this is easy money and does not correspond in any way in terms of the invested effort and income. 3) Is it worth saving money 40 years of your best life to spend them in the last ten years of life? ;)