National Savings Islamic Schemes | Sarwa Islamic Savings Account | Sarwa Islamic Term Account | Rifa

National Savings Pakistan has officialy launched its Shariah Compliant Islamic Products range named "Rifa National Savings" with effect from May 29, 2023. According to the press note, issued by Central Directorate of National Savings Islamabad, the following Shariah Compliant Islamic Products have been launched:-
1. sarwa islamic savings account
2. sarwa islamic term account
Here we discuss each islamic product in detail here:-
Sarwa Islamic Term Account is available in 4 types according to its time limit. In 1 Year Sarwa Islamic Term (SITA) Account profit is paid on maturity while in 3 year SITA, profit is paid on bi anuualy means after every 6 month. In 5 Year SITA, profit is paid on monthly basis. Withholding Tax on profit is applicable as per laws which is 15% for filers and 30% for non filers. Sarwa Islamic Term Account can be opened with a minimum balance of Rs. 50000/- while there is no limit for highier deposits.
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[@abdulghani9160]

Good information 👍🌹

[@PakistaniBestDramas2024]

right

[@sheralichauncey1967]

‏بینک نجی مالیاتی ادارے کاپوریشنز جب سال کے اختتام پر اربوں روپیہ کماتے ہیں تو اسے خالص منافع کا نام دے دیا جاتا ھے لیکن جب وہ اسی خالص منافع میں سے اپنے سرمایہ کاروں حصہ داروں کو کچھ دیتے ہیں تو اسے سود کا نام دے کر حرام کہا جاتا ھے وجہ ؟

[@user-iv2eo6zr3p]

Baki Jo mulk mei ho rha wo hlal Hai Kiya molvii pr Madras K braiy khairat bcho K Liya ATI hlal laikn boorhay takaiy ka munafa lain 1 Lak pr wo hram zalmo texes loit limit KR awam say Jin siysatdano nay jydaday bnye asal to wo Haram Hain wahn molvii khamosh keo K such bolnay pr griftariya zulm ho rhay es Liya looto loito aam logo Ki hdiyo say khoon or ras khud pr texes lootna hlal hm Kom pr apni mehnto say brhapay mei takaiy tokrii ka munafa Haram

[@user-iv2eo6zr3p]

Bnk Khali ho jyn gai or sazish ho gi sheyd K I m f say krzaiy Lai Lai KR mulk itnay krzo mei Dai do K khuda nkhasta krzay na utaray siysatdan to Bahr ayashiya kraiy gai hm Kom pr texes say jydaday bna bna KR un Ki 100 nslaiy Amer tren or hm aam Kom brbad krzo mei , , awam dr KR bnko mei hi na rkwaye zalmo awam or mulk dono ko tbah krna